⭐ 9 BEST Credit Cards for 5% Cash Back with NO Annual Fee (2024) 💳 | BEST 5% Cash Back Credit Cards

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  • Опубліковано 21 жов 2024

КОМЕНТАРІ • 28

  • @walliterate
    @walliterate  6 місяців тому +1

    How many credit cards do you have that earn 5% cash back (or 5x points)? Also, which cards are they?
    ▶WATCH NEXT:
    ⚬ FULL Review: Discover It Cash Back Card: ua-cam.com/video/rPvw_oz80-k/v-deo.html
    ⚬ FULL Review: Chase Freedom Flex Card vs. Chase Freedom Unlimited Card: ua-cam.com/video/axbmyImyidI/v-deo.html
    ⚬ FULL Review: Citi Custom Cash Card: ua-cam.com/video/876C3fvFaw8/v-deo.html
    ⚬ FULL Review: Wells Fargo Active Cash Card: ua-cam.com/video/K8WACuDAFrg/v-deo.html
    ⚬ FULL Review: Discover HYSA vs. AmEx HYSA: ua-cam.com/video/Mv3kq63RjwU/v-deo.html
    ⚬ 6 BEST catch-all credit cards to earn 1.5% to 3% cash back on all purchases (NO annual fee): ua-cam.com/video/ZsP22VVE_Bk/v-deo.html
    👀OTHER POPULAR VIDEOS:
    ⚬ 6 BEST credit cards for GAS purchases that earn 4%-5% cash back (NO annual fee): ua-cam.com/video/xhLDAszGBgc/v-deo.html
    ⚬ 7 BEST credit cards for earning 3%-5% cash back at GROCERY STORES (NO annual fee): ua-cam.com/video/Isd2HDN7kzA/v-deo.html
    ⚬ 5 BEST credit cards to use at WHOLESALE CLUBS (NO annual fee): ua-cam.com/video/97vQa24thlo/v-deo.html
    ⚬ 5 BEST credit cards for SUPERSTORES (Target & Walmart): ua-cam.com/video/lenDCbaiAw0/v-deo.html
    ⚬ TOP 5 credit cards to use to pay your CAR INSURANCE (NO annual fee): ua-cam.com/video/EWGBFQYAE4M/v-deo.html
    ⚬ 7 "other" categories you can actually earn up to 5% CASH BACK on (NO annual fees): ua-cam.com/video/JGwl4G_ojJE/v-deo.html
    ⚬ 5 EASY Bank Bonuses for Checking Accounts with Direct Deposit: ua-cam.com/video/hPen78nRgzE/v-deo.html
    ⭐ Referral Links:
    ⚬ Chase Freedom Flex: www.referyourchasecard.com/18o/ORSL40TYDA
    ⚬ Discover It Cash Back Card - Extra $100 Bonus from 1 Purchase in 3 Mo.: refer.discover.com/s/an0284602

  • @masterstealth7979
    @masterstealth7979 4 місяці тому

    Your channel is now my favorite CC YT Channel. I get a new credit card every year.

    • @walliterate
      @walliterate  4 місяці тому

      Thank you so much for the kind words, I'm glad you're enjoying the content!

  • @LucianoVasconcelos1997
    @LucianoVasconcelos1997 Місяць тому

    I'm looking for a Credit Card, to get 5% Cash Back at Walmart... since they're discontinuing Capital One Walmart Card... Would Walmart fall under 5% GROCERY STORE or 3% WHOLESALE CLUBS on the AAA DAILY ADVANTAGE CARD in South Florida?

    • @walliterate
      @walliterate  Місяць тому +1

      Hi there! I replied to your question from the other video, but Walmart Supercenters do not officially fall under either of those categories (Walmart Neighborhood Market locations should code as 5% though, since they're official 'grocery stores'). Some people *have* reported that their AAA Daily Advantage card codes certain Walmart Supercenter locations under the 'grocery store' category for 5% back (in addition to Walmart Neighborhood Market grocery stores coding as 5%), but it's in no way guaranteed it'll code for the 5%, so if you're mainly applying for the card to use at Walmart Supercenters, you're taking a pretty big chance, as you won't know for sure if it earns 5% back at your own local Walmart in South FL until after you apply for the card and start using it (and the coding could also change at any time in the future as well).
      Someone did compile a list on Reddit of what did and didn't code as 5% for them if you want to check it out: www.reddit.com/r/CreditCards/comments/13fo6c4/aaa_advantage_visa_what_does_and_doesnt_work/
      Another option to consider for Walmart is the U.S. Bank Shopper Cash Rewards card (for 6% back at 2 different stores, with a $95 annual fee that's waived for your first year).

  • @SebastianSalvador-y2l
    @SebastianSalvador-y2l 4 місяці тому

    Bank of America customized cash rewards 5.25 % if youre a Platinum honors

    • @walliterate
      @walliterate  4 місяці тому

      Definitely a great option if you have enough money in your account to qualify!

  • @danbui3411
    @danbui3411 4 місяці тому

    How many of these should you apply for in a year? Which ones should be first and in which order?

    • @walliterate
      @walliterate  4 місяці тому +2

      Applying for one credit card a year is a good rule of thumb - I personally don't like to apply for more than two new accounts a year, spaced out every six months or so. This also depends on your credit report, especially how many new accounts you've added recently and the average amount of time you've had all your accounts, as applying for too many new cards in a relatively short amount of time can hurt your credit score. As far as the cards in this video, some of the ones that tend to be easier to get approved for if you have good credit are the Discover It Cash Back card, as well as the Chase Freedom Flex and the Citi Custom Cash card. Adding these to your lineup over time can help you to build up your credit score as well, which can help you get approved for cards that are a bit more difficult to get approved for, like the US Bank Cash+ card.

  • @CheckRaiseYou08
    @CheckRaiseYou08 5 місяців тому +1

    Why No Redstone Federal Credit Union? No AF, no FX fee, $200 sub, 5% restaurants, 5% gas +++

    • @walliterate
      @walliterate  5 місяців тому

      Wow, thanks for sharing! I haven't heard of that particular card - crazy that they offer 5% on gas and restaurants as well 🤯

    • @tomasvillalpando1876
      @tomasvillalpando1876 3 місяці тому

      Not really an option anymore for many, became a member of Redstone just to get the credit card, but it's only available if you live in Tennessee or Atlanta.

  • @P.I.P.E.L.I.N.E_Podcast
    @P.I.P.E.L.I.N.E_Podcast 6 місяців тому +2

    I have 5 :
    Target Redcard
    Citi custom cash
    Discover it cash back #1
    Discover it cash back #2
    OG Chase Freedom
    (Debating whether or not to convert my freedom unlimited to a freedom flex)