Ahh. I just found her here on this video being from Washington. My wife and I watched this video. Then this morning I found her sisters page and was so confused lol.
Shout out to CNBC that actually makes these super fun Millennial Money episodes! I find it so interesting seeing how other people spend their money. I would like to make a more formal budget that helps me get rid of that anxious feeling whenever I log into my bank account-is this a follow up video you guys would be interested in?
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. If you are in cross roads or need sincere advise on the best moves to take now with financial markets will be best you seek a fin-professional with fiduciary responsibilities who knows about mortgage-backed securities for proper guidance.
Rebecca Nassar Dunne is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Is this a similar video Shelby made? I love it. Most people can't make $500k in 10 years. I have a lot of respect for you for being so successful. I'm trying to reach the goal of becoming a millionaire.
Wow. This was SO invaluable!! It’s absolutely thrilling to see a millennial be transparent about their finances. I love that you also included some random purchases you regret or that you still stand by and that you were honest about spending extra money on convenience. This is just so so good. I want to be a financial coach someday and this just motivated me so much!
I LOVED THIS!! So fun to hear what you enjoyed spending money on versus not. And your after tax monthly income is very comfortable. That's my goal in the next year or two.. Such a lovely and balanced lifestyle...well shot too thanks for making this!
Aw Monica, all I can think of when watching this is how upset you were a couple years back…I think you were sitting in your car crying about not having a clear passion/path you wanted to pursue in life. It’s so heartwarming to see you living so well after seeing you down and feeling so directionless just a few short years ago. Keep up the good work, girl. Also loved when you said “this pant”…lol idk why it made me lol. 😂 Also also, loved the puppy, this is the first I’ve seen the little one & hope to see some more of that little cutie. Ok sorry this is a little much, k bye. 😅
I have to say, it’s so interesting and refreshing to see someone that I really admire and who inspires me also shares the same struggles with money. When you talked about never having made a budget or opening your bank account and being anxious, I felt that.
I’m envious of how much money you make, but I have watched how much you’ve worked for what you have. You also don’t seem to take it for granted how well off you are. Thank you for this transparency :)
I love this, it's inspiring and relatable in the sense of no matter how much money we make, having control over our finances matter. I think Monica does a good job overall. I love the transparency.
GS is a con artist - the fact he scammed people to put money in FTX and knew it was a scam, tells you everything about his character. His scam channel has hurt more people than it has helped. Listening to him is risky at best
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2014 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable in investing, so I just have my investing currently in index funds mainly Too but have been putting a lot into Schd the past few months. I don’t know if that's the optimal strategy, but psychologically it is very set it and forget it, and prevents me from obsessing over individual stock performance.
@@Believer292 Instead of using different brokerage accounts to purchase index funds or individual stock, compare your age(s) and how much time you have estimated till retirement, you can also opt to consulting/working with a fund manager/advisor for an “optimal strategy” to outperform the bear market.
@@james.atkins88 Please tell me how I can think I have such skills. My funds are being murdered by inflation, therefore I'm looking for a more profitable investing strategy to put them to work.
@@edward.abraham She runs her firm under her name Julia Ann Finnicum. You can find her contact page if you research her. Do your due diligence you'd find all you need to know.
@@james.atkins88Thanks for sharing this. I did my own little research, and your advisor looks advanced and experienced. I wrote her and dialed her twice but she didn't pick up so I scheduled a phone call. She is experience can't wait to have a chat. I hope she doesn't ignore me.
I love how transparent this was- your monthly income is basically what my husband and I make in a year… we might make a little more but it’s crazy to see the lifestyle differences
She’s worth 80-130k tops to me don’t worry I value you and your family more then hers 😂. People that do social media don’t contribute to the world as a blue collar job does.
I like the whole overview and the honesty about income, purchases and expenses. As a current 34 years old I cannot relate at all. One month's wages is more than my annual income. I have no chances of owning a property in the UK. It is interesting to know more about others' people lifestyles but it can also be very overwhelming if someone tries to compare themselves to it.
I, for one, cannot wait to see that finished airstream! Love this video and your honesty about “measuring up” to your sister - so relatable! It’s all about perspective!
it’s wild to me that someone with so much money can still be stressed about it. & it’s crazy how much debt rich people take on. maintaining high overhead would stress me out too. I don’t make anywhere near y’all but also have no debt …but y’all inspire me so much, you’re so confident with maintaining your income & managing your money #GOALS!!
BECAUSE THESE PEOPLE EITHER ONLY HAVE THE MONEY ON PAPER, OR B, THEY GOT LUCKY AND NOW STRESS OUT DUE TO ACTUALLY BEING Quite STUPID, and Unable to handle it. 😂😂 I laugh at these foolish type of people and certainly laugh when they lose--it--all.
Someone whose living on a farm, In their vehicle or in a tent is looked at as incapable of living THEIR LIVES and yet have no overhead bills or rent ot pay for. It's Alot safer to pay rent or own a home, but then locked into a long term contract... The wealthy have money and investments but in reality, these people with money are quite literally the stupidest people alive in that they have the most to lose. Look at Musk speaking out about AGI, HE KNOWS HE'LL LOSE EVERY DOLLAR HE HAS TO AGI potientlaly giving humanity more power and unlimited energy. Central Bank Digital currencies Digital IDs AI /AGI Technology gave these people money and when they lose it again due to technology, their going to be without skills and many people will certainly DIE.
CNBC profiled a couple several years back, together they had about $500k in income and WERE STILL PAYING OFF STUDENT LOANS. I rolled my eyes when I saw that.
I thought Monica just became a real estate agent 2 years ago but she said she has been making $500k for the last 4 years? I'm surprised she even makes $250k from real estate in only 2 years. With only 2 years of experience and no previous network she already shot up to be within the top 1% of real estate agents in the entire country. Something not adding up for me.
@@pamelabetances143 Seems inconsistent with the experience of other UA-camrs that have even more subs like Graham Stephen (said he barely got any leads at all for real estate from his youtube channel), or Erik Conover (had 2 million+ subs went into real estate, then quit because he wasn't making any money). I could believe $250k after establishing a real network of buyers over 10 years, but not only after 2 years. Otherwise, every youtuber with 1 million subs would be a real estate broker on the side if it were that easy.
Houses in Seattle are spendy thus commissions are higher. She showed her checks. I believe her. Why wouldn't she be successful fast? She has a following and a Reputation.
Well done Monica. What a self discovery project this must have been for you, especially doing it after Shelby did. It's nice to be able to count your blessings and see where you are and why you love your life, even if it's not the same as your siblings, I deal with the same thing exactly. I'm a grateful girl too xo
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $400k portfolio is down by approximately 20 %, any recommendations to scale up my ROI before retirement will be highly appreciated.......
The uncertainties accompanying this present market is more reasons I have my daily investment decisions guided by a portfolio-coach seeing that their entire skillset is built around going long and short at the same time, both employing profit-oriented strategy and laying off risk as a hedge against the inevitable downtrends, coupled with the exclusive analysis, it's quite impossible not to outperform. Netted over $550k in return on investment, since using a coach for about 2years.
Great video Monica! Appreciate your candor. I always feel like budget videos underestimate expenses. I'm not surprised by your $400 monthly wine cost. That's easily done over the course of a month if you buy 2-3 bottles as well as hit a few happy hours with friends.
Excellent vlog! I appreciate how you ( and Shelby) are so honest about your earnings. I've been watching since 2018 and am loving watching your journey in life! You work hard and I am sure having to do vlogs constantly for years is not easy! ❤❤
When it comes to that $6000 first-class flight, I have a close friend who truly embodies an Abundance Mindset. From observing him, I’ve learned that if he wanted that flight, he would go ahead and book it. But here’s the twist: he would either find a way to avoid paying the full $6000 or find a means to earn that money back. People with an Abundance Mindset don’t think in terms of limits but in terms of possibilities and opportunities; they are creative in finding ways to get what they want.
Monica - this is one of the best videos I've watched of yours. It's been really fun watching you, and your channel, grow into what you and it are today! Bravo, boss lady!
Aww.. Please don't. Try to see it as an inspiration ❤️❤️❤️ it is not the norm, you can be successful with a 20k job a year. It all depends on how you define the term successful for yourself ❤️ success can also be to get out of bed and ready in the morning, depending on your situation in life. Try to see it as a life someone else is living and it's so cool that we all have different lifes. Your life is equal as important and equal as successful. Have a great day ❤️
Don’t compare yes they have worked for what they have but their career changes were supported by a YT platform. Focus on having peace of mind good friends and great memories.
I work in finance and I’d definitely recommend still checking your reoccurring charges quarterly! Even if you report your card missing- some companies keep your cc information and although the card number itself changes, the account remains opened/the same so they are able to continue billing. I’d recommend calling your bank and requesting to turn off reoccurring charges which is an added measure to assure they are completely restricted from going in and billing your credit card! You can actually skip reporting the card missing and just stop reoccurring charges! A bonus is you won’t have to wait for a new card too!
My guilty pleasures are books and streaming content. I spent roughly a $100 month on those and I would say they’re worth it. My rent covers all my living needs so I’m in a good place and I consider myself fortunate.
I just found your channel and I appreciate your honesty and how open you are! I'm a parent in my early 30s struggling in life and dreaming of the day I dont have to fight and live check to check. You channel is inspiring me to go out there and take chances!
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I'm used to just buying and holding assets which doesn't seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I'm really worried about survival after retirement.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you'll need to be consistent and restructure your portfolio frequently.
In my opinion, it was much easier investing back in the 60s but it's a lot trickier now, those making consistent profit in these times are professionals reason I've been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.
My CFA NATHAN TRAVIS COOK a renowned figure in his line of work. I recommend researching his credentials further. He has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Wow! Thanks for expanding me, that’s what I want. $500k/year sounds possible now that I know you do it, would love to hear more about your tactical steps to get there. All the best!
@@chassisluther3325 I'm self employed it's much better than being at the mercy of an employer, I would never go back. And as for taxes well it's better to hire a pro and save yourself a lot grief.
I have no idea why Monica has anxiety about money she is spending $9,000 a month an bringing in $29,000 a month that is a $20,000 a month surplus. That is a $240,000 a year surplus. I think your debt is giving you anxiety so I would take the surplus and get debt free. You also said that you love golf and play twice a week. A huge money saver would be buying a yearly golf pass.
Is this video real? Like what are we doing? Hard to be empathetic for the most priviledged. Kudos to her for making this income, but def not feeling bad for her.
Love the transparency. Loads of other bloated videos on youtube that are boiled down to humble ragging with no tangible information. Really inspirational!
So inspiring to see a woman who is doing so well be so transparent. You're the role model my younger self would have needed. Now on to me to work hard and try to double my income! Thank you for the motivation, and best of luck on your budgeting journey. Also, if you're going to live in California for 50% of the year, it'd be interesting to learn more about how you plan to handle the tax consequences.
I'm moving out into my first apartment alone in Appleton, Wisconsin. Nothing compared to Seattle or Palm Springs, but it's a small metro city. Just recently they added Bird electric scooters to the community which I thought was cool. At 23 years old I also spend a lot of money too! I'm not worried about paying bills or anything but more concerned about investing for my future, like if I want to purchase a home in 5-10 years and for unexpected health emergencies. I'm still navigating that.
Did I just make it up, or was there once a video you posted where someone gave you two bottles of wines and you said you liked the cheaper one better….??
Monica! This is an awesome video! Love your transparency and I’m so impressed with the lives you and Shelby have built for yourselves. It’s a testament to the benefits of working hard and following your passions. And your video production value is amazing. 😃
Careful about cancelling your subscriptions by changing your card. I did that once and a merchant reported a 30 day missed payment for a $5 payment. Ridiculous.
Great video until you mentioned at the end how much Shelby makes in a year. If her income doesn't bother you or make you jealous, then why would you even mention it?
Question. I lived in Austin for 10 years and currently in Memphis. Im planning tp visit and see if Seattle is a fit. Would you rate Seattle over Austin? What is a good neighborhood to live for a young single professional over 30? I lived in Atlanta, San Diego, and Naples Florida too. The cafe scene is part of my routine and I prefer clean upscale area
Thank you! A little bit. I’m come up with some rough ideas, but typically leave the shooting VERY open ended/no list of shots. It all comes together in the edit for me :)
Thank you Monica for looking at this episode, I am about ten years older than you, and I make way less I live in Austin, Texas, but I like your video because I struggle with money. It comes from emotional spending, Im one of those people who like to do different things. I think I was meant to see this video because struggled really bad, I going to keep going. I did want to say that I want to pray for you are a beautiful soul, I saw sadness in your eyes you are on the right path please take some time to relax and self-care, I'm not sure if you are spiritual but it ok, you will obtain everything you desire, I wish I had your drive. It was in my heart to pray for you, just be patient, the Lord will work everything out, take care of yourself, and put your needs 1st. Have a bless day.
Monica every time i find my self procrastinating i just have to watch one of your videos to feel inspired ! Wishing you and Shelby the best from the Dominican Republic 🇩🇴
I'm just curious. Can you rip off a video format that someone else already does and name it the exact same thing? I still find the video enlightening and entertaining, I'm just curious what other people think about Shelby and Monica copying the exact format.
Hmm, good question! UA-cam is an interesting place. I’ve had people copy videos of mine down to the exact word for word sentences. I tried to take as a compliment. Hopefully my video draws more attending to other CNBC videos for them! Legality wise, I don’t think they’ve copyrighted the term.. but if so I guess they could ask me to take it down?
@@MonicaChurch regardless of whether or not people have copied your videos is irrelevant because you aren't the multi billion dollar corporation with all sorts of copyrights and trademarks on their material, logos, etc. You are making money off of their idea and video series by monetizing your videos. In order to do such, you must get permission from the copyright owner and compensate them for this, just like people do in the music industry.
Absolutely, as always, love your finance videos. I'll probably never get to that point in life as I'm not very optimistic lol, but its okay.😊 wait, you were in Cape Town!? When? Why!? Is there a vlog!? Hope you liked it here! 🤗
The Church sisters are by far one of the things I look forward to watching on UA-cam. I absolutely love what the both of you are currently building.
Thank you so much!
Totally agree! I look forward to every upload.
Facts
Ahh. I just found her here on this video being from Washington. My wife and I watched this video. Then this morning I found her sisters page and was so confused lol.
Shout out to CNBC that actually makes these super fun Millennial Money episodes! I find it so interesting seeing how other people spend their money. I would like to make a more formal budget that helps me get rid of that anxious feeling whenever I log into my bank account-is this a follow up video you guys would be interested in?
Love watching ur videos sm ❤
What about the other airstream you bought?
Yes, great video! Please do a follow up!
Yes!
I thought it was the real one for a moment
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. If you are in cross roads or need sincere advise on the best moves to take now with financial markets will be best you seek a fin-professional with fiduciary responsibilities who knows about mortgage-backed securities for proper guidance.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.
Rebecca Nassar Dunne is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
Your transparency has always been so refreshing to me. So many people shy away from that but it's really needed.
Agreed. We all make money.
Is this a similar video Shelby made? I love it. Most people can't make $500k in 10 years. I have a lot of respect for you for being so successful. I'm trying to reach the goal of becoming a millionaire.
Yes! Shelby had so much fun making it, she suggested I try it 😂
Wow. This was SO invaluable!! It’s absolutely thrilling to see a millennial be transparent about their finances. I love that you also included some random purchases you regret or that you still stand by and that you were honest about spending extra money on convenience. This is just so so good.
I want to be a financial coach someday and this just motivated me so much!
Thank you!!
Help me friend
Yeah I a really appreciated this episode for that specific reason. I love the feedback and thoughts about some past purchases
I LOVED THIS!! So fun to hear what you enjoyed spending money on versus not. And your after tax monthly income is very comfortable. That's my goal in the next year or two.. Such a lovely and balanced lifestyle...well shot too thanks for making this!
Aw Monica, all I can think of when watching this is how upset you were a couple years back…I think you were sitting in your car crying about not having a clear passion/path you wanted to pursue in life. It’s so heartwarming to see you living so well after seeing you down and feeling so directionless just a few short years ago. Keep up the good work, girl.
Also loved when you said “this pant”…lol idk why it made me lol. 😂
Also also, loved the puppy, this is the first I’ve seen the little one & hope to see some more of that little cutie.
Ok sorry this is a little much, k bye. 😅
Never give up.
I have to say, it’s so interesting and refreshing to see someone that I really admire and who inspires me also shares the same struggles with money. When you talked about never having made a budget or opening your bank account and being anxious, I felt that.
I’m envious of how much money you make, but I have watched how much you’ve worked for what you have. You also don’t seem to take it for granted how well off you are. Thank you for this transparency :)
I love this, it's inspiring and relatable in the sense of no matter how much money we make, having control over our finances matter. I think Monica does a good job overall. I love the transparency.
Graham Stephan has entered the chat.
Also, I like the way both your sister and you do millennial money better than cnbc itself.
GS is a con artist - the fact he scammed people to put money in FTX and knew it was a scam, tells you everything about his character. His scam channel has hurt more people than it has helped. Listening to him is risky at best
Atleased he doesn't sell course like other finance couch channels @@sterlingmarshel6299
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2014 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable in investing, so I just have my investing currently in index funds mainly Too but have been putting a lot into Schd the past few months. I don’t know if that's the optimal strategy, but psychologically it is very set it and forget it, and prevents me from obsessing over individual stock performance.
I’m thinking of doing the same but not sure if I should use different brokerage accounts? Just curious. Pros and cons?
@@Believer292 Instead of using different brokerage accounts to purchase index funds or individual stock, compare your age(s) and how much time you have estimated till retirement, you can also opt to consulting/working with a fund manager/advisor for an “optimal strategy” to outperform the bear market.
@@james.atkins88 Please tell me how I can think I have such skills. My funds are being murdered by inflation, therefore I'm looking for a more profitable investing strategy to put them to work.
@@edward.abraham She runs her firm under her name Julia Ann Finnicum. You can find her contact page if you research her. Do your due diligence you'd find all you need to know.
@@james.atkins88Thanks for sharing this. I did my own little research, and your advisor looks advanced and experienced. I wrote her and dialed her twice but she didn't pick up so I scheduled a phone call. She is experience can't wait to have a chat. I hope she doesn't ignore me.
I love how transparent this was- your monthly income is basically what my husband and I make in a year… we might make a little more but it’s crazy to see the lifestyle differences
She’s worth 80-130k tops to me don’t worry I value you and your family more then hers 😂.
People that do social media don’t contribute to the world as a blue collar job does.
I like the whole overview and the honesty about income, purchases and expenses.
As a current 34 years old I cannot relate at all. One month's wages is more than my annual income. I have no chances of owning a property in the UK. It is interesting to know more about others' people lifestyles but it can also be very overwhelming if someone tries to compare themselves to it.
I, for one, cannot wait to see that finished airstream! Love this video and your honesty about “measuring up” to your sister - so relatable! It’s all about perspective!
it’s wild to me that someone with so much money can still be stressed about it. & it’s crazy how much debt rich people take on. maintaining high overhead would stress me out too. I don’t make anywhere near y’all but also have no debt …but y’all inspire me so much, you’re so confident with maintaining your income & managing your money #GOALS!!
BECAUSE THESE PEOPLE EITHER ONLY HAVE THE MONEY ON PAPER, OR B, THEY GOT LUCKY AND NOW STRESS OUT DUE TO ACTUALLY BEING Quite STUPID, and Unable to handle it. 😂😂 I laugh at these foolish type of people and certainly laugh when they lose--it--all.
Someone whose living on a farm, In their vehicle or in a tent is looked at as incapable of living THEIR LIVES and yet have no overhead bills or rent ot pay for. It's Alot safer to pay rent or own a home, but then locked into a long term contract... The wealthy have money and investments but in reality, these people with money are quite literally the stupidest people alive in that they have the most to lose.
Look at Musk speaking out about AGI,
HE KNOWS HE'LL LOSE EVERY DOLLAR HE HAS TO AGI potientlaly giving humanity more power and unlimited energy.
Central Bank Digital currencies
Digital IDs
AI /AGI
Technology gave these people money and when they lose it again due to technology, their going to be without skills and many people will certainly DIE.
If you don't have debt you make more than her. It's the % what you have left after paying all bills
CNBC profiled a couple several years back, together they had about $500k in income and WERE STILL PAYING OFF STUDENT LOANS. I rolled my eyes when I saw that.
those who have that money are running some scams, create fake numbers to lure in for ad revenues or running on credit cards debts
Her monthly budget for wine is more than my monthly budget for food.
I was ready to watch a video about someone out of touch, but you seem so down-to-earth and smart about money. Proud of you!
I thought Monica just became a real estate agent 2 years ago but she said she has been making $500k for the last 4 years? I'm surprised she even makes $250k from real estate in only 2 years. With only 2 years of experience and no previous network she already shot up to be within the top 1% of real estate agents in the entire country. Something not adding up for me.
She probably got a lot of leads from her UA-cam channel. Having an online platform already with a fair amount of audience has definitely helped.
@@pamelabetances143 Seems inconsistent with the experience of other UA-camrs that have even more subs like Graham Stephen (said he barely got any leads at all for real estate from his youtube channel), or Erik Conover (had 2 million+ subs went into real estate, then quit because he wasn't making any money). I could believe $250k after establishing a real network of buyers over 10 years, but not only after 2 years. Otherwise, every youtuber with 1 million subs would be a real estate broker on the side if it were that easy.
@@FunkyChild718 INTERESTING….. 🤔 then idk ¯\_(ツ)_/¯ good observation!!
Houses in Seattle are spendy thus commissions are higher. She showed her checks. I believe her. Why wouldn't she be successful fast? She has a following and a Reputation.
This is an interesting comment, are you in RE or something.
I love how open and honest you are. Thanks for sharing!
Well done Monica. What a self discovery project this must have been for you, especially doing it after Shelby did. It's nice to be able to count your blessings and see where you are and why you love your life, even if it's not the same as your siblings, I deal with the same thing exactly. I'm a grateful girl too xo
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $400k portfolio is down by approximately 20 %, any recommendations to scale up my ROI before retirement will be highly appreciated.......
The uncertainties accompanying this present market is more reasons I have my daily investment decisions guided by a portfolio-coach seeing that their entire skillset is built around going long and short at the same time, both employing profit-oriented strategy and laying off risk as a hedge against the inevitable downtrends, coupled with the exclusive analysis, it's quite impossible not to outperform. Netted over $550k in return on investment, since using a coach for about 2years.
Personally I work with ROCH DUNGCA-SCHREIBER* a registered Investment advisor. Quite renowned, search her name to get in touch
Great video Monica! Appreciate your candor. I always feel like budget videos underestimate expenses. I'm not surprised by your $400 monthly wine cost. That's easily done over the course of a month if you buy 2-3 bottles as well as hit a few happy hours with friends.
Excellent vlog! I appreciate how you ( and Shelby) are so honest about your earnings. I've been watching since 2018 and am loving watching your journey in life! You work hard and I am sure having to do vlogs constantly for years is not easy! ❤❤
Thank you so much!
Great job! I had no idea I wasn't watching CNBC's show.
This is SOOOOO well done!!! Great work
The subscriptions won’t cancel with a new cc…. They still charge automatically to the new card.
When it comes to that $6000 first-class flight, I have a close friend who truly embodies an Abundance Mindset. From observing him, I’ve learned that if he wanted that flight, he would go ahead and book it. But here’s the twist: he would either find a way to avoid paying the full $6000 or find a means to earn that money back. People with an Abundance Mindset don’t think in terms of limits but in terms of possibilities and opportunities; they are creative in finding ways to get what they want.
Monica - this is one of the best videos I've watched of yours. It's been really fun watching you, and your channel, grow into what you and it are today! Bravo, boss lady!
I love this video. Yours and Shelby's are so interesting. Thank you for always being so transparent! Fav youtubers ever
Love this and hope transparent you were. Awesome video!!
As much as I love Monica and Shelby, and how inspiring this is. It reminds me how lost I am in life rn
💗 aww, hang in there
Aww.. Please don't. Try to see it as an inspiration ❤️❤️❤️ it is not the norm, you can be successful with a 20k job a year. It all depends on how you define the term successful for yourself ❤️ success can also be to get out of bed and ready in the morning, depending on your situation in life. Try to see it as a life someone else is living and it's so cool that we all have different lifes. Your life is equal as important and equal as successful. Have a great day ❤️
Don’t compare yes they have worked for what they have but their career changes were supported by a YT platform. Focus on having peace of mind good friends and great memories.
I work in finance and I’d definitely recommend still checking your reoccurring charges quarterly! Even if you report your card missing- some companies keep your cc information and although the card number itself changes, the account remains opened/the same so they are able to continue billing. I’d recommend calling your bank and requesting to turn off reoccurring charges which is an added measure to assure they are completely restricted from going in and billing your credit card! You can actually skip reporting the card missing and just stop reoccurring charges! A bonus is you won’t have to wait for a new card too!
Is it legal for them to keep charging you with a new card you have not shared details with them? It happened to me.
MONICA!! I love the raw honesty in this video, i wish people did more stuff like this
Finally!; a relatable vlog/subject matter for the rest of us! Godsend!
Where did you get your blazers in this video? I love them!
Great content! You are definitely going places!
Love this. I will always appreciate the transparency from your videos.
Great job Monica! Such a great video! Time for a budgeting challenge video again maybe? 👀
My guilty pleasures are books and streaming content. I spent roughly a $100 month on those and I would say they’re worth it. My rent covers all my living needs so I’m in a good place and I consider myself fortunate.
I just found your channel and I appreciate your honesty and how open you are! I'm a parent in my early 30s struggling in life and dreaming of the day I dont have to fight and live check to check. You channel is inspiring me to go out there and take chances!
Monica, this video was SO GOOD!!! You nailed it!! Congratulations on all your success!! ❤
I just love your storytelling skills!!!
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I'm used to just buying and holding assets which doesn't seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I'm really worried about survival after retirement.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you'll need to be consistent and restructure your portfolio frequently.
In my opinion, it was much easier investing back in the 60s but it's a lot trickier now, those making consistent profit in these times are professionals reason I've been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.
My partner's been considering going the same route, could you share more info please on the advisor that guides you?
My CFA NATHAN TRAVIS COOK a renowned figure in his line of work. I recommend researching his credentials further. He has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
You can get his details on GOOGLE and send him a message. But remember you have to watch your spending for a while
Wow! Thanks for expanding me, that’s what I want. $500k/year sounds possible now that I know you do it, would love to hear more about your tactical steps to get there. All the best!
Anxious? I’m sure you make more than your parents. You are in a very good space financially. Truly enviable. 🦋
I think it’s just the subscriptions that I didn’t have a handle on, not always knowing where my money goes. I want to get that very under control.
Not being fully aware of the money you're spending can make anyone anxious, no matter how much money you make.
@@chassisluther3325Maybe a ton of inconsequential problems. It's not like she is worried about eviction or being homeless.
@@chassisluther3325 I'm self employed it's much better than being at the mercy of an employer, I would never go back. And as for taxes well it's better to hire a pro and save yourself a lot grief.
I thought the original airstream was dumped for a smaller one to rehab???
Great video! Honest, transparent and a lot of good info!
Can we get a link to that planner? 🤩
I have no idea why Monica has anxiety about money she is spending $9,000 a month an bringing in $29,000 a month that is a $20,000 a month surplus. That is a $240,000 a year surplus. I think your debt is giving you anxiety so I would take the surplus and get debt free. You also said that you love golf and play twice a week. A huge money saver would be buying a yearly golf pass.
Is this video real? Like what are we doing? Hard to be empathetic for the most priviledged. Kudos to her for making this income, but def not feeling bad for her.
I don’t think she is asking for sympathy lol.
priviledged how she worked hard for her money
Amazing thanks for the real world numbers, insight, and transparency!
You and your sister, showing whats possible.❤
Love the transparency. Loads of other bloated videos on youtube that are boiled down to humble ragging with no tangible information. Really inspirational!
Such great video Monica!!!!
I love these kinds of videos omg do more pls ☺️
So inspiring to see a woman who is doing so well be so transparent. You're the role model my younger self would have needed. Now on to me to work hard and try to double my income! Thank you for the motivation, and best of luck on your budgeting journey.
Also, if you're going to live in California for 50% of the year, it'd be interesting to learn more about how you plan to handle the tax consequences.
I'm moving out into my first apartment alone in Appleton, Wisconsin. Nothing compared to Seattle or Palm Springs, but it's a small metro city. Just recently they added Bird electric scooters to the community which I thought was cool. At 23 years old I also spend a lot of money too! I'm not worried about paying bills or anything but more concerned about investing for my future, like if I want to purchase a home in 5-10 years and for unexpected health emergencies. I'm still navigating that.
I think because I have watched so many millennial money videos this one seemed so funny because you included so many “Monica does this” segments
Awesome video, must have been a lot of work to film it, congrats 👏
Can you create more of these videos please..
Is the Porsche high maintenance?
Man I remember watching you with your first heartbreak video and going through your early twenties and here you are now. Such an achievement 🥹
What is the name of the planner? Is there a link to the planner?
In love, beautifully made. You and Shelby are the inspiration behind my art channel. One day hopefully I would be able to create an artwork for you.
How can you be stressed out about living on $500k/year?
She can’t make this much any longer. The way she earn her check, everyone with decent look can. Competition soon will flood it
"I don't really spend that much money on clothes and makeup" ...Spends $1500 on a single shopping trip 4 times a year
consider her income it is on the low end $6000 a year when she makes 500k a year.
that’s nothing lmao
Did I just make it up, or was there once a video you posted where someone gave you two bottles of wines and you said you liked the cheaper one better….??
Question- when you make as much as you do, why don’t you pay cash for your car or other items that have interest?
The loan was such a loan interest rate it just made more sense to finance and keep my cash elsewhere!
@@MonicaChurchyou mean "low"
I loved this!! Well done! ❤
Really enjoyed this video, as always! I especially liked the comments in between haha
Can you link your planner?
loooooooved this video! You and Shelby are such big inspirations🤗
I feel like CNBC could easily sue for using their IP to make this, especially because you used their logo.
Was thinking the same thing 😬
Great video thanks for sharing ❤
this is a simple yet a creative type of video.
Monica! This is an awesome video! Love your transparency and I’m so impressed with the lives you and Shelby have built for yourselves. It’s a testament to the benefits of working hard and following your passions. And your video production value is amazing. 😃
Careful about cancelling your subscriptions by changing your card. I did that once and a merchant reported a 30 day missed payment for a $5 payment. Ridiculous.
I love these Millennial Money videos!! Everyone should take a good look at their subscriptions services!! 🙌
Would you consider overseas real estate investment?
This is so interesting to watch I love this!
Get ready for the Graham comment video. He loves these
I feel like this video was dark. I kept checking my screen brightness but it was fully bright. Even on my tv it was dark!
You’re one of my biggest inspirations to get into real estate. Soo keep doing what you’re doing!
Great video until you mentioned at the end how much Shelby makes in a year. If her income doesn't bother you or make you jealous, then why would you even mention it?
one thing they never mention is net worth for some reason
Question. I lived in Austin for 10 years and currently in Memphis. Im planning tp visit and see if Seattle is a fit. Would you rate Seattle over Austin? What is a good neighborhood to live for a young single professional over 30? I lived in Atlanta, San Diego, and Naples Florida too. The cafe scene is part of my routine and I prefer clean upscale area
Dog has no health insurance in US? In Europe we have.
Who cares
Can’t wait Graham Stephan Show to review it. You already know he will.
He’s not going to like the airstream 💀
You and Shelby make great quality videos. Do you storyboard or visualize what the video will look like before you start making the video?
Thank you! A little bit. I’m come up with some rough ideas, but typically leave the shooting VERY open ended/no list of shots. It all comes together in the edit for me :)
Loved it!
love seeing these Millennial Money videos
Thank you Monica for looking at this episode, I am about ten years older than you, and I make way less I live in Austin, Texas, but I like your video because I struggle with money. It comes from emotional spending, Im one of those people who like to do different things. I think I was meant to see this video because struggled really bad, I going to keep going. I did want to say that I want to pray for you are a beautiful soul, I saw sadness in your eyes you are on the right path please take some time to relax and self-care, I'm not sure if you are spiritual but it ok, you will obtain everything you desire, I wish I had your drive. It was in my heart to pray for you, just be patient, the Lord will work everything out, take care of yourself, and put your needs 1st. Have a bless day.
Monica every time i find my self procrastinating i just have to watch one of your videos to feel inspired ! Wishing you and Shelby the best from the Dominican Republic 🇩🇴
I'm just curious. Can you rip off a video format that someone else already does and name it the exact same thing? I still find the video enlightening and entertaining, I'm just curious what other people think about Shelby and Monica copying the exact format.
Hmm, good question! UA-cam is an interesting place. I’ve had people copy videos of mine down to the exact word for word sentences. I tried to take as a compliment. Hopefully my video draws more attending to other CNBC videos for them! Legality wise, I don’t think they’ve copyrighted the term.. but if so I guess they could ask me to take it down?
You literally used their logo and intro though, not just the term
@@MonicaChurch regardless of whether or not people have copied your videos is irrelevant because you aren't the multi billion dollar corporation with all sorts of copyrights and trademarks on their material, logos, etc. You are making money off of their idea and video series by monetizing your videos. In order to do such, you must get permission from the copyright owner and compensate them for this, just like people do in the music industry.
What is this 30$ insurance plan? Link to that pls
Absolutely, as always, love your finance videos. I'll probably never get to that point in life as I'm not very optimistic lol, but its okay.😊
wait, you were in Cape Town!? When? Why!? Is there a vlog!? Hope you liked it here! 🤗
Well done for figuring out what you want and going out and doing it 🎉
What is the point?