HOW I SAVED £40,000 IN 2 YEARS | HOW TO SAVE QUICKLY & EARN MORE | HOW TO SAVE FOR A HOUSE DEPOSIT

Поділитися
Вставка
  • Опубліковано 14 лип 2024
  • HOW I SAVED £40,000 IN 2 YEARS | HOW TO SAVE QUICKLY & EARN MORE | HOW TO SAVE FOR A HOUSE DEPOSIT
    Hey everyone! I want to start by saying this video is highly requested which is why I have made this. This video is in no way to show off or brag. I debated even making this video or sharing this online but after continuously being asked to create a video on how I repayed the help to buy loan, here you go.
    I started by saving £20,000 in 2 years which I shared with you before. I then challenged myself to save £40,000 in 2 years! I used this to repay my help to buy equity loan. This could also be used for your first house deposit. Today I talk you through what I did to maximise my income at work and earn as much as I could and how to get a promotion at work too. I also talk about side hustles and ways to generate yourself a second source of income and also ways to build an online business. I speak a little about how I grew my channel on youtube too.
    I really hope you find this helpful! x
    How I saved for my house • HOW TO SAVE QUICKLY | ...
    How I saved for my house updated version • HOW TO SAVE FAST | HOW...
    Check out my finance/savings playlist for SO many more savings videos & videos regarding online jobs or side hustles, buying a house etc! xxx
    FIND ME:
    INSTAGRAM - @hazelwoodx hazelwoodx...
    Lola's insta: @frenchie_misslola
    21 BUTTONS (outfit links) www.21buttons.com/buttoner/ha...
    HOME INSTAGRAM - @hazelmariahome
    BUSINESS ONLY: hazel.wood95@hotmail.co.uk
    DISCOUNT CODES:
    HAZELBOUX15 for 15% off Boux Avenue
    Hello fresh £20 off code: HS-6V7P1WB0P
    HAZEL for 20% off glossy box - to order your box, click: www.awin1.com/cread.php?awinm...
    Use Hazel50 for 50% off a bed from Arista Living
    AD DISCLAIMER - In some cases I may have been gifted items I feature in my videos, or I have used affiliate links, which may result in me earning a small % commission on a sale generated from my link or code. However, this does not affect the price of the item for you as the buyer, unless it is a specified discount code which will enable you to get money off the item you purchase.

КОМЕНТАРІ • 155

  • @amandaanderson8089
    @amandaanderson8089 3 роки тому +76

    My whole wage isn’t even £40k in 2 years. 🥺

    • @user-fc6sb9ez4f
      @user-fc6sb9ez4f 3 роки тому +4

      Literally what I thought 😂😫

    • @jamesrayson4478
      @jamesrayson4478 2 роки тому

      Get a job that is or work a second part time job so unless work 1 full time and 1 part time

  • @OfficialTashika
    @OfficialTashika 3 роки тому +15

    I love how clear and transparent you are in your videos, a lot of people make these videos but they don't give personal references.

  • @NBS_Haywardx
    @NBS_Haywardx 3 роки тому +34

    Loving all these saving/finance contents recently for 2021. Last year we listened to your advice and we reserved our new build which is due to completed May this year. Thank you, thank you and thank you x

    • @hazelwoodx
      @hazelwoodx  3 роки тому +1

      Thank you! Thats amazing huge well done bet you are excited 💗

  • @mariashayne7616
    @mariashayne7616 3 роки тому +29

    this is so motivational. my goal for the end of this year is to have saved 30k thankyou for this video

    • @hazelwoodx
      @hazelwoodx  3 роки тому +2

      You will smash it 💓💓💓

    • @fender1000100
      @fender1000100 3 роки тому +3

      How is that possible If you are paying Bill's. You have to be earning at least 50k? Take home

    • @haseebahmed9956
      @haseebahmed9956 3 роки тому

      @@fender1000100 start a line

  • @JennyAmponsah
    @JennyAmponsah 3 роки тому +4

    Another great video as always Hazel! Right now as we speak I have almost finished paying off my credit card which has taken me 2 years to clear. By the end of this month I’ll be credit card debt free and can now plan properly towards saving for my future! I was determined to do this and I didn’t give up! 🙌🏾

  • @TheWellnessAbbey
    @TheWellnessAbbey 3 роки тому +6

    That's an amazing amount while having a mortgage, car payments and everything else going out. Thanks for highlighting that having a side hustle helped you to do this.

  • @FG-nu9jf
    @FG-nu9jf 3 роки тому +8

    Your finance videos are very much wanted and your knowledge shines through. I’m an older subscriber, 46, with my own flat, but I still find this motivating and inspiring. I would love to progress to a small house and will follow your tips. Would love to do UA-cam but that’s really for the younger generation but will save where poss. Thank you x

    • @hazelwoodx
      @hazelwoodx  3 роки тому +2

      Thank you so much!!💕💕 dont be silly you could have a channel!!!! 💕

    • @fayela9597
      @fayela9597 3 роки тому +2

      I'm 40 and watch lots of UA-cam videos I don't think age matters. If the content is good it doesn't matter if people are 20 or 60 in my eyes. Do it! 😊X

    • @colettegriffiths3312
      @colettegriffiths3312 3 роки тому +1

      41 here and same, loving your videos 😊

  • @meganthomson4513
    @meganthomson4513 3 роки тому +19

    You could write an amazing book with all of your knowledge!!!

    • @hazelwoodx
      @hazelwoodx  3 роки тому +1

      Awww thank you! Maybe one day!

  • @sharoncharles1473
    @sharoncharles1473 3 роки тому +8

    Well done Hazel good attitude for a young lady..parents must be so proud of you..

  • @fayela9597
    @fayela9597 3 роки тому +3

    Good motivation thanks Hazel😊. I think it's good you mentioning about trying to increased your main salary. I think a lot of us get caught up with trying to do extras or save more but in a lot of cases this might actually be the most sensible thing to do. X x

  • @AshleighHancock
    @AshleighHancock 3 роки тому +2

    Already know this is going to be the most helpful video for me in 2021! I have watched this twice already! Genuinely one of the best videos I've ever watched! So excited to save and hopefully smash my side hustle of a UA-cam channel too! xxxxx

  • @kathrynh628
    @kathrynh628 3 роки тому +4

    Another great video to kick start 2021. I am hoping to be in a position to buy my own property this year after years of saving, so these videos are greatly appreciated. Thank you Hazel

    • @hazelwoodx
      @hazelwoodx  3 роки тому +1

      This would be amazing 😍💗💗

  • @armanihayaat3641
    @armanihayaat3641 3 роки тому +1

    Thank you again for all ur info/advice. Many people buy houses but ur the only one who gives facts n figures that help first time buyers 🥰

  • @CuddleyKawaiiLuver
    @CuddleyKawaiiLuver 2 роки тому

    I think the part where you mentioned asking about progressing in your current role is important and shows eagerness. Also, I appreciate you not just talking about passive income which is considerate of our times right now. So hope to learn more knowledge from your videos, thank you!

  • @sophiecole
    @sophiecole Рік тому

    Hazel, I have just found your channel and oh my goodness this couldn’t come at a better time! I am doing a YT side hustle and sometimes I feel a little bit disheartened. I will keep pushing on. Thank you so much and well done I’m your progress, you are absolutely smashing it 🎉 xx

  • @CharayneGordon
    @CharayneGordon 3 роки тому +1

    Love this vid, we deffo need more video like this for this year girly ❤️❤️❤️

  • @milenakaterina6331
    @milenakaterina6331 3 роки тому +1

    This is the MOST motivational video i've watched in months!!!! Thank you!!! x

  • @SarahEmilyAmanda
    @SarahEmilyAmanda 3 роки тому +1

    I really struggle to save with the wage i’m on and I have a house / bills to pay for, the first year i struggled but this year I have less bills and debt and finally can start saving, I doubt it will be too much but every little helps! Loved this so much, so helpful! and you’re just so lovely 💜

    • @hazelwoodx
      @hazelwoodx  3 роки тому

      Thank you lovely! And best of luck💗

    • @aprilread6968
      @aprilread6968 3 роки тому

      @@hazelwoodx may I ask what you do for a living I’m thinking of starting up a little business 💜

  • @Olea.C
    @Olea.C 3 роки тому +4

    That’s my Monday Motivational speech ! Thank you Hazel !

  • @kerryg9573
    @kerryg9573 3 роки тому

    Well done. I remember noticing that you were posting less shopping content, doing your own nails etc. All so worth it now 👍 xx

  • @user-cy9bw6nt1w
    @user-cy9bw6nt1w 3 роки тому +5

    Just found you after searching for advice a couple of days ago. Thank you

  • @iluvbluify
    @iluvbluify 3 роки тому +1

    Love this Hazel! Is there any chance you could do a video on car finance? Thanks xx

  • @GemmaP22
    @GemmaP22 3 роки тому +3

    I have worked in my full time role for the NHS for 3 years and have undertaken two qualifications, trained staff and always willing to do more! But in the NHS i've found it really difficult to progress and i have tried to apply for other higher roles, using my transferable skills, without success! I keep being told they may develop another role for me but its unclear, especially with the current situation! I also have a second job to top up my income but i want my main job to eventually be the main source of income 🙏🤞🙏 love your videos! xx

    • @666999stardust
      @666999stardust 3 роки тому +1

      I’m in exact same situation except I do not work for NHS, I am looking for a new job and second income.

    • @GemmaP22
      @GemmaP22 3 роки тому

      @@666999stardust We will get there 💪 stay positive 🥰

  • @elise.mcculloch
    @elise.mcculloch 3 роки тому +1

    Hazel as per is bringing us the content goods!!! Look beaut as always girl x

  • @amandaathome9757
    @amandaathome9757 3 роки тому +6

    Your a inspiration to many people you are a very hard working young lady & deserve success to reward your hard work 💕😘😘

  • @feliciax
    @feliciax 3 роки тому +3

    Love your finance videos Hazel - thanks so much!

  • @ceciliafairy88
    @ceciliafairy88 3 роки тому +12

    I’m paying off my debts this year, probably about 5k I need gone by the end of the year so we can move home from a 2 to 3/4 bed house.

  • @lindabaker6099
    @lindabaker6099 3 роки тому +1

    Very interesting and informative thank you. Happy new year 👍🏻❤️

  • @mrsassypants12
    @mrsassypants12 3 роки тому

    Love these videos from you!! Help me so much 😍 saving to move out now and you always motivate me x

  • @johannagallagher5855
    @johannagallagher5855 3 роки тому

    Great video hazel x

  • @rosieahearne8934
    @rosieahearne8934 3 роки тому

    I’ve completely had career change this year getting qualifications while working and always looking what next steps are for progressing in the career too can’t wait to start saving more money 💴

  • @akshay8195
    @akshay8195 3 роки тому +4

    Great you broke down your savings target in two year slots of 20k then 40k. I set myself a 100k target in 5 years since I have started working. This is my fifth year and confident I will get there, may even get to the target early.

  • @sarahcrockeryt
    @sarahcrockeryt 3 роки тому +5

    This was super helpful! I've always been good at saving and saved a lot during 2020 but I never really consider trying to increase my income as a tactic. Thanks so much for this vid!💓

  • @sekinatsmith1968
    @sekinatsmith1968 3 роки тому +1

    Well done, you are truly an inspiration.

  • @chelsearidgley6530
    @chelsearidgley6530 3 роки тому

    Thank you so much for this video xx

  • @FionaJColes
    @FionaJColes 3 роки тому

    Love love love these videos from you! ✨

  • @nataliewatkins5979
    @nataliewatkins5979 3 роки тому +1

    This is soo positive love the advice thank you x 💜

  • @tomisin3754
    @tomisin3754 3 роки тому +1

    This is everything. Thank you and amazing video

  • @kalindaantoniadis-patel7561
    @kalindaantoniadis-patel7561 3 роки тому

    such a big accomplishment welldone, and thankyou for sharing

  • @Lifewithfows.x
    @Lifewithfows.x 3 роки тому +1

    You are brilliant thank you for the tips 🙏🏾🥳

  • @SavingwithChristina
    @SavingwithChristina 3 роки тому +2

    Awesome! I also have a passion for saving.

  • @Anitab_
    @Anitab_ 3 роки тому +2

    Love your videos, so inspirational ❤️

  • @ri9596
    @ri9596 3 роки тому +4

    Well done hazel. U always amaze me how intelligent you really are. Such a hard worker. And great advice.

  • @becx3163
    @becx3163 3 роки тому

    Nice to have videos like this from you thanks

  • @patrickgabrielmendy9337
    @patrickgabrielmendy9337 3 роки тому

    Awesome video you are my favourite user

  • @meharvash1
    @meharvash1 3 роки тому

    Where is that circular vase from? Love the video very motivating!

  • @lolatylar8104
    @lolatylar8104 3 роки тому +1

    Great advice

  • @AmySarahx
    @AmySarahx 3 роки тому

    such an inspiration 💛

  • @Real-Imperfect
    @Real-Imperfect 3 роки тому +1

    Thanks for always motivating me

  • @aprilmileham4381
    @aprilmileham4381 3 роки тому +1

    Thank you Hazel 🤍

  • @SycamoreLane
    @SycamoreLane 3 роки тому

    Brilliant thank you 🤗💕

  • @danielkaz6280
    @danielkaz6280 3 роки тому +1

    Fantastic

  • @reneerobinson5273
    @reneerobinson5273 3 роки тому +2

    I would love to know how you can move your salary up by 50-60%. I was in my Job role, taking on extra activities to stretch myself. Paying out of my pocket doing courses and I still didn’t see no more than a 4K increase in over 4-5 years.

  • @naihaali2598
    @naihaali2598 3 роки тому +2

    Can you make a video relating more to students, who work and provide for themselves, being able to save?

    • @daniellelukes3553
      @daniellelukes3553 3 роки тому +1

      Yes I agree with this - or people on a low income/minimum wage!

  • @katieoneill8726
    @katieoneill8726 3 роки тому +1

    Great video, would you do other savings tips. Currently trying to by my first flat on my own on a small wage(saving for a 15% deposit) but I am getting there slowly and hoping to get started with the morgage application by Feb. Would love to see other small savings tips and tricks. Love your videos xx

    • @hazelwoodx
      @hazelwoodx  3 роки тому +1

      Hey! Check out my last upload before this one it covers all of that 💗

  • @hebaisk91
    @hebaisk91 3 роки тому

    Brilliant video. Yes within current situation I'm holding onto my job, taking as much training to better myself. Also have been looking into online courses i can do that can help me progress. I don't want to give up on myself,i am still job hunting for something better. I love your videos. I even considered a weekend job to earn extra money to boost my savings pot and get on the property ladder.

    • @hazelwoodx
      @hazelwoodx  3 роки тому

      This sounds excellent! I think thats really wise. Using the time to better yourself so when the time is right you can move jobs 🥰

  • @JosephineWood16
    @JosephineWood16 3 роки тому +8

    Any tips for application forms/ interviews? I’m trying to progress in my job but it’s so difficult! I feel like no body wants to know!!

    • @user-de1ht2uu5g
      @user-de1ht2uu5g 3 роки тому +3

      Hey hun! Don't worry I've been through the same struggle! Check out Instagram pages such as 0800resume, @recruiterbae, @ProgressingSteps , @gradvance etc!! They offer tips and tricks on how to smash interviews and I believe some even have websites.. hope this helps :)

    • @holidayadventures2670
      @holidayadventures2670 3 роки тому

      Try out Push Far free mentoring platform :) I mentored a girl from there now she has landed a job with my support. I would say set up job alerts which you can do from Google. Indeed is a great platform and CV library. Really depends on the area you work within. Have you thought about getting some work with agencies? U never know could lead to a full time role depending on how you do at the company. Best of luck here is the link to Push Far you can even mentor on there also if you wanted to give back;
      www.pushfar.com/

    • @sarahjaynedavies4162
      @sarahjaynedavies4162 3 роки тому

      Live wth disability and bad apprence! lol, good luck!😊

  • @666999stardust
    @666999stardust 3 роки тому

    I think it also depends on your job and wage. I am very good at saving however, at the minute I am in a job where there is very little to no career progression and company I work for also do not support development in qualifications.

    • @Kevin-sm8pn
      @Kevin-sm8pn Рік тому

      Then adjust your expectations and goals to your income and lifestyle. You can't expect to save 5 billion dollars in a week if you earn $10 a decade, sweetie.

  • @jamiedawson668
    @jamiedawson668 3 роки тому

    Can you do a video talking through the process of applying for a mortgage????? Pleaseeeeeeee

    • @hazelwoodx
      @hazelwoodx  3 роки тому

      I already have here ua-cam.com/video/r1cRewOiRpU/v-deo.html x

  • @trulyshellymarie1989
    @trulyshellymarie1989 3 роки тому

    👏🏾👏🏾👏🏾

  • @selina-jayne2347
    @selina-jayne2347 3 роки тому +2

    Love you hair slightly lighter xx

  • @victoriathurston5326
    @victoriathurston5326 3 роки тому +4

    I want to save for my own home in 17 months

  • @LaurenRogers59
    @LaurenRogers59 3 роки тому

    🙏😊😊

  • @jamiedawson668
    @jamiedawson668 3 роки тому

    Also do you know if student debt can damage your application for a mortgage?? 💛

    • @hazelwoodx
      @hazelwoodx  3 роки тому

      Im not sure ❤️

    • @jamiedawson668
      @jamiedawson668 3 роки тому

      @@hazelwoodx okay thank you I’m trying to get the ball rolling to start saving but I just don’t know where to start 😂💛

    • @jamiedawson668
      @jamiedawson668 3 роки тому

      @@hazelwoodx also this video is amazing and your personality is so bubbly and uplifting!! 💛

  • @kendalshaw6166
    @kendalshaw6166 3 роки тому

    I am currently an accounts assistant and studying my accounting qualifications. I am looking into becoming a paraplanner, I was wondering do you think it would be reasonable to transfer from accounts assistant into? I like accounts but from what I’ve looked into I think para planning is something I would really enjoy! Love this video thank you!! ❤️

    • @hazelwoodx
      @hazelwoodx  3 роки тому

      Hey! It could definitely be a move if you go into a trainee role. But you would need to do all the exams ❤️

  • @calvinliu6304
    @calvinliu6304 3 роки тому

    Hello Hazel

  • @isabellacorelone3550
    @isabellacorelone3550 3 роки тому +1

    How do I stop impulse buying makeup Hazel I need help!

    • @hazelwoodx
      @hazelwoodx  3 роки тому +1

      Haha!!! Think to yourself - do you NEED IT? If you are replacing makeup you have ran out of its not so bad!!! But if its makeup you dont need do the 30 day rule!! Wait 30 days and see if you still wan tit

    • @isabellacorelone3550
      @isabellacorelone3550 3 роки тому

      @@hazelwoodx Thanks
      I'm just buying random makeup every single day. I will try this 30 day rule..

  • @hardyaaron3801
    @hardyaaron3801 3 роки тому

    How much could one borrow with a combined salary of £72000 a year roughly.?

    • @hazelwoodx
      @hazelwoodx  3 роки тому

      Its typically 4.5 to 5 x your salary but any debts are also considered

  • @scarletschiriott
    @scarletschiriott 3 роки тому +3

    I have saved quite a bit in 6 months (don’t feel the need to say how much) but I would not give up my life for a second job 😂

    • @hazelwoodx
      @hazelwoodx  3 роки тому +1

      Thats great! Everyone is different ☺️

  • @twistedcherrypop
    @twistedcherrypop 10 місяців тому

    So what was your salary?

  • @21rybcia
    @21rybcia 3 роки тому

    What is your job? Just found your channel x

    • @hazelwoodx
      @hazelwoodx  3 роки тому

      Financial technical paraplanner xx

  • @riannat770
    @riannat770 3 роки тому +2

    May I ask what job field are you in ?

  • @britishyogadubai
    @britishyogadubai 3 роки тому

    What to do when you’re horrific at maths 🙈

  • @emilyfarthing8646
    @emilyfarthing8646 3 роки тому

    I adore you❤️