HOW TO SAVE FAST | HOW I SAVED $32,000 IN 2 YEARS FOR A HOUSE | HOW TO BE SMART WITH YOUR MONEY

[@shannaharvey2415]

I give myself £160 every 4 weeks (I get paid 4 weekly) I put £40 in 4 envelopes and label them with dates. So I have £40 a week to stop me spending the full £160 in the first week for example. Just a little tip for anyone who may need it xx

[@hazelwoodx]

This a fab idea! X

[@sweetlady2008]

Excellent tip. I got paid today so will start that now

[@ArianaBerkeley]

me too, great tip x

[@gracenicholass6273]

I think what I find demotivating when saving for a property Is the amount of time it will take me to save on my own and even if I got a deposit I wouldn’t be able to afford the mortgage alone in the area I live in 😭

[@hazelwoodx]

The best thing to do if you cant get the mortgage is to look at ways to progress at work whilst saving. This is what i did. I completed all the exams i could at work to ensure i could get promoted to earn enough money to get the borrowing i needed for my mortgage and so that it was affordable for me. Everything i did at work was for the bigger picture so i could afford a house! So thjs is my biggest suggestion to anyone out there who cant afford it based on their current situation!

[@gracenicholass6273]

Hazel Maria Wood yes I guess I just have to look at what I can achieve in the long run .

[@LewisBrain]

@@hazelwoodx I am planning to work my way up in fhe ambulance service. Ours is an odd service where I might have to spend a £1,000 on my C1 license so I can go on the heavier ambulances and have other opertunitys.

[@LewisBrain]

Speak to your parents or family members. I bet they started off on some not very nice areas and as they proprtys went up in price they moved to nicer areas.
My friends sister brought a house with her partner. The 2 police officeres lied about it. The lounge leaked and they spent a fortune trying to fix it. They stayed and made the best of it for 2 or 3 years. Only recently they sold up and moved.
Some times you have to live in a cheaper area then move once your property is worth more in a sale. People are alwaya moving in my work place. Some have lived in an area for 10 years and see it has declined so want to move. Some want a better garden some want to move nearer to family or work.

[@gracenicholass6273]

Lewis Brain when my mum bought a property you didn’t need a deposit 🤣

[@angelaaa04]

Love this! I really need to save money and stop buying so many clothes and stuff :( the sales always get me and it's like you said there is a lot that will not be used.. thanks for the tips!

[@hazelwoodx]

Its to easy to spend isnt it but you can do this!! X

[@LewisBrain]

I have swaped to Monzo for my bank have a look. You can set budgets and have up to 20 pots(savings accounts). I have set up 3 post car dog and holiday. My sister has like 10 or more and will have councill tax in one pot. Studio rent for a nother pot and so on. When her remt say for her studio is due she will mofe then rent money from the pot to the current account to pay it.

[@mau5chords874]

I have a savings.. but once you have a good bit of savings it becomes an addiction and you keep looking for ways to save even more. It becomes a runaway train cause its never enough. Hence why im here lol.

[@hazelwoodx]

So true!!

[@danwilliamson1846]

Thanks for the tips It definitely does change my mind set. Time to start saving for my first house Watch this space :)

[@manpreetrai1303]

Thanks for this. I'm saving for a house and finding all your finance videos so helpful!! You make them easy to understand and go through everything so logically!

[@hazelwoodx]

Im so pleased!

[@paulageorge5140]

These videos keep me motivated! Saving for my wedding 👰🏻 xx

[@hazelwoodx]

Ah amazing! Good luck❤️❤️❤️

[@juneharrop6245]

Such great advice Hazel. There will always be things we need to save for. John and I have now started to save for retirement. Even though it is a few years away we want to be able to continue having holidays and spending time together doing things we will then be able to do. We love our holidays so it is easy to make savings elsewhere to achieve this ❤️ xx

[@hazelwoodx]

This is amazing! Great to plan ahead xxx

[@kaeel2658]

#moneymondayswithHazel ! I’m here for it ✨✨. Let it be a thing 😩

[@hazelwoodx]

Awww!!!! Thats a good topic name!!! X

[@deborahh2978]

Love your videos, really inspiring for the younger generation who are just getting into work. And it isn’t misleading like some youtubers who can be flashy with hauls and big purchases influencing spending which defeats the object. It would have been nice for you to share the actual practical steps in how you reached that goal. Ie: did you use an ISA, buy shares or any other schemes ? How much were you putting away each month ? Did you get help from parents or acquire inheritance along the way? I ask because it will give a realistic goal to people earning an average salary how much they will need to save each month. Hope this makes sense 😊

[@hazelwoodx]

Thank you! I just saved into a cash ISA. I was living with parents but still had high outgoings (probably £800 a month still) due to car, insurance; rent, food etc. i was saving between £800 and £1,200 a month on average. I didnt do youtube i just worked hard in my job to progress and increase my salary by doing exams etc (I have covered all this in other videos which is why i didnt repeat myself) xxx

[@deborahh2978]

Hazel Maria Wood thanks for responding and clarifying. Sorry I must have missed that video. I commend your discipline and now that you are testament that it can be done, it makes the goal and journey more exciting 😊 that I and many others can too

[@ArianaBerkeley]

@@hazelwoodx your outgoings were £800? and you were saving between £800-1,200 every month? how did you get your job? did you go to University?

[@LewisBrain]

@@ArianaBerkeleyan Apprenticeship program. She then took on other courses ect that where offered. Thats what I plan to do in the ambulance service.. It depends on your job amd the industry you work in to how it works.

[@josefineoijer]

Thought I was the only one waiting a few weeks before I buy anything! I always wait a few weeks and if I know it might come up on discount and I don't need it straight away I always wait until there's a discount, because if I don't need it but I want it it's better I spend little money than pay full price 😄

[@hazelwoodx]

Haha no!!! 😊😊 and exactly that xx

[@colinjones5209]

Hazel you are so smart! I think you have a fantastic side business as a financial councillor, you care about people and that comes across, I’m 55 and learnt some tips!

[@hazelwoodx]

Thank you!!!!

[@kawsarhussain6410]

Yes hazel back at it🙌🏽💯💪🏼

[@hazelwoodx]

😊❤️

[@mary-annelevasseur7531]

What a great video! I'm so glad I found this! I've been so motivated lately to save money, i have so many plans for the next 3 years. We're supposed to get married October 24th 2020 so we'll see if we can actually have it due to covid otherwise we'll push to October 2021. But I really want to buy a house in 2022 and start planning for a family once we have a house ♡ You gave so many great tips!! I really like the 30 day tip, im such an impulse buyer and it's terrible. Definitely something I want to change! Love your video!! Thank you 😊😘

[@hazelwoodx]

Fingers crossed for you for your wedding!! You are so welcome❤️❤️

[@wobbled5609]

You are a God send Hazel, I'll be sharing this video with my fiance. Thank you!

[@sharronrose5700]

Great tips!! Thank you Hazel! ❤️

[@hazelwoodx]

❤️❤️

[@katyreed2797]

This is excellent advice...I will definitely be trying this out. Thank you x

[@hazelwoodx]

Great! Xxx

[@SamSamSamLawl]

Sat here making a note on my phone of incomings and outgoings as I watch this lol

[@hazelwoodx]

Aww thats great!

[@bellapatdog]

Yes you need a focus & goal

[@graceockwell2701]

Hey Hazel! I have be following you for some time on youtube now and absolutley love your videos especially hauls at home bargins and b&m! I never knew those stores existed and literally i go there all the time now!
I also love your finacial videos and videos to do with moving out.
I would love to see a video with the help to buy equity loan explained and how you find it. I have seen mixed reviews and i would love to see what you think!
Love you girl🤗

[@hazelwoodx]

Thank you!!! And thats something on my list!!❤️

[@karina-6622]

Addicted to these videos! They are so helpful thank you 😊💖

[@hazelwoodx]

Aww im so glad xx

[@sherimorris3364]

Loving the new content hazel. X

[@hazelwoodx]

Thank you❤️

[@juliedavis2045]

Loved this video, great tips and motivation xx

[@hazelwoodx]

Thank you xx

[@EveTee98]

Love this video! Really helpful tips!! X

[@hazelwoodx]

Thanks❤️

[@adrianasetalsingh6032]

I love your Channel thank you for amazing content. Could you do a “what’s in my iPhone” video x

[@hazelwoodx]

Thank you!!! And do you mean apps? X

[@adrianasetalsingh6032]

Yeahhh, any apps you love and any organisation tips if your phone is organised as I imagine it to be 😂 x

[@drgr33nUK]

To save £25k in two years you would need to save slightly above £1000 a month. That's quite an achievement in the real world when the average salary is £38k and most earning a lot less.

[@luisapetti]

Love this video thanks for these tips I’m saving for my first car x

[@mariak8943]

You look lovely Hazel 💕 Your finance vids are so refreshing! X

[@hazelwoodx]

Thank you!! xx

[@normajoan4127]

Got my 📝 ready!! I love you

[@hazelwoodx]

❤️❤️❤️

[@trans_panda]

I plan to do college but parents paying, and it's a 2 year degree to which I was going to stay with my parents during that time and they were going to provide for me during that time. Would this be fine to instead do 25% for myself and 75% for going to savings? I plan to adopt, and so the houses I'm looking at already to get the general idea of what I'll need is all in the $350,000
edit: It's actually $200,000 but add in the downpayment, closing cost, and then left over for furniture I'll need much more than just $200,000

[@jessicasimpson6688]

This is so helpful!!!

[@LolaSammie]

Thank you needed this i am trying to save for a car, while trying to pay off debt too it can be overwhelming xx

[@hazelwoodx]

Good luck❤️

[@skyrally1111]

Hi, first time viewing you and love yr informative content! Was trying to locate the App for Money Dashboard, but can't see it anywhere, could maybe it's because I don't have iPhone?

[@katyt6021]

Just discovered your channel and these tips are amazing as I’m currently trying to save! Can I ask how old you are? X

[@hazelwoodx]

Thank you!! Im 24 was 22 when i bought my house xxx

[@liaaam8956]

@@hazelwoodx no disrespect but may I ask how much your house actually cost?

[@rhiannajoseph4443]

Hi Hazel I’m starting to be really really serious about saving I have opened other accounts with different banks to help me save up faster. I’m trying to build up my Rainy day/Emergency Fund and my Christmas 2022 fund because Christmas is an expensive time of year. Thanks for all your help.🥺🥺🥺😊😊😊😊

[@hazelwoodx]

This is amazing💗💗

[@rhiannajoseph4443]

@@hazelwoodx I find that saving money in a completely different bank account (savings account) helps me save money so much faster then saving through the same bank. Thank you so much your top tip Hazel.

[@Theglamrooms]

could you do a video on saving and buying being self employed? I find it hard to save not knowing how much I'm earning each month :(

[@LewisBrain]

Maybe a help to buy would be good for you. The max you can put in per month is £200 regardless of what you earn. You can even put £100 or £50 in a month if you want. The government (UK) will also put a yearly percentage in.

[@aziza.s]

Perfect video you make it 👏💋

[@hazelwoodx]

Thanks❤️

[@rachaelrodgers1636]

What lip colour are you wearing ? x

[@hazelwoodx]

Nyx London matte lip creme xx

[@marniharber1720]

HEY

[@hazelwoodx]

❤️❤️

[@privlogs9372]

Tesco meal deal that’s me… great video

[@hazelwoodx]

Lol! Thank you x

[@sanyalenan6413]

I'm a new subscriber and I'd like to know how old are you ?

[@hazelwoodx]

24 x

[@jenellesamuels1401]

What’s ur advice to reduce purchasing bottle water

[@hazelwoodx]

Just use tap water and refill a bottle you already have? X

[@abbeymayhew4021]

@@hazelwoodx I can’t use my tap water 😫

[@Glitzyval]

Buy a Brita or filtration system!

[@isabellacorelone3550]

Is this reupload regardless I need help saving

[@hazelwoodx]

No i literally filmed it yesterday lol

[@isabellacorelone3550]

@@hazelwoodx Wicked new tips then. Thanks

[@calvinliu6304]

Love yoy

[@hazelwoodx]

❤️

[@jeevansidhu6433]

Sorry but $32,000 in 2 years!?!?! You can save that in 4-5 months!

[@hazelwoodx]

Maybe if you are earning 100k lol