onecard Credit Card Honest Review | Unboxing & Benefits, Charges | Should you take onecard in 2023
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- Опубліковано 25 сер 2024
- Hello Guys, Today in the video I will give an honest review of oneCard Credit card. last 8-9 months I was used onecard metal credit card. in this video, I will tell you the benefits & charges and a small unboxing of the card. this card I got without submitting any income proof. and the card limit is 45,000. how you can also get onecard easily.
#oneCardcreditcard #onecard #onecardmetalcreditcard #creditcard #onecardlimit
Apply oneCard: 1cardapp.page....
Topic Covered:
onecard credit card Benefits & Cahrges
onecard credit card apply
onecard credit card review
onecard credit card
onecard Matal credit card
onecard credit card Benefits
onecard credit card limit increase
onecard credit card Unboxing
Apply oneCard: 1cardapp.page.link/gTcR
Bro one card one cash or rent option show nahi ho raha hai plz reply 🙏
5000 ki fd krne ki khe rahe hai
Yes 5000 fd
Bhai agar me 1 lakh rupees use krta hu is card se toe mujhe zada se zada kitne time ki emi mil sakti hai
I'm having this card despite having several other credit cards from other banks, just because I like it being metal! Feels so good in hand...
Seriously metal has got you to buy this
While watching this video, i got ad of one card 😅 i don't know if it might be a coincidence 😅
Thanku brother very helpful video 😊😊😊👍
My experience, i downloaded few months back app and added my details to see my credit score but I didn't get any Credit score and no limit , i uninstalled app , after few months i got message from one card u have pre approved and it's got just delivered only v kyc done and nothing else, limit 35 k
Same mere sath bhi aise he huwa hai mujhe limit 45k ke Mila hai pr mujhe tu without vkyc k mil gya.
Same
@@mdshahrukh2647 bhai ye normal credit card jesa hi he kya ? , Ya fir credit line card ki tarah he ?
1) cibil me iska utilisation dikhta he kya ?
2) matlab ise bhi 35% se Kam hi use karna padega kya ?
@@ganesh8796 Yes, you have to buy on 30-40% to create good credit score
@@rchavan6195 thanks
FD of 2000 limit has changed now it's 5000
Yes bruh
2000 hi h bhai
Aaj hi kiya
@@vishalpatodiya4929 5000 show krra h mujhe minimum
Yes. 5k on 15-2-2023
5k limit milega toh Jab chahe use kar sakte hai kya bro ya fir every month spend krna hoga plz batao fd amount is safe ??
Bhaiya ji Big Fan
Iam watching your videos from 4 months
I have 2 doughts please answer me
1. Kitne din kt intrest free amount milta h aur kitne din ke baad intrest lagna chalu ho jata h
2. Jo fd krai h hamne uspe jo interest milega wo kab credit hoga fd me
example. Mene fd krai 10k ki aur mujhe One Card ka card mil gya 10k limit wala aur agr mujhe fd break krani hogi suppose mene 4 mhine baad fd break kradi to jo uspe interest mil rha tha wo milega kya 4 mhine ke hisab se ki Year end hoga to hi milega.
Please Reply❤️
Thanks Bhai.
1. Sabhi Credit Card pe Almost 45 days Intrest free hota hai.
2. Apne jo FD ke hai. jab aap usko close karege tabhi apko intrest milega. FD+Intrest ek saath. jaise ke apne 4 month ke liye FD liya hai toh sirf 4 month ka intrest milega.
ek aur baad FD ke against ke Agar aap Credit card lete ho toh jaise aap FD close karoge waise he apko credit card band ho jayega.
Sir agar main one card se 40k se kuch purchase Karu or fir on card ka bill main monthly 1000/- se payment Karu kya ea ho sakta hain.
40k ka aap emi kara lo. jitna emi generate hoga utna amount pay kr dena.
Bro FD ka limit future me update kr skte h or isse kya credit card limit bhi increase hoga?
aap ek baar customer care se baat krye wo apko better guide kar denge.
Stop using your ONE card it’s a scam they took my money if someone take a picture of the card sell the information give someone else the car does not have an insurance to refund you
Got this card with limit of 4lac from federal bank and that too without any FD or documentation solely on the basis of credit score.
Kitna score pe mila
800 th Subscriber🎉🎉
sir dose one card support automatic payment ? because i want to purchase google cloud hosting
I think yes it supports automatic payment. for more confirmation call the customer care
Bro, FD ammount ko Account me transfer karna hae to uska process kya hae? Befor 6 months, kya iske liye bhee charge pay karna hoga?
koi bhi charge nahi lagega fd amount ko bank me transfer krne pe. jada details ke liye aap customer care se baat kr sakte hai.
Costumer care no kya h sir
कुछ खास नही इस कार्ड में.RBI ने Uni कार्ड जैसे अच्छे कार्ड बंद करवा दिए.
Where is card number,cvv and and expiry date in this card please reply
back side of the card.
Agar mai account open krke apna fd amount 2000 karta hu toh baad me jab mujhe card milega toh uske charges bhi Dene padege kya ? Ya card free milega ?
Someone tell me ? Fast?
card free milega
Bro if i buy anything on this card in emi is thy charge you extra interest thn their usual interest rate any hidden charges..?
No, they are charged normally, like other banks.
While creating a FD of ₹5000 you get a credit limit of ₹5000!
We can call it “leni-deni” 😂
🙂
Sala apna he pese ko chukna hoga after 5000 fd
Thanks for the geniuine feedback bro
I have a limit of 1.54 L without paying anything extra for a metal card. Also its without any FD.
Kisme
@@AIORk one Card
Kaise bhai
@@Abhitweezz bhai ye normal credit card jesa hi he kya ? , Ya fir credit line card ki tarah he ?
1) cibil me iska utilisation dikhta he kya ?
2) matlab ise bhi 35% se Kam hi use karna padega kya ?
@@ganesh8796 CIBIL score improve nahi hota. Ye pure credit card nahi hai. It's a non-secured card. But agar timely repayment nahi Hui toh credit score down hoga.
Bhai 5000 ki fd me 45k ka phone emi per le sakte h kya
nahi bhai
Sir does this card have any fuel benefits ?
maximum fuel surcharge waiver capped at Rs 400 per calendar month per account w.e.f. 20th February 2023
bro i want to know is it really improve cibil score, some one on youtube only he said this card dose not improve cibil score, please confirm
it is a real credit card so definitely your CIBIL score is improving. It totally depends on how you can use the credit card.
Mere ko 85k ki limit offer hui hai unsecured. Metal wala milega ya normal??
metal milega aap app me check kr sakte ho
Phli baar apply kra credit card sidha 65k limit mil gyi 💀💀
Sirji I am a student and i want to ask you please help
I have never purchase credit card and while inquiry about one card i have read that annual interest is around 30% what does this mean sir
3.49% per month, or 41.88% per annum - agar aap card ka bill pay nhi krte ho toh yeh Interest dena hoga.
First time apply kiya aur limit mile 145000/- Rs
Congratulation.
Bhai mera limit 2000 hai to kya mai emi per 1500 per month mobile le sakta hu...
nahi bhai.
@@bankexpert jitani card ki limit hai utane ke mobile hona chahiye kya....
Agar hum credit card bas leke rakh de agar use na kare to bhi charges dene padte hain kya?
nahi
😅
If i want a metal card do i have to pay a issuance charges???
If you get this card without FD, then it comes with a metal card. If you want to get a metal card, you need to create an FD of at least Rs. 50,000.
sir please reply,, agar buy krne ke baad isse use na kre toh koi charges hai ,,, jaise 1 saal use kiya aur fhir 3 saal use nhi kiya toh koi charges padega
card ko use na krne pe koi charge nahi hai
Mene one card credit me fd ki hai but vha par show kar rha hai one card credit stutus confirmation panding please btay ki kab tak card show krega
ho jayega 1 week me
First time card lete hai to metal card ke paise dena padta hai ?
Agra FD wala card hoga toh metal card ke liye extra pay krna hai. lekin agar income ke basis pe mila hai toh metal card free milega.
Noiceeeee info 🤘
Bhai card close karne par charge lagta h kya ? Kitne time na use karne par apne ap card band ho jata h ?
atleast 6 moth use krne ke baad close kr sakte hai tb koi charge nahi lagega.
First time (No Credit History) Bajaj finserv Emi Card or One Card FD is better for Emi Shopping and build CIBIL please answer???
both are good to increase your cibil score. for EMI transaction go with Bajaj Finserv
Pahli bar is card k liye apply karunga to Kaiya koi charge Lage ga ?
Or card delevery k time mai koi charge Lage ga ?
Please reply
koi charge nahi lagega
I'm pree approved fro one card doni need to deposit for the metal card ??
no
Your onecard is reserved is showing when applying for card why is that?
Call customer care and they will assist you.
Does it takes charges for delivery of one card ?
No
Closing card will effect cibil score??
yes
@@bankexpertkyu closing par cibil effect kyu
App badiya hai card ka feel ek number but showoff ke liye mast benefits utta acha nahi
4:06 Sir mera 839 credit score hain student hoon. Reservation mein laga diya. Kab milega??
Card to instant approve ho jata hai after KYC. agar card approve ho gaya hai toh within a week me card deliver ho jayega.
7:40 point wali baat....
Agar suppose me 5k ka aj fd kiya toh mughe 5k limit mila next month me usko 10k ka fd karwasakta hu kya ? Ya 1 time sirf fd hoga ?
Jitna chahe bada skte ho limit
han aap kar sakte hai. fd ke amount increase krne se card ke limit bhi increase hoge.
Bro fd 1 year ke bad kay hoga fd ki . 1 year ke bad brack kar du to card rejected hoga kay.
han FD break hote he card band ho jayega
@@bankexpert 1year ke bad kay hoga. Fd ka and card
@@atanubhandari4901 Aapki fd Bank k pass security yaani Girvi rkhi rhegi aap jb tak use karoge. Payment nhi kia toh Company card close krdegi aur Fd se vasooli karegi apne bill ki. So card use kro fd pde rehne do
5k is minimum and we need the 50k fd to get the metal card
yes
In my case I didn't have to pay anything to get the metal card or to make an FD against it.
Bro my cibil is bad, and I want to purchase an iPhone 14 pro Max on emi, should I get one card??
@@Notpiyusmera credit card se lelo aap mobile
@@ashokjaybhaycrpf1226Bhai mujhe dila do
Sir kya hum es se card bank account m ammount transfer kar sakte h or card activate hone k kitne din baad kar sakte h or fd ka kitna percent ammount transfer kar sakte h
card active hone ke baad transfer kr sakte ho. 100% FD amount bhi transfer kr sakte ho
Hello sir maina one card liya tha bad ma 1 sal bad close kar Diya.koi charge nahi laga..bad ma koi problem to nahi ayaga??
Plz reply
nahi koi problem nahi hoga. bs thoda sa cibil score ko impact krta hai?
Bhai kya isme processing charge hai ??
depend krta hai kitna amount apne spend kiya hai
21 saal ka hu student hu koi income nhi hai fir bhi 95000 ka limit mil gaya 😂😂😂😂 civil 757 hai bas😂😂😂😂
Flipkart ka bhi 90000 ka limit tha aur aj tak usse hi emi pe saman liya hai aur cibil bhi usse hi bana mera
Very good. Flipkart, amazon ka paylater user krnee se cibil score improve hua hai
Bhai, I hav score 775. Iam businessman.
I don't have a credit card.
SBI bolta hai ki FD karo.
Should I apply for This one?
Or plz suggest me a better option.
HDFC
axis my zone, OneCard according to me these cards are the best start to your credit card journey. or if you have an ITR return then you have many options.
HDFC business money back ke liye try karo..
Wait Karo kuch din apne AAP offer aajayega FD bhi nahi karwana padega
Sir mera civil score achha hai aur mujhe is card par 50000 ki limit mili hai to mujhe ye card Lena chaiye ya nahi..?
han lay sakte ho
Sir 2000 ki limit mtlb?
2000 ki monthly limit ya fir Total 2000 hi use kr sakte hain ...Usk baad card useless ho jaayega......
total limit
Total limit ka 30 percent use karna poor use kiya to cibil score kharab hoga phir loan milega na card
I think as a student we should focus on building a career rather than cibil. We can use the money in the savings account.
Cibil baad me banta rahega.
Agar CIBIL starting me he kharab kr doge toh future me issue hoga.
@bankexpert
I feel people who do not have a source of income should stay away from any kind of credit. The whole idea of providing it to students and having a backing fd is, companies do not lose their money and earn the maximum amount as interest and penalty charges.
Credit cards are sold as an instrument to allow people to spend more than they can payback. If you pay back on time there are no benefits for the company.
Sir maine 5 days pahle 15000 deposit krke fd kiya credit card ke liye abhi tak show ho rha ha wait 1to2 days confirmation status pending sir plss kuch boliyeaa 5 days hogya na text aaya na kuch show ho rha bas Maine Jo payment Kiya ha uska text aaya ha
dekhye customer care se baat krye.
bro mera cibil score 550..600 somethings hai maine apply kr diya hai ab 2000 mangra hai ye fd ka to wo me kr dunga lekin muje limit kitna mil skta hai
jitne ke fd hogi utne he limit milege
Does it have any charge in necessarily
No
Agar mein 2000 fd karta hoon to card milne par bhi wo paisa card mein mera hi rahega na usko use karne ke baad dubara repay to nhi karna hoga.
agar 5000 ke FD krte ho toh 5000 limit wala card milega. suppose apne 3000 use kiya toh bill genrate hone ke baad 3000 ke payment krne hoge.
Can we use it for petrol charges 😊
Fuel Surcharge Waiver Cap Up to Rs.400 per month per account
Atm withdrawal charges apply or not
Apply
Scan and Pay hota hai kya...?
Aur payment add krne ka charges kitna hai...?
is card me money add nahi kr sakte.
@@bankexpert bill bharte waqt charges laghte hai kya?
Can I convert my bill to EMI in this card ..?
Yes
Aaj mujhe pre-approved offer aaya ,, mobile no or otp dalte hi Approved hogaya,,
Good
Card issuance fee kya hai? 1st metal card ka 3k charge hai?
Agar FD krke card lete ho toh plastic card milega. pr agar apko card apke income and cibil score ke base pe mila hai toh metal wala card free milega
Bhai ji maine v aply kiya hai but av tak mera kyc pending likh rha h kya kru 3month hone ko hai par av tak clear nhi mila
customer care ko call krye
Can i use for international paymnet ...??
Yes, but you have to pay 1% + taxes as a forex markup fee.
@@bankexpert thanks for information
Mera 80000 limit ka one card aa gya wo bhi bina kisi income proof ke
bahut badhiya
Sir m paise withdraw karta hu to kitna charges lagega or kitne din tak free me use kar sakta hu
credit card cash withdrawal charges range from 2.5% to 3% or sometimes 5% of the transaction amount, subject to a minimum amount.
Bill generate hone ke almost 15 days ka time milta hai.
Is its possible to make international transactions on it.?
yes
Mere pas already hai main socha apka irada kya hai card ke bare main isliye video dekhne aaya 😍✌️
😊 thank you
1.agar hm one card limit ko use hi nhi kre to kya koi monthly Or annual charge lgta h?
2.bill kb generate hota h?
3.one card limit se use krne pr time pr bill payment krne pr bhi koi charge h kya?
Please bta do bhai
🙏🙏🙏🙏🙏
@@mr.ashokjangir 1. One card limit ko use nahi kiya toh apko kuch bhi charges nahi lagta hai..
2. annual and monthly charges nahi lagta hai..
3. mera card ka bill generate 1 tariko hota hai 18 tarik ko due date hai.. poora ek maine ka time milta hai aap 3 tarik ko use kiya toh..
4. Koi bhi hidden charges nahi hai full free of cost hai bus bill payment on time karna hai.. card best hai
Kya main onecard ke through atm se withdraw kar sakta hun??
han pr charge lagega.
Mera account Union bank me hay may kya one card le sakta hu??
Han
4:40 charges
?
Bhaiya 10 month ki fd krta h 5k ki tkh 50k bd m hum nikl skta h ek sath bina kisi chrge k or card nhi use krna h toh
yeh apko customer care wale sahi se bata sakte hai.
I have 8 credit cards, i am getting this card with a 2 lakh limit. Should I get this ?
Give me 10 lakhs
@@karansalunkhe5298 ✋🏻✨
If you need this card, then go with it. Otherwise, ignore it.
Bhai mera bar bar one card fd top up fail ho raha hain, confirmation pending ho raha hain kya karu limit increase kese karu.................???????
fd ke through agar apne card liya hai toh limit increase nahi hoge.
Phele huata lekin ab nahi ho raha hain
Agar hum 5000 ki fd karayenge hume 5000 ki limit milegi ya jyada ki?
100% limit ka card issue hoga. agar aap 5000 ke fd krte ho toh 5000 limit wala credit card mil jayega.
Bro , using of one card credit card is relevant for cibil score or not?
It helps you improve your credit score.
Bhai please bataiye.... Its urgent 🙏
Main ekbar garti se apply kar diya tha reject ho gaya wrong address k karan...
Abhi option nahi araha hay
Kaya karna hoga apply karne k liye please help kariye
6 month baad doraba apply kryega.
@@bankexpert abhi bhi 2 saal complete ho gaya firbhi option nahi a raha hai
Bhai eska paise credit apne account me kaise kaarte hai q ki mera card abhi tak aya nhi hai wo 10 working days me aayega
credit card se account me transfer karne pe 2% extra denga hoga. phonepe se kr sakte ho rent wala option select krke
Sir agar 5 lalh ki fd banwakar fd tod do and 5 lakh use karo to
fd break karne se apka jitna bhi due hai wo bank cut kar lega bake ka bacha hua amount apko mil jayega.
Penalty kitni h late charge ki ?
depend krta hai apka kitna amount due hai
One card is just a Metal Card : a useless heavy card of no use, 1) No offers on online purchase 2) EMI conversion is not easy in this card etc. Its Metal Elephant of no use
Bro, but right now you get some offers in the Amazon sale.
can we use it to get entry in Delhi T1 enclam lounge?
yes
@@bankexpert where is it mentioned can you please tell, i am looking from days and cannot find anywhere where it is mentioned please tell where it is mentioned
Apko metal card mila ya plastic 45000 limit pe
metal
or can i apply for this.. my bank is BANK OF INDIA
yes you can
Indian bank
Fd 5k so limit 5k ?? Or increase hogi ??
dusre FD kara ke limit increase ho jayege.
Bhai mere nagpur city me fd based credit card hi mil raha hai jab maine apply kiya app se jabaki mera CIBIL score 780. Muze unsecured card chahiye bhai, kaise milega?
aap bank ke customer care se contact kar sakte ho.
@@bankexpert ok bhai, to isse mil jayega unsecured card?
Mein main bhi Liya hai mil Gaya mujhe
Mere ko free me Mila hai 50,000 ki limit aai hai
sahi hai
some people are saying this card does not help to build cibil score. did you face any issue regarding that ?
before it was not improved cibil score when it is launched. but now it will help you it increase cibil score
@@bankexpert Bhai Bhai translate 😝
It shown video is biased because there are many disadvantage compare to benefits
Can i use full limit of card them convert into emi?
yes, but I recommend you always use 30 to 40% max of your credit card limit.
@@bankexpert yes sure . But now i need PC so i need money That's why asking
Brother mujhe 5k minimum FD krne bol rha hai
So my question is ke agar me 5k FD karwauga to mujhe limit bhi 5k milegi
To agar me payment time pe karta hu to kuch time bad vo credit limit increases ho jayegi ya nahi ?
agar aap FD ke agents me credit card lete ho toh uske limit nahi badhte.
@@bankexpert shit to mujhe limit increase krne ke liye phirse FD krwani padegi 😢
Nahi
Very Nice
How to use g pay without debit card
Using Google Pay is not required with a credit card.
@@bankexpertgpay में कार्ड नंबर मांगता है
Bro one card one cash or rent option show nahi ho raha hai plz reply 🙏
aap customer care se baat krye wo apko guide kr denge.
Card jab delivery hota hai to paisa dena parta hai kiya
nahi
Sir kitne din main cibil score increase hojayega aur kaise?
generally 6 month tak wait krna chaheye.