verry veery knowladgeble thnaks didi🙏🙏
My CIBIL Score never changed since its inception. its been more than 19 months now i have credit cards & active agriculture crop loan since 3 years , it shows 714 , every month same score. Even if i use 90% credit limit same score. Even if i use 5% credit limit - same score. It stays unchanged. Can you tell my why my credit score doesn't change at all ?
hello
in credit mix
report mai bol rha ki secured loan and unsecured mix kar ke hona chaiye mera 4 unsecured chal raha score is 777
how can i get secured loan and all
DMI se mobile lea the par experien pe so nahikar raha hai par cibil pe so kar raha hai kya kare
I have settled one of my card but they have not updated cibil record, what to do and how to increase score
Can somebody pls tell me what is ci ? I know cic is credit information company....kindly help
Mene Flipkart ka card 4 mahine pehle hi band kra diya tha fir CIBIL me activa dika raha he
mem link pr click krne ke bad login kiya but usme attachment permision mang rhahe open nhi ho rha.........
For crossing a 799 score, cbil shows you should have collateral loan completed. Isn't it correct ?
Mam Agar ham credit card ka bil pay Na kar paye To ham Bank se kaise 5 mahine ka time le sakte hain iske upar ek video banaaiye please❤
Mam mene bank se personal loan liya tha uski emi bank se auto debit nai hui jab ki ac me kafi bal tha bank se puch to bola emi next month kat jayegi par emi nai katne se mera cibil kharab ho gaya
Madam ap Ashish ke sath video bana kro vibe aur hasi dono perfect ati hai
How much improvement of credit score of 1 late payment ?
I got scammed by SBI Bank employees even I did the cyber complaint and no resolution but still bank wants me to pay the amount. Even they decreased my cibil
Dear Ma'm mai aapko galat samajh raha tha but aapne itne acche se samjha diya ki mai khud galat nikla
👍👍👍 you are very experienced in financial cibil management.
not able to download, kindly provide another link
Maine IndusInd ka 1 lakh se purchase kar liya ab use amount ko EMI mein nahin banaa rahe hain aur 3 mahine se minimum amount ke naam per 7000 har mahine kat rahe hain
Can you clarify on Credit mix .... categories in it .... and if you have 5 credit card, is it considered as 1 product (credit card) or 5 different product. ....
My CIBIL Previously 777 & Unfortunately I forget to pay a loan EMI for 31 days & now my CIBIL 721 .... can anyone suggest me how i reach 777 again incoming 12 months???
Hav anyone noticed that using hdfc bank credit card decreases credit score?
Exactly I just applied HDFC Bank Credit card and My cibil got down by 10 points
@@jrdillipsame happened with me with sbi card. My cibil went down by 10 points and experia by 39 points
@@jrdillip no did not decrease by that much for me only got down by 2 points and got increased again after 60 days check with the point agency buddy maybe some issue is there
phone pe par mera cibil score 800 bta rha he
kya phone pe sahi cibil score batata he kya
Sbi has tremendously increased interest rates on existing home loans. And account going irregular frequently. Please make videos how to solve this
I Have PNB car loan in which two late payments are reported which is the bank issue. I raised complaint from the CIBIL but nothing happened they closed the complaint saying that the bank denies my claim. Now what to do!
Same issue here, same bank same car loan . Now my cibil is reduced. Have you got any resolution?
I have paid my Credit Card Payment before my due date, but due to some third party issue. My payment was not credited to my Credit Card & refunded back to me after 7 days of the payment. which was 4th day post my due date. Bank has charged me Interest charges what should I do now.
If it happened first time then call customer care and explain what happened, write email if required with payment screenshot and ask for reversal. If they find that you're loyal customer and make timely payments they will refund. I took refund from sbi this way
क्या मैं दूसरे का गूगल का यूपीआई आईडी या क्यूआर कोड के साथ मोबाइल नंबर पता कर सकता हूं
CUR pe ek brief video banao di with example 🙂
Mera civil ek hi bar mai 30 point kam ho gya hai mem isko thik kaise karen
Madam mera ek Question ye h ki jaise maine kuch micro loans liye the kredit bee, mpocket jaisi app se or jab ab one score se cibil report dekhi to usme credit utilisation 100% dikha rha h to ya hme loan bhi approved limi ka 30% lena chahiye
Hi, in this case yes (sort of) Apki credit history, income aur credit score mila kar aapki ek virtual credit limit set hoti hai, uska 30-40% usage is okay.
Bank or credit card hamare sath bahut game khelte Hain
Limit utilisation criteria should be improved
I like you're voice dear
i have everything great no issues ontime payments and having education loan with a hdfc credit card but score is getting reduced bcoz i am using approx 30% credit limit every cycle
Mera cibil to badhta ja raha 740 se 774 ho gaya 6 month me par experian sep 2023 me 889 tha fir 824 hua 809 790 769 760 abhi 755 he Equifax 750 tha abhi 640 he enke natak hi alag he....ek cibil score hi rakhna chiye baki ko hata dena chiye
Coincidentally I'm searching for such video, and you upload it, Thank you❤
Yaar kitni ossam hai ye ... video😅😂
Good afternoon ma'am.just a query I have made a late payment of 05 days post due date.will that be reflected in cibil
Credit mix wala point galat hai credit mix ka matlab kitne secured or unsecured short term or long term loan hai ye hota hai
How to work with bekifayti as a creator?
Cibil depends on lots of factors but if some one is windful defaulter then his cibil will never get 800+ Score
Asset leasing , invoice discounting kitna safe h Kon kon s app best h kitna risk free h please provide video
Unable to get the attachment
Mera credit enquiry 150+ ho gaya hai kya krun sab reject ho jata hai
Kuch loan closed hone ke baad bhi active rhte hai
My cibil score is locked to 787 since last 4 months, why is that happening?
1. Do transactions on all your cards on time to time basis, monthly once.
2. Do not repay before the bill generation date, unless you utilized more than 30%.
3. If you haven't took any new credit, just go and take it. For eg. You can try FD based cards, paylaters etc.
Note: 787 is very good score one of my friend had 812 but still bank rejected his credit card application. So it depends on your credit history as well. Just increasing the score will not help.
How to close a bnpl loan. It’s not going away in my cibil
It will go after 3 months of closure, say my paytm paylater closed in jan it refelcted in cibil for 3 months and now it has closed. If not directly contact to the bnpl authorities and ask them to mark it closed in your cibil
I just want to know, how can I complain for fix my credit score....???
Mai saare bills time pe pay kar rahi hu aur credit utilization bhi 30% ke bhi neeche hai but still mera cibil low ho raha hai
Aap Mansi ka role kiye the "Jab Mila tu" webseries me
Am I right?
My credit score (Experian)was 772 in jan 2020 but now it reduced to 622. I didn't any delay payment or default. Nothing wrong showing in credit report. Please help me how I can improve it.
You are closed 1st loan account and decresed your credit limit that's why it's happened and you started taking new loan account
Experian changed its calculation method. Most people see a deceased credit score. But it was 50-60 points decrease. You have more than 100 points decrease.
They have changed their algorithm to make it similar to CIBIL. Score drop is normal.
We have reserved your one card credit card ..aysa bohot logo ko app open hone pe aara hai please ispe koi video banao ...iska matlab kya hai ...card milega ya nhi milega .. secured milega ya unsecured milega ..koi bohot bada youtuber he urgent mai bana sakta hai ispe video
My credit utilisation is less than 25% every month , but in March/April Experian score down by 36/52 points respectively, as it is showing that my credit utilisation is 77% . But according to cibil score utilisation is 25% which is correct. What do I do in this . Pls rply
Hritik kuch banks month ke last date pe report cibil ko bhejti hai...jaise kotak bank ...so aap try karo ki month 30/31st date ko aapka credit score 30% ke neche ho
Experian is wrong. I called them they said we have updated our scoring pattern that's why you may notice a fall but it will improve with in a nonth. Because my cibil is 743 and Experian is 622
Maine standard chartered se loan against credit card without blocking the limit se loan liya tha above the credits limit hai now mera credit score 25 point down ho gya
Over credit utilization me ab ye show kr raha.
Isko kaise sahi kre please suggest
My credit score is getting down for no reason
and its not easy to complain im cibil
Its easy to complain in cibil its difficult to complain CRIF highmark credit bureau
I got rbl card and at recieved it was already blocked
They said it was blocked because of company policy so why it's got issued
Also worst thing it shown in my cibil and without using it , it shows 6 months 0 usage and card closed which reduced my cibil
Team and be faayati , I am with you from 2 year but this is non understandable
I also work in a finance sector still having 8 + credit card , it's first time this thing happen
Kindly DM and let's connect on a fraud going on
My credit score war 804 but every month it’s reducing 1 point. Don’t know why. I didn’t take any loan or credit card.
क्रेडिट स्कोर चेक करने पर 2-3 लोन दिखा रहा है जो की मैंने कभी लिया ही नहीं ..क्या करना चाहिए?
Mera cibil score bahut down chala Gaya h... 687 Maine 1 P.L , 2 C.C aur ek Edu. Loan liya h.. jiska payment everytime ontime krta hu.. lakn mere cibil score mai 2 fake loans display ho rha h.. jiska document v check Kiya bank ja k jo mera nai tha... jiske liye maine bank mai ja k v complain Kiya mail k through but still above 6 months ho Gaya h koi update nai h.. So what should I do next please please bahut umeed se comment kr rha hu reply k liye..
onescore shows wrong data
Is the highest point ie 900 achievable ma’am? Im on 830 on Cibil and 850ish on others right now. TIA
Madam, please please make a video on lowest conversion rate of bank.
I received salary in usd every month. But my icici bank giving me the lowest rate for conversion than other bank. Where other bank giving 82.99 or 82.43, I am getting 81.52 at the same time. Please advice what to do
check if it is usd to inr or inr to usd there is small marginal difference check properly your bank and also compare others buy and sell 😀
My mothers Experian score was 885 suddenly without any cause it dropped to 853? Why haven't applied for new loan or card, utilisation is under 30, also no missed payments 😡
@@niravchaudhari9916 yes bro other bureau score is ok but Experian suddenly dropped for no reason 🙂
@@suryasharma7308 Bro experian score is always higher than any bureau score that's why banks consider cibil score more, my mother's cibil is 771
Mere cibil s 751
Our Experian score 777 hai mere exprian s last month kam. Ho. Gya mer 795 tha pata nai ku kam. Ho gya
I am not understanding why my credit score is not increasing I want some consultation can you help
Mera cibil score kbhi 782 se upr nhi jata kbhi 780 kbhi 781 kbhi 782 pr isse upr kyu nhi jata mera to utilization bhi 2 3 percent hai or 100 percent payment history hai fir bhi, can u answer me ?
Sirf 750+ rakho , loan easy pass ho ske isliye . Baaki koi use nhi cibil ka 🙏
Mera 1 lakh ka loan tha nbfc se December Mai pura hone wala tha but Maine use foreclosure Kar Diya. Kitna score bodega?
Kya koi bhi loan foreclose karne se cibil score badta hai??
Please reply..
bill payments on time hota hai phir bhi cibil down hota hai ..why?
How to sponsor u ??
Mera credit score 60 points down huwa hai, reason m likha hai ki you closed a account . Repayment karke close karne se bhi down hoga kya?
Maam need your help please reply .. maine google pay se apna credit score check kia tha lakin mere 40 point ktt gya h sb bol rheen usse nhi ktta h lakin mera ktt gya h
Google pay does soft pull. It will definitely not reduce the points. Chances are ki aapke recently koi loan ya credit card ki enquiry to nai ki.
Cibil score check kro usme bhi batata h ki kis wajah se score kam hua hoga. Agar kuch nai dikh rha you can raise a complain to cibil consider incorrect points kate h
@@LiberatedNotes maine CIBIL pr log in kia tha whaan bhi zero inquiry show hi tha tha and koi default payment bhi nhi thi bs Ek czz show ho rhi thi ki maine ek loan lia tha 2022 may vo bhi 2023 may complete ho gya tha lakin Active show ho rha rha maine uski saari EMI'S pay kr di thi vo bhi on time bs NOC nhi lia tha toh CIBIL may Active show ho rhi thi. Kya is czz se bhi ho skta h point deduct??
@@LiberatedNotes thankyou soo much apne reply kia ab mujhe ye sun kr thoda acha lg rha h ki mere trf se koi problem nhi hui h 😊
Sb kuch follow krta hu lekin 3 mahine se score constant h 746 pr nah increase hora h nah decrease ....how to increase that??
Nahi bruhh.....score 3 mahine Mai ek baar update hota hai......3 mahine 10 din 15 din ke baad check Karo show karega increase ya decrease hua hoga
Pichle 3 saal se sab payment time to time sab ke sab phir bhi 6 points pichle mahine gir Gaya
My cibil is 717 . Koi bhi loan nhi chal raha credit card bhi closed kr diya . Ab me cibil kaise increase kru. Ab koi loan bhi nhi de raha and cc bhi nhi mil raha
Get FD based credit card, Like IDFC wow credit card. Do fd of atleast 5k and forget that never close it again. Another way Buy Mutual funds worth of 50k+ and take loan against it and pay it timely. Your score will be improved
Recently Experian ke Score Kaafi Kum ho rahe hai.
Crif not updating correct data not replying mail too much negative reviews on FB page lot of wrong data
Kisi ke pass bhi koi suggestion ho to please bataen
Vwry good video but do video in English so that everyone can understand better
770 se bdha nhi rha
My civil score is 845. I need 10000rs loan without income proof or salary slip and fast approval, please help deedi🙏
Mam Aapka Credit Score Kitna Hai
My credit score down bcoz unknown inquiry
Definitely a click bait dammn it 😂
Never use hdfc card
👍🏻
Not agree with your opinions.
RBI should shut the limit utilization criteria. Why the hell it should affect my cibil if i can pay the amount on or before due date..