CREDIT CARDS se PAISE AISE KAMATE HAIN! | Ankur Warikoo

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  • Опубліковано 22 жов 2021
  • Credit cards are a wonderful way to earn money, by doing nothing!
    I personally make all my payments through credit cards, and make passive money on all of that!
    However, in addition to that passive money, there is an additional way to make money through credit cards, that I want to introduce to you!
    Just by using this method, I make a little more than half a lac rupees per year.
    Free money.
    Just by doing nothing!
    Who would want to say no to that?
    I won’t!
    And if you won’t like to say no either, let’s explore how you can do that, using Uni cards.
    You can know more about Uni Cards here: unicards.onelink.me/KRuW/e6da...
    This lifetime-free PayLater card allows you to split every bill into 3 equal parts over 3 months for 0 extra costs. You can pay over 3 months or in 1 - it’s all up to you. And, if you pay everything in 1 month, you earn a flat 1% cashback. Serviceable in 39 cities across India and expanding!
    To understand how I make money through credit cards, here is my video: • CREDIT CARDS use karne...
    To understand how credit cards make you eligible to take a loan, here is my video on increasing your CIBIL score: • Credit/CIBIL Score exp...
    #warikoo #creditcards #getrich
    Click here to subscribe to my UA-cam channel: shorturl.at/bizNX
    ------------------------------------------------------------------------------------------------------------------
    Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
    For the past 4 years, Warikoo has been actively sharing content on UA-cam, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people.
    He posts 3 Hindi and English videos every week on his UA-cam channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
    Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
    Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
    An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
    Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
    ----------------------------------------------------------------------------------------------------------------------------
    My bestselling books:
    ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
    ‘Do Epic Shit’: ankurwarikoo.com/doepicshit
    My gear for shooting this video:
    🎥 Sony a7III camera: bit.ly/3M42wAV
    🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
    🎙️ Shure SM7B Microphone: bit.ly/3O1NAVA
    🔆 Fill Light 60W: bit.ly/37aJolP
    💡 Key Light 150W: bit.ly/3O9nyjs
    📽️ Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
    Useful links:
    20 books for your 20s: bit.ly/WarikooBooks
    20 online courses for your 20s: bit.ly/WarikooOnlineCourses
    Gadgets that I use: bit.ly/WarikooGadgets
    The above links are on Amazon.
    If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
    Let’s connect online:
    🎙️ My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq...
    📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.com/newsletter/
    📱 Instagram: / ankurwarikoo
    🐦 Twitter: / warikoo
    👨🏻‍💻 LinkedIn: / warikoo
    😄 Facebook: / awarikoo
    🖋️ Daily Blog: ankurwarikoo.com/blog/

КОМЕНТАРІ • 4,2 тис.

  • @warikoo
    @warikoo  2 роки тому +281

    You can know more about Uni Cards here: bit.ly/UniWarikoo
    This lifetime-free PayLater card allows you to split every bill into 3 equal parts over 3 months for 0 extra costs. You can pay over 3 months or in 1 - it’s all up to you. And, if you pay everything in 1 month, you earn a flat 1% cashback. Serviceable in 39 cities across India and expanding!

    • @___mar
      @___mar 2 роки тому +12

      Slice also gives the same facilities as well

    • @shouviksarkar4649
      @shouviksarkar4649 2 роки тому +14

      In the whole video I mostly like the khaby lame gesture 😁😆😜!

    • @ajitsaini4503
      @ajitsaini4503 2 роки тому +5

      Annual fees kitni h sir es card ki???

    • @_finestapril
      @_finestapril 2 роки тому +2

      slice or uni card pee videos bnao sir

    • @priyanshugoyal2756
      @priyanshugoyal2756 2 роки тому +25

      This video makes me think you actually are not concerned about benefit of your viewers but rather just milking them. A lot of issues with such cards not covered and i am pretty sure even you won’t use this card ever. You definitely have way better cards and that are actually credit cards.

  • @privacyadvisor
    @privacyadvisor 2 роки тому +154

    Finally The Sponsored Videos are back... I was starting to get worried...

    • @paraspareek5599
      @paraspareek5599 2 роки тому +1

      Lolol

    • @charan775
      @charan775 2 роки тому

      why

    • @harshitjain7660
      @harshitjain7660 2 роки тому +3

      Back?🤔 anytime did he stopped making sponsored video 😑
      Soch rha hu main bhi chit fund/mlm scheme khol leta hu inse ek video sponsor krk bnwa dunga... fir paisa hi paisa hoga 😂

    • @keeganbarboza207
      @keeganbarboza207 2 роки тому +6

      So true i stopped putting full trust in him. He is becoming salesman day by day

    • @abhyudayshardulsingh5159
      @abhyudayshardulsingh5159 2 роки тому +3

      There's nothing wrong in that he is here to make money but he didn't say anything which is factually incorrect and he spend less than 30% of time talking about the product.......
      I am not here to bring anyone down but just check out CA rachna ranade's video on the same card and you will see the difference....

  • @AbhishekKar
    @AbhishekKar 2 роки тому +602

    Hey Ankur,
    Just wanted to congratulate you on reaching 1 M subscribers!
    I had already heard a lot about you from some members of Josh and some other fellows too and whatever they have told me about you is truly remarkable.
    I wish you a lot of luck for future endeavours and may your love for excel and hate for fixed deposits,continue till the end of Kalyug 🙏👍

    • @sayanmandal2471
      @sayanmandal2471 2 роки тому +5

      App yaha ve bhai ay gya 😂😂😂 love from Mars

    • @warikoo
      @warikoo  2 роки тому +66

      Thanks so much Abhishek

    • @Yog_Yatra_With_Rahul
      @Yog_Yatra_With_Rahul 2 роки тому +5

      Love and hate line is amazing 🤣🤣🤣

    • @keshavagarwal1538
      @keshavagarwal1538 2 роки тому +2

      Two legend on a same chat ❤️
      Collaboration to banta hai sir
      One interview with warikoo

    • @keshavagarwal1538
      @keshavagarwal1538 2 роки тому

      @@warikoo ❤️💕💕💕

  • @RainaAbin
    @RainaAbin Рік тому +10

    So proud of you getting through those harsh times and not forgetting that.
    Great going sir.

  • @yakuza5169
    @yakuza5169 Рік тому +6

    I'm really sad now because, you are such a great person who is teaching so many valuable things but I'm just a teen now, and when I'll be an adult there won't be anyone to guide me through the difficulties of life. But even then I'm grateful for all the valuable information that I'm currently learning. Thank you for that. 🙏

  • @yashkohli6029
    @yashkohli6029 2 роки тому +10

    I’m a 26 year old guy who started investing after looking at the content that you posted.
    Thanks a lot, Ankur.

  • @prasantakarmakar3655
    @prasantakarmakar3655 2 роки тому +10

    Wow...I never have seen , someone promoting a brand with it's flaws... amazing....very honest person. Thanks a lot sir.

  • @brandjuggler8927
    @brandjuggler8927 Рік тому +1

    You are truthful, genuine. Love your presentation. All the best.

  • @shivshankarsoni630
    @shivshankarsoni630 Рік тому +23

    Remember yo hve to waste 3lakh to earn 6%+1% cashback😅

  • @FAIZANHUSSAINalig
    @FAIZANHUSSAINalig 2 роки тому +55

    Same features are being given by Slice Card, aur slice mein 3 lakh kharch karne pe 2% cashback hai! Ab Nitin ko aur bura lagega😂😂😂

    • @shivachakraborty8878
      @shivachakraborty8878 2 роки тому +3

      Slice card ko kaisa milaga. Kitna paisa lagega. Koi link bhejo.

    • @mohammadsohail803
      @mohammadsohail803 2 роки тому

      Bhai aap slice kab se use kar rahe ho or kar rahe ho to kya aapki limit badi hai slice ki

    • @carryminati640
      @carryminati640 2 роки тому

      @@shivachakraborty8878 bhai me send kro?

    • @sourabhmba
      @sourabhmba 2 роки тому +1

      U will get 2% cash back on all transactions in axis bank ACE credit card
      Its good

    • @FAIZANHUSSAINalig
      @FAIZANHUSSAINalig 2 роки тому

      @@mohammadsohail803 han starting mein 25k thi 3 mahine bad 45k ho gayi

  • @BossladyShruti
    @BossladyShruti 2 роки тому +30

    Me watching this whole video already with my excel sheet open! 😅😇😇

    • @vanns3592
      @vanns3592 2 роки тому

      😂😂😂😂 smart move .

  • @vbv454
    @vbv454 Рік тому +1

    Well done mate for fraternal advice by sharing your own family experience. Keep up the good job. Wish you great success.

  • @grbt7
    @grbt7 Рік тому

    The way u r explaining things is truly Amazing...

  • @vikrammondal9756
    @vikrammondal9756 2 роки тому +522

    Nice promotion material. One thing we are forgetting in all of this is that this kind of credit card activity increases your spending habits and at the end of the day you would be saving less than before, and it's this savings which is going to make you rich and not spending unnecessarily in the hope of getting a tiny cashback.

    • @Aswani648
      @Aswani648 2 роки тому +40

      U mistanken it it's ur daily expenses not unneseccory expenses

    • @mybangaloredays
      @mybangaloredays 2 роки тому +36

      He clearly warned about that

    • @ashisharora6800
      @ashisharora6800 2 роки тому +64

      If you don't use credit card then you are right, but if you are using it then 1% cashback is good.
      If you cannot control your senses don't ever think of be an investor.
      Credit card companies come to make changes in your expenses but they are not forcing you, it's you who buy things knowing the credit card trap.
      Use things wisely and get rewarded rather criticise the marketing fashion

    • @aertist5542
      @aertist5542 2 роки тому +17

      nah. saving doesnt make you rich. Its an illusion.

    • @ashisharora6800
      @ashisharora6800 2 роки тому +1

      @@aertist5542 explain how

  • @nareshbhailimbachiya3944
    @nareshbhailimbachiya3944 2 роки тому +10

    You are not a financial friend sir
    You are my financial advisor 🙏🙏💯✅

  • @pravinkaware8083
    @pravinkaware8083 Рік тому

    LOVE THE WAY YOU EXPLAIN... AAP AS A TEACHER MIL JATE TO LIFE BAN JATI...THANKS.

  • @pallavishanbhag9802
    @pallavishanbhag9802 Рік тому +5

    Mr Warikoo ..you are a blessing in disguise for all the youth and millennials, interpretation and explanation is simplistic and easy to understand..keep up the good work..Thanks

  • @tanmaychandra9434
    @tanmaychandra9434 2 роки тому +56

    Man! You are making personal finance exciting and fun. Before knowing about this channel I used to waste free-time in watching web-series and standup but now after going through some of the videos of this channel I am using that free time to watch your content. You are fucking genius, please never stop this great work of financial awareness.

    • @sharathnb
      @sharathnb 11 місяців тому +2

      U can make some money using credit cards and actually pay for subscriptions of OTT and continue the web series 😅

  • @ketanahuja8939
    @ketanahuja8939 2 роки тому +27

    This is not credit card , This is personal loan(a credit line) , take decision wisely.....and with this card u wont be getting offers (ex. 10% instant discount etc .) on big platforms like amazon,flipkart etc

    • @tapashnath2287
      @tapashnath2287 2 роки тому +1

      You get offer with all this staff in slice card

    • @rajprema.6425
      @rajprema.6425 2 роки тому

      @@tapashnath2287 . Where do v get slice card??

    • @duke8324
      @duke8324 2 роки тому +1

      @@tapashnath2287 never saw slice card giving you offers on Flipkart or Amazon.
      The credit cards offers on Flipkart and Amazon are always from mainstream Banks like Icici or HDFC or SBI.

    • @RahulRahul-kq6eb
      @RahulRahul-kq6eb 2 роки тому

      Uni app ask for all the phone permission, like phone contacts, Google contacts, gallery photos, device location and it can also read my all the messages, in case any one fails to make payment then Uni pays collection team will dial all your contacts and will tell them that please ask him/her to make payment, it is a kind of humiliation. Don't use credit line. Always use bank credit cards.

    • @Dabbuluvurikeraavu
      @Dabbuluvurikeraavu 2 роки тому

      I have used UNI card recently in swiggy for highest discount of 150 off for my order of 600

  • @YTSTEPS905
    @YTSTEPS905 11 місяців тому +1

    The way you teach is really brilliant

  • @az220584
    @az220584 Рік тому

    Hatsoff Ankur....showed your experience in credit card..I can see the pain...while you speak...

  • @abhishekagarwal4491
    @abhishekagarwal4491 2 роки тому +343

    Omg.. 😂😂😂😂😂😂 that kabelame move u did was so unexpected.. jaise hi aapne wo move kara main to bilkul ho rakchas ki tarah hass pada.. 😂😂😂😂

  • @gr0wnup5
    @gr0wnup5 2 роки тому +23

    🌟 Remember, Credit Cards are most rewarding when you are Financially Responsible 🌟

  • @gurinderdhiman2949
    @gurinderdhiman2949 Рік тому +1

    Hey, I love the way you explain things. 😁😁I am supercharged. Thanks Man

  • @TejenderPrasad
    @TejenderPrasad Рік тому +1

    Good one man !
    I had to go through similar experience in my early twenties, but its never too late to learn :)
    Thanks for the video :)

  • @lalitshekhawat02
    @lalitshekhawat02 2 роки тому +5

    Great ... thanks for sharing this @Ankur I'm equally excited as you are and I have applied for the card 😊🙏

  • @TridibRoy100
    @TridibRoy100 2 роки тому +107

    With due respect sir, there's one thing I would like to clear here.
    Having a credit of >30% of your credit limit actually decreases your credit score.

    • @saiprashanth6744
      @saiprashanth6744 2 роки тому +17

      Also regulations don't allow you to invest using credits 🥴

    • @NareshKumar-mz5nr
      @NareshKumar-mz5nr 2 роки тому +27

      @@saiprashanth6744 his strategy is, you use your salary to invest and spend using credit card, since you get 3 months cost free to pay back your original amount based on type of investment will give returns for free.

    • @Dudeinfire99
      @Dudeinfire99 2 роки тому +3

      I won't really be needing a loan, so credit score is kinda useless for me :/

    • @harvindersingh4465
      @harvindersingh4465 2 роки тому +2

      @@saiprashanth6744 top-up your paytm wallet using credit card then transfer funds wallet to bank.

    • @saiprashanth6744
      @saiprashanth6744 2 роки тому +6

      @@harvindersingh4465 But paying convenience fee or commission is not so exciting.

  • @FayazKhan-pv3ls
    @FayazKhan-pv3ls Рік тому

    Bohot Bohot shukariya sr aapka ...alert karne ke liye ...Very very Thanks

  • @stuffelturli7215
    @stuffelturli7215 Рік тому +19

    Amazing video! If you don't find a means of multiplying your money, you will wake up one day to realise that the money you thought you have has finished. Investment is key..

    • @nashobamisae2879
      @nashobamisae2879 Рік тому +3

      I strongly agree with you mate. Investment is the key to sustaining our financial longevity, and not just any investment but an investment with guaranteed return.

    • @tochoquana6816
      @tochoquana6816 Рік тому

      To earn more you are required to have a multiple diversified stream of income, which is why investment is an avenue of making more money once it's profitable.

    • @ivanwilson6443
      @ivanwilson6443 Рік тому

      Crypto currency is one strong means people are raising their financial status now, so when you think investment I recommend you make it an option.

    • @kryanira5627
      @kryanira5627 Рік тому

      Crypto investment requires good experience and knowledge to carry out good and successful trade. because I have actually lost a lot trying to trade all by myself.

    • @vagaspope3812
      @vagaspope3812 Рік тому

      It's professionally recommended to trade your coins with experience brokers, who can help grow your coins while assisting you learn the trade.

  • @santoshkumarpatra200
    @santoshkumarpatra200 2 роки тому +7

    Sir very brave of you to share such personal traumatising experience of credit cards with your parents

  • @anwesharry
    @anwesharry 2 роки тому +18

    I had actually calculated my credit’s annual interest. It was 52% pa. Shocking!!!

  • @smilelora
    @smilelora 29 днів тому

    Hi Ankur! Subscribed! I appreciate your knowledge, simplicity, friendliness and genuiness. Learnt something new. Thanks.

  • @samduppembabhutia2870
    @samduppembabhutia2870 Рік тому

    Wonderful. Very useful and important tips. Thank you

  • @HrishikeshPrabhavalkar
    @HrishikeshPrabhavalkar 2 роки тому +89

    This was true earlier Ankur, nowadays the Liquid MFs ir overnight funds give somewhere around 3 to 4%

    • @BarkaDog
      @BarkaDog 2 роки тому +3

      That's because the bond yields have gone down. They will go up again soon.

    • @HrishikeshPrabhavalkar
      @HrishikeshPrabhavalkar 2 роки тому

      @@BarkaDog Exactly...

    • @gouravmittal2647
      @gouravmittal2647 2 роки тому +7

      And also we can't transfer funds in free from credit card to mutual fund account there are charges around 2 to 3 percent which makes it more costly to do it

    • @kishanr3142
      @kishanr3142 2 роки тому

      Does a 3% return on liquid MFs are consistent on monthly basis?

    • @karanthakkar756
      @karanthakkar756 2 роки тому +10

      @@gouravmittal2647
      he didn't mentioned that transfer funds from CC to MF
      he said if you have that money !
      means either in bank or cash etc

  • @jasonmathaivarghese8856
    @jasonmathaivarghese8856 2 роки тому +11

    Flipkart Axis Card has 1.5% cashback for every transaction. So the extra money that you make from liquid funds can be directly earned from cashbacks. Also for many other merchants, they have higher cashbacks. Just an FYI. It used to be free in between, but now they charge yearly fees and it does not have the option of splitting the payments into 3. Really enjoy your videos.

  • @chanakya7338
    @chanakya7338 Рік тому

    I love this person. Very nicely explained.

  • @rinky1000
    @rinky1000 Рік тому

    🤣😂🤣😂 Great information and such fun way of giving that info. Showmanship is outstanding 👏 👌

  • @sleepingwonder
    @sleepingwonder 2 роки тому +155

    Ankur thanks for listening to the community .. A key point you missed while considering the cash back amount is you don’t get any reward points unlike a regular credit card . Actual comparison of cost benefit should include the rewards points on a normal credit card vs pay later cards . Another key point although it has no disadvantages is in your credit score this card will reflect as a loan and not as a credit card expense

    • @abhyudayshardulsingh5159
      @abhyudayshardulsingh5159 2 роки тому +2

      A loan also improves your credit score

    • @saurabhgoswami1989
      @saurabhgoswami1989 2 роки тому +6

      You are correct. Icici amazonpay and flipkart axis card are better cards.

    • @bricedmello5592
      @bricedmello5592 Рік тому +16

      He says, his expenses for a month amts to ₹3,00,000 approx..
      Tht wd be ₹36 Lakhs Expenditure P.A. Who is so rich like him..
      And if he is so rich, why would he care for even ₹1000 or ₹3000 cashback..

    • @Tirthankar17
      @Tirthankar17 Рік тому

      @@bricedmello5592 Yeah that's a good point

    • @dr.ambadashuchche4609
      @dr.ambadashuchche4609 Рік тому +4

      @@bricedmello5592 Rich becomes richer by saving more. Saving is earning.

  • @riteshbhatnagar4834
    @riteshbhatnagar4834 2 роки тому +103

    Just a correction Ankur, banks hiked their credit card interest rates upto 52% p.a since the second wave of COVID wave hit India.

    • @warikoo
      @warikoo  2 роки тому +37

      Wow. Didn’t realize that!

    • @ahireshashi
      @ahireshashi Рік тому +1

      ​@@warikooHi
      1 point is missing.
      How we get money from uni card.
      Type of transaction?
      Do we buy things in every month?

    • @thunderbeast9831
      @thunderbeast9831 6 місяців тому

      yup

  • @willardharper8038
    @willardharper8038 Рік тому +23

    I almost burned my account trying to use complicated scalping strategies. with this one I am halfway in regaining my lost capital. can this strategy be used in direct execution order or only in buy/sell stops? I need advise. thanks.

    • @grovelucas930
      @grovelucas930 Рік тому

      learn to get the full knowledge first before investing or get an expert to handle it for you

    • @grovelucas930
      @grovelucas930 Рік тому

      There will always be market fluctuations, you just have to be prepared for it.

    • @grovelucas930
      @grovelucas930 Рік тому

      I'm not good doing it alone but getting into the market has been my best decision so far in my road to financial independence as it turns out lucrative for me.

    • @averystevens1880
      @averystevens1880 Рік тому

      Exactly.....nice words. I agree with you

    • @averystevens1880
      @averystevens1880 Рік тому

      My utmost goal is $3million and a few passive income sources for sustainability.

  • @minisonawane763
    @minisonawane763 Рік тому

    This video made me subscribe your channel....Guru tussi cha gaye! Too good

  • @purnima29
    @purnima29 2 роки тому +23

    First of all it's difficult to get 6% from any liquid fund. At most 3.30% anyone can get. AMC or any broker app generally show the statistics in such a way that people think they will get 6-7% return. That number CAGR value for 3 year duration.
    Next, as per RBI guidelines you can withdraw 90% of the total investment or 50000(whichever is minimum). So make sure to withdraw the required amount on time, and don't miss out bill payment due to lack to total amount.

    • @vigneshwarisrinivasan9226
      @vigneshwarisrinivasan9226 2 роки тому +2

      Correct.... Also I don't think any mutual fund platform allows you to pay using credit card

  • @RaviPrakash-qj2lz
    @RaviPrakash-qj2lz 2 роки тому +12

    Hi Ankur! You haven't considered the 2-3% charge when you move money from CC to Bank Account. Also there is no direct way to put in Zerodha or other wallets from CC as it's not allowed by regulations. Please consider that as well.

  • @russellfernandez57
    @russellfernandez57 Рік тому +5

    As someone who works in finance, discovering this low risk arbitrage just blows my mind. Good job mate :)

  • @junkingjunking8477
    @junkingjunking8477 Рік тому +1

    Mast add kiya re baaba, UNI card ka ;-)

  • @kaustavsen
    @kaustavsen 2 роки тому +44

    Ankur sir,
    I was hoping and waiting for you to make this video :)
    While the concept is nice, to be able to have a 3 months, no cost EMI card, Uni still has quite a long way to go.
    The 1% cashback, while sounds nice in terms of actual cash being reduced from the bill, if it is considered to be a reward rate, is actually less than the ones offered by other major card companies. The biggest plus point for this card, as of today, is that fuel surcharge is waived off, irrespective of the vendor, hence, there it shines. No surcharge plus the 1% off, otherwise, there is still a huge scope of improvement. This card is best for people who want to build up a credit score or are quite new to the credit card game.
    Your videos are informative and honest. Thank you :)
    Regards.

  • @ld3244
    @ld3244 2 роки тому +8

    Loved this video ❤️ haven't seen such an authentic self person, much respect to you Sir🙌

  • @ankitaaggarwal4352
    @ankitaaggarwal4352 Рік тому

    Wwaahhhhhh sir, the way you engaged us in the video.. it was amazing...
    informative video was also humourous. 😄😄😃😃😃

  • @parosmitadas5989
    @parosmitadas5989 Рік тому +2

    Thank you sir !! 🙏🙏🙏🙏

  • @ivinitmittal
    @ivinitmittal 2 роки тому +60

    Hey, could you get this cleared from Nitin, I've heard that UNI Card is actually a Credit Line from a NBFC they've tied up with, soo basically a unsecured personal loan, which I've heard is a disaster for your credit score?? 😅

    • @buzzfeedRED
      @buzzfeedRED 2 роки тому +1

      Slice is more better than this.

    • @privacyadvisor
      @privacyadvisor 2 роки тому +18

      This is a sponsored video... believing everything in it is credit risk..

    • @SachinS-sf2vm
      @SachinS-sf2vm 2 роки тому

      Very true

    • @chaitanyabingumalla8045
      @chaitanyabingumalla8045 2 роки тому +1

      That a very importing thing to know and consider before using this card.... But what is we are using this card and paying the whole month bill on the 1st due date.... That way isn't it similar to any other card usage and also we are getting 1% discount on the total bill amount for the month

    • @charan775
      @charan775 2 роки тому +3

      your credit score will be impacted in any card if you miss your due date not just this one. so pay bills on time

  • @joaquimmenezes7396
    @joaquimmenezes7396 2 роки тому +4

    Amazing as always
    .

  • @nasreensultana4362
    @nasreensultana4362 Рік тому +2

    Best information sir god bless you

  • @varaprasad5563
    @varaprasad5563 Рік тому

    Thank you for letting me know this. ❤️

  • @be_independent1329
    @be_independent1329 2 роки тому +14

    SIR, you are doing great things in a great way, I love ❤️ Your Presentation style 💜. Mind-blowing, super simple and creative.
    I salute You Sir 💜❤️

    • @coolguy298
      @coolguy298 2 роки тому +1

      He is selling you a crap service! You're a nube.

    • @saigopivadlaputi5086
      @saigopivadlaputi5086 2 роки тому

      He have good acting skills better than the movie artist

  • @edward7194
    @edward7194 2 роки тому +21

    INVESTING MAKE UP THE TOP-NOTCH
    HEMISPHERE OF WEALTH, THAT IS MORE
    REASON ONE SHOULD SAVE AND INVEST
    TO SECURE MORE PROFIT AND ENSURE
    SUCCESS

    • @joshson3258
      @joshson3258 2 роки тому

      now am making benefits from it...

    • @hongjong8017
      @hongjong8017 2 роки тому

      Mr Albert has changed my financial status
      for the best all thanks to my aunty who
      introduced him to me.

    • @felixleach6340
      @felixleach6340 2 роки тому

      Who's this professional everyone is talking
      about I always see him post on top
      comment on every UA-cam video
      watched

    • @williamioannis4948
      @williamioannis4948 2 роки тому

      I think I'm interested how can I get in touch
      with Mr Albert Renshu

    • @Shirley-qn3un
      @Shirley-qn3un 2 роки тому

      I think I'm interested how can I get in touch
      with Mr Albert Renshu

  • @upendratripathi6562
    @upendratripathi6562 Рік тому

    Mr Ankoor explained nicely major benefits of CRED. It's help all people of society

  • @sumanasworld4712
    @sumanasworld4712 Рік тому

    Excellent idea.. . Thank you Sir 👍

  • @sheejaeldo9311
    @sheejaeldo9311 2 роки тому +6

    Thank you for being very genuine in creating awareness among us about finance.

    • @Indianculturalprotector---
      @Indianculturalprotector--- Рік тому +1

      @Warikoo +①③⓪④②⓪②③⑤③③ I lost respect to some extent after reading title about this video and watching it.
      Matlab sir kuch bhi??

  • @_M_D_M_
    @_M_D_M_ 2 роки тому +7

    Hi Ankur. The CC bills also carry GST with them. Is that not adding to overall costs slightly?

  • @masterarvindra
    @masterarvindra Рік тому

    Thank you sir for giving innovative ideas

  • @harshadsawant4398
    @harshadsawant4398 Рік тому +1

    Great Man. Thanks. God bless u

    • @wariko1
      @wariko1 Рік тому

      Thank you for your comment.👆Contact the Whatsapp Line above for more info and advice, I've something new to introduce you to.

  • @harshil338
    @harshil338 2 роки тому +135

    *Ankur gaining trust and respect of his audience by making genuine videos.
    Ankur now makes a shitty sponsored video: IT"S TIME TIME TO DETSROY MY REPUATTION
    !!

    • @pankajdighe007
      @pankajdighe007 2 роки тому +20

      1% cashback kabtak denge, baad me to lutenge hi. Not expected this from ankur. Not mentioning annual fees n hidden charges

    • @harshitjain7660
      @harshitjain7660 2 роки тому +22

      Seriously ...
      The vidoe title should be how I made 10-15lakhs by making a paid video 😂

    • @keeganbarboza207
      @keeganbarboza207 2 роки тому +5

      So true i stopped putting full trust in him. He is becoming salesman day by day

    • @mithleshpal9415
      @mithleshpal9415 2 роки тому

      @@harshitjain7660 😁😁😁

    • @yashpuranik1345
      @yashpuranik1345 2 роки тому +1

      @Wàrłkoo Ae tu ja reey

  • @satyam.shankar
    @satyam.shankar 2 роки тому +33

    I'd seen some other UA-camrs promoting this card too, but the most reassuring part about this video was that you actually personally know the founder of this company. This assures me of its credibility in a way which no other video can. Thanks.

    • @user-xo2ww7ql2q
      @user-xo2ww7ql2q 2 роки тому

      I will love to introduce, ☝️☝️☝️you to a life changing investment...

    • @hifzulx
      @hifzulx 2 роки тому +5

      Abe paid promotion hee hai😂

  • @prateekverma3592
    @prateekverma3592 Рік тому

    Thanks a lot sir it is honour to listen to you

  • @manikurian4527
    @manikurian4527 4 місяці тому +1

    I too do as you said. I have three credit cards and the total spend comes to approx.40000/-vper month. I pay full amount on time in all the cases, which has made my credit rating at 850.

  • @sravankumar7902
    @sravankumar7902 2 роки тому +51

    Hi Ankur sir
    If we use 100% of our credit limit then it will affect credit utilisation factor
    So without affecting credit utilisation factor we have to pay before the due date atleast 70% of limit, means we have only 29 days to count interest
    Not 45 days

    • @navijagtap5451
      @navijagtap5451 2 роки тому +1

      Hii

    • @rajvir9778
      @rajvir9778 10 місяців тому +1

      Yes, we should only use 30% of the credit limit.

    • @DigitechSam
      @DigitechSam 5 місяців тому

      @@rajvir9778 exactly! Never go beyond 30% limit. In my case, I reduced the spend limit to 30% in the ICICI app.

  • @Bireshprema
    @Bireshprema 2 роки тому +23

    I can’t stop thinking about the irony and insanity of Elon Musk becoming the richest person in the world why they individual who has spent $20billon.

    • @sidneyjackson3655
      @sidneyjackson3655 2 роки тому

      Prince of Brunei’s spent it all maybe he would have been among the rich if he invested his money

    • @lucymartin881
      @lucymartin881 2 роки тому

      No amount of money can certify Elon Musk. I’ll say he needed more that’s why he is investing on Bitcoins. Investing over 1.5 billion dollars.

    • @junerolfson2435
      @junerolfson2435 2 роки тому

      I wanted to trade cypto but got confused with the fluctuations of price

    • @hauwaahmad9606
      @hauwaahmad9606 2 роки тому

      Her success stories are everywhere …she has really made a good name for herself.

    • @siluvaine4370
      @siluvaine4370 2 роки тому

      @Rebecca flores You are on the right track

  • @avisunmusicwork
    @avisunmusicwork Рік тому

    I have been using credit card wisely since 15 years and I have earned extra free money + points. Good to see someone great aligning with your methods of money management

  • @onlytube8299
    @onlytube8299 Рік тому

    Hi Ankur. Fantastic stuff, but this would make more sense post COVID policies. Appreciate if you could re make this video with the current policies of Bank. This would be more helpful

  • @sheldoncharles1561
    @sheldoncharles1561 2 роки тому +47

    Starting early is the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, i am able to build a suitable life because I invested early ahead this time. 3 40

    • @09redflowerz85
      @09redflowerz85 2 роки тому

      I urge everyone to start somewhere now no
      matter how smal, this is literally the time
      for that, forget material things, don't get tempted,i became more better the moment i realized this.

    • @oliviaryan5277
      @oliviaryan5277 2 роки тому

      you're right, but any Investment without a proper guidance and experience is suicidal

    • @liamjames3752
      @liamjames3752 2 роки тому

      @@oliviaryan5277 Profitable Investment one can do convenantly at this moment are

    • @liamjames3752
      @liamjames3752 2 роки тому

      @@oliviaryan5277 :Estate :Share Stocks market

    • @walkerfred9763
      @walkerfred9763 2 роки тому

      Forex trading is really profitable, investing in it now will be the wisest thing to do especially with the current rise in bitcoin

  • @cnailwal666
    @cnailwal666 2 роки тому +4

    Hello Sir, appreciate your videos and knowledge. Quick question: How is Uni card different from RBL Bajaj Credit card?

  • @shubham.sadlapurkar
    @shubham.sadlapurkar 9 місяців тому

    Man I love this video!!❤

  • @kaveri9639
    @kaveri9639 Рік тому

    This is so amazing 😀👏❤

  • @_M_D_M_
    @_M_D_M_ 2 роки тому +4

    If you have a good track record of paying back your CC bill. Then, you can talk to your bank and raise your credit limit. You should also bargain hard to remove annual fees. Keep your expenses low even with high credit limit. This will benefit your CIBIL score as your Usage% will get lower.

  • @mayuram4
    @mayuram4 2 роки тому +4

    Hi Ankur, why do you discourage car loan? Any alternative you'd suggest? Thanks.

  • @ravirao4789
    @ravirao4789 2 роки тому

    Hi Ankur, Thank you so much for this information. I have a question , you said this money is pre tax then where in the declaration should I show this money for tax?

  • @RajuPal-zs8pr
    @RajuPal-zs8pr Рік тому +1

    I love your Communication..

    • @wariko1
      @wariko1 Рік тому

      Reach me with the What'sap Line above for more information , guidance and available investment. Thanks for the feedback!!

  • @shlokgupta9353
    @shlokgupta9353 2 роки тому +14

    Ankur Sir, thankyou so much for sharing with us the tricks of the trade. One point that I wanted to add is that uni is not doing anything new by giving 1%, all cards do that in form of reward points. I come here for unbiased advice. I think you're acting so amazed by this cashback scheme only to help out your friend and promote uni. Promoting and helping is fine but people really trust you and you've built a really strong fan following. Don't ruin it.

    • @avikde9631
      @avikde9631 2 роки тому

      han infact isse achcha slice hai which gives you upto 2% on spends after 5 lakh spends (starts with 1 % and goes till 2%) , however credit card ka bill kiska har mahine 3 lakh hoga lol.

  • @sharifcomments
    @sharifcomments 2 роки тому +14

    Hi Sir, I really admire your views on financial instruments and how you generalize things for your viewers. I recently heard about Fi money debit card, can you review that and make a video, in your style. That would be really helpful.
    Lot of scope to play excel...excel ... here... 😉

    • @soumyabiswas8
      @soumyabiswas8 9 місяців тому

      I hv . Not fruitful that much

  • @gwjwnbasumatary9108
    @gwjwnbasumatary9108 Рік тому

    Thanks for this lovely video👍❤

  • @AK-qi4ll
    @AK-qi4ll Рік тому

    Big thank you, how you are explain mind blowing and I love it.

  • @aliupdates
    @aliupdates 2 роки тому +65

    Thanks for creating this helpful content. However there are better options in terms of cards (such as Axis Ace which has a 2% CB rate). Another good option is using NPS Tier 2 which allows investment through credit cards.

    • @rajprema.6425
      @rajprema.6425 2 роки тому +1

      Thanks dea. Whr can v get these axis ace cards. I mean how to oersonally apply for them..

    • @sagarshimpi7578
      @sagarshimpi7578 2 роки тому +2

      How we can use credit card for buy mutual funds

    • @visionaryafall
      @visionaryafall 2 роки тому

      @@sagarshimpi7578 Not allowed. Only actual money that you have is allowed to be invested in MFs.

    • @prosolutions6174
      @prosolutions6174 Рік тому +2

      this video is for making money without any risk instead of investing

    • @garykhurana20100
      @garykhurana20100 7 місяців тому

      Credit card to bank transfer 2% mein waise bhi ho jata hai....any amount

  • @IshaMBS
    @IshaMBS 2 роки тому +4

    You are my Investment Big brother! You make things appear so simpler by the way you explain! You have lot of positive energy brother!

  • @roshanekka9687
    @roshanekka9687 Рік тому

    One thing I would like to share which my Dad experienced.
    He didn't even use that credit card once still he had to pay 8k bill. It was due to annual charges, and its recurring fine for non payment of the same. SMS service was not enabled and autopayment was also disabled so we didn't had any clue what was going on.

  • @prateeksaxena8615
    @prateeksaxena8615 10 місяців тому +2

    You are really story teller and tell the thing sweet. But it is roller coaster guys it is trap

  • @satyampandey9472
    @satyampandey9472 2 роки тому +41

    I have faced the same situation when my father got stuck in credit card web. He took the loan for his friend but his friend ran away and all came to my father. Bank persons used to come to our home, it was really a embarassement but now everything is changed.
    I can understand Ankur sir feeling that how it feels when somebody come to your home, say whatever they want in loud voice and everybody watches u getting insulted and they laugh at u.

    • @bhushanpujari4950
      @bhushanpujari4950 2 роки тому

      💖💖💖💖💖

    • @firefly6630
      @firefly6630 2 роки тому +2

      Bura na maano bhai tumhare papa buddhu h or may be the.😂😂

  • @thevenuskothari4484
    @thevenuskothari4484 2 роки тому +36

    Thank you! For sharing such a valuable information sir 🤗♥️ would surely implement it.
    One of the greatest tip I would like to give to people, which i do it for myself since i started using credit card- I have opened a separate bank account for keeping my credit card expenses, so whenever i purchase something/ pay bills through it, i move that amount into that bank account instantly, so at the end of the day my picture is clear with the funds i have available for running my month. Trust me, you guyz would never fall in trap.

    • @champions7954
      @champions7954 2 роки тому

      What if you move weekly expenses to liquid fund?

    • @bollywoodstudio001
      @bollywoodstudio001 Рік тому

      👍👍👍

    • @vikrampremkumar-kp6967
      @vikrampremkumar-kp6967 7 місяців тому

      Good plan, but instead of moving to another SB a/c, if it is moved to a liquid fund, may be returns might be more.

    • @thevenuskothari4484
      @thevenuskothari4484 7 місяців тому

      Definitely one can move it to a liquid fund, but it should not be done without the proper knowledge of investment.

  • @Bankniftycommando
    @Bankniftycommando Рік тому

    Must say Mind-blowing Content 👍👏👏👏

  • @keshavchhipa6286
    @keshavchhipa6286 Рік тому

    Thank you so much sir you are really good. Thanks for giving this information 😍

  • @joannebonnett5223
    @joannebonnett5223 2 роки тому +75

    *POOR MINDSET IMMEDIATELY SEES A SURPLUS AS AN OPPORTUNITY FOR CONSUMPTION RICH MINDSET SEEKS TO SPEND THEIR TIME RESOURCES,AND ENERGY ON WORK THAT CONTINUES TO PAY OFF LONG AFTER THE EFFORT HAS BEEN INVESTED*

    • @georgeedward6246
      @georgeedward6246 2 роки тому +1

      Despite the economic crisis,this is a Still a good time to invest in stock and Crypto,

    • @melissabrockman6397
      @melissabrockman6397 2 роки тому +2

      The rich spend less and invest more

    • @melissabrockman6397
      @melissabrockman6397 2 роки тому +1

      Investing in these economic crisis will be one of the best thing to do,

    • @carlaalpentista413
      @carlaalpentista413 2 роки тому +1

      You're right I think stock and Crypto are the best to invest right now☺️

    • @ashleyulloalafrance2356
      @ashleyulloalafrance2356 2 роки тому +1

      As stock's are good but crypto is better

  • @pritamdas7462
    @pritamdas7462 2 роки тому +100

    Uni & slice cards apke CIBIL per 2 credit line open kadte hain jo 2 loan lene ki barabar hota hain.. card wase accha hain likin aap nehi cahenge ki be matlab aapke CIBIL par load add ho.. I personally don't recommend this cards...

    • @pallabbiswas2726
      @pallabbiswas2726 2 роки тому

      Is there any annual fee ?

    • @pritamdas7462
      @pritamdas7462 2 роки тому +1

      @@pallabbiswas2726 no sir

    • @sudheesh89
      @sudheesh89 2 роки тому +1

      CIBIL hota hai...

    • @250taz
      @250taz 2 роки тому +1

      I use it.. yes if you do not require..donot use it.. it comes in your cibil

    • @AkshayKadian
      @AkshayKadian 2 роки тому +1

      @Pritam Das If i pay my credit in one go, will it still be effecting my cibil score?

  • @yawarali460
    @yawarali460 Рік тому

    Thanks for sharing, your tips are amazing

  • @user-hb4qm4ft9e
    @user-hb4qm4ft9e Рік тому +4

    3.01 this is my condition now, bank gave credit card 2 year back to my father and now we are in dept trap.

  • @evergreen7781
    @evergreen7781 2 роки тому +14

    Those expressions, passion for the explanation with the love of Excel sheets ❤️❤️❤️ Ankur Warikoo : The Financial Guru of India 🏆

  • @PawanDeshmane
    @PawanDeshmane 2 роки тому +3

    Ankur bhai aaj alag hi excited the🤣. Congratulations on 1 million in advance

  • @rohitgautam8952
    @rohitgautam8952 Рік тому +2

    Thank you so much sir for such information 🙏

    • @wariko1
      @wariko1 Рік тому

      Thank you for your comment.👆Contact the Whatsapp Line above for more info and advice, I've something new to introduce you to.

  • @sirajeden3668
    @sirajeden3668 Рік тому

    I impressed
    Thank you for your smart ideas

  • @mrinal.mayank
    @mrinal.mayank 2 роки тому +21

    Sir I liked the idea of investing the amount which I will be paying for my credit card bill. Liquid Funds seem to be a very good option for this. Please make a detailed video for selecting the best liquid Funds with average return but short term withdrawal option.

    • @champions7954
      @champions7954 2 роки тому +1

      Mrinal May I know why liquid not short term?

  • @munnirharuna2279
    @munnirharuna2279 2 роки тому +16

    Hello what is the best way to get started with bitcoin investment or Forex trade cos I have been making my personal research for a while now

    • @tinawright6750
      @tinawright6750 2 роки тому

      As a beginner who don't understand how bitcoin trade really work and you really want to make profit from it, I will advise you to first start working with a professional broker

    • @kendobest2651
      @kendobest2651 2 роки тому

      That is true you need an expert broker an account manager to make good profit from bitcoin trade

    • @guccimary3427
      @guccimary3427 2 роки тому

      How can someone know a professional account manager at least trustworthy when legit ones are hard to find these days

    • @ausahmanason3129
      @ausahmanason3129 2 роки тому

      My first investment with expert mister Nicholas Barron give me a profit of $13,500 and ever since then he has has the most reliable sincere broker I know

    • @alhassansuleiman1272
      @alhassansuleiman1272 2 роки тому

      I can't believe I was able to have $30000 worth of Bitcoin in just one month and half of trading with expert Mr Nicholas Barron trading services. Come across some nice comments about him on UA-cam and I give it a shot. I don't believe in Bitcoin before

  • @Revelation785
    @Revelation785 Рік тому

    Mind blowing Ankur 🔥