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LymanJoy
United States
Приєднався 15 лют 2023
Hi everyone Laura here. I am a busy mom of six, a wife, a medical coder, and an avid budgeter. I'm on a journey to become debt free and build my wealth for the next generation. Breaking generational strong holds of debt so the next generation can LIVE and GIVE like they were meant to.
On top of that I want to have joy in the journey. Even though there will and have been hard times there are always moments of joy to be found. I would love to have you all join me in becoming a woman who can leave a legacy for her children to inspire for and inspire others and I hope I can inspire you too!!!
Blessings
Laura
On top of that I want to have joy in the journey. Even though there will and have been hard times there are always moments of joy to be found. I would love to have you all join me in becoming a woman who can leave a legacy for her children to inspire for and inspire others and I hope I can inspire you too!!!
Blessings
Laura
FINAL Cash Stuffing in June // Debt Update BEAT goals #debtfreejourney #financial #cashstuffing
Join me as I wrap up the last cash stuffing of June. Update may debt tracker and round out the month. Are you struggling with debt and never seem to have enough left over? Try creating a plan that actually works watch now: ua-cam.com/video/i4epjJJ2zOk/v-deo.html
Check my website out for all my products in the video:
www.thelymanjoycompany.com/
----Debt-Free Tracker----
www.thelymanjoycompany.com/store/p/debt-free-journey-a5-58x83
----Simple Budget Planner----
www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download
🔳 ☕️ Purity Coffee ☕️
puritycoffee.com/
Enter code LYMANJOY20 at checkout, for a limited time, enjoy 20% off your first non-subscription purchase of Purity Coffee.
🔳100 Envelope ✉️ Challenge
www.etsy.com/listing/1710944936/50-envelope-challenge-l-purple-haze-l
🔳 Summer Saving Challenge ☀️
www.etsy.com/listing/1690680064/moving-savings-challenge-l-savings-to
🔳 LymanJoy Cash Envelopes ❤️
www.etsy.com/listing/1716872215/lymanjoy-inspired-cash-envelopes-l-set
🔳 Trackers
◾️www.etsy.com/listing/1725202910/lyman-joy-inspired-tally-trackers-l-book
◾️www.etsy.com/listing/1725199118/lyman-joy-inspired-tally-trackers-l
🔳 A5 Grey Planner Binder
amzn.to/3S6ofy1
🔳 Wet Erase Expo Markers
amzn.to/4bnH2Mn
🔳 A6 White Cash Binder
amzn.to/4aDhoDp
****As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links, and I can earn commissions. I may have other associate affiliate links as well, I can receive commission and/or payment from the products listed above. I am NOT a financial advisor, just a mom who has been through life and likes to share tips she has learned along the way.***
#2024cashstuffing #cashstuffing #cashenvelopemethod #cashstuffingmistakes #howtodocashstuffing #motivational #cashbudgeting #howtobudgetandsavemoney #daveramseyinspired #budget #zerobasedbudget #fiancialfreedom #financialliteracy #lymanjoy
#how
Check my website out for all my products in the video:
www.thelymanjoycompany.com/
----Debt-Free Tracker----
www.thelymanjoycompany.com/store/p/debt-free-journey-a5-58x83
----Simple Budget Planner----
www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download
🔳 ☕️ Purity Coffee ☕️
puritycoffee.com/
Enter code LYMANJOY20 at checkout, for a limited time, enjoy 20% off your first non-subscription purchase of Purity Coffee.
🔳100 Envelope ✉️ Challenge
www.etsy.com/listing/1710944936/50-envelope-challenge-l-purple-haze-l
🔳 Summer Saving Challenge ☀️
www.etsy.com/listing/1690680064/moving-savings-challenge-l-savings-to
🔳 LymanJoy Cash Envelopes ❤️
www.etsy.com/listing/1716872215/lymanjoy-inspired-cash-envelopes-l-set
🔳 Trackers
◾️www.etsy.com/listing/1725202910/lyman-joy-inspired-tally-trackers-l-book
◾️www.etsy.com/listing/1725199118/lyman-joy-inspired-tally-trackers-l
🔳 A5 Grey Planner Binder
amzn.to/3S6ofy1
🔳 Wet Erase Expo Markers
amzn.to/4bnH2Mn
🔳 A6 White Cash Binder
amzn.to/4aDhoDp
****As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links, and I can earn commissions. I may have other associate affiliate links as well, I can receive commission and/or payment from the products listed above. I am NOT a financial advisor, just a mom who has been through life and likes to share tips she has learned along the way.***
#2024cashstuffing #cashstuffing #cashenvelopemethod #cashstuffingmistakes #howtodocashstuffing #motivational #cashbudgeting #howtobudgetandsavemoney #daveramseyinspired #budget #zerobasedbudget #fiancialfreedom #financialliteracy #lymanjoy
#how
Переглядів: 3 780
Відео
June Cash Stuffing Challenge: 2nd & 3rd Paycheck Edition #cashstuffing #savingchallenge #financial
Переглядів 2,6 тис.4 місяці тому
Let's cash stuff my second and third paycheck in June. Keep paying the debt and saving for the things we need!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🔳 ☕️ Purity Coffee ☕️ puritycoffee.com/ Enter code LYMANJOY20 at checkout, for a limited time, enjoy 20% off your first non-subscription purchase of Purity Coffee. 🔳 Summer Saving Challenge ☀️ www.etsy....
Saving Challenges: Save MONEY Easily 👌 #cashstuffing #savingschallenges #finance
Переглядів 6 тис.4 місяці тому
Saving Challenges for beginners or the savvy, lets stuff my long-term savings together. Motivating and helping each other meet our goals. 🌟2024 Saving Challenges Book www.etsy.com/listing/1617215317/save-2024-in-2024-l-2024-saving 🌟2024 saving challenges (one in video) www.etsy.com/listing/1541267084/2024-savings-challenge-book-printed 🌟2024 Savings Challenge Book www.etsy.com/listing/127362644...
HERES HOW: Cash Stuffing // Money Jar // Saving Challenges #budget #financialliteracy
Переглядів 5 тис.5 місяців тому
Cash stuff, my first paycheck in June! Let's get all organized to obtain the goals for June!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🔳Purity Woods Organic Skin Care and MORE... puritywoods.com/ 🔳 LymanJoy Cash Envelopes ❤️ www.etsy.com/listing/1...
June Budget with Me #cashstuffing #budget #financialfreedom
Переглядів 3,7 тис.5 місяців тому
Monthly budget set up to get your summer set up right with a good plan in place. If you're ready to get your budget under control, or continue the year strong, you got to have the monthly budget set up. 🌟Gabb Kid Phone🌟 www.dpbolvw.net/9o105y1A719PRQQZSXTUSPRVUXTXXZ 🌟Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🌟Extended Budget Plan...
BIGGEST Budget Mistake // Finish Strong // May Budget Closeout #cashstuffing #budgeting #finance
Переглядів 4,3 тис.5 місяців тому
The biggest budget mistake you can make....not finishing strong. Every budget needs a closeout to ensure nothing was missed, changed, or needs to be adjusted!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ Simple Budget Planner CLOSEOUT PAGES INCLUDED IN ALL PLANNER PACKS www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🔳...
HOW: Debt Plan that WORKS // Last Cash Stuffing May // Saving Challenges #how #debt #cashstuffing
Переглядів 5 тис.5 місяців тому
Last cash stuffing for May! Also, an update on how much I was able to pay off in debt this month. Creating a plan to pay off debt is not only important but really is the key to success, are you in debt? Need a plan you can follow and motivate you? Here is how to create one that is custom for you and your life ➡️➡️➡️ ua-cam.com/video/i4epjJJ2zOk/v-deo.html Check my website out for all my product...
DO THIS: If Cash Stuffing Isn't Working // Want More Success?? #cashstuffing #financial #lymanJoy
Переглядів 16 тис.5 місяців тому
Let's do a mid-year check-in. Have you been doing cash stuffing, but you still feel like it isn't completely working. Do you ever have to take from one envelope because what you need isn't in another? Well let's chat and figure this out together. In this video I will show you how I set a plan to ensure I don't have to do it again. Check my website out for all my products in the video: www.thely...
May Cash Stuffing // How to Save for Summer #cashstuffing #savingschallenges #goals
Переглядів 2,2 тис.6 місяців тому
Cash stuff, my 2nd and 3rd paycheck with me. See how I am saving towards a fun filled summer. Check my website out for all my products in the video: www.thelymanjoycompany.com/ Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital -download 🌟Summer Saving Challenge www.etsy.com/listing/1729923842/summer-savings-challenge-l-6-envelope 🌟LymanJoy Cash E...
Budget by Paycheck // 1st Cash Stuffing of May // Save the Change // Summer Saving Challenges
Переглядів 2,8 тис.6 місяців тому
See how to cash stuff my 1st paycheck of May and then start my summer savings challenges so I can be all set for summer. Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🌟Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🌟Extended Budget Planner (two-page planner better printed back-to-back) www.thelyman...
How I do a Monthly Budget // STEP BY STEP // Cash Stuffing, Sinking Funds, and Debt Payoff!!
Переглядів 4,6 тис.6 місяців тому
Do a monthly budget with me. If your brand new or simply need some motivation to do your monthly budget grab your stuff and let's do this together. Here I will show you how to budget bills, cash envelopes, sinking funds, saving challenges and even debt payoff. This will insure that every dollar has a home and purpose giving you a zero-based budget. 🌟Simple Budget Planner www.thelymanjoycompany....
The Mindset that Changes EVERYTHING / April Budget Closeout | My Debt Payoff Update
Переглядів 3,1 тис.6 місяців тому
Shift your mindset to grow and win by never giving up, watch how I explain in business how others do it. Also, I will I will show the wins in my debt payoff journey plus lets closeout the month so we can step into May well by reflecting and having a growth mindset. Check my website out for all my products in the video, Budget Sheets, Debt Payoff Sheets, Ect........................ 🌟🌟 www.thelym...
BEST Grocery Tip to SAVE ! Last Cash Stuffing April | Saving Challenges #frugal #cashstuffing
Переглядів 4,2 тис.6 місяців тому
Last cash stuffing for April plus is the best way to save a lot of money and one groceries during stagflation. And two saving challenges at the end. Let's finish up April strong!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🔘 emeals emeals.com/ 🔘 Moving Savings Challenge moving🏡 🚚 www.etsy.com/shop/fwmCreationsbyChris?ref=shop_sugg_market 🔘 Debt Free Track...
BEST Debt Payoff Plan || Cash Stuff 2nd & 3rd Paycheck || No Spend Check-in #cashstuffing #how
Переглядів 8 тис.7 місяців тому
Cash stuff my first paycheck of April and do wallet unstuffing and stuffing for the month. Whether you are experienced budgeter or just starting out, you're in the right place lets encourage each other to find financial freedom!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🔘 Moving Savings Challenge moving🏡 🚚 www.etsy.com/shop/fwmCreationsbyChris?ref=shop_...
1st Cash Stuffing April | New Saving Challenge | Unstuffing Wallet #cashstuffing #financialfreedom
Переглядів 2,9 тис.7 місяців тому
Cash stuff my first paycheck of April and do wallet unstuffing and stuffing for the month. Whether you are experienced budgeter or just starting out, you're in the right place lets encourage each other to find financial freedom!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🌟Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-lett...
Save Money EASILY with Saving Challenges #savingchallenges #savemoremoney #unboxing #finance
Переглядів 3,2 тис.7 місяців тому
Save Money EASILY with Saving Challenges #savingchallenges #savemoremoney #unboxing #finance
Monthly Budget Setup | Zero-Based Budget #cashstuffing #budgeting #monthlybudget #how
Переглядів 5 тис.7 місяців тому
Monthly Budget Setup | Zero-Based Budget #cashstuffing #budgeting #monthlybudget #how
How to do a Close-Out《》BEST Budget Tip #budgetcloseout #debtfreejourney #nospendchallenge #how
Переглядів 3,9 тис.7 місяців тому
How to do a Close-Out《》BEST Budget Tip #budgetcloseout #debtfreejourney #nospendchallenge #how
Last Cash Stuffing of March | Plus Long Term Savings #cashstuffing #bypacheck #savingchallenge
Переглядів 3,1 тис.7 місяців тому
Last Cash Stuffing of March | Plus Long Term Savings #cashstuffing #bypacheck #savingchallenge
How to Cash Stuff by Paycheck | Penny Challenge #cashstuffing #pennychallenge #how #zerobasedbudget
Переглядів 4,9 тис.8 місяців тому
How to Cash Stuff by Paycheck | Penny Challenge #cashstuffing #pennychallenge #how #zerobasedbudget
How to save money on Groceries / BEST WAY TO SAVE $$$ ON GROCERIES #groceryhaul #savemoney
Переглядів 17 тис.8 місяців тому
How to save money on Groceries / BEST WAY TO SAVE $$$ ON GROCERIES #groceryhaul #savemoney
1st Cash Stuffing of March / Unstuff wallet / Dollar Savings #cashstuffing #financialfreedom #how
Переглядів 6 тис.8 місяців тому
1st Cash Stuffing of March / Unstuff wallet / Dollar Savings #cashstuffing #financialfreedom #how
Cash Unstuffing and Condensing #cashcondensing #cashunstuffing #highyieldsavings #how
Переглядів 2,7 тис.8 місяців тому
Cash Unstuffing and Condensing #cashcondensing #cashunstuffing #highyieldsavings #how
How To Do Savings Challenges #savingchallenge #savemoremoney #how #cashstuffing #sinkingfunds
Переглядів 5 тис.8 місяців тому
How To Do Savings Challenges #savingchallenge #savemoremoney #how #cashstuffing #sinkingfunds
No Spend Mess Up | Huge Debt Pay Off #cashstuffing #budgeting #debtfreejourney #how
Переглядів 3,8 тис.8 місяців тому
No Spend Mess Up | Huge Debt Pay Off #cashstuffing #budgeting #debtfreejourney #how
The Key to Money Growth #cashstuffing #debtfreejourney #how
Переглядів 4,6 тис.8 місяців тому
The Key to Money Growth #cashstuffing #debtfreejourney #how
2nd Cash Stuffing for February / Debt Update #cashstuffing #debtupdate #savingchallenge #nospend
Переглядів 2,5 тис.9 місяців тому
2nd Cash Stuffing for February / Debt Update #cashstuffing #debtupdate #savingchallenge #nospend
First February Cash Stuffing | MISTAKE Reveal #cashstuffing #debtfreejourney #nospendchallenge
Переглядів 3,7 тис.9 місяців тому
First February Cash Stuffing | MISTAKE Reveal #cashstuffing #debtfreejourney #nospendchallenge
How to Make a Monthly Budget | Plan With Me!! #howtodoamonthlybudget #planwithme #cashstuffing
Переглядів 3,8 тис.9 місяців тому
How to Make a Monthly Budget | Plan With Me!! #howtodoamonthlybudget #planwithme #cashstuffing
Master Your Budget, Eliminate Overdrafts #closeout #budget #planwithme #financialfreedom
Переглядів 2,1 тис.9 місяців тому
Master Your Budget, Eliminate Overdrafts #closeout #budget #planwithme #financialfreedom
hi! missing you and your videos. you are apart of the group of people who truly encourage me on this financial journey. praying to God you and your family are well.🤎
Saved to review .. 😊
I have been watching cash stuffing videos all week ad this is the first one that makes complete sense! Thank you for breaking it down so clearly!
@@tessavanderhoof6560 i am so glad!!
🤍👍
❤❤❤🎉🎉
I see you do tithing. Do you also give an offering at church as well? If so, how do you include that in your spending. Thanks.
My Wife loves your thumb ring can you share with me where you purchased it? Thank You
Rejoice or Rise
Amazon makes scratcher stickers that you can replace and it doesn't cost much.
Are you coming back to UA-cam? I hope so
To make some sense of this, save for high priority sinking funds, would it behoove one to let a full month go by before stuffing other categories?
6:59 The parable of the three talents for suuuure.
The prop money is gorgeous!
Im on day 7!
i finally saved up $22,000.😁🎉
@@sirgigglez yeahhhh that's so exciting!!
@@lymanjoy it was not easy. 😩😅
Yes I'm ready
@@benitamarable yeahhh!! You got this.
Hi Laura, hope you are doing well. You left for your mission trip and we haven't seen you since. Miss you and your encouraging videos 😊
Hoping you and your family are doing well. No pressure…..just wanted to let you know you are thought of and missed.
Hope all is well Laura 🙏 we are all missing you immensely. I only started my cash stuffing journey in june which is when I subscribed to you, the information you provide is so helpful especially as a beginner ❤
Where can I get the monthly budget page that you are using here?
I do daily check ins and revamp my budget
I've also seen people start with just the small bills like streaming, etc.
Hi Laura, I thought UA-cam wasn't delivering your videos to me...girl we miss you. I hope all is well; please take your time, but know that we'll be here when you return. Cheers🎉🎉
Well said! I've been checking back regularly. I hope everything is okay.
Glad to hear you’re back. Bless you and yours. Thanks for responding.
Can't find her info on your description below
Hi Laura, I have a question By the way, your video was the only one out 20 I've watched that really helped me understand how to start cash stuffing. My question is, 🎉how can I start cash stuffing in the middle of the month without feeling overwhelmed and feeling like I can't do it?
@angie5380 thank you for those kind words. Start with what is left in the expected income minus all bills left. Then cash stuff what you have into categories.
How and when do you unstuffed and pay bills with the stuffing? Sorry I get the concept of stuffing but don’t you just pay the bill?
@mebaird5440 I don't stuff bill money only sinking funds, bills are all set on auto pay
So, sinking funds are things you save up for?
Yes, I do saving challenges to help keep motivated in saving for long-term or bigger expenses
Finally someone with normal nails! Beautiful.
I am a bit of a plain Jane. Just like to be me no frills lol
Great video! I started cash stuffing recently and this video was very helpful☺️
Yeahhh so very glad...welcome to the budgeting community 😃
Wallet link
Unfortunately, I can't find this wallet anymore looking for a designer at the moment to hopefully make my own like this.
@@lymanjoy waiting for the wallet making video
@@lymanjoy when will you post a video on making this wallet????
Honestly, I've realized over the years that I'm terrible at having "free" money at all. All of my money needs a home or I'll spend it on something I want instead of what I need. I need to work towords a zero based budget. I fear its the only thing that'll help me save for a car.
@@paconelious totally get that, knowing ourselves and our tendencies olis such wisdom in budgeting success
I would be very comfortable financially if I didn’t help my daughter, now for many years. But she needs the help, although she makes a decent salary, and just bought a house last year under duress, I’m proud of her! I will help her in the future and pray I stay healthy and I’m able to still work. Truth be told, I can’t out live my money so I’ve not much time left. Lol. It’s almost funny but I pray for miracles. Not to sound dramatic.
I love your stuffing regimen blessings
Thank you...means a lot those kind words. ❤️
I ❤your way of doing savings. This is much easier and none stressful and to keeping me motivated.
So glad it is helpful!
Where are you? Missing your videos! ❤
Missed you all, too. I've been dealing with some family things, but I'm hoping to be back at it in August. ❤️
@@lymanjoyAugust? So like almost a year? 😳 I sure hope things settle down for you before then! I miss your videos.
Wait… what did I miss? When you added your bills total you only added $200 for gas and $300 for grocery, but you said you put $200 in gas for both paychecks totaling $400 and $300 in groceries for both paychecks totaling $600 a month. Did I misunderstand? Cause that total would leave you $-30 per month before you even started on your cash envelopes.
New subbie here, thank you for this video. A yearly reflection is a great idea.
It certainly helps us reevaluate our priorities and stay on track.. 😃
Are you back at home yet Laura? How was your mission trip?
I have returned and am taking care of some family things that popped up, hoping to be back at it very soon.
@@lymanjoy Family first. Just know that you are missed and we look forward to seeing you back. But absolutely family first. Praying all is well. 🙏
Hi Laura 👋 lovely cash stuffing 😊🩵
Thank you 😃
Love LOVE this video, now this method I clearly understand.
So glad!!
Keep crushing it. I love the money jar method as a bartender. I save all my cash tips towards my emergency fund. Anything above goes to debt payoffs. 💕✨
Love it!! Such a great way to stay motivated!!
❤❤
Release
Renew
I lost 40 pounds and now nothing in my closet fit so i had to start a sink fund for clothes because im losing weight for health reasons
How exciting!! Congratulations, I know personally how much hard work and discipline go into losing weight.
Some saving challenges are unrealistic.
Meal planning works for some folks. We just buy sales and stock up on those. Not all things are on sale, but we try to get the lowest price. We buy hamburger for the month when it goes on sale. We stock up when meat is on sale at a low price. We keep things for a tomato base sauce usually marinara that can be changed with spices, flour for white sauce, cream of mushroom too. We keep a good stock of canned goods from Aldi. We buy a couple of fruits and veggies weekly on sale. We keep chopped green peppers, onions, celery, and carrots in freezer to throw in casseroles. Same with blueberries and blackberries for cobblers and pies. Also, we keep the budget thr same amount weekly so it diesn't throw off other areas. Some weeks meat takes half of the budget
Totally done that too, great method!! I feel like the key is finding what works and is easy because then we stick to it.
Thanks....I need to create the categories..I left some off
We try to just stock up on sales as they happen. Some things aren't on sale, but those that are is where we focus. Hamburger is on sale for 3.89 once a month at our local grocery store, so we buy it for the month.
So so true, great advice. ❤️
I used your form to make one for us that is similar and works for us. It really had helped us fine tune some areas in our budget.
So glad it helped you find one that fit for your needs!!