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LymanJoy
United States
Приєднався 15 лют 2023
Hi everyone Laura here. I am a busy mom of six, a wife, a medical coder, and an avid budgeter. I'm on a journey to become debt free and build my wealth for the next generation. Breaking generational strong holds of debt so the next generation can LIVE and GIVE like they were meant to.
On top of that I want to have joy in the journey. Even though there will and have been hard times there are always moments of joy to be found. I would love to have you all join me in becoming a woman who can leave a legacy for her children to inspire for and inspire others and I hope I can inspire you too!!!
Blessings
Laura
On top of that I want to have joy in the journey. Even though there will and have been hard times there are always moments of joy to be found. I would love to have you all join me in becoming a woman who can leave a legacy for her children to inspire for and inspire others and I hope I can inspire you too!!!
Blessings
Laura
FINAL Cash Stuffing in June // Debt Update BEAT goals #debtfreejourney #financial #cashstuffing
Join me as I wrap up the last cash stuffing of June. Update may debt tracker and round out the month. Are you struggling with debt and never seem to have enough left over? Try creating a plan that actually works watch now: ua-cam.com/video/i4epjJJ2zOk/v-deo.html
Check my website out for all my products in the video:
www.thelymanjoycompany.com/
----Debt-Free Tracker----
www.thelymanjoycompany.com/store/p/debt-free-journey-a5-58x83
----Simple Budget Planner----
www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download
🔳 ☕️ Purity Coffee ☕️
puritycoffee.com/
Enter code LYMANJOY20 at checkout, for a limited time, enjoy 20% off your first non-subscription purchase of Purity Coffee.
🔳100 Envelope ✉️ Challenge
www.etsy.com/listing/1710944936/50-envelope-challenge-l-purple-haze-l
🔳 Summer Saving Challenge ☀️
www.etsy.com/listing/1690680064/moving-savings-challenge-l-savings-to
🔳 LymanJoy Cash Envelopes ❤️
www.etsy.com/listing/1716872215/lymanjoy-inspired-cash-envelopes-l-set
🔳 Trackers
◾️www.etsy.com/listing/1725202910/lyman-joy-inspired-tally-trackers-l-book
◾️www.etsy.com/listing/1725199118/lyman-joy-inspired-tally-trackers-l
🔳 A5 Grey Planner Binder
amzn.to/3S6ofy1
🔳 Wet Erase Expo Markers
amzn.to/4bnH2Mn
🔳 A6 White Cash Binder
amzn.to/4aDhoDp
****As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links, and I can earn commissions. I may have other associate affiliate links as well, I can receive commission and/or payment from the products listed above. I am NOT a financial advisor, just a mom who has been through life and likes to share tips she has learned along the way.***
#2024cashstuffing #cashstuffing #cashenvelopemethod #cashstuffingmistakes #howtodocashstuffing #motivational #cashbudgeting #howtobudgetandsavemoney #daveramseyinspired #budget #zerobasedbudget #fiancialfreedom #financialliteracy #lymanjoy
#how
Check my website out for all my products in the video:
www.thelymanjoycompany.com/
----Debt-Free Tracker----
www.thelymanjoycompany.com/store/p/debt-free-journey-a5-58x83
----Simple Budget Planner----
www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download
🔳 ☕️ Purity Coffee ☕️
puritycoffee.com/
Enter code LYMANJOY20 at checkout, for a limited time, enjoy 20% off your first non-subscription purchase of Purity Coffee.
🔳100 Envelope ✉️ Challenge
www.etsy.com/listing/1710944936/50-envelope-challenge-l-purple-haze-l
🔳 Summer Saving Challenge ☀️
www.etsy.com/listing/1690680064/moving-savings-challenge-l-savings-to
🔳 LymanJoy Cash Envelopes ❤️
www.etsy.com/listing/1716872215/lymanjoy-inspired-cash-envelopes-l-set
🔳 Trackers
◾️www.etsy.com/listing/1725202910/lyman-joy-inspired-tally-trackers-l-book
◾️www.etsy.com/listing/1725199118/lyman-joy-inspired-tally-trackers-l
🔳 A5 Grey Planner Binder
amzn.to/3S6ofy1
🔳 Wet Erase Expo Markers
amzn.to/4bnH2Mn
🔳 A6 White Cash Binder
amzn.to/4aDhoDp
****As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links, and I can earn commissions. I may have other associate affiliate links as well, I can receive commission and/or payment from the products listed above. I am NOT a financial advisor, just a mom who has been through life and likes to share tips she has learned along the way.***
#2024cashstuffing #cashstuffing #cashenvelopemethod #cashstuffingmistakes #howtodocashstuffing #motivational #cashbudgeting #howtobudgetandsavemoney #daveramseyinspired #budget #zerobasedbudget #fiancialfreedom #financialliteracy #lymanjoy
#how
Переглядів: 4 018
Відео
June Cash Stuffing Challenge: 2nd & 3rd Paycheck Edition #cashstuffing #savingchallenge #financial
Переглядів 2,7 тис.6 місяців тому
Let's cash stuff my second and third paycheck in June. Keep paying the debt and saving for the things we need!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🔳 ☕️ Purity Coffee ☕️ puritycoffee.com/ Enter code LYMANJOY20 at checkout, for a limited time, enjoy 20% off your first non-subscription purchase of Purity Coffee. 🔳 Summer Saving Challenge ☀️ www.etsy....
Saving Challenges: Save MONEY Easily 👌 #cashstuffing #savingschallenges #finance
Переглядів 6 тис.6 місяців тому
Saving Challenges for beginners or the savvy, lets stuff my long-term savings together. Motivating and helping each other meet our goals. 🌟2024 Saving Challenges Book www.etsy.com/listing/1617215317/save-2024-in-2024-l-2024-saving 🌟2024 saving challenges (one in video) www.etsy.com/listing/1541267084/2024-savings-challenge-book-printed 🌟2024 Savings Challenge Book www.etsy.com/listing/127362644...
HERES HOW: Cash Stuffing // Money Jar // Saving Challenges #budget #financialliteracy
Переглядів 5 тис.6 місяців тому
Cash stuff, my first paycheck in June! Let's get all organized to obtain the goals for June!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🔳Purity Woods Organic Skin Care and MORE... puritywoods.com/ 🔳 LymanJoy Cash Envelopes ❤️ www.etsy.com/listing/1...
June Budget with Me #cashstuffing #budget #financialfreedom
Переглядів 3,8 тис.6 місяців тому
Monthly budget set up to get your summer set up right with a good plan in place. If you're ready to get your budget under control, or continue the year strong, you got to have the monthly budget set up. 🌟Gabb Kid Phone🌟 www.dpbolvw.net/9o105y1A719PRQQZSXTUSPRVUXTXXZ 🌟Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🌟Extended Budget Plan...
BIGGEST Budget Mistake // Finish Strong // May Budget Closeout #cashstuffing #budgeting #finance
Переглядів 4,4 тис.7 місяців тому
The biggest budget mistake you can make....not finishing strong. Every budget needs a closeout to ensure nothing was missed, changed, or needs to be adjusted!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ Simple Budget Planner CLOSEOUT PAGES INCLUDED IN ALL PLANNER PACKS www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🔳...
HOW: Debt Plan that WORKS // Last Cash Stuffing May // Saving Challenges #how #debt #cashstuffing
Переглядів 6 тис.7 місяців тому
Last cash stuffing for May! Also, an update on how much I was able to pay off in debt this month. Creating a plan to pay off debt is not only important but really is the key to success, are you in debt? Need a plan you can follow and motivate you? Here is how to create one that is custom for you and your life ➡️➡️➡️ ua-cam.com/video/i4epjJJ2zOk/v-deo.html Check my website out for all my product...
DO THIS: If Cash Stuffing Isn't Working // Want More Success?? #cashstuffing #financial #lymanJoy
Переглядів 16 тис.7 місяців тому
Let's do a mid-year check-in. Have you been doing cash stuffing, but you still feel like it isn't completely working. Do you ever have to take from one envelope because what you need isn't in another? Well let's chat and figure this out together. In this video I will show you how I set a plan to ensure I don't have to do it again. Check my website out for all my products in the video: www.thely...
May Cash Stuffing // How to Save for Summer #cashstuffing #savingschallenges #goals
Переглядів 2,2 тис.7 місяців тому
Cash stuff, my 2nd and 3rd paycheck with me. See how I am saving towards a fun filled summer. Check my website out for all my products in the video: www.thelymanjoycompany.com/ Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital -download 🌟Summer Saving Challenge www.etsy.com/listing/1729923842/summer-savings-challenge-l-6-envelope 🌟LymanJoy Cash E...
Budget by Paycheck // 1st Cash Stuffing of May // Save the Change // Summer Saving Challenges
Переглядів 2,8 тис.7 місяців тому
See how to cash stuff my 1st paycheck of May and then start my summer savings challenges so I can be all set for summer. Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🌟Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🌟Extended Budget Planner (two-page planner better printed back-to-back) www.thelyman...
How I do a Monthly Budget // STEP BY STEP // Cash Stuffing, Sinking Funds, and Debt Payoff!!
Переглядів 4,7 тис.7 місяців тому
Do a monthly budget with me. If your brand new or simply need some motivation to do your monthly budget grab your stuff and let's do this together. Here I will show you how to budget bills, cash envelopes, sinking funds, saving challenges and even debt payoff. This will insure that every dollar has a home and purpose giving you a zero-based budget. 🌟Simple Budget Planner www.thelymanjoycompany....
The Mindset that Changes EVERYTHING / April Budget Closeout | My Debt Payoff Update
Переглядів 3,1 тис.8 місяців тому
Shift your mindset to grow and win by never giving up, watch how I explain in business how others do it. Also, I will I will show the wins in my debt payoff journey plus lets closeout the month so we can step into May well by reflecting and having a growth mindset. Check my website out for all my products in the video, Budget Sheets, Debt Payoff Sheets, Ect........................ 🌟🌟 www.thelym...
BEST Grocery Tip to SAVE ! Last Cash Stuffing April | Saving Challenges #frugal #cashstuffing
Переглядів 4,2 тис.8 місяців тому
Last cash stuffing for April plus is the best way to save a lot of money and one groceries during stagflation. And two saving challenges at the end. Let's finish up April strong!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🔘 emeals emeals.com/ 🔘 Moving Savings Challenge moving🏡 🚚 www.etsy.com/shop/fwmCreationsbyChris?ref=shop_sugg_market 🔘 Debt Free Track...
BEST Debt Payoff Plan || Cash Stuff 2nd & 3rd Paycheck || No Spend Check-in #cashstuffing #how
Переглядів 8 тис.8 місяців тому
Cash stuff my first paycheck of April and do wallet unstuffing and stuffing for the month. Whether you are experienced budgeter or just starting out, you're in the right place lets encourage each other to find financial freedom!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🔘 Moving Savings Challenge moving🏡 🚚 www.etsy.com/shop/fwmCreationsbyChris?ref=shop_...
1st Cash Stuffing April | New Saving Challenge | Unstuffing Wallet #cashstuffing #financialfreedom
Переглядів 2,9 тис.8 місяців тому
Cash stuff my first paycheck of April and do wallet unstuffing and stuffing for the month. Whether you are experienced budgeter or just starting out, you're in the right place lets encourage each other to find financial freedom!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🌟Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-lett...
Save Money EASILY with Saving Challenges #savingchallenges #savemoremoney #unboxing #finance
Переглядів 3,3 тис.9 місяців тому
Save Money EASILY with Saving Challenges #savingchallenges #savemoremoney #unboxing #finance
Monthly Budget Setup | Zero-Based Budget #cashstuffing #budgeting #monthlybudget #how
Переглядів 6 тис.9 місяців тому
Monthly Budget Setup | Zero-Based Budget #cashstuffing #budgeting #monthlybudget #how
How to do a Close-Out《》BEST Budget Tip #budgetcloseout #debtfreejourney #nospendchallenge #how
Переглядів 3,9 тис.9 місяців тому
How to do a Close-Out《》BEST Budget Tip #budgetcloseout #debtfreejourney #nospendchallenge #how
Last Cash Stuffing of March | Plus Long Term Savings #cashstuffing #bypacheck #savingchallenge
Переглядів 3,1 тис.9 місяців тому
Last Cash Stuffing of March | Plus Long Term Savings #cashstuffing #bypacheck #savingchallenge
How to Cash Stuff by Paycheck | Penny Challenge #cashstuffing #pennychallenge #how #zerobasedbudget
Переглядів 4,9 тис.9 місяців тому
How to Cash Stuff by Paycheck | Penny Challenge #cashstuffing #pennychallenge #how #zerobasedbudget
How to save money on Groceries / BEST WAY TO SAVE $$$ ON GROCERIES #groceryhaul #savemoney
Переглядів 17 тис.9 місяців тому
How to save money on Groceries / BEST WAY TO SAVE $$$ ON GROCERIES #groceryhaul #savemoney
1st Cash Stuffing of March / Unstuff wallet / Dollar Savings #cashstuffing #financialfreedom #how
Переглядів 6 тис.9 місяців тому
1st Cash Stuffing of March / Unstuff wallet / Dollar Savings #cashstuffing #financialfreedom #how
Cash Unstuffing and Condensing #cashcondensing #cashunstuffing #highyieldsavings #how
Переглядів 2,7 тис.10 місяців тому
Cash Unstuffing and Condensing #cashcondensing #cashunstuffing #highyieldsavings #how
How To Do Savings Challenges #savingchallenge #savemoremoney #how #cashstuffing #sinkingfunds
Переглядів 5 тис.10 місяців тому
How To Do Savings Challenges #savingchallenge #savemoremoney #how #cashstuffing #sinkingfunds
No Spend Mess Up | Huge Debt Pay Off #cashstuffing #budgeting #debtfreejourney #how
Переглядів 3,8 тис.10 місяців тому
No Spend Mess Up | Huge Debt Pay Off #cashstuffing #budgeting #debtfreejourney #how
The Key to Money Growth #cashstuffing #debtfreejourney #how
Переглядів 4,6 тис.10 місяців тому
The Key to Money Growth #cashstuffing #debtfreejourney #how
2nd Cash Stuffing for February / Debt Update #cashstuffing #debtupdate #savingchallenge #nospend
Переглядів 2,5 тис.10 місяців тому
2nd Cash Stuffing for February / Debt Update #cashstuffing #debtupdate #savingchallenge #nospend
First February Cash Stuffing | MISTAKE Reveal #cashstuffing #debtfreejourney #nospendchallenge
Переглядів 3,7 тис.10 місяців тому
First February Cash Stuffing | MISTAKE Reveal #cashstuffing #debtfreejourney #nospendchallenge
How to Make a Monthly Budget | Plan With Me!! #howtodoamonthlybudget #planwithme #cashstuffing
Переглядів 3,8 тис.10 місяців тому
How to Make a Monthly Budget | Plan With Me!! #howtodoamonthlybudget #planwithme #cashstuffing
Master Your Budget, Eliminate Overdrafts #closeout #budget #planwithme #financialfreedom
Переглядів 2,1 тис.11 місяців тому
Master Your Budget, Eliminate Overdrafts #closeout #budget #planwithme #financialfreedom
Remember Christmas, car license, gas for lawn mower, mulch etc.
Hoping you and your family had a great Christmas and new year Laura and you are all well. Thinking of you all often and hope to see you back at some stage this year ❤
Came across your channel bc I am wanting and NEEDING to start budgeting in 2025! I am going to binge watch all your videos.. May I ask what some of your side hustles were?? I am so tired of living paycheck to paycheck 😢 Also, What is that little notebook/savings challenge book that I see you marking off?
I did this with my daughter st age 16, she had 2,000 saved by age 18, car paid off and no debt plus money for fun spending, then she met her dead beat boyfriend who keeps her broke and behind budget for 2 years now. I know one day he will be gone because shes still young. I hope one day she goes back to this budget planning because we know it works
If I was making $10,000 a month I wouldn't need to budget! How on earth do people get into debt making that amount of money every month??
I "compartmentalise" my money by having a main account for all income. I then have standing orders to transfer funds to a second account that solely pays direct debits, like car insurance, phone contract, etc, that are not variable amounts. . I do the same with a third account to covet essential bills like rent, council taxes, water. I then have a fourth account which holds savings and contingency/emergency monies. . That way I know that all my outgoings are provided for - I can see each account separately, I can adjust transfers if necessary. Food and personal shopping and socialising come out of my main account. Unused money from there goes into the fourth savungs/reserves account. I do use envelopes - one in my bag to hold withdrawn cash for "silly" spending, such as coffee /lunch out with someone. Others when building up cash towards buying birthday and Christmas presents. .
Thanks for posting. I note that you don't budget for your cell phones and cable TV and internet. I wonder why only you do this, should this not be done joint with your husband who must share expenses and contribute to the income? You even allocate money for him.
Great videos: just cane across to them; do you create the forms / templates?
I appreciate you and this video
I agree with not pulling money from the bank to redeposit , who’s got time for that. Glad I found you, you’re the only one I understand ❤️
Where are you? When will you return back to budgeting? We miss you!
Hi Laura! It’s 12/22/2024 and I just wanted to say I’m thinking about you. I miss your videos, but I hope you and your family are doing well. Wishing you Happy Holidays! ❤❤❤
Ok well what if u loose the box..
Do you have anymore videos after this one? If not, hope you are okay and that you and yours have a Merry Christmas.
Does anyone know if you have extra funds in let us say for food of gas. Does that just get rolled over to the next month or does it go in saving.?
I personally would put it in oops/miscellaneous. If it isn’t used the following month put it towards a debt or emergency fund. I would do this because one month you may not need toiletries but the next you suddenly run out of everything. But if you don’t need it put it somewhere useful so it’s not wasted.
Where did you buy those planners from?
Just checking in to see how you are doing Your youtube channel was one of my very favorites....I definitely miss your content and book reviews!
Hey Laura, I hope you and your family are okay. I miss watching your videos, but I completely understand that life can be busy & hectic a times, so just take care of yourself and your family & I hope to see you back on UA-cam whenever you are ready ❤❤❤
I hope you and family are well! Enjoy your holidays with family!! I hope you are able to start back posting in 2025!!
hi! missing you and your videos. you are apart of the group of people who truly encourage me on this financial journey. praying to God you and your family are well.🤎
Saved to review .. 😊
I have been watching cash stuffing videos all week ad this is the first one that makes complete sense! Thank you for breaking it down so clearly!
@@tessavanderhoof6560 i am so glad!!
🤍👍
❤❤❤🎉🎉
I see you do tithing. Do you also give an offering at church as well? If so, how do you include that in your spending. Thanks.
My Wife loves your thumb ring can you share with me where you purchased it? Thank You
Rejoice or Rise
Amazon makes scratcher stickers that you can replace and it doesn't cost much.
Are you coming back to UA-cam? I hope so
To make some sense of this, save for high priority sinking funds, would it behoove one to let a full month go by before stuffing other categories?
6:59 The parable of the three talents for suuuure.
The prop money is gorgeous!
Im on day 7!
i finally saved up $22,000.😁🎉
@@sirgigglez yeahhhh that's so exciting!!
@@lymanjoy it was not easy. 😩😅
Yes I'm ready
@@benitamarable yeahhh!! You got this.
Hi Laura, hope you are doing well. You left for your mission trip and we haven't seen you since. Miss you and your encouraging videos 😊
Hoping you and your family are doing well. No pressure…..just wanted to let you know you are thought of and missed.
Hope all is well Laura 🙏 we are all missing you immensely. I only started my cash stuffing journey in june which is when I subscribed to you, the information you provide is so helpful especially as a beginner ❤
Where can I get the monthly budget page that you are using here?
I do daily check ins and revamp my budget
I've also seen people start with just the small bills like streaming, etc.
Hi Laura, I thought UA-cam wasn't delivering your videos to me...girl we miss you. I hope all is well; please take your time, but know that we'll be here when you return. Cheers🎉🎉
Well said! I've been checking back regularly. I hope everything is okay.
Glad to hear you’re back. Bless you and yours. Thanks for responding.
Can't find her info on your description below
Hi Laura, I have a question By the way, your video was the only one out 20 I've watched that really helped me understand how to start cash stuffing. My question is, 🎉how can I start cash stuffing in the middle of the month without feeling overwhelmed and feeling like I can't do it?
@angie5380 thank you for those kind words. Start with what is left in the expected income minus all bills left. Then cash stuff what you have into categories.
How and when do you unstuffed and pay bills with the stuffing? Sorry I get the concept of stuffing but don’t you just pay the bill?
@mebaird5440 I don't stuff bill money only sinking funds, bills are all set on auto pay
So, sinking funds are things you save up for?
Yes, I do saving challenges to help keep motivated in saving for long-term or bigger expenses
Finally someone with normal nails! Beautiful.
I am a bit of a plain Jane. Just like to be me no frills lol
Great video! I started cash stuffing recently and this video was very helpful☺️
Yeahhh so very glad...welcome to the budgeting community 😃
Wallet link
Unfortunately, I can't find this wallet anymore looking for a designer at the moment to hopefully make my own like this.
@@lymanjoy waiting for the wallet making video
@@lymanjoy when will you post a video on making this wallet????
Honestly, I've realized over the years that I'm terrible at having "free" money at all. All of my money needs a home or I'll spend it on something I want instead of what I need. I need to work towords a zero based budget. I fear its the only thing that'll help me save for a car.
@@paconelious totally get that, knowing ourselves and our tendencies olis such wisdom in budgeting success