Your videos are always my favorite. I absolutely love your background music. Do you have a playlist on Spotify or somewhere where we can listen to the instrumental music you have playing in the background? I’d love to listen to it while I budget and work.
That is a huge jump in insurance! Have you shopped insurances lately? Even though it still may be more, it might not be quite as much with another company. You may also want to consider saving up to be able to pay your insurance once per year. We get a discount by paying it all at once. When I had insurance and taxes in escrow, every single mortgage company we had seemed to find a way to either complicate things, screw something up, or missed a payment altogether. It was beyond ridiculous! So I quit having an escrow and just did it myself. Far easier to save up and pay it on my own! It also forced me to see how much my insurance (as well as my taxes) actually was and that pushed me to shop around more often. When I relied on the insurance company to pay it, I didn't really pay that close of attention to it. You seem to be plenty organized and able to plan ahead, have you ever considered paying them yourself?
The word I was looking for was self-disciplined. Since you have multiple credit cards and only use them for a recurring bill, you obviously have lots of self-discipline too 😊
Nailed it, you have echoed the exact conversation I just had with my husband. Wow, great minds think alike. Thank you. This just gave me the confirmation to stop with the escrow and start myself. On to shopping....
Budgeting skills on point! 💯
Thanks 😁
Always enjoy learning from you ! Thank you 💞
Thanks for watching and being apart of the LymanJoy community
Awesome, always enjoy your videos, Blessings
To you as well 😃 ❤️
Great video
I agree with the others that have commented! Your videos are special
Thanks, that is so kind. I just love sharing and helping and being in community with you all!!
Always love your breakdowns. Good Wishes
Thanks 😁 have a great weekend!!
Love your planner to get out of debit
Oh, so very glad 😊
just getting into budgeting n such and thank you for your content ❤❤
Thanks for watchinget me know if any questions arise. I love to help!
I just did my june budget overview(you are so right about viewing your entire budget)
Right, I really think seeing it all helps start out on the right foot!!
Great video ❤June has been crazy busy, and yes it’s only the 8th😂and it going stay that way till July. Love your videos.❤
Totally crasy....hang on...lol thanks for always watching and being here. 😃 ❤️
Thanks for the inspiration
Thanks for watching!! Without all of you amazing people, I couldn't do this. So blessed by this amazing community. ❤️
Your videos are always my favorite. I absolutely love your background music. Do you have a playlist on Spotify or somewhere where we can listen to the instrumental music you have playing in the background? I’d love to listen to it while I budget and work.
Epidemic sound is what I use because it is royality free. Thus, I can use it on youtube without penalty or extra fees. Love them!!!
That is a huge jump in insurance! Have you shopped insurances lately? Even though it still may be more, it might not be quite as much with another company.
You may also want to consider saving up to be able to pay your insurance once per year. We get a discount by paying it all at once. When I had insurance and taxes in escrow, every single mortgage company we had seemed to find a way to either complicate things, screw something up, or missed a payment altogether. It was beyond ridiculous! So I quit having an escrow and just did it myself. Far easier to save up and pay it on my own! It also forced me to see how much my insurance (as well as my taxes) actually was and that pushed me to shop around more often. When I relied on the insurance company to pay it, I didn't really pay that close of attention to it. You seem to be plenty organized and able to plan ahead, have you ever considered paying them yourself?
The word I was looking for was self-disciplined. Since you have multiple credit cards and only use them for a recurring bill, you obviously have lots of self-discipline too 😊
Nailed it, you have echoed the exact conversation I just had with my husband. Wow, great minds think alike. Thank you. This just gave me the confirmation to stop with the escrow and start myself. On to shopping....
Thank you for your kind words of encouragement 😃
I love your videos but it really bothers me when you pull your sleeves down over your hands. Why do you do that?
Thanks for telling me...hmmm guess nervous habit. Will work on it. Thanks
I think it’s a trend in the budgeting community. 🤣😂🤣
@lymanjoy idk I didn't notice. She seems comfy to me lol
Quit giving so much to the church……$200/month is plenty. They have a nerve requesting 10% plus is completely insane.