How To Do Savings Challenges

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  • Опубліковано 29 лют 2024
  • Here's my new savings challenge book I will be using to propel my savings. Gain and inspiration along the way in 2024 with me!!
    🌟2024 Saving Challenges Book
    www.etsy.com/listing/16172153...
    🌟2024 saving challenges (one in video)
    www.etsy.com/listing/15412670...
    🌟2024 Savings Challenge Book
    www.etsy.com/listing/12736264...
    🌟100 envelope (just an example not same as video)
    www.etsy.com/listing/15216074...
    🌟 🤩 100 Envelope Prop Money 💰
    www.etsy.com/listing/15604957...
    SAVE 10% with code LJOY23
    🌟A6 Green Cash Binder
    amzn.to/3TEvhLf
    🌟Wealth front HYSA
    www.wealthfront.com/c/affilia...
    ***As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links, and I can earn commissions. I may have other associate affiliate links as well, I can receive commission and/or payment from the products listed above. I am not a financial advisor, just a mom who has been through life and likes to share tips she has learned along the way.**
    #Saving challenges #sinking funds #savings challenges #saving money #money saving challenges #100 envelope challenge #cash envelope system #Save more money #how to save money #how to save money fast #how to save money with low income #frugal living #ways to save money #How to do saving challenges #How to do cash stuffing

КОМЕНТАРІ • 41

  • @mindymc1597
    @mindymc1597 4 місяці тому +11

    Love your videos. I just lost my husband(42) and I am trying desperately to budget with 3 kids. You have been a God send!!!❤

    • @lymanjoy
      @lymanjoy  4 місяці тому +2

      I am so sorry for your loss. If you need any help please email me at lymanjoy8@gmail.com.

    • @williamwarren9448
      @williamwarren9448 4 місяці тому +1

      Prayers to you and yours

    • @theresaandresen3060
      @theresaandresen3060 4 місяці тому +1

      My sincere sympathy to you Mindy as you find your "new normal" and build this next chapter of your life. I am glad you found Laura's community to help you travel this path.

  • @cziegle3794
    @cziegle3794 3 місяці тому +1

    Yao top 240 and top 36 likes and comments. Love this channel. Best to you and your family. Thanks for making this video. For future me, I'm watching this video on Thursday, 3-7-2024, my birthday, at 9:44 p.m.

    • @lymanjoy
      @lymanjoy  3 місяці тому +1

      Awe thank you!! Happy Birthday 🎂 🥳 🎉 🎈 🎁

  • @elliecha4240
    @elliecha4240 4 місяці тому +1

    I whispered 'thank you God' everytime with your new video, you always inspires me! ❤

    • @lymanjoy
      @lymanjoy  4 місяці тому +1

      That...thank you that really touche's my heart. Thank you!!❤️😁

  • @JenniferD.-wt4uj
    @JenniferD.-wt4uj 4 місяці тому +2

    Your videos are always great to watch and to learn from, so thank you for sharing 😊!!!

    • @lymanjoy
      @lymanjoy  4 місяці тому +1

      I really appreciate that, thanks.

    • @JenniferD.-wt4uj
      @JenniferD.-wt4uj 4 місяці тому

      @@lymanjoy I'm just saying the truth!

  • @tarajack7
    @tarajack7 4 місяці тому +1

    Always enjoy watching your videos! It was another great savings challenge! I started mine and it may just be little at a time but i know it is going to grow! Thank you for support and knowledge and inspiration! Can't wait to watch the next one! 💜

    • @lymanjoy
      @lymanjoy  4 місяці тому

      Thanks for watching 😁 and keep it up every little bit counts.

  • @JenniferD.-wt4uj
    @JenniferD.-wt4uj 4 місяці тому +1

    Oops, spelled Wealthfront wrong on the other message sorry lol

  • @user-tc6zk1sf8s
    @user-tc6zk1sf8s 4 місяці тому +1

    Awesome. This was inspiring for me❤

  • @ginamoffett1973
    @ginamoffett1973 4 місяці тому +1

    Great video as always, only 300.00 from my first 1000.00 Emergency fund 🎉and I one credit card down, and now a bill has put on it and will be pay like 5 days later. I have learn so much from watching you since the beginning ❤

    • @lymanjoy
      @lymanjoy  4 місяці тому +1

      What great progress, keep at it!!! Thanks for coming along with me this last year. I'm excited to see what's in store this year for us.

  • @PlanwithDee
    @PlanwithDee 4 місяці тому +1

    You always have such great advice. Thank u! 😊

    • @lymanjoy
      @lymanjoy  4 місяці тому

      Thanks for watching and those kind words!!

  • @Glammmahgotguts
    @Glammmahgotguts 4 місяці тому +1

    Hi Laura. This was very informative. Thank you so much for sharing

    • @lymanjoy
      @lymanjoy  4 місяці тому

      Thanks for watching and being apart of the LymanJoy community. 😁

  • @drewconway7135
    @drewconway7135 4 місяці тому +1

    In addition to my emergency fund, I also keep a couple envelopes for things that don’t happen often enough for me to budget for them, but which also aren’t “emergencies.” An example of a blue moon event is renewing my driver license (every 6 years in my state) or having to send something to the dry cleaners. A black swan would be going to a wedding or paying for a flight upgrade on a business trip

    • @lymanjoy
      @lymanjoy  4 місяці тому

      A black swan.....I LOVE THIS. Okay, totally making an envelope like that. Thank you so much for sharing. Great suggestions. 👍

  • @SavingWithASenior24
    @SavingWithASenior24 4 місяці тому +1

    Very good video

    • @lymanjoy
      @lymanjoy  4 місяці тому

      Thanks for watching 😁

  • @denisewilson8197
    @denisewilson8197 4 місяці тому +1

    Do all your challenge monies go into one Wealthfront account or do you keep separate accounts there?

    • @lymanjoy
      @lymanjoy  4 місяці тому +1

      They all go into wealthfront, but in there, you can set different categories to I have the same car insurance, vacation, sports, split in there.

  • @JenniferD.-wt4uj
    @JenniferD.-wt4uj 4 місяці тому +2

    Hi,there! How do you sign up for the well front high yield savings? What are the requirements for it, and where do I need to go to do so, and very importantly, is it safe? I'm new at this. Thank you in advance

    • @lymanjoy
      @lymanjoy  4 місяці тому +2

      I totally get the apprehension. I was too before I began with them. I did a lot of research. And I really feel like Ally or wealthfront are ones to go with. They Are just as safe as a bank, both FDIC insured. Heres the link.
      🌟Wealth front HYSA
      www.wealthfront.com/c/affiliates/invited/AFFD-PZ9A-LE2Z-XM7J

    • @JenniferD.-wt4uj
      @JenniferD.-wt4uj 4 місяці тому +2

      @@lymanjoy so is there a limit to open one and do they have a 800 number I like to talk two people over the phone if I could? And thank you for answering my question and with my concern.

    • @lymanjoy
      @lymanjoy  4 місяці тому +2

      @@JenniferD.-wt4uj no limit at all. #844-495-8437

    • @JenniferD.-wt4uj
      @JenniferD.-wt4uj 4 місяці тому +2

      @@lymanjoy Oh good, thank you for answering my questions and for the number too!

  • @robkamman4578
    @robkamman4578 2 місяці тому

    where did you get your 100-envelope box at?

    • @lymanjoy
      @lymanjoy  2 місяці тому

      Here is one of the ones that I love to use.
      www.etsy.com/listing/1521607454/100-envelope-saving-challenge-plant

  • @kenyonwolfe2400
    @kenyonwolfe2400 2 місяці тому

    I'm saving alll of mine 50$ and alll of mine 20$ wish me good luck

    • @lymanjoy
      @lymanjoy  2 місяці тому

      Wow that would be great 👍

  • @spro3347
    @spro3347 4 місяці тому +1

    Love your videos and info you share but you could drop the snapshot clips that you add.

    • @lymanjoy
      @lymanjoy  4 місяці тому

      Interesting, you don't care for them. Okay! Good feedback, thanks. 👍

    • @spro3347
      @spro3347 4 місяці тому

      @@lymanjoy You are good enough without them...direct, informative and inspiring.

    • @lymanjoy
      @lymanjoy  4 місяці тому

      @spro3347 I appreciate that, are they distracting?

    • @spro3347
      @spro3347 4 місяці тому

      @@lymanjoy a bit