Corporate Breakout Couple
Corporate Breakout Couple
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What Are DINKs And Why Are They Lagging Behind Parents In RETIREMENT PLANNING?
We are bringing you FREE MASTERCLASSES in the upcoming weeks. In order to gain access, sign up for our mailing list in the link below:
breakout-academy.teachable.com
*Scroll down to “Register For Masterclasses Here”
The Masterclasses will give you CLARITY on why you want to Retire Early, get a GOOD GRIP on your Finances and CALCULATE your way to Financial Freedom and lots more! You definitely do not want to miss these free classes.
If you are new to this channel, we are Fran and John, the Corporate Breakout Couple. Fran is Malaysian and John is Singaporean. We broke out of the corporate rat race in Singapore and got ourselves financially independent in 2020. We love making UA-cam videos on topics like financial independence, breaking out of the rat race, early retirement and lots more!
We hope you enjoy watching this video, and do let us know in the comment section if you like it!
With lots of love - Fran and John
For any business enquiries, contact: corporatebreakout@gmail.com
Sign up for our mailing list for our Free Masterclasses in the link below
breakout-academy.teachable.com
*Scroll down to “Register For Masterclasses Here”
Timestamps:
00:00 Intro
01:27 DINKS Lagging Behind Parents
04:44 1st Reason Why DINKS Are Lagging
06:24 2nd Reason Why DINKS Are Lagging
08:24 3rd Reason Why DINKS Are Lagging
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Credits:
Channel News Asia
Links:
www.channelnewsasia.com/today/ground-up/dinks-retirement-savings-parents-survey-4847996?cid=internal_sharetool_androidphone_11012025_cna
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#retirement #money #financialfreedom #mindset #personalfinance #financialliteracy
DISCLAIMER:
Our videos and courses are for educational purposes and are based on our own personal opinions, life experiences and learnings. Any finance-related or investment advice are merely for educational purposes only. For any financial decision, please conduct your own research, do your own due diligence and seek the advice of a licensed financial advisor or real estate consultant accordingly.
Remember, all investments involve some form of risk and there are no guarantees you will be successful in making, saving or investing money, or experience any losses.
Переглядів: 708

Відео

Why We LOVE Spending Chinese New Year In PENANG, MALAYSIA! 2025 CNY Special Edition!
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If you are new to this channel, we are Fran and John, the Corporate Breakout Couple. Fran is Malaysian and John is Singaporean. We broke out of the corporate rat race in Singapore and got ourselves financially independent in 2020. We love making UA-cam videos on topics like financial independence, breaking out of the rat race, early retirement and lots more! We hope you enjoy watching this vide...
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КОМЕНТАРІ

  • @ocswoodlands
    @ocswoodlands 7 годин тому

    only useless and lousy dinks will lag behind parents with children. dinks should miles ahead..

  • @FilmVidsShorts
    @FilmVidsShorts 7 годин тому

    why u saty in penang in singpore u so rude no smile

  • @gohyonghongluke3443
    @gohyonghongluke3443 10 годин тому

    Some more Penang was the number one Asia countries suitable for retirement place SG very difficult to get retirement coz expensive

  • @phongy45
    @phongy45 14 годин тому

    wanted to try those coffee shops on my next trip ...

  • @phongy45
    @phongy45 14 годин тому

    May I have the address for this genting coffee shop @ penang

  • @garyt7232
    @garyt7232 17 годин тому

    It still boggles my mind that people do not plan for retirement. Hopefully, this vlog could help someone.

  • @robocop581
    @robocop581 21 годину тому

    Children made my wife and I work harder and invest heavily, particularly because one child is Autistic. The consequence of our actions resulted in more income earning assets (rental properties and stocks) for our upcoming retirement. If we didn't have kids there would be no urgency to invest heavily and probably spend more on lifestyle stuff like Cruises and expensive car.

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 21 годину тому

      @@robocop581 thanks so much for sharing your story! Very inspiring! ❤️

  • @yeohliangim2939
    @yeohliangim2939 21 годину тому

    Hello welcome to Penang have a Happy New Year😊😅❤

  • @boonchengyu8506
    @boonchengyu8506 21 годину тому

    Couples in such circumstances would usually be comfortable in their jobs and able-bodied, and would keep thinking that they are perpetually capable of earning back whatever money spent. It’s usually only when something unforeseen happens that they realise the importance of early planning for future financial and other needs.

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 21 годину тому

      @@boonchengyu8506 well said and totally true! They rely on their capabilities until one day, something happens and serves them a huge wake up call

  • @corporatebreakoutcouple
    @corporatebreakoutcouple 22 години тому

    Thank you for watching our videos! Register here for access to our Free Masterclasses breakout-academy.teachable.com

  • @Pamela-h2f2q
    @Pamela-h2f2q 22 години тому

    Happy fruitful year, I'm beyond excited! In just one week I'll be debt-free, having paid off my entire $285,000 debt and begun a new chapter of financial freedom.

    • @Lacy-m7d
      @Lacy-m7d 22 години тому

      How were you able to do It?

    • @Lacy-m7d
      @Lacy-m7d 22 години тому

      Am a born Christian and sometimes I feel so down of myself 😭 because of low finance but I still believe God

    • @Pamela-h2f2q
      @Pamela-h2f2q 22 години тому

      its luck, it's me just being at the right place at the right time. I met a financial and trading consultant at a seminar back at Los Angeles later last year, where she was featured and interviewed and I reached out to her afterwards. Her name is Laura Bledsoe, I didn't know much about trading and investing so I spoke to her about it, she then later introduced me to her platform where I and other people could invest.

    • @EmilyChen-q4n
      @EmilyChen-q4n 22 години тому

      Lovely! I enjoyed it like I enjoy a $86k monthly around the turn!!!

    • @MethenaSalmons
      @MethenaSalmons 22 години тому

      A CNBC news host spoke highly big about this woman and her loss preventing strategies. Been trying to reach her since. Thanks y'all for the info.

  • @bk1571
    @bk1571 День тому

    CNY in SG boring..as someone said SG is North Korea with money 😅😂

  • @rudd2962
    @rudd2962 2 дні тому

    Quite surprised that property prices n rental is relatively high given Krabi's huge land mass n low population. The price of some of the newer developments is comparable to Phuket, which has far better infrastructure n facilities .

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 2 дні тому

      @@rudd2962 we think it's due to the concentration of a few areas for residence

  • @sally88tan
    @sally88tan 2 дні тому

    Wishing both of you a very Happy & Prosperous CNY 🎊& enjoy your stay in Penang👍🏻💪🏻

  • @sambharat3532
    @sambharat3532 2 дні тому

    Happy Chinese new year but in Singapore where to travel in 26 km country but from jb to perlis from kl to Sabah sarawak

  • @palitha17
    @palitha17 3 дні тому

    Definitely ❤❤❤❤❤❤

  • @azaharbinmohamednoor7530
    @azaharbinmohamednoor7530 3 дні тому

    I can live in Sg comfortably with less than US$4k. Jakarta seems very expensive

  • @CKology
    @CKology 3 дні тому

    Happy New Year Fran and John 🍊 May you have 20k Subs very soon!! 🧨

  • @shaeri7
    @shaeri7 3 дні тому

    Wondering how do you guys schedule CNY visiting between Sin & Msia parents, relatives & friends

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 3 дні тому

      @@shaeri7 For this year 2025, we celebrate CNY reunion dinner onwards in Penang. Some years, we celebrate reunion dinner in Singapore and then fly to Penang on Day 1 evening. CNY in Singapore for us is super low key, so just John's side of the family. For the Penang side, it's massive celebrations for several days of CNY hence more time is spent in Penang. It's almost non stop celebrations at different relatives houses /friends houses or meetings taking place in restaurants/cafes.

  • @teatree6228
    @teatree6228 3 дні тому

    Penang nampaknya macam tempat yang berharmoni❤

  • @apoloestrada2908
    @apoloestrada2908 3 дні тому

    Thanks for the video, If I have to live in Thailand forever in my early 50s now, at least $3K on monthly pension will be enough PLUS $100K of savings for emergency. I vacationed in Pattaya for 6 months of 2023 and I budgeted that amount. Back in Cali working & planning to retire around 2026.

  • @cac1504
    @cac1504 3 дні тому

    Miaohui in Penang during CNY celebrations. ua-cam.com/video/wlJz3hTNH3I/v-deo.htmlsi=zBj4KcoW0XcbWqNl

  • @corporatebreakoutcouple
    @corporatebreakoutcouple 3 дні тому

    Gong Xi Fa Cai /Keong Hee Huat Chye to all of our viewers and subscribers who are celebrating CNY! ❤

  • @garyt7232
    @garyt7232 3 дні тому

    Happy CNY to both of you. Good health to both of you. Continued success.

  • @samuell1894
    @samuell1894 4 дні тому

    Hi,thank you so much for the video. Just want to ask another question. Can I leave the country while waiting for the visa approval, and let my spouse collecting it? I can't stay too long in Malaysia due to work abroad.

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 3 дні тому

      @@samuell1894 yes, you can leave the country while waiting for approval but upon approval, you will need to be physically be at the immigration dept to collect the visa, sign and make payment online. It cannot be done without you there.

  • @robocop581
    @robocop581 4 дні тому

    With regards to housing, a lot of Expats get housing outside of their base salaries. An International school teacher, for example, will have a starting salary of $35,000 a month plus $15,000 housing allowance.

  • @robocop581
    @robocop581 4 дні тому

    Internet cost is only $180 for 1G line. Mobile phone is around $120. Cars are also very affordable if you buy used. You can buy a 2018 Mazda CX5 with 70,000 km for less than HK$140,000. There are lots of good used cars for $80,000. Gas, tunnel fees and parking costs are probably roughly the same as in Singapore. We don't have COE in HK so it's way cheaper to own a car in HK

  • @Monty_NSW
    @Monty_NSW 4 дні тому

    Visited Ipoh...dirty broken streets, garbage everywhere, dilapidated buildings...then went to Georgetown. Total opposite. Can't beat facts as seen with my own eyes.

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 4 дні тому

      @@Monty_NSW different states, different state govt handling things. Ipoh has its own unique offerings. Agree on the badly kept roads and garbage.

  • @MFaenon
    @MFaenon 4 дні тому

    As an Atheist, Malaysia is not a place that seems welcoming, Penang sounds great and very afordable but not somewhere I can consider, that's a shame, religion sucks.

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 4 дні тому

      @@MFaenon People honestly don't care what religion you practice or don't practice. One just need to be respectful of all religions practiced in Malaysia.

    • @MFaenon
      @MFaenon 4 дні тому

      @@corporatebreakoutcouple That's not true though when it's written into the constituion of a country. I also have ZERO respect for any religion, it's devisive, dangerous and based on a pack of lies. Writing that alone would land me in hot water if I lived in a country that doesn't allow religious freedom.

  • @normanyeo1039
    @normanyeo1039 5 днів тому

    Singaporean here! Im moving to Jakarta to stay in a month time for long term. I just want to say, the amount for the couple allocated is super luxurious. Hahahah Its possible, but you can live comfortably way way lesser.

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 5 днів тому

      @@normanyeo1039 yes, we allocated a nice amount for a very comfortable living

  • @Sherry-fl3md
    @Sherry-fl3md 6 днів тому

    How to improve financial literacy?

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 5 днів тому

      @@Sherry-fl3md come join our free Masterclasses. Link in the comments below

  • @tahirisaid2693
    @tahirisaid2693 6 днів тому

    The BIGGEST LIE You've Been Told About Money is that it doesn't grow on TREES!!😂

    • @GhanYt
      @GhanYt 6 днів тому

      I agree with you!! Money actually grow on trees but only on trees that was planted by you!! These tress are referred to as investments. How you diversify your investment portfolio matters.

    • @susannicky
      @susannicky 6 днів тому

      Diversification is the key. My portfolio is well diversified with the help of a financial adviser. This helps me make more than +400% monthly on my investments

    • @AngellLevey
      @AngellLevey 6 днів тому

      I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation???.

    • @susannicky
      @susannicky 6 днів тому

      I've experimented with a few over the past years, but I've stuck with ‘’Julianne Iwersen Niemann” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up...

    • @AngellLevey
      @AngellLevey 6 днів тому

      Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

  • @nineseven420empire3
    @nineseven420empire3 7 днів тому

    The SMM2H suck........ pass............

  • @dwtn164
    @dwtn164 8 днів тому

    I applied for the 'old' SMM2H late last year just before it expired ( deposit just 150k RM .. just 45k SGD, 33K USD approx ) The SMM2H is reasonable - either old or new scheme Mainland MM2H : too expensive and requires property purchase with ties and conditions .. total $$ commitment is too high in my opinion ... also West Malaysia have a track record of chopping and changing the rules all the time .. which leads to lack of trust from foreigners , and jacking up the costs too much .. looks very grabby. Plus mandated agency fees are excessive I just hope SMM2H retains ability to reside in West Malaysia Thailand renewable annual visa is arguably better than West Malaysia MM2H - MY Government acts like they have no competition for retirees .. wrong assumption .. they previously jacked up the required monthly income to 40k RM and nobody applied for the scheme .. oops.

  • @teatree6228
    @teatree6228 9 днів тому

    Kita akan berkinjung ke benua Tiongkok bulan Mac nanti. Negara yang sangat menakjubkan sekali. ❤

  • @meilinwb
    @meilinwb 9 днів тому

    Hi Fran & John. Most useful video as my husband and I will be relocating to Penang and will need to apply the LTSVP for him. However he will need to travel to SG for meetings and work during the 6 months of the application & approved (fingers crossed!) phases. Anyone you know who mught have done this? Thanks again for recording this process.... super helpful!

    • @corporatebreakoutcouple
      @corporatebreakoutcouple 9 днів тому

      @@meilinwb you're most welcome! It's not a hard and fast rule during the 6 months period. However that being said, do ensure he stays longer in Malaysia than in Singapore in those 6 months.

  • @teatree6228
    @teatree6228 10 днів тому

    Kedai kopi Sin Nam Huat di Georgetown- daging panggang nya sedap dan lumayan

  • @phongy45
    @phongy45 10 днів тому

    DO EARLY RETIREMENT , MEANS ... DO YOU TAKE CARE ON YOUR PARENT???

  • @teatree6228
    @teatree6228 10 днів тому

    Pricey items at Mercato and Jaya - Australian prices.

  • @teatree6228
    @teatree6228 10 днів тому

    Ada kesempatan mencuba Kopitiam Kopi?

  • @teatree6228
    @teatree6228 10 днів тому

    Tak masak di rumah langsung? Heaven❤

  • @rosliahmad7034
    @rosliahmad7034 10 днів тому

    So detail.

  • @cac1504
    @cac1504 10 днів тому

    After 55 no more special account on CPF, so must also change mindset.

  • @garyt7232
    @garyt7232 10 днів тому

    Five good points. For people that worked most of their lives, many have a hard time imagining what retirement will look like, except that they will not be working anymore. Appreciate the vlog.

  • @SGDadtoJapan
    @SGDadtoJapan 10 днів тому

    Nice sharing! 👍

  • @teatree6228
    @teatree6228 10 днів тому

    💪