Why would a 65 year old grown man, drive thousands of miles, meeting guys that continually buy him breakfast or lunch. And his disciples think he has “the best life ever”. He is mooching off others, begging his subscribers to support him, don’t have a home etc etc. I just don’t get what in the hell is so wonderful about his life???? But then again he better enjoy it it, cause once the u tube is done ( and this won’t last forever) he is in for a rude awakening!
Staying in a barren dessert dump, hanging around a worn-out, second- or third-rate casino in the middle of nowhere, eating bottom of the barrel buffet food from the “Prime Rib Room” - and fawning over the whole thing, while telling us the whole shitshow is crushing it? And the people commenting are mostly also in wonder of Tim’s wonderful life. Pathetic.
@@BobVance-VanceRefrigeration Tim baker is no Christian, he doesn’t know scripture He is a narcissist, a self serving guy, a charlatan, a snake oil salesman and a thief ( yes he illegally got that EIDL Loan) he never had a business nor even held any kind of job ( except for salling oil change coupons and working only 2 or 3 days a week He is a sophomore high school drop out who married his 26 year old teacher then collected on her SSI after she died Tim is a boil on the buttocks of the world
To Tim it is 'free money" as he didn't work for it - he glommed onto someone else's work history, scammed a government loan, used the E.R. for his healthcare plan vs buying insurance, uses 'friends' for his gain, scams 'coffee' from his vulnerable/clueless subscribers, etc. It's ALL 'free' to him. Brilliant video, Atomic! Please keep up the great work!
That’s right he never brings that shit up no videos on his taxes no videos on his UA-cam income on how to get by with Social Security and Utube income. That’s the kind of videos I wanna see not this nonsense that he’s posted. It’s not even creative.
@@pppaaattt4671 Yep...admitted to never working more than 3 hours a week his entire life. There's no way that would equate to $1700/month SS. It's for sure his ex wife's benefit.
If he didn’t give financial advice none of this would matter…..as I posted on one of his videos….you may be doing some harm here sir, I know not to listen to your financial advice, I have people around me to help with that, a advisor from fidelity, a banker etc. but some people may actually believe what your saying. My comment was deleted quickly. If he wants to be a nomad and live in a trailer in a hot parking lot in Laughlin AZ that’s OK. Just don’t give financial advice and tell people what kind of crappy medical insurance to get. Great content, good job. ❤️🌵
Agree 100%. I couldn't care less about his personal life living in parking lots and handling WalMart food....BUT when it comes to his horrible financial advice directed at retired senior citizens and him fraudulently obtaining an EDIL Covid loan...I won't let up speaking out about that.
Absolutely. I’ll add when he deleted my suggestions and blocked me as well as calling the working class Prisoners going to their prison jobs didn’t help. He did this to himself.
Tim isn’t really making that much from UA-cam, he has a “community” that supports him, plus he sponsers crap from people like e bikes and such Plus, when and/if he can he will smooth talk some poor wealthy woman like miss Tammy This sophomore dropout doesn’t know anything about finances, but then he knows nothing about working either So he conned the government on this EIDL loan and other loans so he could buy a truck and a camper and take his snake oil sales pitch all over the place ( mostly out west) where he spends most of his time with his boyfriend Tim2 They are tighter than 2 June bugs on a piece of string
Sponsorship stuff has all but disappeared. Another opportunity blown by this guy. The first thing he does is sell the product on a public platform. That not what they want to see.
I'm surprised he knew how to fill out the application. I know people with legit businesses that were turned down. But there was tremendous fraud and so many scammers.
Especially since Tim Baker NEVER had a business, he sold oil change coupon books for some one He claims he sold cars, but I really do not believe that……that takes work
You forgot to mention that not only is he a financial wizard…..He is also a nutritionist and an honest cowboy who preaches hypocrisy and grifting and is in constant search of some of that sweet sugar. He also has the best life ever and a community who has been duped into supporting his living in parking lots and drinking the best coffee ever. If his life and his antics weren’t so pathetic, it would make for some great parodies….wait….
I was even going there. Dumber than a bag of hammers. At least the bag and hammer have a purpose. He wants a free wash. That company has the park covered. Not giving nuttin away. Especially to some big youtuber.
@@grandmaspocketbook did you hear in one of dumbasses recent videos about big changes in 6 weeks? Like he’s hooking up someone? But never came out and said that. Just a feeling.
I retired at 62.. my home is paid off, I get $2478 from SS.. MY PENSION IS $1201 , and had $134,000 in the bank. I planned starting at 24 years old.. he’s an idiot..
@@buickinvicta288. Finding and working is tough to get for the younger generation. For a 65 year old I dread thinking about it. Tim should be removed from Utube for giving such misleading information that can/will be devastating to seniors that take his advice.
He’s the biggest denier I’ve ever seen or heard. He has to know deep down he’s so WRONG, but his flat headed stubbornness makes him continually LIE to the masses that are looking for straight forward answers and solutions to their social security questions. He needs to SHUT THE HECK UP ABOUT WHAT HE KNOWS NOTHING ABOUT.
Never seen someone blow money on steak almost every night...most of us have it only once in a while..because we worked for our retirement and have homes and property we would rather have than what he is doing.
He keeps bring the retire at 62 all the time, hoping to hit another Viral Video,,, like my Dad use to say, you can fool some of the people some of the time...
Tim doing multiple videos at the pool. I think it might be time to call Riverside and inform them he has other guests in the background that may not want to be included.
I don't know anyone more unqualified to give financial advise than Moocher Tim. Thank you for the video pointing out the flaws and outright misrepresentations in Tim's endless videos.
Agree as well as unqualified to preach the word of God, that should be a sin/crime! He’s using his elderly views to send him money. He’s a conman mooching off vulnerable men & woman who cannot see through his lies.🎉
Great video. Tim has zero qualifications to give advice on toenail clipping, let alone on retirement. Tim doesn't understand that people, other than him, would work between 62 to FRA, likely at the height of their earning power. Add in benefits like health insurance, life insurance, perhaps employer 401k contributions, and its a different story.
Footage of news interviews of seniors living in trailers they’ve had for many years that are now dilapidated and falling apart, in trailer parks with all the attendant problems, would be interesting to show the Sarasota Tim community. Lot rent increases or the rules become onerous., but the trailers and mobile homes cannot be moved due to being in poor condition.
Thanks for the video! ST only believes he is correct because of UA-cam income. Which means he isn't really retired. He hasn't excelled at anything and is only good at being a con-man. His Crushing-It life style is only possible on handouts from others.
Take my advice I had to retire at 62 and you don't want to do it. If you have no choice you have to do what you have to do but be ready for a new prison job.
Absolutely, I know a friend who retired at 62 yrs. He has has a pension for life and SS. He was bored after 1 year and decided to get a p/t “ side hustle “ He got something after 7 months of looking that didn’t work. He has yet to find something and is not 67.
I retired at 62, well 60 actually, just starting collecting SS at 62, and I have had no problem finding a part time job, I am now 65 and have had 2 different ones, just doing deliveries to keep me busy waiting for my wife to retire, not out of necessity, but to keep busy, our cars are paid off, house paid off, I have a small pension and a fat 401k that I have not touched since I left my real job, as a matter of fact it has grown around 100k since I retired.
@@Michael-Joseph123 You have done well. Guys like you are the ones who should be retiring at 62 and working because they want to stay busy not because they have to to pay bills like Tim.
He's a blabbermouth, a blabbermouth!! He can't even do simple math. Who, in their right mind, takes financial advice from someone living in a parking lot and pooping in a bucket?
He made a horrendous decision not to work or support his family the majority of his life. He is collecting spousal benefits. He has 0 savings, pension, or 401k. This is all out of his own mouth. I agree if you have savings, a pension 401k etc. go for it and retire at 62. I immediately thought when I heard his SS video, what if you get/have a medical condition Or what if you’re fine physically when you retire and take Timmy’s advice with no savings , you plan to get a side hustle and you do not die at 72 ( which Timmy misinforms his viewers) you live into your 80’s, 90’s what then?? Are you going to work until you die? I’m not, I have my 401k which I contribute and plan to collect SS at 67-70. If I die before I collect, who cares I’m dead!!
Yeah, quit a job that pays $50 an hour and benefits, and stand on your feet at Walmart for four hours a day putting up with the public and abusive managers instead.
I retired at 58 to take care of my Wife shes 13 years older than me in a wheelchair. You have to do what you have to do..NO REGRETS!! She spolies me and Buys anything i need.
Wow 62 it might work for him but most people don’t have a youtube channel to make a living, so he is not being genuine to give out this info. He is working at UA-cam so he never retired…
Thanks for mentioning the sticker shock of having to buy your own health insurance between 62 and 65 if you leave or retire from that full time prison job that Dimwittie advocates. ACA (Obamacare) varies state to state. Or worse yet, just taking that chance and not having any policy until you reach Medicare age because to Dim that's throwing away good money for those premiums.
Tim will need to work that 24/7 UA-cam prison job until he dies. Those who don't go for the instant gratification and keep saving for another 5 years until 67 can sit with their ass in the sand and their toes in the water without a care in the world money wise. By the time you're 62 you should be making more money than ever in your career and have the lowest amount of bills to pay, letting you really load up the retirement savings plans.
Dum Dum Tim is just doing things in reverse. He's working more than he ever has in his life and making less money doing it. I guess he finally wised up and realized we all have to work to have nice things.
Thank you William...for bring that up again. There is a huge difference between "at birth" and "at 67" life expectancy. That's something our village idiot ST will never accept and is the basis of him making that "take at 62" mistake.
Great video Sage; I've been eagerly awaiting this one. Well done. Sarasota Tim has been repeatedly proven wrong with his Social Security advice but being wrong never stopped Tim from doing anything.
could you or sage look into his "i quit drinking a year and a half ago" video of today and then remind tim of his math since the 4/16/23 video titled bbq chicken on coleman grill has him sucking down a big gulp of wine to end the video. also he's got a video 10 months ago where he was working out with a trainer and he quit bread / sugar / and was only supposed to eat 4 oz. of meat a meal. how's that been working out for him?
Agree,he is so brazen. He doesn’t care if he is hurting people. So many have called him out on his misinformation yet he will never admit it and keeps up the shenanigans for a buck. Timmy you deserve everything you get in this life 🤣
If Tim's news is about a new lady in his life, I would bet he met her online and that's why he headed to Nevada twice in the previous 12 months all the way from Florida.
Some of you are being a little harsh on someone. We all make choices in life. Retirement is not what it’s cracked out to be and most people won’t be able to retire and keep up with the rate of inflation. Tim gives an accurate and balanced approach to his implied advice, as in one size doesn’t fit all. Let’s face it, at the end of the day we all lose, because we are planning for the Twighlight and end of our lives and into our afterlife, if one is a believer. As for our fearless leaders, aren’t they making money off of you and living a glamorous lifestyle.
He has pursued an entire life of work avoidance. He is mooching off his ex-wifes spousal benefits, he is a deadbeat father, the only assets he owns were purchased in the last year, and are from a fraudulent EIDL loan! He squats on others peoples property and abuses parking privileges in wallmarts and truck stops! He has the faux, positive personality of a sales weasel and would easily be exposed when off camera. WTF dude? How many more examples from Tim's own mouth do you need???????????
@@yourgooglemeister6745Some people are just so DENSE with the person coming out and telling all the deceitful things and lies they have told over a lifetime to AVOID being a responsible person, parent, husband and STILL knuckleheads follow and believe what this clown preaches. There’s a sucker born every minute. 😂
Actually, Tim doesn't say that. Tim says EVERYONE should retire at 62 and work a side gig. Do you agree with that? Under Tim's plan, you may have to work a side gig for the rest of your life. What will you do if you get sick and can't work? You may need that extra income every month for expenses?
Tim isn't giving an honest and balanced approach. He is not transparent about his finances. His videos do however give an honest portrayal that he should have never retired at 62, but that is completely unintentional
No, Tim is either extremely stupid or lying. Many of us have pounded him over and over again that life expectancy at 65 for a male is over 80. What do you mean by "balanced"? Explain.
You know it. He's is now full retirement age and would be getting it now...if he hadn't opted to leave money on the table and take at 62. You know he would really appreciate that $500/month extra now. And what has he done in the past 5 years? Worked at Publix, lived in a driveway and parking lots.
It would have been closer to $700 more a month in Tim's case, you get around 42% more a month if you wait until full retirement age verses collecting it at 62, and every time there is a cost of living raises you get a bigger raise, by time he's 80 the difference would more than likely be $1000 more a month, 78 years and 8 months is the break even point, but everytime there is a cost of living raise, that 78 years and 8 months is shorten.
What a shock timbo will have if the social security cut happens in 10 years..theres goes some of HIS UNEARNED MONEY..guess he better find a rich woman to mooch off of soon..
Tricked??? I went online and planned my retirement, and I liked my job. I didn't need SSI to retire because I worked 70 hours a week for 45 years. If all you get is SSI you will be homeless and hungry. I get 2 pensions and a interest check on my 401 and save now cause I cant spend it all.
Hey .. Tims new video he’s naked in fridge reflection!!! Before he deletes it I screenshot it. His viewer pointed it out! Let me know if you want it for next video. I’m reporting it now!
As my mom said when I was a kid and she didn’t approve of the company I kept, “People in the gutter love company.” If they can get high-quality people down there associating with them, they can feel better about themselves.
I keep wondering about all that long distance driving. I'll bet he will be using the mileage as a business expense (tax deduction) for his UA-cam channel. If it's O.K. with the I.R.S. codes then why not. And maybe the cab of his truck is his business office - as deduction. Better not have an accident while videoing while driving. - good advice for anyone
You think he actually files taxes😂 the dude doesn't even understand math. Is social security spousal benefits have clearly been cut off the longer this clown puts off the train wreck the better it's going to be
Tim is a dunce but he is not entirely wrong on this SS stuff. The break even point is about age 78. For most people taking it at 62 makes total sense unless you are still working.
The "break even point" is essentially a meaningless way to view SS. It's a semi imaginary point where two lines intersect. A person wouldn't even realize it when it happened unless they were looking at some actuarial table. What people do feel is the amount of their monthly check and their ability to cover their bills.
That isn't how we value retirements. We do something called "discounted present value". Too difficult to explain to dummy fans of his. But let's say Tim is using his fingers where calculus is required.
I agree with Tim I retired in 2009 In July I turned 63 and took social sec. That means I have been collect for almost 14 yrs. I live very well with that money.
Now tell the difference in you and Tim, are you also single and paying rent without any savings and a pensionor 401k, or are you married living in a paid off house and also have a spouses income or ss. In 2009 full retirement age was 66, not 67, so you got 80% of what you would have got at fra, but this is where most people get thrown off, if you would have waited until full retirement age and worked 3 more years, you would have collected 25% more every year for the last 11 years, if you collect $20,000 a year, the last 14 years you would have collected $280,000, if you would have waited 3 years you would have collect $275,000 in 11 years, next year would have been your break even year, $300,000 to $300,000, but this would be without any cola raises, and since most every year we get one, that would have made the break even point a couple years ago, and today you would be collecting hundreds more a month, your case is not close to what Tim's is.
Haters goin hate Most Americans health Will drastically decrease between the ages of 62 and 70, Tim is right if you can go at62 go enjoy your life, why wait have extra money when your health is failing
Did you watch the video? This is discussed in the video. Obviously there are some people who should retire at 62. The video talks about that. But Tim says EVERYONE should retire at 62 and work a side gig. Do you agree with that? Under Tim's plan, you may have to work a side gig for the rest of your life. How's that going to work out if your health drastically decreases between the ages of 62 and 70? What will you do if you need that extra income every month for expenses? Are you planning on moving into a government nursing home? I encourage you to visit one and look around.
My God, you groupies can't even use your own eyes to see! Tim works ALL DAY making, editing, and uploading videos. You call that "retired" or "enjoying life"?!
News came out today about Nancy Pelosi's husband who got beat up with a hammer. he's also a lifelong alcoholic and he's 84 years old. pretty sure Tim is dead wrong on his lifespan Theory
My advice would be to keep working but start drawing SS at 62 so it's excess that you can use to pay off debt and save in preparation for retirement... and your paycheck payments into SS will continue to pump up your SS balance so it keeps increasing .. some states charge tax on it if you earn so much but it's still a good way to get ahead so you can retire more comfortably
Are you sure about that? You are limited in earnings if retire before FRA. Also, I was told your draw doesn't increase even if you still are earning, unless you pay back what you got at 62 and start over. I looked into it, worked FT until FRA, then worked PT and banked SS. Still working PT at 74.
but before full retirement age (66- 67 yrs depending what year your born) your SS is decreased each month if you make over a certain amount of working income that month
If you make over $22,320 SS will withhold one dollar of benefit for every two dollars you earn over the limit. Additionally you are locked in to the COLA's that go along with the lower rate the rest of your life.
He has pursued an entire life of work avoidance. He is mooching off his ex-wifes spousal benefits, he is a deadbeat father, the only assets he owns were purchased in the last year, and are from a fraudulent EIDL loan! He squats on others peoples property and abuses parking privileges in Walmart's and parking lots! He has a faux positive personality of a sales weasel that would easily be caught when off camera. WTF dude? How many more examples from Tim's own mouth do you need??????????
Nope! Tim actually had a good setup with him finally paying for a spot and I was going to let off for a while. But now I see him breaking the filming rules at national parks and filming multiple times at the pool including people that may not want to be in his videos So I'm reporting him AGAIN. I knew it was only a matter of time until his low IQ azz messed up!
Why would a 65 year old grown man, drive thousands of miles, meeting guys that continually buy him breakfast or lunch. And his disciples think he has “the best life ever”. He is mooching off others, begging his subscribers to support him, don’t have a home etc etc. I just don’t get what in the hell is so wonderful about his life???? But then again he better enjoy it it, cause once the u tube is done ( and this won’t last forever) he is in for a rude awakening!
Agreed 👍🏻
Because he can’t get no decent lady, so he relies on those reach arounds and other things he gets from those guys……Just saying
I find it amazing how so called grown men want to meet this grifting slug and throw money his way.
Staying in a barren dessert dump, hanging around a worn-out, second- or third-rate casino in the middle of nowhere, eating bottom of the barrel buffet food from the “Prime Rib Room” - and fawning over the whole thing, while telling us the whole shitshow is crushing it? And the people commenting are mostly also in wonder of Tim’s wonderful life. Pathetic.
@@BobVance-VanceRefrigeration Tim baker is no Christian, he doesn’t know scripture
He is a narcissist, a self serving guy, a charlatan, a snake oil salesman and a thief ( yes he illegally got that EIDL Loan) he never had a business nor even held any kind of job ( except for salling oil change coupons and working only 2 or 3 days a week
He is a sophomore high school drop out who married his 26 year old teacher then collected on her SSI after she died
Tim is a boil on the buttocks of the world
To Tim it is 'free money" as he didn't work for it - he glommed onto someone else's work history, scammed a government loan, used the E.R. for his healthcare plan vs buying insurance, uses 'friends' for his gain, scams 'coffee' from his vulnerable/clueless subscribers, etc. It's ALL 'free' to him. Brilliant video, Atomic! Please keep up the great work!
Yes, honestly there are few like Tim. He is the ultimate moocher.
He most likely is collecting his $1700 from an ex-wife who is not alive anymore. His first wife was over a decade older than Tim.
That’s right he never brings that shit up no videos on his taxes no videos on his UA-cam income on how to get by with Social Security and Utube income. That’s the kind of videos I wanna see not this nonsense that he’s posted. It’s not even creative.
Was that his teacher I've heard about that he married?
He actually is collecting spousal benefits. He himself said he has only worked 2-3 hours weekly all his life.
@@pppaaattt4671 Yep...admitted to never working more than 3 hours a week his entire life. There's no way that would equate to $1700/month SS. It's for sure his ex wife's benefit.
@@heymoe1179It has to be. But clown face would never admit it.
If he didn’t give financial advice none of this would matter…..as I posted on one of his videos….you may be doing some harm here sir, I know not to listen to your financial advice, I have people around me to help with that, a advisor from fidelity, a banker etc. but some people may actually believe what your saying. My comment was deleted quickly. If he wants to be a nomad and live in a trailer in a hot parking lot in Laughlin AZ that’s OK. Just don’t give financial advice and tell people what kind of crappy medical insurance to get.
Great content, good job. ❤️🌵
Thank you.
Agree 100%. I couldn't care less about his personal life living in parking lots and handling WalMart food....BUT when it comes to his horrible financial advice directed at retired senior citizens and him fraudulently obtaining an EDIL Covid loan...I won't let up speaking out about that.
Absolutely. I’ll add when he deleted my suggestions and blocked me as well as calling the working class Prisoners going to their prison jobs didn’t help. He did this to himself.
If you don't NEED the money, let it sit and accumulate....that is what most advisers suggest. Tim NEEDS the money.
And was/is just lazy
@justagirlnamedshawn You forgot, "......and forever WILL BE" lazy.
Tim isn’t really making that much from UA-cam, he has a “community” that supports him, plus he sponsers crap from people like e bikes and such
Plus, when and/if he can he will smooth talk some poor wealthy woman like miss Tammy
This sophomore dropout doesn’t know anything about finances, but then he knows nothing about working either
So he conned the government on this EIDL loan and other loans so he could buy a truck and a camper and take his snake oil sales pitch all over the place ( mostly out west) where he spends most of his time with his boyfriend Tim2
They are tighter than 2 June bugs on a piece of string
Sponsorship stuff has all but disappeared. Another opportunity blown by this guy. The first thing he does is sell the product on a public platform. That not what they want to see.
I'm surprised he knew how to fill out the application. I know people with legit businesses that were turned down. But there was tremendous fraud and so many scammers.
Especially since Tim Baker NEVER had a business, he sold oil change coupon books for some one
He claims he sold cars, but I really do not believe that……that takes work
I’m thinking he had help with the application
@@TerryLawler-n1g whatever he had, he lied, it’s just a matter of time before they catch up with him for fraud
S - Tim ( cowboy ) his fans think he is a Financial Advisor but sadly he is "Jethro Bodine" !!!
OMG! YES!!!
Jethro is actually smarter
@@patriciavick9123 He was actually off the charts with his IQ. Son of a heavyweight boxing champion too. Max Baer. He's Max Baer, junior.
You forgot to mention that not only is he a financial wizard…..He is also a nutritionist and an honest cowboy who preaches hypocrisy and grifting and is in constant search of some of that sweet sugar. He also has the best life ever and a community who has been duped into supporting his living in parking lots and drinking the best coffee ever. If his life and his antics weren’t so pathetic, it would make for some great parodies….wait….
And doing all that with one good 👁️ eye.
Don't forget minimalist!
Life expectancy for men is NOT 73!!! As a 65 year old it's 81 as you mentioned.
Timmy might be working on that 73 deadline just for himself. The crap he eats along with a horrible lifestyle will make it sooner.
@@sabrinapittsley2304 Yea, his diet is the bad.
He didn't even know what "square feet" was. I'm sure he doesn't know how to calculate it either. Basic math.
I was even going there. Dumber than a bag of hammers. At least the bag and hammer have a purpose. He wants a free wash. That company has the park covered. Not giving nuttin away. Especially to some big youtuber.
I had to laugh when he said that. Staying in school would have been a good idea for Tim. She’s A Bomb! 😂😂😂
@@grandmaspocketbook did you hear in one of dumbasses recent videos about big changes in 6 weeks? Like he’s hooking up someone? But never came out and said that. Just a feeling.
HAAAAAAAAAAA I saw that this morning and he doesn't have the $ to have done. He says what's a sq foot
At $5/sf he's pup tent would cost him about $2500.00 to spray at minimum of 500 sf
the more he keeps flapping the jaws the more he confuses himself
And keeps making himself look more stupid EVERY SINGLE DAY.
I retired at 62.. my home is paid off, I get $2478 from SS.. MY PENSION IS $1201 , and had $134,000 in the bank. I planned starting at 24 years old.. he’s an idiot..
Only guy I know he can add 2 + 2 and come up with 16
But only after pausing over it a bit before coming up with "16".
I bet 1 + 1 is a carry of 1 would really confuse him
@user-co8hb9uo8j The word "carry" implies _work_ ,and he would shy away from that commitment.
@@williamfuller2389 actually it’s called Thinking
He doesn’t do that
8 x 25 = 160, remember?
He has to live like this. He has no choice. If it wasn’t for UA-cam, he would be destitute
Or working a job.
@@buickinvicta288. Finding and working is tough to get for the younger generation. For a 65 year old I dread thinking about it. Tim should be removed from Utube for giving such misleading information that can/will be devastating to seniors that take his advice.
He ought to know about “ being tricked “ he is a master at it!
Yes. Scammer.
Great video, Sage. I just don’t understand how he can keep advocating it when you know he wakes up every day worrying about money.
He’s the biggest denier I’ve ever seen or heard. He has to know deep down he’s so WRONG, but his flat headed stubbornness makes him continually LIE to the masses that are looking for straight forward answers and solutions to their social security questions. He needs to SHUT THE HECK UP ABOUT WHAT HE KNOWS NOTHING ABOUT.
Thank you. He doesn't really care about helping people Nana. He just keeps trying to hit the UA-cam viewer jackpot again. He has no integrity.
Never seen someone blow money on steak almost every night...most of us have it only once in a while..because we worked for our retirement and have homes and property we would rather have than what he is doing.
He keeps bring the retire at 62 all the time, hoping to hit another Viral Video,,, like my Dad use to say, you can fool some of the people some of the time...
Yes, that is exactly why he does it. He doesn't really care to put in the research to be honest with people and help them.
I can’t even stand his Advertisements let alone I can’t tolerate Tim himself
Same here. His voice makes me nauseous...and his lies disgust me.
Tim doing multiple videos at the pool. I think it might be time to call Riverside and inform them he has other guests in the background that may not want to be included.
You think someone at the pool would complain. Who wants to be creeped on at the pool by a pervert like Tim.
Tim is unqualified to lecture on anything other than BS artist.
I don't know anyone more unqualified to give financial advise than Moocher Tim. Thank you for the video pointing out the flaws and outright misrepresentations in Tim's endless videos.
Agree as well as unqualified to preach the word of God, that should be a sin/crime! He’s using his elderly views to send him money. He’s a conman mooching off vulnerable men & woman who cannot see through his lies.🎉
He has nothing but boyfriends,😀, the straight people you see them once and they never come back even to comment. Yep SNITCH
Honestly who wants to be his wingman
@@PatrickZinkandTimmy Jr
Thank you.
Great video.
Tim has zero qualifications to give advice on toenail clipping, let alone on retirement. Tim doesn't understand that people, other than him, would work between 62 to FRA, likely at the height of their earning power. Add in benefits like health insurance, life insurance, perhaps employer 401k contributions, and its a different story.
Yes, this is exactly correct!
Footage of news interviews of seniors living in trailers they’ve had for many years that are now dilapidated and falling apart, in trailer parks with all the attendant problems, would be interesting to show the Sarasota Tim community. Lot rent increases or the rules become onerous., but the trailers and mobile homes cannot be moved due to being in poor condition.
In 5 years or less that Flagstaff FUBS will be unlivable and he'll still be paying on the loan.
Tim never heard of delayed gratification
Thanks for the video! ST only believes he is correct because of UA-cam income. Which means he isn't really retired. He hasn't excelled at anything and is only good at being a con-man. His Crushing-It life style is only possible on handouts from others.
Yes, nature created a narcissist and provided him with the tools for the job.
Tim needs to get INCREDIBLE " SUPPLY" to feed his narcissistic addiction every day!
INCREDIBLE!!! 😮
Take my advice I had to retire at 62 and you don't want to do it. If you have no choice you have to do what you have to do but be ready for a new prison job.
Absolutely, I know a friend who retired at 62 yrs. He has has a pension for life and SS. He was bored after 1 year and decided to get a p/t “ side hustle “ He got something after 7 months of looking that didn’t work. He has yet to find something and is not 67.
@@pppaaattt4671 It's a lot harder than people think to get a job at 62.
@@AtomicSage-ev4ldEspecially if you’re looking for part time. Whatever you made full time will not translate to the same hourly rate PT.
I retired at 62, well 60 actually, just starting collecting SS at 62, and I have had no problem finding a part time job, I am now 65 and have had 2 different ones, just doing deliveries to keep me busy waiting for my wife to retire, not out of necessity, but to keep busy, our cars are paid off, house paid off, I have a small pension and a fat 401k that I have not touched since I left my real job, as a matter of fact it has grown around 100k since I retired.
@@Michael-Joseph123 You have done well. Guys like you are the ones who should be retiring at 62 and working because they want to stay busy not because they have to to pay bills like Tim.
Dimmy has a surprise for us in 6 weeks in a video he posted today. Sounds like a mail order bride!
Let's take a guess what the surprise is. He also said he was going back to Florida in 2 months. Hmmmmm
Don't think so he has no money for that, maybe going to the Philippines and he is waiting for his passport.
@@Jmd630 God help the under age girls in the Philippines.
@@ClassyBadAssy1Ah, Florida in the summer is delightful.
@@Jmd630who cares????
I dint
He's a blabbermouth, a blabbermouth!! He can't even do simple math. Who, in their right mind, takes financial advice from someone living in a parking lot and pooping in a bucket?
I don't remember who said it but they said: "Never take advice from someone who's life you don't want to live."
He made a horrendous decision not to work or support his family the majority of his life. He is collecting spousal benefits. He has 0 savings, pension, or 401k. This is all out of his own mouth. I agree if you have savings, a pension 401k etc. go for it and retire at 62.
I immediately thought when I heard his SS video, what if you get/have a medical condition Or what if you’re fine physically when you retire and take Timmy’s advice with no savings , you plan to get a side hustle and you do not die at 72 ( which Timmy misinforms his viewers) you live into your 80’s, 90’s what then?? Are you going to work until you die? I’m not, I have my 401k which I contribute and plan to collect SS at 67-70. If I die before I collect, who cares I’m dead!!
His disability is one of the easiest to get BLIND GLAUCOMA
@@PatrickZinkand- Yet, he is so stupid, he won’t follow his doctor’s advice.
That’s right folks, collect social security and work a side hustle ‘til the day you die!
Yeah, quit a job that pays $50 an hour and benefits, and stand on your feet at Walmart for four hours a day putting up with the public and abusive managers instead.
I retired at 58 to take care of my Wife shes 13 years older than me in a wheelchair. You have to do what you have to do..NO REGRETS!! She spolies me and Buys anything i need.
You are a good person for taking such good care of her.
Wow 62 it might work for him but most people don’t have a youtube channel to make a living, so he is not being genuine to give out this info. He is working at UA-cam so he never retired…
Actually he just started working!😂😂😂
He’s worked more hours at this job than any other he has had. But that’s okay. He’s only got to do it 8 more years and then he will be pushing up ⚰️ 🌼
@@grandmaspocketbookGood one Grandma 😊
@@grandmaspocketbook So very true. I bet it's the only job he has really worked at his entire life.
@grandmaspocketbook 😂😃
Thanks for mentioning the sticker shock of having to buy your own health insurance between 62 and 65 if you leave or retire from that full time prison job that Dimwittie advocates. ACA (Obamacare) varies state to state. Or worse yet, just taking that chance and not having any policy until you reach Medicare age because to Dim that's throwing away good money for those premiums.
yep, medical bills are one of the main reasons someone goes bankrupt
I knew several of my relatives that retired at 62 with no health care coverage and gambled that they would stay healthy till 65.
Yeah, Saratoga SimpleDim saved ALL of that medical insurance premiums from 62 to 65, so he could go blind at 65!!! 🤔
(It's Saratoga Math) 😮
Tim will need to work that 24/7 UA-cam prison job until he dies. Those who don't go for the instant gratification and keep saving for another 5 years until 67 can sit with their ass in the sand and their toes in the water without a care in the world money wise. By the time you're 62 you should be making more money than ever in your career and have the lowest amount of bills to pay, letting you really load up the retirement savings plans.
Dum Dum Tim is just doing things in reverse. He's working more than he ever has in his life and making less money doing it. I guess he finally wised up and realized we all have to work to have nice things.
He hasn't wised up yet. 😮
This video reiterates a great point; that of Life Expectancy at birth vs. Life Expectancy at age 67.
Thank you William...for bring that up again. There is a huge difference between "at birth" and "at 67" life expectancy. That's something our village idiot ST will never accept and is the basis of him making that "take at 62" mistake.
Viewers gave tried to explain this to him, but he's to stupid to understand this, his little pea brain can't process it.
For a guy who thinks he's crushing it, he sure does try awfully hard to convince us of that matter. Perhaps he's trying to convince himself?
Definitely trying to convince himself as well but will never happen.
Yes, all of this.
Great video Sage; I've been eagerly awaiting this one. Well done. Sarasota Tim has been repeatedly proven wrong with his Social Security advice but being wrong never stopped Tim from doing anything.
could you or sage look into his "i quit drinking a year and a half ago" video of today and then remind tim of his math since the 4/16/23 video titled bbq chicken on coleman grill has him sucking down a big gulp of wine to end the video. also he's got a video 10 months ago where he was working out with a trainer and he quit bread / sugar / and was only supposed to eat 4 oz. of meat a meal. how's that been working out for him?
@@dfswebinars4870 that would be an easy video to do. Tim can’t even keep his lies straight.
Agree,he is so brazen. He doesn’t care if he is hurting people. So many have called him out on his misinformation yet he will never admit it and keeps up the shenanigans for a buck.
Timmy you deserve everything you get in this life 🤣
@@darlingape fasting and diet decisions - 10 months ago
Thank you, Darling. You are the best!
😂😂 sauntered into retirement with an EIDL loan. Love ittt! good one!
Tim says his trailer pays him. So there's that!
Yeah, that was so hilarious!
Teddy and Jolene paid him $2K per month for two years, too.
Is his trailer giving him a 1099 this year?
And that trailer will be a pile of sticks in about 5 years max!
He will trade down to something smaller and take the loss.
@@bertie-the-explorerHi Bertie!! 😺😃
Excellent video! Let’s get you to a 1,000 subs! 😊
Some people worked those government jobs where you acrue time off. Kinda like working part time but with all the bennies.
"He tells people"
But he can't do 4th grade arithmetic
This is a brilliant video !
Thank you!
He’s off to meet The Lizzard, wonderful Lizzard of Lots.
❤️💋👄🅿️ 🦎
If Tim's news is about a new lady in his life, I would bet he met her online and that's why he headed to Nevada twice in the previous 12 months all the way from Florida.
May be a lot to this. Why else would you run from someplace hot, to someplace hotter?
Could be Edgar Winter (Tammy) coming back in the picture.
@@AtomicSage-ev4ld LOL
Excellent video! Great job!
Thank you.
Another great one, Sage!
Thanks.
He's the biggest 🤡 on this platform.
He is really bad at giving out advice.
Some of you are being a little harsh on someone. We all make choices in life. Retirement is not what it’s cracked out to be and most people won’t be able to retire and keep up with the rate of inflation. Tim gives an accurate and balanced approach to his implied advice, as in one size doesn’t fit all. Let’s face it, at the end of the day we all lose, because we are planning for the Twighlight and end of our lives and into our afterlife, if one is a believer. As for our fearless leaders, aren’t they making money off of you and living a glamorous lifestyle.
He has pursued an entire life of work avoidance. He is mooching off his ex-wifes spousal benefits, he is a deadbeat father, the only assets he owns were purchased in the last year, and are from a fraudulent EIDL loan! He squats on others peoples property and abuses parking privileges in wallmarts and truck stops! He has the faux, positive personality of a sales weasel and would easily be exposed when off camera.
WTF dude? How many more examples from Tim's own mouth do you need???????????
@@yourgooglemeister6745Some people are just so DENSE with the person coming out and telling all the deceitful things and lies they have told over a lifetime to AVOID being a responsible person, parent, husband and STILL knuckleheads follow and believe what this clown preaches. There’s a sucker born every minute. 😂
Actually, Tim doesn't say that. Tim says EVERYONE should retire at 62 and work a side gig. Do you agree with that? Under Tim's plan, you may have to work a side gig for the rest of your life. What will you do if you get sick and can't work? You may need that extra income every month for expenses?
Tim isn't giving an honest and balanced approach. He is not transparent about his finances. His videos do however give an honest portrayal that he should have never retired at 62, but that is completely unintentional
No, Tim is either extremely stupid or lying. Many of us have pounded him over and over again that life expectancy at 65 for a male is over 80.
What do you mean by "balanced"? Explain.
dim's gonna wish he had that extra $400-$500 a month in a few years
According to him, he’s a gonner.
You know it. He's is now full retirement age and would be getting it now...if he hadn't opted to leave money on the table and take at 62. You know he would really appreciate that $500/month extra now.
And what has he done in the past 5 years? Worked at Publix, lived in a driveway and parking lots.
Yea, he sure has lived life to its fullest from 62 to 67.
"65 at 65"
Saratoga Tim's New Motto!!!
Retire at 65, and (with current accumulated interest) have a $65,000. fraudulent EDIL to pay back! 😗🤔🤫🫣🫠😬😬😬
It would have been closer to $700 more a month in Tim's case, you get around 42% more a month if you wait until full retirement age verses collecting it at 62, and every time there is a cost of living raises you get a bigger raise, by time he's 80 the difference would more than likely be $1000 more a month, 78 years and 8 months is the break even point, but everytime there is a cost of living raise, that 78 years and 8 months is shorten.
Very good video spot on
Well done!
Good stuff
Thank you, BV.
What a shock timbo will have if the social security cut happens in 10 years..theres goes some of HIS UNEARNED MONEY..guess he better find a rich woman to mooch off of soon..
All Timbo's financial advice is made up on the hoof. He has zero qualifications to give out such advice. He will say anything to get cash he needs
Tricked??? I went online and planned my retirement, and I liked my job. I didn't need SSI to retire because I worked 70 hours a week for 45 years. If all you get is SSI you will be homeless and hungry. I get 2 pensions and a interest check on my 401 and save now cause I cant spend it all.
Before 65 typo. He gets away from with it BCS he has never in the 155 vids he has never mentioned SSDI Truth
"Contracted a heart attack" 😂😂😂😂😂😂😂
THAT'S WHO 🤓 TIMMY#1 is going see---
The "LIZZARD OF LOTS"!!!! 😅😅😅😅
Hey ..
Tims new video he’s naked in fridge reflection!!!
Before he deletes it I screenshot it.
His viewer pointed it out!
Let me know if you want it for next video.
I’m reporting it now!
How could you tell he was naked? He's got such little feet you know...
@@allrightnow3653 🤣🤣🤣🤣
@@texasjody9835 lol yep saw it--sure wasn't any hammer hanging
He’s removed it or UA-cam removed it because many people complained to them about it. 😮
Yes, we got it on video. Check out my latest video. I covered up the lower parts since I didn't want to get flagged. Not "much" to see anyway. LMAO
Why does he care so much what other people do with their social security and their lives?
@gmeekatty he wants other people to suffer like him😂😂
Misery loves company!
Convincing others to follow makes him feel better about his decisions. He needs constant validation.
As my mom said when I was a kid and she didn’t approve of the company I kept, “People in the gutter love company.” If they can get high-quality people down there associating with them, they can feel better about themselves.
@@genxx2724 Exactly
Reality is most folks job been laid off, outsourced, offshored waaaaaaay before they reach 62, so waiting only applies to the public sector.
Oh stop it. That's not true.
What’s a square foot? That’s what he asked on one of his recent videos
He also could be a snitch
Love it
I thought i was subscribed ... I guess not ... i am now!
I keep wondering about all that long distance driving. I'll bet he will be using the mileage as a business expense (tax deduction) for his UA-cam channel. If it's O.K. with the I.R.S. codes then why not. And maybe the cab of his truck is his business office - as deduction. Better not have an accident while videoing while driving. - good advice for anyone
You think he actually files taxes😂 the dude doesn't even understand math. Is social security spousal benefits have clearly been cut off the longer this clown puts off the train wreck the better it's going to be
He's doing all that!
Tim is a dunce but he is not entirely wrong on this SS stuff. The break even point is about age 78. For most people taking it at 62 makes total sense unless you are still working.
The "break even point" is essentially a meaningless way to view SS. It's a semi imaginary point where two lines intersect. A person wouldn't even realize it when it happened unless they were looking at some actuarial table. What people do feel is the amount of their monthly check and their ability to cover their bills.
He is not right because the break even calculations don't take into account the COLA adjustments.
My wife is 7 yrs younger. I estimate she will live 10 years after I'm gone - receiving my benefit. As such, I max'd out my benefit by waiting till 70.
@@henchmannumber_1735 Yes, this is exactly the point I was trying to make in the video. Thank you!
That isn't how we value retirements. We do something called "discounted present value". Too difficult to explain to dummy fans of his. But let's say Tim is using his fingers where calculus is required.
I agree with Tim I retired in 2009
In July I turned 63 and took social sec. That means I have been collect for almost 14 yrs. I live very well with that money.
Now tell the difference in you and Tim, are you also single and paying rent without any savings and a pensionor 401k, or are you married living in a paid off house and also have a spouses income or ss. In 2009 full retirement age was 66, not 67, so you got 80% of what you would have got at fra, but this is where most people get thrown off, if you would have waited until full retirement age and worked 3 more years, you would have collected 25% more every year for the last 11 years, if you collect $20,000 a year, the last 14 years you would have collected $280,000, if you would have waited 3 years you would have collect $275,000 in 11 years, next year would have been your break even year, $300,000 to $300,000, but this would be without any cola raises, and since most every year we get one, that would have made the break even point a couple years ago, and today you would be collecting hundreds more a month, your case is not close to what Tim's is.
Tim a low earner self employed 33yrs 2 hrs a day 2 days a week, so he has no retirement plan and too exwifes spousal SS
Spousal benefits are only 50 % so nope
fos
Haters goin hate
Most Americans health Will drastically decrease between the ages of 62 and 70, Tim is right if you can go at62 go enjoy your life, why wait have extra money when your health is failing
Ok Tim, you do you ALONE on a hot ass parking lot spot. Dummy, that you are and prove everyday.
Did you watch the video? This is discussed in the video. Obviously there are some people who should retire at 62. The video talks about that. But Tim says EVERYONE should retire at 62 and work a side gig. Do you agree with that? Under Tim's plan, you may have to work a side gig for the rest of your life. How's that going to work out if your health drastically decreases between the ages of 62 and 70? What will you do if you need that extra income every month for expenses? Are you planning on moving into a government nursing home? I encourage you to visit one and look around.
My God, you groupies can't even use your own eyes to see! Tim works ALL DAY making, editing, and uploading videos. You call that "retired" or "enjoying life"?!
Good point
News came out today about Nancy Pelosi's husband who got beat up with a hammer. he's also a lifelong alcoholic and he's 84 years old. pretty sure Tim is dead wrong on his lifespan Theory
My advice would be to keep working but start drawing SS at 62 so it's excess that you can use to pay off debt and save in preparation for retirement... and your paycheck payments into SS will continue to pump up your SS balance so it keeps increasing .. some states charge tax on it if you earn so much but it's still a good way to get ahead so you can retire more comfortably
Are you sure about that? You are limited in earnings if retire before FRA. Also, I was told your draw doesn't increase even if you still are earning, unless you pay back what you got at 62 and start over. I looked into it, worked FT until FRA, then worked PT and banked SS. Still working PT at 74.
@thewideaplace but one can only make a certain amount working collecting SS until max retirement age
but before full retirement age (66- 67 yrs depending what year your born) your SS is decreased each month if you make over a certain amount of working income that month
If you make over $22,320 SS will withhold one dollar of benefit for every two dollars you earn over the limit. Additionally you are locked in to the COLA's that go along with the lower rate the rest of your life.
@allrightnow3653 that's why I don't think it's worth it, trying to work full-time and collect at 62?
You don't know what you're saying. Are you wife #5?
Why are there so many Tim hatters on youtube
Truth seekers. fify 😊
nobody likes a blatant liar handing out advice
I don’t wear a hat. So I’m not a Tim hatter nor am I Mad Hatter.
He has pursued an entire life of work avoidance. He is mooching off his ex-wifes spousal benefits, he is a deadbeat father, the only assets he owns were purchased in the last year, and are from a fraudulent EIDL loan! He squats on others peoples property and abuses parking privileges in Walmart's and parking lots! He has a faux positive personality of a sales weasel that would easily be caught when off camera.
WTF dude? How many more examples from Tim's own mouth do you need??????????
Why do people like you try to conceal a childish insult by pretending to ask a question?
He must be doing pretty good.He's got people crying over Everything he does.
Tim 63k subs you habe less than 3 hundred 😂 TIMS WINNING.
Guess you can't count just like your buddy Tim.
Can you haters give it a rest, already?
Can Tim quit giving out bad financial advice?
@lyceum4177 Are we ZOMBIES?? Lolol
Nope. That guy is a clown.
I’ll quit when Tim quits with the advice he’s not qualified to give and when he stops grifting. Quid pro quo!
Nope! Tim actually had a good setup with him finally paying for a spot and I was going to let off for a while. But now I see him breaking the filming rules at national parks and filming multiple times at the pool including people that may not want to be in his videos So I'm reporting him AGAIN. I knew it was only a matter of time until his low IQ azz messed up!
Po tim. He said has no "401"