PAYDAY ROUTINE || WHAT TO DO EVERY PAYDAY ROUTINE

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  • Опубліковано 28 лис 2024

КОМЕНТАРІ • 190

  • @susan.wanjiku_
    @susan.wanjiku_  2 роки тому +27

    Hi guys, I will never ask you to text or Whatsapp me. If you see any such comment, even with the picture being mine, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

    • @analiseupora6842
      @analiseupora6842 Рік тому

      Ok please l want to star to invest .

    • @martinkaruma506
      @martinkaruma506 7 місяців тому

      Heey I really want to invest but I have no idea how to start...I need your advice.

  • @miriamwairimu4092
    @miriamwairimu4092 Рік тому +19

    1. Hold yourself accountable for the previous budget n open a budget for the following month - money date 😜
    2.Pay yourself first. -Savings n investments
    3.Pay down your debts.
    4. Pay the mandatory bills n expenses
    5. Plan for your wants n leisure with the remaining money
    6. Reconcile your accounts.

  • @franxisoyier425
    @franxisoyier425 2 роки тому +51

    I sincerely appreciate your valuable effort to educate us not to mess ourselves financially. I know that it's quite involving to develop this financial content. From the Enlightenment from these contents, it's true that the financial messes we are in now we made for ourselves out of financial ignorance. Thanks, Susan. I really appreciate

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому +1

      Thanks for watching! 😉

    • @koyiakinakuo3281
      @koyiakinakuo3281 Рік тому +1

      kindly advise me on the best business I can start with a capital of 300k

  • @snapdragon2441
    @snapdragon2441 8 місяців тому +4

    My routine goes like this. Close previous months budget (balance all accounts, record all payments. Check wage slip and and deposit match, pay money into bills account. This is a separate account I have with direct debits set up for payments over the month (water, gas, electricity, mobile, TV license etc). Pay money into my emergency fund (I am trying to build up 3 months worth). Pay into sinking fund for vets bills, car things, diy, holidays etc. A very small amount then goes to an actual savings account. Budget what is left for groceries, petrol, pet food, leisure. I have a minimal income but do my best with what I have.

  • @OliviaAmbani
    @OliviaAmbani 2 роки тому +17

    Thank you so much for this!
    Love how you broke it all down! I am definitely adding this to my financial practices. Love the idea of a money date.
    1. Budget
    2. Pay yourself first (investment/savings)
    3. Pay towards your debt
    4. Pay your bills
    5. Na Enjoyment ☺️
    6. Reconcile your accounts

  • @bettykago8131
    @bettykago8131 2 роки тому +18

    Am glad I watched this last month. I was so prepared for my salary and now I feel like a pro. Thank you

  • @geofreymwaitalako9362
    @geofreymwaitalako9362 2 роки тому +5

    Asanteh mnooo kwa elimu nzuri uliyoitoa hakika inazidi kunijenga kila siku.

  • @georginaolives4200
    @georginaolives4200 2 роки тому +3

    Who is that youth that hasn't subscribed to this authentic chanel...utawai omoka kweli😂😂😂

  • @lillynjue2040
    @lillynjue2040 Рік тому +5

    Good Job. TITHE is also important.

  • @AnnAyubanlyayub
    @AnnAyubanlyayub 2 роки тому +6

    Thank you for this the more I listen the more am able to implement…
    You are so right after reconciling my standing order had to quit that bank and shift and currently doing Mpesa since for me it’s cheaper for those transaction..

  • @selinaevelia679
    @selinaevelia679 2 роки тому +5

    Very informative and simple for
    a non-finance expert!!

  • @DjvibezKe
    @DjvibezKe 2 роки тому +5

    i got paid today and i bumped into this , thanks kudos.

  • @kainibachungege3430
    @kainibachungege3430 2 роки тому +2

    I like the way you couch Sr suzan. God Protect you keep on teaching us about financial issues. Thany

  • @lucymugure4005
    @lucymugure4005 2 роки тому +2

    This is good information especially vas a young adult since we are not taught this in school.

  • @lonewulfmo9128
    @lonewulfmo9128 Рік тому +1

    Thank you soo much. A young lady, yet much wisdom. You are young but have taught me lots that I will pass to my children, thank you madam.

  • @fabulously_chic
    @fabulously_chic 2 роки тому +7

    I appreciate and love your content.
    The finacial clarity is awesome

  • @serasebilo
    @serasebilo Рік тому +1

    Wonderful i m gonna apply this strategy, and of course before anything else budget must be put in place in order to use money...,thanks...

  • @dianagathogo2366
    @dianagathogo2366 2 роки тому +2

    Thanks Susan. We keep learning to improve.

  • @MsUnderstood
    @MsUnderstood 2 роки тому +6

    Came here after listening to you at Fashionable step mums event. You are amazing!!

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому

      Thank you so much for being here, love! 🤍

  • @rachaeladedini9541
    @rachaeladedini9541 27 днів тому

    Thanks so much Susan.
    Watching from Nigeria.
    Your tips are just too great 👍🏾.

  • @themusijoshow3763
    @themusijoshow3763 2 роки тому +2

    Asante sana, super informative and precise. worth a subscription.

  • @TheKariuki89
    @TheKariuki89 2 роки тому +6

    Such a great video! Was doing the monthly solo date.. so now I'll have an agenda for it .. budget planning! I'll buy the tracker at the end of the month. Officially commissioned 💕😁

  • @gracy7714
    @gracy7714 2 роки тому +4

    Very insightful, precise to the point .. this month onwards on it! Thank you for taking your time to put up this content.

  • @douglaskiarie3072
    @douglaskiarie3072 2 роки тому +3

    Very informative and educative channel.

  • @wahomengatia5922
    @wahomengatia5922 2 роки тому +4

    I had fallen off the wagon but thanks to you I'm back

  • @florencendungu6855
    @florencendungu6855 7 місяців тому

    Thanks Susan for sharing such knowledge. My financial situation must change

  • @khavayiphelestus7442
    @khavayiphelestus7442 2 роки тому +2

    I appreciate this, implementing it from this month .
    Thank you .

  • @tomkane7840
    @tomkane7840 Рік тому

    Very helpful. Thank for enlighten us the financial strategy and payday routine.

  • @megjuma
    @megjuma 2 роки тому +6

    Thanks for this , you mentioned in your last masterclass now I do understand the concept better , to be implemented asap

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @carolinekiruja4401
    @carolinekiruja4401 2 роки тому +2

    I love your videos. i dont know what really happens, everytime i plan something has to come up unexpected ha!

  • @lynnjoykimathi
    @lynnjoykimathi 2 роки тому +2

    Thank you Susan. I loved it. Totally changed

  • @eznahgesare6267
    @eznahgesare6267 2 роки тому +3

    Thank you so mch... Am going to try this month with what av learnt.... Thanks alot gal 4 the info

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @jamesoduki2634
    @jamesoduki2634 2 роки тому +2

    Good job..Sue kindly make a video on how to run a shop...thanks

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @joventatukamushaba4855
    @joventatukamushaba4855 Рік тому

    Suzan, you are the best .God bless you dear

  • @bonfaceotiso
    @bonfaceotiso 2 роки тому +2

    Great teaching 👏👏

  • @suzannewaweru1525
    @suzannewaweru1525 2 роки тому +4

    This is excellent advice!

  • @leonidaangoma9341
    @leonidaangoma9341 4 місяці тому

    Woow I know am late hapa but am glad I found your channel....I have learnt so much in this video...

  • @dustygoldpodcastvideos8870
    @dustygoldpodcastvideos8870 2 роки тому +3

    I intend to put a standing order this month....thank you for consistent guidance

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому +1

      Thanks for watching! 😉

  • @Jeff-ue6qw
    @Jeff-ue6qw 2 роки тому +2

    Nice..thank you coach,always on point and you never dissapoint with your advice.👍

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @muigaidann
    @muigaidann 2 роки тому +4

    I alway love and enjoy your advise. It's so practical 😊
    👏

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @nuwamanyacolleb1458
    @nuwamanyacolleb1458 2 роки тому +2

    Be blessed for your good advice.

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @felo0h
    @felo0h 2 роки тому +5

    I reall appreciate all the wisdom you have shared...its honestly woken the CFO in me!! Looking forward to the next video...

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому

      Thanks for watching! 😉

  • @pheladifakude8237
    @pheladifakude8237 2 роки тому +5

    Much love from South Africa. Thank you so much for this important topic. In indeed requires monthly review to ensure goals are met. I always find myself under budgeting when it comes to food and fuel and unexpected medical costs because of my little ones.

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @lionesslamb7049
    @lionesslamb7049 2 роки тому +1

    Excellent and simple advice. 👏🏾

  • @carolinemwaura6215
    @carolinemwaura6215 2 роки тому +3

    Thank you so much coach. Your coaching has always been very helpful to me.

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

    • @mariashekupe2504
      @mariashekupe2504 Рік тому

      Thank you so much. I will put this in practical from this month March and be blessed

    • @whitneyfaith3645
      @whitneyfaith3645 Рік тому

      Good tips

  • @MishiW9
    @MishiW9 2 роки тому +1

    Thank you Susan😊😊

  • @marydona3821
    @marydona3821 2 роки тому +3

    Wow ,very interesting, thank you ,

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @esthermutua1287
    @esthermutua1287 2 роки тому +4

    Thanks alot for this wanjiku may God bless you it's has been helpful to me alot 🙌🙏🙏❤️

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому

      Thanks for watching! 😉

  • @wanjikuwanjiru828
    @wanjikuwanjiru828 Рік тому

    Bless you Susan!!

  • @tonnykant6103
    @tonnykant6103 2 роки тому +2

    Thanks suzie. But some of us actually our budget is in deficits.

  • @itskipmyk
    @itskipmyk 2 роки тому +3

    Always timely 👌 thank you 🙏

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @carlistuscarlis7323
    @carlistuscarlis7323 Рік тому

    Thank you, I was able to download budget tracker

  • @me.georgiaj.5685
    @me.georgiaj.5685 5 місяців тому

    Thanks Susan, this is very helpful.

  • @dorcasgathimba5700
    @dorcasgathimba5700 2 роки тому +3

    Thanks Susan, always looking forward to your videos. Am already working on an emergency fund.

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому

      Thanks for watching and all the best in your journey to building an Emergency Fund

  • @naeemruwa356
    @naeemruwa356 6 місяців тому

    Really enjoyed listening to you

  • @marykigoro7202
    @marykigoro7202 2 роки тому +2

    thank you knowledge is power

  • @faithatieno7643
    @faithatieno7643 2 роки тому +2

    Thanks alot for the guidelines

  • @kimathimutwiri393
    @kimathimutwiri393 Рік тому

    This is a real deal piece

  • @opiopauline9749
    @opiopauline9749 Рік тому

    Great lessons you have..... thanks

  • @priscapeter1123
    @priscapeter1123 2 роки тому +2

    I really really love this content.. Very very useful information.... Keep it up gal❤️

  • @linientchege183
    @linientchege183 2 роки тому +1

    Thank you so much Susan

  • @rebeccaandrew8710
    @rebeccaandrew8710 Рік тому

    So helpful dear, I have to start working it out ❤

  • @miriamcherotich6747
    @miriamcherotich6747 2 роки тому +2

    Hey thanks❤ have learn something

  • @rukundoabdulbigaruka
    @rukundoabdulbigaruka 6 місяців тому

    so brief and accurate

  • @evanswanyanga9648
    @evanswanyanga9648 2 роки тому +3

    Well put Coach Susan keep up the good work

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому

      Thanks for watching! 😉

  • @scolawambui6923
    @scolawambui6923 10 місяців тому

    Your videos are quite informative. Thank you

  • @AnandaJermin
    @AnandaJermin 2 роки тому +2

    You've earned a subscriber!

  • @kendiiringo5857
    @kendiiringo5857 2 роки тому +2

    This is insightful.

  • @margaretowino1768
    @margaretowino1768 2 роки тому +2

    Very educative

  • @wayuaclaire8048
    @wayuaclaire8048 11 місяців тому

    Happy holidays 🎄. Do you do one one financial advicer, wealth manager?

  • @fellinakamais1981
    @fellinakamais1981 Рік тому

    @susan your session is educative,how can I get excel sheet for budgeting

  • @jesseshadrack9326
    @jesseshadrack9326 2 роки тому +1

    I love this girl.

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому +1

      Thanks for watching! 😉

  • @geoffreykipchumba6896
    @geoffreykipchumba6896 2 роки тому +3

    I have a problem of spending my savings since i access my mobile banking how can i come out this problem or where do i specifically do saving effectively

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому +2

      You can try saving in Money Market Funds. It takea 2-4 days to access your money after sending a withdrawal request. Also have a budget and only keep the money you are using that month. You can also try to go on a cash only budget where you withdraw the money you need per week and operate on that, all week. Till the next week.

    • @TheOrganizedLawyer
      @TheOrganizedLawyer 2 роки тому +1

      you can try to keep in a lock savings account

  • @lilianmuthoni4923
    @lilianmuthoni4923 2 роки тому +1

    Wow,thank you

  • @patrickmwenja5398
    @patrickmwenja5398 2 роки тому +1

    Good advice

  • @eunicekyambo6186
    @eunicekyambo6186 7 місяців тому

    Good info there... Where does the tithe fall at.. think it should be 1st thing u get the pay

  • @MariahG959
    @MariahG959 2 роки тому +3

    New Sub and my first time to be here ...such a great content thank you Susan

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому +1

      Thanks for watching and welcome to the tribe! 💃

    • @askahparmeres1697
      @askahparmeres1697 8 місяців тому

      Hi Coach Susan! Very informative content. Thank you.

    • @askahparmeres1697
      @askahparmeres1697 8 місяців тому

      How can I get your Legacy Budget Tracker? The one you said cost Kshs.550?

  • @uhurunyereremusa8592
    @uhurunyereremusa8592 2 роки тому +2

    sina madeni nifanye nini na pesa iliyobaki nyumba yangu nililinua cash naomba ushauri wako dada Wanjiku...ubarikiwe

  • @felixakokootieno353
    @felixakokootieno353 2 роки тому +1

    If you have to spend more, then you should look for more avenues to make more money rather than saving the little you have.

  • @annkamau7384
    @annkamau7384 Рік тому

    very insightful thanks

  • @karuthisimon867
    @karuthisimon867 2 роки тому +2

    Very informative.. Regards!

  • @sharonkipchumba535
    @sharonkipchumba535 Рік тому

    Thanks much dear iam new and educated by this. Some salary though 😮can't even allow us to go through all this steps month comes and goes with less ..maybe if I can know how to bugted according to what I earn I can manage all this steps

  • @nedmulekaleka2023
    @nedmulekaleka2023 Рік тому

    Coach Susan, how is the budget template in Zambia kwacha?and what is mode of payment for us who are in Kenya ?

  • @khaduyumichael7565
    @khaduyumichael7565 Рік тому

    Thank you for this, How do i get the budget and finance tracker?

  • @derrickomondi158
    @derrickomondi158 2 роки тому +4

    The financial advice you always give are very cool , thank you so much cfo

  • @brianndungu5845
    @brianndungu5845 2 роки тому +1

    Very much educative

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @christinewafula186
    @christinewafula186 7 місяців тому

    Just subscribed❤ thanks Susan

  • @alambez
    @alambez Рік тому

    Give us the link to the budget tracker

  • @georgebii8715
    @georgebii8715 Рік тому

    Thank you coach Susan for the educative video. How can I access the budget template you mentioned?

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому

      Hello, you can find it here: thelegacyhub.co.ke/product/the-legacy-budget-tracking-template/

  • @dortealukas1203
    @dortealukas1203 4 місяці тому

    What is investment account, how does it work?

  • @SharonDiamon
    @SharonDiamon 17 днів тому

    I really beed ouyr help badly tjank you susan

  • @phenyolawrence8825
    @phenyolawrence8825 7 місяців тому

    Hey couch Susan.pls help me on steps to take,to buy SnP500.

  • @magdanjery2146
    @magdanjery2146 5 місяців тому

    Great advice coach ❤❤.Lakini hiyo kahawa ya 300 weh! 😂

  • @pamelanafuna7082
    @pamelanafuna7082 Рік тому

    Thanks so much
    What percent of my income should i pay myself

  • @elletems534
    @elletems534 2 роки тому +2

    Thank you.

  • @priscapeter1123
    @priscapeter1123 2 роки тому +3

    I'm paid weekly and I don't even where to start.... Its so hard to manage. Please help

    • @susan.wanjiku_
      @susan.wanjiku_  2 роки тому +1

      You should probably organize how you pay your expenses around when and how often your pay comes in. Like have a routine that is structured around how your money comes in. In case you would like to consult on a more personalized basis, there is a link in the description box to book for a consultation session.

  • @MsUnderstood
    @MsUnderstood Рік тому +2

    why am i so late to this party!!! You are what I needed to consume! Thank you Susan!

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому

      I am so so glad to have you here!! 🤍🤍🤍

  • @faithbwire9164
    @faithbwire9164 2 роки тому +6

    Watu wa payday leo msikie

    • @nuwamanyacolleb1458
      @nuwamanyacolleb1458 2 роки тому +1

      Thanks so much coach susan
      I will always lean on your financial advice, am now a transformed person financially because of you.

    • @whatsapp2500
      @whatsapp2500 2 роки тому

      Message my investment adviser on more ways to invest & grow your wealth

  • @hildachacha5696
    @hildachacha5696 6 місяців тому

    What’s a sinking fund?

  • @freelancer_4life378
    @freelancer_4life378 2 роки тому +2

    Which banks do you recommend?