Financial Literacy - Full Video

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  • Опубліковано 25 лис 2024

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  • @SiaukemLam
    @SiaukemLam 10 днів тому +166

    Money doesn’t grow overnight, but with the right investments, it can grow exponentially over time.

    • @АллаМаклак
      @АллаМаклак 10 днів тому

      Time in the market is one of the biggest factors in growing wealth through investments.

    • @CodieSanchez-d6x
      @CodieSanchez-d6x 10 днів тому

      Patience is key in investing, just as it is in gardening. Watch your wealth grow over time!

    • @Benjamin-t9f5b
      @Benjamin-t9f5b 10 днів тому

      Thanks to my financial adviser, I’ve experienced the benefits of being in the market long enough to see substantial growth.

    • @АллаМаклак
      @АллаМаклак 10 днів тому

      Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

    • @Benjamin-t9f5b
      @Benjamin-t9f5b 10 днів тому

      Nicole Anastasia Plumlee can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

  • @caseybills5517
    @caseybills5517 28 днів тому +726

    Your commitment to educating your audience is truly admirable. We all aspire to attain financial stability and improve our lives. This goal can be achieved through smart investments, mindful spending, and prudent budgeting. I'm thankful for realizing the significance of striving for financial freedom from a young age.

    • @StacieBMui
      @StacieBMui 28 днів тому +2

      Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

    • @JamesLongman-v5r
      @JamesLongman-v5r 28 днів тому +1

      I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years

    • @LiaStrings
      @LiaStrings 28 днів тому +1

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @JamesLongman-v5r
      @JamesLongman-v5r 28 днів тому +1

      Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

    • @grego6278
      @grego6278 19 днів тому +1

      I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

  • @andrew.alonzo
    @andrew.alonzo Рік тому +915

    Financial literacy refers to the understanding and knowledge of various financial concepts, including budgeting, saving, investing, debt management, and more. It empowers individuals to make informed decisions about their personal finances, enabling them to navigate the complexities of money matters effectively. With financial literacy, individuals can plan for the future, manage risks, and work towards achieving their financial goals with confidence.

    • @edward.abraham
      @edward.abraham Рік тому +4

      This is excellent! As a newcomer, it can be challenging to manage all this information, and staying informed is a significant challenge. How do you handle it? Are you an experienced investor?

    • @hunter-bourke21
      @hunter-bourke21 Рік тому +4

      Absolutely not. By closely tracking my portfolio's performance, I've witnessed remarkable growth of $473k in just the last two quarters. This experience has taught me the reasons behind the substantial returns that experienced traders achieve even in less recognized market conditions. I must admit, this has been one of the most audacious choices I've made lately.

    • @rebecca_burns14
      @rebecca_burns14 Рік тому +3

      @@hunter-bourke21 Could you provide me with information on how I can get in touch with your advisor? I'm currently facing challenges with my funds being eroded by inflation and I'm actively seeking a more effective investment strategy to enhance the growth of my portfolio.

    • @hunter-bourke21
      @hunter-bourke21 Рік тому +3

      I'm guided by "Camille Alicia Garcia" an experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.

    • @Believer292
      @Believer292 Рік тому +1

      @@hunter-bourke21 Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.

  • @kashkat987
    @kashkat987 Рік тому +916

    Biggest financial mistake I ever made was with my 401k. My company had a Roth 401k when my kids were in college, but I didn't actually start contributing until year 3 of the 6 years I had kids in college. Because I was helping them with expenses, I was entitled to the tax credits, so my effective tax rate was extremely low. That is the time you NEED to be in a roth! i still retired with about $360k in my 401k.

    • @MatthewVinson
      @MatthewVinson Рік тому +4

      People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.

    • @IAMBETTERTHANYYOU
      @IAMBETTERTHANYYOU Рік тому +5

      @@MatthewVinson I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.

    • @Ammo-Hoarder
      @Ammo-Hoarder Рік тому +1

      This is exactly how i wish to get my finances coordinated ahead or retirement. Can you recommend the financial advisor you used to get ahead?

    • @IAMBETTERTHANYYOU
      @IAMBETTERTHANYYOU Рік тому +8

      Do your due diligence, and be on the lookout for one with strategies to help your portfolio maintain an unwavering and progressive growth. "Jill Marie Carroll" is responsible for my portfolio success, and I believe she has the qualifications & expertise to meet your goals.

    • @Ammo-Hoarder
      @Ammo-Hoarder Рік тому +1

      I just googled her name and am really impressed with her credentials; I reached out to her through her website as I need all the help I can get.

  • @roseroland1998
    @roseroland1998 Рік тому +997

    Great video. We are all seeking for financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, My husband and i never earned more than a middle class salary. We plan to get retired at 58 with a stock portfolio worth $1.7M. We have never sold so much as one share of stock.

    • @glenbert1396
      @glenbert1396 Рік тому +3

      Most people don't understand the power of compound interest or are just impatient. However, I think it's better for the average person to invest in the S&P 500 and wait, which is reliable, albeit extremely long: many years, or just hire an investment advisor and accelerate wealth accumulation. Most people underestimate the power of the latter.

  • @KingDavid-jj7tk
    @KingDavid-jj7tk Рік тому +1172

    The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?

    • @waltzwalter
      @waltzwalter Рік тому +1

      A solid strategy can be a key component of an investor’s portfolio. Well, the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

    • @primeramujer2138
      @primeramujer2138 Рік тому

      Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.

    • @primeramujer2138
      @primeramujer2138 Рік тому +1

      No, as a matter of fact I always preferred to handle my own investing, but after my portfolio took a major hit in 2020, I really had to rethink my plans for the future, so I reached out to an F.A Kaitlin Rose Sternberg who really helped me balance up my losses.

  • @Bridget-l7p
    @Bridget-l7p Місяць тому +1250

    I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

    • @RobertBrown..
      @RobertBrown.. Місяць тому +4

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

    • @trazzpalmer3199
      @trazzpalmer3199 Місяць тому +4

      True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.

    • @SarahTaylor_
      @SarahTaylor_ Місяць тому +3

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @trazzpalmer3199
      @trazzpalmer3199 Місяць тому +3

      'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @Bako-b8j
      @Bako-b8j Місяць тому +2

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @ebsmartsell
    @ebsmartsell 3 роки тому +491

    Formal education will make you a living.
    Self-education will make you a fortune.
    - Jim Rohn

  • @flamesinthesky2134
    @flamesinthesky2134 4 роки тому +851

    A 16 minute video clarified how I should act with my money better than any high school class I've taken.

    • @PoyTroy
      @PoyTroy Рік тому

      Facts !

    • @dreamleaf6784
      @dreamleaf6784 Рік тому

      A few more videos and you will be Albert Einstein. Bare with me on this, you may be dumber than you realize.

    • @SlackersIndustry
      @SlackersIndustry Рік тому

      Guess your in usa

  • @josephammon715
    @josephammon715 Рік тому +24

    I will be forever be indebted to you, you have changed my entire life and I continue to preach on your behalf for the whole world to hear that with just a small investment you saved me from going into huge financial debt. Thank you Mrs Desiree Madison

  • @Erinmills98
    @Erinmills98 Рік тому +232

    I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green and my retirement is edging closer by the day.

    • @simonbad
      @simonbad Рік тому +3

      As with an my big financial decision ,it’s important to keep your guard’s up for economic risks. However,smart planning,time management and seeking advise from a financial adviser can help keep you and your money safe and also help plan your retirement.

    • @Patriciacraig599
      @Patriciacraig599 Рік тому +5

      I'm in my late 50s and I'm more interested in investments that could set me up for retirement in my 60s. my goal is atleast $2million, i want to buy a big enough for i and my grandkids, I also have a dog.

    • @Alejandracamacho357
      @Alejandracamacho357 Рік тому +7

      Right now the markets are going berserk right now. This is the best time to watch them, get to know them better, and strike when the opportunity presents itself. I learned that from my mentor, ’Pamela Kay Regel’ she's seen dozens of market cycles over the past few decades, and she has a feel for how they move, why they move, and what comes next.

    • @Patriciacraig599
      @Patriciacraig599 Рік тому +3

      Fantastic! can u share more details?

    • @Alejandracamacho357
      @Alejandracamacho357 Рік тому +2

      She is well-known in her industry; you may have heard of her before I did thanks to a Newsweek article. You can look her up online.

  • @Deeman.
    @Deeman. Рік тому +32

    I’m 15 years old and I’m about to have my first ever job so this video taught me a lot. I wrote down a lot of notes and i want to learn so much mor.

    • @izzitorg
      @izzitorg  Рік тому +3

      Thank you for watching! You might also enjoy our video on Student Loans: ua-cam.com/video/K9QReSXinVQ/v-deo.html

    • @LAila-qf4ww
      @LAila-qf4ww 9 місяців тому

      👍👍

  • @cloudyblaze7916
    @cloudyblaze7916 Рік тому +399

    This is nice. At least it confirms that it is really possible for people to make a lot of money from the stock market. I was flabbergasted by someone who said they made $49k in profit from the market every quarter. It blows my mind the level of expertise one must possess in other to make so much.

    • @stephenpotter21
      @stephenpotter21 Рік тому +5

      This is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. That is how people are able to make such huge profits in the market.

    • @ericmendels
      @ericmendels Рік тому +4

      People underestimate how much they can make from the stock market. I started with $127k and made more than $86k within just five months of starting, and it's been an awesome ride since then.

    • @legacymedia8468
      @legacymedia8468 Рік тому +3

      Can I ask who it is that is guiding you? I'll appreciate any assistance. I want my portfolio to improve.

    • @ericmendels
      @ericmendels Рік тому +2

      My advisor is Sharon Louise Count. She has a contact website; I can't drop her number here.

    • @victorlaranjahal
      @victorlaranjahal Рік тому

      Thank you for this. I'm gonna check her out and try to reach her. I hope she gets back to me soon.

  • @MarcelPhilips
    @MarcelPhilips Рік тому +354

    Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking the bold steps we need in other to reach our goals.

    • @MarcelPhilips
      @MarcelPhilips Рік тому

      @wilsonkelvin2531 This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name MARTHA ALONSO HARA and everything changed. I started enjoying huge returns from my investment.

    • @MarcelPhilips
      @MarcelPhilips Рік тому

      @wilsonkelvin2531 quickly do a web check where you can connect with her, and do your research with her full name mentioned

    • @MarcusFred-wn3iv
      @MarcusFred-wn3iv Рік тому

      @wilsonkelvin2531 I heard she always has a way of linking someone's investment into something new and profitable

    • @eegernades
      @eegernades Рік тому +1

      You called the bots lol

  • @ritaparker2630
    @ritaparker2630 Рік тому +42

    At the very least, I now grasp the concept of leverage.
    Creating

    • @joeymichael5359
      @joeymichael5359 Рік тому +2

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @adamsfueher806
      @adamsfueher806 Рік тому +3

      This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

    • @ritaparker2630
      @ritaparker2630 Рік тому +2

      My Financial adviser is Susan Kay Mack she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @adamsfueher806
      @adamsfueher806 Рік тому +2

      she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing

  • @Raymondjohn2
    @Raymondjohn2 Рік тому +153

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @bob.weaver72
      @bob.weaver72 Рік тому +4

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @martingiavarini
      @martingiavarini Рік тому +3

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @hermanramos7092
      @hermanramos7092 Рік тому +3

      @@martingiavarini Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with this person

    • @martingiavarini
      @martingiavarini Рік тому +3

      @@hermanramos7092 My advisor is Catherine Morrison Evansshe’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • @hermanramos7092
      @hermanramos7092 Рік тому +2

      @@martingiavarini I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

  • @kortyEdna825
    @kortyEdna825 Рік тому +102

    This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

    • @shannonsally455
      @shannonsally455 Рік тому +1

      These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If youre not ready for it, you shouldnt be in the market business. or get you a skilled practitioner.

    • @Justinmeyer1000
      @Justinmeyer1000 Рік тому

      @Brilliantrans Not bad at all. I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market. Could this coach that guides you help?

    • @Justinmeyer1000
      @Justinmeyer1000 Рік тому

      @Brilliantrans Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

  • @Riggsnic_co
    @Riggsnic_co 5 місяців тому +683

    The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.

    • @kevinmarten
      @kevinmarten 5 місяців тому +4

      For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.

    • @Jamessmith-12
      @Jamessmith-12 5 місяців тому +4

      If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.

    • @JacquelinePerrira
      @JacquelinePerrira 5 місяців тому +3

      please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

    • @Jamessmith-12
      @Jamessmith-12 5 місяців тому +3

      Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @JacquelinePerrira
      @JacquelinePerrira 5 місяців тому +3

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @28werDJ
    @28werDJ 2 роки тому +55

    Both comprehensive and succinct. Super helpful! "Most people don't need an education to know how to spend more but it takes education, sacrifice, and character to learn to practice saving, goal setting, and budgeting."

  • @kelechiagu8691
    @kelechiagu8691 Рік тому +7

    I'm 55 years and this video has inspired me. I was not financially literate and lost £'s I am now on the path of a financial paradigm shift, thank you

    • @izzitorg
      @izzitorg  Рік тому

      Thanks for checking out our video!

  • @mengtan01
    @mengtan01 4 роки тому +179

    I think everyone should learn this.

  • @user-ct5ni6zl1b
    @user-ct5ni6zl1b Рік тому +9

    I'm a 15 year old girl and I've decided that school just isn't going to teach me these crucial skills. I'm dedicated to teaching myself now because a promising and secure, fruitful future is something I want to build for myself.

  • @josephinen36
    @josephinen36 3 роки тому +32

    I started this year, best decision ever!

  • @iam_legrand
    @iam_legrand 11 місяців тому +5

    This is one of the best financial literacy classes I've ever taken :)

    • @izzitorg
      @izzitorg  11 місяців тому +2

      So glad that you found this video helpful!

  • @Kamryn514
    @Kamryn514 8 місяців тому +1

    As an collage student taking Finance class this video really helped me on my homework for today

  • @felixsiambelele9883
    @felixsiambelele9883 3 роки тому +37

    The best education I have never had in my Life thank you for this video 🙏🙏🙏

  • @whatthehill9603
    @whatthehill9603 4 роки тому +221

    They should teach this in high school

  • @kelvinchang8100
    @kelvinchang8100 3 роки тому +40

    This is really good financial education, very simple to understand

  • @melissagorgeous16
    @melissagorgeous16 3 роки тому +66

    Compounding interest is a great strategy. I hope interest rates rise to historical average to reward those of us who do the right thing and use this strategy. It seems to be taking forever. Meanwhile property prices are skyrocketing worldwide. I wonder if and when there will be a correction.

  • @ByteSizeMoney
    @ByteSizeMoney Рік тому +6

    Thank you for shedding light on the importance of financial literacy. It's astonishing how our education system often overlooks this crucial aspect of life. We all need to take personal responsibility to educate ourselves and make informed financial decisions.

  • @williamculligan
    @williamculligan Рік тому +15

    Life is weird, beautiful experience when you step back and look at it. Grateful to be here with you all, working with a financial advisor could truly set you up in life. I’m delighted to contact a financial coach Rodger Michael Karl, earlier this year because while others were busy whining about the downturn I was busy cashing out from my investment, finally making over 7 figured for the first quarter of the year.

    • @christianaemilio1
      @christianaemilio1 Рік тому

      Needed to see this today, struggling with my finances for months now after my divorce, I just discovered his outstanding resume when I searched up his username. I count it a blessing that i came across this comment...

    • @luis-gabriel1
      @luis-gabriel1 Рік тому

      With the help of Sir Rodger Michael Karl, I’ve gained perfectly well from my investment. The quantity of capital you invest, though, ultimately determines everything. With a substantial start-up budget, you could able to end more.

    • @Hoffmanluiz.
      @Hoffmanluiz. Рік тому

      Rodger Michael Karl. Has transformed my life, he is amazing, and ever since I met him, my life has taken a positive turn because of the passive income through his knowledge. He’s ideas is essential for succeeding against all odds in this area of online commerce. I’m free from debts and am able to save up for retirement.

  • @derekjoaquinmodanza1684
    @derekjoaquinmodanza1684 3 роки тому +647

    This is what school should be teaching, not a formula to calculate a freaking shape.

    • @starvingbymidnight
      @starvingbymidnight Рік тому +4

      lol

    • @ellabella7071
      @ellabella7071 Рік тому +22

      Their is use for both.

    • @lawrencelutalo869
      @lawrencelutalo869 Рік тому +1

      True

    • @Drforeverok
      @Drforeverok Рік тому +1

      @@ellabella7071there is absolute no fucking use for a formula 💀 im not a aerospace engineer or rocket scientist godamn ur stuck in the matrix

    • @Caprico98
      @Caprico98 Рік тому +8

      Shapes are important tho 💀😭

  • @Lychum
    @Lychum 3 роки тому +25

    I love saving, now I am learning about investing.

  • @arvindmishra8467
    @arvindmishra8467 Рік тому +3

    I will make a good decision on financial management.

  • @RichardKoenigsberg
    @RichardKoenigsberg 10 місяців тому +1

    EXCELLENT OVERVIEW OF FINANCIAL CONCEPTS.

  • @shellylofgren
    @shellylofgren 5 місяців тому +740

    I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?

    • @donna_martins
      @donna_martins 5 місяців тому +1

      Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

    • @Walter_hill_
      @Walter_hill_ 5 місяців тому +2

      Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

    • @Trevor_Morrow_LTD
      @Trevor_Morrow_LTD 5 місяців тому +1

      Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.

    • @Walter_hill_
      @Walter_hill_ 5 місяців тому +1

      Vivian Jean Wilhelm is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @Trevor_Morrow_LTD
      @Trevor_Morrow_LTD 5 місяців тому

      Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

  • @godfreymashale9323
    @godfreymashale9323 Рік тому +44

    Fortunately, I had a college economics teacher that taught me a lesson at 18. That lesson was: for every huge, frivoluos purchase you make, you need to have an investment double it's worth, this doesn't necessarily mean you should always invest when you make a purchase, it simply means living within your means. Varied sources of income is wise and especially like i said, living within your means. Whenever you're about to make a huge, dumb purchase that doesn't add value think about taxes and how you get your income. I made $272k combined net last year and paid no Federal taxes with the help of my FA Olivia rene reyes.

    • @meredithelbert6608
      @meredithelbert6608 Рік тому

      inflation is over 10% here in the UK, but as we know it's definitely way more than the Government would like to admit. My plan is to earn more passive income and ride this out, can your Investment-adviser assist?

    • @godfreymashale9323
      @godfreymashale9323 Рік тому

      @meredithelbert6608 Sure, the Investment advisor that guides me is “Olivia Rene Reyes” and she's renowned and has quite a following. So it shouldn't be a hassle finding her. Just look her up.

    • @gagnecaron658
      @gagnecaron658 Рік тому

      she really seems to know her stuff. I found her website, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her

    • @harleycartley3138
      @harleycartley3138 Рік тому

      Did a quick web search, she has a pretty decent bio, I wrote her and I'm waiting on her reply.

  • @melvinarhett3055
    @melvinarhett3055 Рік тому +3

    This is a very interesting video, I leaned a lot on budgeting my income.

  • @no_lft_shft
    @no_lft_shft 3 роки тому +47

    Great content. Laid out perfectly and easy to digest and understand.

  • @bgoode652
    @bgoode652 2 місяці тому

    This is actually a pretty good video for basic financial literacy information. Well put together and should be easy to follow for the average person. Good job.

  • @vladivanov444
    @vladivanov444 3 роки тому +18

    Thanks from Russia! :) We don't have financial education almost at all.

  • @JeffreyGillespie
    @JeffreyGillespie 3 роки тому +30

    11:35 never mind the pizza, they're wasting a ton of money on sunglasses

  • @limagibbs4780
    @limagibbs4780 3 роки тому +18

    Thank you for sharing this knowledge.

  • @threelittlepigslearnaboutmoney
    @threelittlepigslearnaboutmoney 2 роки тому +5

    THANK YOU FOR THIS! Now let's share it with young learners!

  • @MetteOverly
    @MetteOverly 6 місяців тому

    Thanks for your video and valuable tips. They help me become a more successful trader and improve my results.

  • @JustADogLover396
    @JustADogLover396 Рік тому +1

    15 year old here. Learning for my future!

  • @thefourseasonsinsweden
    @thefourseasonsinsweden 10 місяців тому +1

    Thank you for sharing your knowledge and ability how to manage financial aspects ❤

  • @roldophsonhenry3085
    @roldophsonhenry3085 Місяць тому

    It's never too early to start saving for the future 🙏

  • @MonaghanMLOUISE
    @MonaghanMLOUISE 5 місяців тому +998

    just sold a property in Scotland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

    • @GeorgeWilliamSinclair
      @GeorgeWilliamSinclair 5 місяців тому

      Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

    • @lihuabenchen
      @lihuabenchen 5 місяців тому

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @adelineChulack
      @adelineChulack 5 місяців тому

      please can you leave some info of your investment advsor here? I'm in dire need for one

    • @lihuabenchen
      @lihuabenchen 5 місяців тому

      I'd say a little due diligence on "Dianne Sarah Olson" truly exceptional

    • @MilkovichT.Sandlers
      @MilkovichT.Sandlers 5 місяців тому

      just found her page on google and I must say she is remarkable.. thanks for this info

  • @vitorcavalcante4917
    @vitorcavalcante4917 9 місяців тому +1

    Greetings from Brazil 🇧🇷 here in Brazil, unfortunately, most people are not instructed to have financial education, I myself am one of them but I am starting towards financial freedom ❤

    • @izzitorg
      @izzitorg  9 місяців тому

      Glad you liked our video. Check out our whole playlist on financial education ua-cam.com/play/PLp79CNianrN7VkS_5diZoXTRaYD1G7j1Y.html

  • @PoliticalVibe_
    @PoliticalVibe_ Рік тому

    I am from India I am watching this video first time, it's sooo good
    Love from India 🇮🇳

  • @safirullakhan428
    @safirullakhan428 Рік тому +1

    Thanks for this video

  • @pablomaciel2990
    @pablomaciel2990 Рік тому +1

    Thank you, guys, so much for just being straightforward and so helpful! good stuff

  • @Thanawatttt
    @Thanawatttt 3 роки тому +57

    I wish I seen this when I was 14 years old.

  • @H_lucas
    @H_lucas Рік тому +2

    I appreciate you for sharing such video with good content here and i will keep following you because you're the best.

  • @AaaBbb-io5qv
    @AaaBbb-io5qv 11 місяців тому

    Wow wonderful to hear a Nigeria calling out

  • @Defisher
    @Defisher Рік тому +56

    I am aware that continuing to invest during periods of volatility can be a smart way to build wealth. I’ve heard testimonies of people accruing over $250k this red period. What measures can I take to ensure this?

    • @Tsunaniis-j5l
      @Tsunaniis-j5l Рік тому +2

      Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

    • @Damncars456
      @Damncars456 Рік тому +1

      Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

    • @MakeamericaGreatagain-h7j
      @MakeamericaGreatagain-h7j Рік тому +2

      ’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

    • @Damncars456
      @Damncars456 Рік тому +3

      There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon , and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

    • @MakeamericaGreatagain-h7j
      @MakeamericaGreatagain-h7j Рік тому

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon

  • @TheWhiteMamba3000
    @TheWhiteMamba3000 3 роки тому +28

    Ideally, your asset should cover your liabilities.

  • @Historyteacheraz
    @Historyteacheraz 11 місяців тому +2

    Very helpful video. The best way to learn about finances is to start early. A Teenager’s Guide on how to Invest Like Warren Buffett and Charlie Munger is a great resource for teenage investors.

    • @izzitorg
      @izzitorg  11 місяців тому

      So glad you enjoyed!

  • @ShutilZaDengi
    @ShutilZaDengi Рік тому

    generally super! Now I'm in a great mood for the whole day! thank you!:)

  • @AndrewKevin-o2x
    @AndrewKevin-o2x Рік тому +1

    I extremely like the video, man. Very helpful and informative. Thank you very much. It is presented so well too. Great, positive work.

  • @IntizarKhadimUnfiltered
    @IntizarKhadimUnfiltered 10 місяців тому

    Thanks for sharing this wonderful explanation

  • @Hydefamily123
    @Hydefamily123 Рік тому +2

    An asset is not something one owns but rather something that puts money in your pocket

  • @drawingfranco7533
    @drawingfranco7533 Рік тому

    i have a debt for the morgage. at first, i think it's a stupid idea, and don't know how i will live my life, because my income was not so big when i signed the contract. BUt now i'm so grateful because i have my own property instead of spending my money to pay rent gradually.
    I pushed my self to live in an minimalism, and start saving even without particular reasons.

  • @JohnMedard
    @JohnMedard 2 місяці тому

    Thanks to give me education I'm from Tanzania

  • @itsTooSmol
    @itsTooSmol 4 роки тому +60

    This was very helpful!

  • @krishanpalkaidwal
    @krishanpalkaidwal 11 місяців тому

    The person who understands how to leverage 'people ( skills and experience) 'and ' things 'he will surely going to be rich and wealthy. You gotta understand the concept of money how it works.

  • @ousbruin
    @ousbruin 9 місяців тому

    Thank you for sharing financial advice

  • @vittoriagonzalez613
    @vittoriagonzalez613 Рік тому

    this formula is a great way to learn about you money

  • @jeromebrown3865
    @jeromebrown3865 4 роки тому +30

    Thanks for this info

  • @graywilliams_77.
    @graywilliams_77. Рік тому +1

    The biggest thing I learned from this video was 50% of investing is buying good companies at good prices and the other 50% is controlling your emotions when . market is moody.I realized that the secret to making a million is making better investment. I always tell myself you don't need that new car or that vacation just yet and that mindset helps me make more money investing.

    • @graywilliams_77.
      @graywilliams_77. Рік тому

      To achieve greatness, you need to start working with a Financial Advisor. Investing remains the smartest way to prepare for the future.Have been working with ROCHELLE DUNGCA-SCHREIBER for 8years and I'm extremely pleased with the good returns. The good news is, it's never too late to start investing.

  • @leslie2real319
    @leslie2real319 4 роки тому +38

    I love this video !!

  • @creativearchimediaworld9724

    actualy this is very inportant for entrepreneur s and financial accountance s i think

  • @lynnpeterson3763
    @lynnpeterson3763 Рік тому

    Working with a financial expert could truly set you up for life. I'm delighted I was able to contact my coach Nicholas Elias Karim earlier this year because while others were busy whining about the downturn I was busy cashing out finally making over 370k only for the first quarter of the year.

    • @peterstilwell7953
      @peterstilwell7953 Рік тому

      Thank you for sharing your success story. I immediately typed in your coach's name to discover him on Google. He's simple to deal with, and his signals are excellent as well.

  • @OlugbengaStanley
    @OlugbengaStanley Рік тому

    🌞 Great resource for financial education

    • @izzitorg
      @izzitorg  Рік тому

      Thank you! Glad you enjoyed.

  • @w00dyalien
    @w00dyalien 2 роки тому +3

    Basic, still a must know!

  • @muhammadmurtala587
    @muhammadmurtala587 10 місяців тому

    I like to listening things regarding financial education

  • @wellnice4657
    @wellnice4657 8 місяців тому

    Watching this to review our topic in practical research 1

  • @gabrielmakoi3905
    @gabrielmakoi3905 7 місяців тому

    Very insightful video.

  • @FatimaMusaAbdullahi-h7m
    @FatimaMusaAbdullahi-h7m 10 місяців тому

    Wow so interesting i well always be watching this so fantastic

  • @mercedeswilkins5566
    @mercedeswilkins5566 11 місяців тому

    Live below your means, but within your needs

  • @paulafernandes5185
    @paulafernandes5185 Рік тому

    If we all went up to the extent that financial education is important, especially at the first school age, we would have many more qualified people.

  • @Mirro0.0-n3r
    @Mirro0.0-n3r 4 роки тому +26

    Wow😍 Thank For This.

  • @WEALTHY_RICH_how_to_get_rich
    @WEALTHY_RICH_how_to_get_rich 9 місяців тому

    ✌🏻😌Great video. We are all seeking financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, my wife and I never earned more than a middle-class salary. We plan to get retired at 58 with a stock portfolio worth $1.7M. We have never sold so much as one share of stock...

    • @izzitorg
      @izzitorg  9 місяців тому

      We are glad you liked it. Check out more useful video on our Business & Economics playlist ua-cam.com/play/PLp79CNianrN7_Q-baCApD4gSmpicBe8T8.html

  • @evachepyatich8411
    @evachepyatich8411 4 роки тому +29

    Important lessons

  • @AbdulsamadAbdullahi-e2x
    @AbdulsamadAbdullahi-e2x 10 місяців тому

    This is really inspired

  • @41yearoldnewdriver
    @41yearoldnewdriver 6 місяців тому

    Thank you

  • @GlaizaClaveria
    @GlaizaClaveria Рік тому +1

    Wow great video keep up!

  • @abubakarbalele8492
    @abubakarbalele8492 11 місяців тому

    Very interested

  • @nocturneowl2660
    @nocturneowl2660 Рік тому +1

    Great video ❤❤❤❤

  • @Quilt4Joy
    @Quilt4Joy 25 днів тому

    I just got a new job as an Accounting Analyst II.

  • @PoliticalVibe_
    @PoliticalVibe_ Рік тому +1

    बहुत अच्छा लग रहा है 🇮🇳

  • @bawiliankhum
    @bawiliankhum Рік тому

    Thanks

  • @kinnarijani6997
    @kinnarijani6997 Рік тому

    Yes saving is inportant

  • @rochelle3349
    @rochelle3349 Рік тому +1

    How can I make myself my more valuable to potential coworkers and customers , and how can I do my current job better, how do I spend the money going out.
    Money in must be greater than money out
    50 bills and housing/40 paying off debt or saving/10 entertainment rule
    Maximize earnings through a budget
    Assets are what you own(habit forming)
    Save to build up assets

    • @rochelle3349
      @rochelle3349 Рік тому

      Diversify financial investment
      When you purchase a stock, you’re getting an interest of the company(or small piece of that company, and you’re becoming a owner of that company
      (Purchase an index fund, etf or a mutual fund)
      The stock market can be volitile
      What are good for long term goals
      *Compound interest

  • @maxiecharles2842
    @maxiecharles2842 Рік тому

    Investing in alternate income streams should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

    • @ashleyjenny186
      @ashleyjenny186 Рік тому

      Am looking for something to venture into on a short term basis, I really need to create an alternate source of income, what do you think I should be buying?

    • @maxiecharles2842
      @maxiecharles2842 Рік тому

      Forex investment, but you will need a professional guide on that.

    • @maxiecharles2842
      @maxiecharles2842 Рік тому

      Facebook 👇

    • @maxiecharles2842
      @maxiecharles2842 Рік тому

      Evelyn C. Sanders

    • @maxiecharles2842
      @maxiecharles2842 Рік тому

      Telgrm ✍️

  • @leahj2956
    @leahj2956 7 місяців тому

    Credit cards are great if and only if you pay the statement balance every month and rack up the rewards.

  • @masonr1666
    @masonr1666 Рік тому

    This is good information.
    However, if every time you "get a raise" it goes to "increased rent & other expenses," it gets discouraging, especially if you are constantly loosing ground due to inflation and rising interest rates.

    • @masonr1666
      @masonr1666 Рік тому

      The problem also is, you also can't plan for catastrophic life events. For example: not being competent enough out of college to find a job.
      A family member getting sick.
      Or family members stealing your wealth.
      There is an element of luck that gets overlooked when you talk about wealth building.
      The key to wealth building is this: you need an emergency fund that is separate from long term savings.
      Such that when a catastrophic event happens, you have cash to weather the storm.
      Still, some of us aren't talented enough (like myself) to merit making a lot of money. I am very lucky to be earning what I earn, but I realize I am not valuable to society in the least. So, the only other option is to minimize expenses. I don't see a path forward for increasing my income, especially with the looming recessions that always seem to be on the horizon.

  • @mercedeswilkins5566
    @mercedeswilkins5566 11 місяців тому

    Multiple of 10’s. 10x10=100x10=1kx10=10kx10=100kx10=1 million dollars

  • @gabrielhernandez2494
    @gabrielhernandez2494 Рік тому

    I really wish I wasn't joking but I was diagnosed with ADD back in the late 90s. I remember at one point during my life I was standing right next to the wall and I was facing two different rooms side-by-side. I'm the left was a room that had a couch and a TV while the other room literally was full of books and one chair. I firmly believe to this day that if I had shows the room with all the books I would have been a completely different person today, but unfortunately I chose to choose the room that only had a couch and a TV. I hope you all know where I'm going with this! If I had shows the room that was full of books I would have been educated and insanely smart as well as fit and healthy. Unfortunately now I am morbidly obese and stupid, not to degrade myself, but because of my mental disorders life is very difficult for me. Please learn from me and educate yourself.

    • @NpR222
      @NpR222 Рік тому

      You are pitying yourself, know your worth and learn from David goggins