Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.
Who else loved it when Susan said she took 4years to build her emergency fund? I have always thought I am a failure for not achieving this goal. Kumbe its because I don't give myself enough time. 🤔 Thank you for highlighting this Coach. 💯
@@susan.wanjiku_ You are welcome. I love the information you give us here. In fact, I have just finished rebuilding my emergency fund and budget after watching this video. Now I have new energy financially to achieve them. Thanks to you, now I have put time into consideration. You are changing lives and keep going.
So grateful, I was getting discouraged but this has goven me hope. I have been keeping a certain unexpected money doing nothing but choosing where to put it. I jave grown😅
The thing about Emergency Fund A/c is that one key purpose it serves may not really be for "emergencies" which may not come around, but the peace of mind, stability and boldness it offers you, once set up and well funded, as you do your investments and acquire assets, other stuff and live life to the fullest 💯
I watched the video about MMF and I started it immediately, today I am looking at it as am continuing to save there and how its growing, I am just loving it. Am seeing my financial freedom far but atleast am seeing it coming😊😊😊 am about to turn my MMF saving to emergency fund and then start another investment fund, incase I find a good one.
I don't even know how to set my financial goals. Anyway thanks so much, I've never understood what an emergency fund is from all the videos I've been through in UA-cam.Am glad I found you! I had opened an mmf and SACCO and now I'm thinking I'll turn the MMF one into an emergency fund. I'm looking forward to watch how sinking and spending funds do work. I'm headed there immediately. Thank you!
@@fredleo9213 Did you watch? Sinking fund hit me hard when my work laptop charger stopped working and I had literally nothing. Not replacing it meant not working and that's how you simply loose your job. My budget was already jotted down and every coin at its place. My miscallenaous money couldn't buy that charger.I couldn't take money for food or bills.So what? I had to take a loan or get into my savings .That's when you know you need a sinking fund for such things. If you have a car ,electronics, and anything that depreciates then you need a sinking fund. Anything can happen anytime . Thank you Susan, this is a transformation.
@@nkkill8 Saccos are good when it comes to taking loans. You'll get a loan that charges very low interest like 5 % .You're given loan thrice the amount you've saved in so long as you have guarantors. The money in the sacco grows too and at the end of every year you get dividends .But in Saccos you just don't withdraw your money. Withdrawing means stepping out of the Sacco. In MMF you can withdraw even the whole amount. Isn't that awesome? Run away from current and slippery accounts like mpesa and banks if your goal is saving.Put your money there if it's for spending .
Sis your videos have been very helpful, this is the second video and I feel order, composed and peaceful. I have started with clearing off debts and always draw my budget.... Emergency fund definitely I need this. 🎉🎉❤❤
Happy new year. I got the legacy budget tracker, you have taught me how to save for a purpose rather than just a blanket saving. I am also tracking my expenses. I can't wait to learn more about personal finance from you this year. Thanks for your content.
Hi Coach, this video is so authentic, relatable (its ok to start low, be intentional to build upwards towards that monthly target and finally give it time) and the gems you've shared are achievable. Thank you!!!!!
My financial goal this year is to set up an emergency fund have been so ignorant so when I saw this notification I stopped whatever I was doing to watch it. Am so intentional about this and this year I have to do it
@@sulaimahnsereko8561 hi.. as i said, I know it's gonna take me years to create a one month e.f. I it all starts with a positive spirit bro. Just a consistent few coins every month.. ranging from 300_1000. I know it will happen one day.
Thank you so much Susan. Building an emergency fund is one of my financial goals this year. I've been watching your videos especially on Emergency funds, and this particular one has answered so many of my questions that you have previously not talked about. Thank you so much.
Susan thanks alot for causing awareness to many who are sleeping . Iam masinde j from Uganda Kasese. Will continue listening to your videos very educative have shared with my daughter Eng Patience in Kampala.
Thanks Susan. I just got to your channel. I am building an emergency fund throught Money Markets with ICEA..your presentation is helpful indeed I have liked and shared...more interaction 2023. Blessing
My financial goal this year is to follow the 52 week mpesa challenge biblically. I did it last year successfully and this year I want to double my savings. Bonus: another financial goal is to have a meeting between you and our chama to help us with our investment plan. Looking forward to it.
Great idea, I saved my very first million using the 52 weeks platform. I wish you all the best. I also look forward to having her in our investment chama meeting.
I was in work and paying of my student loan which was 37 thousand. then was out of work for two years and I had to use savings because my ex boss was difficult to give any payout. Now I’m in work I checked my balance is 24 thousand. With this new job I can pay it off in two years and 6 months. THEN I CAN START INVESTING AND living my life way I want to. Amen I’m grateful.
Was recently referred to you, and I must say I have been missing a lot on saving esp. since I have financial uncertainties, thank you so much Susan, it is really helpful
Much love Susan ..much love from Dubai …thankyou for this I wish all youths can be empowered looking forward to set a session with you ….cheers and good job
Thank you so much Sussan. I really appreciate your teachings from the bottom of my heart. Through your teachings, I learnt so many things about financial freedom. It helps me so much such that I do save some money for not only emergency but also for other purposes. Once again thanks.
Thank you Susan. i learn alot from your videos. Clarify is Emergency fund same as Money market fund.? I thought savings in a money market fund could be the same as saving for emergencies.....
Emergency funds amounts can be parked in your Money Market Fund account as it is easily accessible should you need it. Emergency funds should be liquid so that you have easy access in an emergency.
I began building an emergency fund in 2022. I had built upto 3 months worth then come 2023 January lost my job ..... been jobless upto today.....Best to say... that emergency fund has been a buffer the past 3 months.
I moved to Queretaro at 79 in 2021, when USA became too deadly and expensive. I love this cool and safe city. Thank God, I do not have to beg for donations. My pension takes care of all, and I always pay it forward to non-beggars. I have been visiting and ' in Mexico, mainly Acapulco
My goal is to set up an emergency fund. I am self employed and I always think of business ideas but I seldom have money to do it. I also want to relocate.
Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.
I've leaned alot since I stumbled on your Channel plz keep more of this enlightening posts coming...+44
Am waiting to what is money mkt fund.....am rewatching from Germany
Mum Wanjiku na soma pole pole +44
Where is the description box
Still learning Wanjiku Maitu Very special Name to me.
My goodness,who else is here and just learned about Susan through Lynn Ngugi ?
Thank you for all this knowledge for free.
God Bless you.
Who else loved it when Susan said she took 4years to build her emergency fund?
I have always thought I am a failure for not achieving this goal. Kumbe its because I don't give myself enough time. 🤔
Thank you for highlighting this Coach. 💯
Aaawww! Thanks for this! 🤍😉
@@susan.wanjiku_ You are welcome. I love the information you give us here. In fact, I have just finished rebuilding my emergency fund and budget after watching this video. Now I have new energy financially to achieve them. Thanks to you, now I have put time into consideration. You are changing lives and keep going.
So grateful, I was getting discouraged but this has goven me hope. I have been keeping a certain unexpected money doing nothing but choosing where to put it. I jave grown😅
The thing about Emergency Fund A/c is that one key purpose it serves may not really be for "emergencies" which may not come around, but the peace of mind, stability and boldness it offers you, once set up and well funded, as you do your investments and acquire assets, other stuff and live life to the fullest 💯
Asante muzazi Moskatana. nawomba onifundishe EFAC in details. Mimi niko hapo Germany. Lakin siko mukenya.
Asante pia
Happy new year! I have learnt a lot from your channel. I started my emergency fund in November 2022, so far so good, thanks for the valuable lessons
I watched the video about MMF and I started it immediately, today I am looking at it as am continuing to save there and how its growing, I am just loving it. Am seeing my financial freedom far but atleast am seeing it coming😊😊😊 am about to turn my MMF saving to emergency fund and then start another investment fund, incase I find a good one.
3:26
My main financial goal this year is to start a business and increase my income
I don't even know how to set my financial goals.
Anyway thanks so much, I've never understood what an emergency fund is from all the videos I've been through in UA-cam.Am glad I found you!
I had opened an mmf and SACCO and now I'm thinking I'll turn the MMF one into an emergency fund.
I'm looking forward to watch how sinking and spending funds do work.
I'm headed there immediately.
Thank you!
Nice one, am also looking forward to see how sinking and spending fund work.
What is the advantages of money market over a saving account that does not charge and pay interest?
@@fredleo9213 Did you watch?
Sinking fund hit me hard when my work laptop charger stopped working and I had literally nothing. Not replacing it meant not working and that's how you simply loose your job. My budget was already jotted down and every coin at its place. My miscallenaous money couldn't buy that charger.I couldn't take money for food or bills.So what? I had to take a loan or get into my savings .That's when you know you need a sinking fund for such things. If you have a car ,electronics, and anything that depreciates then you need a sinking fund. Anything can happen anytime . Thank you Susan, this is a transformation.
@@nkkill8 Saccos are good when it comes to taking loans. You'll get a loan that charges very low interest like 5 % .You're given loan thrice the amount you've saved in so long as you have guarantors. The money in the sacco grows too and at the end of every year you get dividends .But in Saccos you just don't withdraw your money. Withdrawing means stepping out of the Sacco. In MMF you can withdraw even the whole amount.
Isn't that awesome?
Run away from current and slippery accounts like mpesa and banks if your goal is saving.Put your money there if it's for spending .
@@standout254 yes I did and I have already opened the sinking fund. I dint just want to wait then learn the hard way
I started saving for my emergency fund in late 2021,it is growing....Trust the process
Happy new year to you. Am yet to set my financial goals but setting up an emergency fund is definitely going to be one of them.
To build my emergency funds thanks for this like your talking to me having been postponing it.
I am looking to invest in the stock market.
Other goals include, going for therapy, traveling, moving out and starting a bookshop!
Me too, have you started yet?
Sis your videos have been very helpful, this is the second video and I feel order, composed and peaceful. I have started with clearing off debts and always draw my budget.... Emergency fund definitely I need this. 🎉🎉❤❤
Happy new year. I got the legacy budget tracker, you have taught me how to save for a purpose rather than just a blanket saving. I am also tracking my expenses. I can't wait to learn more about personal finance from you this year. Thanks for your content.
Hi Coach, this video is so authentic, relatable (its ok to start low, be intentional to build upwards towards that monthly target and finally give it time) and the gems you've shared are achievable. Thank you!!!!!
Thanks coach Susan, I enjoy a little bit of financial freedom, now exploring viable investment options.
My financial goal this year is to set up an emergency fund have been so ignorant so when I saw this notification I stopped whatever I was doing to watch it.
Am so intentional about this and this year I have to do it
I started my e.f in December. I know it's gonna take me years to achieve a one month ef, but am practically boarding. Thanks for the content Susan
How did you start up ?I need your help
@@sulaimahnsereko8561 hi.. as i said, I know it's gonna take me years to create a one month e.f. I it all starts with a positive spirit bro. Just a consistent few coins every month.. ranging from 300_1000. I know it will happen one day.
Thank you Susan, your insights has always been so helpful to me
Thank you so much Susan.
Building an emergency fund is one of my financial goals this year. I've been watching your videos especially on Emergency funds, and this particular one has answered so many of my questions that you have previously not talked about. Thank you so much.
Thank you very much Susan. Giving it time and giving it respect really hit home
You are full of wisdom. Happy new year
I'm new here from South Africa, and I already love your content. [officially subscribed]🤗
Susan thanks alot for causing awareness to many who are sleeping . Iam masinde j from Uganda Kasese. Will continue listening to your videos very educative have shared with my daughter Eng Patience in Kampala.
I remember how this fund became of great help when l was building. I concur with you girl!
I have two goals, grow my emergency account and meet you Susan. You are such an inspiration to me
I have set my financial goals and building my emergency fund is one of the goals....thanks for sharing
I'm obsessed with your videos! Thank you for enlightening us! "Give yourself the permission to start low" 👌🏾
I just love the way Susan explains everything finance with such simplicity and very practical.
Thanks Suzan, this is an item to include in my budgets of 2023.
Thank you for a great video!! I love how the words economy and ecology have the same Latin root word, eco, basically translating to home.
Thanks Susan. I just got to your channel. I am building an emergency fund throught Money Markets with ICEA..your presentation is helpful indeed I have liked and shared...more interaction 2023. Blessing
My financial goal this year is to follow the 52 week mpesa challenge biblically. I did it last year successfully and this year I want to double my savings.
Bonus: another financial goal is to have a meeting between you and our chama to help us with our investment plan. Looking forward to it.
How does it work?
Great idea,
I saved my very first million using the 52 weeks platform. I wish you all the best. I also look forward to having her in our investment chama meeting.
@@jelagatkoimur1038 that's amazing, we have the same goal....thanks
How does this work kindly @@jelagatkoimur1038
Valuable lessons you are gem
I was in work and paying of my student loan which was 37 thousand. then was out of work for two years and I had to use savings because my ex boss was difficult to give any payout. Now I’m in work I checked my balance is 24 thousand. With this new job I can pay it off in two years and 6 months. THEN I CAN START INVESTING AND living my life way I want to. Amen I’m grateful.
Very educative, I have enjoyed the topic.
Thank you for your wisdom, you really helped me with funding the emergency fund especially by funding it with first priority.
Wonderful dear. Thanks
very realistic strategies and doable👍
Was recently referred to you, and I must say I have been missing a lot on saving esp. since I have financial uncertainties, thank you so much Susan, it is really helpful
Wow that is very helpful tips Suzanne thanks for sharing keep it up good work
This is my Newest content I can never skip whenever I hear an alert... thank you Susan
May God bless you abundantly this year and give you alot of peace.
Thank you.
Thank you so much for sharing
Extremely helpful.
Budgeting too 🎉.
Thanks
Watching from South Africa... I enjoy watching your videos
This is lovely Susan, keep transforming the minds. We have to do it anyway, anyhow, anytime
Thanks coach Susan, planning to fund my own this year thanks to listening to your videos
I was refeered to this channel by a friend. I am already loving it.
Good stuff madam 👍. When and where do you hold a class like forum, If any.
~ your regular follower
Much love from Uganda
Very helpful. Thank you
Hey coach, I would like you to talk about saving for your kids and for retirement
Very helpful Susan,God Bless!
Much love Susan ..much love from Dubai …thankyou for this I wish all youths can be empowered looking forward to set a session with you ….cheers and good job
Thank you so much Sussan. I really appreciate your teachings from the bottom of my heart.
Through your teachings, I learnt so many things about financial freedom. It helps me so much such that I do save some money for not only emergency but also for other purposes.
Once again thanks.
Susan this is beautiful; Emergency Fund👌👌
Thank u Babes… bless u
Amazing how she addresses everything
Your videos are always enlightening 👍
Very helpful 💯🤗🙏
New here.And I appreciate the advice
Thanks Suzzy❤ bdw I love your chain, it’s beautiful where did you buy from?
Thank you Susan. i learn alot from your videos. Clarify is Emergency fund same as Money market fund.? I thought savings in a money market fund could be the same as saving for emergencies.....
I don't think it is
Yea it's the same. Point is to have atleast 6months of expenses saved up somewhere
Emergency funds amounts can be parked in your Money Market Fund account as it is easily accessible should you need it. Emergency funds should be liquid so that you have easy access in an emergency.
I have learnt so much....This month I must start an emergency fund
U hv really inspired me since I subscribed.Am looking forward to working hard n following the steps u hv given.Thanks alot
Hi Wankiku. Thanks for the very informative video. How come you don't mention Britam money market fund? anything wrong with it? Please advise
Very educative
The advice is very helpful
Thanks Susan. I have to start this year. I missled myself to invest first which did not work.
Awesome video and helpful strategies! Thank you Susan for sharing your wisdom and knowledge. Have a blessed day and year! 😃❤️
Great video.
I began building an emergency fund in 2022. I had built upto 3 months worth then come 2023 January lost my job ..... been jobless upto today.....Best to say... that emergency fund has been a buffer the past 3 months.
Thanks @susan for sharing. I wish to know , im I going to have a savings different from emergency fund?
I moved to Queretaro at 79 in 2021, when USA became too deadly and expensive. I love this cool and safe city.
Thank God, I do not have to beg for donations. My pension takes care of all, and I always pay it forward to non-beggars. I have been visiting and ' in Mexico, mainly Acapulco
Susan's videos are financially empowering me. My financial perception has improved.
Very valuable information. Thank you
This is great!
Have enjoyed and I'll start it soon
This video is very helpful ❤, thanks so much dear.
Thanks for this video. Very educating
thanks Susan
Thank you so much madam susan I have benefited from it.
Thank you so much for the videos. They are amazing
True. It can be intimidating
Financial goals this year, investing
My goal is to set up an emergency fund.
I am self employed and I always think of business ideas but I seldom have money to do it.
I also want to relocate.
It was helpful. Thanks
Really loved the video. Thank you for the great info. Very practical stuff.
This is great at my forties I hope I will catch up.God bless
Main financial gal is to diversify my income streams to be more than one
Teach me when you find
Very enlightening thanks Sue
Wow!! Susan i have really learnt alot. Thank you so much
wow susan learn alot from this section, asante
Thank you Coach Susan.
Thanks 🙏
@coach Susan, can SACCO deposits count as emergency fund?
Very helpful. God bless you.
Love your content. Like the idea of saving in stages...i.e., 3 months first then 6 months etc.
thank you for this presentation. i need more of this. Malawi.
Wathed completly .Thank you somuch for valuble things🙏
So educative. I'm blessed.
Thank you Susan
Thank you for this clear information. Greetings from The Netherlands