My original retirement plan was to retire at 62, work part-time, and save money. However, high prices for everything have severely affected my plan. I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now. The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before.
I’m 77 and still working full time. I do enjoy my work, it provides me with purpose and has secured my financial future. Most people are too eager to retire as early as possible. Even if you do retire early, best to get a part time job for the reasons cited above, as well as following many if not all of the suggestions in this video.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Rebecca Nassar Dunne turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Appreciate your videos! I’m 54 and younger generations should know there’s no shortcut to acquiring wealth, but there are ways to go about it. Fellow millionaires don’t tell the poor/middle class they need the knowledge of finance coaches to help build their wealth. If anyone here needs a good coach, here’s it..
Creating wealth entails establishing positive routines, I had only $78k to my name at 42 when I first woke up to this reality. I chose the stock market as a medium of growth, got an excellent financial advisor, Financial management is a vital subject that many avoid, often leading to future regrets.
Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $500K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.
I've been working with ‘’ *Rachel Sarah Parrish* ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, Look her up.
1)Pay Off Liabilities 2) No EMI should be Greater than 30% 3)50:20:30 50--Needs Essential Loans n Things 20--Investment saving Wants 30--Wants Term Insurance Health Insurance 6 month Spending Fund Auto sweep or FD with liquidity 4) Retirement Planning 5) Goal Planning Sovereign Gold Bonds 6) Long Goal Planning - More than 5 yrs Invest in MF 7) Invest In Direct Stock or Real Estate
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.
A guy who has gone thru lots of up's and down's and is a trustworthy person as per me. Love you Pranjal. The truth is seen when you propose..love you.. keep it going..wish you all the success
सर आपका वीडियो बहुत ही कम आता है, लेकिन जब भी आता है, बहुत ही लाजवाब रहता है, आप बहुत ही सुन्दर तरीके से setp बाय स्टेप समझाते हैं आपको तहे दिल से धन्यवाद सर ❤❤🎉🎉
I am college student and my internship stipend 6000/ month. 5000 :- Index Fund & Mutul Fund 1000 :- buying books and whatever i want for my self growth.😊
Things appear strange right now. The value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. As someone with retirement funds I'm concerned about the impact of inflation on my savings, I hit $31k today, I am truly grateful for all the knowledge and nuggets you have given me over the past few months started with $11k in few weeks.
Pranjal bhai aap videos to kammal k banate ho.. bahot hi badiya.. kya mein ek request kar sakta hu ? Aap please age group k hisab se investment k options ka video bana sakte ho please? this is very crucial for people like me who are going to move to another age group in upcoming years :) Please do think about this idea. Bahot mota mota dhanyawaad aapka..
However, working with a qualified financial advisor can help you make informed investment decisions and increase your chances of achieving your financial goals.
I appreciate Kumarz and her team for providing valuable investment ideas. Initially, I had my doubts, but it turned out to be a significant change. Thank you, MS Kumarz.
Stock is the oldest online market we have, we employed it because of the highest quality of services it renders and how successful it is. Today we say cryptocurrency too, all I'm saying us that people should also invest in crypto. It would be helpful.
I see health insurance makes sense however getting too much worried about future is something I don't believe in. Have positive thoughts and nothing bad will happen in life. Spend wisely and take care of your loved ones.
Sirji...aapne bola ki 30% of salary se zyada EMI nhi honi chahiye, but aap or many finfluencer ek point hamesha miss karte ho...that is time period...that what should be ideal emi timelines...for example u can mention for home loan try not to have more than 30% emi for 15 year period...similarly car laon 20% EMI for 4 or 5 years...otherwise log 20% k under aane k liye CAR EMI ko 7-8 years ka kar denge aur home loan ko 25-30 saal...this is how mathematics plays
Kamra ji aap ek video is topic par bnaye ki FII AISE STOCK ME KYUN % INCREASE KARTI JISNE FUNDAMENT ACHCHE NHI PHIR FII NE JUN-24 QUARTER ME APNI % INCREASE HAI AISA KYUN KYA UNKO PAHLE PTA HOTA HAI KI STOCK AAGE growth KAREGA
Sir it's a humble request,plz make a detailed video in sbi innovative opportunities fund, sbi infrastructure fund and SBI contra fund ......Thanks ...plz do a favour .
RBI has not yet announced about the SGB 2024-25 series. Last it was issued on Feb-24. There are rumours that government might discontinue SGB. Can anyone provide better update on this.
Hi sir..i am a government employee & i have basic insuarance deducted from my salary itself which is compulsary.alongwith that i have an LIC so i dont have any other health insuarance plans..please guide me that whether i should have a new insuarance or this is enough sir? Thankyou for all your videos.really appreciate the hardwork u & your team puts in this🎉Love your channel sir❤😊
📌 Get spam free advice from Ditto - ditto.sh/as8ghd
Sir aap govt job wale pr video kyu nhi bnate
Wo kese investment kre
Health insurance is a scam
I want some Fin related advise...can we connect over zoom?plz let me know the procedures. @pranjalkamra
@@mr.perfect1164 Mr govt wala already ghush lekar bohot Paisa kiya hai uko Nehi chaiye
My original retirement plan was to retire at 62, work part-time, and save money. However, high prices for everything have severely affected my plan. I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now. The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before.
I’m 77 and still working full time. I do enjoy my work, it provides me with purpose and has secured my financial future. Most people are too eager to retire as early as possible. Even if you do retire early, best to get a part time job for the reasons cited above, as well as following many if not all of the suggestions in this video.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Rebecca Nassar Dunne turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Thank you so much, this is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon.
Appreciate your videos! I’m 54 and younger generations should know there’s no shortcut to acquiring wealth, but there are ways to go about it. Fellow millionaires don’t tell the poor/middle class they need the knowledge of finance coaches to help build their wealth. If anyone here needs a good coach, here’s it..
l made better decisions that grew my finances (over 1M in 2yrs) with heIp of my financiaI pIanner. Got my 3rd house Iast month, and will retire soon.
Elizabeth Greenhunts
get to her with her name..
Kudos..
Many needs this info. Good stuff.
Creating wealth entails establishing positive routines, I had only $78k to my name at 42 when I first woke up to this reality. I chose the stock market as a medium of growth, got an excellent financial advisor, Financial management is a vital subject that many avoid, often leading to future regrets.
Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $500K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.
I've been working with ‘’ *Rachel Sarah Parrish* ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, Look her up.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
1)Pay Off Liabilities
2) No EMI should be Greater than 30%
3)50:20:30
50--Needs Essential Loans n Things
20--Investment saving Wants
30--Wants
Term Insurance
Health Insurance
6 month Spending Fund Auto sweep or FD with liquidity
4) Retirement Planning
5) Goal Planning
Sovereign Gold Bonds
6) Long Goal Planning - More than 5 yrs Invest in MF
7) Invest In Direct Stock or Real Estate
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.
Her name is “Annette Christine Conte” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
A guy who has gone thru lots of up's and down's and is a trustworthy person as per me. Love you Pranjal. The truth is seen when you propose..love you.. keep it going..wish you all the success
You are one of the best finance UA-camr forever❤
🙏🏼🙏🏼
Hello sir,
Mai apka starting journey partner hu sir..
U are really great man..
Aap such mai mere financial and being good human wale3 teacher ho..❤❤❤
सर आपका वीडियो बहुत ही कम आता है, लेकिन जब भी आता है, बहुत ही लाजवाब रहता है, आप बहुत ही सुन्दर तरीके से setp बाय स्टेप समझाते हैं आपको तहे दिल से धन्यवाद सर ❤❤🎉🎉
I am from Bhilai working in Indian Railways reading your book Investonomy. THANKS 😊 for helping us.
One of my favorite financial guidance person..thank you pranjal bhai..❤💙
You are great because like a parent you give us financial advice and save us from going on the wrong path.❤
I am college student and my internship stipend 6000/ month.
5000 :- Index Fund & Mutul Fund
1000 :- buying books and whatever i want for my self growth.😊
Bhai life enjoy kro ye din wps nahi aayege
Tum logo ko itne rupy deta kon hai be 😂😂 but good right time to invest 🎉
kaisa pagal hai be tu
Make it reverse
Mein bhi studenu hu earning 20k/ month as a free lancer@@ajeetsinghpanwar
आपसे बहुत कुछ सीखने को मिलता है❤❤❤❤❤
Thank you sir, apne paise bchana sikhaya h
Love with heart ❤
Best financial teacher on youtube
Loved your content man. Precise and clear.:)
Sir Maine Aaj financial planning ke bare me soch raha tha aur Aaj hi Aapka video bhi Aa gya wah gajab thank you sir
Congratulations for 500 videos
Yaar tum bahut honest ho.....
Things appear strange right now. The value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. As someone with retirement funds I'm concerned about the impact of inflation on my savings, I hit $31k today, I am truly grateful for all the knowledge and nuggets you have given me over the past few months started with $11k in few weeks.
I'm a newbie in investment, can you guide me on how did it?
Please can you leave the info of your Investment advsor here? I'm in dire need for one
she's mostly on Telegrams, using the user name
Clara Brandon
this is her user name
Everyone needs more than their salary to be financially stable. Investing it with a reliable source is the best
First time I have seen Pranjal sir on Full shirt .Looking Dashing
Genuinely.. tell the bottom of my heart..
This video required each of the very youths and others also .... ❤. Thank you sir for this type of content
Aap bahut saral or achhe plan btate hain .thank u
Guruji ho ap..
Life changing person..
Why are you so genuine? ❤
चार महीने पहले मैं आपकी बहुत ही ज्यादा वीडियो देखता था,आज बिंदास इंनवेस्टर हूँ,फंडामेंटल को बहुत अच्छे से समझ चुका हूँ। थैंक्स❤❤❤❤
Best financial influencer of my life ❤
Your guidelines are very very useful so thx sir ,Jai हिन्द sainik ki taraf से
Which kind of influencer we need to grow India better way, thanks Pranjal for telling truth
Grate to See boss, Bahut Badiya bhai.
actually 30% jise aap wants kah rahe ho ,wo nirmala sitaraman ka wants (tax) hai bhaiya.
Absolutely. We have to kick out bjp
Right
😂😂
😂😂 💯
Hi@@rustam334
No बकवास सीधी बात, धन्यवाद
U are Superb Sir.
Thankyou❤
Sir your the best of financial planning. Please can you make a series for ETF investing 🎉
Bharosemand youtuber for aam admi ❤ following from past 4 years . Loved ur content
Sir U r inspiration for many of us
Frankly speaking...This bery very high level information and already spreaded by many people.... Don't mind this is my observation
Excellent content as it is coming from your heart and soul
❤ super sir
Labh milega bahut
Congrats. 500 videos up🤞...
Pranjal bhai aap videos to kammal k banate ho.. bahot hi badiya.. kya mein ek request kar sakta hu ? Aap please age group k hisab se investment k options ka video bana sakte ho please? this is very crucial for people like me who are going to move to another age group in upcoming years :) Please do think about this idea. Bahot mota mota dhanyawaad aapka..
Jabarjast content ❤
However, working with a qualified financial advisor can help you make informed investment decisions and increase your chances of achieving your financial goals.
I appreciate Kumarz and her team for providing valuable investment ideas. Initially, I had my doubts, but it turned out to be a significant change. Thank you, MS Kumarz.
Low income people are suffering to survive, I appreciate her she's a great personality in the state, Imagine receiving $13,670 in a few days...
SHE'S MOSTLY ON TELEGRAMS APPS WITH THE BELOW NAME
KUMARZSHERRY
👍
Everyone’s needs a different stream of income, such as where one can invest some parts of his or her monthly income.
Video start 2:40
Bhut pakata hai yeh 😂
Bro can you teach DCF valuation method please. I think so far you are only UA-camr who’s been straightforward and clear.
Thank uh sir ❤
Aap aur D.Rathee. Bas do insan hain jo sahi lage. Allah bless you both.
Dhruv Rathee one sided Aadmi hai bhai...
Kitni asani sa jhut bol diya allah apko budhi da
Thank you so much sir pichhle 5 sal se juda hua hoon ❤❤❤❤
Thank u 🙏🏼
Stock is the oldest online market we have, we employed it because of the highest quality of services it renders and how successful it is. Today we say cryptocurrency too, all I'm saying us that people should also invest in crypto. It would be helpful.
Did you just mention Mrs VictoriaLisa here I thought I'm the only one who knows her very well
Thanks for the insights. Your honesty made me to buy finology subscription. Enjoying bit by bit. ❤
Right sir
Knowledgeable video ❤
Excellent sir ❤🎉
Thanks for your genuine advice ❤
I see health insurance makes sense however getting too much worried about future is something I don't believe in. Have positive thoughts and nothing bad will happen in life. Spend wisely and take care of your loved ones.
Good job 👏🏻 I appreciate
Hi sir your my financial guru thank you
always a better advice from your side
Simply Brilliant👍👍
Good explanation...❤
Make video on 2024 economic survey
Nowadays Health Insurance is most important because as you say "Beemar koi bhi ho sakta h" its now "Beemar har koi ho raha hai".
Love you sir ❤❤❤
*Please make a video for goverment employees whose salary is around 30k after NPS investment by the goverment*
आपकी बातें काफ़ी हद तक सही और सटीक होती है आपका बहुत बहुत आभार 🥰🙏
Dear sir 🙏. Sir middle class financial trap pe ek video jaroor banayiye. Plz sir🙏.
Excellent presentation. Thank you very much.
I believe you, i don't know why
Sir please make a video On Real Estate Investment Trust 🙂
Sir please ek practical video bna dijiye ki index fund, etf, yha mutual fund m every month kese SIP kre please sir
Very nice video
Good work pranjal bhai❤
Which is the best investment app? Please suggest
Great Advice🤩
Sir ..
Please .. please make video on SWP .. 🙏🙏
Good discussion
sir please create a detail video on SWP
Sgb series aayegi kya sir isi saal ki?
Sirji...aapne bola ki 30% of salary se zyada EMI nhi honi chahiye, but aap or many finfluencer ek point hamesha miss karte ho...that is time period...that what should be ideal emi timelines...for example u can mention for home loan try not to have more than 30% emi for 15 year period...similarly car laon 20% EMI for 4 or 5 years...otherwise log 20% k under aane k liye CAR EMI ko 7-8 years ka kar denge aur home loan ko 25-30 saal...this is how mathematics plays
Recently i read somewhere, RBI has closed sovereign gold bonds for new investors
Kyaa hi baat hogi jb do legends Ankur Warikoo aur Pranjal Kamra sath mai podcast banaye 🔥🔥🔥
Hi pranjal sir can you please tell me how to invest FIRE amount 😊 . I kindly request you to make video on this
Kamra ji aap ek video is topic par bnaye ki FII AISE STOCK ME KYUN % INCREASE KARTI JISNE FUNDAMENT ACHCHE NHI PHIR FII NE JUN-24 QUARTER ME APNI % INCREASE HAI AISA KYUN KYA UNKO PAHLE PTA HOTA HAI KI STOCK AAGE growth KAREGA
Sir it's a humble request,plz make a detailed video in sbi innovative opportunities fund, sbi infrastructure fund and SBI contra fund ......Thanks ...plz do a favour .
Direct large cap stocks can also be used for our goals
Try to make video on financial planning while planning for kids
THANK YOU SIR 🙏
Good theory 😊 but we Indian fulfils our needs firstly then others are secondary
Sir U.S. me investment ke baare me bhi video banaye.
I bought Max life term insurance after watching your video, can you please make a similar video on health life insurance.
Can you please throw some light on the future of SGBs? Will RBI issue new tranches of SGBs?
RBI has not yet announced about the SGB 2024-25 series.
Last it was issued on Feb-24.
There are rumours that government might discontinue SGB. Can anyone provide better update on this.
Your activeness 🤗🤗🤗
How to plan wedding in this kind of saving investment ? Please make a video on this
Please can you advice best way to buy gold bonds..
Kindly make video about how to invest lumpsum amount
Hi sir..i am a government employee & i have basic insuarance deducted from my salary itself which is compulsary.alongwith that i have an LIC so i dont have any other health insuarance plans..please guide me that whether i should have a new insuarance or this is enough sir?
Thankyou for all your videos.really appreciate the hardwork u & your team puts in this🎉Love your channel sir❤😊
Thanks @pranjalkamra, men pichale 3 saal se aapki recommendation use kar rha hun , bahut ache return aa rhe hain plus loss bhi nhi hue