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I love how Ranveer explains after every question's answer from the guest... Sometimes it gets tough for me too process what the guest has said and then ranveer explains .. I love it Ranveer ❤
My 6th standard son is interested in your podcast, ofcourse its through me but imagine the amount of interest your podcast is creating. He is asking me to check with you about future goals that a school going student need to understand be it studies or sports or anyother category. I was surprised with his qiestion.😊
Ranveer sir aap bahot achha kam kr rahe ho..maine aapke sabhi podcast dekhe he...BK shivani ji sahi kehati hai.. aap jaisa logo ko achhe chije doge aapko return vaise hi chije milenge... thank you so much sir❤❤❤❤❤
Start investing sooner, 28;years old. started working for last 7 years. But not able to save or invest. But yes due to planing could buy my bike and renovate my home not very big i have one. But yes today I have only 70k in my account. Not investment at all.
Hats off Ranveer, at your age the maturity you have to handle different kinds of conversations, is phenomenal. Wearing the hats of different kinds , ages, classes of viewers putting the questions is not easy. Superb job
Good morning Bhai, Me gym ja Rahi hu, But I am here to tell you that last night I did meditation guided by you beginner meditation, and I love it, thank you so much yarr, youth like me very grateful for this all things which you providing us unconditionally, now you're part of my life, and I love you brother 🤌
if a 20 year old person is having 60% in debt, thats a sure shot way of remaining poor throughout your life. i am in stock market for last 15 years. and there have been ups and down but overall, market will always grow in long term.
One thing I love about you is you never set back to take risk, I mean your podcast is a wholesome of all cereals may it geopolitics, spiritual, entrepreneurship, comic , emotional. Just it takes you through the diverse waves and you should explore more genres now Ranveer ❤❤❤❤ stay happy mann. You are 😊
in some cities rent of fully furnished room is 12k-14k and around 1k electricity bill for commercial buildings and breakfast, lunch , dinner cost 6k-8k per month if you own a scotty as a student petrol expenses are around min 3k-6k per month this is what a standard living in a metro city looks like 25k-30k is gone in day to day expense if we talk about gen-z who are from upper middle class
Ranveer Bhaiya please don't forget to make a career counseling podcast . There are many students like me from tear 2 or 3 cities who want to do something but lack proper guidance. Even though we want to do something their is a fear of first step. I request you to please do something about it. Most of your audience are teens like me who wants to do something for our nation and you have to help us ❤ Lots of love from Champaran Bihar😊
So true.. i have done mba from a top tier college.. what it gave me was my first job 14 years back… post that it’s all on me.. same with engineering or any other course.. my personal opinion, don’t spend too much money on a degree.. make sure whatever degree course you are doing gives you a good return on the money you have spent.. and on a personal note, be very careful when you are planning to study abroad it’s too expensive especially in a couple of countries who are considering Indian students as cash cows..
I am beginner, I have seen full podcast & learnt so much from this podcast... Thank u so much Ranveer 🤟🏻👏🏻 Pls bring these type of more guests to educate us 🙏🏻
For senior citizen only FD..v secure.Mostbolder people cannot take risks.. Some MF can be SWAP if u have the xtra 25lakhs ..hdfc balance fund pretty good..after one yr withdraw 4perc every month.
Watched whole podcast and Learnt alot (literally needed that advices) ❤I'm Still in 17. I want be most aware of finance,I will continue watching more of these content ❤
I really admired Saurabhs thinking. He spoke about how the inflation affcts midde class more than people in metro cities. He is in touch with the real life. Such people are much needed. Influencers who talk about only stocks and supercars are if no use for a person who runs a family.🎉
Very good first step for young investors. Lot of fundamentals and approach on spot. 👍🏻 But overall this episode could be more insightful. Saurabh over emphasised on FD. This episode became more about FD than personal finance unfortunately. He totally skipped the MOST crucial safe longest term investment: PPF. Starters must and must know about this powerful and primary investment option. What should be your shares & MF mix, how much should you spend on personal life and what are the ways to do it, was so much needed. How to bring financial discipline? Which apps you should uninstall which lead to binge spending, etc? All totally missed out. How auto sweep can be used. Personal budgeting, vacation planning, tax planning. So much more. Yes it would be a long episode but what is needed is needed. Ranveer’s crisp and on spot distillates were the best and most insightful in this episode. Besides, that RBI insurance thing about FDs. Look forward to a really bullet points, roadmap kind of episode on this FOUNDATIONAL TO LIFE topic: Personal Finance.
Exactly! For few minutes I thought by stable money he meant FD, Gold etc😂. Later realized, he was promoting his startup. Also, he was talking positive about startup culture. Hence, it all added up eventually. But my key take away from this would be that Indian stock market is hunky dory for now. And our stock data has only seen slowness of max years(2008-9 recession) or even covid. But there has been a time where this slowness lasted for a decade like the great depression in US. Again followed by WW2. So we really can’t say slowness will be for 2 years. In such cases, there is a good chance that bigger companies would wipe out during this period. So lets “wait and watch” for next 6months to an year.
Ye sb marketing hi hoti h podcast krne wala pese leta h samne Wale ke brand ko promote krne k liye or ase dikhate h jese they r best. It's normal. Everyone is doing this on u tube.
As a fervent investor, I frequently ponder the methods and routes through which successful investors accumulate fortunes in the millions. Despite having a significant starting capital, I'm unsure about the precise strategies or channels that would lead to gains surpassing $400k, akin to those achieved by others recently.
The strategies are rigorous for the regular person. In fact, they are primarily executed successfully by professionals who possess a great deal of expertise and knowledge to carry out such trades effectively.
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
I conducted an online search using her complete name and located her page. Subsequently, I reached out via email to schedule a call for a discussion; I am now awaiting her response.
Ranveer I also did not do an mba despite family urging me constantly. 15 years later I have a good career, I never missed being mba. Also I woukd have been miserable with mba becoming a manager etc as I would be leaving my favourite skill 😊 🎉
Ranveer you are authentic and real person helping many people with right information!! Very people like you.. I really appreciate your work. Love it❤❤❤
Everything was absolutely great regarding the pod cast, but but but in the example where ypu have 22K as a salary and mentioning 6 to 8K as the expenses of a month including stay, food and travel is just a myth even in a tier 2 cities. AGREE..?
If you are someone from the Finance background and Into selling your products or services, like me. You would instantly understand this is a very subtle and brilliant way to Promote your business. I wouldn't say this isn't informative but somehow this has become the new way of Advertisement. Subtly talk good and promote the product without letting anyone know. Co-founder of Stable money only talking and appreciating FDs for an hour. What do you think he's trying to convey? And isme ultimately kiska fayda hai? Think about it....
The truth is the return of FD is less than the rate of inflation in the longer run. There's no gain in the end and the real thing is the diversification of your investment he has not emphasized this but has just advertised his company
True i was also thinking that way only while watching this podcast……the guest was emphasising more on not taking risk and make FD while indirectly promoting their business by saying there is no one to help or advise financially to the middle class and above middle class people. There is a say that “if you can’t convince them confuse them”. That’s exactly what this guest is doing first he is creating doubt and advising not to invest in mutual fund and stocks and on the other hand saying take help from some financial advisor.
I just loved this video and content. Thanks to both of you. Recently I have been watching so many videos on financial investment and my mind was like merry go round.... I was so frustrated and now after watching your videos I think am going to sort some things......
I have watched more than 95 podcasts on your channel till now and I will continue them. A lot to learn from people you invite on your show and from you as well. Hope that you will remain the best podcaster of the time always. Jai Shree Ram🟠
Kya banda ho yaar tum ranveer...jo v questions mann main ata hai woh hi tum puchte jaate ho..ans milte jaate hain . bestest podcasts tum hi kar rhe ho..hats off
Our parents always had this sadness in their heart that they were not able to multiply their money, but today we have TRS, outstanding people sharing finance knowledge & I think this money saving, multiplying strategies are applicable & must be executed by people of all age group. Let's add a new tagline to "Happiness through curiosity from today onwards & it's "Show your momma TRS 🎬🎧🚀🎙️📽️💛💛. Love your outfit ❤❤
Invest in a competent financial therapist without a doubt. There are blind spots for everyone when it comes to money. I moved to New York and began consulting with mine in Washington. In the last eight months, I moved from making a pitiful 500k to exactly 662k, all thanks to a strategy and a growing fondness for spreadsheets. This gives me a lot of hope for 2024
In their portfolios, everyone needs a margin of safety. It's not possible for me to give specific guidance, but speaking with a fiduciary advisor is essential for sensible portfolio restructuring.
Ur dealing with best subjects very gently. Plz if possible plz invite CA Rachna Ranade even she is too good in finance n very simple way to understand. Thank you. N All the best.
But FD is just to save money! Reason: 7-8% interest rate and FD is ETE. Taxable on interest earned which makes the ROI to be approx 6-7%. 6% is not enough to beat inflation.
I thik there is not such financial tool which can beat inflation you never know what will happen next ....So secured fun some amount INSURANCE which provide sovereign guarantee..
Sir app tw abhi kavi v Lamborghini ya Ferrari le sakte ho tw apko lag raha hai ki usse kuch farak nhi padhta lekin mai tw 19 ka hu aur mere financial condition v acche nhi hai tw mujhe sachme farak padta hai. Sir I actually want to say that if we don't have large goal then we can't achieve much in our life or career. Apart from this I am a huge fan of you.I love your podcasts and I gain too much knowledge by hearing these.❤❤❤❤❤❤❤
It was very insightful podcast as Saurabh Jain sir said It is very important to understand the Basics of finance for personal finance and growth . Thank You bringing such Podcast Ranveer Sir and I hope in future also we'll able to see more content related to finance .
Ranveer sir , alsi known sachin bansal , Bhavesh, as he work on content, so beautiful and hard working, I am a big fan of you, I like ur all podcast, it gives me new version of my life, please keep it for India, our Flipkart is your channel ( hope you understand our feelings) ❤❤❤ thanks 🙏
The point abt hving safety net (contingency fund) is the fundamental of personal finance... glad to see this podcast is circled around this... Cash bal over & abv safety net should be invested in equity for 10+ yrs as equity has hardly given negative returns over 10+ yr
1st invest in your health that is term insurance, health insurance, life insurance, then FDs, land, gold bars or gols bonds etc then go towards share, stocks, mutual funds etc .
@@Doomedgorilla Haan haan...in today's age, everything goes. You can even say that one should finish masters before class 12 boards in the name of personal opinion and priority
Amazing discussion. I left my work to listen to this podcast carefully to avoid missing any information. I am on the right track to investment. However, sometimes, I feel it's a slow process. But getting Bugatti is only possible by doing one's own business.
Hey buddy, love you trust you and use your podcasts for my life's journey. Thank you so much for doing this financial management EP at the very onset of 2024. I have done my first small investment in FD through Stable money app
Super brilliant questions and very transparent unbiased answers .you are just reaching to every aspect ,dimensions,angles ....Ranveer .great very admirable research team work!sauabh jain explained and simplified the subject for every generation !!shining Ranvindia!!!!feelingproud as subscriber 😊tons of best wishes for your podcost!
Overall great knowledge except calculation of someone earning 20000 and living out of home at different city ,very difficult to save more than 5000 to 7000 Advise about safe investment is great but involving in mutual fund for long term will also be needed with learning Thanks to both of you for great session 🙏🙂🙏
It's always a honor to have you here as a mentor, I appreciate you for the time being spent to educate us financially. Regardless of how bad it gets on the economy, I still make over $28K every single week. I truly value Annie Davis and her helpful guides.
I know Annie. She has really set the standard for others to follow, we love her here in the UK as she has been really helpful and changed lots of lives.
No doubt. The very first time we tried, we invested $2000 and after a week, we received $8,500, that really helped us a lot to pay upfront our bills.❤❤❤
Luv u ranveer aaj kal podcast dekhne main maja se sath bahut kuch sikhne ko mila hain pahle pahle apki adhi aur. I think adhi bhi nahi small shots dekhta tha par aaj yehai wali podcast dekhne main bahut acha laga bahut knowledge mili sir thanku saurabh sir and thanku ranveer sir lots of love jai shree ram
Hi Ranveer, 6:58 correct me if I'm wrong,Here Mr saurabh said there was high inflow of FII in last 3-4 years, however as per the data till 2023 December FII were selling their stakes and it was retail and domestic institutions who bought more than them.. kindly check and update
It's very easily said than done! I think he's too much optimistic about deflation in India, that someone earning 22k monthly will have rent,food & commute expenses of 7k and save 15k. Kaise bhai?
Exactly Woh khud kabhi room lekar raha ya nahin raha yeh clear nahin 20 saal pehle 7000 ka kharcha aa jaata tha in sab cheez par Aajkal toh room plus basic minimum meals agar ghar par banao tab bhi 7000 mein hoga ya nahin I doubt
As a professional Adviser in Australia from an Indian background, my feedback: 1. You still need your money to grow in retirement, hence need your investments in growth assets too. 2. If you are away 25-30 years from retirement, you don't need a lot in defensive assets. 3. Take professional advice as it keeps checking on your biases. It also helps you to build strategies based on your goals.😊 Cheers Aziz
Good insights. Fully agree that the life's most important 4 questions: Whom to marry, which city to live in, where to invest, which career to choose; are not taught in the education system.
Wealth is built in both bull or bear market and also wealth transfers from the impatient to the patient. One of the best ways to succeed in crypto is by trading your assets with a good strategy....
I want to compliment you, you have said it all. I am a little business owner and I really want to expand my business to the next level by making myself an investor but I really don't know how to go about it..
It would be great to have embedded English subtitles since you can only activate the English ones on web browser UA-cam and I usually watch your videos on TV/phone.
This is the most realistic piece of advice I ever heard in my entire life about personal finance I am a finance student and thank you ranveer bhaiya and Saurabh sir 🙏
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Ranveer Bhai please Sudhanshu Trivedi
Om swami plz bhae
Bring rajshri rest all are ok.
Jai shree ram
Are bro itane podcast kese bana lete ho me aek podcast dekhaleta huto dusara aa jata he 😅😅😅
Money is like a glue which makes family balanced ..
Definitely it's going to be a great financial quote for future generations 🙏
Good, Money is like a glue which keeps family balanced, if the same glue turn out to be Fevicol of greed it destroys very well bounded families.
i love you u marry me
@@Zeropayofficial I am ready
Can any one tell me bank dubta h aur stocks ka paisa ka kya hoga
Bank to sirf 5 lakh tak hi money security deta h
@@Zeropayofficial❤
I love how Ranveer explains after every question's answer from the guest... Sometimes it gets tough for me too process what the guest has said and then ranveer explains .. I love it Ranveer ❤
My question
I am below of poor line
Then how to improve
With Online work
My 6th standard son is interested in your podcast, ofcourse its through me but imagine the amount of interest your podcast is creating. He is asking me to check with you about future goals that a school going student need to understand be it studies or sports or anyother category. I was surprised with his qiestion.😊
Extremely intelligent child
Great your child is so matured
Ranveer sir aap bahot achha kam kr rahe ho..maine aapke sabhi podcast dekhe he...BK shivani ji sahi kehati hai.. aap jaisa logo ko achhe chije doge aapko return vaise hi chije milenge... thank you so much sir❤❤❤❤❤
I'm a 20 years old and this is what i was looking for. Learned a lot new things about finance , thank you❤ looking for more podcast like this
India if retains Modi will have great time for next 5 yrs so just stay invested in stock market as the top might take 15 yrs to reach.
Start investing sooner, 28;years old. started working for last 7 years. But not able to save or invest. But yes due to planing could buy my bike and renovate my home not very big i have one. But yes today I have only 70k in my account. Not investment at all.
Apni age 😂
Abey paise toh kama le pehle
Hats off Ranveer, at your age the maturity you have to handle different kinds of conversations, is phenomenal. Wearing the hats of different kinds , ages, classes of viewers putting the questions is not easy. Superb job
Good morning Bhai,
Me gym ja Rahi hu,
But I am here to tell you that last night I did meditation guided by you beginner meditation, and I love it, thank you so much yarr, youth like me very grateful for this all things which you providing us unconditionally, now you're part of my life, and I love you brother 🤌
Which type of meditation?
if a 20 year old person is having 60% in debt, thats a sure shot way of remaining poor throughout your life. i am in stock market for last 15 years. and there have been ups and down but overall, market will always grow in long term.
One thing I love about you is you never set back to take risk, I mean your podcast is a wholesome of all cereals may it geopolitics, spiritual, entrepreneurship, comic , emotional. Just it takes you through the diverse waves and you should explore more genres now Ranveer ❤❤❤❤ stay happy mann. You are 😊
Thank you. Sending you lots of love ❤
i love you
Chaal Jhooti…
@@ranveerallahbadiachaal jhootthhyya
M@Zeesm ozruoo🎉❤❤😂😂😂ropayowfficialeeekyeksy
in some cities rent of fully furnished room is 12k-14k and around 1k electricity bill for commercial buildings and breakfast, lunch , dinner cost 6k-8k per month if you own a scotty as a student petrol expenses are around min 3k-6k per month this is what a standard living in a metro city looks like 25k-30k is gone in day to day expense if we talk about gen-z who are from upper middle class
Ranveer Bhaiya please don't forget to make a career counseling podcast . There are many students like me from tear 2 or 3 cities who want to do something but lack proper guidance. Even though we want to do something their is a fear of first step. I request you to please do something about it. Most of your audience are teens like me who wants to do something for our nation and you have to help us ❤
Lots of love from Champaran Bihar😊
Tier
Tier bro not tear or tyre
Pehle apna English ko improve karo phir career me acha karoge
@@jdtalks24x7English foreign language hai.... Career ka usse koi lena dena. Nhi
@@Toytuk-kx3xl you are living like a frog in a well. Job ke liye English sabse jyada important hai.
bohot sweet ho yaar Ranveer.....I just cried out when you said ki MAROGE TO FERRARI SAATH NAHI LE JAAOGE❤❤
So true.. i have done mba from a top tier college.. what it gave me was my first job 14 years back… post that it’s all on me.. same with engineering or any other course.. my personal opinion, don’t spend too much money on a degree.. make sure whatever degree course you are doing gives you a good return on the money you have spent.. and on a personal note, be very careful when you are planning to study abroad it’s too expensive especially in a couple of countries who are considering Indian students as cash cows..
I am beginner,
I have seen full podcast & learnt so much from this podcast... Thank u so much Ranveer 🤟🏻👏🏻
Pls bring these type of more guests to educate us 🙏🏻
Good to see Saurabh here ! Happened to be my schoolmate from Aurangabad ( Chh. Sambhaji Nagar) - Guy has come a long way ! Best Wishes Bro😊
Oh wow I didn’t know this. I am also from Ch. Sambhajinagar. Which school you were in?
LORD ASUR COLLEGE OF INTIMATE BIOLOGY
@@nachiketnisal4027 Anant Vidya Mandir n then Saraswati Bhuvan 😊
A big thanks to ranveer sir for making things available easy for all the things going on in the world
This show is a learning experience.. please bring someone who can guide senior citizens in financial planning
Book fd secure option
Why to suggest without knowledge
The worst investment option is fd
For senior citizen only FD..v secure.Mostbolder people cannot take risks..
Some MF can be SWAP if u have the xtra 25lakhs ..hdfc balance fund pretty good..after one yr withdraw 4perc every month.
youtube.com/@Investing_Ideas?si=QMkYN11h_F_rpD_e
Watched whole podcast and Learnt alot (literally needed that advices) ❤I'm Still in 17. I want be most aware of finance,I will continue watching more of these content ❤
ahhh, my competition.
I really admired Saurabhs thinking. He spoke about how the inflation affcts midde class more than people in metro cities. He is in touch with the real life. Such people are much needed. Influencers who talk about only stocks and supercars are if no use for a person who runs a family.🎉
Very good first step for young investors. Lot of fundamentals and approach on spot. 👍🏻 But overall this episode could be more insightful. Saurabh over emphasised on FD. This episode became more about FD than personal finance unfortunately. He totally skipped the MOST crucial safe longest term investment: PPF. Starters must and must know about this powerful and primary investment option. What should be your shares & MF mix, how much should you spend on personal life and what are the ways to do it, was so much needed. How to bring financial discipline? Which apps you should uninstall which lead to binge spending, etc? All totally missed out. How auto sweep can be used. Personal budgeting, vacation planning, tax planning. So much more. Yes it would be a long episode but what is needed is needed. Ranveer’s crisp and on spot distillates were the best and most insightful in this episode. Besides, that RBI insurance thing about FDs. Look forward to a really bullet points, roadmap kind of episode on this FOUNDATIONAL TO LIFE topic: Personal Finance.
Bhai aisa feel huwa jaise real investment knowledge ke jagah jyada FD aur inke Company ko promote kare hai
Absolutely correct 💯, proper advertising and some misinformation
Yes 🙌
real.
Exactly! For few minutes I thought by stable money he meant FD, Gold etc😂. Later realized, he was promoting his startup. Also, he was talking positive about startup culture. Hence, it all added up eventually.
But my key take away from this would be that Indian stock market is hunky dory for now. And our stock data has only seen slowness of max years(2008-9 recession) or even covid. But there has been a time where this slowness lasted for a decade like the great depression in US. Again followed by WW2.
So we really can’t say slowness will be for 2 years. In such cases, there is a good chance that bigger companies would wipe out during this period. So lets “wait and watch” for next 6months to an year.
Ye sb marketing hi hoti h podcast krne wala pese leta h samne Wale ke brand ko promote krne k liye or ase dikhate h jese they r best.
It's normal. Everyone is doing this on u tube.
As a fervent investor, I frequently ponder the methods and routes through which successful investors accumulate fortunes in the millions. Despite having a significant starting capital, I'm unsure about the precise strategies or channels that would lead to gains surpassing $400k, akin to those achieved by others recently.
The strategies are rigorous for the regular person. In fact, they are primarily executed successfully by professionals who possess a great deal of expertise and knowledge to carry out such trades effectively.
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
That makes a lot of sense; unlike us, you appear to have the market figured out. Who is the coach?
Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
I conducted an online search using her complete name and located her page. Subsequently, I reached out via email to schedule a call for a discussion; I am now awaiting her response.
Ranveer I also did not do an mba despite family urging me constantly. 15 years later I have a good career, I never missed being mba. Also I woukd have been miserable with mba becoming a manager etc as I would be leaving my favourite skill 😊 🎉
Ranveer you are authentic and real person helping many people with right information!! Very people like you.. I really appreciate your work. Love it❤❤❤
I am a full time Insurance agent. This conversation is really motivational for me.
This podcast 🎙 is a reminder 🧠 for financial year 2024-25 💰, including shares, mutual funds and investments 🙏🏻.
4ra ka verification process bhi bohot smooth hai yaar quickly complete ho gaya 😍💯
Successfully made my parents TRS fans. Aapki vibe hi aisi hai. People automatically attract towards you 😭❤️
Sending you and them lots of love 😊❤
Thank you for watching 😊
The way we look at the money when we have it and when we don't have it, is totally different
Everything was absolutely great regarding the pod cast, but but but in the example where ypu have 22K as a salary and mentioning 6 to 8K as the expenses of a month including stay, food and travel is just a myth even in a tier 2 cities.
AGREE..?
Exactly
Exactly, I was about to comment on that part.
At 6min u were asking questions just what we audience felt you are making it easy to understand by asking your queries .Thankyou
If you are someone from the Finance background and Into selling your products or services, like me. You would instantly understand this is a very subtle and brilliant way to Promote your business. I wouldn't say this isn't informative but somehow this has become the new way of Advertisement. Subtly talk good and promote the product without letting anyone know. Co-founder of Stable money only talking and appreciating FDs for an hour. What do you think he's trying to convey? And isme ultimately kiska fayda hai? Think about it....
The truth is the return of FD is less than the rate of inflation in the longer run. There's no gain in the end and the real thing is the diversification of your investment he has not emphasized this but has just advertised his company
True he only pramote fd not gold & real estate
Yes Jay, I agree with you. Every 10 mins, safe investment options are being promoted and so many disadvantages of MFs, stock ls and AIS.
@@UnreportedHuMain Exactly, now it has that soft manipulation on those viewers who think this is pure unscripted podcast. Weird isn't it
True i was also thinking that way only while watching this podcast……the guest was emphasising more on not taking risk and make FD while indirectly promoting their business by saying there is no one to help or advise financially to the middle class and above middle class people. There is a say that “if you can’t convince them confuse them”. That’s exactly what this guest is doing first he is creating doubt and advising not to invest in mutual fund and stocks and on the other hand saying take help from some financial advisor.
Mind Blowing video........Hats off to Saurabh Jain & Ranveer Allahbadia
I simply love you finance related podcast. Keep doing Great, Ranveer bhai!!
Very sensible discussion. Otherwise most influencers want to sell some useless course or the other.
I just loved this video and content. Thanks to both of you. Recently I have been watching so many videos on financial investment and my mind was like merry go round.... I was so frustrated and now after watching your videos I think am going to sort some things......
4RA ka interface bohot easy aur clear hai, sab kuch easily manage hota hai
I have watched more than 95 podcasts on your channel till now and I will continue them. A lot to learn from people you invite on your show and from you as well. Hope that you will remain the best podcaster of the time always.
Jai Shree Ram🟠
True😊
@@vkppuri2086 ☺️
Really Ranveer your thoughts are actually very true facts and are really required for all Indians to know..Much thanks for creating this!!
Ignore this guys invest wherever you want to be..yaad rakhna market aur insaan dono ko in the end upper hi jyana hai
Perfect line😅
Rightly said
Looks like u watch the wint series too 😂 this like was said their 😊
CA Rachna Ranade ka dialogue hai woh😂😂😂😂
Market or mutual fund agr niche jaega to upar bhi jaega ek chiz is bande ni sahi bola that to have patience
I watching this podcast at 2.30* mid night find so so knowledge even couldn't slept. Anyway ranveer keep sharing such amazing podcast. Keep it up.
Full of Relevant, meaningful and helpful insights. @SaurabhJain , grateful to you for putting this all together 🙌
Kya banda ho yaar tum ranveer...jo v questions mann main ata hai woh hi tum puchte jaate ho..ans milte jaate hain . bestest podcasts tum hi kar rhe ho..hats off
5❤q
The podcast is reminder for financial year 2024 and 2025
नमस्कार रणवीर सर
So nice podcast episode for Mr.saurbh Jain
Thank you sir
Our parents always had this sadness in their heart that they were not able to multiply their money, but today we have TRS, outstanding people sharing finance knowledge & I think this money saving, multiplying strategies are applicable & must be executed by people of all age group. Let's add a new tagline to "Happiness through curiosity from today onwards & it's "Show your momma TRS 🎬🎧🚀🎙️📽️💛💛. Love your outfit ❤❤
Kids of those parents are trapped in debt( credit card and loan) as a part of status driven not wealth driven
❤❤❤
❤❤❤
Hao
BEST FINANCE ADVICE TO ALL INDIAN PEOPLE THANKS SAURABH JAIN SIR 💯💯💯🇮🇳🇮🇳🇮🇳
youtube.com/@Investing_Ideas?si=QMkYN11h_F_rpD_e
Invest in a competent financial therapist without a doubt. There are blind spots for everyone when it comes to money. I moved to New York and began consulting with mine in Washington. In the last eight months, I moved from making a pitiful 500k to exactly 662k, all thanks to a strategy and a growing fondness for spreadsheets. This gives me a lot of hope for 2024
In their portfolios, everyone needs a margin of safety. It's not possible for me to give specific guidance, but speaking with a fiduciary advisor is essential for sensible portfolio restructuring.
Please let me know who your adviser is if it's okay; I need some recommendations
*Leah* *Foster* *Alderman*
simply glance over her details to learn more.
Ur dealing with best subjects very gently. Plz if possible plz invite CA Rachna Ranade even she is too good in finance n very simple way to understand. Thank you. N All the best.
Thank you so much Ranveer Bhai for this valuable Podcast.
Hello Ranveer... Its very nice to hear from you, you are doing such great thing.... Gyan sabko mile ye efforts apka mujhe bahot acha lagta hai..
I am also listen your podcast because you are same age of me... And you are successful and seeing you i also want to become successful.
Elegant interview. Just like a wow!
Congratulations For 7 million
UA-cam family .Thanku Brother for Advice fainnacaly ❤
But FD is just to save money!
Reason: 7-8% interest rate and FD is ETE. Taxable on interest earned which makes the ROI to be approx 6-7%. 6% is not enough to beat inflation.
Buy life insurance(nippo life insurance for example), it’s not taxable and provides 10% fd
I thik there is not such financial tool which can beat inflation you never know what will happen next ....So secured fun some amount INSURANCE which provide sovereign guarantee..
Thanks for giving thr gyan.. Which u got from UA-cam😂
One of ur best podcast ever! Very important topic and surely this is going to go to many friends and family today :)
Very informative Podcast
A big thanks to Ranveer & team for organizing this and to Saurabh Jain for sharing his valuable wisdom
Saurabh was senior to me when I interned at TinyOwl. Fantastic individual.
Sir app tw abhi kavi v Lamborghini ya Ferrari le sakte ho tw apko lag raha hai ki usse kuch farak nhi padhta lekin mai tw 19 ka hu aur mere financial condition v acche nhi hai tw mujhe sachme farak padta hai. Sir I actually want to say that if we don't have large goal then we can't achieve much in our life or career.
Apart from this I am a huge fan of you.I love your podcasts and I gain too much knowledge by hearing these.❤❤❤❤❤❤❤
So much things I have learnt from this man, I always appreciate his efforts of understanding
🙏🏻❤️
Sir aap Botbro ke sath q nhi kam karte
Thank you so much Ranveer , I am a great fan of your podcast , you keep us well informed by covering every aspect of life
Brilliant podcast ......love from Chandigarh
What i genuinely fell that he came to promote his start up through this podcast
It was very insightful podcast as Saurabh Jain sir said It is very important to understand the Basics of finance for personal finance and growth . Thank You bringing such Podcast Ranveer Sir and I hope in future also we'll able to see more content related to finance .
Real and 100% right podcast tha ye really thanku so much
Best podcast ever need to have such more people to get learned from
I'm watching this podcast today and I realised ki india mein recession suru ho gya hain so that's true talk 6 month before
One of the best TRS podcasts! Thank you Ranveer for having such a practical and down to earth expert-Saurabh Jain
Prioritizing personal finance is like laying the foundation for a stable and prosperous future.
Ranveer is the only person who is making valuable podcasts, subscribed to your channel ❤
youtube.com/@Investing_Ideas?si=QMkYN11h_F_rpD_e
Ranveer sir , alsi known sachin bansal , Bhavesh, as he work on content, so beautiful and hard working, I am a big fan of you, I like ur all podcast, it gives me new version of my life, please keep it for India, our Flipkart is your channel ( hope you understand our feelings) ❤❤❤ thanks 🙏
The point abt hving safety net (contingency fund) is the fundamental of personal finance... glad to see this podcast is circled around this... Cash bal over & abv safety net should be invested in equity for 10+ yrs as equity has hardly given negative returns over 10+ yr
Thank you Ranveer for this informative podcast.
Loved it.... Plz bring more podcast like this❤❤
Ranveer bhai aap bahut great kaam kar rhe ho...aapse life kabhi milna h ek baar to...kuch life me achieve karne ke baad
Interview laine wala & interview Dene wala very good person
aur sunanae wale gadhe
in few years later i will sit on your brodcast
1st invest in your health that is term insurance, health insurance, life insurance, then FDs, land, gold bars or gols bonds etc then go towards share, stocks, mutual funds etc .
Funniest thing I read today.. should try standup
@@jayantdrummer😂😂 it about your priorities, if you don't feel like don't do it, issme itna emotional kyu hona bhai 😂
@@Doomedgorilla Haan haan...in today's age, everything goes. You can even say that one should finish masters before class 12 boards in the name of personal opinion and priority
Amazing discussion. I left my work to listen to this podcast carefully to avoid missing any information.
I am on the right track to investment. However, sometimes, I feel it's a slow process.
But getting Bugatti is only possible by doing one's own business.
Thank you so much for such an informative episode, learned alot 🙏
Be Honest, I love this kind of podcast, So Hope you'll Make more Videos related to this podcast.
Thanks :)
Ranveer is a best teacher of this society❤❤
🙏🏻❤️
@@ranveerallahbadialadki ko reply 😅😂
😂😂
😅
1 Health insurance
2 P A policy
3 Term Life insurance
4 Emergency fund
Uske baad mutual funds and stocks
P A policy kya hai
Hey buddy, love you trust you and use your podcasts for my life's journey. Thank you so much for doing this financial management EP at the very onset of 2024. I have done my first small investment in FD through Stable money app
Really this is best podcast channel. The most important thing is that proper listening without interrupting each other in their conversations. Great❤
Great conversation. Very insightful knowledge about finances
Kudos to you both
youtube.com/@Investing_Ideas?si=QMkYN11h_F_rpD_e
Ranveer- watching your all podcast from my hectic schedule . You are making good informative videos. Keep sharing such podcast
Super brilliant questions and very transparent unbiased answers .you are just reaching to every aspect ,dimensions,angles ....Ranveer .great very admirable research team work!sauabh jain explained and simplified the subject for every generation !!shining Ranvindia!!!!feelingproud as subscriber 😊tons of best wishes for your podcost!
Overall great knowledge except calculation of someone earning 20000 and living out of home at different city ,very difficult to save more than 5000 to 7000
Advise about safe investment is great but involving in mutual fund for long term will also be needed with learning
Thanks to both of you for great session 🙏🙂🙏
It's always a honor to have you here as a mentor, I appreciate you for the time being spent to educate us financially. Regardless of how bad it gets on the economy, I still make over $28K every single week. I truly value Annie Davis and her helpful guides.
It's truly inspiring to hear how Annie's mentorship and your dedication has lead to such remarkable financial success.
I know Annie. She has really set the standard for others to follow, we love her here in the UK as she has been really helpful and changed lots of lives.
My husband and I started so little with just $4,500 because I was skeptical about investing,but fortunately now I regret not starting big.
No doubt. The very first time we tried, we invested $2000 and after a week, we received $8,500, that really helped us a lot to pay upfront our bills.❤❤❤
Could you please guide through the process??
Luv u ranveer aaj kal podcast dekhne main maja se sath bahut kuch sikhne ko mila hain pahle pahle apki adhi aur. I think adhi bhi nahi small shots dekhta tha par aaj yehai wali podcast dekhne main bahut acha laga bahut knowledge mili sir thanku saurabh sir and thanku ranveer sir lots of love jai shree ram
Hi Ranveer, 6:58 correct me if I'm wrong,Here Mr saurabh said there was high inflow of FII in last 3-4 years, however as per the data till 2023 December FII were selling their stakes and it was retail and domestic institutions who bought more than them.. kindly check and update
Kindly check the SEBI data instead of NSE data for inflows
I learned one thing from your podcast that different leaders in different stages.Thanks
It's very easily said than done!
I think he's too much optimistic about deflation in India, that someone earning 22k monthly will have rent,food & commute expenses of 7k and save 15k.
Kaise bhai?
Exactly
Woh khud kabhi room lekar raha ya nahin raha yeh clear nahin
20 saal pehle 7000 ka kharcha aa jaata tha in sab cheez par
Aajkal toh room plus basic minimum meals agar ghar par banao tab bhi 7000 mein hoga ya nahin I doubt
As a professional Adviser in Australia from an Indian background, my feedback:
1. You still need your money to grow in retirement, hence need your investments in growth assets too.
2. If you are away 25-30 years from retirement, you don't need a lot in defensive assets.
3. Take professional advice as it keeps checking on your biases. It also helps you to build strategies based on your goals.😊
Cheers
Aziz
Pushkar Raj Thakur ko bulao podcast ke liye
Good insights.
Fully agree that the life's most important 4 questions: Whom to marry, which city to live in, where to invest, which career to choose; are not taught in the education system.
Wealth is built in both bull or bear market and also wealth transfers from the impatient to the patient. One of the best ways to succeed in crypto is by trading your assets with a good strategy....
I want to compliment you, you have said it all. I am a little business owner and I really want to expand my business to the next level by making myself an investor but I really don't know how to go about it..
imagine investing in Btcoin earlier.... You could have been a multi millionaire precently
@@Kennet.Bell. You are right. Been thinking of going into gold and cyptocurrency
Assets that can make you rich
*FX
*Btcoin
*Stocks
*Gold
*Real estate
You’re right but a lot of people remain poor due to ignorance
It would be great to have embedded English subtitles since you can only activate the English ones on web browser UA-cam and I usually watch your videos on TV/phone.
This is the most realistic piece of advice I ever heard in my entire life about personal finance
I am a finance student and thank you ranveer bhaiya and Saurabh sir 🙏