Great video with real life examples on how to use the benefits on the platinum card. For Dunkin Credit, you can also reload $7 every month to your Dunkin account with your Amex Gold card and you can still get the Dunkin credit. So, you are not forced to go to Dunkin every month and buy some food or drinks
@@357twilson - You can get a "Dunkin' Card" (i.e., a gift card) either physically in store or a digital one in the app. Then you can use a credit card to reload that gift card with funds to spend at a later date.
Thank you for pointing out that current gold card users still have to go to the site and press the "enroll" button (multiple times) to ensure they get the new credits. I have enjoyed the Uber & Dining credits every month for years, but forgot that I had had to enroll in them initially. I checked my acct and yep, the new Resy credit was not active. It took 3 different screens of accepting terms and clicking enroll buttons, but I finally got it applied. I'm going to use this credit on my trip in October - thanks again!
I enjoyed that video , the way you broke it down made sense when someone gets a gold card they know exactly what they’re getting themselves into you pay for the experience ….sometimes that’s priceless. ❤ well done Mark!
I was a fan of the Gold for years but after the increase it became not worth it to me. I’ve actually downgraded my Gold to the Green and picked up the Everyday Preferred.
Pretty interesting how you used your credit and stylized the video! I believe Anthony Venture did a similar video not too long ago. Definitely fun to see how people use the credits in real life.
@@yurig2530 Oh, I wasn’t comparing them. I just like how there are more videos showing real life use rather than just theorizing; and for each person it’s a different experience. So it’s unique
Love the real world examples. I’m always worried if certain credits have to be used so once. Seeing that resy can be split into multiple purchases is great. Appreciate the content!
I can vouch you do not have to use the Gold Card to get the benefits when booking a hotel from The Hotel Collection. Just having the card gets you the benefits. I have the Gold card but used my Green card for a trip in May. I still got the free room upgrade and $100 credit I used for parking. Plus 3x points for using the Green card to book the room. This alone paid for the annual fee on either card for the year for me.
got approved for mine recently, so thanks for the run down on all the benefits! its a lot more interesting seeing them in action (also yeah the five guys fries are bomb 🍟)
My OCD would have required that I round up the tip to get the total bill to $50 to use the entire credit, now there is that marginal amount remaining. 😂
I decided to cancel my Amex Gold card after the changes. I live in San Francisco and the closest Dunkin' Donuts is located 10 miles away from me. That is just too far to use a $10 credit and the Resy credit is too small to use. The high end restaurants cost way more than the $100 credit will cover. Amex should have skipped the Dunkin' credit and offered a $200 Resy credit instead. The Dunkin' and Resy credit did not offer enough value for the $75 annual fee increase for me. I am now taking a hard look at the Amex Platinum card to determine whether I should cancel that card as well.
I am definitely thinking of cancelling both AMEX Gold and Platinum at next AF. May keep if they make a retention offer but I'm getting tired of these coupon book cards.
Congrats! The Uber Cash benefit expires at the end of each month. However, the Gold benefit + Platinum benefit do stack within each month if you have both cards.
Would you consider doing a comparison of the Ritz Carlton card and Sapphire Reserve? Especially a detailed portion on the travel protections? I think it's a very underrated card, and with rumors of it being reintroduced, I think it could be very useful to some to learn about it
I have the Amex Green and I enjoy the Clear credit. There are still not a lot of Resy restaurants in my area. So, I will keep my Green Card for now, even though it gives me 3X on dinning instead of the 4X from the Gold Card. However, the annual fee is less on my Green, so that may offset the credits I am missing from the Gold Card. Am I missing anything? Let me know. Thank you, Mark! Great video.
Everyone asks for tips now even if they don't provide any service. I AM and American and don't understand either. It is insane and a new, ridiculous phenomenon. DO NOT TIP if no one is waiting your table.
I'll have to try it to confirm. My guess at the moment is 'yes' as long as the purchase is charged directly by the restaurant in the same way as a dine-in order is processed. A possible exception may be if you order by phone, pay over the phone, and the system they use is for those orders is different / not set up on the network as a 'restaurant.'
This doesn’t get said enough. There are so many salty people in the comments and posting videos about this card that never had the lifestyle to justify it in the first place.
Why didn't you make it an even $50 to be a little more generous with that tip section? What are you going to use that remaining $1.03 for lol? Thanks for the great content, keep it coming!
This is a great video explaining benefits! The only thing I would add is that to maximize value you should watch how much you are spending. $24 for a burger and fries really dilutes the $10 credit. If you were going to spend that money anyway, you're good. But personally, I try to keep it down to an amount close to the credit so I feel like I'm getting something.
@@pepepez6335 I agree with your premise that one should use cards that line up with a person's existing spending. My comment points out that to maximize value one should avoid overspending when using credits.
Seems like the Amex coupon book is very top heavy on food and groceries. If you squeeze out all the monthly hoops you should be ahead of the annual fee with the DD and Resy credits.
The 4x points on groceries and dining alone make the card worth it. The credits are just icing on the cake. People should really consider their spending habits before deciding which credit cards to enroll in.
If you have the Amex Platinum and Amex Gold, I don’t think I’d be indifferent about which card I used… wouldn’t you always use the Platinum at 5X MR points multiplier (vs. Gold’s 3X multiplier)?
Yes. That is what I do every week. I order pick-up using the restaurant website from my Resy listed restaurants in my area. I get the credit every week. I said every week because I have four Amex cards that have the Resy credit benefit. Btw, since it is pick-up and just one meal I never add tips to my weekly Resy orders 😊.
I'll have to try it to confirm. My guess at the moment is 'yes' as long as the purchase is charged directly by the restaurant in the same way as a dine-in order is processed. A possible exception may be if you order by phone, pay over the phone, and the system they use is for those orders is different / not set up on the network as a 'restaurant.'
I'll have to try it to confirm. My guess is that the answer is 'yes' as long as the transaction is charged directly by the restaurant in the same way dine-in orders are. A possible way it wouldn't work is paying over the phone if the restaurant uses a different system for those orders and if that system isn't configured as a 'restaurant.'
To all Amex lovers. This is the worst card if you are overseas for an extended period. Why? Five Guys overseas are not counted towards credit Resy isn’t counted Uber credit must be in US dollar, so forget it Grocery is x1 and a lot of negative benefits. Terrible terrible. On other hands, capital one cards rock!!
Then don't buy donuts. I enjoyed the Egg White & Veggie Omelet Bites: 180 cal | 11g fat | 7g carbs | 13g protein | 0g added sugar. Nutrition facts for all products here: www.dunkindonuts.com/content/dam/dd/pdf/nutrition.pdf
Potentially. I'm okay with it if (a) the benefits I receive, for example, are worth $160 and (b) I only paid an extra $30/night for 2 nights. That'd be like getting $160 in benefits at a discounted rate of $60. Worth it, but only if I value those benefits.
I wouldn't say it's useless but I would say that if you are going to use this card you should definitely consider how much you are spending to receive your benefits. 4x on Groceries and Dining is great but spending $24 for a burger and fries to get a $10 credit seems silly.
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The Amex Gold, with a free Diabetes credit
They should have included a McDonald's credit on this refresh of the gold card.
😂
You can enjoy the food without getting diabetes if you know what to avoid eating.
😂😂😂
The Heart Attack Card. The next card will be the Phat Card
Finally someone that explains all benefits down to details. Thanks
Great video with real life examples on how to use the benefits on the platinum card. For Dunkin Credit, you can also reload $7 every month to your Dunkin account with your Amex Gold card and you can still get the Dunkin credit. So, you are not forced to go to Dunkin every month and buy some food or drinks
Great tip, thanks!
Wait please explain? I have the Gold but don’t want to go to Dunkin every single month to use $7. What do you mean by reloading the credit?
@@357twilson - You can get a "Dunkin' Card" (i.e., a gift card) either physically in store or a digital one in the app. Then you can use a credit card to reload that gift card with funds to spend at a later date.
@@MarkReese wow fantastic. Can you do that for the Cheesecake Factory, and or the other dining credits?
@@357twilson - Not sure, I haven't experimented with it.
Thank you for pointing out that current gold card users still have to go to the site and press the "enroll" button (multiple times) to ensure they get the new credits. I have enjoyed the Uber & Dining credits every month for years, but forgot that I had had to enroll in them initially. I checked my acct and yep, the new Resy credit was not active. It took 3 different screens of accepting terms and clicking enroll buttons, but I finally got it applied. I'm going to use this credit on my trip in October - thanks again!
You bet! Enjoy 💯
Real life examples of benefits is what we need for all the cards 😉 please
Food credit still works at Shake Shack through September. Also, you can use the $7 Dunkin credit to add to the Dunkin card.
👍
I enjoyed that video , the way you broke it down made sense when someone gets a gold card they know exactly what they’re getting themselves into you pay for the experience ….sometimes that’s priceless. ❤ well done Mark!
Thank you!
I was a fan of the Gold for years but after the increase it became not worth it to me. I’ve actually downgraded my Gold to the Green and picked up the Everyday Preferred.
I used my amex gold to upload balance on dunkin card and recieved $7 staement credit. Pretty Neat
Awesome!
Pretty interesting how you used your credit and stylized the video! I believe Anthony Venture did a similar video not too long ago. Definitely fun to see how people use the credits in real life.
Agreed!
@@CalbyNg this one is nicer, and he also used hotel credit.
@@yurig2530 Oh, I wasn’t comparing them. I just like how there are more videos showing real life use rather than just theorizing; and for each person it’s a different experience. So it’s unique
5 Guys is a good but a rip off these days. $9 now for a rather small burger and almost $6 for a small fry.
This is honestly a clever vid, good idea, there should be more vids in the space like this
Thanks! Glad you like it.
Excellent example showing the incredible value the Gold card offers for people with the lifestyle that it was designed for.
Excellent video, Mark. Very thorough. Thank you.
Amex does help with alot of credits especially food something we need
You can use another Amex card. I used an Aspire. For the Hotel Collection.
Great thanks for the data point!
Love the real world examples. I’m always worried if certain credits have to be used so once. Seeing that resy can be split into multiple purchases is great. Appreciate the content!
I can vouch you do not have to use the Gold Card to get the benefits when booking a hotel from The Hotel Collection. Just having the card gets you the benefits. I have the Gold card but used my Green card for a trip in May. I still got the free room upgrade and $100 credit I used for parking. Plus 3x points for using the Green card to book the room. This alone paid for the annual fee on either card for the year for me.
Awesome, thanks for the data point!
@@MarkReese My pleasure! 👍
got approved for mine recently, so thanks for the run down on all the benefits! its a lot more interesting seeing them in action (also yeah the five guys fries are bomb 🍟)
Congrats on your approval!
Great video, I’ll be using my Resy credit for my anniversary in September 🙌🏾
My OCD would have required that I round up the tip to get the total bill to $50 to use the entire credit, now there is that marginal amount remaining. 😂
Hey man.. your 4 digit security code is showing when you show the receipt!
Thanks! I'm cool with that. It has no meaning without the account number and is not unique to my card.
I decided to cancel my Amex Gold card after the changes. I live in San Francisco and the closest Dunkin' Donuts is located 10 miles away from me. That is just too far to use a $10 credit and the Resy credit is too small to use. The high end restaurants cost way more than the $100 credit will cover. Amex should have skipped the Dunkin' credit and offered a $200 Resy credit instead. The Dunkin' and Resy credit did not offer enough value for the $75 annual fee increase for me. I am now taking a hard look at the Amex Platinum card to determine whether I should cancel that card as well.
yes cancel the platinum too, there are cheaper travel cards out there
@@praspurgh I am definitely leaning in that direction.
I am definitely thinking of cancelling both AMEX Gold and Platinum at next AF. May keep if they make a retention offer but I'm getting tired of these coupon book cards.
You are a very good tipper.
💯
Brah - Mahalo; always providing useful and relevant content! The Best!
The Dunkin credit also works in shops that share a Baskin Robbins. A great way to get a free ice cream sundae.
Love the arroz con pollo tacos
25% Tip??? 😮
I simply felt like doing so at the time.
I do prefer that they swapped out Shake Shack with Five Guys for the dining credit
I already maxed out my resy
I just got approved for the AMEX Gold! Does the Uber Cash stack/carry over each month?
Congrats! The Uber Cash benefit expires at the end of each month. However, the Gold benefit + Platinum benefit do stack within each month if you have both cards.
This is wild. Thank you for making this video. This makes for much sense now.
💯
Would you consider doing a comparison of the Ritz Carlton card and Sapphire Reserve? Especially a detailed portion on the travel protections?
I think it's a very underrated card, and with rumors of it being reintroduced, I think it could be very useful to some to learn about it
Perhaps at some point!
Most of AMEX card holders go out of their way and spend more than they need to obtain their credits. 😂
Word!
Nope if you have self control
Nah but guess you don’t have the Amex gold 😂
Not really. The Amex gold is for food purchases. If you're not spending on groceries or dining, why would you even have it?
Well done video Mark. Very enjoyable and informative.
Thanks Paul!
Very nice video, hands-on detailed use of benefits! Thanks.
You bet!
I have the Amex Green and I enjoy the Clear credit. There are still not a lot of Resy restaurants in my area. So, I will keep my Green Card for now, even though it gives me 3X on dinning instead of the 4X from the Gold Card. However, the annual fee is less on my Green, so that may offset the credits I am missing from the Gold Card. Am I missing anything? Let me know. Thank you, Mark! Great video.
Nothing being missed other than what's discussed in the video. Also, the Gold Card offers a 4X U.S. Supermarket category on up to $25K spent per year.
@@MarkReese Good point. For Groceries, I use Amex Preferred Card which gives 6X US Supermarkets.
Thanks for the info + video!
You're welcome!
Great info, as usual! ❤🍟
Why five guys tip is almost 20% 😮 im not american so its hard for me to understand
Everyone asks for tips now even if they don't provide any service. I AM and American and don't understand either. It is insane and a new, ridiculous phenomenon. DO NOT TIP if no one is waiting your table.
@@lukejohnson1274 💯!
I simply felt like doing so at the time.
Will the resy dining credit work if I order takeout from a restaurant’s website that is listed on the resy app?
I'll have to try it to confirm. My guess at the moment is 'yes' as long as the purchase is charged directly by the restaurant in the same way as a dine-in order is processed. A possible exception may be if you order by phone, pay over the phone, and the system they use is for those orders is different / not set up on the network as a 'restaurant.'
Ton of people got the card even tho it doesnt fit their life style, now they get mad that amex made it better.
This doesn’t get said enough. There are so many salty people in the comments and posting videos about this card that never had the lifestyle to justify it in the first place.
Why didn't you make it an even $50 to be a little more generous with that tip section? What are you going to use that remaining $1.03 for lol? Thanks for the great content, keep it coming!
Didn't even cross my mind 😂 I don't think in round numbers.
@MarkReese just poking fun! I didn't notice until your rewards screen said you had a dollar left. I do like how well it tracks your credit spend.
Don’t have this card and don’t plan on getting it. Just here to enjoy Mark’s video about it.
Maybe I’m wrong, but I think that you get free breakfast with Platinum. 🤔
If you're referring to the Dunkin' credit, that''s currently only available on the Amex Gold Card.
@@MarkReese I’m talking about daily breakfast for 2 on hotels with Amex Platinum.
@@_santos13 - Correct, you receive that benefit as part of the Fine Hotels & Resorts program, which is available via the Amex Platinum Card.
This is a great video explaining benefits! The only thing I would add is that to maximize value you should watch how much you are spending. $24 for a burger and fries really dilutes the $10 credit. If you were going to spend that money anyway, you're good. But personally, I try to keep it down to an amount close to the credit so I feel like I'm getting something.
You're using the credits because you feel you have to. This might not be the card for you if you're not already spending on these things
Sounds like you're spending because you feel obligated to. This might not be the card for you if you're not already spending on these things.
@@pepepez6335 I agree with your premise that one should use cards that line up with a person's existing spending. My comment points out that to maximize value one should avoid overspending when using credits.
Mark, why didn’t you tip your server the extra $1.03? lol
Didn't even occur to me 😄 I don't think in round numbers.
Seems like the Amex coupon book is very top heavy on food and groceries. If you squeeze out all the monthly hoops you should be ahead of the annual fee with the DD and Resy credits.
The 4x points on groceries and dining alone make the card worth it. The credits are just icing on the cake. People should really consider their spending habits before deciding which credit cards to enroll in.
Do you get the $100 hotel collection credit every year on your anniversary?
No, you receive it on your hotel bill at checkout. You get that credit on every hotel stay booked via The Hotel Collection (i.e. many times).
If you have the Amex Platinum and Amex Gold, I don’t think I’d be indifferent about which card I used… wouldn’t you always use the Platinum at 5X MR points multiplier (vs. Gold’s 3X multiplier)?
Correct 👍 But the Gold would earn 2X (not 3X).
Nice Hair Cut Mark 💯👍
Thanks!
Does the $10 uber cash expire at end of month?
Yes. Use it or lose it.
Yes it does.
Will amex credit the $50 if we pick up food from a resy restaurant instead of to dine in? Thanks.
@@karengong8309 Yes as long as you pay directly with the restaurant
Yes. That is what I do every week. I order pick-up using the restaurant website from my Resy listed restaurants in my area. I get the credit every week. I said every week because I have four Amex cards that have the Resy credit benefit. Btw, since it is pick-up and just one meal I never add tips to my weekly Resy orders 😊.
I'll have to try it to confirm. My guess at the moment is 'yes' as long as the purchase is charged directly by the restaurant in the same way as a dine-in order is processed. A possible exception may be if you order by phone, pay over the phone, and the system they use is for those orders is different / not set up on the network as a 'restaurant.'
@@Leoprieto74 thank you so much. Both of my husband and I have a gold, $50 each add up $100 will feed us 4 lol.
@@MarkReese thank you, I will try it out today.
Does the Uber benefits roll over each month if you don’t use the Uber services
No it expires.
That sucks
Field trip….
Hi I will be getting my second credit card , Do you recommend me or not to get it?
Only if the spend categories, benefits, and rewards make sense for you, then it's worth it. The answer will be 'yes' or 'no' for different people.
Best to buy a blood sugar detector after using up all of the food credits.
Can you do takeouts using the Resy Credit ?
Yes because I don't want to tip.
I'll have to try it to confirm. My guess is that the answer is 'yes' as long as the transaction is charged directly by the restaurant in the same way dine-in orders are. A possible way it wouldn't work is paying over the phone if the restaurant uses a different system for those orders and if that system isn't configured as a 'restaurant.'
For the dining credit. Would you be able to buy 10 gift cards every month at Cheesecake Factory?
Not sure, I haven't tried it.
👍🏻
❤❤❤
🍟 ❤
LMFAO 5 guys such a scam hahahah. What an absolute RIP OFF. GO INNOUT!
To all Amex lovers. This is the worst card if you are overseas for an extended period.
Why?
Five Guys overseas are not counted towards credit
Resy isn’t counted
Uber credit must be in US dollar, so forget it
Grocery is x1 and a lot of negative benefits.
Terrible terrible.
On other hands, capital one cards rock!!
I will be canceling mines in September; does not fit my lifestyle. Stay lean and mean~~
🍟You tipped on fast food?
Some people do, I don’t know why. It’s annoying that some of these places are even asking for a tip, like subway and the mall food courts.
Felt like it at the moment.
🍟
Amex basically forcing you to eat at certain restaurants. No thanks. I prefer to spend the money on what I want to spend it on.
😂❤ ❤❤
First 🎉
🥇
Can we get some healthy store food credits for once. Donuts are classified as the worst health food in the world
There are breakfast sandwhiches that are healthier. You can also order plain coffee without cream and/or sugar.
Then don't buy donuts. I enjoyed the Egg White & Veggie Omelet Bites: 180 cal | 11g fat | 7g carbs | 13g protein | 0g added sugar.
Nutrition facts for all products here: www.dunkindonuts.com/content/dam/dd/pdf/nutrition.pdf
Hotel Collection- you're paying more for expensive hotels. 🤷🏾♂️🤦🏾♂️
Potentially. I'm okay with it if (a) the benefits I receive, for example, are worth $160 and (b) I only paid an extra $30/night for 2 nights. That'd be like getting $160 in benefits at a discounted rate of $60. Worth it, but only if I value those benefits.
Absolutely useless card.
How so? Four times points on food. Do you eat food?
I wouldn't say it's useless but I would say that if you are going to use this card you should definitely consider how much you are spending to receive your benefits. 4x on Groceries and Dining is great but spending $24 for a burger and fries to get a $10 credit seems silly.
@@lukejohnson1274 yes, but I use Custom Cash and get 5x
@@lukejohnson1274the answer is CCC.