IRDAI Latest Insurance Rules & Regulations 2024
Вставка
- Опубліковано 1 сер 2024
- IRDAI Latest Insurance Rules & Regulations 2024
0:00 Introduction
1:42 Regulation 2024, No age restrictions
3:55 E insurance account.
6:26 PED waiting period reduced, customer information sheet.
8:10 Moratorium period reduced, Ayush treatments mandatory.
10:36 Free look period reduced
11:45 Life insurance surrender value changes.
14:06 Thanks Note
Description:
In this insightful video, we delve into the intricacies of the Insurance Regulatory and Development Authority of India (IRDAI)'s latest regulations in 2024. With the insurance landscape evolving rapidly, staying informed about these regulations is paramount for both insurance professionals and policyholders alike.
Join us as we break down the key aspects of IRDAI's latest mandates, covering everything from new compliance requirements to updated guidelines for insurance products. We'll explore how these regulations impact various stakeholders within the insurance industry, including insurers, brokers, agents, and consumers.
Our expert panel will offer valuable insights and analysis, helping you navigate through the complexities of the regulatory changes and understand their implications. Whether you're a seasoned insurance professional seeking to stay ahead of the curve or a policyholder curious about how these regulations affect your coverage, this video has something for everyone.
Don't miss out on this essential guide to IRDAI's latest insurance regulations of 2024. Watch now to ensure you're well-informed and equipped to make informed decisions in today's dynamic insurance landscape.
customercare@insuranceseva.com
Toll free no- 18008900455
Last year i took policy in care insurance. My dad got diagnosed and surgery completed, due to initial waiting period of 2 years i didnt apply for claim. 2weeks back i did renewal, and filled this new diagnosed surgery while renewal.once i submit, i got policy document with good health declaration under last year period.. Surgery not included in that policy document.. i requested care support throught email, no one is responding..No futher updation in document with surgery name..can u suggest what can i do on this??
Dear Viewer,
After issuance of a health insurance policy if any diseases are diagnosed then terms and conditions will remain the same hence declaration of an aliment is mandatory at the time of renewal.
For more information about this kindly call us 18008900455
Sir i bought a policy in which i have to pay rs 100000 every year and i was told that i will get health insurance and my money also back and lock in period was of 5 year and now my 5 yrs are completing in feb 2025 . I paid only 1 premium so can i get money before the lock in period is over as i am in need of money urgently @@insuranceseva
Thanx to fullfill our demand of this video
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask 18008900455
Much awaited video
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask Our toll free no 18008900455
Nice. Information sir thank you very much
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask Our toll free no 18008900455
⛳🙏Jai Mataji Jai Hind Sir🙏 Good informative video Sir. Thanks a lot Sirji ...!!!
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask 18008900455
Good information
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask Our toll free no 18008900455
Excellent
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask 18008900455
Very good
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask 18008900455
Great information.
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask 18008900455
Sir Ek ber sarrender krne k bad Kya policy restart ki ja skti h pleas ...batayen
Sir i have health insurance of my parents and premium is paid for 2 years. Now my father is diagonsed with sugar in last hospitalization. So, now while renewal do I need to mention it or not ?
Sir in health insurance we decleare PED in case we servive waiting period so why insurance company charge for ped, while we servive waiting period.
Dear Viewer,
While taking a health insurance policy with PED, Whether loading will be levied on your policy or not depends on what PED you are declaring while purchasing the health insurance policy.
In some PED when insurer charge loading then the same diseases are covered from day one too.
For more information about this kindly call 18008900455
Sir mujhe sbi se business development manager for general insurance ke liye job offer aayi hai aapki kya suggestion hai isme
Lic Surrender Value New Rules ka Video Banayein
"Thank you for your suggestion! I appreciate your interest in LIC surrender value video.I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content
18008900455
Sir please make detailed explanation on migration and portability of group health insurance as per new guidelines
S
Thank you for your suggestion! I appreciate your interest in health insurance specific details. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content 18008900455
@@insuranceseva
Please let me know your contact details. I am 69 and looking for a better policy. Regards
Sir old policies mai bhi applicable hai kya yeh ped ? National Insurance 2022 mai liya and 4 years ka ped tha. Abhi yeh 3 years hoga? And also moratorium 2022 ke according 2030 hai kya yeh 2027 tak hoga?
Dear Valued Viewer,
Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.18008900455
Sir yah 5-years ka new moratorium rules customers ne April-2024 ke baad lenewale Policy par apply hai only ? Ya jo customers ki old Policy chal rahi hai usake upar bhi apply hai ?
Dear Viewer,
IRDAI regulation 2024 has been applied for all health insurance policies.
For more information about this kindly call us 18008900455
Sir namaskar maine mera pre existing bimari ke bare bola fir bhi mujhe 3 company ne policy nahi diya jabki main lockin preiod jhelne ke liye tayar tha esaa kyiun kiya company ne
Dear Viewer,
Kindly contact us with all the past treatment records of your pre-existing ailments.
18008900455
Sir I have a query, my father's age is 68 recently he got admitted for a week, his claim got rejected, since the nursing home had declared soduum fall as pre existing disease, after few days a letter came regarding discontinuation of policy due to non declaration of PED , policy was running for 3yrs, what should I do?
I'm sorry to hear that you've encountered difficulty with settling your claim with SBI General insurance. If your concern remains unresolved, please don't hesitate to contact us. We have a dedicated claims team ready to assist you.
18008900455
Just one doubt, all these changes will be applicable for 2-3 years old existing policies??
Dear Viewer,
IRDAI regulation 2024 will be applicable for all insurance policies.
For more information about this kindly call us 18008900455
is the moratorium 5 years policy also applicable to existing policies?
Yes
So many changes brought about then the company can increase the premium?
Dear Viewer,
These changes have been done by IRDAI not the insurer,
Health insurance premium increases periodically due to two factors 1.Medical inflation 2.Increasing age, but not due to IRDAI regulation changes.
For more information about this kindly call us 18008900455
Nice
I have purchased hdfc life sanchay plus for a period of 5 years.
Now after paying the first premium I am not in a position to pay second premium then what will be the out put?
Please guide me
Dear Viewer,
As per new IRDAI Regulation 2024 after one year if a customer wants to surrender his endowment policy then he will get 30% of his total paid premium.
For more information about this kindly call us 18008900455
@@insuranceseva
Thanks
I will call you for clarification and subsequent procedure
Good morning
Mr.Singhal
I had tried to contact you over toll free number but couldn't reach.
Do you have any other contact number?
Please assist
Sir care supreme policy mai abhi bhi 4 years waiting period hai. Changes abhi tak nhi hua. Kab tak hoga? 😅
Dear Valued Viewer,
Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.18008900455
Sir my existing policy crossed 5years,will I get morotorium benefit?
IRDAI MASTER CIRCULAR will be applied till 30th Sep 2024 .
For more information about this kindly call us 18008900455
Purchase under group insurance of public sector for retired employees.Was hospitalised and claim no. allotted for reimbursement of Cashless claim. Upon discharge insurer rejected claim in toto as don't require in patient treatment.However Doctor of reputed diabetic hospital opined continuos observation was required.Patient cannot risk against the advice of Senior doctor.Can we go to insurance Ombudsman since escalation matrix exhausted as rejected by their grievance Redressal forum.Suggest chances to succeed as amount is nearly a lakh for various investigation and MRI.
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask Our toll free no 18008900455
3years back I took nivabupa reassure policy for my father and I mentioned pre existing diabetes and hypertension as pre existing diseases and got loading charges for that but after 3years ie after completing waiting period when I renewed the policy the column of pre existing disease in the document is showing as none when I called customer care they were saying that after waiting period pre existing disease will be shown in the document as none……Is it so please clarify as I don’t want to suffer during claim…please help
Dear Viewer
Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim.
18008900455
Sir maina max life ki sewa policy le thee......ous ik phela kishat maina bhar de.....abb ous ki dusre kishat bharne hai .....kya mai ese abb surrender kr skta hu.....mai premium nhi bhar skta .....agent na mere sath dhokha kyea hai
Dear Viewer
Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim.
18008900455
Home loan insurance 15 sal ka liya aur single premium payment Kiya tha toh 2 sal ke bad surrender karne par kitna paisa milega
Dear Viewer,
Only by reading the policy wording can one tell what are the terms and conditions of the policy and what are the guidelines of surrender value.
For more information about this kindly call us 18008900455
Special surrender reform final ho gaya kya?
Hello sir
Hello Vinod ji
How are you doing
@@insuranceseva Own business in poona, maharashtra.
circular link send kr dijiye comment me
Dear Viewer,
Thank you so much for contacting us,
Kindly click the link given below
acrobat.adobe.com/id/urn:aaid:sc:AP:21912a9e-bfae-4a3f-9540-2369539b318f
Premium may be sky rockting. This is my presumption.
Dear Viewer,
IRDAI regulation has no relation with premium increment.
Health insurance premium increases periodically due to Medical inflation & Increases age.
For more information about this kindly call us 18008900455
सर ,मैं 63साल का हूं और मेरी वाइफ 59साल की।हम दोनो की पिछले 20साल से पांच पांच लाख की यूनाइटेड इंडिया से इंडिविजुअल हेल्थ इंश्योरेंस है।लास्ट ईयर हमारा दोनो का प्रीमियम 48000हजार था जो कंपनी ने बढ़ाकर 63000/ कर दिया है।पिछले पांच साल से हमने कोई क्लेम नहीं लिया है।दो साल पहले मेरा टीएमटी पॉजिटिव आया था लेकिन सीटी एंजिओ नॉर्मल आया।लेकिन मुझे कोई प्रोब्लम नही है।अप्रैल 2021 में मेरी वाइफ को सीजर हुआ था तब से वो एक टैबलेट क्लोबा 10mg ले रही है और उसकी EEG नॉर्मल है।क्या हम बिना किसी प्रोब्लम के ये पॉलिसी Niva Bupa में पोर्ट करा सकते हैं। रिन्यूअल की डेट 28मई है।
Dear Viewer
Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim.
18008900455
आपकी जानकारी सही है लेकिन Fox क्या होता है आपको अंग्रेजी में नही हिंदी शब्द भी उपयोग कर सकते है
Dear Gopal ji,
Thank you so much for your kind words.
Here it's folks not fox.
Folks means people.
For more information about this kindly call us 18008900455
Agar humne ek hi company me 10 saal bitaye aur port kiya doosri company me to kya day one se hi moretorium period applicable rahega. Please reply..
Dear Viewer,
As per new IRDAI regulation 2024 your moratorium period will be waived if you serve 5 years in the same company or port to another insurer.
For more information about this kindly call us 18008900455
Sala eee fox con he bee??
Dear Viewer,
Here the meaning of Folks means people.
For more information about this kindly call us 18008900455
Fox 😂