Decoding Health Insurance Portability: Unveiling the Hidden Clauses for Informed Decision-Making!
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- Опубліковано 9 лют 2024
- #healthinsurance #portability #healthinsuranceportability #insurance
"Decoding Health Insurance Portability: Unveiling the Hidden Clauses for Informed Decision-Making!"
In this enlightening video, we delve into the intricate world of Health Insurance Portability, providing you with a comprehensive guide to understand its benefits and nuances. Learn how this crucial aspect of health insurance can offer you seamless coverage transitions and empower you to make informed decisions.
But wait, there's more! We'll also unravel the hidden clauses within Health Insurance Portability, shedding light on the often overlooked details that can significantly impact your coverage. Knowledge is power, and we're here to ensure you're equipped with the insights you need to navigate the complex landscape of health insurance.
Join us on this informative journey to demystify Health Insurance Portability and make the most out of your healthcare coverage. Don't let hidden clauses catch you off guard - arm yourself with knowledge and take control of your health insurance choices!
Super video Sir. Very useful
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask Our toll free no 18008900455
@@insuranceseva sure sir. Thank you
Loved the video..always learning something new from your videos sir...👍👍👍
Thank you so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need furthThankser information, feel free to ask Our toll free no 18008900455
5 stars for informative vedio
Thank you so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need furthThankser information, feel free to ask Our toll free no 18008900455
बहुत बढ़िया श्रीमान आप देश के बेहतरीन एडवाइजर है हेल्थ इंश्योरेंस के लिए
बहुत खुशी हुई
आपके अच्छे शब्दो के लिए आपका बहुत - बहुत धन्यवाद! मैं रोमांचित हूं कि आपने वीडियो का आनंद लिया। आपका समर्थन और प्रतिक्रिया मेरे लिए बहुत मायने रखती है। यदि आपके पास भविष्य की सामग्री के लिए कोई सुझाव या कोई प्रश्न है, तो बेझिझक मुझे बताएं। अधिक बेहतरीन वीडियो के लिए बने रहें!"
I ported my family's health insurance to care supreme from star health due to premium and features earlier they had 5 lakh sum insured now after porting i opted for 15 lakh
And all the waiting period got carry forwarded and i believe moratorium also carry forwarded
@@AnilPrajapati-fz5ti Dear Viewer,
Thank you so much for contacting us,
As per the new IRDAI regulation 2024 Moratorium periods will be waived while porting health insurance policy from one insurer to another.
For more information about this kindly call us 18008900455
Sir will the seniority get carried on changing to another company?
I have Star Health Insurance from past two years for my parents who are 48 and 57 years old respectively however premium increased every year the first year it was 8500 per quarter last year it was 9500 and this year it is 11500 approximately could you please suggest for which Insurance Company this can be ported where the premium can be reduced
Sir, do I have to port my group policy from employer to retail policy from same insurance company or I can port it to any other health insurer as well ? A agent told me that I have to port it to a policy from same insurer only. Is it true?
In case of portability, is there an advantage of choosing a different plan of the same company over changing the company itself. And for eg. if I migrate to niva bupa reassure from niva bupa health premia, then does the moratorium period reset? And can you also guide about loading on premium?
Dear Viewer,
In case of internal portability the moratorium period will not reset if Sum assured amount is same.
For more information about this kindly call us 18008900455
Sir mere paas future generali ki policy hai 5 year se...ab next month se m port krna chahta hu ...niva bupa ya hdfc ergo
Dear Valued Viewer,
Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.18008900455
sir mere niva bupa reassure plan 3 saal se hai ...ab me niva bupa 2.0 lena chata hu ...to ye policy upgrade hoga ya policy port hoga ?
aur morotorium period same hoga ya different?
Niva bupa Reassure se Reassure 2.o me migration ki facility available nahi hai.
For more information about this kindly call us 18008900455
Hello, Insurance seva.
List below are charges included in Non-Consumable items if we opted .
or Please explain what are these below charges.
List II - Items that are to be subsumed into Room Charges
List III - Items that are to be subsumed into Procedure Charges
List IV- Items that are to be subsumed into costs of treatment
Thank you so much for contacting us,
Dear viewer,
For more information about consumables kindly call us 18008900455
Sir,. If anyone have Same Insurance Company ,....But if due to Online premium paid if TPA changed , can it will make any trouble for Claim Settlement. In future ? Since previous TPA having detail history and passed claim .
Thank you so much for contacting us.
Dear Milind,
If you change your TPA while renewing your health insurance policy there will be no impact on your claim settlement process as the history of your past claims and PED ailments is already added in your policy documents .
For more information about this kindly call us 18008900455
New Company main Old Policy Successfully Port hone ke baad existing old company ko inform karna hota hai ki humane new company main port kiya hai ?
Thank you so much for contacting us,
Dear Vinod,
While porting your health insurance policy from one insurer to another intimation to current insurer is not required at all.
For more information about this kindly call us 18008900455
Very well done sir.
Urgent request.
My Niva Bula policy Reassure is due for renewal. I have two options. 1. To migrate 2.0 Platinum Or titanium. Or to port to HDFC ERGO as ICR & CSR are better there. completed two yrs with 5 Lakhs base. No claim taken so far.
Based on above Please advise should I continue or port.
@@virendrapandey9735 Dear Viewer
Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim.
18008900455
Can we switch(port) to different plan of the same insurance company?
For example:I have care advantage plan can i switch to care supreme plan at the time of renewal?bcz care advantage has lots of disadvantage 😊😊
Dear Viewer,
Migration from one plan to another in the same insurer depending upon the guidelines of the insurer.
For more information about this kindly call us 18008900455
I already have a health insurance policy with National Insurance company since last 8 years, It is an individual policy with 3 lakhs sum insured + 75000 no claim bonus for each person of 3 members family. As of now I have not taken any claim. Now, I am thinking to port my policy to HDFC Ergo optima secure (5 lakhs sum insured). Should I do that? will it be beneficial for future?
Dear Debasish,
Porting from National insurance to Aditya Birla Active one plan will be the wise decision as Aditya Birla Active one plan has more features and an updated health insurance plan.
For more information about this kindly call us 18008900455
Dear debasish i too have national health insurance for last 8 years with 3 lacks sum insurance + bonus and till not taken any claim plzz suggest what you did
Did you port and if yes which company you preffered i will egerly wait for your value reply
Sir mene policy direct online mode k through Li Hui hai.....toh m port krvau ya nhn?
Dear Valued Viewer,
Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.
18008900455
Can we opt for low premium insurance policy as well?
Like my current claim amount is 10lakh and i want to port in another company with 5Lakh claim?
Dear Viewer,
While porting your existing health insurance policy to another insurer you may opt sum assured options as per your choice you may increase or decrease the sum assured.
For more information about this kindly call us 18008900455
Sir mere royal Sundaram health insurance hai can i port to niva bupa because services not good
Thank you so much for contacting us,
Dear viewer,
I would suggest taking a decision to port your existing Royal Sundaram health insurance policy to HDFC ERGO, and it has proven to be a prudent choice. HDFC ERGO's robust coverage, extensive hospital network, and efficient claim settlement process have significantly enhanced my insurance experience. The seamless transition, coupled with the added benefits and exemplary customer service, reaffirms the wisdom of choosing HDFC ERGO for your health insurance needs.
For more information about this kindly call us 18008900455
Sir mere father mother ki star health optima policy hai jinki last year premium 28000/- around thi aur ped ka period bhi pura ho chuka hai means 4 saal ho chuke hai.. But ab unki premium sidha 52000/- aa rhi hai kya kre please suggest.
Dear Valued Viewer,
Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.18008900455
Morotorium Period is most important clause..
Dear Yogesh,
Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"
@@insuranceseva lekin insurance companies morotorium Period khatam hone ke baad bhi claim reject kerti hai in the name of fraud.. Non disclosure or less disclosure they define as fraud
@@yshah84 Dear Yogesh,
If you have such a case which is not fraud and the insurer rejected the claim after completing the moratorium period.
You may contact us, we provide the claim services to those who are not our customers and we charge very reasonable fees for those customers.
Feel free to call us 18008900455
Sir, ported policy after 8 years New company cannot refuse claim I personally experienceed it company refused to pay ombudsman questioned company ready to pay in my case
But koi guideline nai hai irda ki. Case ladna padega
Dear Anil ,
If you are facing trouble while settling your claim you may contact our claim team 18008900455 our team is eager to serve you.
Will this moratorium period clause also apply to non disclosure of smoking or occasional alcohol consumption which was not disclosed earlier?
Sir,I have family health insurance with star health since 2008 for 3 lakh sum assured.
I want to port my policy with neva bupa for 10 lakh sum assured.
My son is getting 25 this November and he will be eliminated from family insurance policy
In neva bupa dependent child age is 30 years
Neva bupa is giving 2 hours hospitalization claim
What should I do
@@prakashkandpal4832 Dear Viewer
Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim.
18008900455
aap complete information nahi dete.. gar 15k x after port y company ka premium 12k ho to possible hai?
Dear Viewer,
While porting health insurance from one insurer to another premium will be charged as per the new insurer no matter if the premium is higher or lower side as compared to previous policy.
For more information about this kindly call us 18008900455
@@insuranceseva ok agent ke upar hai sayed
How can I contact you?
Dear Valued Viewer,
Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.18008900455
सर मेरी ओरिएंटल इंश्योरेंस से पॉलिसी थी जिसमे रूम रेंट कैपिंग थी और फीचर भी बहुत लिमिटेड थे इसलिए मैंने पोर्ट करी,क्या सही निर्णय है ??
और पहले २ लाख की पॉलिसी थी अब १० लाख में पोर्ट करी,तो वो कह रहे थे कि शुरू के २ लाख पर कोई वेटिंग पीरियड नही है बाकी के ८ लाख पर वेटिंग पीरियड लगेंगे,क्या यह नियम सही है ??
Room rent capping की वजह से अगर आप अपनी हेल्थ इंश्योरेंस पॉलिसी पोर्ट करते है तो ये आपका सही निर्णय है. बिलकुल सही 8 लाख आपका इंक्रीमेंटल sum assured है जिस पर वेटिंग पीरियड अप्लाई होगा ।
ज्यादा जानकारी के लिए आप हमे कॉल कर सकते है
18008900455
सही निर्णय है
Complicated things
Dear Viewer
Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim.
18008900455