Sir, i was going to buy NIVA bupa plan as is also covers Existing disease (hypertension in my case) from day 1 by adding additional Add-on is there same Add-on available in HDFC ergo. Please suggest, as now I'm confused which one should I go for.?!
Sir, HDFC ka Ek product Optima Secure leke aap Baki 2 company ka common terms and condition ka comparison kar rahe ho..... HDFC ergo Optima Secure and Star Comprehensive and Star Health Assure ye 3 product ka comparison kijiye....Tabhi Proper comparison hoga.... Star Ka Bonus System product wise change hota hain.... Aur same HDFC may bhi Hay.... Aap HDFC ke ek product ko Niva and Star ke sabhi product ke common feature se compare kar rahain ho..... Hope you understood my point. Aur HDFC ko itna pyar kyo sir, Aise lag raha hain. HDFC ne video sponsor kiya hain.... Sir aapke video ko dekh kar log inspire hote hain aur decision lete hain.... Kahi baar viewers aapka video dekh ke and recommendation dekha ke product buy karenge.... Isliye ek viewer hone ke nate... Bol raha hu.... Product comparison banaiye aur decision logo pe chod de
Cataract surgery/ Tonslitis/ Dengue/ Minor daycare procedures r not covered.Only corporate insurance Policy is passed with cutting of disposable items .Heart/ Lung / Liver / kidney / Cancer r not covered unless it is specified pls read the brochures don't go by agent who take u for ride.This man is only promoting HDFC ERGO
Mercedes benz is better than all maruti model. We must have mercedez but pocket and present situation of market make us to handle maruti or Hyundai. All depends on pocket and income. Best things in market available at higher rate. Always take care of your health and must take the plan which you can continue till life end.
2 Sal se premium pay kar raha hun 3 claim mein se ek bhi settle nahin kiya hai . ab 2 saal baad UA-cam per comments Dekh Kar samajh Aaya Star Health Insurance is worst.
Similar experience with Niva bupa. They will reject the claim by default. You will need to produce a letter from hospital with very strong words on the purpose of admission, then there will be 50-50 chance to get the claim. I discussed with the TPA department and found that claim rejection rate of star is higher, followed by Niva bupa. I do not know why this youtuber is focusing too much on these two companies.
Brilliant video and very useful. No one provide comparison in such a depth 👍👌👏 Suggestion: price comparison for 5L insurance from all 3 companies would be great of understand risk-reward on amount vs Facilities Rest everything❤❤ ❤ ❤❤
Basically, HDFC Ergo advertisement , skipped the main points of Niva bupa like "Lock the clock" where the premium remains the same till the year you claim.. HDFC Ergo increased premium like anything...
स्टार हेल्थ की पॉलिसी लेने से अच्छा है की जितने पैसे आप स्टार हेल्थ के प्रीमियम में देते हो उतने पैसे आप अपने गुल्लक में सेव करते चले जाओ और जब आपको जरूरत हो तब उनसे आप अपना इलाज कराओ क्योंकि समय आने पर स्टार हेल्थ वाले आपको कुछ नहीं देने वाले। देंगे तो आपको खून के आंसू रुला देंगे यह मेरा पर्सनल एक्सपीरियंस है और मैं नहीं चाहता कि किसी और को भी यह एक्सपीरियंस करना पड़े
I had sever dengue and was admitted due to it. There was multiple recommendations from doctors to get admitted. But Nivea Bupa rejected my claim saying it can be treated at home. Don’t go for it, what’s the use of paying all those premiums when they will reject your claim when you need it.
Yes, even I had a similar experience. I was admitted because of tonsils and when I requested a claim Niva Bupa said that it won't be covered for the next 3 months mam, apke plan mein yeh 2 saal baad cover hoga aur abhi 3 mahine rehte hai. So we are basically paying to these companies for nothing. Kyunki policy bechte waqt toh yeh nhi btate.
फैमिली हेल्थ इंश्योरेंस के साथ Maternity हेल्थ इंश्योरेंस और New baby bones का कॉम्बो पॉलिसी बताएं जिसमें New baby bones का इंश्योरेंस कवर पहले दिन से शामिल हो तथा जिसमें डिलीवरी खर्च का ₹30000 से ₹50000 तक इंश्योरेंस शामिल हो।
Instead of ReAssure, you should have compared NIVA BUPA MAX SAVER2.0 vs HDFC ERGO OPTIMA SECURE. NIVA BUPA MAX SAVER 2.0 covers 1crore amount. What is that? plz explain
1 Crore it is good to listen but 90% they will not approve your claim.dont see big amount .look ho will clear your claims in your need ..go with care supreme or HDFC optima secure
Wrong comparison.. Do you know star assured health policy? All what hdfc is giving star is also giving in assured plan.. Please compare accordingly. Do not misguide. Star have policy which is better than hdfc
Why use 2020 claim settlement numbers, when 2022 are available? Isn't it good for hdfc in 2022.. Anant Sir has not doing fare comparison recently, over align with hdfc.
Incomplete Info. Missed Points 1. Day Care Treatment as Only Niva Bupa granted 2HR Day Care Treatment 2. OPD 3. Air Ambulance 4. Zonal and PAN 5. Daily Cash Allowance 6. Others Value added service
Star health insurance koi buy mat karna mera personal experience hai very bad service claim settlement kuch nahi hai sirf paise lena hai isliye sasta hai
Yes sir it is important, being a doctor, i have seen many patients suffer bcoz their health insurance did not cover that particular disease, Also how many family members being covered is also imp..
compare with proper policy category because star family health Optima is a very nominal policy if you want to compare with those family then please compare with star comprehensive
But Niva Bupa Reassure 2.0 has Additional Add-ons like Disease Management (Day 1 Coverage for Diabetes and Hypertension), Safeguard + (which covers all excluded annexure items) and also Deductible option just like HDFC Ergo .So isn't that better than all Plans?
You are talking on the stated policies of these insurance companies. But main thing is different. People pay their hard earned money to the insurance companies hoping that during their crucial time they will get benefits of insurance. But reality is bitter, painful and horrible. Most of the companies are very promising while selling policies. But they have given training to their staff how to reject claim in whatever situation it may be. People faceb very helpless and potiable situation when they wait hours after hours to get cash free treatment. Those who apply for reimbursement majority got rejections and no response and bad behaviour. Thus insurance companies are looting people in the name insurance.your video is good in promises. In reality the dark side is not reflected in your video. Godbsave the people who are paying to the insurance companies.
Sir aap Niva Bupa Reassure ko compare kar rahae hai aur Aap latest Reassure 2 ki baat kijiyae, unlimited Reassure and Booster plus 10 Times in titanium plus
@@suneelkumar7424 Bro are you an agent for Care and HDFC. I am seeing your comment under almost every comment. Are you that helpful towards everyone? Or are you that hateful on Niva Bupa?
Comparison would be apple to apple . You should compare Star Health Insurance Health assure product so many points will be strong compare to other two . This video seems like you want to promote HDFC , pls don’t misguide people .
Click for *Health Insurance* -
api.whatsapp.com/send/?phone=916375540350&text=HiINeedHealthInsurance&type=phone_number&app_absent=0
Click for *Term Insurance* -
api.whatsapp.com/send/?phone=916378800925&text=HiINeedTermInsurance&app_absent=0
Compare the Star Health Assure plan; the comparison is unfair.
Sir, i was going to buy NIVA bupa plan as is also covers Existing disease (hypertension in my case) from day 1 by adding additional Add-on is there same Add-on available in HDFC ergo. Please suggest, as now I'm confused which one should I go for.?!
Plz read star health assure plan then make video😂
ये missguide कर रहा है
पुरा प्लॅन का Study किया नहीं और निकला compair करणे
तुमको Reassure और Reassure 2.0 मे फरक मालूम नहीं हैं
because of these youtube pages we can see the differences in layman terms... kudos to the team for such deep research and guiding us for free....
स्टार हैल्थ फ्रॉड कम्पनी हैं बचके रहे
I have star health policy and had a good experience while treatment ..had no problems with the claim
Brunai africa @BipinBabu101
Points missing = Sub-limit e.g. cataract etc., daycare treatment, domiciliary care expenses?
Sir, HDFC ka Ek product Optima Secure leke aap Baki 2 company ka common terms and condition ka comparison kar rahe ho.....
HDFC ergo Optima Secure and Star Comprehensive and Star Health Assure ye 3 product ka comparison kijiye....Tabhi Proper comparison hoga.... Star Ka Bonus System product wise change hota hain.... Aur same HDFC may bhi Hay.... Aap HDFC ke ek product ko Niva and Star ke sabhi product ke common feature se compare kar rahain ho..... Hope you understood my point.
Aur HDFC ko itna pyar kyo sir, Aise lag raha hain. HDFC ne video sponsor kiya hain....
Sir aapke video ko dekh kar log inspire hote hain aur decision lete hain.... Kahi baar viewers aapka video dekh ke and recommendation dekha ke product buy karenge.... Isliye ek viewer hone ke nate... Bol raha hu.... Product comparison banaiye aur decision logo pe chod de
Very true bro
Personally happy to see this video, you cleared the doubts and i am at the position to make my decision
He is manipulating. Telling wrong about Niva Bupa Reassure 2.0. Only promoting HDFC Ergo
Cataract surgery/ Tonslitis/ Dengue/ Minor daycare procedures r not covered.Only corporate insurance Policy is passed with cutting of disposable items .Heart/ Lung / Liver / kidney / Cancer r not covered unless it is specified pls read the brochures don't go by agent who take u for ride.This man is only promoting HDFC ERGO
Nau pach aath do pach (2 baar seh) (2 baar aath) nau
Mercedes benz is better than all maruti model. We must have mercedez but pocket and present situation of market make us to handle maruti or Hyundai. All depends on pocket and income. Best things in market available at higher rate. Always take care of your health and must take the plan which you can continue till life end.
great comment, no-one is talking about this. If you can't continue high paying health insurance in the long run then it's no issue.
Very true
well said
Well Said
Car and health is not same.
I m very confused of health insurance... Because when i see the online reviews..all the companies have found deceived to the customer
If you follow the policy wordings, you won't have any issues with any of the companies. It's just a game of rules.
I have very good experience with oriental health insurance
These youtubers are making health insurance buying very simple and easier. Good job guys
Your video was very nice and informative
But
I feel like you are selling the HDFC Ergo plan.
sahi pakde
sabse chor company hai hdfc ergo
Sahi pakde hai 🎉
Now, Niva Bupa's features are far better than HDFC Ergo...
Niva bupa & hdfc ergo health insurance policy are best policy
I m from Assam, don't go HDFC health insurance, very very bad service ,
Star Health is exellent, if your claim is genuine ❤❤❤❤❤ I received 2 claims
rong bahut ghatiya he star health
Is there any insurance for Pre existing Decease?
Star health claim settlement is low compared to hdfc.
I have faced issues in star health
2 claims kaese mile bro
2 Sal se premium pay kar raha hun 3 claim mein se ek bhi settle nahin kiya hai . ab 2 saal baad UA-cam per comments Dekh Kar samajh Aaya Star Health Insurance is worst.
Similar experience with Niva bupa. They will reject the claim by default. You will need to produce a letter from hospital with very strong words on the purpose of admission, then there will be 50-50 chance to get the claim. I discussed with the TPA department and found that claim rejection rate of star is higher, followed by Niva bupa. I do not know why this youtuber is focusing too much on these two companies.
Ritesh bhai star ka b experience bura hai kya?
Very simple, they r earning for promotion...
Now go for reliance global health insurance..
Can we transfer our health insurance policy to other insurance company??
Star rejected my claim
Very good video. You could have considered Care Supreme for this comparison video
Don't go for it
Bhai tussi great ho awesome 👍👍 Jai hind Bhai Deepak Lucknow ❤❤
Brilliant video and very useful. No one provide comparison in such a depth 👍👌👏
Suggestion: price comparison for 5L insurance from all 3 companies would be great of understand risk-reward on amount vs Facilities
Rest everything❤❤ ❤ ❤❤
Video banane ke liye aap ko Kitna paisha Mila hai HDFC kee taraf se
मेरा प्लॅन hdfc ergo का optima ristor हे जो उसको update करके optima sequer करना ठीक रहेगा क्या
Basically, HDFC Ergo advertisement , skipped the main points of Niva bupa like "Lock the clock" where the premium remains the same till the year you claim.. HDFC Ergo increased premium like anything...
😮
Thik se dekho video woh bhi bola hai
really?
Also did not speak about the bonus in Niva Bupa Reassure 2.0 Titanium+ which is carry forward of unused sum insured upto 10x
@@nikhilhkatarianeva bupa claim bonus dega but jab claim krne jaige tab claim reject krega
Tata aig health insurance is a best insurance plan
You should compare Star Assure not Star Comprehensive. ASSURE compares against the ones you are discussing
Please Compare HDFC Ergo Super Secure with Star Health Assure Plan
HDFC ERGO INSURANCE much better than other Insurance company ❤❤
Niva Bupa Cashless Network 10000+ Hospitals
does it cover all critical illnesses like cancer treatments, and dialysis, heart surgeries? is there any restrictions on this?
Care health insurance is best experience 🎉
Can you plz explain
Which company do i choose with a pre existing disease diabetes , blood pressure and high cholesterol .
Excellent elaborated
Niva 2.0 is best plan where lock the clock and day care is reduce to 2 hours of hospitalization
स्टार हेल्थ की पॉलिसी लेने से अच्छा है की जितने पैसे आप स्टार हेल्थ के प्रीमियम में देते हो उतने पैसे आप अपने गुल्लक में सेव करते चले जाओ और जब आपको जरूरत हो तब उनसे आप अपना इलाज कराओ क्योंकि समय आने पर स्टार हेल्थ वाले आपको कुछ नहीं देने वाले।
देंगे तो आपको खून के आंसू रुला देंगे
यह मेरा पर्सनल एक्सपीरियंस है और मैं नहीं चाहता कि किसी और को भी यह एक्सपीरियंस करना पड़े
How is CARE-SUPREME policy comparatively?
Superb comparative analysis 👍
स्टार हेल्थ पोलिसी चांगली नाही हा माझा अनुभव आहे त्यांचे कित्येक हॉस्पिटलमध्ये पोलिसी चालत नाही
Niva and star ka claim processing and settlement aur queries bohat hota he.
What about other govt policies? Please make video on that mediclaim policies from govt companies too
Very bad experience with Nivea Bupa. Don’t go for it.
Kyu kya huya
what happened!! I was thinking to go woth Niva Bupa
Please don’t buy Nivea bupa
I had sever dengue and was admitted due to it. There was multiple recommendations from doctors to get admitted. But Nivea Bupa rejected my claim saying it can be treated at home.
Don’t go for it, what’s the use of paying all those premiums when they will reject your claim when you need it.
Yes, even I had a similar experience. I was admitted because of tonsils and when I requested a claim Niva Bupa said that it won't be covered for the next 3 months mam, apke plan mein yeh 2 saal baad cover hoga aur abhi 3 mahine rehte hai. So we are basically paying to these companies for nothing. Kyunki policy bechte waqt toh yeh nhi btate.
Star Assure plan is best in the Market ❤
Poyeda mone chekka hdfc or niva
Claim mai problem hai
Joot bolega no claim
HDFC ERGO HEALTH INSURANCE IS BEST IN MARKET ❤️💙❤️💙
Finally if u compare.. all 3 are the same - benefits & premium weigh each other..
I will buy oriental or other govt. Company insurance health policy and never buy any private Health insurance policy
Very excellent presentations
Best Health insurance is Manipal Cigna Health insurance/ Life Time plan
Hi I m great fan of your
In medicalm policy can u consider Manipal cigna optima prime health plan ....it's same as key points like hdfc ergo optima ..
I well suggest you to read documents carefully than take decisions
Good in depth-analysis.
Hdfc is the best one from my experience .i claimed 16kakh
Hi sir some one is suffering from heart disease is it cover from day one if we take it right now
Konsa policy h hdfc ki
फैमिली हेल्थ इंश्योरेंस के साथ Maternity हेल्थ इंश्योरेंस और New baby bones का कॉम्बो पॉलिसी बताएं जिसमें New baby bones का इंश्योरेंस कवर पहले दिन से शामिल हो तथा जिसमें डिलीवरी खर्च का ₹30000 से ₹50000 तक इंश्योरेंस शामिल हो।
Sabse Best Aditya Birla Active one product.... All in one 👍👍👍👍
😡😡हर महीने प्रीमियम देने के बाद भी जब कंपनी क्लेम रिजेक्ट कर देगी तो हमारे पास क्या option है ये भी बताओ
Case kr do bhai …. Simple
Niva bupa is having road ambulance upto suminsured & NCB is 100% upto 10times please check and put video
I have a star health plan of RS. 10.0 , is it right option. Otherwise may I change my plan. May I go with HDFC optima. Plz. Suggest
Instead of ReAssure, you should have compared NIVA BUPA MAX SAVER2.0 vs HDFC ERGO OPTIMA SECURE.
NIVA BUPA MAX SAVER 2.0 covers 1crore amount.
What is that? plz explain
Don't buy Niva Bhupa Health insurance, they reject my cashless claim, 7 yrs old policy. I am thinking of port to other Health insurance company.
@@anchitsmusic for what reason they rejected
1 crore ? You are thinking they will approve 😂. impossible just it is a figure.theynwill not approve
1 Crore it is good to listen but 90% they will not approve your claim.dont see big amount .look ho will clear your claims in your need ..go with care supreme or HDFC optima secure
@@suneelkumar7424what about Care Advantage?
Very informative video sir
great! informative video...
Why is care not considered, they have significant presence too with all major things covered.
I think Care is the worst company in health insurance space. They reject genuine claims.
Then which when is good,all have some pros and cons
@BabuNet😂😂😂😂😂
92000 ka claim kiya aur 65000 mila tha mujhe
Wrong comparison..
Do you know star assured health policy?
All what hdfc is giving star is also giving in assured plan.. Please compare accordingly.
Do not misguide. Star have policy which is better than hdfc
Nice explanation 👍
Please cover health policy for senior citizens also
Star red carpet
Pl compare Manipal Cigna VS hdfc Optima
स्टार हैल्थ फ्रॉड कम्पनी हैं बचके रहे
2
I believe you should have taken Star health Assure plan here for comparison..
One question agar restored benefits kya after bonus 30 lakh joh hota hai usme rahega ki joh 10 lakh based insurance wohi only restore hoga
Why use 2020 claim settlement numbers, when 2022 are available? Isn't it good for hdfc in 2022.. Anant Sir has not doing fare comparison recently, over align with hdfc.
2021 and 2022 numbers are also on the same line
because at the peak of covid we could see which have given best,this is were i found out tata are fruad
Becoz he want to degrade star health insurance
What is the procedure of porting in health insurance??
Can you suggest or comment on Pre operated and cured cancer care treatment policy for a client aged above 55
3 company ke sath care health insurance ko bi compare kariya care supreme plan ke sath.
Incomplete Info.
Missed Points
1. Day Care Treatment as Only Niva Bupa granted 2HR Day Care Treatment
2. OPD
3. Air Ambulance
4. Zonal and PAN
5. Daily Cash Allowance
6. Others Value added service
Niva buppa only limit of 1lkh for robotic surgery
I have ICICI Lombard last 10 years but every year expensive I am port stra insurance?
Well explained
Very nice
Good information. Please cover HDFC ergo optima restore.
Star health insurance koi buy mat karna mera personal experience hai very bad service claim settlement kuch nahi hai sirf paise lena hai isliye sasta hai
Diseases covered not included
Overall nice video
Interesting
Will include next time sure
Yes sir it is important, being a doctor, i have seen many patients suffer bcoz their health insurance did not cover that particular disease,
Also how many family members being covered is also imp..
How's future generali health insurance plans reviews?
Buy Niva bhupa unique feture lock the clock.
Dental treatment and new teeth binding can be claimed under this Mediclaim policy
No
compare with proper policy category because star family health Optima is a very nominal policy if you want to compare with those family then please compare with star comprehensive
Sir I'm your follower but seems HDFC paying you that's why you always highlight HDFC
Even star health has bonus features and SA is also increased 100%, even aur ambulance is covered.
Yes on papers they are great. Real life scenario 😂😂😂 its a whole different story
Never buy star..im doc and they reject all
Star Health is worst company. You cannot even raise claim.
But Niva Bupa Reassure 2.0 has Additional Add-ons like Disease Management (Day 1 Coverage for Diabetes and Hypertension), Safeguard + (which covers all excluded annexure items) and also Deductible option just like HDFC Ergo .So isn't that better than all Plans?
Niva buppa worst service.they will reject claim 90 out of 100
@@suneelkumar7424 i am planning to buy a insurance for my parents ,both of them have diabetes which company is best in this scenario.
@BipinBabu101 care supreme ok nd HDFC ergo but premium is high
Aditya birla is one of best plan Active one
I have care mediclam last 2years should carry on same policy or change
Nice sir aap 🎉
Recently I bought Aditya birla active fit health policy.
How is it?
You are talking on the stated policies of these insurance companies. But main thing is different. People pay their hard earned money to the insurance companies hoping that during their crucial time they will get benefits of insurance. But reality is bitter, painful and horrible. Most of the companies are very promising while selling policies. But they have given training to their staff how to reject claim in whatever situation it may be. People faceb very helpless and potiable situation when they wait hours after hours to get cash free treatment. Those who apply for reimbursement majority got rejections and no response and bad behaviour. Thus insurance companies are looting people in the name insurance.your video is good in promises. In reality the dark side is not reflected in your video. Godbsave the people who are paying to the insurance companies.
Sir aap Niva Bupa Reassure ko compare kar rahae hai aur Aap latest Reassure 2 ki baat kijiyae, unlimited Reassure and Booster plus 10 Times in titanium plus
Aapne esme Star ke Assure plan se compare nahi kiya hai? Family Floter Plan to Basic Plan Hai?
hmne apne bachhe ka treatment payment krke kraya hospital ko
Star wale claim nahi dete...
Maine bandh karwa diya
Bed experience 😢
Kitne din Ke bad claim kiye the
Correct
Is all insurance cover cancer treatment and cashless facility
sir neva bufa reassured 2.0 mai major and minor critical disease ke liye waiting period kitna hai.
Maternity not covered in hdfc ergo which should b mandatory
Compare star assure, NIVA reassure, hdfc secure that's the best product to compare
HDFC and care supreme
Star Assure
Star insurance has not approving claims since last 8 months in market star insurance became the worst
@@suneelkumar7424 Bro are you an agent for Care and HDFC. I am seeing your comment under almost every comment. Are you that helpful towards everyone? Or are you that hateful on Niva Bupa?
Comparison would be apple to apple . You should compare Star Health Insurance Health assure product so many points will be strong compare to other two . This video seems like you want to promote HDFC , pls don’t misguide people .
First tell star to give claim like health insurance of govt employee 😂
NIVA BUPA HAVE A BOASTER BENIFIT, UNUTILISED SI CARRY FORWARD UPTO 10X....NCB NAHI HAI REASSURE 2.0 MAI....
What will be the best health insurance for newly wed couple with no medical history?
When you have a baby, those medical expenses can be covered based on the policy you have opted for
What about ICICI Lombard health insurance? Can you please comment
Very good video
Kya five year star health plan marj ho Sakta hai hdfc ergo m..sir