HOA'S Are Ripping Homes Away From ALL These People!
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- Опубліковано 1 січ 2025
- The unsettling reality of Homeowners Associations (HOAs) ripping homes away from people is illustrated by numerous stories of homeowners losing their properties to foreclosure due to mounting fines and liens. Our video delves into these cases, including those of active-duty military personnel, revealing the significant power HOAs hold to impose fines, file liens, and ultimately foreclose on homes. We discuss the increasing prevalence of HOAs in the U.S., where nearly a quarter of the population resides in community associations, and the lack of national regulation governing HOA practices. The video sheds light on legislative efforts in Colorado aimed at curbing these practices and the ongoing challenges faced by residents. Join us as we explore the impact of HOAs on homeownership and the urgent need for reform.
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@@KristinaSmallhorn it's a racket. It should be illegal. It's one thing to collect dues for property upkeep but they've created arbitrary bylaws that are against fair housing laws.
@@KristinaSmallhorn No ! You have given them the power by not over seeing what they are doing !!! All HOA rules can be Amend by the homeowner on with collective votes... and that one of the problems, how do you get homeowner to vote for the community and not there personal agenda
@@richardadams6988 thank you for giving your input.
@@KristinaSmallhorn yes
Yes, I believe that HOAs do have too much power. Same for condo boards. My cousin was prohibited from planting a vegetable garden, but not prohibited from planting flowers or any other non-edible plants. My condo board mandated that my curtains be of a certain color within their "pallet" of colors. Even the color, or shade, of glazing in our windows were controlled by them.
HOAs should be illegal if they have that kind of "power". Getting "evicted" and having your house that you 100% pay for sold from beneath you should be COMPLETELY ILLEGAL.
umm, no. Try not paying the property taxes that you owe on your 100% own house and see what happens when the govt notice that. Just because HOA is not for you doesn't mean that it should be illegal for others to want to belong to one
@@tuan2u You're comparing TAXES to a group of appointed bottom feeding worm level thieves. Enjoy your HOA. What's that famous P.T. Barnum quote hmmm 🤔
@@marcus_b1 If you owe money, you owe money.
@@tuan2u Still a NO to HOA and not paying your taxes is just dumb
I avoided real estate with HOA's.
My property is controlled by yours truly.
Told my agent I will not even look at a house with an HOA. NO!!!!
residents need to come together to vote to disband the HOA.
Not as easy as you think, especially in apartment style condos. No one makes anyone e live in a hoa or coa. The owners can change the rules if they band together!
@Theaterbuddy717 I am talking about single family. And even in condos you can do it. By replacing it with another HOA formation
@@sunso1991 Or a non profit entity. People don't need exorbitant fees, they just want sanity.
Many older condos have one water bill for 100s of units. The pipes are not separate and would costs millions to re fit the buildings.
@@Theaterbuddy717people definitely have to live in an HOA.
In many places no other reasonable options are available
Living in an HOA is like being on parole for the rest of your life.
Correct.
HOAs should never have had the power to foreclose.
@@cmackscott761 Then people won't pay
@@deebrown7160I can see HOAs going the way of Unions in the future.
The HOA are the management companies working for the landlord owners of the land who subdivided it so that they could rent the land.
A double whammy - buy land - force the renter to pay for your building on your land that you then rent to them and control and can boot them off for Pennie’s on your mighty greedy dollar.
Greedy corruption.
GEEZSH!!! -- please come buy just my house but you can’t get my land that it’s on and please come just rent the land from me for the rest of my life !!! In the next 5 years I will find a way to boot you and get the house back - so that I can do it all over again to somebody else!!
JEEZ - I MEAN , JUST IMAGINE!!!
SEE THINGS IN THE TRUE LIGHT
NOT their twisted perspective of manipulated advertisements.
@@deebrown7160 Sue and garnish their wages. Lien on properties, plenty of other ways to get them to pay
@@deadcell1 unions are actually useful, get real
I will never understand how a HOA has that much power over someone else’s home
People agree to it, crazy
@@joedennehy386 Yes, they signed the contract and agreed to the rules.
Because it’s not there home, you renting to have it on there land, don’t pay the fees, they claim the home to cover the fees 😳🤦♀️
When I was looking, HOAs were a deal breaker for me. No way, no how.
@@kass794 In a mobile home park yes ... in a neighborhood with houses ... no. When you buy the house you are buying the property as well. They are stealing someone's property ... just it is legally stealing but I consider it criminal personally. If there are unpaid fees they can sue. Stealing your property needs to be 100% illegal.
Never in a million years would I live under an hoa. No house is worth it.
Amen
Try finding a home that is not in a HOA.
@@Omar_Zazzle Its easy, buy in older developments
@@Omar_Zazzle we’re in one now. They do exist
@@pre1980carsMy brand new home back in 2001 was the only subdivision that didn't have a HOA. Many new developments on that block.
have a relative who lives in HOA, and when she fell and broke her arm they tried to fine her for leaving trashcan out too long. She's elderly and it was winter in the Northern states, and she lives alone. She always helps her neighbors, some who are younger than 40, but no one was there for her and the HOA local board didnt even step up to help. They need to add a clause/rule that they assist a neighbor in time of need like that. it was ridiculous. It also says a lot about where we are as a society.
Not worth it move out of the state
Just worried about this.
HOA's need to be outlawed or limited
I can see these operations going by the wayside…nobody needs an HOA. Why live under the guise of those who may have a personal agenda that will do damage to your life? Doesn’t make sense at all. How much does it really cost to live in these conditions?
No, no they don't. If it is not for you, fine and don't tell me how to live, tx!
Why? Just don't buy into one. No one holds a gun to anyone's head and forces them to buy a house with an HOA.
@@redlikewineagain697the house could be someone's dream home or dream area and you're saying that someone should have to give that up because of the ridiculous rules of HOAs
@Theaterbuddy717 HOA literally tell you how you can live so what are you really talking about?
Nobody should be allowed to take anyone's home from them... especially an HOA.
I agree, at most they should only be able to take you to court, then garnish your wages, at the most.
If you are on top of your mortgage or your house is paid off… no one should be able to move from your house, now you’ve been the government with property taxes…
Because of that point do you actually own your land and your home if someone can take it from you?
Especially HOAs… these associations should not be able to take your home just because you didn’t pay fees or special assessments and they definitely shouldn’t be able to fine you for not cutting your grass or leaving your trash cans out a day too late… seriously people… things happen and maybe we need to just chill out a bit…
If someone doesn’t pay their dues, then they shouldn’t be allowed at the pool and other community-based and accommodations … but if you don’t have any of those, why the heck are you paying for this?
There needs to be new laws that restrict HOA from abusing ppl.
@@hungp.8191 then vote blue.
Evicting a service member is the highest form of evil
Thats for sure.What a pack of mongrels.
It so disgusting to have to fight so much to just survive in life. This country is a mess.
What are you doing to better it? Elaborate
AGREE!!!
@@samkurz 1776
100%. In the book The Nordic Theory Of Everything, the author talks about moving back to Finland from the US because of her cortisol levels from the constant hypervigilance looking for the metaphorical knife behind every back. Every single aspect of life is a traphole-riddled wringer.
This country is the way it is because of the greed of the white man, and it's not up for debate
Why would anyone ever buy a house and let other people control what you can and can't do on your own property, and you pay these h.o.a. fees to let it happen. Does this make sense to anyone ????
@@thetripod7 because they are smart !
the fact that an organization tells you you can’t plant your own food is reason 1068 not to live in an HOA and pay monthly to give up your rights.
people vote there rights away all the time. The next big thing is our 2nd Amendment.
Well, of you bought a house and promised to not to plant your own food, which you did promise that when you bought the house, you can't plant your own food.
@@rcampbell4967 sure, and that is why we would never do that. I have no issues with peoples doing whatever they think makes them happy… even if it means they live in a community where everyone looks the same just like their homes. To us freedom is everything and something as essential of growing our own food in the garden or having our own chickens is essential… don’t folks remember lining up for toilet paper during Covid? Is a pretty lawn worth that? lol
@@rcampbell4967why does a vegetable garden be disallowed if not visible by neighbors?
@SlavGuns Then don't buy a house in a neighborhood with a HOA bylaws which prohibit gardening. It's really that simple. Don't think you're so special that you can buy a house and expect everybody else to cater to your needs.
I lived in A non-HOA community in St Pete. Some of problems you talk about in terms of junk cars, parking on lawns, boats in the street were managed by city codes. The code enforcement in St Pete is pretty rigorous. No HOA mafia needed.
Exactly… and you’re already paying for the police in that area… why do we need HOAs and extra fees and assessments? Why do we need private citizens to pretend like they’re the cops and give us fines…
@@Jaxmusicgal23 Why? Maybe they are lonely and like the attention.
1) Property Taxes, HOA Fees, Condo Fees, Overpriced homes, are making hard working taxpayers lose their only property (Home, Condo). How can it be legal to suddenly raise Condo fees and HOA fees by 40+%. 2) How can these crooked tax assessors be allowed to overvalue someone's only home by hundreds of thousands of dollars, when they are not investors and those homes are their only child hood homes. Many areas are becoming like Detroit and Mississippi - desolate and empty as the working voting taxpayer is continuously fleeced. The vile municipality tax assessors are getting multi-year promotions using Tax Payer dollars because these tax assessors ARE Overvaluing people's properties to bring in money to the municipalities. They don't care that people end up homeless (many veterans and elderly affected) or their home comes into foreclosure because they had to borrow against equity and credit cards to try and pay their property taxes or HOA or Condo fees. Just shameful an HOA can put a lien on someone's home for as low as $100.00! Where are all the State representatives to put a stop to this madness?
The point is it's legal. Nothing legal is lawfull.
@@ophidiaparacleteum…
You forgot Homeowners Insurance too. They are going way up.
Let the chinese invade
I live in Mississippi. 12 acres, 2 ponds, an in-law suite, 30x60 steel barn. $80,000😂😂😂😂😂😂😂❤😂😂😂
"Desolate"
I use to live in a HOA but foreclosed. Today, I live in a nice neighborhood that is HOA free for several years and am never going back.
Unfortunately, I live in an HOA. They are hard to avoid where I live. My neighbor parked in front of my house for a few nights. I got a letter about it. Told HOA it wasn't our car or belonged to anyone associated with our house and asked violation removed from our account. HOA asked whose car it was. Told them I didn't know and asked again if violation had been removed? They said, "We do not have the plate run back yet but have resolved the violation." They can run plates?! Looking forward to moving.
Wow
😮
Yikes!
What's wrong with that? It was a potentially abandoned car in front of your property which you were just ignoring. Somebody has to deal with it if you won't.
@@GillAgainsIsland12 sshhhh. Stay. Stay. Ssssshhhhhhhh.
I don’t care if it turns into a dump neighborhood - why would you trust others with your biggest investment in life. As if taxes were not ridiculous enough, to tack on HOA to allow your neighbors to potentially take your homes is absolute madness.
I couldn't imagine paying someone to put restrictions on me.
Isn't that the government?
Democrats love this stuff they can't get enough of it
@@garysgarage.2841I wonder which party’s members are more likely to live in HOAs…
I’d guess the elephant party, but maybe it is the donkeys…
@@SigFigNewton Either one most people don't realize exactly what they're getting into. The real question which one is more likely to leave an HOA and which one is more likely to adapt and become the Karen.
@HomestarCrawler, now that you meantion it...
Judicial process should apply to all owners, not just the military. No HOA should be allowed to sell your house from under your feet without due legal process.
Especially for half the price of the home. I bet the buyer of that home is related to or an acquaintance of someone on the HOA board. Needs an investigation.
Yup. I can see if someone was dumb enough to buy a HOA house and they agreed that they could be found liable in a court to pay the fine and maybe be garnished. But Stealing someone's home has to be off the table. That is insane.
Two major things I HAD to have when looking for a home - NO HOA and not in a flood plain.
Agree!
Same here
Vegetable garden attracts rodents and other animals. That's the reason they aren't allowed
And flood plain better than hoa
I sleep better in a flood plain
If I was going to lose my home over 1500. The bulldozer would be turning my home into matchsticks and the HOA could deal with the cleanup.
I will do my level best to NEVER participate in an HOA.
Much safer to rent
Same here. I live in an area with no HOA and I can paint my house pink with purple pokadots if I want to and no one can do anything about it. (Don't worry, it's actually a dark green with white trim and I've had neighbors tell me that they think is looks great, but you get the point.) When you pay so much for a house it's really galling when others tell you how they think it should be. It's none of their business; unless you live in an HOA, which is why I never want to live in one.
@@Bella-gj6wc that the problem
@@valeriestevens5250 that great !!! And I don't want to live next to you ... hahaha Hahaha
@Bella-gj6wc Trust me, you won't need to
Rule #1
Do NOT buy a home that have HOA.
When I moved to Florida in 2014 I was told by people in the know to buy a home outside of an HOA community.
Here they call it Deed Restricted.
I can skip cutting my grass for a week without fear of losing my home
Isn’t that so sad that it can really lead to that?
Glad I don’t live beside you
I didn't cut my grass in 3 weeks because we haven't had rain in a while. My neighborhood has banned HOA.
The states need to make a law to get rid of hoas.
Arizona is full of them. It is almost impossible to purchase a home in a nice, less than 35 year old community without an HOA. If you want an older home, even some of them have started an HOA to keep homes/yards properly kept up. My HOA has behaved OK so far….
There's absolutely no need for them. I live in a very nice, quiet, and clean neighborhood with no HOA. Everyone takes care of their property and they don't need anyone bossing them around to do so. We enjoy our vegetable garden and if we go on vacation for 2 weeks and the grass gets overgrown it's not a problem because we get to it straight away when we return. That's how everyone is around here.
Like minded people will find each other. Find neighborhoods where people take pride in ownership and their neighborhood and everyone governs themselves correctly. Maybe if a slob does move into the neighborhood the other neighbors can gather to see if there's anything they can do to help maintain their space, volunteer to mow or help fix the fence. Sometimes people fall on hard times and genuinely don't have the means whether it's money or manpower to get things done. They may be too ashamed to ask for help. If we took care of ourselves AND watch out for each other when needed HOAs would be deemed completely unnecessary.
There are plenty of neighborhoods like mine that are well managed by the people themselves and not some board members. HOAs are for the paranoid...with extra money to blow.
Absolutely, I agree!!!
Paranoid? With extra money to blow? Yeah, right. That's fine if you want to live like you do but don't dictate how everyone else should live. You don't like rules but then want to put a huge rule on it to ban it completely? Makes no sense. Live and let live.
@@redlikewineagain697 Yes, I said what I said. If you are paranoid and have extra money to blow no one is trying to take your security blanket away from you. Go live in an HOA and calm down.
Facts! Allll facts!!!!
Don’t forget, for many, HOAs and “gated communities” are to “keep the poors out!”
Whenever an institution of any kind figures out how to fleece their customers they will. Every. Single. Time.
HOA’s should not exist. Home owners are not children that need to be monitored and kept in check. I don’t live in an HOA, but if a neighbor doesn’t cut their grass, or keep their property in shape, we just call the city. The city cleans up and adds that cleanup fee to their property tax. Of course warnings are given prior.
You'd be surprised how unkept some people keep their property unless forced to clean it up.
Sadly, home owners often act like children and need to be monitored and kept in check.
Think about it; what “violations” could they issue fines for if home owners didn't violate the rules?
@@VideoArchiveGuy 100% you vote blue no matter who.
@@GillAgainsIsland12 You have a choice not to buy said property. HOA gives you no choice, it's like renting forever.
@@lonniebeal6032 Not defending overreaching HOA, but poorly kept properties bring down the value of every home in the community.
So wonderful to know there is protection for our Military Service Members related to HOA .
They likely rejected your payment as a game, and continue to do so, so they can then put a lien on your property.
Sounds like your new management company has more games than Milton Bradley.
What I realized is owning a home in America is a hoax. You can own the house and lose it for failure to pay property taxes, Squatter rights, and HOA fees and penalties. In the end after all the money you put into the home you don't actually own it.
Homeowners Associations (HOA) were originally called Protective Covenants in the early part of the 20th century and their purpose was to enforce racist Jim Crow segregation laws. So if you had a housing development and you wanted to make sure that no blacks, no Jews, no Mexicans etc. moved into your area the Protective Covenants were there to keep specific groups out. Over time sensibilities changed (a little) but the power of these extra government organizations did not. They are governments within governments which you agree to when sign those papers to buy that house. No house is worth living under control of people like this; you're essentially renters with none of the protections of renters but with all the financial liability. That's who these people are, just don't do it.
That's exactly why these HOA associations are backfiring on these racist plantations😅😂
Exactly
@@lashlarue59 this is not true
@@lashlarue59 Wow, that's exactly what I thought since they act exactly the same as the gov!!!
@@TheCatholicGirl It is true
Imagine paying off a mortgage. HOA has the power to foreclose and force
home owners out😢
I live in a 55+ community HOA in PA and the new rules keep coming. Very discouraging !! My mom lived in one where you could put up white xmas lights only, and have white backed curtains only. Many other ridiculous rules to mention. HOA's shouldn't exist at all, that's why we have city ordinances.
oh lord all those white lights, only, would have just pushed me over the edge
If you live in an HOA Community ~ Then You don’t own your Home! If the HOA can take your Property, throw you out of your Home, then How can You say, You Legally Own that Home???
Years ago, before indoor air conditioners my HOA didn’t allow window air conditioners! The air conditioning wasn’t strong enough to cool the bonus room over the garage. Even when proof of the high temperature was presented to the HOA, they didn’t allow the air conditioners. This made the rooms unusable in the summer. Eventually, I sold the house.
They think having a window air conditioner makes you look too poor?
They’re generally terrible people
Not letting people use their ACs is a safety issue. That should be illegal.
It is illegal to file a UCC1 Lien against someone’s name and property unless there is an actual bonafide crime. Commercial infractions are not actual crimes. They are civil in nature not criminal.
Sue the HOA. Also, if a HOA starts contracting you for a presumed debt, do NOT ignore them. Return a reply using certified mail within 21 days and dispute their claim and force them to prove their claim. If they fail to prove their claim in writing and in affidavit form under penalty of perjury. If they fail to prove their claim then there is no claim at all.
Why don't more people organize themselves and disband these HOAs or at least stop them from raising fees every year? I just saw a single family property with an HOA fee of $200 per month. What on earth is all that money for?
Your funny Willie my dues are $225 per month and by far cheapest dues in Anaheim hills. Ive seen dues in the $600 month range in my town. And over $1,000 if you have guard and gate at the entrance
@@seattlerain4809
You can drop the word “Near”
When preceding the word “Unanimous” just like in America there is no democracy where the majority rules and the minority has to go along with it. It would take 100% agreement to form an HOA or dissolve one.
The breakdown is in the approved budget. Reserves, common area expenses like water, sewer electricity yard work, snow plows, legal fees, cleaning, etc.
$200 per month is actually quite low right now for many places! But yes, it only goes up.
@@SlavGuns For a high-rise condo or townhome maybe. But for a single-family neighborhood, that is absurd.
Growing up I always wondered why my family chose to live in the country...20 miles from civilization...now I know...
Our neighborhood never had an HOA, but years ago people from strong HOA neighborhoods moved into our neighborhood, and have tried and tried to create a HOA. We all told them, “if you liked the HOA so much, why the heck didn’t you just stay where you were?” They replied, “We moved here for the bigger yards” 🙄
Bigger yards 🤣🤣🤣, no, you moved here because you weren't allowed to plant anything in your yard
Nobody in their right mind would voluntarily give a group the rights to steal your house.
That's why you should NEVER EVER buy any type of HOA's properties EVER!!!!.... I NEVER will!!
I work for a company that does the accounting for HOA's. One case caught my eye. A homeowner with past dues totaling 9k+. They tagged on another 9k charge just from lawyers fees.
as they should
@@tuan2uoh wow
@@tuan2u Nope, no way the penalty should equal the $ owed.
@@lonniebeal6032 The only thing that matters is what is in the contract the owner signed agreeing to the HOA. Life isn't fair.
When I was buying my house I told the realtor to not show me homes with hoa. The leeches won’t get a single penny from me.
you are just a deluded renter if you live in the HOA.
they can levy fines on you, coerce your behavior, evict you, sell your house, collect monthly fees.
you have no right to even decorate your house or landscape your own lawn without permission.
thats not home ownership. thats a renter with a mortgage burden
I've lived in an HOA home for the past 13 years. Not one fine or warning in those years. What you spew are outliners exceptions, not the rule. I would guess that over 95% of the people living in an HOA community have never faced a fine. The ones that actually end up getting kicked out, if you look at what they did, you would more likely than not, side with the HOA.
I echo the poster above. We have lived in a detached condo for 18 years.
No fees or warnings etc in that time. Most of our neighbors have been here for the same amount of time (or longer) and love it here. If any of us want to change a bylaw, we would vote to do so. We are the ones who agree to the bylaws and the management company (that we hire) enforces them.
And 99% of HOA will not foreclose on your condo unless you were severely behind on dues and have not been in contact with them.
One homeowner in our development was a year behind on their condo fee that was $350 a month at the time.
The management company sent certified letters, emails, phone calls and eventually took him to court to place a lien on the property. They didn't foreclose on him. Instead, he would pay the lien when he eventually sold the house. I don't think that is unreasonable.
Try not paying rent for a couple months and see what happens.
@@tuan2u Paint your house blue and pink or some color you like that is not on an approved list. See how that goes.
Well, show them you won't live in an HOA, and when the houses don't sell, change will begin. Do not buy a house withing an HOA.
NEVER NEVER move into a house that has an HOA
Don’t you think most ppl would if they could afford to?
@@Iluvpaws_1absolutely, most people would avoid HOAs if they could afford to
@@seattlerain4809 the average non HOA around here is over 500k. Being a real property owner is expensive
... until your two next door neighbors decide to paint their house pokadot or fly a F word flag on their property to pull down the overall value of your house. Or, decides to park 4 cars on the grass. Or, turn their house into an airbnb with all kinds of strangers, with no stake in the neighborhood, partying it up into the wee hours while you are trying to sleep. Or, decides to not cut their grass regularly or all kinds of other stuff that costs your house value to plumet
Agree. People move into Hoa because it’s a beautiful neighborhood then decide they don’t want to follow the rules. Hoa is a choice, no one forced to live there. Go live next to the neighbor that doesn’t paint their house and parks in their yard.
Never have never will live in an HOA - I can't imagine giving someone power over my property.
States should have never passed laws allowing HOAs to force a foreclosure on home owners over past due fees and fines. They should have allowed liens to be filed that would have to be paid off when a home is sold. HOAs also should not be allowed to charge excessive interest on past due amounts.
Bit of ad advise..do not enroll in auto pay for your HOA.. pay on-line....if they change management companies, they don't call you.. and if you don't read your mail, you can easily default
"You will own nothing and you will be happy about it!"- Klaus Schwab.
EXACTLY
Yes Exactly
As someone who lives in a country where HOA’s are stringently regulated by the government I find this absolutely horrifying.
Its not the law, it's the Judges that's the problem and eventually there will be boycotting because no corporations should be allowed to own all of peoples places to live and have a monopoly on home ownership. Americans have a right to own their own homes.
I would rather live next to a junk pile in the yard, than live in an HOA.
The junk pile might be an eyesore, but it doesn't tell me what I can do with my own property, or fine me, or try and evict me.
I lived in a HOA once and hated it. I sold and bought a property in the country. Very happy with the decision.
Living in the "woods" are always better than living with weirdo's"
My first home was in an HOA-managed community. I bought the last unit available in that community, and I had no idea the problems I would have with the HOA. The woman ... one of my neighbors, had been in the position of president of that HOA and boy, was she ever a real PRIMADONNA! You could call her the "Central Scrutinizer". The problem wasn't the HOA rules, ... it was how she interpreted them and applied them. She ticked off a lot of people, but I couldn't understand how she kept on getting re-elected. Some of my neighbors suggested that I run for the position, so I did. I didn't get enough votes for the president's position, but I did for the Vice-president's position. Apparently, not many people got involved with electing people for the HOA, and didn't attend the meetings. They did however, find the time to complain. I was able to shackle this president somewhat and keep her within acceptable constraints. It was a very nice property and it was being kept up. I could only image how bad it would have been living in a community without an HOA. I think that the bottom line is homeowners in HOA communities MUST be involved with the HOA voting process and come to the HOA meetings where they can voice their opinions and disagreements. Some governmental oversight seems like plain common sense.
They take your home but you still have to pay the mortgage, leaving you doubly hurt then they flip the house for half of its worth, but who pockets the cash? It certainly isn't the HOA but the crooks who worm their way into running them!
This is how people get murdered.
I've heard that HOA liens are in 1st position, over mortgage company. That is so wrong, and a big scam to steal properties- it's criminal.
HOAs are one of the worst things to happen to housing
Well, investment firms buying single family homes is neck and neck
@@williamsporing1500 Yah they need to start regulating those. They won't because of corruption of course. They should restrict investment firms to buying duplexes and quadplexes and apartment buildings. Most of the time if you an afford to pay rent on a house you can pay cheaper just to buy it.
I would NEVER buy in an HOA. Awful!
Here in San Ramon, CA, HOA keeps sending notices to repaint the house or gate or fix the roof. But they ignore Redwood trees leaves visibly accumulating on our roof causing nest habitat for geese and also potential fire hazard. The trees belong to them and keeps on ignoring them because it’s their expense not mine.
HOA FEES ARE RIDICULOUS
My HOA didn't even follow their own rules when I forgot to pay, they supposed to inform me in writing, before taking legal action, they went straight to legal, as soon as the grace period was passed.
Then you have a legal leg to stand on
Passed on the thousands in legal fees to you.
And this is why I hate HOA I would rather live in a slightly older home with no HOA in an older neighborhood
I would buy an older home without an HOA.
I would buy a mobile home in a park over an HOA.
If my home can be taken away from me if I don't pay my mortgage or property taxes if I fall on hard times then why would I want to add one more thing to my monthly liabilities giving them one more reason to take my home.
Who or why would purchase a home with HOA? Stop it people. 💯
Some HOAs start low, then with excuses balloon up.
Bunch of crooks. You are so kind & patient Kristina! Keep the paper trail going, may need an attorney to draft something to get your funds back.
They are the most steal money and lie on you.
My number one rule was no HOA when I bought my house in Las Vegas in 2014..
Don't buy no house with HOAs the whole game is to take your home and sell it and make tons of money 💰
Why don't you try and get rid of thoseHOAs. That seems so crazy I don't know if anybody in the whole world that has HOAs besides the states
When we were home shopping, a couple realtors told us all we could get was in an HOA or a condo..I told them I'd live in a tent first, We did find a home and NOT in an HOA
@@winniethepoohandeeyore2 it’s always about determination
@@alexanderchenf1 Yep
Same in Florida
Thank our law makers for making this possible. No oversight. None! Or they too are 100% complicit.
Houston Texas same thing they are cooking the books with fees. I have a story they are not interested in being paid they want my home they made it clear.
I lived in High end Lake Community. We didn't have an HOA the Town Council ran everything smoothly. The community next to ours also was high end but they had a POA and I walked with 5 -6 of them every morning one was the POA president she carried a Note pad with her as we walked and took down infractions. I said to her I am Glad I don't live over here you are Ridiculous of course she wss offended but as I pointed out to her how petty and trival SHE was being it gave her neighbors the courage to talk to her about it. She remained her term and then quit. I understand the benefits but I would Never live in one simply because when you buy your house NO group of people who Aren't makkng your mortgage should have the Power to take your home.
Sadly it is people like her who are drawn to serve on HOA boards. Power is a disease and control needs can easily grow to mammoth proportions. We have twice gone to the mayor of our small town about HOA over reach. Unfortunately while he calls our neighborhood a black spot on an otherwise wonderful community, there is nothing he can do. I've tried to organize some neighbors to change things with our HOA but they each have a different pet peeve that has taken on the weight of a survival need.. Some are rabid about lawn statues, others hate to see a child's bike on the lawn or someone painting a book case as a weekend project. Bless you for speaking out.
Very talked active! Amazing!!! We need to rewind! Heard who it sounds!!!
I get having HOA standards, but why pay monthly dues if there are no common areas? And the law should never let an HOA foreclose on a house. Cities won't build new parks because they expect HOAs to build and maintain the community. We are living in the upside-down folks!
If that was my home being stolen by a HOA then every member of the HOA will find themselves without a home too 🔥
No HOA for me ever. I will never live somewhere that already has one. They can pay me 500K a year to live in one. I am not paying someone to tell me what to do. That is called being an employee and they have to pay me to do so. No way will I ever need to worry about being evicted by some group that has not paid a dime to a house I am paying for. Also unless they are taking care of all the outside things like the lawn and pressure washing of the house they can stuff the monthly fees for absolutely no benefit to me.
I never bought a house under HOA. NO F WAY!!!
When I was looking to buy a house, I made sure never to look at anything with an HOA. I have known enough people who suffered through dealing with the condo commandos at their HOA that I never want that. If I want to pay for a bunch of crazy rules, I'll get a landlord. At least I can always move out at the end of the lease.
And the high percentage of HOAs in Florida are one of the things I always disliked about that state. My thoughts, AVOID AT ALL COSTS.
One of my coworkers home was put on foreclosure because she didn’t replant a bush that dried. It’s insane
Thats sheer madness & cruelty.Being forclosed on over a dried bush not being replaced,? Sounds like the Stassi with their book & pencil checking up on every minute detail.Then the real evil is their actions without conscience to forclose.
I am glad that you are bringing the calamity of HoA to light, what should we do about it in addition to sharing the stories?
Buy a bunch of property out in the middle of nowhere (make sure there are no CC&Rs attached and no mention of an HOA or POA), then build your house there. You can live off the grid as well. Second, buy an RV and live in an RV Park. RV Parks do have rules like an HOA or landlord, but if they get too restrictive or if rent gets too high, you can easily check out and drive or tow your house elsewhere.
What kind of trainwreck has the country come to, where a home owner's association can seize your home for unpaid, made up fines and fees? Why stop there? I am so surprised as to how they haven't come up with the tactic of seizing and liquidating bank assets, 401K retirement accounts, Stocks/bonds, pension/social security benefits!
Never buy a home with an HOA!!!
Nope - I went out of my way not to get into an HOA - Florida has crazy rules!!
So they foreclosed in less then 9 months on that Soldier house. That is crazy.
I thought HOA"s were run by the neighborhood you know neighbor working with neighbor.. sounds like hedge funds run them.
HOA's in this state ( LA) aren't even real HOA's until a year and day after the last home is sold. The contractor's vote counts for 51% and if he is OCD about having all the properties look like model homes....You can get harassed to the point madness. Our contractor control the HOA for almost 20 years. In this economy you can expect the same , especially on large developments.
HOAs eventually get turned over to the neighborhood but most can hire an outside company to handle things. It makes managing the HOA easier but also they don't have much compassion rules are rules to them. I currently serve on my board and it is hard to get volunteers to want to serve as well so another reason they hire outside management companies as well.
Demographics make a big difference.We have a very bad case of "wilful blindness" in our community complicated by a campagn of fear and propaganda.The latest is that we MUST have property management and an HOA by LAW...or get this...PAY DUES TO THE CITY. Amazing yes? I went to the mayor and informed him of what was being said and he of course denied he could have anything to do with us. He had been approached on several occasions by residents because of over reach by the HOA/management and felt the community was a black spot on our cheerful little town. It is amazing what people, especially elderly women on fixed incomes can be led to believe. Due to lack of meetings and fear of getting a "letter" it is impossible to speak to most residents about what is going on. You have the very angry and ignorant/compliant with nothing in between.
Our board got people, mostly elderly women, who have no idea about any of the dangers, to vote to let them do business at their once a year "open" meeting with whomever shows up. No quorum needed. They meet secretly with property management otherwise and you have request to attend these sessions, where you are only allowed to stay long enough to state your issue. I could write a book on their "budgets" which list no vendors and spend every penny they take in. No oversight.
HOAs are self contained governments and every homeowner must pay their fair share. Of course assessments are essential (not optional) to pay for upkeep in common areas, amenities, staff, etc. So if you have a homeowner who is not paying their assessments - the burden falls on the rest of the owners in the community to make up the loss. This is not fair, so most courts allow swift action. Every owner signs contracts at closing, best to read and understand before moving in.
Also, if you go through a bankruptcy, your attorney will most likely tell you that you can stop paying your mortgage, but under no circumstances should you ever, ever stop paying your assessments. WHY? because the HOA can seize your property if you are in arrears, normally after just 60 days - depending on your state.
That is unbelievable.
Property taxes are bad enough. Never ever would I sign or enter into an agreement where another entity could seize my home 🙄
All new sub divisions should be one level homes without HOAs.
I have never lived in an HOA. I've heard horror stories about that. 🤦♀️😢
This is something making me look away from new construction, they all have hoa.
We made an offer on a house once not knowing it was in an HOA. The real estate agent was confused when we tried to lower our offer after we found out. We ended up just withdrawing the offer completely. HOA homes are worth far less to many people. Why would I pay extra money to lose the freedom to use my own property how I want? Most of the “benefits” of HOAs are already covered by city or township ordinances in many places, such as keeping grass cut, no abandoned vehicles, homes in disrepair. I love reading the stories of smart people that band together to take over the HOA board then dissolve it.