Aleatory, Adhesion and Unilateral Explained for the Insurance Exam

Поділитися
Вставка
  • Опубліковано 15 січ 2025

КОМЕНТАРІ • 711

  • @tanyabz6416
    @tanyabz6416 5 місяців тому +13

    I watched your videos and passed my TX P&C exam with a 87% score 🎉 the first time and only spent 39 min taking the test. I absolutely recommended your videos to my entire agency
    Thank you so much insurance queen 😊

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @adriennenicole7687
    @adriennenicole7687 Рік тому +44

    I just got an 85 on my Life and Health exam in Texas this am. You along with a couple other content creators have helped tremendously. ❤

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +3

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @meganminton2728
      @meganminton2728 Рік тому +3

      Which other content did you find helpful? I test TX Friday

    • @ColorMeCopper
      @ColorMeCopper Рік тому

      What’s most important in SC? Health, life, auto…

    • @dianacasados7780
      @dianacasados7780 2 місяці тому

      What other videos did you watch?

  • @KatarinaSlavikas
    @KatarinaSlavikas Рік тому +22

    You are the game changer of studying AND UNDERSTANDING the exam

  • @danielgray7742
    @danielgray7742 Рік тому +6

    I didn't pass AZ P&C second time. I murdered it. Scored in mid 80s. Didn't pass the 1st time, cane across your page and passed. Thank you a million times.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @daintydaisy10
    @daintydaisy10 Рік тому +48

    Took my test today and passed both! Thank you so much!! You have been a huge help ❤

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      Yay! Congrats!! I'd love a 5 star review if you're able: Insurance Exam Queen
      maps.app.goo.gl/SjrvYbSNEn6Nez916

    • @lindakhroniclez3035
      @lindakhroniclez3035 Рік тому

      What parts did you pass? Did it include WC

    • @YvesPlace
      @YvesPlace Рік тому

      Congratulations. Studying for exam. Thank you. Positive vibes from #yvesplaceofhealing #ypoh 💚💙🧡

    • @caitlinriggins6491
      @caitlinriggins6491 10 місяців тому

      Hey studing for TX right now any advice i would gladly take!!!!

    • @marcusmbakwennama7665
      @marcusmbakwennama7665 6 місяців тому

      ​@caitlinriggins6491 am studying for same, can we exchange past Q&A?

  • @haylaracheel4576
    @haylaracheel4576 Рік тому +18

    YOU ARE A LIFE SAVER !! You’ve literally taught me more than the online course. Very thankful for all of your content🙏🏻🙏🏻

  • @mary21694
    @mary21694 3 місяці тому +2

    We had a person from a company come and do basically what you’re doing but nothing she said was on our test in the manner she stated. A few of us found out about you and I watched several videos repeatedly and it made more sense and was on our Texas exam. I passed thanks to you! Ty so much! ❤

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      that's fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
      Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all
      For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support.
      Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses
      #motivation #inspiration #support
      Sending you all the love and good vibes

  • @rosamendoza5288
    @rosamendoza5288 5 місяців тому +4

    Took my AZ P&C & passed thanks 2 Melissa & Angela. Did buy the Gold Package now studying 4 NY P&C. Buy the Gold Package totally worth it.😊

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @E_MAAAAAAA
    @E_MAAAAAAA Місяць тому

    Studying for P and C test for Arizona. Came across this video and subscribed. The thorough explanation is very helpful! Merely on chapter 2 but can't wait to pass this test!

    • @insuranceexamqueen
      @insuranceexamqueen  29 днів тому

      So excited you found it helpful! Let me know if there's anything else I can explain.
      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass website.
      Click this link: www.insuranceexamqueen.com/login
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      Always remember you have it exactly what it takes to pass, keep a positive mindset, and listen to Melissa’s meditation! ua-cam.com/play/PL98TB5a2YSNXhjNRxU5iCjnUecqv3Iu0W.html
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html

  • @HeavenRiley
    @HeavenRiley Місяць тому

    California Life and Health! 🤞🏽 loveee your videos!!!!

  • @Guapo-u3q
    @Guapo-u3q 11 місяців тому +2

    Hi I am taking the life and health insurance exam in March the first week! You are a great god sent help for me. Thank-you. Michelle

    • @insuranceexamqueen
      @insuranceexamqueen  11 місяців тому

      You're so welcome! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @skipstreet
    @skipstreet Рік тому +4

    Wow. Adhesion = sticking to it. That's fantastic. Like glue.

  • @leatheinfluencer7590
    @leatheinfluencer7590 Рік тому +3

    Hello, I've been watching your videos for the past couple days preparing from my p&c exam Saturday and it's definitely helped me understand insurance more way more than AD Banker. I've read the comments and seen others say you've helped them pass on the first try, I hope I have the same results 🤞🏾 you've made me more confident, so I think I will. I will definitely keep you updated with my results come Saturday, but thank you so much for helping me understand it more!

  • @WyoRockstar13
    @WyoRockstar13 Рік тому +10

    Took my test today! Passed with a 70% your videos helped immensely! No wonder you were the preferred educator for the test prep company!!! ❤😅😅

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Congrats!! I'd love a 5 star review if you're able to! Insurance Exam Queen
      maps.app.goo.gl/WDvHFY7UmtgZcUKz8

    • @ismaelthewarrior1147
      @ismaelthewarrior1147 3 місяці тому

      @insurancequeen Hi I’m in California I bought your gold! I finished my upward bound training and received my certificate and came across your station. What should I focus on for California if I may ask? Thank you for sharing your knowledge and expertise! ❤

  • @lisa-ur1cp
    @lisa-ur1cp 9 місяців тому +1

    I am taking the FL exam! I’m so glad I found you!

    • @insuranceexamqueen
      @insuranceexamqueen  9 місяців тому +1

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

    • @lisa-ur1cp
      @lisa-ur1cp 9 місяців тому

      @@insuranceexamqueen thanks!!

  • @reecehallberg841
    @reecehallberg841 Рік тому +5

    Hey! I wanted to say thank you so much for all your hard work on UA-cam and your packages online, I bought the silver package and passed all 4 of my exams in Illinois at 19 on my first try. You have such a gift with explaining information and you really helped me retain it throughout the days of study beforehand. Once again thank you!!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Yes!! Congrats!! I'd love a 5 star review if you're able Insurance Exam Queen
      maps.app.goo.gl/SjrvYbSNEn6Nez916

  • @nicolepentz6002
    @nicolepentz6002 5 місяців тому +1

    Exactly what I needed to hear ..” don’t focus on certain subjects only on what need to pass “ . I needed to hear this a month ago . Taking my Florida state exam in 2 days and kinda freaking out . Your videos are great . 😊

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      Glad it was helpful! We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html

  • @jenhighet9867
    @jenhighet9867 3 місяці тому +1

    Wish I had known about you when I took the health exam in CA back in 2017. Doing the Life one now, you make this all so easy to understand!

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @lakeshiad.johnson300
    @lakeshiad.johnson300 4 місяці тому +1

    Hi! I'm new here and am studying for the OK Life & Health and Property & Casuality. These videos have been wonderful as I'm being introduced to new concepts in the insurance industry. Thank you for your help! Look forward to posting my PASS.

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      You got this Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @christinamuggle
    @christinamuggle 4 місяці тому

    Girl, you make this so easy to understand.
    I love it.

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      Glad it was helpful! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @gosteelers2291
    @gosteelers2291 2 місяці тому

    Thank you very very much. I am listening to as many of these as possible and you have really been a lifesaver for me. I take my test in Pennsylvania on Tuesday less than a week away now fingers crossed.

    • @insuranceexamqueen
      @insuranceexamqueen  2 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @brittanysierra9412
    @brittanysierra9412 Рік тому +1

    I must say I will be taking my Health Insurance Exam next week Saturday and so excited. With the resources of you video I’m claiming I will pass the state Exam. South Carolina Accident and Health Insurance. Thank you so much by you braking down the concept makes it so easier for me. Thank You so Much will keep on watching till I take the exam.

  • @missmarilyn3740
    @missmarilyn3740 Рік тому +1

    Failed 1st time going back for round 2..soo glad i found your videos..u r a great teacher..Love your style❤..pray for me.. nerrrrrrvous!! But im going to keep watching of your videos..Im in virginia taking prop & cas test
    .

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      You got this! Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @johnkitchens3918
    @johnkitchens3918 Рік тому +1

    I am in Georgia and retaking Tuesday, your videos have helped me

  • @MLopezVoice
    @MLopezVoice 2 місяці тому

    You are a very VERY lovely person. Thank you for making these videos! We are lucky to have you!!

    • @insuranceexamqueen
      @insuranceexamqueen  2 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @ann-mariemonzon2454
    @ann-mariemonzon2454 Рік тому +2

    Hi Queen I am getting ready for my exam, I will go check out your videos Thank you

  • @carlosmejia1247
    @carlosmejia1247 Рік тому +1

    I took my test today, I hope you see this. Thank you. You helped a lot.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      That's awesome!!! I'd love a 5 star review if you're able! Insurance Exam Queen
      maps.app.goo.gl/hnrdR9M1KttjMARX7

    • @carlosmejia1247
      @carlosmejia1247 Рік тому +1

      @@insuranceexamqueen you got it. Least I could do

  • @Elite1717
    @Elite1717 3 місяці тому

    Thank you so much , I remember more with you then with online lessons.

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      Fantastic! We’re thrilled to hear about your success! If you’d be willing, we’d love for you to share your story. Your experience can inspire others who are preparing for their exams. Please consider leaving a testimonial or success story mentioning your state and the exam you passed using our materials: Testimonial Link.
      Thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
      Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all
      For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support.
      Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses
      #motivation #inspiration #support

  • @TamaraLahham20
    @TamaraLahham20 Рік тому +1

    Hello, studying for my P&C exam. From California
    your videos are great, thank you.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      In CA you want to focus on General Insurance(31% of your Exam) and Personal Lines(38% of your exam) is made up of Dwelling, Home, Auto, Flood and Umbrella. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is 31% of your exam and is the foundational chapter and when you know it well, it helps with all the other chapters. You want to be very good at knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      Dwelling and Homeowners(Property Policies) can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      Flood is also a part of personal lines but it’s not a highly tested topic. There are some key things to know about flood and my Royal Treatment Class Series will go over them and tell you what to memorize.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in CA, Commercial is a big chuck on the exam, over 30%, BUT you do not need to know Commercial Policies to be able to pass because you only need a 60% to pass your whole exam. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Umbrella Policies are an easy concept to get points on. All my Royal Treatment Class Series include an Umbrella Class that tells you what to focus on.
      Pet insurance only makes up 2% of the whole exam so it’s not worth your brain space to know it. I do not cover it at all.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Pete Here:
      www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @shantamills8859
    @shantamills8859 Рік тому +2

    I am taking GA exam, tips please 🙏, your videos are great!!

  • @aleciaellis9053
    @aleciaellis9053 Рік тому

    This is exactly what I needed but I feel that way of everything you post 🙌🏾 I’m in TX.

  • @SharonDeAndrea-n1k
    @SharonDeAndrea-n1k 5 місяців тому

    Your videos are WAY more helpful than the Kaplan classes/tests. THANK YOU!! I'm in Pennsylvania and will be "hopefully" taking my exam in the next couple weeks. I first need to pass the Pre-test which on Kaplan I've had difficulty passing

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      hi thank you for reaching out
      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html

  • @ChristianEssary
    @ChristianEssary Рік тому +1

    Studying for my life and health and this is so much more helpful than the XCEL course!!! I'm in arkansas and could use all the help I can get!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @khamiathompson977
    @khamiathompson977 Рік тому +1

    Also love your videos , you simplify everything and make it so much easier to understand

  • @erickamorris6662
    @erickamorris6662 3 місяці тому

    Thank you. This is so helpful. I'll be taking the exam on Friday, 10/18/24. Life, Health and Annuity. 🙏

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @KenyaSmith-v5b
    @KenyaSmith-v5b 5 місяців тому +1

    I love your videos. You break everything down making it easier to understand. I am taking my Life and Health exam on Tuesday. I am told it is only Health but the testing confirmation shows Life and Health. Any tips or special reminders anyone can provide will be helpful.

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @cjlouis7577
    @cjlouis7577 Рік тому +3

    Took my P&C test today and passed it!! You have been such a pertinent resource. I am so thankful for you!!! 💗💗💗👑👑👑

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      Congrats!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      I would love a 5 star review if you're able! Insurance Exam Queen
      maps.app.goo.gl/fdoGmghnbRueFBKs9

    • @cjlouis7577
      @cjlouis7577 Рік тому

      @@insuranceexamqueen done! 😊🤗

    • @missjarrett1646
      @missjarrett1646 Рік тому

      Hello InsuranceQueen! I am in Georgia and taking the the GA-12-24 test I failed last week 😢 can’t retake it until two weeks out. Please help

    • @delializcano7596
      @delializcano7596 Рік тому

      Hi , congratulations! With who did you take your exam with ? If you don’t mind saying.

  • @lorenaacosta1652
    @lorenaacosta1652 3 місяці тому

    Your explanation of terms is awesome, very comprehensible...

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      Glad you think so! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @chelseapena2209
    @chelseapena2209 Рік тому +1

    Taking my life and health exam today in Michigan! Thank you for all of your videos

  • @BobEaly-g7l
    @BobEaly-g7l Рік тому +2

    I am studying for the Independent adjuster exam. I really like your videos.
    they really help. Could you please let me know which videos I need to watch?

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. With that said, here's what's important for the CA PC Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      In CA you want to focus on General Insurance(31% of your Exam) and Personal Lines(38% of your exam) is made up of Dwelling, Home, Auto, Flood and Umbrella. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is 31% of your exam and is the foundational chapter and when you know it well, it helps with all the other chapters. You want to be very good at knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      Dwelling and Homeowners(Property Policies) can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      Flood is also a part of personal lines but it’s not a highly tested topic. There are some key things to know about flood and my Royal Treatment Class Series will go over them and tell you what to memorize.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in CA, Commercial is a big chuck on the exam, over 30%, BUT you do not need to know Commercial Policies to be able to pass because you only need a 60% to pass your whole exam. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Umbrella Policies are an easy concept to get points on. All my Royal Treatment Class Series include an Umbrella Class that tells you what to focus on.
      Pet insurance only makes up 2% of the whole exam so it’s not worth your brain space to know it. I do not cover it at all.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Pete Here:
      www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @fiorellalizethcurotorres6078
    @fiorellalizethcurotorres6078 2 місяці тому

    Im in Wisconsin and I’m not taking chancessss I need to pass at first try im so lucky to find you

    • @insuranceexamqueen
      @insuranceexamqueen  2 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @punklette
    @punklette Місяць тому

    so grateful for you and what you do! your vids have been so helpful. Such a nice touch to add motivation videos :)

    • @insuranceexamqueen
      @insuranceexamqueen  Місяць тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass website.
      Click this link: www.insuranceexamqueen.com/login
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @latoniagreene2787
    @latoniagreene2787 9 місяців тому +1

    Thank you so much for the lesson. I’m studying to take to my exam in South Carolina

  • @oglethorpecountycrystals6115
    @oglethorpecountycrystals6115 21 день тому

    Thank you. I just subscribed! I’ll be taking the Health, Accident and Life exam in South Carolina!

    • @insuranceexamqueen
      @insuranceexamqueen  21 день тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass website.
      Click this link: www.insuranceexamqueen.com/login
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      Always remember you have it exactly what it takes to pass, keep a positive mindset, and listen to Melissa’s meditation! ua-cam.com/play/PL98TB5a2YSNXhjNRxU5iCjnUecqv3Iu0W.html
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @franchescaqui6768
    @franchescaqui6768 4 місяці тому +1

    hey im in PA and i take my test this upcoming monday!

    • @insuranceexamqueen
      @insuranceexamqueen  4 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @aliciaatkinson1312
    @aliciaatkinson1312 Рік тому +3

    I'm in alabama looking to take life and health. I just found your videos after I made the mistake of memorizing the answers . Can you help me while I watch your videos. I love the way you explain it

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @ozarkswoman7478
    @ozarkswoman7478 Рік тому +2

    Thank you so much for your videos!! I started watching you a couple of months ago and I feel 100% confident going into my exam today

  • @gromama8812
    @gromama8812 Рік тому +1

    I just finished Exam FX and will be taking my Michigan P&C next week!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @mirciadescolmenares2722
    @mirciadescolmenares2722 Рік тому

    Hello, I have been studying with your videos, I will test tomorrow in Tx for P&C.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @VanessaKnight-p3i
    @VanessaKnight-p3i 3 місяці тому

    Hi from CT I will be taking my life and health inurance

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @breakingin62
    @breakingin62 Рік тому +1

    Just finished Xcel taking life and health NC, Thank you

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. .
      You can find everything here: www.insuranceexamqueen.com/
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @carlossalas5771
    @carlossalas5771 Рік тому +1

    I would like to prepare myself for the all lines insurance adjuster license in Texas, which courses would you recommend, so glad I ran into your knowledge and videos you are so helpful in learning thank you !

  • @RachelBynum-h5t
    @RachelBynum-h5t Рік тому +1

    You`r videos are very helpful, Thank you. I live in Texas and studing for the propety & Causualty Exam.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      forms.gle/jq8xmyLSGUCfUgoY9
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @maryjanegreen7601
    @maryjanegreen7601 Рік тому +1

    I am learning *so much* from you! Thank you!

  • @jamesneslen6573
    @jamesneslen6573 Рік тому +1

    Utah Insurance exam #1703. Producers Combined Life, Accident, and Health. Thank you for these videos.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @MonicaLeader
    @MonicaLeader Рік тому +2

    Thank you!

  • @meredithplace9882
    @meredithplace9882 Рік тому +1

    I'm taking the OK P&C in about a week. Thanks for your help!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @tinagreene80
    @tinagreene80 Рік тому +1

    I live in the state of MD and very interested in learning what I should focus on. I am focusing on Life Insurance Only!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @malenyperea7993
    @malenyperea7993 5 місяців тому

    Hello! I’m taking my p&c exam in Alabama!

  • @andashleyfrey
    @andashleyfrey Рік тому +1

    Thank you so much for explaining aleatory in the way that you did!! This showed up on my second attempt at p&c. Studying for my third attempt here in KY for next Monday!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @irinakireyeva
    @irinakireyeva 5 місяців тому

    Appreciate your help Melissa!!!❤❤❤

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @cbarts2
    @cbarts2 5 місяців тому

    Such a good explanation, thank you. Subscribed.

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      Welcome aboard! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @alvinogletree1826
    @alvinogletree1826 5 місяців тому +1

    im taking the Georgia personal line test

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @JenHaddock
    @JenHaddock 9 місяців тому

    Melissa, I am in Texas and about to test for Life & Health. I am excited to have found you. After watching a few of your videos I wished I had found you sooner. If you have any tips that will help pass this test I am open to them.

    • @insuranceexamqueen
      @insuranceexamqueen  9 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @AcornsRule
    @AcornsRule Рік тому +1

    I struggled with this topic pretty hard, thank you!

  • @bethgile7211
    @bethgile7211 Рік тому +1

    Taking my test Tuesday, March 8th. Property and Casualty Wisconsin

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @juanhernandez2907
    @juanhernandez2907 8 місяців тому

    Hello, I’m taking my life & Health in Texas. Thank you

    • @insuranceexamqueen
      @insuranceexamqueen  8 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @JaCrinkle
    @JaCrinkle 4 місяці тому

    I wish this woman could adopt me the way she explains and uses other connection words like "adhere to" in reference to contracts of adhesion is just mwah chiefs kiss *

    • @insuranceexamqueen
      @insuranceexamqueen  4 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @cuthillcm
    @cuthillcm Рік тому +1

    I am taking NC Accident and Health on Monday.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      Field Underwriting(also known as completing the app/health Basics), Health Provisions, Types of Health and State Law/Insurance Regulations are the most important focus for your exam breakdown and I cover all of them in my Royal Treatment Class Series.
      Field Underwriting is all about the application process an agent goes through when selling a policy as well as the basics of all health insurance.
      Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For Types of health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and both come with 100 Day Access.
      My Sliver Life and Health Series (just skip the Life videos) will cover a simple review of the most tested topics across all states.
      My Gold Life and Health Series (just skip the Life videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @ashleysilva4037
    @ashleysilva4037 2 місяці тому

    Hello! I am taking my test in a week in California

    • @insuranceexamqueen
      @insuranceexamqueen  2 місяці тому

      Check out our Facebook page for more support! facebook.com/groups/1082073882582049/

  • @lizkujak9135
    @lizkujak9135 Рік тому +1

    I am from Minnesota and struggle with these terms!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Which exam?

    • @lizkujak9135
      @lizkujak9135 Рік тому +1

      @@insuranceexamqueen the Life & Health exam! I have taken it twice and have not been able to pass. There’s so much information to remember and apply.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      @@lizkujak9135 Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. .
      You can find everything here: www.insuranceexamqueen.com/
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @joanngulley3084
    @joanngulley3084 Рік тому +1

    Jo Ann, I'm studying Arkansas Life and Health exam!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Pete Here:
      www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

    • @joanngulley3084
      @joanngulley3084 Рік тому

      Thanks for sharing!

  • @tonyasherrill4032
    @tonyasherrill4032 11 місяців тому +1

    I’m in Missouri taking life insurance test

    • @insuranceexamqueen
      @insuranceexamqueen  11 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @purplesun23
    @purplesun23 Рік тому +1

    I am in Indiana, I have taken L&H twice and have failed both! I am new to the insurance field and definitely need some major guidance and help! Also, this video is VERY HELPFUL!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. .
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @itsnunu
    @itsnunu Рік тому +1

    Hey I’m taking my exam on the 29th in Georgia for personal lines

    • @itsnunu
      @itsnunu Рік тому +1

      Also your videos are so helpful you explain so people can understand

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @HeavenRiley
    @HeavenRiley Місяць тому

    Do you have a video on California "Medical Expense Insurance" ?

    • @insuranceexamqueen
      @insuranceexamqueen  Місяць тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass website.
      Click this link: www.insuranceexamqueen.com/login
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      Always remember you have it exactly what it takes to pass, keep a positive mindset, and listen to Melissa’s meditation! ua-cam.com/play/PL98TB5a2YSNXhjNRxU5iCjnUecqv3Iu0W.html
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @cameronguevara6140
    @cameronguevara6140 3 місяці тому

    I am from Indiana and I am taking the property and casualty exam

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
      I am sending you all the loves and vibes to pass the exam

  • @AmyTaylor-j1x
    @AmyTaylor-j1x 10 місяців тому

    Nevada Life and Health exam prep :) Heard wonderful things about your channel.

    • @insuranceexamqueen
      @insuranceexamqueen  10 місяців тому

      Thank you. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @hjane57
    @hjane57 Рік тому +1

    Hello from Ohio! I am studying for the Life exam. What are the areas I should put the most focus? And anything I should not? Thanks so much! Subscriber!!!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of these in my Royal treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      Health Basics is also known as field underwriting and it’s all about the application process an agent goes through when selling a policy as well as the basics of health insurance.
      Next up are provisions. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series(skip the life videos) will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series(skip the life videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @callmenene_
    @callmenene_ Місяць тому

    Taking exam in Louisiana! I failed by one point on Monday! Will be retaking exam tomorrow!

    • @insuranceexamqueen
      @insuranceexamqueen  Місяць тому +1

      You got this! Make sure to watch this video one more time before your exam tomorrow, good luck! and listen to this video to get pumped to pass: ua-cam.com/video/b8cl8AIM7j0/v-deo.html

    • @callmenene_
      @callmenene_ Місяць тому

      @@insuranceexamqueen Thank you so much!! I am pumped and ready! And I will pass this exam!!! Let’s go!!! 💪🏾🥳

    • @callmenene_
      @callmenene_ Місяць тому

      @@insuranceexamqueen I passed!!

  • @karinmoffett622
    @karinmoffett622 Рік тому

    I’ll be taking the Louisiana test. Please share best tips.

  • @natashatitova7105
    @natashatitova7105 8 місяців тому

    Thank you. This is great explanation ❤❤❤❤

    • @insuranceexamqueen
      @insuranceexamqueen  8 місяців тому

      Glad it was helpful! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @zeriahmcneal8221
    @zeriahmcneal8221 Рік тому

    Hey , im in alabama taking the personal lines test on the 9th

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Property and casualty includes commercial, and then everything else is personal lines. Personal lines just doesn't have commercial like PC does.
      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      forms.gle/THoi8TVEPyoRpzxh9
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @WillowTreeBudgets
    @WillowTreeBudgets 10 місяців тому

    I am in Alabama, and will be taking the P&C exam.

    • @insuranceexamqueen
      @insuranceexamqueen  10 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @minzopass3325
    @minzopass3325 Рік тому +1

    I like your explanation

  • @jolyngregg1015
    @jolyngregg1015 11 місяців тому

    Taking test next week! Texas! Very helpful videos, thank you!

    • @insuranceexamqueen
      @insuranceexamqueen  11 місяців тому +2

      You got this !
      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

    • @jolyngregg1015
      @jolyngregg1015 11 місяців тому

      @@insuranceexamqueen thank you!!!!!!

  • @radhapatel1749
    @radhapatel1749 5 місяців тому

    I am studying for the SC Life and Health insurance exam!

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @Jar0Jess
    @Jar0Jess Рік тому +1

    Utah producers p and c ! I've finished the books now just review review review. Thanks for your videos your amazing

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @wildfamily5627
    @wildfamily5627 Рік тому +1

    Taking test soon in Missouri. 🙏🏽

  • @ruthie809
    @ruthie809 Рік тому +2

    Hi, I will take the Nevada Life & Health Exam next week. Can you please tell me what’s most important? Ty!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. .
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @RoyaltyMusicTV
    @RoyaltyMusicTV 10 місяців тому

    Hello, thanks for the vids!!! I’m in WA state and I’ll be taking the Life only test

    • @insuranceexamqueen
      @insuranceexamqueen  10 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @kyokushinkai10
    @kyokushinkai10 Рік тому +1

    Great videos. Living in Los Angeles, California. Taking a Funeral and Burial Exam ONLY, Any advice. So far these 3 words are going to be on my exam. Any help would be great! Thanks again

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      So I cover the life exam, which has more information than you need, but it does cover two of the major topics on your exam, and you can get it through my gold class series on my website

  • @lindacousin546
    @lindacousin546 Рік тому +1

    Hello Melissa! I am enjoying your videos! I am in Georgia studying for Life insurance. What's my focus? Thanks

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @crystalsunlove5284
    @crystalsunlove5284 6 місяців тому

    Thank you! Georgia Life, Accident and Sickness Insurance test tomorrow morning... any tips?

  • @ianspencer9853
    @ianspencer9853 Рік тому +1

    Can you make a video on "Other Coverages and Options" I know it is a small portion on the test but that was one of the categories I failed in.

  • @brahmy8503
    @brahmy8503 Місяць тому

    Hello, thank you for sharing your knowledge. I am taking a Property and Casualty exam in California next week. What are some topics to focus on?

    • @insuranceexamqueen
      @insuranceexamqueen  Місяць тому

      go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @christinamack5200
    @christinamack5200 11 місяців тому

    You are AMAZING, I am getting ready to take the P&C state exam for ALABAMA, no previous insurance experience and I am struggling with the terms and commercial parts of the book. Do you do one on one tutoring?

  • @caspereira8239
    @caspereira8239 Рік тому +1

    Hi! I'm studying for my P&C Exam for the State of Connecticut and I am so glad I found your videos! I was feeling so lost before. Do you have any tips for the state exam? Thank you for sharing your knowledge with us!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @parkerberry8647
    @parkerberry8647 11 місяців тому +1

    Hello insurance exam queen!!! I have just started studying for my property & casualty insurance license in Missouri, any tips, tricks & what to focus on to help me pass??

    • @insuranceexamqueen
      @insuranceexamqueen  11 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @danielazavala4062
    @danielazavala4062 Рік тому +1

    Hello I’m taking the Maryland Exam! I test tomorrow and I’m so nervous