Pass the Insurance Exam: Policy Parts: Dec Page, Insuring Agrmnt, Conditions, Exclusion, Endorsemnt
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- Опубліковано 9 сер 2022
- Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.
With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.
Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.
View my packages here: www.insuranceexamqueen.com
Join my free support group here: / 1082073882582049
Subscribe to my UA-cam Channel: / @insuranceexamqueen
If you love ALL the fun details and back story...keep reading.
In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.
My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)
Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!
I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.
I would love to help you secure your pass!
Here is the link to view all of my packages: www.insuranceexamqueen.com
My FaceBook Group is a great resource as well: / 1082073882582049
Subscribe to my UA-cam Channel: / @insuranceexamqueen
Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!
Failed my exam 3 times. Watched these videos once and passed. Great stuff. The company I work for, CarShield, they are looking for a new teacher. You should reach out. Hundreds of us have to take this test and the current teacher just reads the book to us from front to back. Awesome stuff! Thanks so much!
Tell them about me, that's the best referral!
I totally resonate with your comment, Corey! I have taken mine twice and failed, and tomorrow will be the third time, but since watching the insurance exam, queen… I feel more than confident that I’ll pass tomorrow, and the third time will be the charm! She is AWESOME!!
@nakias75 did you pass the exam?
@@down2earth930 yes i did. only after i watched her videos though
Are those the same for only Life Insurance the Declaration page, the Agreement , and Conditions and the Exclusions what again and the Endorsement?
You’re amazing! I’m 18 and less than a month ago I was entirely new to all of this insurance stuff. I was so overwhelmed due to the amount of information I needed to retain. Some concepts wouldn’t click until I found your channel. I passed my p&c last week and I know your videos contributed greatly to that. Thank you so much, you’re truly wonderful at what you do!
Fantastic!!!
Hey!!!! Passed my licensing exam on the first try thanks to you!💕
Congrats!!
Hi, what methods did you use to pass? I have my exam in 2 days !!
I have learned it as D.I.C.E.
Declarations
Insuring Agreement
Conditions
Exclusions
That's perfect!
I bought exam fx and failed 3 times. Their videos need to be more DETAILED like this! Now im trying to watch all these different insurance pros videos to hopefully pass. Thank heavens for youtube. Im learning WAY more than on that paid “prep” program.
I am grateful to be of service!!
Examfx gives me a headache and I just keep falling. That’s why I started searching and spam watching the queen
I wanna shout you out Lady! I passed my P& C first try , a few wks ago and of all the studying I did from courses I took, it was you that cleared up so much and prepared me with confidence. God Bless and keep doing what you do. You are THEE exam Queen!!
THANK YOU!
@@insuranceexamqueen No Thank You!!! Love how you explain things! Take care now💕
I'm glad I found you. I'm planning to pursue an insurance career in this country. I worked in the insurance industry for more than 10 years in my country. I understand there's a lot to learn in this business. I started researching relevant information about the steps on how to be an insurance agent. I'm from New Jersey and I know different states have different requirements. I really enjoy your videos. You're an awesome teacher. Maybe you can give me some suggestions on what to do moving forward. Thank you very much in advance.
@@maryjeanholt4482 find an agent who is living the kind of life you want to live and do what they do. I know one agent who is always on a cruise! Another who loves being on TV! You get to create your life! There are so many options! I would join Facebook groups and begin watching people and seeing what they do and then duplicate the people you want to live like!
@@insuranceexamqueen thank you very much 😊 love your energy and you being passionate on what you're doing. You're an inspiration!
Tysm Melissa just came across your videos! So helpful! Love the look so Fun & not boring!
So glad!!! if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/
Thank you!!!! I took my exam in Texas and passed the first time! Your voice popped up in my head multiple times from watching your videos over and over :)
YES! I am told that happens a lot!
You’re an awesome Teacher ! ❤ Thank you for these videos !
You are so welcome!
Hello, I just took the insurance exam yesterday & failed :( I just found your channel today, you really make this more understandable, I was having such a hard time memorizing stuff & like visualizing them, but you break it down so good. I take the exam again in 2 week, hopefully I pass it then! Btw my exam is thru AdBanker in GA. Its pretty much all things you've covered:)
Yes!! You got this, it takes most people three attempts to be able to pass. Here is a description for what is important in Georgia and how and why I know that: Hello! I am Melissa, the Insurance Exam Queen.
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and to know and understand the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions.
My method works very well and anyone who works One-On-One with me with my Royal Treatment passed their exam on the first attempt with a just passing score because I only focus on what’s absolutely necessary to pass.
Signing up for the Royal Treatment will give you access to me for a month and I will give you all the steps I want you to complete to secure a pass and meet with you on Zoom for tutoring. You can message me through your studies on the daily! You can sign up for the Royal Treatment Here: buy.stripe.com/4gwaEM07Lbzu9dmeUV
If you are in need of a state-approved pre-licensing course, I recommend Xcel. They have one of the best practice tests that I have seen. When you check out with them, use the coupon code QUEEN which will knock $10 off the price, and within 24 to 48 hours, you will receive a link to my all access pass, which is all of my class recordings valued at $111 for free.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. I recommend which of my class recordings that I have taught to help you to understand this material.
My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
If you have already purchased my class recordings, use this write up to know what’s important and watch the videos in this order as well.
Here is what is most important for your state exam:
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. I teach both of these concepts in these two classes:
This class teaches just insurance terms and related concepts and policy provisions and contract law and it is for 2 hours: insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics
This class teaches insurance terms, policy provisions and contract law, and also covers homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math
If you need more help with Insurance Terms and Related Concepts, I have two recordings available for it. One is a conversational audio where I simply explain each concept. You can get that here: insuranceexamqueen.podia.com/general-insurance-terms-conversational-audio-for-life-health-pc-and-personal-lines
The next one is a Memorization audio where I explain the topic and then repeat a definition for you to memorize 3 times. You can get that here: insuranceexamqueen.podia.com/837d64ac-8003-49ab-9eab-09e3a3a2101b
For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood.
I have a FREE dwelling lesson here on UA-cam: ua-cam.com/video/RMJBonh4qms/v-deo.html
I have a FREE Home and Auto lesson here: ua-cam.com/video/n5RRJh5mTL0/v-deo.html
I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording
I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class
For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto, mostly sticking to personal auto. Umbrella also comes from this chapter, so if you get the flood and umbrella class above, you will be able to understand more types of casualty.
This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations class here: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc
While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate
If you plan to take the Life and Health Exam as well, you can get ALL my content in one Bundle Here: insuranceexamqueen.podia.com/all-lines-all-access-life-and-health-property-and-casualty-155
If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/
Any Live PC Classes Hosted by the Insurance Exam Queen will be available to book here: calendly.com/insuranceexamqueen
After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit
You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
This is a great video! Thank you so much!
OMG. Thank you. Unendorsed was my question and amazing. You answered it. You r the best.
YES!! CONGRATS!!
Im in TX, AD Banker, testing with Pearson this coming weekend!! ❤❤ Thank you for doing this!
You're so welcome. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
I passed my exam already but I love to come here if I still have a hard time understanding something. Thank you for what you do! And LOVE the eyeshadow
I love this so much!
Her knowledge is intriguing and her genuity is the first beauty i saw of her
It all makes sense now: teachers are the best when they are natural-born. My boss was a teacher and you confirm the importance i see in them now.
Thank you for all you do!
My pleasure!
Super nervous! But confident - I take my NJ exam in a couple of hours ! Thank You !
You got this!
You are a great teacher!! Your videos helped me with passing my Personal Lines and now I’m preparing for P&C.
Wonderful! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
I love your video’s I’ve took the exam 3 times and I really hope I pass today thank you so much Melissa for your videos ❤️
You got this! Let us know how you do!
I am about to take my All-Adjuster License and you are helping me so much! ❤TY, I love the smile and passion to help others.
You got this!!
Did you pass? I’m about to take mines soon.
Passed life and health first try. Purchased the GOLD reviews. Thank you!
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
This is so good. I am taking the exam in Florida. Hoping 3rd times a charm
Which exam?
Best teacher ever!❤️
Thank you! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Thanks I.E. QUEEN!! I CRUSHED my texas PC test last Thursday night!l, 1st try!! Your videos clicked soo mufh of the material for me! I listejed t I all of ypur videos on 1.5x speed for about a month, and then did the practice test on my examfx modules until i could pass then each time. My 4yr (who id push atound in the stroller while listening) , he said wow dada she talks super fast! He and I love "all the love and all the vibes!!!! Right back at ya!
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@insuranceexamqueen done! Just posted it, you rock! I'll see you in the next biennum fir my 24hrs of CE (including 3hrs of ethics , of course!) Or better yet, for my next product line exam.
I'm taking my PA property and casualty next week. Thanks you help make things click
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Love your training I listen to for the last 7 days passed my NC p&C first attempt. Was hard because the questions was cleverly written
Congrats!! They are tricky!
Yo I failed the first try in NC any tips ?
Hi Melissa, I am taking the P and C exam on Friday in TX. Any tips would be greatly appreciated. You are so amazing. I understood the Declaration pages just by listening to you. I wish the govt would teach the children the way you teach. You rock sister.
Hello! I am Melissa, the Insurance Exam Queen.
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and to know and understand the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions.
My method works very well and anyone who works One-On-One with me with my Royal Treatment passed their exam on the first attempt with a just passing score because I only focus on what’s absolutely necessary to pass.
Signing up for the Royal Treatment will give you access to me for a month and I will give you all the steps I want you to complete to secure a pass and meet with you on Zoom for tutoring. You can message me through your studies on the daily! You can sign up for the Royal Treatment Here: buy.stripe.com/4gwaEM07Lbzu9dmeUV
If you are in need of a state-approved pre-licensing course, I recommend Xcel. They have one of the best practice tests that I have seen. When you check out with them, use the coupon code QUEEN which will knock $10 off the price, and within 24 to 48 hours, you will receive a link to my all access pass, which is all of my class recordings valued at $111 for free.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. I recommend which of my class recordings that I have taught to help you to understand this material.
My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
If you have already purchased my class recordings, use this write up to know what’s important and watch the videos in this order as well.
Here is what is most important for your state exam:
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. I teach both of these concepts in these two classes:
This class teaches just insurance terms and related concepts and policy provisions and contract law and it is for 2 hours: insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics
This class teaches insurance terms, policy provisions and contract law, and also covers homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math
If you need more help with Insurance Terms and Related Concepts, I have two recordings available for it. One is a conversational audio where I simply explain each concept. You can get that here: insuranceexamqueen.podia.com/general-insurance-terms-conversational-audio-for-life-health-pc-and-personal-lines
The next one is a Memorization audio where I explain the topic and then repeat a definition for you to memorize 3 times. You can get that here: insuranceexamqueen.podia.com/837d64ac-8003-49ab-9eab-09e3a3a2101b
For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood.
I have a FREE dwelling lesson here on UA-cam: ua-cam.com/video/RMJBonh4qms/v-deo.html
I have a FREE Home and Auto lesson here: ua-cam.com/video/n5RRJh5mTL0/v-deo.html
I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording
I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class
For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto, mostly sticking to personal auto. Umbrella also comes from this chapter, so if you get the flood and umbrella class above, you will be able to understand more types of casualty.
This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations class here: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc
While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate
If you plan to take the Life and Health Exam as well, you can get ALL my content in one Bundle Here: insuranceexamqueen.podia.com/all-lines-all-access-life-and-health-property-and-casualty-155
If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/
Any Live PC Classes Hosted by the Insurance Exam Queen will be available to book here: calendly.com/insuranceexamqueen
After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit
You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
I have been in the insurance world for 7 years and have taken the test over 3 times and I came across your video! Praying I pass this time around. Mass P&C Exam!
Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/
I went on your website and didnt see Massachusetts :( I have a paid for the study session with Angela tomorrow 11/16 @@insuranceexamqueen
Excellent!!!!
Thank you!
Yes, Shes great
🙌
You are amazing. I went from being being worried, to hearing you and being like... oh okay i think i can do this. Literally the only suggestion I have is maybe to get a little mic, it may be my problem tho.. I am a little hard of hearing and I have adhd, I have a head set on up all the way and I can still hear everything around me. Tomorrow I start my 3 days of virtual class to study for exam and I plan on letting everyone about you!!
Thank you and CONGRATS!!! please do share!
Your so amazing! I started my new job last week with BRP- Im so overwhelmed with the training. Your videos are so transparent and is helping me tremendously. I take my State test Tuesday & Im so nervous. I’m going to snail you shortly for some tips- Thanks for all you do
I’m in SOUTH CAROLINA
This will tell you what's important in SC for the PC exam: docs.google.com/document/d/1SocmbVL305Ak076KNKWTr2trpePufoToSnmwkkUwNWs/edit?usp=drivesdk
I am in SC as well and taking my exam on Tuesday. Any helpful tips? TIA!
@@MR-qj3el Hello! I am Melissa, the Insurance Exam Queen.
Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions: www.insuranceexamqueen.com/
Longer Answer:
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on.
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/
After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit
You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
Thank you from Oklahoma
You're welcome!
Brought my P&C course last Friday from ExamFx for Georgia, 2 quiz test down 3 on the way more lengthy and harder got to get my mind right.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
If you want One-On-One Tutoring you can book with Peter Here:
wkf.ms/3LSJC2B
If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
thank you! you are awesome. I need to sign up for your courses.
Yes! Do it! You'll love them!!
Hey Melissa, do you have any lessons about worker’s compensation . I found your videos on insurance basics.
❤
Yes I do, in my Gold Class Series www.insuranceexamqueen.com/
🦋💜 thank you thank you
You are so welcome
Thank you, your videos have been a lifesaver. If I have any complaints. This video itself is very, very quiet and I cannot hear it with my headphones on.
Ok thank you for the feedback!
Thanks!
Welcome!
I just saw this was a super thanks!! Thank you so much!!
Thank you so much! One quick questions I run into here in GA is...where in the contract would you find information on Cancellation terms?
It will be in the section called renewability lol
I passed … I’m from Florida .. I did great on life not good on health 76%
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
Hey Insurance Queen. I will take my P&C exam in a week and half in Texas. I love your style and I am able to understand so well. What is it that I need to focus on to pass the test? I look forward to your recommendations.
Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
If you want One-On-One Tutoring you can book with Peter Here:
wkf.ms/3LSJC2B
If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
I am studying to take the Texas public adjuster Tess could you please tell me if you have anything that would help me get ready for that
So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ We have a lot of students in there who are testing for their adjusters exams which is why Angela Bryant our Study Buddy in the group and I join together and combine my highly acclaimed Gold class series and those adjusters specic tooics in a single course .
With that said, check out NEW Property & Casualty + Adjuster GOLD Bundle!
www.insuranceexamqueen.com/courses/gold-pc-adjuster-bundle
Also have failed multiple times my adjusters exam for Mn any tips would be greatly appreciated.
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Please please please make an insurance property and casualty license folder for UTAH!! You are so helpful and I'd appreciate a Utah specific one (:
Hi! What do you mean folder?
@@insuranceexamqueen hey! Sorry I should’ve clarified. Just like anything you got on Utah P&C if it’s any different than the other states! I’m just not quite sure which videos would help me the most! Thank you!
Are the perils listed in the issuing agreement or issuing clause even on a open peril policy? Basically the question I’m asking is where are the perils listed on each homeowners and dwelling property policy? Does it make a difference if it’s a named or open peril policy as to if they list the perils covered on the policy and where do they list the perils on the policy?
Covered perils would be listed in the insuring agreement, and for an open perils policy it won't list perils, it'll say all perils except what's excluded. And then you would need to go to the exclusions to see what's excluded.
Hi Queen Please explain me a question about detache Garage I got a question about it idk I don't understand Thank you
A detached garage is covered under Coverage B on a Home and a Dwelling
Do you have a video explaining business auto policy?
In my Gold course package I do. Also Peter's auto classes (he has one this week) where he does Auto, that goes over both personal auto and business.
Thank you for your kindness and grr we lo. Please: can you help me with the Florida health and life insurance?
Hi, this video is not part of life and health, but here is a description of what is important for Florida life and health and how and why I know that: Hello! I am Melissa, the Insurance Exam Queen.
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and to know and understand the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions.
My method works very well and anyone who works One-On-One with me with my Royal Treatment passed their exam on the first attempt with a just passing score because I only focus on what’s absolutely necessary to pass.
Signing up for the Royal Treatment will give you access to me for a month and I will give you all the steps I want you to complete to secure a pass and meet with you on Zoom for tutoring. You can message me through your studies on the daily! You can sign up for the Royal Treatment Here: buy.stripe.com/4gwaEM07Lbzu9dmeUV
If you are in need of a state-approved pre-licensing course, I recommend Xcel. They have one of the best practice tests that I have seen. When you check out with them, use the coupon code QUEEN which will knock $10 off the price, and within 24 to 48 hours, you will receive a link to my all access pass, which is all of my class recordings valued at $111 for free.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. I recommend which of my class recordings that I have taught to help you to understand this material.
My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
If you have already purchased my class recordings, use this write up to know what’s important and watch the videos in this order as well.
Here is what is most important for your state exam:
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
So first, we focus on the things that overlap.
Completing the App also known as Life Basics and Field Underwriting known as Health Basics overlap, the content is almost identical. Next up is Life Provisions and Health Provisions which are almost the same but the Life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
I teach Life Basics also known as completing the app and health Basics also known as field underwriting at the beginning of my 4-hour life boot camp. As part of this boot camp, you will also learn the main two life insurance policies, Term Vs Whole, and the differences between them, which they love to test you on. You can purchase the Life Boot Camp here here: insuranceexamqueen.podia.com/6d0788c0-204c-482b-b2f7-d17647498786
If you want just the Completing the App/Life and Health Basics Content without the life bootcamp, you can get that here: insuranceexamqueen.podia.com/life-and-health-application-and-underwriting
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
I teach life provisions, settlement options and non forfeiture options in this class: insuranceexamqueen.podia.com/life-class-recording-term-vs-whole-annuities-provisions-settlement-options-nonforfeiture-and-riders
I teach health provisions in this class: insuranceexamqueen.podia.com/1fc87900-8c91-485c-9ad1-9d834e26c108
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. You can get all of that in the 4-hour health insurance boot camp here: insuranceexamqueen.podia.com/health-insurance-exam-boot-camp-4-hours
You can also buy the Life and Health BootCamp Bundle for a discounted price here: insuranceexamqueen.podia.com/6d0788c0-204c-482b-b2f7-d17647498786
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations class here: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc
If you also plan to the take the Property and Casualty Exam too, you can bundle ALL content here: insuranceexamqueen.podia.com/all-lines-all-access-life-and-health-property-and-casualty-155
If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/
My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
You can access my Life and Health notes here: docs.google.com/document/d/1IwbfwOpeuTxs57fLeDB6WEEM8NO2uiE1c1JqkI7E3Ag/edit?usp=sharing
You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
I’m going to take my Fl all lines in a month!! What do I need to know most???
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
The deductible is in the dec pages too right? That was one of my questions
Yes
I am taking Florida 320 public adjuster exam. What should I focus on?
Thanks for all your videos
So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ We have a lot of students in there who are testing for their adjusters exams which is why Angela Bryant our Study Buddy in the group and I join together and combine my highly acclaimed Gold class series and those adjusters specic tooics in a single course .
With that said, check out NEW Property & Casualty + Adjuster GOLD Bundle!
www.insuranceexamqueen.com/courses/gold-pc-adjuster-bundle
This is fantastic stuff. I am studying for my Florida 20-44 p&c agent license now and so glad I found your channel. Is there a certain order I should watch for this? I am new and literally just came across this. I did see a play list for p&c I think. Is everything for that in there? I will keep watching. Again thanks so much 😊
Thank you!! In FL,
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. I teach both of these concepts in these two classes:
This class teaches just insurance terms and related concepts and policy provisions and contract law and it is for 2 hours:
insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics/ghsp8
This class teaches insurance terms, policy provisions and contract law, and also covers homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math/ghsp8
For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood.
I have a FREE dwelling lesson here on UA-cam: ua-cam.com/video/RMJBonh4qms/v-deo.html
I have a FREE Home and Auto lesson here: ua-cam.com/video/n5RRJh5mTL0/v-deo.html
I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording/ghsp8
I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class/ghsp8
For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto, mostly sticking to personal auto. Umbrella also comes from this chapter, so if you get the flood and umbrella class above, you will be able to understand more types of casualty.
This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording/ghsp8
Additionally, you need to be pretty decent in state law, and I just taught a class on that : insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc/ghsp8
While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate/ghsp8
If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/
Additionally, you can find free resources in my Facebook group here: facebook.com/insuranceexamqueen
And free videos on my UA-cam here:ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/insuranceexamqueen
Young Lady…
I’m to take the New York tests. Anything I’m to expect?!
Hello! I am Melissa, the Insurance Exam Queen.
Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions. Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! You can find everything here: www.insuranceexamqueen.com/
Longer Answer:
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 120 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on.
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/
After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit
You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
You make this a lot more simple. I am studying right now for my exam: I am taking my course through Xcel. It's so boring and long and I get bored reading through all the material. Any tips?
What state are you in?
@@insuranceexamqueen Missouri
@@SleepyLobo Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
Hey im from Louisiana taking my ad banker exam
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
What element of a conduct does the application represent? Is it offer or consideration
Offer
This question would be best asked in the FB group where there are also others studying If you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/
Hi Melissa, I'm a little confused I'm studying my Exam FX packets and sometimes it will say endorsement or additional coverages or optional or extension coverages aren't they all the same? How well do I need to know all of these? There are so many pages and pages of add ons 😢
Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/
On the Declaration Page- I constantly hear that the Declaration page has "How long the policy is good for"... isn't that the same as the Renewal Dates, which is on the Insuring Agreement? So confusing
The insuring agreement is less about dates and more about the promise to pay, the perils insured against and parties to the contract
So I am feeling good about my upcoming P and C exam except I am left with a major lingering question that I do not entirely understand. I do not entirely understand what additional coverages are and what extensions are (I read that additional coverages are automatically included ... so then why are they called additional coverages? I also read that extensions are part of coverage but just extends coverages ... so how they are different? Are additional premiums charged?). Any help clarifying these ideas? Thanks!!! Love your videos! I suggested other people in my testing cohort use your channel to supplement the Kaplan materials we have.
So one, some of these questions aren't necessarily needed for the exam. So you can still pass without fully understanding these things!
Additional coverages are additional to the major coverages such as ABC and D.
I like to think of coverages A, B and C and D as major coverages, and additional coverages as minor coverages, the side dishes.
Coverage extensions, are giving you additional amounts of money to the coverages for certain things.
There is no additional premium for additional coverages and coverage extensions. Endorsements are what is going to cost you more premium.
Also, keep in mind that we sometimes call additional coverages supplementary coverages. That might be a better term for you to wrap your mind around.
@@insuranceexamqueen Ok, that is pretty much what I thought. I like the idea of the side dish (similar to your salad bar analogy for com. property). This might not be a really answerable question since there is so much variance between state to state and even test to test ... but when it comes to all the additional coverages and extensions for BOP, will the exam test if you know if it is an additional coverage or an extension (not if I know what it is, but if it falls under additional or extension)? Thank you!!!!!
is this needed for life health and accident. can you tell me vidoes to watch
Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
So first, we focus on the things that overlap.
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
You can find everything here: www.insuranceexamqueen.com/
Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
If you want One-On-One Tutoring you can book with Peter Here:
wkf.ms/3LSJC2B
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
I am taking property and casualty
What state?
@@insuranceexamqueen
I am in Georgia
Napp is that name address policy period PLz let me know thanks
Name of the insured, name of the insurer, amount of coverage, address of the property, premium, period
❤
I love you!
Okay.So flood insurance is in fact a federally offered program. I mean, I'm asking you a legit question.Because I have a legit issue with the school that i'm using right now and this is may seventeenth twenty twenty four. And have it an issue with their questions and their answers getting changed
Flood is federal, yes
Life insurance only prometrics for AZ please
Hello! I am Melissa, the Insurance Exam Queen.
Short answer: Get My Royal Treatment Class Series for Life and Health. Even if you’re only studying life, you can skip the health Videos. Platinum is Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! You can find everything here: www.insuranceexamqueen.com/courses/silver-lh
Longer Answer:
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 120 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, and State Law.
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
Life Basics is also known as completing the app and it’s all about the application process an agent goes through when selling a policy as well as the basics of life insurance.
Next up are provisions. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
Annuines which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
You can get my Royal Treatment Silver Series for Life and Health here: www.insuranceexamqueen.com/courses/silver-lh
My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
You can access my life notes here: docs.google.com/document/d/1k2ykMg4rsfA6k8CPIO7WPza_06R_RlaKtEqWLRV3CrA/edit
You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
@@insuranceexamqueen how long will you help me pass the life and health insurance exam?
Does this apply to health insurance policies?
This is for PC not Health
I’m struggling with property how should I proceed.
I’m in Indiana
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
I can’t retain this info, I’ve already failed the practice exam multiple times
Take it in bite size pieces
What state are you in?
@@insuranceexamqueen Florida, studying for my 220.
I’m taking my exam this week and tried twice already, can you help
Which state? Which exam?
@@insuranceexamqueen Texas and Property and Casulaty
@@insuranceexamqueen Property and Causualty
@@insuranceexamqueen Texas
When do you go live ?
Just whenever I get the urge 😆
@@insuranceexamqueen I just got your silver P&C package . I need to take the test by the 28th
Ok so if Susan had a tree fall on her house, she isn’t sure if it is covered, where would Susan look to see if it is covered. Is she looking at the inuring agreement?
Yes! She can look in the insuring agreement!
Hi❤
Hello 👋
what is this NNAAPP?
Name of insured, name of insurer, address of insured property, amount of coverage, property description, premium
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Reading through these comments I'm shocked, i must be the only person who is still failing after watching your videos
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Hello
👋 Hello. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Video volume is much lower in this particular video, not good when you're a heavy equipment operator or truck driver trying to listen. LoL
Keep that mic volume up!
I have gotten a better mic!
But you don't need this video for Life insurance
Hey you lost some weight you you look great. I see the glow
I haven't checked my weight in years and my clothes are all the same so maybe it's the lighting. But I highly encourage you not to comment on people's weight, loss or gain
Anyone here watching who took 4:40 exam? I'm nervous
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@@insuranceexamqueen I did but I didn't know if that was for the more advanced exams or for the customer service rep "440" exam. Can you clarify
Hi!!! Your videos have been SO helpful I take the MA Personal Lines exam on Friday! Any tips or anything I definitely should know?? Thanks 😊🫶
Hello! I am Melissa, the Insurance Exam Queen.
Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions. Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! You can find everything here: www.insuranceexamqueen.com/
Longer Answer:
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on.
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/
After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit
You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review