Insurance Exam Made Simple: Let's Talk Insurance Regulations and State Law

Поділитися
Вставка
  • Опубліковано 10 сер 2022
  • Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.
    With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.
    Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.
    View my packages here: www.insuranceexamqueen.com
    Join my free support group here: / 1082073882582049
    Subscribe to my UA-cam Channel: / @insuranceexamqueen
    If you love ALL the fun details and back story...keep reading.
    In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.
    My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)
    Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!
    I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.
    I would love to help you secure your pass!
    Here is the link to view all of my packages: www.insuranceexamqueen.com
    My FaceBook Group is a great resource as well: / 1082073882582049
    Subscribe to my UA-cam Channel: / @insuranceexamqueen
    Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

КОМЕНТАРІ • 1,9 тис.

  • @hannahg5216
    @hannahg5216 Рік тому +102

    Normally I wouldn’t be able to handle someone being this loud and excited this many hours in a row but, I’m telling you, it has made it click and you can tell what you’re talking about! ❤

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +10

      😂😂😂😂 omg I love you

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +9

      Favorite UA-cam Comment 👑

    • @parishwoodworksLLC
      @parishwoodworksLLC Рік тому +6

      Same!!! I usually can’t deal with the people that do these videos but the insurance queen has made this whole studying process so much better! So much easier to understand! ❤

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      @@parishwoodworksLLC 😍😍

    • @hannahg5216
      @hannahg5216 Рік тому +13

      @@insuranceexamqueen I passed my exam btw!

  • @MGTMusic
    @MGTMusic Рік тому +61

    I passed my exam. Thank you for your videos!! 🌹🌹🌹🌹🌹🌹 Love forever

  • @d23treezy
    @d23treezy 7 днів тому +1

    I just want to say thank you Melissa, I purchased your gold package the notes you provided are golden and your videos are just awesome passed my P&C test first try with a 79%. Exam dx just had me confused but your content made it easier for me to understand. You are the TRUtH

  • @courtneyaverill3631
    @courtneyaverill3631 9 місяців тому +2

    I’m studying. So happy I found this page ! Thank you

  • @Rick_402
    @Rick_402 Рік тому +4

    I admire your passion you put in your teaching exceptional. I got my c&p test this Wednesday wish me luck.

  • @Amaz877
    @Amaz877 5 місяців тому +10

    I just want to come on here and thank you for posting your videos. I failed my first attempt but took it again yesterday and passed! Your videos helped me understand the materials and a lot of the things you covered were exam questions! Thank you again!

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @nadinethompson2754
    @nadinethompson2754 9 місяців тому

    I am so happy to find your channel, I did the exam 2 times and failed, however, I want to try again. Thank you for explaining so clearly.

  • @jenniferweldon6873
    @jenniferweldon6873 10 місяців тому +2

    Your information is so easy to comprehend.

  • @KatM272
    @KatM272 Рік тому +8

    What an interesting topic… I’ve been screwed over before with some things insurance and it’s so interesting to hear this side of things and how the regulations work. How cool thank you for informing us I’ve always wanted to know these things lol. Love the emphasis on protection for the public. Hell yeah, in a world of so much greed and selfishness that’s the goal

  • @user-fq6yo6vw4p
    @user-fq6yo6vw4p Рік тому +8

    You explain everything so much better, thank you

  • @favor138
    @favor138 Рік тому

    I'm in NY State. So thankful to have found this! Thank you.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Pete Here:
      www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @arturoochoa7237
    @arturoochoa7237 Рік тому +2

    God Bless You for all your critical assistance.

  • @rachelhawkins-luckett5647
    @rachelhawkins-luckett5647 Рік тому +3

    This is good! i am going to be ready next week the 2nd time because how you break things down. Blessings Queen

  • @mikepigorsh465
    @mikepigorsh465 Рік тому +3

    Just took my exam and I passed. Found your account yesterday and had it play all night while I slept lol. Stuff works!!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @Roxy-oj4ho
    @Roxy-oj4ho 5 днів тому

    I just wanna say that in another video you said take the quizzes, practice exam(s), and STUDY CONCEPTS. I did just that and passed! 🙌🏽

    • @insuranceexamqueen
      @insuranceexamqueen  5 днів тому

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @Roxy-oj4ho
      @Roxy-oj4ho 5 днів тому

      @@insuranceexamqueen done and done

  • @cinnamonfleming1796
    @cinnamonfleming1796 5 місяців тому +1

    ive always had a really hard time in school and learning but the way you teach i completely understand and absorb. thank you!

    • @insuranceexamqueen
      @insuranceexamqueen  5 місяців тому

      You are so welcome! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @bordercolliesme9902
    @bordercolliesme9902 Рік тому +8

    Perfect first vid to watch for anyone who is considering entering into the insurance industry. I had an interview yesterday. Zero knowledge. This vid gives me so much clarification and direction as to where I know go to get this ball rolling. Thank you and now I will check out all the rest of your vids. I'm in Minnesota

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Awesome! I am glad to be or service!! Are you taking the PC Exam or Life and Health?

  • @AlyssaDial-qj4ky
    @AlyssaDial-qj4ky Рік тому +15

    You are my lifesaver!! I’ve been struggling trying to pass my tests here in IL. Your videos are helping a ton and definitely boosts my confidence!!

  • @jillhassaj8949
    @jillhassaj8949 7 місяців тому

    I'm testing for my Washington State P&C exam next week. I love your videos. They've helped me so much.

    • @insuranceexamqueen
      @insuranceexamqueen  7 місяців тому

      Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

  • @Sabrina-po8tw
    @Sabrina-po8tw 9 місяців тому

    Taking the P&C exam again tomorrow (Oklahoma) again and you have been way more helpful than any textbook!

    • @insuranceexamqueen
      @insuranceexamqueen  9 місяців тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      forms.gle/jq8xmyLSGUCfUgoY9
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @Girlinfooties
    @Girlinfooties Рік тому +9

    I just want to say thank you so much for the work you put into your videos and how well explained the topics are. I passed my test yesterday thanks to your videos ♥

  • @rachelhawkins-luckett5647
    @rachelhawkins-luckett5647 Рік тому +12

    I love helping people educating them and writing insurance policies. This has been a joy for me.

  • @lindsaycassidy8330
    @lindsaycassidy8330 Рік тому +1

    THANK YOU for your videos! I'm studying for my NY exam THIS Friday!

  • @thegrumpyhorticulturist
    @thegrumpyhorticulturist Місяць тому

    Your passion for insurance is contagious. What a wonderful perspective you have. I had no idea insurance does all that for its members. Im so excited now.

  • @user-cg8kz9jq4p
    @user-cg8kz9jq4p Рік тому +5

    Getting ready to take P&C exam in Ne. Videos are so much more helpful to me than reading a textbook.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @LisaPayne-ik2bm
    @LisaPayne-ik2bm Рік тому +4

    You have been spectacular! I appreciate your help with all of your videos! I am taking my exam for the first time tomorrow in Kentucky, for P&C.
    I’ve grasped more information from your classes than the paid classes I was recommended to use! ❤

  • @marianavarre2043
    @marianavarre2043 Рік тому +2

    Love your videos Thank you for sharing
    For Texas 24hrs of CE
    and doesn't required licensing candidates to complete pre-licensing education unless the candidate desires a temporary 90 day license

  • @HollyGrunden
    @HollyGrunden Місяць тому +1

    P and C state of OHIO taking for the first time soon. i am a gold member of yours

    • @insuranceexamqueen
      @insuranceexamqueen  Місяць тому +1

      Wishing you all the love and all the vibes to pass your exam ❤️

  • @sammiebrown5922
    @sammiebrown5922 Рік тому +11

    This is way more helpful then trying to read a book! I’m in WI doing my P&C soon

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @cariewoodrow6276
    @cariewoodrow6276 Рік тому +12

    Thank you SO much for taking the time to make these videos. I wish I knew about these before my first test! I bombed the second portion for Maine State Insurance. I only have 2 weeks left before my next scheduled exam, so I have been watching your videos :)

  • @emmalubin4163
    @emmalubin4163 9 місяців тому +2

    Good evening Queen l just listen to you l am convinced l can pass my test by the grace of God . I am from Nj.God bless you thank you.

  • @Allurexx_byquante
    @Allurexx_byquante Рік тому +1

    Thank you sooo much for your videos!!! I PASSED MY EXAM IN NC TODAY!!!❤🎉

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @toniannemascaro8434
    @toniannemascaro8434 Рік тому +6

    I wish I found you 3 years ago 😩 my 4th is tomorrow and I’ve learned more watching your videos in the last 2 days than I have a.d. banker online program. Wish me luck. 🙏🏻 (ps I’m in AZ too!) 🌵

  • @Ms.ladytosha
    @Ms.ladytosha Рік тому +6

    I'm in ga. Retaking my test tomorrow at 8am. I would have passed if I knew my state laws. I literally got a 0. I've been binge watching your videos. I'll give you an update tomorrow

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      This is my state law class: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc

    • @melvinknoxi4018
      @melvinknoxi4018 Рік тому

      Me too

  • @InsureConnect360
    @InsureConnect360 2 місяці тому

    Her videos are very helpful and a great listen. No boring moments and you learn learn learn.

    • @insuranceexamqueen
      @insuranceexamqueen  2 місяці тому

      Glad you think so! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @TheGr8danes
    @TheGr8danes 10 місяців тому +1

    You are so truly appreciated! Thank you!

  • @antoniaa.3760
    @antoniaa.3760 Рік тому +4

    Hello Insurance Exam Queen! Extending gratitude for your Life Insurance Exam videos. I passed the exam today (1st try) and your videos aided in this huge accomplishment! 🙏

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +2

      Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @antoniaa.3760
      @antoniaa.3760 Рік тому

      @@insuranceexamqueen Done ✅

  • @chanelhenderson7043
    @chanelhenderson7043 Рік тому +4

    You have been great!! I have taken the exam 2 times already. I'm someone that has worked in the service industry for the last 14 years. So learning something new, taking notes, retaining the information, and taking the test have been struggles. I have my 3rd round next Wednesday. I am also from Wisconsin :)

  • @gorgeousrub
    @gorgeousrub 6 місяців тому +1

    I just passed my Massachusetts property and casualty and just wanted to thank you i watched almost all of your videos and they helped me so muchhhhhhhh. Youre awesome :)

    • @insuranceexamqueen
      @insuranceexamqueen  6 місяців тому

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @DonnaPerras
    @DonnaPerras Рік тому +1

    This was awesome!!!!! Thank you Melissa!

  • @nashiabrevard9899
    @nashiabrevard9899 Рік тому +7

    In Florida. Took my 20-44 exam and made a 62 :((( I was stressing so much on the HO's that I mainly studied that and just skimmed over the statutes, rules and regulations. I am retaking on Monday 2/27 will be watching all your videos. I wish I would've found your videos before I took my exam!!!!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +2

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

    • @brendajimenez5918
      @brendajimenez5918 Рік тому +1

      What’s the heaviest questions about in the exam

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      @@brendajimenez5918 what state and what exam?

    • @coleb.6058
      @coleb.6058 Рік тому

      ​@@insuranceexamqueen Flo and 20-44

    • @lauraArual
      @lauraArual 5 місяців тому +1

      Ugh ive been told to keep reading the same material. Keep taking notes. Keep taking the exam. It’s so boring my brain starts to just wonder and I have no clue what I read so I go back and read again. Thankful I found Melissa’s videos. I feel like I’m actually retaining the information.

  • @iamlatroshia
    @iamlatroshia Рік тому +5

    Thanks soooo much for your videos!! I passed my state exam in GA today!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      YAY!!!

    • @kiarak3211
      @kiarak3211 Рік тому +1

      My exam is today and I'm watching these videos

    • @IAmJeka
      @IAmJeka Рік тому

      I took it 3 times a year ago and failed so I had to be let go. I was rehired but need to pass it this Tuesday and I feel like I'm learning more with her videos.
      Any other advice Latroshia?

  • @christianalexzander1338
    @christianalexzander1338 9 місяців тому +1

    Hello from IL. I'm taking my PC & Laws/Regulations course the next 2 days then my state exam next week. I'm so glad I found you before I even start the course! I've been watching all your videos and it flows with the books provided from the state! Exam is with Pearson Vue. Thank you!

    • @insuranceexamqueen
      @insuranceexamqueen  9 місяців тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      forms.gle/jq8xmyLSGUCfUgoY9
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @sofyrelocs2691
    @sofyrelocs2691 11 місяців тому +1

    I’m here just to say thank you for your lectures. I passed my Missouri Life insurance exam today. Your information made the process easier and for that I am grateful. #7/11

    • @insuranceexamqueen
      @insuranceexamqueen  11 місяців тому

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @Bfree2207
    @Bfree2207 11 місяців тому +19

    This was sooo helpful. I'm about to take my insurance exam for Texas. Your content is so much easier to understand. I'm using Xcel and it's so much information crammed into it. Your videos are so helpful for me to understand the Xcel content. Thank you 😊

    • @ginacherry2109
      @ginacherry2109 Місяць тому

      I love Exam FX, many helpful things, audio conversations,flashcards,videos, App in appstore cost me $3.99, It allows you to take tests,quiz's

    • @ginacherry2109
      @ginacherry2109 Місяць тому

      Not crazy about Xcel, they NEED MORE VIDEOS,AUDIOS

    • @ginacherry2109
      @ginacherry2109 Місяць тому

      Loved Exam FX, Zoom classes

    • @ginacherry2109
      @ginacherry2109 Місяць тому

      XCEL IS NOT MY fav, it lacks many study tools.

  • @MonicaLeader
    @MonicaLeader Рік тому +4

    This helped soo much cause Wa most of test is state ? Thank you as usual 🦋💜

  • @irmadirocco6260
    @irmadirocco6260 9 місяців тому +1

    Hi. Preparing for the life & health exam in NY State. Ur videos have helped simplify concepts. Thank you.

    • @insuranceexamqueen
      @insuranceexamqueen  9 місяців тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @grandmascatsandbooks
    @grandmascatsandbooks 6 місяців тому

    Studying for Indiana insurance exam. Love your excitement about insurance. It really showed me what a great industry it is!!! 😊

  • @jessicamo6556
    @jessicamo6556 Рік тому +4

    Schedule for this Tuesday,23. Feeling pretty good,in Louisiana,I was researched it's as much as 30%. Really motivated to pass the first time. Personal lines exam ,been studying a month basically. Career depends on licensure.

  • @1977chrissims
    @1977chrissims Рік тому +3

    I am in KY. I’ve been studying for a week on my own and am struggling retaining the information, as I learn better by being taught and not self taught . I came across your videos and they are wonderful and are helpful. I was wondering if you have any tips. Thank you.
    -Paula

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Fantastic! Which exam? Life and health or Property and Casualty

  • @maryhaag162
    @maryhaag162 3 місяці тому

    Hello! I'm working on my Wisconsin life and health! These videos have helped my test prep while going the my morning routine! Thanks!

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому +1

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @helenhilton-jones5209
    @helenhilton-jones5209 Рік тому +1

    Texas,
    Thanks, I needed this video. I take my test Wednesday.

  • @MsWhite09725
    @MsWhite09725 Рік тому +3

    I found this through trying to find better recourse and I couldn't be happier to have found you. I take my test today and I'm excited knowing that with your videos I have gained ALOT more knowledge of property and casualty. I am so greatful for you BEAUTIFUL QUEEN!!! ❤❤❤❤

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      YES!!! YOU GOT THIS!!!

    • @MsWhite09725
      @MsWhite09725 Рік тому +1

      Thank you! I literally discovered you less than 24 hours ago and got to watch a few of them before I went in. Got %68 on my second attempt which was so much better than what i got my first attempt. I'm going to watch all of your videos this weekend and take it again Monday! Thank you again for your amazing teaching I doubt once I look over all of the videos you have I will pass for sure 😁❤

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      @@MsWhite09725 Awesome, if you let me know what state you're in and what exam you are taking, I can give you a description of what's important for your state and which of my reported classes can help you.

    • @MsWhite09725
      @MsWhite09725 Рік тому +1

      @@insuranceexamqueen why thank you so much!! I'm from Texas taking the property and casualty insurance exam :)

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      @@MsWhite09725 Hello! I am Melissa, the Insurance Exam Queen.
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and to know and understand the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions.
      My method works very well and anyone who works One-On-One with me with my Royal Treatment passed their exam on the first attempt with a just passing score because I only focus on what’s absolutely necessary to pass.
      Signing up for the Royal Treatment will give you access to me for a month and I will give you all the steps I want you to complete to secure a pass and meet with you on Zoom for tutoring. You can message me through your studies on the daily! You can sign up for the Royal Treatment Here: buy.stripe.com/4gwaEM07Lbzu9dmeUV
      If you are in need of a state-approved pre-licensing course, I recommend Xcel. They have one of the best practice tests that I have seen. When you check out with them, use the coupon code QUEEN which will knock $10 off the price, and within 24 to 48 hours, you will receive a link to my all access pass, which is all of my class recordings valued at $111 for free.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. I recommend which of my class recordings that I have taught to help you to understand this material.
      My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
      If you have already purchased my class recordings, use this write up to know what’s important and watch the videos in this order as well.
      Here is what is most important for your state exam:
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. I teach both of these concepts in these two classes:
      This class teaches just insurance terms and related concepts and policy provisions and contract law and it is for 2 hours: insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics
      This class teaches insurance terms, policy provisions and contract law, and also covers homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math
      If you need more help with Insurance Terms and Related Concepts, I have two recordings available for it. One is a conversational audio where I simply explain each concept. You can get that here: insuranceexamqueen.podia.com/general-insurance-terms-conversational-audio-for-life-health-pc-and-personal-lines
      The next one is a Memorization audio where I explain the topic and then repeat a definition for you to memorize 3 times. You can get that here: insuranceexamqueen.podia.com/837d64ac-8003-49ab-9eab-09e3a3a2101b
      For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood.
      I have a FREE dwelling lesson here on UA-cam: ua-cam.com/video/RMJBonh4qms/v-deo.html
      I have a FREE Home and Auto lesson here: ua-cam.com/video/n5RRJh5mTL0/v-deo.html
      I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording
      I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class
      For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto, mostly sticking to personal auto. Umbrella also comes from this chapter, so if you get the flood and umbrella class above, you will be able to understand more types of casualty.
      This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations class here: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc
      While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate
      If you plan to take the Life and Health Exam as well, you can get ALL my content in one Bundle Here: insuranceexamqueen.podia.com/all-lines-all-access-life-and-health-property-and-casualty-155
      If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/
      Any Live PC Classes Hosted by the Insurance Exam Queen will be available to book here: calendly.com/insuranceexamqueen
      After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
      My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
      My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
      You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit
      You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @jayteesgear
    @jayteesgear Рік тому +3

    Omgosh I just passed! 2 months of studying and failing time and time again. 🎉

  • @mktrichel19
    @mktrichel19 11 місяців тому +1

    My employer gave me your information and I LOVE LOVE LOVE your videos. I was scheduled today for my exam but had technical issues and was made to reschedule for Thursday. I am testing in Louisiana. Take the Life and Health and Sickness exam.

    • @insuranceexamqueen
      @insuranceexamqueen  11 місяців тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @WhittyLadii
    @WhittyLadii 10 місяців тому

    Hearing you give the info is so perfect, I’m in TX and take my exam in a a few days any tips or help you can give is greatly appreciated ❤🙏🏽

  • @jocelynsaucedo6700
    @jocelynsaucedo6700 Рік тому +7

    I have taken the Texas P&C exam 3 times and failed all three with the same grade of a 68%. I have been using examfx to study but it just has been so overwhelming, at this point I feel like I know everything but once I'm taking the test everything seems so different from what I have studied. I have my exam again this week, do you recommend anything to help me pass.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

    • @lorenaarellano2215
      @lorenaarellano2215 Рік тому +1

      Hi I have taken the exam two times and it is very overwhelming the way they ask the questions make it hard on some of them. I need some help with this exam too.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      @@lorenaarellano2215 are you taking Texas PC? Get my gold class series, I've had many people pass the state exam just using that

    • @emmatoyreview7980
      @emmatoyreview7980 10 місяців тому

      I did sign up gold class. Can you send me the link for texas state law and regulations please?

  • @MariaGarcia-bk6ph
    @MariaGarcia-bk6ph Рік тому +3

    California

  • @marshaycarter5663
    @marshaycarter5663 8 місяців тому +1

    I'm in SC testing tomorrow I love your videos

  • @echojones5609
    @echojones5609 3 місяці тому

    Hello Insurance Exam Queen! I'm from Louisiana and I'm currently scheduled for my exam this week. Took it twice and I missed the mark with your videos has helped so much. Thank you!!

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @cierrataylor2273
    @cierrataylor2273 6 місяців тому

    I stumbled over your videos and it’s been giving my confidence that I’ll be able to pass. I’ll be taking my life and health exam in Tennessee.

    • @insuranceexamqueen
      @insuranceexamqueen  6 місяців тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @tmlanier
    @tmlanier 9 місяців тому

    NC! I'm scheduled to take my state exam this Friday and very grateful that I was given your info by my faciliator!

    • @insuranceexamqueen
      @insuranceexamqueen  9 місяців тому

      What exam?

    • @tmlanier
      @tmlanier 9 місяців тому

      I'll be taking the state exam for Personal Lines- NC 🙏🏾

  • @McraePartners
    @McraePartners Місяць тому +1

    thanks so much!. failed the first time and stumbled upon you the 2nd time and almost knew every answer. Thank you!

    • @insuranceexamqueen
      @insuranceexamqueen  Місяць тому

      Yay!! Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @dilfry1
    @dilfry1 Рік тому +1

    I'm in North Carolina, taken the test twice now for Life Insurance and used the AD Banker website to attain my certificate of completion for the prelicensing.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Short answer: Get My Royal Treatment Class Series for Life and Health. Even if you’re only studying life, you can skip the health Videos: www.insuranceexamqueen.com/courses/silver-lh
      Longer Answer:
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      Completing the application, Types of Life Insurance, Life Provision and State Law/Insurance Regulations are the most important focus for your exam breakdown.
      Completing the application is all about the application process an agent goes through when selling a policy as well as the basics of life insurance.
      Types of Life will teach you about all the available life insurance policies and the ones you want to really focus on are Term vs Whole and Annuities.
      Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      All of these topics are covered in my Royal Treatment Silver Package which you can get here: www.insuranceexamqueen.com/courses/silver-lh
      If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/
      My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
      My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
      You can access my life notes here: docs.google.com/document/d/1k2ykMg4rsfA6k8CPIO7WPza_06R_RlaKtEqWLRV3CrA/edit
      You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @user-zy3oj9uw4u
    @user-zy3oj9uw4u 6 місяців тому

    OMG! I am so HAPPY to have found you!! You are the inbodyment on INSURANCE!! You Rock Girl!!!! :)

  • @joybricketto5519
    @joybricketto5519 2 місяці тому

    I'm in CA. Your videos are awesome! Thank you!

    • @insuranceexamqueen
      @insuranceexamqueen  2 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @michellewdillon4911
    @michellewdillon4911 16 днів тому

    Hi @insuranceexamqueen
    I’m studying personal lines for Louisiana. I watch your videos all the time. Thank you so much for all of your wealth of knowledge.

    • @insuranceexamqueen
      @insuranceexamqueen  15 днів тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @marypritchard8765
    @marypritchard8765 11 місяців тому +1

    I took the Casualty (TN) a few days ago for the first time and failed by 10 points. I took the class. I feel like your videos really help me more in how you explain things. Thank you.

    • @insuranceexamqueen
      @insuranceexamqueen  11 місяців тому

      You got this! Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @michaelaragon8769
    @michaelaragon8769 Рік тому +1

    I just passed the New Mexico p&c exam on my first try thanks to you and your awesome videos! You’re so incredible!!!!

  • @jaywin126
    @jaywin126 2 місяці тому

    You’re great at explaining things. I love all your videos. I will pass and be successful.

    • @insuranceexamqueen
      @insuranceexamqueen  2 місяці тому

      You got this! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @rw3705
    @rw3705 Місяць тому

    I am taking my Utah State tomorrow, it will be my 3rd time. I just found your videos. Man I sure hope I pass tomorrow this seems like it is helping.

    • @insuranceexamqueen
      @insuranceexamqueen  Місяць тому

      You got this! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @leisastradling628
    @leisastradling628 Рік тому +1

    You've been great help! Arizona state questions.

  • @cookinwithbae6
    @cookinwithbae6 11 днів тому +1

    Thank you I failed my test in calif but I got a 88 you need 90 I will take it again next week in California I will pass thanks to watching your videos

    • @insuranceexamqueen
      @insuranceexamqueen  11 днів тому

      Yes you will!! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @daliaguajardo725
    @daliaguajardo725 3 місяці тому

    Hello Melissa I hope this message finds you well. Thank you for all the very useful videos you put out here. I have taken the Texas Pk&C exam twice already last result was a 63. I hope to pass this next time I take it.

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @lanettbolar1191
    @lanettbolar1191 Рік тому +1

    I’m in AZ. I know Homeowners & Dwelling is a big part. But I failed last week. But getting my results. I saw that Regulations, Casualty/property & Dwelling was my areas I struggled with.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      That will be covered in your State approved course with state specifics, but in AZ that's not a huge section

  • @user-bx3ri4wb3p
    @user-bx3ri4wb3p 6 місяців тому

    How many here are from California? I’m enjoying all these videos, but haven’t take the test. I payed for examfx, but was too much for me, then I ran into the Queen! Melissa, you make this info so fun and I’m actually learning!

    • @insuranceexamqueen
      @insuranceexamqueen  6 місяців тому

      You can go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

  • @adurand6159
    @adurand6159 7 місяців тому

    North Carolina. I’ve already failed my exam twice by 2-4 points. So frustrating. Love your videos.

  • @bradiegriffin4052
    @bradiegriffin4052 3 місяці тому

    I’m taking property and casualty in Missouri! I’ve taken it a few times and still haven’t gotten it but your videos are definitely helping!!

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому +1

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @ekenearcher1251
    @ekenearcher1251 17 днів тому

    I take my exam tomorrow, I’m in GA.Been watching your videos and getting a better understanding

    • @insuranceexamqueen
      @insuranceexamqueen  16 днів тому

      Glad to hear it! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @ericarudison2336
    @ericarudison2336 Рік тому +2

    I take the Louisiana Life and Health Saturday. You courses and youtube have giving me better understanding and confidence for sure

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      That's Awesome!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      For your state, this is what you want to focus on to secure a pass.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law.
      General Insurance is an easy chapter that is mostly definitions. I have two recordings available for it. One is a conversational audio where I simply explain each concept. You can get that here: insuranceexamqueen.podia.com/general-insurance-terms-conversational-audio-for-life-health-pc-and-personal-lines/ghsp8
      The next one is a Memorization audio where I explain the topic and then repeat a definition for you to memorize 3 times. You can get that here: insuranceexamqueen.podia.com/837d64ac-8003-49ab-9eab-09e3a3a2101b/ghsp8
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but there are some different provisions in Life and Health, a good amount of them are the same.
      I teach Life Basics also known as completing the app and health Basics also known as field underwriting at the beginning of my 4-hour life boot camp. As part of this boot camp, you will also learn the main two life insurance policies and the differences between them, which they love to test you on. You can purchase the Life Boot Camp here here: insuranceexamqueen.podia.com/6d0788c0-204c-482b-b2f7-d17647498786/ghsp8
      If you want just the Life and Health Basics Content without the life bootcamp, you can get that here: insuranceexamqueen.podia.com/life-and-health-application-and-underwriting/ghsp8
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      I teach life provisions in this class: insuranceexamqueen.podia.com/life-class-recording-term-vs-whole-annuities-provisions-settlement-options-nonforfeiture-and-riders/ghsp8
      I teach health provisions in this class: insuranceexamqueen.podia.com/1fc87900-8c91-485c-9ad1-9d834e26c108/ghsp8
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. You can get all of that in the 4-hour health insurance boot camp here: insuranceexamqueen.podia.com/health-insurance-exam-boot-camp-4-hours/ghsp8
      You can also buy the Life and Health BootCamp Bundle for a discounted price here: insuranceexamqueen.podia.com/life-and-health-boot-camps-8-hours/ghsp8
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations class here: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc/ghsp8
      Now, you can get all these classes separate OR you can buy them all at once in the All Access Life and Health Bundle: insuranceexamqueen.podia.com/all-access-life-and-health-bundle/ghsp8
      If you want to see ALL my stuff, you can check out the full listing here:
      insuranceexamqueen.podia.com/a/ghsp8

    • @ericarudison2336
      @ericarudison2336 Рік тому

      @@insuranceexamqueen thank you so much. I did purchase your all access. I am going through it now. I as being very helpful. This breakdown you having giving me will help for sure so I will know what to focus on

  • @purdykiki
    @purdykiki Рік тому +1

    I'm in VA, have to understand Personal Lines from ADBanker (not commercial yet thankfully). I think my test date is sometime in the next week, but I am trying to find a Prometric Playlist to put on repeat. I made flash cards of all the practice questions, but then watched your video about the lady who put in 120 hours learning practice questions failing over and over. I DEFINITELY want to be mentally prepared for this, and will take any direction you give me for it. 🙏💜

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому +1

      Hello! I am Melissa, the Insurance Exam Queen.
      Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions: www.insuranceexamqueen.com/
      Longer Answer:
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/
      After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
      My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
      My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
      You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit
      You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @selenanelson7657
    @selenanelson7657 Рік тому +2

    I passed and truly believe it's because of your videos.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @melissaarnold443
    @melissaarnold443 Рік тому +1

    From one Melissa to another your videos are great. I’m preparing to take GA PC. Your suggestions would be greatly appreciated.

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions: www.insuranceexamqueen.com/
      Longer Answer:
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on.
      For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril.
      For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto.nPersonal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/
      After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
      My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
      My UA-cam Channel, Please make sure to subscribe: ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
      You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit
      You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @user-zw6gv8cj8x
    @user-zw6gv8cj8x Рік тому +1

    test tomorrow yall send postive vibes my way im in sc

  • @aniitahmuthe140
    @aniitahmuthe140 10 місяців тому +1

    Just found you,I love your enthusiasm!!❤
    HELP!!!! I'm on my 3rd test, TN

  • @shawnpowell5237
    @shawnpowell5237 Місяць тому

    Your videos have been so helpful. I absolutely love them. I will be taking the Exam in NC.

    • @insuranceexamqueen
      @insuranceexamqueen  Місяць тому

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @rahdeelasha
    @rahdeelasha Рік тому +2

    I'm in the state of South Carolina I retake my test on Tuesday this portion was really hard for me hopefully this video helps I've heard great thingss💙

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Yay! Which exam?

    • @rahdeelasha
      @rahdeelasha Рік тому

      @@insuranceexamqueen Property, Casualty, Surety and Marine Insurance Producer the regulations and auto are really getting to me I've subscribed and will be tuned in all the until its retake time

  • @nicoleharding782
    @nicoleharding782 8 місяців тому +2

    NY STATE - I know I know NY is SUCH a hard state as far as regulations..... I do not want to start my business with that mindset which has been repeated SO many times to me - please HELP!!!! The way you break things down I am so willing to continue watching you throughout my business journey :)

    • @insuranceexamqueen
      @insuranceexamqueen  8 місяців тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      forms.gle/THoi8TVEPyoRpzxh9
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @katieforeman5436
    @katieforeman5436 Рік тому +1

    I love you so much! Thank you so much for your videos, you make things so much less intimidating.

  • @joannachavez6830
    @joannachavez6830 Рік тому +1

    I really love your videos I watched all of the commercial ones. CGL, CPP and BOP. I’m taking the Massachusetts P+C examen next weekend. I’m watching your videos as review!!!

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
      Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
      For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Pete Here:
      www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @laurahouse5014
    @laurahouse5014 15 днів тому

    Just passed life exam thanks so much for all you do it makes a difference Texas 84 life no classes just you 🎉and God

    • @insuranceexamqueen
      @insuranceexamqueen  15 днів тому

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @littlebrasil8101
    @littlebrasil8101 3 місяці тому

    You are so amazing, makes understanding so much easier 🥰

    • @insuranceexamqueen
      @insuranceexamqueen  3 місяці тому

      You're so welcome. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @hanahadams9325
    @hanahadams9325 Рік тому +2

    I'm taking my retest on Wednesday for South Carolina. You helped me on the videos I found of yours the night before my first try. I felt like you made the parts I was able to watch easier, so hopefully watching even more helps lol.

    • @hanahadams9325
      @hanahadams9325 Рік тому +1

      Also adding I am taking p&c

    • @latisewilson4561
      @latisewilson4561 Рік тому +1

      I'm in SC as well.... what parts do you feel like you should have studied more ?

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      In SC for PC, The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
      The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators)
      Next up is State Law/Common to All lines, the more you can memorize for state law, the better you can secure a pass.
      This class teaches just General Insurance and P&C Basics in a 2 hour class recording:
      insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics
      This class teaches General insurance and P&C Basics and goes into homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math
      I have a FREE dwelling lesson here on UA-cam: ua-cam.com/video/RMJBonh4qms/v-deo.html
      I have a FREE Home and Auto lesson here: ua-cam.com/video/n5RRJh5mTL0/v-deo.html
      I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording/ghsp8
      I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class/ghsp8
      This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording/ghsp8
      This is my state law class: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc/ghsp8
      While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate/ghsp8
      If you want to see ALL my stuff, you can check out the full listing here:
      insuranceexamqueen.podia.com/a/ghsp8
      Additionally, you can find free resources in my Facebook group here: facebook.com/groups/1082073882582049
      And free videos on my UA-cam here:ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
      Any Live PC Classes Hosted by the Insurance Exam Queen will be available to book here: calendly.com/insuranceexamqueen
      After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy

  • @shannonferguson3005
    @shannonferguson3005 4 місяці тому

    Hey hun!! Thank you for what you do!! I took my NC state personal lines exam this past Saturday and missed passing by 2 points!! I would appreciate all the advice you can give!! Thanks so much!!

    • @insuranceexamqueen
      @insuranceexamqueen  4 місяці тому +1

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @auroraflores1529
    @auroraflores1529 Рік тому +1

    Thank you so much all your videos are very helpful. Am in Utah my 2nd time taken my test for property & casualty and advice on the test 😢

    • @insuranceexamqueen
      @insuranceexamqueen  Рік тому

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
      Bronze is a Basic Review with 8 hours of class recordings.
      Silver is a Deeper Review with 14 hours of video.
      Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
      Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Pete Here:
      www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register
      If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @carastrain8513
    @carastrain8513 4 місяці тому +1

    I am studying for the life/health exam for FL and need help with the regulations and state laws. You are the best as these videos by the way!

    • @insuranceexamqueen
      @insuranceexamqueen  4 місяці тому

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @3monkeysbakery949
      @3monkeysbakery949 4 місяці тому

      Did u passed?

  • @jenniferweldon6873
    @jenniferweldon6873 10 місяців тому +1

    I failed by 4 points. I didn’t do well with retirement and other Ins concepts, social insurance, policy provisions state section. I’d love videos on these topics

  • @francinedenace1915
    @francinedenace1915 Рік тому +1

    I am living in new York I fail my life license twice I am glad I found yr channel thanks

  • @kimberlycrabaugh1786
    @kimberlycrabaugh1786 10 місяців тому +2

    Took the exam today in Nevada and it's the first State exam I have ever failed. The provided training is a joke so I'm staying here from now on. 30% of the test was information we never even talked about. Glad to be here and finally pass this exam!

    • @insuranceexamqueen
      @insuranceexamqueen  10 місяців тому

      I am sorry you didn't get a pass - but you will! Which exam? Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/

    • @kimberlycrabaugh1786
      @kimberlycrabaugh1786 10 місяців тому

      @@insuranceexamqueen Personal lines. I almost just quit my job and said forget it. I joined the group last night. If i would have found you earlier I would have passed. You are an amazing teacher. I watched a couple of your videos and got a 91% on my readiness exam so I thought I was good. Got there and it was information I have never seen or heard of.

    • @kimberlycrabaugh1786
      @kimberlycrabaugh1786 10 місяців тому

      to be honest I'm so discouraged I don't even know where to start since I'm back to square one. Personal lines NV. I'm just going to watch everything I think is relevant and on the list they "said" would be covered on the exam.@@insuranceexamqueen

  • @melers1211
    @melers1211 Рік тому +1

    You explain things very well