4 SECRETS American Express DOESN'T WANT YOU TO KNOW!

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  • Опубліковано 17 лис 2024

КОМЕНТАРІ • 51

  • @850club
    @850club  10 місяців тому +1

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  • @DudetaketheBus
    @DudetaketheBus 10 місяців тому +10

    One thing he forgot to mention is, they look at tendencies as well when it comes to FR. Such as if you normally spend $900 a month on your card, then you turn around, and have a statement balance at $10k, that can trigger one as well.

    • @tobirosario
      @tobirosario 10 місяців тому +3

      Yup that’s why I said tread lightly w Amex lol

    • @khemii1779
      @khemii1779 9 місяців тому +1

      Be responsible ppl. This card is NOT for everybody, and u do need have a really good credit score to be considered for the card!! These cards do not charge themselves. It's for specific purposes and that's it! There's no tricks or hacks on these types of cards. It is designed for responsible people who know how to utilize revenue with their businesses or personal.

  • @choosetoshine2610
    @choosetoshine2610 10 місяців тому +7

    Excellent content and informative! I've been a member of American Express for 38 years! ❤🎉❤

    • @tobirosario
      @tobirosario 10 місяців тому +5

      That’s a long time that’s great !

    • @lovestacks6627
      @lovestacks6627 Місяць тому

      Wow whats your limit

  • @wbaiey0
    @wbaiey0 10 місяців тому +6

    America Express is a awesome company. The customer service is TOP NOTCH. Thank you guys

    • @tobirosario
      @tobirosario 10 місяців тому

      thank you for watching!

  • @DalHarpJr
    @DalHarpJr 10 місяців тому +3

    I've been liking these collaborations since you started doing them. Good stuff!

    • @tobirosario
      @tobirosario 10 місяців тому

      thanks for watching!

  • @docsays
    @docsays 10 місяців тому +7

    Great points. AmEx seems to not mind inquiries or frequent applications as long as you put regular spend on their cards & have the funds to pay it off.

    • @tobirosario
      @tobirosario 10 місяців тому +4

      Yup they are not inquiry sensitive

    • @msway836
      @msway836 10 місяців тому

      @@tobirosario What are some Credit Building Companies you would refer someone to, Ive looked at a few and there, have way to many complaints on BBB for me. Thanks

    • @shawn.credit
      @shawn.credit 10 місяців тому +3

      They are the most lenient and happy to lend bank in my experience as well. One bank I will always hold cards from and thankful to have a relationship with! ✊

    • @msway836
      @msway836 10 місяців тому

      @@shawn.credit Credit /Building/Repair Companies Sir? NAMES? Thx

    • @tobirosario
      @tobirosario 10 місяців тому

      @@shawn.credit yup exactly that’s a relationship you don’t want to burn !

  • @Conectodecredito
    @Conectodecredito 10 місяців тому +5

    Wow, thanks for letting us know all this information 👏🏻

    • @850club
      @850club  10 місяців тому +1

      Absolutely! Thanks for watching and subscribing 😎

  • @CallMeLani
    @CallMeLani 10 місяців тому +2

    Dropping Gems! Great content

  • @Miamielitecoaching
    @Miamielitecoaching 10 місяців тому +3

    This is some good stuff 💎

  • @VersatileRaps
    @VersatileRaps 10 місяців тому +1

    So does this count towards total credit limit or we ignore the no spending limits cards

    • @tobirosario
      @tobirosario 10 місяців тому +1

      Ignore the charge cards

  • @Shagbagtv
    @Shagbagtv 10 місяців тому +1

    @Tobi thank you for that break down brother 🙏

    • @tobirosario
      @tobirosario 10 місяців тому +1

      thanks for watching!

  • @Ronnie15369
    @Ronnie15369 10 місяців тому +1

    Wish I could but I'm currently trying to get a chase card and I'm at 5/24. I searched the channel trying to find a video in it if there's one plz link HERE. love the content

  • @EPICWILDETAILING
    @EPICWILDETAILING 10 місяців тому +1

    The $35k limit financial review, is this for one card only or $35k total for all amex cards you have?

    • @SledgeIncTeam
      @SledgeIncTeam 10 місяців тому +2

      It's supposed to be between all Amex cards but I have well over $35k with Amex and it hasn't happened to me or anyone that I know. But, it's a possibility for anyone. As long as you are legit, you're good

    • @DudetaketheBus
      @DudetaketheBus 10 місяців тому +2

      Why would you even need a $35k spending limit on a card, then ask for more? I’d see why they’d do one.

    • @tobirosario
      @tobirosario 10 місяців тому +1

      @@SledgeIncTeamyou got it !

    • @tobirosario
      @tobirosario 10 місяців тому

      @@DudetaketheBussometimes it depends on the person situation to

    • @msway836
      @msway836 10 місяців тому

      @@tobirosario I got a Business Acct. with Amex, I heard they also monitor how much is going into the acct. to determine if they will raise your limits, have you heard of that???

  • @Mark-eh3mv
    @Mark-eh3mv 10 місяців тому +3

    The no preset spend limit rarely stays that way for long. Amex will ask customers for financials, and slap a spend limit onto their Platinum cards. This happens to most Platinum holders.

    • @tobirosario
      @tobirosario 10 місяців тому +2

      Watch full
      Video so you can avoid issues

  • @brianup100
    @brianup100 9 місяців тому +2

    NOPe they pulled trans and exp for personal got platinum card next day fed ex this week

    • @tobirosario
      @tobirosario 9 місяців тому

      data points always change

  • @TJ-ow1jo
    @TJ-ow1jo 10 місяців тому +3

    Why does it matter if AMEX asks for proof of income if you’re stating your income honestly?

    • @docsays
      @docsays 10 місяців тому

      Thats the problem. A lot of folks exaggerate their income, then freak out when POI is required.

    • @killacam139
      @killacam139 10 місяців тому

      Boo 😂😂

  • @leonardrashad_1744
    @leonardrashad_1744 10 місяців тому +2

    This was mad basic. None of these tips are secret and I’m sure I’ve heard similar tips on this channel before.

    • @tobirosario
      @tobirosario 10 місяців тому +1

      Appreciate the love tho lol 🫡

  • @Ronnie15369
    @Ronnie15369 10 місяців тому

    Wish I could but I'm currently trying to get a chase card and I'm at 5/24. I searched the channel trying to find a video in it if there's one plz link HERE. love the content

  • @Ronnie15369
    @Ronnie15369 10 місяців тому +2

    Wish I could but I'm currently trying to get a chase card and I'm at 5/24. I searched the channel trying to find a video in it if there's one plz link HERE. love the content

    • @tobirosario
      @tobirosario 10 місяців тому +1

      you can buy pass this with a bizness relationship manager!Your welcome! you can bypass 5/24 rule with a bizness relationship manager!

    • @Ronnie15369
      @Ronnie15369 10 місяців тому +1

      @tobirosario wow is it really that simple they can push it through. I'm at a High Score I hope it works, I'm scared to have a new inquiry and not get thru.
      Thank You!

    • @tobirosario
      @tobirosario 10 місяців тому +1

      @@Ronnie15369 make sure you speak with a biz relationship manager to push it through!