True Story: I was 21 years old. Still a college student making 12K per year but I had a good credit score. I was able to get an AmEx Platinum. Only one time, someone told me that I was too young to have that card. Besides that, no one has ever been impressed.
@@johnsonwI'd get rid of the Platinum if you're paying the AF. Unless you do ridiculous amounts of travel as an 18yo college student, it's hard to justify the Platinum, even though the dining credits and other benefits are nice here and there. I was approved for both the Platinum and the Gold but opted to just go for the AmEx Gold because of the AF and cashback. Just my two cents. Hope you have a great day! ❤
@@izzyskywalkerri got the 150k SUB, i’ll cancel the plat after the year is over. I’ll sign up for the CS Plat later when I do travel and done with school.
Brother as a 21 college student, how tf are yall able to AFFORD the plat?? Just got the Venture X and am a lil anxious of the annual fee… I mean I make roughly 50k a year but still
@@izzyskywalkerr The benefits alone pay for the annual.... Even in one Dubai trip I probably made around 2k back in extras... That was without using any of my credits or points... If you aren't able to see the clear benefits and find them, then you're right, you shouldn't have the card.
@@ugo_king_8218 Careful where you wear a watch. In Beverly Hills of all places watch snatchings off the wrist are a thing to where older victims are beaten and robbed in the middle of the day. Wear long sleeves with a fine watch or leave it at home in the vault.
I agree with Simon. I went into Aldi and bought the cheapest jar of peanut butter they got and when I rang it up at the self-checkout I got a lot of respect from the little laser scanner gun.
I don't look for reactions with my platinum card. For me, it's just a credit card. It shows retail stores you have credit and are most likely ready to spend money. Not sure about the reactions; I don't think people care; they just care your transaction goes through 😅
I went into a McDonald's, ordered a cup of coffee, and dropped my black AMEX card. No one batted an eye. The moral of the story is don't rely on your card to make you look better. Rather being kind and courteous will get you further in life.
I never got the Flex factor. I have the Platnium, Charles Schwab Platinum, Gold and Business Gold. Never one time have I handed the card to anyone and they were impressed and I don't expect them to be. It's just a credit card.
Most stores you don't hand over the card anymore unless you're at a restaurant Most stores have the processing machine on the counter and you do it yourself
20 years ago I was really into the "Flexing" element, now that I'm older I'm much more excited about how some of these cards give you ACCESS to things I wouldn't normally do (I just stayed at the Bellagio for the first time ever due to the Platinum card's benefits there). I don't have the Black Card and probably never will (I've told myself I would only get it if I had 10 million in the bank, I'm 9.8 million short). Ironically between the cards me and my girlfriend now have we get so many of the Black Card benefits that it's kinda hard now for me to see as much reason to get a black card, I actually have the same or higher status's now on many hotels, and of course the other cards give greater cash back then the 1% the black gives you on most things.
You are matured and I can afford the card, it is ALL bling and for new money trying to impress. Even my daily driver is an 01 Pathfinder with rust on it and I wear a $40 watch. Yes I have a 40K watch, but it sits on a winder. my 300K car sits too, not into this stuff anymore and want a normal life. Congratulations on being mature and not looking for "respect" as you pay on credit-it's sad to see this stuff.
Same here. The credit cards I have are for the access they give me to certain things like airlines, hotels, airport lounges, cash back, and discounts at certain businesses. As well as point multipliers. Don't care about the "flex" factor at my age. In fact, I try to fly "under the radar" as much as possible. Flexing can make you a "target" in these days and times......
The gold card is my favorite Amex currently not traveling enough to really be worth it to me, but I call it the food card, if you have a family with one or two kids it’s east to spend $1500+ on food so your points rack up
I feel like Chase is harder to get now then Amex. I don’t know why Amex is approving all these platinum card accounts, but have you seen the lounges lately. It’s embarrassing.
@@BrandenJerrell i completely agree with you too. I’m tempted to start using my chase card because I almost never use the benefits from Amex. The only reason why I keep using it is because of the customer service which I never use and the non preset spending limit because it doesn’t hit me utilization. Plus the lounges suck, the regular terminals are better right now.
Chase is more restrictive because of their rules on how many cards you can have. In a certain time period and only being able to have 1 Sapphire card at a time. I prefer the Platinum over the CSR but I can understand why some people may feel the opposite. As for the Centurion lounges, they stay away to crowded and I'm glad that they are going to restrict them to the card holder and all guest have to pay starting in Feb. I usually use my Platinum to get into the Delta SkyClub or the Admirals Club if I'm flying First or Business Class On American Airlines 🫡
I think it's a mix of different reasons: 1. The opening of borders, especially China's. 2. Even some lower tier cards offer 2 x complimentary lounge access a year, and I think most people are using them for the first time after the pandemic or on the start of a new year cycle. 3. In Australia, guests can still accompany a card holder for free. I heard Amex USA will start charging guests and kids from next month, but it's not clear if that's going to be the same for other countries.
@@g43654 Yep, next month, guess age 2yrs old and up have to pay with the Amex Platinum. I'm actually understand why as I was just at a Centurion lounge last Monday and it was really crowded. I actually have it on video on my channel. I Also went to 2 different American Airlines Admiral Clubs last week and the Experience was much better.
lol people acting like atleast 50% of people don’t get this card for attention. Btw there are plastic version of Amex cards but no one gets them. I wonder why hypocrite 📸
The reason people have these cards is to do with status among their social group. I have known someone who dropped 130k on their platinum card paying a single invoice for a storage company. They called Amex before hand and Amex said “no problem and by the way you don’t need to call.” Point is, if you have the centurion it’s for status. And more power to you. It can’t DO anything more in YOUR HAND than the platinum card can. There are platinum card holders with 2.5m limits walking around and couldn’t care less.
Whatever makes you happy. But really, most of the time when you make a purchase your card doesn't even leave you. You put the card in the terminal yourself. Employees are thus less able to notice you're some big shot. Even if you did pass the card to them, most don't care. If one is living their life trying to impress others with their fancy-pants credit card, maybe you need a reset. I've worked in restaurants and stores in the past. Every customer is important. It's not just the rich guy that you stand up and give good customer service, it's everyone. I'm kind of a private person. Even if I was Joe Billionaire, I wouldn't go around flaunting my wealth.
I have to admit, once I saw someone present a Centurion card to me, it does make one sit up straighter and give an enthusiastic "Yes sir!". We all know that the holder is really rich.
The Gold card is one of the best cards I think they offer. I like the 4 points on restaurants and 4 points on groceries. There are also a lot of other benefits that allows you to cover the annual fee. I like having a platinum for access to the lounges when I travel, but I still think the AMEX gold is one of, if not the best card they offer. Sometimes I think people with a brain, when I hand over my platinum card, still think something like "this guy is an idiot to pay $695 a year for a charge card." LOL I really want to keep my ego out of what credit cards I use and have. Just one man's opinions.
Hey Simon! Great video! Been subbed for a good bit now and you have great videos! Thanks for always keeping it real! Question for you, What are your thoughts on the Visa x1 card? Thanks
I use Apple Pay 90% of the time so I'm not getting wow factor regardless but I appreciate that you did an honest video like this without feeding into the "it's just a card"/"who cares" cap that most people would do. Most people won't admit that aesthetics, clout and impression is a big factor with popular cards. There's a reason you don't see people flexing with a US Bank Card or Citi even though those are good cards. Thanks for keeping it real.
You would think that the bespoke JP Morgan Reserve card would be a "Visa Infinite" card rather than a "Visa Signature", but then again the JP Morgan card isn't meant for traveling, so why build in traveling perks with the Infinite version... it's just meant for clearing your bill at private clubs (country clubs included), bespoke cigar lounges and high-end restaurants. ;) There is a proper use for all of these cards and in proper locations and businesses. :) All the best Simon. Thanks for sharing.
I got my Gold and Platinum when I was 20 in college and honestly at the time a lot of my friends thought that I was in it for the “status”, the cards are cool and all but I mostly got them because. #1 I ate a lot outside of home and started grocery shopping at the time in college too, #2 my major told us we were going to do a lot of traveling, and in between I did my own travels so it kind of was a no brainer. Did see some benefits of the card to somewhat justify the annual fee. But I don’t think I’ve yet to gotten reactions from stores nor do I think I want them cause it makes me uncomfortable haha
This video is everything that is wrong with society. 1. Click bait - not a single actual reaction in the video 2. Clout- this guy seems way too old to be caring what people think and making a video about
I got a lot of wows with my Amex Gold card. Although I do live in St. Louis so it’s not high end like NY or LA but when I would go to the bar with friends or on a date people usually stare at it for a second. FYI I seldomly would use it as a “flex” although it felt good but I go out a lot so it made sense to use the Gold to get the points
I once left my platinum card at a restaurant. When I went back to get it the next day, the staff worker didn't want to help me and was kind of rude. Then, when he came back with my card, he was very friendly and apologized for the wait.
I don't think the average person really cards about your credit card. I did get some comments on the design on my platium card but that's about it.. they also said they thought I painted it on there haha.. Also the average person doesn't even realize what the centurion card means.
I still keep mine, and a Platinum as a back up. The flight miles are the best! When the Cent was first new it was plastic, I wish I still had that card as a collectible.
Black should have all Platinum benefits. Platinum should have all Gold benefits. Gold should have all Green benefits. I don't travel much so the Plat benefits don't help me. Ironically, Platinum is not any harder to get than Gold.
This video got a chuckle out of me. I worked in a medium size town in Texas (a little over half a million people) for 11 years. Working customer service at the front desk, I saw a LOT of platinum AmEx cards. I find it strange that many say they've never seen the black Centurion card. I've seen a total of THREE of those. One customer was American, another was British and the third was South African. The card is so thick that I couldn't swipe it through the computer's card reader. I had to connect a different one to the computer to complete the sale! It is very thick and HEAVY. And yes, according to the South African, it does set off the metal detectors at airports!
@Simon Katz What about a debit card that comes JP Morgan Reserve card? Nobody ever makes a video on that. Can you please do it? And any thoughts you would share why you do not bank with JPM or Chase?
The interesting thing is this is that most high-wealth people DON'T use these cards, because they don't need them. lol. They are already well-known for their wealth and clout and don't need a card to achieve a "reaction" or perks.
Thank you for your positive comments about the platinum card. I had to search hard to find a good review. I’m getting mine soon and I’m excited. There is too much negativity on you tube about this card.
Simon send me an additional of your centurion then cancel it just to have the card to show off hahahahahahahahahahahahahahahahahaha btw great video! You made us dream! 😅😅😅😅lol
Credit-card snobbery! Wow!! As a multi-millionaire, I underwrite my own purchases without the need for ~40 days credit. Since I fly by private jets, I have no need for airport lounges, I have no need for memberships since I have a gym/cinema at home, and I have a private secretary to book my theatre/concert/event tickets.
As someone who doesnt travel all thst much, the platinum isnt worth it. moret everyday normal people the gold card just makes more sense with the 4x grocery/resteraunts.
Wow, I'm a multimillionaire many times over, and I had no idea I was supposed to be impressed by credit cards of various colors! Thanks for letting me know! I feel ashamed of my "regular" credit card! I don't know if I can live with the shame!
This is stupid. "Respect" from the retailer??? The only thing they care about is it not being declined. They'd be just as happy to charge a Discover card if it goes through OK.
It's not the same any more from what I seen over the many years. Could be in las vegas checking in and hand them the Centurion and get crazy upgrades with out asking or doing anything. As years went on just keep seeing less. Then when JPM banker told me about the palladium card got it right away, was told customers had to have x money in personal business and or both along with investments counted too. Did a video that did't do good job on was one the first showing off the card other than a friend did video as well. The palladium card seem to get more reaction and few extras places would do but on the concierge service was nice just could not do as crazy as amex could. Nice part of it was you could use 3x the limit and one part some might still not know is could request from the banker a very high amount to buy something for short term and depending on the relationship time as well money with them they do a lot. More less they rather you borrow vs take the cash or investments out. All in all they are all nice just not what it use to be. Not sure what any of them could do next to gain that hype/effect.
$695 USD annual fee for the Platinum AMEX? oh lord, here in Mexico the fee is $1508 USD/year IDK why these people we're more wealthy than americans hahaha
I have the AmEx Platinum and the Centurion card. Rarely use the Centurion but use my Platinum more often. Had few reactions of people while traveling in Africa and now in Maldives. Don’t care about the flexing part since I have only used my Centurion card only a few times. Also use my other cards as well.
Here is an idea! 💡 How about paying with your groceries with an EBT food stamps. Then pay for non food items with the Centurion Card on the same transaction! 🤣😂🤣😂🤣😂
All the stores I go to the processing machines on the counter and you do it yourself The cashier has no idea what card you're using after the food stamp charge
I’ve had the Centurion Card form the first year it was released. In the very early days, it garnered some attention. These days none. And with Apple Wallet, I rarely use physical cards anyway. It never garnered attention where I’ve had my primary home - Manhattan. Once I got a reaction from a hotel in Ohio lol So truly not sure where you are that you are getting these reactions. I’ve used it in all the boutiques you mention - no one cares.
The Centurion club is invitation only to become a member. So it’s his recommendations to Amex until they finally get it. $10,000 activation fee and another $5,000 annual fee. Your Amex Platinum already has so many of the black card benefits. The black card makes people sit up more and provide a way more attentive service lol
Great video Simon! I’m pretty sure the centurion is still the one you get most of the attention with. Speaking which, can you get a centurion card having let says the Charles Schwab version of the Platinum card?
When I bought my last Rolex at an authorized dealer I used my TD Bank platinum card which I inserted into the point of sale device. Store clerks don’t handle credit cards any more in Canada. And I really don’t need to impress a cashier with a credit card. That’s pretty pathetic.
You should see the reactions when I pay with my EBT card
😂😂😂😂😂
Loll😂😂😂😂
How about paying with your groceries with an EBT food stamps. Then paying for non food items with the Centurion Card?
Poverty aspirational goals!
Lmao
True Story: I was 21 years old. Still a college student making 12K per year but I had a good credit score. I was able to get an AmEx Platinum. Only one time, someone told me that I was too young to have that card. Besides that, no one has ever been impressed.
Currently 18 and a College student, and I also have the Plat with Gold combination. Great SUB and I love the MR points.
@@johnsonwI'd get rid of the Platinum if you're paying the AF. Unless you do ridiculous amounts of travel as an 18yo college student, it's hard to justify the Platinum, even though the dining credits and other benefits are nice here and there. I was approved for both the Platinum and the Gold but opted to just go for the AmEx Gold because of the AF and cashback. Just my two cents. Hope you have a great day! ❤
@@izzyskywalkerri got the 150k SUB, i’ll cancel the plat after the year is over. I’ll sign up for the CS Plat later when I do travel and done with school.
Brother as a 21 college student, how tf are yall able to AFFORD the plat?? Just got the Venture X and am a lil anxious of the annual fee… I mean I make roughly 50k a year but still
@@izzyskywalkerr The benefits alone pay for the annual.... Even in one Dubai trip I probably made around 2k back in extras... That was without using any of my credits or points... If you aren't able to see the clear benefits and find them, then you're right, you shouldn't have the card.
It's like wearing a fancy watch... 95% of people aren't going to notice and 50% of the ones who notice aren't going to care.
2.5%
@@ugo_king_8218 Careful where you wear a watch. In Beverly Hills of all places watch snatchings off the wrist are a thing to where older victims are beaten and robbed in the middle of the day. Wear long sleeves with a fine watch or leave it at home in the vault.
Your right it's just a pretty cool looking card I don't look at this card and think I'm the BOSS it's more so I can go in the vip rooms at the airport
I agree with Simon. I went into Aldi and bought the cheapest jar of peanut butter they got and when I rang it up at the self-checkout I got a lot of respect from the little laser scanner gun.
I can't imagine what would have to go wrong with my mindset to cause me to have a desire to impress the clerk at Hermes.
Well if you know what you’re doing at Hermes you can buy the bags and flip them for double.
Legend comment 👏🏼
Imagine having a black card and having to flip Hermes bags…
@@CharlieO77business is business
Exactly
I don't look for reactions with my platinum card. For me, it's just a credit card. It shows retail stores you have credit and are most likely ready to spend money. Not sure about the reactions; I don't think people care; they just care your transaction goes through 😅
I went into a McDonald's, ordered a cup of coffee, and dropped my black AMEX card. No one batted an eye. The moral of the story is don't rely on your card to make you look better. Rather being kind and courteous will get you further in life.
And then you woke up
@@Jv9319Exactly 💯
😂 wtf kinda story is that
than you became sober
Pretty sure the kids at Mickey D’s don’t know what a black card is 🤷♀️
I never got the Flex factor. I have the Platnium, Charles Schwab Platinum, Gold and Business Gold. Never one time have I handed the card to anyone and they were impressed and I don't expect them to be. It's just a credit card.
Found a normal person here in the comments lol
@@SANG0I Thanks bro. I don't get it. If you have a chance, I have a channel as well
It's not JUST a credit card . To some people , it represents your higher purchasing power and comfortable finances
@@bindutiwari4263Or that you are Active Duty Military with a $30,000/yr income.
You literally just tried to flex with that comment 😂
Most stores you don't hand over the card anymore unless you're at a restaurant
Most stores have the processing machine on the counter and you do it yourself
Ikr. Thus ruining the “flex” experience. 😂
Rose gold card gets people attention when I pay with it. They tell me oh I never saw this color before, lol
I knew it! Should have gotten that one lmao
@@kabirjallan5709 you can still get it just ask
From American express? Thats cool
@@raze2400 how do you ask for it?
@The Mango yes from Amex when you apply, you can pick the color you want.
20 years ago I was really into the "Flexing" element, now that I'm older I'm much more excited about how some of these cards give you ACCESS to things I wouldn't normally do (I just stayed at the Bellagio for the first time ever due to the Platinum card's benefits there). I don't have the Black Card and probably never will (I've told myself I would only get it if I had 10 million in the bank, I'm 9.8 million short). Ironically between the cards me and my girlfriend now have we get so many of the Black Card benefits that it's kinda hard now for me to see as much reason to get a black card, I actually have the same or higher status's now on many hotels, and of course the other cards give greater cash back then the 1% the black gives you on most things.
I am 10 Mill + 800k short
@@happydude5446 hahh
may i ask what is your job?
You are matured and I can afford the card, it is ALL bling and for new money trying to impress. Even my daily driver is an 01 Pathfinder with rust on it and I wear a $40 watch. Yes I have a 40K watch, but it sits on a winder. my 300K car sits too, not into this stuff anymore and want a normal life. Congratulations on being mature and not looking for "respect" as you pay on credit-it's sad to see this stuff.
Same here. The credit cards I have are for the access they give me to certain things like airlines, hotels, airport lounges, cash back, and discounts at certain businesses. As well as point multipliers. Don't care about the "flex" factor at my age. In fact, I try to fly "under the radar" as much as possible. Flexing can make you a "target" in these days and times......
That’s nothing. You should see the reactions when I try and pay with my Mervyns card
The gold card is my favorite Amex currently not traveling enough to really be worth it to me, but I call it the food card, if you have a family with one or two kids it’s east to spend $1500+ on food so your points rack up
Plat for travel, gold for daily. Gold 4x points for grocery and food is clutch.
I feel like Chase is harder to get now then Amex. I don’t know why Amex is approving all these platinum card accounts, but have you seen the lounges lately. It’s embarrassing.
@@BrandenJerrell i completely agree with you too. I’m tempted to start using my chase card because I almost never use the benefits from Amex. The only reason why I keep using it is because of the customer service which I never use and the non preset spending limit because it doesn’t hit me utilization. Plus the lounges suck, the regular terminals are better right now.
Chase is more restrictive because of their rules on how many cards you can have. In a certain time period and only being able to have 1 Sapphire card at a time. I prefer the Platinum over the CSR but I can understand why some people may feel the opposite.
As for the Centurion lounges, they stay away to crowded and I'm glad that they are going to restrict them to the card holder and all guest have to pay starting in Feb.
I usually use my Platinum to get into the Delta SkyClub or the Admirals Club if I'm flying First or Business Class On American Airlines 🫡
I think it's a mix of different reasons:
1. The opening of borders, especially China's.
2. Even some lower tier cards offer 2 x complimentary lounge access a year, and I think most people are using them for the first time after the pandemic or on the start of a new year cycle.
3. In Australia, guests can still accompany a card holder for free. I heard Amex USA will start charging guests and kids from next month, but it's not clear if that's going to be the same for other countries.
@@g43654 Yep, next month, guess age 2yrs old and up have to pay with the Amex Platinum. I'm actually understand why as I was just at a Centurion lounge last Monday and it was really crowded. I actually have it on video on my channel. I Also went to 2 different American Airlines Admiral Clubs last week and the Experience was much better.
I agree. Amex should raise the credit score to get too 750 or higher for the Platinum.
If someone choses a card based on the reaction it gets, they might think about using their card to get some mental healthcare.
Mental health is important!
lol people acting like atleast 50% of people don’t get this card for attention. Btw there are plastic version of Amex cards but no one gets them. I wonder why hypocrite 📸
I have the Amex gold business and rewards cards, and no one bats an eyelid when I use them.
@Shawn It is a very nice-looking card.
The reason people have these cards is to do with status among their social group. I have known someone who dropped 130k on their platinum card paying a single invoice for a storage company. They called Amex before hand and Amex said “no problem and by the way you don’t need to call.”
Point is, if you have the centurion it’s for status. And more power to you. It can’t DO anything more in YOUR HAND than the platinum card can. There are platinum card holders with 2.5m limits walking around and couldn’t care less.
Whatever makes you happy. But really, most of the time when you make a purchase your card doesn't even leave you. You put the card in the terminal yourself. Employees are thus less able to notice you're some big shot. Even if you did pass the card to them, most don't care. If one is living their life trying to impress others with their fancy-pants credit card, maybe you need a reset. I've worked in restaurants and stores in the past. Every customer is important. It's not just the rich guy that you stand up and give good customer service, it's everyone. I'm kind of a private person. Even if I was Joe Billionaire, I wouldn't go around flaunting my wealth.
Really good head on your shoulders! Bravo 👏
I have to admit, once I saw someone present a Centurion card to me, it does make one sit up straighter and give an enthusiastic "Yes sir!". We all know that the holder is really rich.
Simp mentality. Treat everyone the same regardless of how rich or poor they are.
@@rangvald4036 What mentality?
@@thesmithersy simp.
@@rangvald4036 Please use proper words, not made up ones.
@@thesmithersy simp is in the dictionary.
The Gold card is one of the best cards I think they offer. I like the 4 points on restaurants and 4 points on groceries. There are also a lot of other benefits that allows you to cover the annual fee. I like having a platinum for access to the lounges when I travel, but I still think the AMEX gold is one of, if not the best card they offer. Sometimes I think people with a brain, when I hand over my platinum card, still think something like "this guy is an idiot to pay $695 a year for a charge card." LOL I really want to keep my ego out of what credit cards I use and have. Just one man's opinions.
The fun thing is , here in Mexico the platinum is more flex since the anual fee is 1300 dollars 😅
Yeah some countries have really high fee. Interesting. What about the centurion there?
@@SimonKatzShowthe initial fee is 5 k and the anual 4 k
adults: woaaaa
kids: is that the n word card?
Hey Simon! Great video! Been subbed for a good bit now and you have great videos! Thanks for always keeping it real! Question for you, What are your thoughts on the Visa x1 card? Thanks
Thank you 🙏. I’ve seen the x1 around but have no experience with it. Maybe one day will review it.
I am happy with my Platinum Card. By putting a sharp 30-degree edge on one side of the card, I can use it as a scraper/slice tool.
LOL
But the gold earn x4 in dining….
I use Apple Pay 90% of the time so I'm not getting wow factor regardless but I appreciate that you did an honest video like this without feeding into the "it's just a card"/"who cares" cap that most people would do. Most people won't admit that aesthetics, clout and impression is a big factor with popular cards. There's a reason you don't see people flexing with a US Bank Card or Citi even though those are good cards. Thanks for keeping it real.
For sure! Cheers!
When I whip out my EBT card to pay for groceries and then the centurion to pay for my 12 pack of yuengling the cashier looks at me side eye
LOL
You would think that the bespoke JP Morgan Reserve card would be a "Visa Infinite" card rather than a "Visa Signature", but then again the JP Morgan card isn't meant for traveling, so why build in traveling perks with the Infinite version... it's just meant for clearing your bill at private clubs (country clubs included), bespoke cigar lounges and high-end restaurants. ;)
There is a proper use for all of these cards and in proper locations and businesses. :)
All the best Simon. Thanks for sharing.
I get respect with the Tow Truck guy with AAA Credit Card! He hooks me right up!
Dope video... as always! Thanks Simon!
I got my Gold and Platinum when I was 20 in college and honestly at the time a lot of my friends thought that I was in it for the “status”, the cards are cool and all but I mostly got them because. #1 I ate a lot outside of home and started grocery shopping at the time in college too, #2 my major told us we were going to do a lot of traveling, and in between I did my own travels so it kind of was a no brainer. Did see some benefits of the card to somewhat justify the annual fee. But I don’t think I’ve yet to gotten reactions from stores nor do I think I want them cause it makes me uncomfortable haha
This video is everything that is wrong with society.
1. Click bait - not a single actual reaction in the video
2. Clout- this guy seems way too old to be caring what people think and making a video about
That was an accurate summary. Thanks!
I got a lot of wows with my Amex Gold card. Although I do live in St. Louis so it’s not high end like NY or LA but when I would go to the bar with friends or on a date people usually stare at it for a second. FYI I seldomly would use it as a “flex” although it felt good but I go out a lot so it made sense to use the Gold to get the points
I once left my platinum card at a restaurant. When I went back to get it the next day, the staff worker didn't want to help me and was kind of rude. Then, when he came back with my card, he was very friendly and apologized for the wait.
I don't think the average person really cards about your credit card. I did get some comments on the design on my platium card but that's about it.. they also said they thought I painted it on there haha..
Also the average person doesn't even realize what the centurion card means.
Because it’s irrelevant to life
The blk card used to make much more impact 15 years ago compared to today.
You may be right.
nobody pays attention now, years ago it was a big deal. Not sure what changed ??
@ericpetersen8155 naw people still know when it counts
I still keep mine, and a Platinum as a back up.
The flight miles are the best!
When the Cent was first new it was plastic, I wish I still had that card as a collectible.
I love to flex in 2023 being a debt free single 🇺🇸 with no student loans 🤣. Team #debtfree
WRONG, College debts give you the BBC card.
Meanwhile, Warren Buffett is rocking a green card. :-) Great video, I didn't even know some of these cards existed.
He can buy the entire company and not a lose a night of sleep lol
I wonder why the JP Morgan is not a VISA infinite
I didn't even catch that at first. Went back and took a look and sure enough it isn't.
But now I'm wondering the same thing.
Black should have all Platinum benefits.
Platinum should have all Gold benefits.
Gold should have all Green benefits.
I don't travel much so the Plat benefits don't help me.
Ironically, Platinum is not any harder to get than Gold.
This video got a chuckle out of me. I worked in a medium size town in Texas (a little over half a million people) for 11 years. Working customer service at the front desk, I saw a LOT of platinum AmEx cards. I find it strange that many say they've never seen the black Centurion card. I've seen a total of THREE of those. One customer was American, another was British and the third was South African. The card is so thick that I couldn't swipe it through the computer's card reader. I had to connect a different one to the computer to complete the sale! It is very thick and HEAVY. And yes, according to the South African, it does set off the metal detectors at airports!
Are you sure the wow factor was for the cards, and not for actually paying for something instead of smashing and grabbing?
This guy has every version of creed. I promise you.
Smelling good 😂😂😂
Question- When it expires do you send it back to amex to get rid of it ?
Yes, they give you prepaid envelope for it
@Simon Katz
What about a debit card that comes JP Morgan Reserve card? Nobody ever makes a video on that. Can you please do it?
And any thoughts you would share why you do not bank with JPM or Chase?
Simon, I have two questions. What is your main source of income? What is your day to day like in your career?
Checkout what I do for a living video. Cheers
Now that's the kind of flex everyone wants to do at least once in their lifes.
Facts
The interesting thing is this is that most high-wealth people DON'T use these cards, because they don't need them. lol. They are already well-known for their wealth and clout and don't need a card to achieve a "reaction" or perks.
You would be surprised. I am sure Jeff Bezos and others have them!
Would love a video on why you chose to leave Chase bank!
Good idea
Was thinking this too. Why you left, who you went to and why? Who do you invest with now
This cannot be a real discussion. It fuels so many stereotypes.
The only time I’ve ever seen the JP Morgan Reserve in the media is when Obama used it to buy everyone pizza.
Thank you for your positive comments about the platinum card. I had to search hard to find a good review. I’m getting mine soon and I’m excited. There is too much negativity on you tube about this card.
It’s whack. And getting whacker each year.
I'm going for the AMEX Platinum. 🥂🍾😁
GOOD CHOICE
That olive green daydate is 🔥🔥
Thank you 🙏
Hey don't disrespect the gold I have it lol 😆
The flowers on the black care are beyond horrendous.
Simon send me an additional of your centurion then cancel it just to have the card to show off hahahahahahahahahahahahahahahahahaha btw great video! You made us dream! 😅😅😅😅lol
I’ll tell you what that gold card is perfect in 2024 for families. The cost of groceries is insane.
Credit-card snobbery! Wow!! As a multi-millionaire, I underwrite my own purchases without the need for ~40 days credit. Since I fly by private jets, I have no need for airport lounges, I have no need for memberships since I have a gym/cinema at home, and I have a private secretary to book my theatre/concert/event tickets.
As someone who doesnt travel all thst much, the platinum isnt worth it. moret everyday normal people the gold card just makes more sense with the 4x grocery/resteraunts.
$50K limit on the JP Morgan card?? Lol. I have a $49.5k limit on my Chase United card… lol.
See I’m $500 more 😂
Do you still feel like the platinum is prestigious due to the fact more and more people are getting it?
Definitely prestigious as it is around the top 10-20 % of people in income range but black is just another level.
@JennaCohenReel pathetic
I get more wow factor with my JP Morgan reserve than my platinum amex
I love Amex they are best honestly
in my 10 years having the platinum card i've only had one person mention anything about it. Most people don't care.
I was gonna get the platinum for flexing but too cheap to pay the annual fee 🤔
@Shawn gold or rose gold?
Wow, I'm a multimillionaire many times over, and I had no idea I was supposed to be impressed by credit cards of various colors! Thanks for letting me know! I feel ashamed of my "regular" credit card! I don't know if I can live with the shame!
Lies.
@@Jwdude123 Truth.
Millionaire but can’t write for shit lol. You’re not fooling anyone bud
more like a temporarily embarrassed millionaire (Steinbeck) many times over
This is stupid. "Respect" from the retailer??? The only thing they care about is it not being declined. They'd be just as happy to charge a Discover card if it goes through OK.
As cool as it would be to get the centurion card ill stick with my platinum.
nice video as always. Id like to see a video of your spending on the centurion card alone.
that’s cool and all but nothing will ever beat my debit card
When you use the lounge, how do they know your Card is authentic?
They scan it
It's not the same any more from what I seen over the many years. Could be in las vegas checking in and hand them the Centurion and get crazy upgrades with out asking or doing anything. As years went on just keep seeing less. Then when JPM banker told me about the palladium card got it right away, was told customers had to have x money in personal business and or both along with investments counted too. Did a video that did't do good job on was one the first showing off the card other than a friend did video as well. The palladium card seem to get more reaction and few extras places would do but on the concierge service was nice just could not do as crazy as amex could. Nice part of it was you could use 3x the limit and one part some might still not know is could request from the banker a very high amount to buy something for short term and depending on the relationship time as well money with them they do a lot. More less they rather you borrow vs take the cash or investments out. All in all they are all nice just not what it use to be. Not sure what any of them could do next to gain that hype/effect.
Do they still issue the Gold Card? It is a quarantined product where I am.
They do
I just roll ny eyes when I see any of these being presented.
Forward or backward?
$695 USD annual fee for the Platinum AMEX? oh lord, here in Mexico the fee is $1508 USD/year IDK why these people we're more wealthy than americans hahaha
Interesting pricing
I have the AmEx Platinum and the Centurion card. Rarely use the Centurion but use my Platinum more often. Had few reactions of people while traveling in Africa and now in Maldives. Don’t care about the flexing part since I have only used my Centurion card only a few times. Also use my other cards as well.
Why pay the $5000 annual fee to keep the Centurion card if you rarely use it and don't care about the flexing part?
@@FlintIronstag23 been using it lately
Here is an idea! 💡
How about paying with your groceries with an EBT food stamps. Then pay for non food items with the Centurion Card on the same transaction!
🤣😂🤣😂🤣😂
All the stores I go to the processing machines on the counter and you do it yourself
The cashier has no idea what card you're using after the food stamp charge
none of these cards got anything on that wells fargo active cash card 😤
I’ve had the Centurion Card form the first year it was released. In the very early days, it garnered some attention. These days none. And with Apple Wallet, I rarely use physical cards anyway.
It never garnered attention where I’ve had my primary home - Manhattan. Once I got a reaction from a hotel in Ohio lol
So truly not sure where you are that you are getting these reactions. I’ve used it in all the boutiques you mention - no one cares.
JP Morgan reserve card is not heavier than the Chase Ritz Carlton card. I have both
Need to check it out! Thanks
My original Ritz weighed a pound. The new ones are similar to chase sapphire.
The interesting thing is that we don't hand over our cards as much anymore.
Dang didn't even think you had the JP Morgan reserved
Thank god I’m in the army and Uncle Sam makes sure I don’t have to pay the AF for my gold and plat 😅
You happy throughout the all video. No wonder 💭
Its been years since i handed anyone a debit or credit card. Everything is tap and self serve.
The Chase Ink Premier can set high limits 50K, 75k, 100K+
I just want to see someone use the black card at hooters or tilted kilt to see the girls reactions.
I still feel like youre paying extra money for what your debit card can do.
Does your JP Morgan say signature? mine says Infinite. I couldn't tell.
How can you hook someone up on the centurion card? I’ve heard connections didn’t matter
The Centurion club is invitation only to become a member. So it’s his recommendations to Amex until they finally get it. $10,000 activation fee and another $5,000 annual fee. Your Amex Platinum already has so many of the black card benefits. The black card makes people sit up more and provide a way more attentive service lol
I did a line with my gold card everyone was looking
Great video Simon! I’m pretty sure the centurion is still the one you get most of the attention with.
Speaking which, can you get a centurion card having let says the Charles Schwab version of the Platinum card?
I believe so yes you can.
Great video.
I own the reserve card and it dosnt have a limit you cant put a ridiculous limit like me or something low
When I bought my last Rolex at an authorized dealer I used my TD Bank platinum card which I inserted into the point of sale device. Store clerks don’t handle credit cards any more in Canada. And I really don’t need to impress a cashier with a credit card. That’s pretty pathetic.
Having the black card is more than just inserting it into the terminal.
I'll get this card... one day...
My walmart card gets a bunch of wows at the self check out booth.
WALMARTTTTT
Can’t hold a candle though to the Costco membership card.
Executives at Costco 😂