How to Buy a House if you’re Broke

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  • Опубліковано 23 січ 2025

КОМЕНТАРІ • 68

  • @Strawhatboy_e
    @Strawhatboy_e 3 дні тому

    You’re awesome!🙏🏾

  • @darylwizzard5832
    @darylwizzard5832 13 днів тому +4

    This is all too complicated for a country bumpkin like me but I will like and subscribe. Good luck God Bless

  • @charmainmorrison8615
    @charmainmorrison8615 14 днів тому +2

    Skip tracing works well too to find the owner of property or just go to the city.

  • @Oatchi329
    @Oatchi329 14 днів тому +4

    Who makes the loan payments until rehab and rental lease are completed?

    • @brianhill8974
      @brianhill8974 13 днів тому +1

      I thought she was supposed to be smart😂

  • @OluwaseunOdiase
    @OluwaseunOdiase 14 днів тому +3

    Thanks a lot. Very clear and concise

  • @leet8017
    @leet8017 15 днів тому +3

    Buying property is investing, and a big part of investing is risk management. This is what's missing

  • @Money_Club_Trading
    @Money_Club_Trading 14 днів тому +1

    got any videos on negotiations? sounds like some top-tier deals are happening. would love to get 1 house. you got like 20. lol

  • @LourdesHernandez-ye8tr
    @LourdesHernandez-ye8tr 2 місяці тому +7

    You are a genius 😂

  • @jen318
    @jen318 15 днів тому +1

    And when and if you want to sell a property fast you get hit with loan penalties how you get around this

  • @tiffanythomas1495
    @tiffanythomas1495 13 днів тому

    Thnx so much for this video. I’m interested in doing the same thing. May I ask where are you located and doing all these great things. P.s. apologies if you’ve already answered this question.

  • @jen318
    @jen318 15 днів тому +3

    Private money lenders a are very risky

  • @1138prometheus
    @1138prometheus 15 днів тому

    Well there may be quite a few surprises if you're starting with a Zillow value. If it's based on closed sales and you're in a market where sales are depressed, it's likely not a true value because sales are not actually closing at those levels. Also make sure your comps are not new homes listed by builders because they do a lot of secret deductions like free floors and buy down on mortgages that actually keep the true price hidden from the statistics. Finally, the closed sales are lagging, so if you're in a market where people are starting to reduce prices, the lag number may be very misleading. Make sure you're not starting at at too high. ARV or you will affect if you will be able to refinance your loan.

  • @brianhill8974
    @brianhill8974 13 днів тому +1

    If you're already broke and getting the cash advance on your credit card. How are you going to pay it off?

  • @prodigalentertainment2361
    @prodigalentertainment2361 15 днів тому +1

    Hi. What market are buying in?

  • @Arrcreditup
    @Arrcreditup 2 місяці тому +2

    Thanks for sharing this information.

  • @donaldw8601
    @donaldw8601 16 днів тому +1

    Thank you for sharing.

  • @misstmf
    @misstmf 16 днів тому +2

    Thanks for sharing

  • @negrilsand
    @negrilsand 9 днів тому

    Solid Gold !!!..

  • @smallbiztaxlady
    @smallbiztaxlady 2 місяці тому +1

    Thanks for sharing!

  • @ben1010-nx3qw
    @ben1010-nx3qw 15 днів тому

    tell me where u buy and how u know in future the location won't go down ? . also what if your interest goes boom up with today's economy ?? .

  • @xxiiscariixx4090
    @xxiiscariixx4090 2 місяці тому +1

    How do you know who is a good person/company for fixing

    • @StefanieKebede
      @StefanieKebede  2 місяці тому +2

      When you go to the real estate investing meetups, there are usually contractors there, but I recommend talking to investors at those meetups that are already doing deals and see who they are using for their contractors. Referrals are the best

    • @soundslikeolive
      @soundslikeolive 2 місяці тому

      @@StefanieKebede Do you have any resources for those of us who wouldn't know how much the cost of rehab would be without getting a contractor's estimate prior to making the offer (i.e. in your example you'd estimated $40K as the cost for rehab)? Great content here - thank you so much for sharing it!

    • @StefanieKebede
      @StefanieKebede  2 місяці тому +2

      @@soundslikeolive I don't currently at the moment, but that is something I definitely can create. Thank you!

  • @blessedgirl4101
    @blessedgirl4101 4 дні тому

    If the house belongs to my mother, can I still buy it and qualify for the 203K loan since I am a relative? She will charge me $1.00 for it. It needs a lot of work.

  • @ladonnajefferson6325
    @ladonnajefferson6325 2 місяці тому +1

    Thanks! Where have you been!❤

    • @StefanieKebede
      @StefanieKebede  2 місяці тому +1

      Thanks for the support! Been busy with scaling my investment company

  • @dattyga
    @dattyga 15 днів тому +2

    Like the video but using credit cards are a bad idea. You basically need money!!!

  • @1snakemanvrod
    @1snakemanvrod 12 днів тому

    I say that u got to have a job that pays you to help.. however if u can make it work then great!!

  • @XDTuber
    @XDTuber 11 днів тому

    This is called Real Estate Wholesaling.

  • @AndrewRodriguez-z4n
    @AndrewRodriguez-z4n 15 днів тому +2

    Omg you said no money

  • @zhanedonald6774
    @zhanedonald6774 2 місяці тому

    What local credit union do you use?

    • @StefanieKebede
      @StefanieKebede  2 місяці тому +1

      We use Hershey Federal Credit Union in our area

  • @paymyself1st430
    @paymyself1st430 10 днів тому

    This might come back to bite you later by tryna jump start with all these unpaid off properties..it can backfire

  • @rojonevans21
    @rojonevans21 15 днів тому

    Dope!

  • @nickpaine2767
    @nickpaine2767 Місяць тому +2

    So just call homeowners that you are not even sure if they are selling?

    • @StefanieKebede
      @StefanieKebede  Місяць тому +1

      Yup

    • @carl5438
      @carl5438 13 днів тому

      I suggest you check do-no-call registry before calling anyone with your personal cell phone. I get post cards from at least 5 people/companies a week. The calls are annoying and seem to come in at most inopportune time.

  • @jen318
    @jen318 15 днів тому +2

    What banks are you working with that give you money when you have negative credit I've had a perfect credit score and banks wouldn't give me money with a perfect job and when trying to purchase a property being lied to by realtors and than realtor buy property as they cut us out of contract early to steal the deal

  • @frederickhampton527
    @frederickhampton527 9 днів тому

    How to buy a house if you're broke...what could go wrong?

  • @brianhill8974
    @brianhill8974 13 днів тому

    So buy a MONEY PIT😂

  • @5699CAR
    @5699CAR 15 днів тому +1

    Finding a PML is a full time job in and of itself

    • @StefanieKebede
      @StefanieKebede  15 днів тому +1

      That's not hard. You just have to be open to networking and getting yourself out there

    • @5699CAR
      @5699CAR 15 днів тому

      @StefanieKebede funny I feel like qw have opposite issues. PMLs have not been easy to find for me and a sustainable rental strategy(s) has not been easy for you. Maybe we should trade tactics and strategies

  • @PrimeLuxury59
    @PrimeLuxury59 24 дні тому

    🔥🔥🔥

  • @brianhill8974
    @brianhill8974 13 днів тому

    200k for a FIXER UPPER?😂

    • @ay-kae
      @ay-kae 6 днів тому

      Every market is different… that’s fair for a 4 UNIT in about any market though except the trenches. In a popping city or in Cali you might pay 800k for that same 4 unit fixer upper.. you got to think if you have 260k into a remodeled 4 unit; then now you have 4 fully remodeled apartments at 65k a piece! That’s a win in just about any market 🤷‍♂️

  • @Andolem
    @Andolem 15 днів тому

    Jegna.

  • @danialthomas5659
    @danialthomas5659 15 днів тому +1

    And you too can be on the fast track to bankruptcy 😅

  • @carl5438
    @carl5438 13 днів тому

    Educated sellers are not accepting less than $1k in EMD here in central VA. Uneducated sellers might though. BTW, you earn the profit on the purchase price not the sale. Do all your research to buy at a price to enable you to rehab and make a profit. In other words, know the cost of labor and repairs, building permit approval times, and be able to do some of the work yourself.

  • @narcslayer4237
    @narcslayer4237 12 днів тому +1

    Why would anyone loan money to someone who is broke? How are they going to pay it back? Isn't that what created the financial crisis in 2008? Banks were lending money to people with bad credit and others who should never have been lent money in the first place and everyone started defaulting on the loans.

  • @carl5438
    @carl5438 13 днів тому

    Remember Do-not-call registry still exists. Check before you call me. Else, I will report you. In addition, most locals have online systems to search property owners' name and tax bill mailing address.

  • @celestialarmor695
    @celestialarmor695 15 днів тому

    Dam youre cute the glasses the pig tails 😍

  • @brianhill8974
    @brianhill8974 13 днів тому +1

    How are you going to own it 100% if you haven't paid for it

  • @brianhill8974
    @brianhill8974 13 днів тому +1

    I ran across your platform and thought I would listen. This is not the best information and you sound like a scammer

  • @byltraining
    @byltraining 12 днів тому +1

    If you’re broke you shouldn’t be buying a house.

  • @jonathansnow2613
    @jonathansnow2613 15 днів тому +19

    If you are asking your friend for $ to buy real estate... that is pathetic. Get rid of any friend who acts like this. This is a desperate scammer mentality & the mindset of people who have no idea what they are doing. Red flags everywhere.

    • @Chunlialways
      @Chunlialways 15 днів тому +3

      depends on the "friend" i know ppl who are better than so called family.

    • @1snakemanvrod
      @1snakemanvrod 12 днів тому +3

      That’s what all business people have done.. lol investors cooperations.. etc.. they find business partners ..

    • @Bryce_Major757
      @Bryce_Major757 11 днів тому +2

      Not necessarily. This is close knit networking and potentially an opportunity for a business partner/associate through venture.

  • @SanyuTrades
    @SanyuTrades 15 днів тому

    Thank you for sharing