Hey guys. Healthcare. We are getting a lot of comments about this. Izai's health insurance is provided by her job. As for me i currently do not have health insurance. I know this is not good, i don't need you guys telling me how bad it is. I do plan to get it soon. I would have mentioned this but it just slipped my mind because it isnt actually something we are currently paying for. But if you are still using your insurance from back home it will just he the same or similar. I really dont know much about insurance for expats. This is something i will learn more about and do a video on in the future.
I am not sure if it’s possible for Izay to add you to her Philhealth? I heard some expats say they have Philhealth. You might have to marry her to get you into Philhealth. Lol!😂
Cody, you should have insurance coverage since you guys are using a motorcycle as your means of going around. Try to check if you are eligible for Philhealth. If not, try to check further if it is not costly for you to get from Pacific Cross, as most expat residents here are getting. Like I said you should have one that covers accident and life.
Yeah, coz this is the biggest problem ever. For old man like me, its terrible expensive to get a good health insurance and if you get one, then excluding previous illnesses and up to 72 they fire you. I saw a lot of expats completely ruins after a big illness like cancer, or heart attac. They lost everything. Also if you have an accident in this terrible, dangerous traffic. Maybe, if you dont die, you need a very good private hospital, good doctors and some operations? Sorry, its absolutely careless to live there without a health insurance!!
Philhealth isn't really good in my opinion. It seems to only cover a small fraction of the bill. This video gives some detailed examples major medical expenses and also of Philhealth coverage for those expenses. ua-cam.com/video/cqgUzt2a_rg/v-deo.html
I lived in Cebu city back in 2015. Had an extremely nice 2 bedroom apartment. My total cost for rent, electricity, water (including drinking water), gas, & internet was on average $389.00 per month. I owned a motorbike, and road tripped every weekend. Ate at home during week days. There was never a month where I spent over $900.00 per month. And never once felt any kind of suffering...quite the opposite. And that was for 2 people!!!
Hey what’s up man, great video. Just discover your channel about 30 minutes ago and started to binge. I was in the marines for 4 years and just got out 10 months ago. A couple years ago we deployed to Australia for half a year and worked with the Filipino army. Met a friend of hers a year later and she’s from Badain, Cebu. Trying to fly to the Philippines whenever they re-open to see her, meet her family, and explore Cebu. I’m hoping to move there when I’m done with school in a few years. Thanks a lot for all the videos, cheers
Excellent video on budgets. Better than many people older than yourselves. Congratulations on covering a down to earth budget with most of the costs shown. I have lived in the Philippines for far less, but I am not that fussy. The freedom to do as you wish, makes up for many of the things you do without.
Awesome! I remember it well, many years ago, when it was just me and the wife and this was a different Philippines, living here seemed to be almost free. Fast forward to 2021. I've been a permanent resident for 13 years, this is our home, and we have a 13-year-old in the 7th Grade. That almost free has now become P75,000 a month. But after adding all of the trimmings, some of which we aren't spending at the moment, it continues to climb. Eating out, movies, Landers/S&R, spending money/allowances, taxis, etc changes the picture. We live in Talisay City, we don't really have a set budget, and we rent a good-sized 3/2 house in a pretty decent subdivision. We spend right around P100,000 a month 😲 We could of course live here on less than that. But for a family of 3, living here somewhere in the middle of American and Filipino lifestyles, that's pretty reasonable to me.
The thing for people to realize is that COST OF LIVING is personal. So many of these videos are misunderstood and the people making them are attacked instead of thanked for making them. This is just information from one guy about what he's spending. It's not really the cost of living where he's at. If it were that, everyone there would be paying the same amount to live. They're not. These types of videos show what's possible. Like he said, there's people living more expensively, as well as people living less expensively. That is true no matter where you live in the world. I live in the Philippines and my cost of living here has been as low as $200 a month. That's actually higher than what may be the average cost of living for a small family here which I believe is about $160 a month. So as a single guy, I was doing pretty well and living quite nicely in this area for $200 a month. I've since hired three employees and my cost of living has went up in relation to that. I don't live in or near a major city, which does, I believe, allow me to live cheaper. But no matter where anyone lives, they have personal choices to make when it comes to their spending and saving. And depending on how much they save and how much they spend is going to determine their cost of living. The more one is intent on saving, the lower their cost of living is likely to be. And the more one is intent on spending, the higher their cost of living is going to be. One's cost of living can have something do with their income, but not always. There are very wealthy people living very much below their level of wealth, such as Warren Buffet. He's my hero actually, the man I try most to emulate when it comes to living at the standard of living (or below the standard of living) of those around me. I am definitely not interested in trying to outdo anyone. I want to be on the same level as my community when it comes to living, not living in a castle on the hill, or homeless on the street. Good video!
Excellent video with good photography. Please give us an extra second or two on the maps. Believe it or not, it helps. Good luck to both of you. Wish I could be there. Looks like fun.
hi guys 😊 i was the cashier at the ucmed, i really regret that i was not able to take a picture with you. i was so nervous that time haha hope to see you guys soon. hope maam izai's okay now. godbless you both.
Oh wow haha thank you so much for watching our videos. We were surprised to see viewer there tbh lol. We were a little stressed dealing with the injury so I hope we did come off badly 😅. If you ever happen to see us again jut let us know and we can absolutely get a picture with you. Oh also lookout for an upcoming vlog to see why we ended up in the hospital hahaha. Stay safe out there!
For me one of the reasons from living back home is internet connection - as I need it for work. I haven’t had any great luck in getting super reliable internet back when I used to visit. Hopefully things are better now coz I really wanna go back!
Great vlog as allways. ..think our budgets and things you do are about the same. ..we own a house on mactan island. ..just going around on the bike is really good for me. ..looking forward to your next trip. .at moment we are in the UK. ..but looking forward our next trip....
New Fans here We Wander.... I amazed of your videos very entertaining and informative and i like it & why I wanted to visit Cebu soon. ♥️♥️♥️♥️♥️♥️♥️♥️♥️♥️♥️
From my 13 years here meeting other ex-pats. Month Expenses Rent apartment or condo from: 75.00 to 250.00 USD Rent a house from: 200.00 to 1000.00 USD (very nice) Meralco: No AC 30.00 to 50.00 USD, With AC 75.00 to 250.00 USD (if you have on 24/7) Internet: 25.00 to 50.00 USD depends on where you live and if Fiber is available LPG: 15.00 US every 2-3 months Water non-drinking: 5.00 USD Water Drinking: 6.00 USD (for two) Food: 200.00 to 400.00 USD (Native or Western diet) Commute: 20.00 to 30.00 USD (Tricycles and Jeepneys depending on where you are going) Incidentals: 150.00 to 250.00 USD (Meds & Misc) Low end: 700.00 USD (Subsistence level in the province) High end: 2250.00 USD (Living well) :) And I think you need at least 6 months in reserve too.
Thanks for sharing this, some things cheap, some average & some very expensive. I'd love the supermarket grocery costs & huge range of the UK. Rental & home costs of Thailand. The ease of the people & English spoken of the Philippines.
People should be more concerned about "your own cost of living". I drive an F-150 truck in america. So if I stayed in the philippines and rode a bike, instead of driving an F-150, and told you it is cheaper here in the philippines. Would that be a fair comparison? The food in the philippines cost the same or even more than in California. The gas price is the same as in Ca. The vehicles cost more than in Ca for the same Model. If you want to live cheap in the philippines, then you NEED TO DOWN GRADE YOUR COST OF LIVING. That means you live in the Ghetto of the philippines. You will not drive a car. you will walk..... You will not go to Mcdonalds or any fastfood restaurant. I live in the philippines 6months out of the year and I live in america on the rest of the year. I live the same way in the america as i do in the philippines. The cost of my living? Same or a little bit more here in the philippines.
Another great video, useful, informative and entertaining. What was the cost of your move and approximately how much was it to get moved in, e.g. deposit and the stuff you had to buy to outfit your apartment? Nice topic for a follow up. I see a lot of budget videos, from survival to,what I consider, living in excess.
I have only used distilled water for my personal consumption (drinking, cooking, coffee, etc.) for a couple of decades now. I used to just get them off the shelf at the supermarket until I learned about leaching of nasty chemicals from plastic containers, hence I decided to distill my own water using a countertop water distiller 10 years ago. The distilled water does not touch any plastic surfaces at all or anything else for that matter but only food-grade stainless steel during the process and I store them only in glass gallon jugs. Most of these countertop water distillers are rated 750W @ 120VAC (US power standards). The full distilling cycle produces 4 liters (about a gallon) in 4 hours (1 liter/hour) which equates to 3 kWh (750W x 4 hours/1000) of power consumption. I believe Cebu City's residential power rate is around ₱10/kWh and so the cost to produce 4 liters (1 gallon) of distilled water is around 30 PHP (₱10 x 3 kWh) or around $0.60. Perhaps it's something to look into. It may cost a little more and takes some effort but it's very rewarding as you're getting the cleanest and purest water you can have. It's how nature cleans the water in this Planet (hydrologic cycle). It's like having your very own designer water.
Great video bruh! My fam and I had our trip to Cebu from USA cancelled in April🤬🤬.. Your vids have been goals! Cant wait till it opens back up so we can rebook! Stay safe and keep recording and wandering👊🏼
@@WeWander hey, could you please reply to me on Instagram- @ralfsmx - do you have any idea, when could someone’s from European Union be able to enter Philippines? I want to move there, but looks like borders still are closed down. Thanks a lot, Ralfs
@@jansjaniskremers2526 im sorry but we jave absolutely no idea when boarders will open. Thats up to tue government not vloggers lol. Sorry we can not help
Thats whats hard about these type of videos. I can only give my experience, but it could be 100% different for someone who lives in a different area with a different lifestyle.
Yeah the maps are great, I enjoy the travel “factors” you know, distance and speed. Our trips from and to Cebu City by bus were quick (not fast) and rather comfortable.
Hi Cody and Izay, the water and electricity bill you had when you were staying in Cebu City was waaaaaayyyyy expensive. Were you staying in a condo? Our electricity is only 6k-6500. We have 2 aircon that we use during night time. We are 7 members. Our water was around P350-500.00. I live in Cebu City near the center. We are living in a residential area.
We were in an apartelle. Apartelle De Arcenas in Kasambagan. I have no idea what was happening but it was absolutely insane. We knew for sure something wasn't right! Also sorry but I have to say I am a huge fan of your videos! I spent hours watching your Bisaya videos, copying down everything I can and studying on my own. Thank you so much, you really have the best videos for Bisaya learners like myself!
@@WeWander Daghan salamat :) That just fattens my heart. Thank you for learning Bisaya thru me. This is something to look out for when renting a condo or in this case an apartelle. I believe you can still find 10k apartment here in Cebu City if you are willing to look hard and rent like a local. Wow, 10 cats? that's a lot. Previously, we had 7 adopted stray cats, now, it's down to 4. You guys are doing really good vlogs and soon enough you will be the next youtube celebrity. Keep up the good work and keep making videos. I was planning to create the same topic. After doing my research and watching a bunch of videos from expats, your video was suggested. Before that, I watched your Anjo World video. Kids loved your video. We plan to go there this weekend. Now they keep bugging me about Anjo World. All the best to your channel and I subscribe too. :) I am now a fan.
@@cebuano101 Oh wow thank you so much! That means a lot. I really do appreciate you watching and subscribing. I will look out for your cost of living video. Looking forward to it. Enjoy Anjo World! It's really a ton of fun! Take care and stay safe!
Thank you so much I really appreciate it. Also just saw you became a member at our highest level, thank you so much for that! Know that the next video has already been edited and posted for members so you can watch that now. Starting with the one after that I will be sure to have your name at the top of the credit as well as all the other perks. There are also already a few members exclusive videos that have been posted that you can go back and watch.
@@WeWander if you are please use big boys scuba for name and we will be there next year to start setting up are houses for retirement hope to get y’all diving when we come over be safe have fun
Like this vids m gonna share this info to my friends who is interested in residing or leaving in the 🇵🇭 .man 800USD that is affordable that is cool compared to some European cities.Tnx bro for this vids really informative👍😎
Cody good breakdown, yes living away from cebu city is cheaper by far. My monthly budget when i ma there is roughly 1000usd. where i stay is a simple conplex aand the people i have known for years. Rent comes to roughly 15,000. 00 peson utilies paid my cell phone i have globe prepaid and also apartment has internet included. as for food i eat out couple times a week. i shop for groceries roughly every 10 days. as for little items i pick up at 7 11 or another food mart. Everything i spend i account for and always keep a back up. you both are living away from the city and much nicer and more simple. I plan to visit there and stay where you both aare for a few weeks maybe a month so i will figure my budget for this in time. Now i wish to thnak you for sharing these vedios they are very helpful. travel safe and enjoy.
Yeah when I was traveling a lot it was actually about 1000 usd that I was actually spending. I think 1000 is pretty good tbh, a bit of a better lifestyle than our current, but also not super crazy.
Living a lil farther way from Cebu City and Mandaue City to either north or south of the island can really give you more financial freedom. But you need to get a motorcycle or scooter or bike because in normal times, traffic can be very bad during peak hours because any 4-wheel drive can be just as bad. However if you know how to manage your time you won't end up stressed up with traffic.
Nice and detailed breakdown, thanks for making this! How is the internet connection there, is it stable for working if you need high speeds? You mentioned 30MB/s but could you break it down to upload and download speeds and specify if you mean bytes or bits?
hi Cody & Izai, TY for such an insightful vlog regarding cost of living for you two 😃 out of curiosity, would you know when PH🇵🇭 will be open to foreign tourists? would you please include a link to the FB marketplace for sourcing your accommodation? what are the minimum lease terms?
Interesting video Cody, thank you for being honest and open. Would you say that for that cost your living pretty comfortable? And if you could add one thing what would it be?
Yeah it's comfortable. We struggle a little bit on the 30th with groceries and rent at the same time, but for the most part we really do feel pretty comfortable
@@WeWander good to hear, been wondering how you keep up with all that footage that you have accumulated. you either have a lot of hard drives laying around or you have a huge iCloud. what is your secret?
Hello great information video. I'm looking to hopefully move and get work in Cebu area in the next couple of years and live with my girlfriend who ironically lives in same area (Liloan) as you and your girlfriend do 😊👍🇵🇭
@@WeWander thank you for the reply much appreciated. Do you know if its difficult to get work in Cebu area? I've heard mixed reports plus some saying of your over 35 more difficult?
@@nigeljenkins9006 I really have no idea man. I have never tried to find work in Cebu. I use youtube and just actually started an online job I can talk more about in the future, but it isnt tied to Cebu. I will try to learn more about this so I can hopefully help people with it in the future.
@@nigeljenkins9006 For foreigners wanting to work in Cebu or the Philippines, for that matter, you need to have a work visa. This universal rule is common in most countries. But if you are your own boss or self-employed and doesn't need an employee to work for you and capital investment is not that big to require complex legal paper works, then you're good to go. I see lots of foreigners working here in Cebu. In fact, I used to have quite a few foreign officematesin Cebu before from different countries like USA, Japan, Germany, Nepal, Estonia, Pakistan, India, the Netherlands, Canada, etc. But they all had work visa and kept renewing it when their contract was extended.
Envy you guys; the two of you looks like in your mid-20s and have the freedom to live in P.I; you guys must have a good income...very informative, awesome video. Keep up the good work.
I don't pay that much down south here in the Philippines I have no car not married don't have to pay a mortgage on my grandma's house cause it's old but I do have to pay for wifi cignal tv electric and water which I use a lot everyday and I order off lazada quite frequently LoL which I need to cut back on like only order on their 2 items a month. Great video Cody living here in the Philippines is much cheaper than living in other parts of the world especially America
@@WeWander yeah I'm lucky I still have my parents supporting me so it's ok to buy 2 items a month from there especially cause I don't live in a city which saves me even more money but I might move to a city here in the Philippines either Cebu or Manila someday
@@WeWander yeah im a city person for almost all my life i need to live in a place where there are things to see and do and i really do love the malls here in the Philippines even though they may not have the same stores that they have backn in America and arcades oh how i love them another great thing about living here in the Philippines
I would like to see a video about Banking. How do you get funds from a US account in the Philippians? Do I need to set up an account with a Philippine bank? Etc. . .
3000 is on the high side but be careful with expecting 750us$ as a reference for long term. Everyone can be busy for awhile on that amount but longer term you gonna need more. I think 1500 used per month is much more realistic.
@@erikvandeven8344 thanks for the advice I would like to get your opinion on something else the fact that my wife already owns here own house would that help in spending a smaller amount and what would be a realistic amount to self insure for major medical emergency
@@michaelcrews2229 Here is my financial analyses over the past 28 months. As far as medical I don't have. Still looking for that. Hello, Many people ask how much it is to live in the Philippines. I kept kind of meticulous track of my expenses using a very easy app on iPhone called 1secMoney for 28 months. Surely I misplaced categories sometime, or forget things, or didn’t record non-cash transaction like a Lazada purchase but overall I think with total 4600 entries it will disappear in the error margin. The bottomline…..if I can keep it less than 100K, I am happy…..and that is with free house and car. First a profile: We are two adults with one outliving stepson. Me, 60, Dutch guy. My fiancee is 41, Filipina and her son 21, college student at Lopez University. We live in Eastern Laguna, in the “province”. We own our house. Two aircon, one in the sala which we hardly use and when used it runs at 27/28C. One in the masterbedroom that runs basically all night, maybe at 25C or so. It is an older one. We own our car. So, we only pay for insurance, gas, LTO registration, some maintenance. We own a motor fully paid cash. Same as car with same costs. We mostly cook at the house. I am a picky eater and mostly like chicken Thai, Indian or Indonesian style. We buy all our groceries and care needs at the Waltermart. And we don’t skimp on anything. I buy easily a 500ml cup of Greek yoghurt at I think 190 pesos a cup and eat half of one daily. I am Dutch, like my dairy. I like my Red Horse. Pretty much daily. I think basically I shop at Waltermart as I would shop in Europe. The occasional wine (300P/bottle) etc. Nescafe Gold coffee, any tea’s we like….you get the drift. In short I am not a price buyer and buy what I like. I do buy my fresh fruits and veggies at the local market. Chicken, bangus and the occasional brisket beef for Caldereta, I buy in Waltermart. Our total FOOD category bill is 35k/month. Our monthly bill on average at Grocery/SM/Waltermart/7-11 is 28kPHP. At the local market we spend 4K per month. The rest is spend on various other sources. So living a different lifestyle, with much more local food and less “luxury” items will save quite some money. I still need to find out how I can save here and dig 1-2 levels deeper into my groceries spenditure. Next up. Visa. For me every two months 2850pesos. Plus 50$ per year new ACR card. Total 1600p per month. Next up….Utilities. Electric about 3-5K/month, Water 500P/month Gas 200/month, one bottle for 3 months, Internet 1700P/month, Mobile phone prepaid loads 600P per phone times 3 = 2k/month. House taxes 6000P/year, 500/month LTO car/motor registration/emission test 3000P/year, 250/month House insurance 200P/month Car Insurance 1300/ month Cable TV Cignal 300/month Average 12k per month Gas for Car & Motor 3500p/month. We drive about 10-12K per year or less. Lets say 1200 liters of diesel at 35P = 42000 pesos/year Dining out….We usually go to McDo, Jollibee, Chow King type restaurants. The most “luxury” is like Shackies Pizza. But seldom. These restaurants are about 400p per two for lunch. Yellow Cab pizza 800p for two. We do this about twice weekly amounting total to 5500p/month Pets….we have three dogs and a number of cats. 3000p/month on dry foods and sometimes canned dog food. Sachet for the cat Clothes…..as we are dressed always very casually, shorts, t-shirt this is a minor expense category in the Philippines. If we spend 3000/month it is on the high side. I have one weakness that I like t-shirts from Mott&Bow from USA. Super thin and comfortable in Pinay climate. Each run 25US$. Other than that all cheap stuff. My Asawa prides herself to buy 200P or less dresses at TayTay public market. Medical….I need to maintain my monthly medicine for cholesterol, diabetes and high blood pressure. All well under control but runs me 4-5K/month for regular medical at Mercury Drugs. This is of course without any special stuff that may come up for which you need a savings. One time I get to endure a ruptured appendicitis which run me up a hospital bill of 140K. I would think you need a readily available savings of 500K for medical emergencies. And readily available means you can access it immediately in the Philippines. Philippines private hospitals may not be too bad, but they want money first than service. Dentist work is cheap, but if you need a crown per year or other dental work that’s another 500p/month Family/Stepson….I am lucky in the sense that I don’t have to carry a family support on a regular basis. Yes, occasionally we need to “borrow” small amounts here and there (borrow=give). My Asawa’s son is now in the process going out of college to start working. His support included supporting a single person household as he lived in another town while studying. His monthly support would run to 10K all included (foods, utilities, transport, allowance) So with that….the total is 77K. And that does not include the occasional online buy for a tool, or a bike, or whatever item you think you may need to keep yourself busy. Making improvements on the house, painting etc. Car maintenance....... And again, we are not excessive spenders in terms of going out, to fancy restaurants and bars. My asawa don’t drink, don’t smoke. I can imagine having no kids with asawa, no pets, no car, no meds bill like me, etc one could easily come by with 50-60K, plus rent. With $300 rent getting back to the magical $1500 number I keep hearing my US friends take as a guidance. But that is with no additional spending and being quite modest on the outdoor entertainment front. It is what they say….retiring cuts two ways. You may earn less and you spend more to stay busy. I need easily 20K on top of my 77K for costs to keep me busy….or travel to a nice beach and then stay in a 3-4 star place. For me living in the province my car is golden. I would not imagine life without one. I would feel so isolated. My motor is for local travel, but if distance bigger than 10km I take the car.
@@erikvandeven8344 thanks so much for the taking the time sir that was a very in depth response it was very much appreciated it looks like you live a very comfortable lifestyle there I have been to the Philippines twice now and I am very confident I can spend a lot less then that but who knows my main goal is to have a big saving for medical emergency than work with with the small Canadian pensions me and my wife will have God bless you and your family take care
Thanks for your good and interesting videos. I was living in Cebu for many years(still have condo there! I've been a lot around on car/Motorbike as well on Cebu and surrounding islands. But not hidden gems like you guys. Many good tips here 👌I recommend you guys to start scuba diving as well. It will add a lot to your experience and life in Philippines 😊. Thanks again for making these videos, 🙏🙏👍. Jonny from Norway
@@WeWander I think a Open water certificate normally cost 18K at the lowest. Maybe these days it's possible to get it cheaper? Anyway wish you and your girlfriend good luck with your life. I have a big big urge to go back myself and will do so once it's possible. Still have my bike and all there 😊. I will use your videos for guidance to see places I haven't seen before. Cheers 😁👍
thanks for sharing your break-down. I hope you keep it real when things "open-up". Most vloggers do not. It's really deceiving. Like with your eating out. You were guessing, but you admitted to how much you spend on 1 meal when you eat out. Most share their core living expenses. Well that's terrible. People are going to think that's what they're going to spend when they go. It's not realistic. The only vlogger that did it right if you ask me, is Rod in Dumaguete. He took ALL his ATM withdrawals and shared those. That's reality (to a degree). It's not even fully "real" because he never did anything. So, Thanks for your minimums (during the covid lockdowns) Just think about adding on $20 minimum per day for motels when traveling. $100 each per day for fun (SCUBA or whatever). $200 airline tickets (2ppl, 2-way). Also estimating your scooter out to like $100 was good. It's not cheap. It's a poor diet also. Veggies are expensive and hard to come by. Enjoy the day!!
It all depends on the lifestyle....where ever you are....it’s a balance..example in europe in Swiss water is free and electric bill for three months is about 130dolla...but other things are expensive...and so with the Philippines...not everything is cheap.
Thanks for the video on cost of living. I am married to a cebuana and one day I would like to live in cebu and I wonder how much I need to make to live there.
very informative……cody, i strongly suggest to get health insurance…just in case…..it’s very expensive to get sick there!!!! but i wish both of you GOOD HEALTH AND KEEP SAFE!!!
I did what you ask me to, I subscribed. Question: could you show us different lifestyles ? Like, how you could live on a 1000 dollar budget all the way up to let’s say a 5000 dollar budget in everything in between. I’m thinking of actually moving to the Philippines as a single guy and I have about $3500 per month.
Loved the blog on cost of living. Could you please tell me how you found your apartment. Is there an internet site to look at apartments that you might be able to recommend also. Kind regards Greg.
Great stuff! How did you find that deal? What's the area like, is it quiet? Could you talk about the different areas in/around Cebu and how it's like living there? Did you meet a lot of other expats?
We love our area. Very safe and beautiful place. Not always quiet because we dont live in a subdivision. I know there are other expats here but I personally have no interest in meeting them lol. I did not come to another country just to hang out with people from my home country. I want to get to know locals.
Hi Thanks for your vlog.I visited Cebu city in 2018 and looked at some condos.I was honestly shocked to see the extortionate and sky high prices for condos that were often the size of a broom cupboard...one was 12,million pesos...£183,000...in the UK I could buy a 3 or even 4 bedroom house -a decent one-for that.
@@anaechevarria4015 Commercialised or not, I found it shocking that such a price was being charged for a condo the size of a closet in a third world country...in my own country or in the UK you could get a 3 or even 4 bedroom house for that. This was in the Ayala center at Cebu...but even outside Cebu, in a remote part of Mactan,the prices were also very high...it seems to me that this condo market must be exclusively focussed on Koreans and Chinese.
This is a great video. I am filipino and i am thinking about possibly moving to the philippines for a year or 2. not anytime soon. but I want to be prepared. Thanks
The one we had in the city was, the one we have now does not coming furnished. So yeah you will need to buy that. We are actually working n a video about how much it is costing us to fill our apartment. It is just taking awhile cuz we are still working on filling it lol
Hey brother, new subscriber here. I came across your site recently. I am enjoying what you are putting out. I am very curious without getting into your personal business. Being so young and all, you're not at retirement age or even old enough to have spent a whole career in a job to start collecting retirement benefits. So how is it that you can live in the Philippines at your age? Whatever you are doing, hey, I think it is absolutely awesome that you are able to do what you are doing. Good for you brother!!! ---- Semper Fi!!!
Might be working from home. We have a lot of bpo industry here in the Philippines. Specially America outsourcing here in the Philippines. Him being an American, it would be easy for him to get hired in America outsourcing. As long as you have your proper documentation. You can work here
Hi I will be moving there in te next couple of years. I would like to work whilst I'm there myself have you any suggestions what type of jobs I could do working in a PC or laptop? Many thanks
Hey guys. Healthcare. We are getting a lot of comments about this. Izai's health insurance is provided by her job. As for me i currently do not have health insurance. I know this is not good, i don't need you guys telling me how bad it is. I do plan to get it soon. I would have mentioned this but it just slipped my mind because it isnt actually something we are currently paying for. But if you are still using your insurance from back home it will just he the same or similar. I really dont know much about insurance for expats. This is something i will learn more about and do a video on in the future.
I am not sure if it’s possible for Izay to add you to her Philhealth? I heard some expats say they have Philhealth. You might have to marry her to get you into Philhealth. Lol!😂
Cody, you should have insurance coverage since you guys are using a motorcycle as your means of going around. Try to check if you are eligible for Philhealth. If not, try to check further if it is not costly for you to get from Pacific Cross, as most expat residents here are getting. Like I said you should have one that covers accident and life.
Yeah, coz this is the biggest problem ever. For old man like me, its terrible expensive to get a good health insurance and if you get one, then excluding previous illnesses and up to 72 they fire you. I saw a lot of expats completely ruins after a big illness like cancer, or heart attac. They lost everything. Also if you have an accident in this terrible, dangerous traffic. Maybe, if you dont die, you need a very good private hospital, good doctors and some operations? Sorry, its absolutely careless to live there without a health insurance!!
Philhealth isn't really good in my opinion. It seems to only cover a small fraction of the bill. This video gives some detailed examples major medical expenses and also of Philhealth coverage for those expenses. ua-cam.com/video/cqgUzt2a_rg/v-deo.html
Try intellicare... Or.. Insular insurance.. go there website.. know better for the benefits..😊
I lived in Cebu city back in 2015. Had an extremely nice 2 bedroom apartment. My total cost for rent, electricity, water (including drinking water), gas, & internet was on average $389.00 per month. I owned a motorbike, and road tripped every weekend. Ate at home during week days. There was never a month where I spent over $900.00 per month. And never once felt any kind of suffering...quite the opposite. And that was for 2 people!!!
Hey what’s up man, great video. Just discover your channel about 30 minutes ago and started to binge. I was in the marines for 4 years and just got out 10 months ago. A couple years ago we deployed to Australia for half a year and worked with the Filipino army. Met a friend of hers a year later and she’s from Badain, Cebu. Trying to fly to the Philippines whenever they re-open to see her, meet her family, and explore Cebu. I’m hoping to move there when I’m done with school in a few years. Thanks a lot for all the videos, cheers
Whats up man! Thanks for giving our channel a chance! Super hyped you like it. Hopefully you can get back here soon! I wish you luck!
Jake you could always move to The Philippines as a student. You can use your GI bill, there just as well.
Bantayan. Northern Cebu. :)
Semper Fi brother. I served 20-years (0311/0369) in our Beloved Corps!
Excellent video on budgets. Better than many people older than yourselves. Congratulations on covering a down to earth budget with most of the costs shown. I have lived in the Philippines for far less, but I am not that fussy. The freedom to do as you wish, makes up for many of the things you do without.
Awesome!
I remember it well, many years ago, when it was just me and the wife and this was a different Philippines, living here seemed to be almost free. Fast forward to 2021. I've been a permanent resident for 13 years, this is our home, and we have a 13-year-old in the 7th Grade. That almost free has now become P75,000 a month. But after adding all of the trimmings, some of which we aren't spending at the moment, it continues to climb. Eating out, movies, Landers/S&R, spending money/allowances, taxis, etc changes the picture. We live in Talisay City, we don't really have a set budget, and we rent a good-sized 3/2 house in a pretty decent subdivision. We spend right around P100,000 a month 😲
We could of course live here on less than that. But for a family of 3, living here somewhere in the middle of American and Filipino lifestyles, that's pretty reasonable to me.
Excellent- just found your channel and I’m BINGING your videos! Lovin it. Thanks for sharing your experiences
Haha thank you so much! Glad you like them
The thing for people to realize is that COST OF LIVING is personal. So many of these videos are misunderstood and the people making them are attacked instead of thanked for making them. This is just information from one guy about what he's spending. It's not really the cost of living where he's at. If it were that, everyone there would be paying the same amount to live. They're not. These types of videos show what's possible. Like he said, there's people living more expensively, as well as people living less expensively. That is true no matter where you live in the world. I live in the Philippines and my cost of living here has been as low as $200 a month. That's actually higher than what may be the average cost of living for a small family here which I believe is about $160 a month. So as a single guy, I was doing pretty well and living quite nicely in this area for $200 a month. I've since hired three employees and my cost of living has went up in relation to that. I don't live in or near a major city, which does, I believe, allow me to live cheaper. But no matter where anyone lives, they have personal choices to make when it comes to their spending and saving. And depending on how much they save and how much they spend is going to determine their cost of living. The more one is intent on saving, the lower their cost of living is likely to be. And the more one is intent on spending, the higher their cost of living is going to be. One's cost of living can have something do with their income, but not always. There are very wealthy people living very much below their level of wealth, such as Warren Buffet. He's my hero actually, the man I try most to emulate when it comes to living at the standard of living (or below the standard of living) of those around me. I am definitely not interested in trying to outdo anyone. I want to be on the same level as my community when it comes to living, not living in a castle on the hill, or homeless on the street. Good video!
Excellent video with good photography. Please give us an extra second or two on the maps. Believe it or not, it helps. Good luck to both of you. Wish I could be there. Looks like fun.
Thank you so much! I will try to make the maps longer moving forward! Thank you for the constructive criticism
hi guys 😊 i was the cashier at the ucmed, i really regret that i was not able to take a picture with you. i was so nervous that time haha
hope to see you guys soon. hope maam izai's okay now. godbless you both.
Oh wow haha thank you so much for watching our videos. We were surprised to see viewer there tbh lol. We were a little stressed dealing with the injury so I hope we did come off badly 😅. If you ever happen to see us again jut let us know and we can absolutely get a picture with you. Oh also lookout for an upcoming vlog to see why we ended up in the hospital hahaha. Stay safe out there!
For me one of the reasons from living back home is internet connection - as I need it for work. I haven’t had any great luck in getting super reliable internet back when I used to visit. Hopefully things are better now coz I really wanna go back!
Sorry to hear that. Our internet is fantastic. For sure try near cities. No promises anywhere else
Underrated video and channel!
Thank you so much!
Great vlog as allways. ..think our budgets and things you do are about the same. ..we own a house on mactan island. ..just going around on the bike is really good for me. ..looking forward to your next trip. .at moment we are in the UK. ..but looking forward our next trip....
Glad you liked it! Hopefully you can get back soon!
New Fans here We Wander....
I amazed of your videos very entertaining and informative and i like it & why I wanted to visit Cebu soon.
♥️♥️♥️♥️♥️♥️♥️♥️♥️♥️♥️
Thank you so much for watching!
From my 13 years here meeting other ex-pats. Month Expenses Rent apartment or condo from: 75.00 to 250.00 USD Rent a house from: 200.00 to 1000.00 USD (very nice) Meralco: No AC 30.00 to 50.00 USD, With AC 75.00 to 250.00 USD (if you have on 24/7) Internet: 25.00 to 50.00 USD depends on where you live and if Fiber is available LPG: 15.00 US every 2-3 months Water non-drinking: 5.00 USD Water Drinking: 6.00 USD (for two) Food: 200.00 to 400.00 USD (Native or Western diet) Commute: 20.00 to 30.00 USD (Tricycles and Jeepneys depending on where you are going) Incidentals: 150.00 to 250.00 USD (Meds & Misc) Low end: 700.00 USD (Subsistence level in the province) High end: 2250.00 USD (Living well) :) And I think you need at least 6 months in reserve too.
Thanks for sharing this, some things cheap, some average & some very expensive.
I'd love the supermarket grocery costs & huge range of the UK.
Rental & home costs of Thailand.
The ease of the people & English spoken of the Philippines.
People should be more concerned about "your own cost of living". I drive an F-150 truck in america. So if I stayed in the philippines and rode a bike, instead of driving an F-150, and told you it is cheaper here in the philippines. Would that be a fair comparison? The food in the philippines cost the same or even more than in California. The gas price is the same as in Ca. The vehicles cost more than in Ca for the same Model. If you want to live cheap in the philippines, then you NEED TO DOWN GRADE YOUR COST OF LIVING. That means you live in the Ghetto of the philippines. You will not drive a car. you will walk..... You will not go to Mcdonalds or any fastfood restaurant. I live in the philippines 6months out of the year and I live in america on the rest of the year. I live the same way in the america as i do in the philippines. The cost of my living? Same or a little bit more here in the philippines.
I plan to have my 3rd vacation in Cebu hopefully this year...thanks Finn always for sharing quality and informative video...⭐️⭐️⭐️⭐️👍👍👍👍👍❤️❤️❤️❤️❤️❤️
That was very interesting! WAY cheaper than living in McCordsville!!
So true!
Your videos made me want to live in Cebu! Thanks Cody for the infos
Another great video, useful, informative and entertaining. What was the cost of your move and approximately how much was it to get moved in, e.g. deposit and the stuff you had to buy to outfit your apartment? Nice topic for a follow up. I see a lot of budget videos, from survival to,what I consider, living in excess.
This is a great question. We will work on a video about this!
Yeah I’m planning of moving to Philippine and I would love to stay in cebu
I have only used distilled water for my personal consumption (drinking, cooking, coffee, etc.) for a couple of decades now. I used to just get them off the shelf at the supermarket until I learned about leaching of nasty chemicals from plastic containers, hence I decided to distill my own water using a countertop water distiller 10 years ago. The distilled water does not touch any plastic surfaces at all or anything else for that matter but only food-grade stainless steel during the process and I store them only in glass gallon jugs. Most of these countertop water distillers are rated 750W @ 120VAC (US power standards). The full distilling cycle produces 4 liters (about a gallon) in 4 hours (1 liter/hour) which equates to 3 kWh (750W x 4 hours/1000) of power consumption. I believe Cebu City's residential power rate is around ₱10/kWh and so the cost to produce 4 liters (1 gallon) of distilled water is around 30 PHP (₱10 x 3 kWh) or around $0.60. Perhaps it's something to look into. It may cost a little more and takes some effort but it's very rewarding as you're getting the cleanest and purest water you can have. It's how nature cleans the water in this Planet (hydrologic cycle). It's like having your very own designer water.
Tap waters in Davao City is drinkable and was rated no. 3 as the most cleanest water in the world sometime in 2014.
Insightful vlog, question, how did you look for your living space? Facebook marketplace? Physically looking around or word of mouth?
Facebook marketplace is how we found this apartment.
Great video bruh! My fam and I had our trip to Cebu from USA cancelled in April🤬🤬.. Your vids have been goals! Cant wait till it opens back up so we can rebook! Stay safe and keep recording and wandering👊🏼
Thank you so much. That sucks your trip had to get pushed so far back, but I'm sure it will make it even better once you finally get here.
@@WeWander hey, could you please reply to me on Instagram- @ralfsmx - do you have any idea, when could someone’s from European Union be able to enter Philippines? I want to move there, but looks like borders still are closed down.
Thanks a lot,
Ralfs
@@jansjaniskremers2526 im sorry but we jave absolutely no idea when boarders will open. Thats up to tue government not vloggers lol. Sorry we can not help
Yeah all depending on your place to stay & how you want it. I´m exited for seeing it myself when it´s possible again.
Thats whats hard about these type of videos. I can only give my experience, but it could be 100% different for someone who lives in a different area with a different lifestyle.
That map work was pretty swift!
Thank you hahaha
Yeah the maps are great, I enjoy the travel “factors” you know, distance and speed. Our trips from and to Cebu City by bus were quick (not fast) and rather comfortable.
very informative! i'm pretty sure this would be very useful to a lot of people.
Thank you! I really hope it is!
Very interesting. Hubby and I really enjoyed your vlogs.
We both love cats too.
Thank you so much 😊
Hi Cody and Izay, the water and electricity bill you had when you were staying in Cebu City was waaaaaayyyyy expensive. Were you staying in a condo? Our electricity is only 6k-6500. We have 2 aircon that we use during night time. We are 7 members. Our water was around P350-500.00. I live in Cebu City near the center. We are living in a residential area.
We were in an apartelle. Apartelle De Arcenas in Kasambagan. I have no idea what was happening but it was absolutely insane. We knew for sure something wasn't right! Also sorry but I have to say I am a huge fan of your videos! I spent hours watching your Bisaya videos, copying down everything I can and studying on my own. Thank you so much, you really have the best videos for Bisaya learners like myself!
@@WeWander Daghan salamat :) That just fattens my heart. Thank you for learning Bisaya thru me.
This is something to look out for when renting a condo or in this case an apartelle. I believe you can still find 10k apartment here in Cebu City if you are willing to look hard and rent like a local.
Wow, 10 cats? that's a lot. Previously, we had 7 adopted stray cats, now, it's down to 4.
You guys are doing really good vlogs and soon enough you will be the next youtube celebrity. Keep up the good work and keep making videos.
I was planning to create the same topic. After doing my research and watching a bunch of videos from expats, your video was suggested. Before that, I watched your Anjo World video. Kids loved your video. We plan to go there this weekend. Now they keep bugging me about Anjo World. All the best to your channel and I subscribe too. :) I am now a fan.
@@cebuano101 Oh wow thank you so much! That means a lot. I really do appreciate you watching and subscribing. I will look out for your cost of living video. Looking forward to it. Enjoy Anjo World! It's really a ton of fun! Take care and stay safe!
Great video's lil man keep up the good work.
Thank you so much I really appreciate it. Also just saw you became a member at our highest level, thank you so much for that! Know that the next video has already been edited and posted for members so you can watch that now. Starting with the one after that I will be sure to have your name at the top of the credit as well as all the other perks. There are also already a few members exclusive videos that have been posted that you can go back and watch.
@@WeWander if you are please use big boys scuba for name and we will be there next year to start setting up are houses for retirement hope to get y’all diving when we come over be safe have fun
@@fred-cp1hf Big Boys Scuba? Okay sounds like a plan to me.
The philippines is a very wonderful place. The people are very humble, respectful, & laid-back.
Like this vids m gonna share this info to my friends who is interested in residing or leaving in the 🇵🇭 .man 800USD that is affordable that is cool compared to some European cities.Tnx bro for this vids really informative👍😎
Your welcome! Really glad you liked it
Awww 🥰 your so kind for giving those cats a permanent home 🫶😻
Very insightful. Thanks for the info.
Thank you for watching
Good quality video Cody....entertaining..thank you.5 ⭐️⭐️⭐️⭐️⭐️
Really enjoying your videos!!
Thank you
Love your channel.bro! Much better than all the boomers' channels where they complain about everything.
🤣🤣🤣 thank you so much man
😂 😂 😂
Thank´s for this video it will help a lot in a near future :)
Cody good breakdown, yes living away from cebu city is cheaper by far. My monthly budget when i ma there is roughly 1000usd. where i stay is a simple conplex aand the people i have known for years. Rent comes to roughly 15,000. 00 peson utilies paid my cell phone i have globe prepaid and also apartment has internet included. as for food i eat out couple times a week. i shop for groceries roughly every 10 days. as for little items i pick up at 7 11 or another food mart. Everything i spend i account for and always keep a back up. you both are living away from the city and much nicer and more simple. I plan to visit there and stay where you both aare for a few weeks maybe a month so i will figure my budget for this in time. Now i wish to thnak you for sharing these vedios they are very helpful. travel safe and enjoy.
Yeah when I was traveling a lot it was actually about 1000 usd that I was actually spending. I think 1000 is pretty good tbh, a bit of a better lifestyle than our current, but also not super crazy.
I aggree
Living a lil farther way from Cebu City and Mandaue City to either north or south of the island can really give you more financial freedom. But you need to get a motorcycle or scooter or bike because in normal times, traffic can be very bad during peak hours because any 4-wheel drive can be just as bad. However if you know how to manage your time you won't end up stressed up with traffic.
Great info thanks for all the good information about the costs a living in the Philippines
Hi Cody and Izai! I am Filipino but living in Indianapolis (hubby and I moved here from Hawaii in 2019). Love your channel!
Woah, I'm from Indianapolis hahah. Thanks for watching!
Nice and detailed breakdown, thanks for making this!
How is the internet connection there, is it stable for working if you need high speeds? You mentioned 30MB/s but could you break it down to upload and download speeds and specify if you mean bytes or bits?
Hope you're enjoying your stay in the Philippines (Cebu)
where do you go for your visa extension and does it take a long time to process?
Bureau of Immigration. They have one in J Center Mall and one in Mactan near Cebu City. It can all be done in one day. Normally takes me like an hour
@@WeWanderthanks! any other requirements besides passport?
How often do you have to renew? I plan on staying for 2-3 months in 2022
hi Cody & Izai, TY for such an insightful vlog regarding cost of living for you two 😃
out of curiosity, would you know when PH🇵🇭 will be open to foreign tourists?
would you please include a link to the FB marketplace for sourcing your accommodation? what are the minimum lease terms?
Interesting video Cody, thank you for being honest and open. Would you say that for that cost your living pretty comfortable? And if you could add one thing what would it be?
Good question. I was wondering about costs for incidentals and for personal hygiene (vitamins, toothpaste, deodorant, etc)
Yeah it's comfortable. We struggle a little bit on the 30th with groceries and rent at the same time, but for the most part we really do feel pretty comfortable
Good question, but this is all actually included in the grocery cost.
Cooking food is the best. Saves money and health. And filipina maid/cook is the best option and worth spending money.
thanks for that breakdown...its cheaper than thailand where i been living the past decade...
Cody, when is next video coming?? Been looking, hope all is well.
Very soon. Been backing videos up, trying to get ahead. Posting the new video today or tomorrow
@@WeWander good to hear, been wondering how you keep up with all that footage that you have accumulated. you either have a lot of hard drives laying around or you have a huge iCloud. what is your secret?
@@Mikaflyd Hard drives. Speaking of which i need to buy a new one lol
Hello great information video. I'm looking to hopefully move and get work in Cebu area in the next couple of years and live with my girlfriend who ironically lives in same area (Liloan) as you and your girlfriend do 😊👍🇵🇭
Best of luck! Thats really cool! You will love it here I'm sure. Liloan is really a great place to live
@@WeWander thank you for the reply much appreciated. Do you know if its difficult to get work in Cebu area? I've heard mixed reports plus some saying of your over 35 more difficult?
@@nigeljenkins9006 I really have no idea man. I have never tried to find work in Cebu. I use youtube and just actually started an online job I can talk more about in the future, but it isnt tied to Cebu. I will try to learn more about this so I can hopefully help people with it in the future.
@@nigeljenkins9006 For foreigners wanting to work in Cebu or the Philippines, for that matter, you need to have a work visa. This universal rule is common in most countries. But if you are your own boss or self-employed and doesn't need an employee to work for you and capital investment is not that big to require complex legal paper works, then you're good to go. I see lots of foreigners working here in Cebu. In fact, I used to have quite a few foreign officematesin Cebu before from different countries like USA, Japan, Germany, Nepal, Estonia, Pakistan, India, the Netherlands, Canada, etc. But they all had work visa and kept renewing it when their contract was extended.
Envy you guys; the two of you looks like in your mid-20s and have the freedom to live in P.I; you guys must have a good income...very informative, awesome video. Keep up the good work.
This was a gangster video. Thank you
I don't pay that much down south here in the Philippines I have no car not married don't have to pay a mortgage on my grandma's house cause it's old but I do have to pay for wifi cignal tv electric and water which I use a lot everyday and I order off lazada quite frequently LoL which I need to cut back on like only order on their 2 items a month. Great video Cody living here in the Philippines is much cheaper than living in other parts of the world especially America
Hahaha I wish I was ordering more on Lazada! Someday!
@@WeWander yeah I'm lucky I still have my parents supporting me so it's ok to buy 2 items a month from there especially cause I don't live in a city which saves me even more money but I might move to a city here in the Philippines either Cebu or Manila someday
@@Hicks-g1m Oh wow haha good luck man! I personally don't like the city as much, but maybe you will love it!
@@WeWander yeah im a city person for almost all my life i need to live in a place where there are things to see and do and i really do love the malls here in the Philippines even though they may not have the same stores that they have backn in America and arcades oh how i love them another great thing about living here in the Philippines
GREAT JOB CLEAR CONCISE AND SMART VERBIAGE THANK YOU
I would like to see a video about Banking. How do you get funds from a US account in the Philippians? Do I need to set up an account with a Philippine bank? Etc. . .
I just go to the ATM and take out money.
Thanks Cody, info is valuable..... I will come visit when covid allows and if you have covid questions maybe I can help
Please do!
You’re going fluent in no time with Tagalog and maybe Visayan language, stay healthy and be safe 🙏
Maayong hapon wanderers
Great video man some of these expats saying you need 3 thousand a month to live comfortably this sounds crazy right keep up the good work
Yeah lol. I think it depends on your definition of comfortable, but i feel pretty great for what we are spending
3000 is on the high side but be careful with expecting 750us$ as a reference for long term. Everyone can be busy for awhile on that amount but longer term you gonna need more. I think 1500 used per month is much more realistic.
@@erikvandeven8344 thanks for the advice I would like to get your opinion on something else the fact that my wife already owns here own house would that help in spending a smaller amount and what would be a realistic amount to self insure for major medical emergency
@@michaelcrews2229 Here is my financial analyses over the past 28 months. As far as medical I don't have. Still looking for that.
Hello,
Many people ask how much it is to live in the Philippines. I kept kind of meticulous track of my expenses using a very easy app on iPhone called 1secMoney for 28 months. Surely I misplaced categories sometime, or forget things, or didn’t record non-cash transaction like a Lazada purchase but overall I think with total 4600 entries it will disappear in the error margin. The bottomline…..if I can keep it less than 100K, I am happy…..and that is with free house and car.
First a profile: We are two adults with one outliving stepson. Me, 60, Dutch guy. My fiancee is 41, Filipina and her son 21, college student at Lopez University. We live in Eastern Laguna, in the “province”. We own our house. Two aircon, one in the sala which we hardly use and when used it runs at 27/28C. One in the masterbedroom that runs basically all night, maybe at 25C or so. It is an older one. We own our car. So, we only pay for insurance, gas, LTO registration, some maintenance. We own a motor fully paid cash. Same as car with same costs.
We mostly cook at the house. I am a picky eater and mostly like chicken Thai, Indian or Indonesian style. We buy all our groceries and care needs at the Waltermart. And we don’t skimp on anything. I buy easily a 500ml cup of Greek yoghurt at I think 190 pesos a cup and eat half of one daily. I am Dutch, like my dairy. I like my Red Horse. Pretty much daily. I think basically I shop at Waltermart as I would shop in Europe. The occasional wine (300P/bottle) etc. Nescafe Gold coffee, any tea’s we like….you get the drift. In short I am not a price buyer and buy what I like. I do buy my fresh fruits and veggies at the local market. Chicken, bangus and the occasional brisket beef for Caldereta, I buy in Waltermart.
Our total FOOD category bill is 35k/month. Our monthly bill on average at Grocery/SM/Waltermart/7-11 is 28kPHP. At the local market we spend 4K per month. The rest is spend on various other sources.
So living a different lifestyle, with much more local food and less “luxury” items will save quite some money.
I still need to find out how I can save here and dig 1-2 levels deeper into my groceries spenditure.
Next up. Visa. For me every two months 2850pesos. Plus 50$ per year new ACR card. Total 1600p per month.
Next up….Utilities.
Electric about 3-5K/month,
Water 500P/month
Gas 200/month, one bottle for 3 months,
Internet 1700P/month,
Mobile phone prepaid loads 600P per phone times 3 = 2k/month.
House taxes 6000P/year, 500/month
LTO car/motor registration/emission test 3000P/year, 250/month
House insurance 200P/month
Car Insurance 1300/ month
Cable TV Cignal 300/month
Average 12k per month
Gas for Car & Motor 3500p/month. We drive about 10-12K per year or less. Lets say 1200 liters of diesel at 35P = 42000 pesos/year
Dining out….We usually go to McDo, Jollibee, Chow King type restaurants. The most “luxury” is like Shackies Pizza. But seldom. These restaurants are about 400p per two for lunch. Yellow Cab pizza 800p for two.
We do this about twice weekly amounting total to 5500p/month
Pets….we have three dogs and a number of cats. 3000p/month on dry foods and sometimes canned dog food. Sachet for the cat
Clothes…..as we are dressed always very casually, shorts, t-shirt this is a minor expense category in the Philippines. If we spend 3000/month it is on the high side. I have one weakness that I like t-shirts from Mott&Bow from USA. Super thin and comfortable in Pinay climate. Each run 25US$. Other than that all cheap stuff. My Asawa prides herself to buy 200P or less dresses at TayTay public market.
Medical….I need to maintain my monthly medicine for cholesterol, diabetes and high blood pressure. All well under control but runs me 4-5K/month for regular medical at Mercury Drugs. This is of course without any special stuff that may come up for which you need a savings. One time I get to endure a ruptured appendicitis which run me up a hospital bill of 140K. I would think you need a readily available savings of 500K for medical emergencies. And readily available means you can access it immediately in the Philippines. Philippines private hospitals may not be too bad, but they want money first than service. Dentist work is cheap, but if you need a crown per year or other dental work that’s another 500p/month
Family/Stepson….I am lucky in the sense that I don’t have to carry a family support on a regular basis. Yes, occasionally we need to “borrow” small amounts here and there (borrow=give). My Asawa’s son is now in the process going out of college to start working. His support included supporting a single person household as he lived in another town while studying. His monthly support would run to 10K all included (foods, utilities, transport, allowance)
So with that….the total is 77K. And that does not include the occasional online buy for a tool, or a bike, or whatever item you think you may need to keep yourself busy. Making improvements on the house, painting etc. Car maintenance.......
And again, we are not excessive spenders in terms of going out, to fancy restaurants and bars. My asawa don’t drink, don’t smoke.
I can imagine having no kids with asawa, no pets, no car, no meds bill like me, etc one could easily come by with 50-60K, plus rent. With $300 rent getting back to the magical $1500 number I keep hearing my US friends take as a guidance.
But that is with no additional spending and being quite modest on the outdoor entertainment front. It is what they say….retiring cuts two ways. You may earn less and you spend more to stay busy. I need easily 20K on top of my 77K for costs to keep me busy….or travel to a nice beach and then stay in a 3-4 star place. For me living in the province my car is golden. I would not imagine life without one. I would feel so isolated. My motor is for local travel, but if distance bigger than 10km I take the car.
@@erikvandeven8344 thanks so much for the taking the time sir that was a very in depth response it was very much appreciated it looks like you live a very comfortable lifestyle there I have been to the Philippines twice now and I am very confident I can spend a lot less then that but who knows my main goal is to have a big saving for medical emergency than work with with the small Canadian pensions me and my wife will have God bless you and your family take care
How about a video on being a student in the Philippines, cost of living on or off dorm. Overall cost of a BS degree in nursing
i guess liloan would be my choice also when i come to move
Its a great little town, we love it
Thanks for your good and interesting videos. I was living in Cebu for many years(still have condo there! I've been a lot around on car/Motorbike as well on Cebu and surrounding islands. But not hidden gems like you guys. Many good tips here 👌I recommend you guys to start scuba diving as well. It will add a lot to your experience and life in Philippines 😊. Thanks again for making these videos, 🙏🙏👍. Jonny from Norway
Thank you so much! We are happy you like it! We plan to get into to diving, just a mater of affording it.
@@WeWander I think a Open water certificate normally cost 18K at the lowest. Maybe these days it's possible to get it cheaper? Anyway wish you and your girlfriend good luck with your life. I have a big big urge to go back myself and will do so once it's possible. Still have my bike and all there 😊. I will use your videos for guidance to see places I haven't seen before. Cheers 😁👍
thanks for sharing your break-down. I hope you keep it real when things "open-up". Most vloggers do not. It's really deceiving. Like with your eating out. You were guessing, but you admitted to how much you spend on 1 meal when you eat out. Most share their core living expenses. Well that's terrible. People are going to think that's what they're going to spend when they go. It's not realistic. The only vlogger that did it right if you ask me, is Rod in Dumaguete. He took ALL his ATM withdrawals and shared those. That's reality (to a degree). It's not even fully "real" because he never did anything. So, Thanks for your minimums (during the covid lockdowns) Just think about adding on $20 minimum per day for motels when traveling. $100 each per day for fun (SCUBA or whatever). $200 airline tickets (2ppl, 2-way). Also estimating your scooter out to like $100 was good. It's not cheap. It's a poor diet also. Veggies are expensive and hard to come by. Enjoy the day!!
It all depends on the lifestyle....where ever you are....it’s a balance..example in europe in Swiss water is free and electric bill for three months is about 130dolla...but other things are expensive...and so with the Philippines...not everything is cheap.
Thanks for the video on cost of living. I am married to a cebuana and one day I would like to live in cebu and I wonder how much I need to make to live there.
Maybe if you stay in the rural areas of the Philippines, not particularly in Cebu, it will be much cheaper with your dollars.
It would be for sure
MONEY CAN BE GONE BUT THE PRICE OF HAPPINESS IS PRECIOUS WE ONLY LIVE ONCE SO DO WHAT YOUR HEART DESIRED
We also have a lot of cats, tbh you can cut the cost by buying sand for litters, and cheap fish from the wet market.
very informative……cody, i strongly suggest to get health insurance…just in case…..it’s very expensive to get sick there!!!! but i wish both of you GOOD HEALTH AND KEEP SAFE!!!
Do you have any insurance expenses, like for your motorcycle?
Good question. When you renew the registration of the bike you pay for the insurance. So that is a once a year bill, it isnt that expensive.
Hey I'm 62. I just retired. In retirement I make about $2400 a month. Will I be able to live a comfortable life?
Lol no doubt about it
I did what you ask me to, I subscribed.
Question: could you show us different lifestyles ?
Like, how you could live on a 1000 dollar budget all the way up to let’s say a 5000 dollar budget in everything in between. I’m thinking of actually moving to the Philippines as a single guy and I have about $3500 per month.
$3500 a month. You are rich in the Philippines
Check out Philippines GDP Per Capita.
Loved the blog on cost of living. Could you please tell me how you found your apartment. Is there an internet site to look at apartments that you might be able to recommend also. Kind regards Greg.
Great video!
I bought water filter from Ace hardware, in SM . It's 4500 I think .. under 5K . It's a good investment for unli drinking water . Water is life 😂😂😂
*pesos
Good to know. Might look into this
This vlog helps me a lot thank you so much we wander...i also subscribe to your chanel love it..
Thank you so much. I'm glad you liked it.
Great stuff! How did you find that deal? What's the area like, is it quiet? Could you talk about the different areas in/around Cebu and how it's like living there? Did you meet a lot of other expats?
We love our area. Very safe and beautiful place. Not always quiet because we dont live in a subdivision. I know there are other expats here but I personally have no interest in meeting them lol. I did not come to another country just to hang out with people from my home country. I want to get to know locals.
Hi
Thanks for your vlog.I visited Cebu city in 2018 and looked at some condos.I was honestly shocked to see the extortionate and sky high prices for condos that were often the size of a broom cupboard...one was 12,million pesos...£183,000...in the UK I could buy a 3 or even 4 bedroom house -a decent one-for that.
12 million for a unit? How small was it? Must have been a premium type of condo at a highly commercialized area.
@@anaechevarria4015 Commercialised or not, I found it shocking that such a price was being charged for a condo the size of a closet in a third world country...in my own country or in the UK you could get a 3 or even 4 bedroom house for that.
This was in the Ayala center at Cebu...but even outside Cebu, in a remote part of Mactan,the prices were also very high...it seems to me that this condo market must be exclusively focussed on Koreans and Chinese.
@@keithrogers4170 It's either a scam or aimed at a specific market willing to throw away that much. Then again, it is Mactan area. I'm not surprised.
The health insurance thing you've already answered, but are there other expenses for your bike? Such as insurance and road tax?
What do you think the cost of living is in your area?
your total expense is just rent in some areas =) like the couple foreign vloggers in manila area =)
Hahaha yeah for sure!
Lol, I spend more for my one cat here in San Francisco.
Sorry if I missed t, but did you mention the total monthly grocery cost for in-house eating and cooking?
Just subbed great content. What about Healthcare and insurance
This is a great video. I am filipino and i am thinking about possibly moving to the philippines for a year or 2. not anytime soon. but I want to be prepared. Thanks
To build a 2 bed room house nothing grear but nice.... And the price of land in the province areas
does it come furnished? or were there more expenses just wondering
The one we had in the city was, the one we have now does not coming furnished. So yeah you will need to buy that. We are actually working n a video about how much it is costing us to fill our apartment. It is just taking awhile cuz we are still working on filling it lol
Awesome video! Thank you for sharing this. By the way, I love that you guys rescue cats. 💙 Some people just don't get it. Lol.
Is it a good place to open a buyer/bar joint in your area
How strict is entry requirements concerning background for retirees, no felonies or arrest for me, who knows if footnotes are implanted
Nice, bro! Was gonna say maintaining the Visa. What about medical insurance for you?
Where is the cool concrete hand?
Great video. Thanks for the informations. 👍
Someone knows a good website for short and long-term rent for the Philippines?
What's the deal with Covid19? I'm form the US can I go there now?
Hey brother, new subscriber here. I came across your site recently. I am enjoying what you are putting out. I am very curious without getting into your personal business. Being so young and all, you're not at retirement age or even old enough to have spent a whole career in a job to start collecting retirement benefits. So how is it that you can live in the Philippines at your age? Whatever you are doing, hey, I think it is absolutely awesome that you are able to do what you are doing. Good for you brother!!! ---- Semper Fi!!!
Might be working from home. We have a lot of bpo industry here in the Philippines. Specially America outsourcing here in the Philippines. Him being an American, it would be easy for him to get hired in America outsourcing. As long as you have your proper documentation. You can work here
Other than the videos, what do you guys do for work? I'm looking to get out of construction and start a recruiting business.
Izai is a virtual assistant and I teach English online.
@@WeWander Cool ok! Glad you like it there. Love the country and the people!
I hope you enjoying living here in cebu.. see you soon.. for meet and greet here in ayala.. i love your content.. discover more adventure .😊😊♥️♥️
Thanks. 👍 Do you still need to be vaccinated to go to the Philippine? I want to go when Philippines when they open up but I’m not vax.
wow hope you are Ok after Typhoon Rai
Hi I will be moving there in te next couple of years. I would like to work whilst I'm there myself have you any suggestions what type of jobs I could do working in a PC or laptop?
Many thanks
verry well said
Old lady here 65. Live in Mississippi. Is food there organic.? Fresh from tree like God intended no pesticides and additives?