Young people are very lucky to have been born in this era where you can get so much knowledge, inspiration and advice from people like you in internet. Hopefully is not too late for me either. Thx
Living below your means - most people don’t do this, the US and other developed countries are very materialistic- but it is important so you can invest. Not sure you will feel any different when you hit your million dollar goal. I have been poor and relatively affluent, life is much tougher when you are worried about eating but the experience creates appreciation. I used to get one little gift for Christmas- when I was a kid, I could tell you every gift I received from ages 5-17. Now I get tons of gifts and couldn’t tell you what I got last Christmas. Work hard, save but also enjoy and treat yourself/others with kindness. Good luck.
dunno shits expensive and i have healthcare issues. if didnt sure honestly im not that materialistic but, when healths shit and cant engage in what want sports.... other stuff cause it and your poor on top semi homeless and skimming by by mooching on family sofas and there is no disposable income as it all goes on food or travel, tryna enjoy much anything in life is... hard also strains any family relationships do have.
Below your means becoming lower and lower as the days go. Overpriced housing eating up most of your wage and you have nothing left at the end. You know that the economy relies on people consuming right? If everyone is poor but doesn't spend it is a downward collapse because so many industries are not essential and rely on people spending excess income on them. When people don't have that income, they go out of business.
Not everyone is as lucky and got their shit together at a young age. Some people take a lifetime to figure out what they want in life and not what others expect of them at certain age. Oh and I’m saying this only to remind people not to feel like a failure or lose hope just because they didn’t have their shit together or know exactly what they want in life at a young age while others seem to have their whole life figured out. Or by how much money they want to have.
Welll done Nischa, I left a full time teaching job and built a 6 figure online weight loss coaching business in 12 months following some of these principles
I am 22. I started independency since age of 18. I would say I am one of the 'Woke' people. I am obsessed to succeed. Started working my designs, mockups... now 3 weeks in and still going. Trying hard. I am not unfamiliar with living below the means. Goal is to make something of myself in next 3-5 years. If it comes earlier great. I do learn things on my own...only one that knows English that good in family. So I am actually on my own down that road of success that we know exists, that makes us ask how is that possible even. Despite everything we are taught, there is the other side, that gem we are looking to find. Now took a book from Gary Vee, doing that website, putting on mockups, learning about platforms and how to use them. It will be a fun journey definitely. "How big would you dream, if you knew you couldn't fail?"
So glad to hear how optimistic you are towards life and how you believe in the power of dreams. It's very true as you said, how Big one would dream if they know they couldn't fail. I wish you success on your path to success! Would like to connect to you on any of the social platforms, you if like. And all the best
I'm 22 too! Trying to make my way in London. It certainly doesnt feel easy when it seems as though the world is against you, but through perseverence we can succeed. The economy may be in turmoil, but there is always money to be made if we play our cards right.
@@miz4535 wealth is a revolving door, people are constantly entering and exiting. Sometimes intergenerational, sometimes intragenerational. Most wealthy families lose their money by the third generation. 80% of American millionaires are first generation. There's always churn.
I just believe that if I stay disciplined for the next 15 years, I’ll become a millionaire with my stem job, I’ll be 38 and I’ll retire. I truly believe that we should work and stay healthy while we’re young and just enjoy life the rest of the time.
@@OGtruthserum depends on the country, where in the country, and how many more years you think you’ll live. What variables are you using to arrive at those figures?
It's important to have money in life, but success is not always measured in money, and a balanced, happy, and healthy life is more important than a million!
Thanks for sharing your plan, here's mine: there are 2 things that compound (1) money and (2) skills. The number one condition for compounding is consistency. So focusing on one skill / area of expertise for a long amount of time will lead to a disproportional expertise. So for me this is websites. I am much more confident that if I focus on websites for 15-20 years that I can charge 250k+ for a month of work than that I can actually will focus on websites for such a long period of time. Pick one thing and stay consistent is key!
This is the stuff they should teach in school but they don't! Almost all people learn the hard way about money, you have to ask why that is ?? Great content and advise Nischa! X
Unfortunately the economy REQUIRES us to buy as much crap as we can physically buy, then take out loans to buy even more crap. I don't think the government would be too happy if we all started thinking rationally about our general consumeristic intents, hence why they'd rather us learn all about oxbow lakes instead :p
Just followed you recently and watched some of your videos. Really like the way you convey your messages. Personal and likeable. Keep going. Motivates me to improve my youtube content.
I’ve been on my millionaire goal since when 17. I started investing when I just turned 17 through the help of my mother. I’m currently 24 and my investment portfolio holds, stocks, cryptocurrencies,etfs, rentals, REITS, and I’m currently earning a monthly income of 200,000£ from my portfolio. I’m very sure I’m going to reach my goal from investing and compounding my profits.
This sounds easy, but I'm very sure a lot of work must have gone into developing your investments, I'm still a beginning my own journey but I admire yours, this is actually all the motivation i need.
I just want to know, how do you manage your investments efficiently? I’ve been investing in stocks on and off, but managing my investments has always been challenging for me.
Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 42 and my husband is 40, we are both retired being financial independent, no debts. Currently living smart and frugal with our money. Saving and investing lifestyle in the financial market made it possible for us this early even till now we earn monthly through passive income.
i think reading finans books is a shortcut to create a wealth. I'm currently living with my parents and I disturb them all day by telling what I read every day. I think unknowingly it is a great way to remember what you read. And now I’m currently about 80% through "Playbook to Millions by Grant Cardone. I have read a lot of entrepreneurial books and self improvement books, and this book is my absolute favorite. This book is extraordinary and really gets you to work extremely hard toward your goals in life and succeed at multiple different areas like personal finance, business and career. This is an absolute must buy if you need a push to get you going in business or you want more out of life.
First time hearing about the Moneymaking superpower and the components that make it up. I was also quiet surprised by what that penny amounted to in 30 days. Great video!
I hope you reach your goals, but I even more hope that you won't be disappointed. Money won't make you happy. It's comfy to have some, but there are way more important things in life. And, when you're old, remember you can't take anything with you. So my advice to you: Have fun, love, have a family and save some.
Oh this is so inspiring for so many. I reached that goal in my late 20s and have had similar experiences but the thing that helped me the most was living below my means. I rented a studio for the looongest time but one I reached the goal I finally allowed myself to move into a bigger apartment :) Good luck with your goal Nischa!
Great post, the paradox of abundance plays into this! You and everyone else can win, you just have to have the right knowledge, or better yet speak the right way. So many people get better jobs than me simply by how they speak, not because they’re better for the job, that’s just how the world works.
I won't be surprised when you actually become a millionaire, Nischa! The strategy is great, but there's a lot more in your approach and personality. After watching this one video I immediately felt the professionalism and attention to details. Happy to follow your journey, thank you for sharing your plan and dreaming big!
"Success should always call for showing greater kindness, generosity and justice. Only people lost in the darkness, treat it as an occasion for greater greed".
I became a multi millionaire by purchasing a cash based business at my first 100k, repeat and rinse, than I realized its easier to not be transparent in a cash based business and laundered money to become multi millionaire and slowly legalized it by dividend stocks, food and beverage businesses, and using services out shore for tax compliance. Easier said than done though and being restless isn't great. But its all good now.
Being a millionaire isn't even my personal goal tbh, but of course I see the advantages of it. I think it's more important to enjoy life, with (of course) a job and a financial plan (monthly/annual savings), but also with a lot of free time. I know it's very tempting to work more to earn more money, but the actual thing is; we live NOW, maybe not later. ;) Enjoy life now you can, while we're still young. That's the message here. All the material things and money don't mean anything when you become life threatening sick/ill. So earn a good amount, save a good amount, but also enjoy life a lot. Me personal, I work no more than 32 hours a week. I earn a decent salary (but definitely not as high as Nischa), and I can save a nice amount monthly, and that's it. Early retirement is possible if I continue with doing this. I think I could probably stop around age 50.
I can't express how much inspiring your videos are. It's just feel so good seeing your journey to success. Keep doing the great work and wishing you more and more success. Now, your playlists are always opened in my tab. Thanks a lot
The whole point of wealth for me is freedom. My magic number in my mind is 5 million needed at 65 to not worry about anything. Am i better off investing a good portion of my income into stocks or saving my earnings to achieve this goal?
You've left out something important which I caught from one of your earlier videos - angel investing. If you take time and hone in your skills in identifying and assessing potential angel investment opportunities. Couple this with the right investment product, this alone can make u a multi millionaire in a decent period of time.
There should be no reason you didn’t become a millionaire in the digital era where technology is available to your advantage. Ideas are limitless. Love from Las Vegas, NV
I can relate to having a list of people of high mental, physical, spiritual and financial excellence; experts and masters from the past and present, male and female, who I look up to. I also have various quote archives for different areas from people that have evergreen reminders that I reflect on that keeps me motivated and focused.
My original goal was to become a millionaire by 32, but unfortunately it didnt happen. Now my goal is to become millionaire or even multimillionaire by the time I am 40.
This is so inspiring thanks for sharing your story. I started my path to reinventing myself a year ago, I'm now living healthier, confident, stronger, making 6 figures, having leisure to enjoy family &friends. I feel happier and living my life for myself. This is to encourage someone "you can start anytime to have a reset it's worth it! I'm striving to continue growing cus it's a journey❤💓💓
Thank you for keeping it 100%. You seem to have a concrete game plan. If only more people understood the power of compounding we would have an entire generation of success stories.
I think you are giving great advice...however you forgot the main thing where I think most people fail: having the discipline to continuously be busy with this mindset and habits. I hope you'll succeed in reaching your goals as you are inspiring and motivating others by sharing your knowledge with a 'non-compelling tone of voice'.
Interesting fact, the Wright Brothers' plane was actually made from Pine and Ash, it was parts of the engine were partly built from aluminium to make the engine light enough to lift it up into the air.
Love her insights on how even small things in the moment can account to sth substantially large in the future that could benefit you. Also, the idea on sharing your thoughts and your plans to help people get started with their plans is a brilliant one! Keep going 👍
I love this video and know you will be a millionaire very soon. You have the knowledge, right mindset and desire. You do not want to be a ‘wage slave’ until you are old and let someone else make a fortune off of your hard work. Biggest thing you said is live below your means BUT also save and invest. Most people want to accumulate things that cost money but really don’t bring enjoyment in the long run. I really admire you for lots of reason. Wish we could meet. By the way, I have done what you are talking about. I admire people who think like this. Thanks for sharing. I really wish I knew what nationality was in your blood.
one point . obvious . creating a video on youtube is one to make money . what i like about there was no course or product being pitched . that's good . just great, nischa !
Getting to millionaire status is not too hard. However, to give up work and live of those investments and making sure those investments do not go belly up is an issue.
This is such a good video, things like smartest person in the room is something I've always lived by but you put so much meat onto the concepts around that in such a eloquent manner. Some of these things I've been trying to explain to others but never said it nearly as well as you just did. Always challenge the status quo indeed. Its even helped me working for a NYSE listed business to run my own because when you think of everything as ROI, including time, its not even worth trying to self source solutions for things like taxes. Economy of scale is almost always applicable.
I start to invest and reinvest in dividend stocks with 50K from saving in 2017. Now, I get pay a monthly average of $6000 per month in dividend (840K portfolio). No more 9-5 for me.
should have mentioned that in the process people think you're crazy, you'll never make it... but most of all you're often lonely. Obviously the above changes once you make it.
Oh yeh the 'lonely' point. People like to talk about that especially in the future at some arbitrary aged but it's bs anyway because life is transient. In a 100 years the question of loneliness won't have meant anything.
This was so good, Nischa!! I liked how you explained your plans in detail and with practicality as opposed to with fluffy ideas haha - but also, at the same time, keepings things concise and palatable! You've earned yourself a new subscriber, and looking forward to consuming more of your content!🙌🏽🔥
Great ambition, however money isn’t everything. It will bring trust concerns in relationships and business. Becoming a millionaire, you won’t want to lose the status, so you won’t want to go below this threshold. Question is what do you want from this wealth and what amount is enough?. You don’t know what is around the corner, don’t miss out on to much so you can spend the wealth later in life. Life has twists and turns. Love your vids. X
Thank you so much for this video, I really appreciate the advice and tips you provided. It is just a matter of finding what I want in life and surrounding myself with the right crowd to motivate me to succeed.
100% on board with You, Great ideas and guidance for making and growing our money. Great video here, and yes I agree wealth is a continuum not a static state, which is one of your main points, i love that. compounding in all areas of life like you said leads to what we will become or achieve. I love the tie in you demonstrate between finances and other areas of our lives. so very true, our daily and frequent choices lead us to our goals or away from our goals choice by choice. so I am going to join you Nischa and lets make those efforts for healthy financial growth. as well as other areas of our life. Your really doing awesome with Your UA-cam channel and I love your videos, well worth all the time spent watching and learning from you. Thanks for taking the time to make each video! I am a huge fan! 💖
I became a millionaire (£ sterling) last year, aged 56. It took 20 years because I had to begin from scratch aged 36, following a poor investment decision. 1 £million isn't a fortune these days and I certainly don't feel rich, but it's nice to have as I think about retirement. Of course, I could lose half of it (probably more) tomorrow, if my wife decides she wants rid of me!
Living below your means is really important if you want to invest. Every month you invest money and this is the way to financial freedom. When people understand that this is more important to invest for their future instead of buying the last smartphone...
Your're a doll but everyone has tips, books, brainchilds about conecting with people, living in your means and finding your niche. You/we however can't fight timing, dumb luck and being focus. Basically its a crap shoot if you make it or not. You can't intellectualize yourself in to being rich by a cetain age/date and by the way rich means something totally different to everybody. Good Luck!
It is okay to spend more money than you do now when you start earning more money. Just make sure the overall percentage of what you spend is less than the percentage you were spending from your previous income. That way you are increasing the amount you are saving/investing in your future, while still being able to enjoy a few extra things from your additional expenditure. Striking the right balance between spending/saving is key in order to enable you to have a better quality of life in the future.
The english that you are speaking is very good and to reach to many peoples please give subtitles so the good content you produce will definitely reach millions.... Awesome content though....
The Slight Edge. A Penny for your thoughts will make you rich..Your channel is extremely thought provocative. You are doing a great job 👏. Thank you for sharing !
Gaining subscribers this fast is also a great achievement and will be a source of substantial income if it gets popular that much. However, in video/content creation, graph is not linear, it is rather symmetric and, if handled properly, can reduce the flattening of curve in the long run. Need to focus on what viewers want to see, i.e current trends and most talked about topics. Good to see growth of this channel.
Hey Nischa, Great video. I love your honesty and straightforward advice. It’s like a friend helping out another friend. Keep going. You are doing great.
Fantastic tips! I really appreciate the advice in this video, and it is helping me a lot. It’s something I've been focusing on my channel, and it’s great to see that it really makes a difference. Thank you so much for the inspiration!
Dear Nischa, A another super inspirational video which everybody should watch. Though a few may not grasp the authenticity or the sincerity of your genuine experiences, there is a wide audience (me included) watching your beautiful pearls of wisdom. Please keep producing more videos. Thumbs up and already subscribed. Thank you & best of luck.
@coco marineblu Exactly. I've never saved money or had a budget. It takes the exact same amount of brain power to learn how to make an extra $5K/mo that it does to save $1K/mo.
this is my first time on this channel and eishhh i love it, what's being said is definitely right and motivating and I would like to thank you for the accurate information you are providing and for your work
I'll give you an alternative to this 9 min video and it's born in a rich family and let your brain get washed to think you are taking risks by gambling, sorry, by investing
Being a millionaire was something to aspire to financially about 25 years ago. Adjusted for inflation that would be more like $1.5 million - AND it is important to distinguish between relatively liquid wealth - people get confused about their wealth in real estate which means you must get rid of it and find a place to live to use that wealth. Nothing comes quick, nobody becomes a millionaire at 32 without substantial income to provide savings and investment excess. This is for the 1% privileged folks, not for most people who will remain low to mid class for life without chance of escape.
I'm sad that even though I'm investing, I don't have the brain power to dig through how each company is doing, is this a good time to buy stocks or not, my $450K reserve is being squandered by inflation, and I honestly don't know what to do at this point, I need solid data on market trajectory.
Making significant gains in this downturn wouldn't be a problem if you're an expert, but it all depends on how long you're ready to hold. Stocks may certainly crash even worse.
👉🏽 My Intentional Spending Tracker (free) - nischa.me/intentionalspendingtracker
beautiful and smart girl. The full package. Would you marry me ? 😘🤣
Is there any way to contact you regarding some queries!?
Thank you 😊
How many years will it be before you turn 32 years old?🧐
Young people are very lucky to have been born in this era where you can get so much knowledge, inspiration and advice from people like you in internet. Hopefully is not too late for me either. Thx
My sis says - wealth is in your hands!
@@GD-sm5nz what comment did you read? I didn´t say it is easy today
@@GD-sm5nz false
Now days there's always another way ..... this has made us less disciplined
@@GD-sm5nz lmfao
Living below your means - most people don’t do this, the US and other developed countries are very materialistic- but it is important so you can invest. Not sure you will feel any different when you hit your million dollar goal. I have been poor and relatively affluent, life is much tougher when you are worried about eating but the experience creates appreciation. I used to get one little gift for Christmas- when I was a kid, I could tell you every gift I received from ages 5-17. Now I get tons of gifts and couldn’t tell you what I got last Christmas. Work hard, save but also enjoy and treat yourself/others with kindness. Good luck.
Very real take on it. Thank you for sharing
dunno shits expensive and i have healthcare issues. if didnt sure honestly im not that materialistic but, when healths shit and cant engage in what want sports.... other stuff cause it and your poor on top semi homeless and skimming by by mooching on family sofas and there is no disposable income as it all goes on food or travel, tryna enjoy much anything in life is... hard also strains any family relationships do have.
Below your means becoming lower and lower as the days go. Overpriced housing eating up most of your wage and you have nothing left at the end. You know that the economy relies on people consuming right? If everyone is poor but doesn't spend it is a downward collapse because so many industries are not essential and rely on people spending excess income on them. When people don't have that income, they go out of business.
Love this comment!
When someone knows what he or she wants at a young age you have gotten your freedom. You have gotten this with your plans. Very inspiring.
Desire is not freedom its sufference
@@kd3655 It all depends. If the desire is held in the heart, you're enslaved.
If the desire is in the hand, it can be used as a tool.
@@ummerkasana Bismillah
Not everyone is as lucky and got their shit together at a young age. Some people take a lifetime to figure out what they want in life and not what others expect of them at certain age.
Oh and I’m saying this only to remind people not to feel like a failure or lose hope just because they didn’t have their shit together or know exactly what they want in life at a young age while others seem to have their whole life figured out. Or by how much money they want to have.
Your plans are your prison.
Life is short. We can die any time! The idea is not to be 100% focused. Always needs a balance!
love this tip: "thinking expansively and connecting with the right people" ... that's the step I'm working on now!
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Welll done Nischa, I left a full time teaching job and built a 6 figure online weight loss coaching business in 12 months following some of these principles
Do you Need Accounts Services , Payment Handle all over world , Transaction Handle
Wow how you did it
I am 22. I started independency since age of 18. I would say I am one of the 'Woke' people. I am obsessed to succeed. Started working my designs, mockups... now 3 weeks in and still going. Trying hard. I am not unfamiliar with living below the means. Goal is to make something of myself in next 3-5 years. If it comes earlier great. I do learn things on my own...only one that knows English that good in family. So I am actually on my own down that road of success that we know exists, that makes us ask how is that possible even. Despite everything we are taught, there is the other side, that gem we are looking to find. Now took a book from Gary Vee, doing that website, putting on mockups, learning about platforms and how to use them. It will be a fun journey definitely.
"How big would you dream, if you knew you couldn't fail?"
So glad to hear how optimistic you are towards life and how you believe in the power of dreams. It's very true as you said, how Big one would dream if they know they couldn't fail. I wish you success on your path to success!
Would like to connect to you on any of the social platforms, you if like.
And all the best
Can you give ur mail
I'm 22 too! Trying to make my way in London. It certainly doesnt feel easy when it seems as though the world is against you, but through perseverence we can succeed. The economy may be in turmoil, but there is always money to be made if we play our cards right.
Well done you
You get it, it’s already yours🙏🏻
"You cannot get extraordinary results from ordinary efforts". 💯
You can if you are born into wealth. That's how the vast majority are wealthy. It was never earned.
@@miz4535 wealth is a revolving door, people are constantly entering and exiting. Sometimes intergenerational, sometimes intragenerational. Most wealthy families lose their money by the third generation. 80% of American millionaires are first generation. There's always churn.
@@miz4535 Ding ding ding, we have a winner! (Somebody paid attention at the school of Life)
Big statement
I just believe that if I stay disciplined for the next 15 years, I’ll become a millionaire with my stem job, I’ll be 38 and I’ll retire. I truly believe that we should work and stay healthy while we’re young and just enjoy life the rest of the time.
I’m basically you 15yrs in the future. Would you retire at 1M? Or 2 or 3M?
Deciding whether to retire or keep working now.
@@The.Harsh.Truths With inflation, you need about 2.4 to 2.6 million dollars to retire comfortably.
@@OGtruthserum depends on the country, where in the country, and how many more years you think you’ll live.
What variables are you using to arrive at those figures?
It's important to have money in life, but success is not always measured in money, and a balanced, happy, and healthy life is more important than a million!
She looked 32 when she was 19 years old, but now she's 32 and looks 19 years old. What is going on here...
Good observation! I thought the same too
Money come. Age stop ageing 😂
Affluence and happiness are great rejuvenators 🤣 Love this girl!
I think she lost some weight and got a bit toned up
Plastic surgery when she got money😊😅
Thanks for sharing your plan, here's mine: there are 2 things that compound (1) money and (2) skills. The number one condition for compounding is consistency. So focusing on one skill / area of expertise for a long amount of time will lead to a disproportional expertise. So for me this is websites. I am much more confident that if I focus on websites for 15-20 years that I can charge 250k+ for a month of work than that I can actually will focus on websites for such a long period of time. Pick one thing and stay consistent is key!
lol you're delusional
@@UXDA_Official maybe :)
After working in IB one thing i have learnt for sure is that there’s much more to life than money… trust me.
What is IB?
@@swapnalipatil9415 investment banking
This is the stuff they should teach in school but they don't! Almost all people learn the hard way about money, you have to ask why that is ?? Great content and advise Nischa! X
Unfortunately the economy REQUIRES us to buy as much crap as we can physically buy, then take out loans to buy even more crap. I don't think the government would be too happy if we all started thinking rationally about our general consumeristic intents, hence why they'd rather us learn all about oxbow lakes instead :p
Just followed you recently and watched some of your videos. Really like the way you convey your messages. Personal and likeable. Keep going. Motivates me to improve my youtube content.
You are simply brilliant in what you extract from the books, implement and articulate.
I’ve been on my millionaire goal since when 17. I started investing when I just turned 17 through the help of my mother. I’m currently 24 and my investment portfolio holds, stocks, cryptocurrencies,etfs, rentals, REITS, and I’m currently earning a monthly income of 200,000£ from my portfolio. I’m very sure I’m going to reach my goal from investing and compounding my profits.
You started really early, I wish I had this type of knowledge even at 24.
This sounds easy, but I'm very sure a lot of work must have gone into developing your investments, I'm still a beginning my own journey but I admire yours, this is actually all the motivation i need.
@@rachelarschin3446 it’s never to late to start.
@@shahidi1567 it’s about as easy as it sounds, I still consider myself a beginner because I learn everyday.
I just want to know, how do you manage your investments efficiently? I’ve been investing in stocks on and off, but managing my investments has always been challenging for me.
Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 42 and my husband is 40, we are both retired being financial independent, no debts. Currently living smart and frugal with our money. Saving and investing lifestyle in the financial market made it possible for us this early even till now we earn monthly through passive income.
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were u both escorts???
i think reading finans books is a shortcut to create a wealth. I'm currently living with my parents and I disturb them all day by telling what I read every day. I think unknowingly it is a great way to remember what you read. And now I’m currently about 80% through "Playbook to Millions by Grant Cardone. I have read a lot of entrepreneurial books and self improvement books, and this book is my absolute favorite. This book is extraordinary and really gets you to work extremely hard toward your goals in life and succeed at multiple different areas like personal finance, business and career. This is an absolute must buy if you need a push to get you going in business or you want more out of life.
Can we talk about the fact that this video is condensed down to 8 minutes!? Well done mammm 💓🥰
First time hearing about the Moneymaking superpower and the components that make it up. I was also quiet surprised by what that penny amounted to in 30 days.
Great video!
I recommend everyone to find the forbidden book titled Secret Pathway to Triumph: It changed my life.
Excellent advice! Living below your means is such a powerful tool that too many people don't take advantage of
I hope you reach your goals, but I even more hope that you won't be disappointed. Money won't make you happy. It's comfy to have some, but there are way more important things in life. And, when you're old, remember you can't take anything with you. So my advice to you: Have fun, love, have a family and save some.
Oh this is so inspiring for so many. I reached that goal in my late 20s and have had similar experiences but the thing that helped me the most was living below my means. I rented a studio for the looongest time but one I reached the goal I finally allowed myself to move into a bigger apartment :) Good luck with your goal Nischa!
Do you Need Accounts Services , Payment Handle all over world , Transaction Handle
Great post, the paradox of abundance plays into this! You and everyone else can win, you just have to have the right knowledge, or better yet speak the right way. So many people get better jobs than me simply by how they speak, not because they’re better for the job, that’s just how the world works.
Do you Need Accounts Services , Payment Handle all over world , Transaction Handle
I won't be surprised when you actually become a millionaire, Nischa! The strategy is great, but there's a lot more in your approach and personality. After watching this one video I immediately felt the professionalism and attention to details. Happy to follow your journey, thank you for sharing your plan and dreaming big!
"Success should always call for showing greater kindness, generosity and justice. Only people lost in the darkness, treat it as an occasion for greater greed".
I became a multi millionaire by purchasing a cash based business at my first 100k, repeat and rinse, than I realized its easier to not be transparent in a cash based business and laundered money to become multi millionaire and slowly legalized it by dividend stocks, food and beverage businesses, and using services out shore for tax compliance. Easier said than done though and being restless isn't great. But its all good now.
Where are you from? Didn't you get caught?
So you're a criminal?
@@FunkySkeet Never broken a law. So not one.
What are you done exactly? Can you explain more in details?@@ViksterG
Being a millionaire isn't even my personal goal tbh, but of course I see the advantages of it. I think it's more important to enjoy life, with (of course) a job and a financial plan (monthly/annual savings), but also with a lot of free time. I know it's very tempting to work more to earn more money, but the actual thing is; we live NOW, maybe not later. ;) Enjoy life now you can, while we're still young. That's the message here. All the material things and money don't mean anything when you become life threatening sick/ill. So earn a good amount, save a good amount, but also enjoy life a lot. Me personal, I work no more than 32 hours a week. I earn a decent salary (but definitely not as high as Nischa), and I can save a nice amount monthly, and that's it. Early retirement is possible if I continue with doing this. I think I could probably stop around age 50.
Well said
I can't express how much inspiring your videos are. It's just feel so good seeing your journey to success. Keep doing the great work and wishing you more and more success. Now, your playlists are always opened in my tab. Thanks a lot
The whole point of wealth for me is freedom. My magic number in my mind is 5 million needed at 65 to not worry about anything. Am i better off investing a good portion of my income into stocks or saving my earnings to achieve this goal?
Discipline is all you need now! I got there at age 28, 20 odd years ago!
You've left out something important which I caught from one of your earlier videos - angel investing. If you take time and hone in your skills in identifying and assessing potential angel investment opportunities. Couple this with the right investment product, this alone can make u a multi millionaire in a decent period of time.
What is angel investment?
There should be no reason you didn’t become a millionaire in the digital era where technology is available to your advantage. Ideas are limitless.
Love from Las Vegas, NV
If everyone is a millionaire, no one is a millionaire.
I can relate to having a list of people of high mental, physical, spiritual and financial excellence; experts and masters from the past and present, male and female, who I look up to. I also have various quote archives for different areas from people that have evergreen reminders that I reflect on that keeps me motivated and focused.
It is hard to make value in this years. We are running in circle!
My original goal was to become a millionaire by 32, but unfortunately it didnt happen. Now my goal is to become millionaire or even multimillionaire by the time I am 40.
I hope it happens to you, but if it doesn't happen for you by 40, what will you do next?
Hi, I made my first million at 27! Pure luck…
This is so inspiring thanks for sharing your story. I started my path to reinventing myself a year ago, I'm now living healthier, confident, stronger, making 6 figures, having leisure to enjoy family &friends. I feel happier and living my life for myself. This is to encourage someone "you can start anytime to have a reset it's worth it! I'm striving to continue growing cus it's a journey❤💓💓
Thank you for keeping it 100%. You seem to have a concrete game plan.
If only more people understood the power of compounding we would have an entire generation of success stories.
I think you are giving great advice...however you forgot the main thing where I think most people fail: having the discipline to continuously be busy with this mindset and habits. I hope you'll succeed in reaching your goals as you are inspiring and motivating others by sharing your knowledge with a 'non-compelling tone of voice'.
Thinking beyond the common sense and connecting with the right people! Thank you for sharing this. I love it.
Money gives you glow 😊😊😊😊
Interesting fact, the Wright Brothers' plane was actually made from Pine and Ash, it was parts of the engine were partly built from aluminium to make the engine light enough to lift it up into the air.
You will definitely be a millionaire! Them and you seem pretty good at evading taxes!
Love her insights on how even small things in the moment can account to sth substantially large in the future that could benefit you. Also, the idea on sharing your thoughts and your plans to help people get started with their plans is a brilliant one!
Keep going 👍
I love this video and know you will be a millionaire very soon. You have the knowledge, right mindset and desire. You do not want to be a ‘wage slave’ until you are old and let someone else make a fortune off of your hard work. Biggest thing you said is live below your means BUT also save and invest. Most people want to accumulate things that cost money but really don’t bring enjoyment in the long run. I really admire you for lots of reason. Wish we could meet. By the way, I have done what you are talking about. I admire people who think like this. Thanks for sharing. I really wish I knew what nationality was in your blood.
Imma be a millionaire someday 🙏
Thanks for the blueprint
Love reading this - we got this 💪🏼
one point . obvious . creating a video on youtube is one to make money . what i like about there was no course or product being pitched . that's good . just great, nischa !
Getting to millionaire status is not too hard. However, to give up work and live of those investments and making sure those investments do not go belly up is an issue.
Agree- it takes a good amount of planning
@@nischa hi 👋 how are you ? Can I your mobile number ?
She was 19, now she is 29 and she wants to be a millionaire by 32. She is a beautiful girl but she looks almost 40. Very smart and intelligent
Are you blind? How does she look 40?
She looks 20 wtf
This is such a good video, things like smartest person in the room is something I've always lived by but you put so much meat onto the concepts around that in such a eloquent manner. Some of these things I've been trying to explain to others but never said it nearly as well as you just did. Always challenge the status quo indeed. Its even helped me working for a NYSE listed business to run my own because when you think of everything as ROI, including time, its not even worth trying to self source solutions for things like taxes. Economy of scale is almost always applicable.
I discovered your channel a couple of days ago. You are so inspiring, thanks for your positive and brilliant mind!
Work smart not hard, but gotta work hard so we can work smart 😓 weird paradox
I start to invest and reinvest in dividend stocks with 50K from saving in 2017. Now, I get pay a monthly average of $6000 per month in dividend (840K portfolio). No more 9-5 for me.
should have mentioned that in the process people think you're crazy, you'll never make it... but most of all you're often lonely.
Obviously the above changes once you make it.
Oh yeh the 'lonely' point. People like to talk about that especially in the future at some arbitrary aged but it's bs anyway because life is transient. In a 100 years the question of loneliness won't have meant anything.
We will help you achieve that goal before 32...❤❤❤❤
Love these videos, they can be quite powerful for young women.
First principles approach is the key to unlock everything.
I need to read the Slight Edge. The concept sounds pretty similar to the book titled The Compound Effect.
Greetings from Brazil, Nischa!
Thank you for your videos.
I’m a Financial Planner.
Have a nice life.
This was so good, Nischa!! I liked how you explained your plans in detail and with practicality as opposed to with fluffy ideas haha - but also, at the same time, keepings things concise and palatable! You've earned yourself a new subscriber, and looking forward to consuming more of your content!🙌🏽🔥
Great ambition, however money isn’t everything. It will bring trust concerns in relationships and business. Becoming a millionaire, you won’t want to lose the status, so you won’t want to go below this threshold. Question is what do you want from this wealth and what amount is enough?. You don’t know what is around the corner, don’t miss out on to much so you can spend the wealth later in life. Life has twists and turns. Love your vids. X
Thank you so much for this video, I really appreciate the advice and tips you provided. It is just a matter of finding what I want in life and surrounding myself with the right crowd to motivate me to succeed.
100% on board with You, Great ideas and guidance for making and growing our money. Great video here, and yes I agree wealth is a continuum not a static state, which is one of your main points, i love that. compounding in all areas of life like you said leads to what we will become or achieve. I love the tie in you demonstrate between finances and other areas of our lives. so very true, our daily and frequent choices lead us to our goals or away from our goals choice by choice. so I am going to join you Nischa and lets make those efforts for healthy financial growth. as well as other areas of our life.
Your really doing awesome with Your UA-cam channel and I love your videos, well worth all the time spent watching and learning from you. Thanks for taking the time to make each video! I am a huge fan! 💖
Thanks so much 🧡
@@nischa Your welcome Nischa, good job! 💖
I've never seen any wealthy people say they became rich with principles they knew at the time. I think this is just cope to simplify a hard task.
I became a millionaire (£ sterling) last year, aged 56. It took 20 years because I had to begin from scratch aged 36, following a poor investment decision. 1 £million isn't a fortune these days and I certainly don't feel rich, but it's nice to have as I think about retirement. Of course, I could lose half of it (probably more) tomorrow, if my wife decides she wants rid of me!
Don’t give such ideas to your wife, man 😂 Appreciate her and everything that you have 🎉 God bless 😊
Thanks a lot! I instantly bought The Slight Edge as an audio book. 👌🏻
hi i am vishu from india you and your work is inspires everyone to grow in there life i love with you and your helping nature
Living below your means is really important if you want to invest.
Every month you invest money and this is the way to financial freedom.
When people understand that this is more important to invest for their future instead of buying the last smartphone...
Your're a doll but everyone has tips, books, brainchilds about conecting with people, living in your means and finding your niche. You/we however can't fight timing, dumb luck and being focus. Basically its a crap shoot if you make it or not. You can't intellectualize yourself in to being rich by a cetain age/date and by the way rich means something totally different to everybody. Good Luck!
Well said. I like the concept of being wealthy. It just means having an abundance. It is more meaningful in this temporary circumstance we call life.
It is okay to spend more money than you do now when you start earning more money. Just make sure the overall percentage of what you spend is less than the percentage you were spending from your previous income. That way you are increasing the amount you are saving/investing in your future, while still being able to enjoy a few extra things from your additional expenditure. Striking the right balance between spending/saving is key in order to enable you to have a better quality of life in the future.
The english that you are speaking is very good and to reach to many peoples please give subtitles so the good content you produce will definitely reach millions.... Awesome content though....
thanks for the suggestion - done
The Slight Edge. A Penny for your thoughts will make you rich..Your channel is extremely thought provocative. You are doing a great job 👏. Thank you for sharing !
Gaining subscribers this fast is also a great achievement and will be a source of substantial income if it gets popular that much. However, in video/content creation, graph is not linear, it is rather symmetric and, if handled properly, can reduce the flattening of curve in the long run. Need to focus on what viewers want to see, i.e current trends and most talked about topics. Good to see growth of this channel.
I saw the first 20 seconds and does anyone agree when I say, Damn the glow up is next level!!!
A great video 📹. I used property to help get to my first million.
It is easy to say passive income, who knows the work behind and not every autopilot business is sustainable.
You will make it big. Absolutely amazing.
I just did the math on a calculator. One penny, compounded. Wow! Holy Crap!
Hey Nischa,
Great video. I love your honesty and straightforward advice. It’s like a friend helping out another friend. Keep going. You are doing great.
Thank you, i love that!
Fantastic tips! I really appreciate the advice in this video, and it is helping me a lot. It’s something I've been focusing on my channel, and it’s great to see that it really makes a difference. Thank you so much for the inspiration!
I just found your channel today. Appreciate your transparency about life and business.
On a side note, You had quite the glow-up.
Dear Nischa, A another super inspirational video which everybody should watch. Though a few may not grasp the authenticity or the sincerity of your genuine experiences, there is a wide audience (me included) watching your beautiful pearls of wisdom. Please keep producing more videos. Thumbs up and already subscribed. Thank you & best of luck.
Do you Need Accounts Services , Payment Handle all over world , Transaction Handle
Figuring out what your superpower is the trick!
So happy I found your channel ❤
Thank you!
I made my first $1MM by age 31. Didn't do it by budgeting or saving money. Good luck!
@coco marineblu Exactly. I've never saved money or had a budget. It takes the exact same amount of brain power to learn how to make an extra $5K/mo that it does to save $1K/mo.
this is my first time on this channel and eishhh i love it, what's being said is definitely right and motivating and I would like to thank you for the accurate information you are providing and for your work
Are you Ghanaian?
@@itsnhyira No I’m not. Why?
@@Saaferoom the way you said eishhhh. Haha no offense
@@itsnhyira 😂😂 influence from them lol
I'll give you an alternative to this 9 min video and it's born in a rich family and let your brain get washed to think you are taking risks by gambling, sorry, by investing
I love your drive, and can relate so strongly to everything you’re saying 🙌👌
Thank you
Loved it when you said we all have money making superpowers and just listening to you made me realize what I might not have u unleased so far
that last tip, combined with the 1st one, can get anyone with a 5-figure job to 6-figure earnings in a few years!
One of the best videos I have come across so far, Love the Title love the plan . lets do it together
Thank you so much. Let’s do it!
Being a millionaire was something to aspire to financially about 25 years ago. Adjusted for inflation that would be more like $1.5 million - AND it is important to distinguish between relatively liquid wealth - people get confused about their wealth in real estate which means you must get rid of it and find a place to live to use that wealth. Nothing comes quick, nobody becomes a millionaire at 32 without substantial income to provide savings and investment excess. This is for the 1% privileged folks, not for most people who will remain low to mid class for life without chance of escape.
I'm so much in love with you and the value you create! Would love to hear your thoughts on how to navigate through this recession. Thanks.
Mam please make a video how a money works after a 1 million dollar till the end of the life ?
I'm sad that even though I'm investing, I don't have the brain power to dig through how each company is doing, is this a good time to buy stocks or not, my $450K reserve is being squandered by inflation, and I honestly don't know what to do at this point, I need solid data on market trajectory.
Making significant gains in this downturn wouldn't be a problem if you're an expert, but it all depends on how long you're ready to hold. Stocks may certainly crash even worse.