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Stuffing my CASH ENVELOPES | July Part 1
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- Опубліковано 19 сер 2024
- Hey everyone! This is my Cash Envelope Stuffing from my July 6th paycheck! I got paid a little extra this pay period because I worked some overtime, so watch and see how I handled this extra bit of money.
Some answers to common questions you guys have about my Cash Envelopes:
- I made them myself, and there is a video on my channel regarding how to make your own! Link below.
• DIY Cash Envelopes
- I will definitely be making some for you guys available to purchase coming up soon, and I will update you when they are available!
- The smaller envelopes dimensions are 7" x 3.5". and the larger envelopes are 8.5x4.5"
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SOME COMMON PRODUCT QUESTIONS:
The following are Amazon Affiliate links and purchasing through these links does not cost you any additional money, but does support this channel. I am not sponsored by any of the companies listed below.
MY CAMERA -- Canon 77d: amzn.to/2LPdFdg
MAIN LENS -- Canon 24mm: amzn.to/2O1ZcIt
LAMINATOR -- Cash Envelopes: amzn.to/2M3TbO6
LAMINATING SHEETS -- Cash Envelopes: amzn.to/2OJpG2y
MY SAFE -- Sentry Safe: amzn.to/2BWInNJ
MY PLANNER -- Happy Planner (use Michael's 40% off coupon!): www.michaels.co...
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***HOW DO I PAY MY BILLS IN CASH??***
Probably my most asked question on this video, so I figured I'd pin the answer! This video is a few months old, but in the past I would take the money for my bills out of the bank so I could keep it "safe" from myself and my awful habit of swiping my debit card without thinking. Then, a day or two prior to when the bill was due, I'd re-deposit the money into the bank. Definitely not the most practical method, but it worked for me for years! All of my bills are kept in a Capital One 360 account now, and if you want an in-detail video about this, check out my video titled "Changing how I do Cash Envelopes" 😊
Thanks for watching!
Alyssa Herbert do you mind me asking but we’re do you work?
Alyssa Herbert And were do you get your book from for to write it down
Don you end up affecting your taxes or something? It’s like the bank think you’re earning double the same money if you withdraw and deposit the same money.
Bvgjjjik
@@Imkpopmom taxes are not based on what is put into a bank account. It's based on your you paycheck. So I could withdrawal and deposite the same $500 everyday and it wouldn't change my tax bracket.
I've never heard of this system in my life. I'm a really impulsive spender. I'm 26, with no savings, and this gave me a little hope to hopefully be able to survive paycheck to paycheck.
dave rasmey is great
I've been using this system since I was 16. I live in a travel trailer-paid for in my name.
My truck-paid off in my name.
It's a great system. Makes you really think lmao.
@@juliesartin6611 That's what I'm hoping to do as well! Van life vs travel trailer. My grandma loves her travel trailer. It's cute and cozy!
My cousin took the save Ramsey course at church, she told my husband and I to take it and my husband was hesitant....2 years or so later my husband hears about this from a guy he met at work and now were trying to find a church to take the course...if you get the chance to take it Take it it's very helpful I've heard and obviously this girl is proof..alot of people dont have a single dollar to fall on in case of emergency...and that's truly sad in a country like this..of course everyone's income is different
isabby1784 you don’t have to have a church to do it!! Go on line and look up his lessons my parents bought their teen lesson books and videos for me my brother and his girlfriend a couple years ago and we did the teen course
I should be doing this, but instead I'm just on youtube watching other people do it. I pity me.
Lol
Its ok. It’s a start
I absolutely love how you broke this down. It makes so much sense. I personally hate going to the bank to either put money in or take out. But I can definitely see why you would do this.
I'm so so glad that my way of doing things makes sense to you! Thank you for watching!
I wish there was a way of doing this without taking anything out of the bank! I mean, it’s 2018, why can’t we have virtual envelopes? 😅 it does make so much sense though.
My bank that get my direct deposit is located in my grocery store so when i get paid i pull out what i need to for the cash envelopes and get my grocery shopping for the week done.
I’m 21. I need to do this. I wish I had a job paying me 1k every 2 weeks though 😬😩
Yes, watching from Europe, if you'd get that monthly it would be awesome. Weekly would be amaaaazing. But controlling your budget certainly helps to get the most out of it
I don't even have a job I need to do something but idk how 😭😭
Lol its not amazing. My paycheck is around the same as hers.. However, rent is like $1,800+ a month for a very small one bedroom apartment where I live. The higher the wages, the higher the cost of living is.
Perfect time to join the military and make money and go to school :) #usaf
I make the same as her and I’m only 2 years into my hair career (:
This makes my heart so happy... to see a young adult taking ownership of a life skill (budgeting) that can overwhelm and often times lead to unneeded stress is AMAZING!!!!!! Well done you ❤
p.s.
I just purged my planner supplies and I have lots of new sticker sets I was going to donate. I would love to send you instead!!!! If you have a PO Box, feel free to message me and I'll pop those in the mail
You are TOO SWEET! I know it makes my parents proud to see too, my dad always brags that I'm way better with money than him 😂 I've seen my parents struggle with money for a long time, so I'm just avoiding that as best as I can! Thank you so much! ❤️ I would absolutely love those! You're amazing! Unfortunately I don't have a PO box set up 😞
I would love to purchase these envelopes from u ?? Very interested
Her not facing all the bills in the same direction is giving me anxiety
Same
Glad I'm not the only one 🤣
Me 2! 😂😂😂
Lol... 🤣
🤣OCD
I love this idea! I’m 23 and although I make pretty good money, I’m an impulsive spender. I just started bullet journaling and now I’m gonna try this!!
Kaykay 94 I’ll have to check them out when I have a little more funds! 😂💕
I don't know why but this reminds of playing Monopoly lol!
chubbins57 that’s what I kept thinking 😂
True it is , but with real cash😏🙄
Oh my gosh yes!!! Lmao!
i lowkey was thinking that the whole time
its all that bill counting and denominations separated in piles
I really want to fix all your bills and have them all face up and heads facing the same way! I really enjoyed this video its my first one. Hopefully you dont take my comment the wrong way its just like a weird pet peeve lol
LOL you're probably the third or fourth person who has been really bugged by it. Cracks me up! I knew when I was filming that it'd really bug SOMEONE 😂 I don't take it the wrong way at all! I can't promise they'll be perfect every time but this Friday's cash envelope stuffing I'll make sure the bills are perfect!
Alyssa Nicole Haha thatd be amazing! I really love your envelopes i made myself some i watched your other video! Such a great idea. I too follow Dave Ramsey and i really love how you do everything! ❤️
I work at a place with tips and 2 if the managers that count bank st the end of the night always make all the heads face the same way
I used to work in cash and Hated it when the other cashiers didn't place all their bills the same way 😂
Omg I’m the same way, I want to try this envelope system and will definitely make all the bills face the same way and same side :) glad I’m not the only one
At forst i thought this was weird and pointless, cause i didnt understand it... but now i see the genius behind it all. Very smart idea and i wanna try it now see how it works.
Im still not past the car insurance only being $65. Im dying here
Shavaughn Parker my car insurance is $130 😊 I split up all of my payments across my 2 paychecks.
And here l am freaking out on the oposite way. I live in Mexico and pay about 300-350 for the whole year!
my car insurance is $960 a month 😳😳
WHAT?! How?? Where? WHEN? WHY?! Have you gotten in accidents? Like...a BUNCH? Do you have 300 cars?! My mind is blown lol
Alyssa Nicole no accidents lol 2 2018 cars, an older truck, a young driver, and a dui 😬 i really need to shop around for new insurance
Cash envelopes have helped me a load and have helped me save every single month. My coin jar piles up and every month I have bills left over from my spending. Plus my savings account actually looks like a saving account.
I'm jealous that you have a car payment that's $178..... thats good
Mz Phit31 I think it’s split up over two pay checks
Oh I wish! I have a $356 car payment, I just split it up across my 2 paychecks for the month.
Alyssa Nicole I’m jealous that it’s $356. Mine is $502 however I drive an Audi but still
I have a $180 car payment a month bc I got hella lucky. The car dealership sold me an already sold car and to make up for that they gave me a damn good deal on a Chevy Cruze.
Uhm what is your work? I need to do that????????
It is so fun to watch you count your 💰 money.
I'm so glad you guys like these videos, I worried they'd get redundant and repetitive but they're my most viewed videos so I'll keep making them!
My grandfather, who was born in the 20s, taught my mom this when she went to college and had to start budgeting her money. She has now passed down the envelope system to me and my sister and I couldn’t imagine doing my bills any other way. Everything I spend money on has an envelope and it makes it so effortless when it comes time to pay for something! It’s cool to see someone else doing it as well! Most of my friends thought I was weird for this lol
I just stumbled upon this video out of nowhere but I’m so glad I did!! I’m still very young so I don’t have bills to pay just yet but I’m inspired and loved this idea! Definitely going to consider doing this in the future. Thank you!
Sonira T same tomorrow I get paid I’m putting everything in an envelope splitting everything I need omg
Your envelopes are so pretty!
Thank you very much! 😊
They look very similar to the budget mom envelopes
Alyssa Herbert where to you get your envelopes and planning book ?
I love that you are saving for school and a new laptop. That is awesome!!! I have recently really gotten into using cash envelopes as well... and every time I go to the bank they ask me about it... I get paid once a month so I go after I get paid and take out around $800... in crazy bills. It’s funny.
Thank you! :) Cash envelopes really are the best! LOL people really are curious about what we do! I basically take out my ENTIRE paycheck every 2 weeks and I get asked if I'm making a big purchase or something, and then I have to explain the cash envelopes thing. I like talking about it so I don't mind too much, but it's definitely a quick way to become "that girl" at the bank!
What are crazy bills?
Iulia Cordus usually if you're taking money out of the bank, you can get it in 20's or 100's... getting your money in as few bills as possible. crazy money is asking to split the money you're taking out in different bills, say you want 8 1's and 3 50's or 11 10's, it's crazy because there's a big split up with money... i didn't explain that well but i hope you understand it a bit more
I need to do something like that, I literally have no money in my saving account and I have to pay for school pretty soon. Every time I go out I always come home with something new that I don’t even need or use
Ugh so hard!! I really hope you can get on a written budget and control that spending, I've totally been there!
Same hahaha omg
Try only going out with cash and leave your card at home. Seeing bills going away may affect your more than just swiping a card.
Kstepballa thx for the advice. I will try that. I always carry cash with me now but I always have my card with me so I end up using it all the time even though I have cash on me. Now I’m planning on just leaving my card home.
This is asmr
I need to,start doing this. thank you so much for sharing!
You're so welcome! I'm glad you enjoyed :)
its nice you dont have rent. waiting for you to sell your cash envelopes!! so cute!
Lucky her where dose she even work that her checks are like that
Velvet Rosas here in Florida my husband gets that amount plus some in a weeks pay. Just have to find the right job for you
@@LargerFamilyVibes i would think that you need much more income to survive being you have a big family to support. travel nurses are making 2000-3200 per week. Regular nurses are making 1600 per week doing 4 days a week. Much more money than that is out there to be made, find the right career.
If you own a house you don't pay rent lol
@@velvetrosas9528 pretty much everywhere. I know in pa you get 2k a week
Okay. It’s settled. I’m making myself an envelope as well.
I’ve been doing something like this for about 20 years. When my hubby first met me he said why so many envelopes. Now he has them in our safe as well. I’m always looking for ways to reduce spending and pay stuff off. Great job!!
This video is getting me inspired for 2019. I really want to be more smart with my money, I’m 25 and I’m very fortunate to have the job I do and what it pays... but I want to break my bad habit of spending whenever I want or when it’s really unnecessary.
Sweet idea I will defiantly try this.. came at the perfect time in my life ❤️ thank you for making the time to make this I really appreciate it
Why are this videos so satisfying. I have been doing this process for myself n my partner for years and we dont worry about any bills because this method make us save , cover two months in advance in Bill and enjoy the little things we want. Even if you dont make a lot of money this is great to in sure you can make it.
The envelope system is amazing ! My husband and are newlyweds & it has helped us a lot ! We are totally on top of our expenses & it makes everything so much easier. Totally looking forward to buying some new cute envelopes 😍
This is the best adulting I’ve seen in my life
I really enjoyed this video!! I’m super inspired to start this ‘envelope method’. 18 and pregnant plus on my own so I need to start learning how to budget, your videos are so helpful!!!
now the target store has these schedule books, the grad students are the best mentors ever, to this day I always get the best ideas. Love them for them.
Wow I just found your channel and I’m so inspired. I did a method of my own but I always got confused and stuck and I end up spending more than I gave myself. But when I found your channel I’ve never been happier with my money!
This is so inspirational!!! Thank you!! I’m totally adding this to my budgeting routine
Awesome! Thanks for watching! 😊
This is my first video I’m watching your technique for saving is very smart I feel when we keep our pay on our debit card I can speak on my self I tend to swipe a lot and get distracted about the bigger picture but removing and separating it is a wonderful idea make you keep track and stay focus love your ideas never to old to learn I’m 40 and never done this before thanks for sharing I really did learn from your video 😊
I agree
I love this! I’m 54 years old and a self proclaimed money manager, lol. I used to work at at bank and really appreciate the way your denominations are together. I’d add having all the bills facing the same way, in my OCD world! Lol
Wow. You go girl. That cannot be easy. You're very responsible. #learning. And I'm 30 years old with 7 kids. God bless you, you will live a prosperous life
that moment you want & need to do this, but you live in an area where you're more likely to get robbed 😂
She has a safe hehe
Alot of people in that situation would open checking accounts. Just make sure there isn't any monthly service fees or at least low fees.
Exactly lol
7
love the envelopes. I've seen boring white envelopes used but this is so much better.
I have a system almost similar to this but I use one envelope & sticky tabs to divide my cash. Really helps a lot to know your ready for the budget you need well in advance. I’ve already got my budget ready for the new year. Currently saving for a new phone & am a few hundred away from what I need. Goal next year is to just put more money away. I’ve been using this system for 2 years now & has made a more stress free life knowing I’m ready for my budget when it’s due. Thanks for sharing your system.
Love your envelopes! Let me know when you start selling them and I’ll include them in a video!
Dave Ramsey would be so proud, i love this!
I like this idea. I’m such a visual person and this helps me plan and see where my money is going!!!
Omg I love this method. I think it would work especially great for teens who still live at home and don’t have to worry about bills. I think it’s a great way for them to manage their money and split it up into categories
This is how my mom taught me growing up👍🏽 budgeting.
I really love this idea, but id be so scared of something happening, like a house fire, or robbed, or anything like that!
I didn't even think of this system, this speaks to me on a whole different level! Thank you!
I'm so glad! Thanks for watching!!
I’m Australian and I just want to say this video made me love our money 💵
I love your envelopes, and how your system works, but girl, I wanted to turn all those bills the same way 😂😂 I use to work in the back office of Publix, and that was my per peve. My husband laughs at me about it, but it literally makes me nervous lol. Anyway, thank you for sharing and I can't wait to buy some of those envelopes 😊😊
Do you have a video explaining how you break down your check and how you get money from the bank?
Could watch videos like this all the time! So interesting! Thanks for sharing how you use your cash envelope system! We all have different bills and expenses so the amounts are fun to hear about! We also do this each month and have a video on it! We are excited to see our community and channel grow in 2019! Thankful others value budgeting and reap such great benefits from it too! Great job, Alyssa!
LOVE THIS VIDEO ! I’m watching this because I do wanna move out soon I need a good job and I’m learning how to budget at a young age!❤️
I have 2 separate bank accounts - one for my college bills + rent, and the other for my “extra”. It helps me sooo muchn
I don’t know how I found this video but I’m obsessed 😍 Definitely subscribing and watching your other vids!!!
I'm so so glad! Thanks for watching!
I was drooling at the amount of organization in this video
I really needed to see this! Thank God UA-cam recommend me this video. I’m starting my new part time job while also going to school. This video was really helpful. Thank you so much!!
So glad you found it!
This is awesome! You will be doing great 10 years from now. You've inspired me 💕
Oh my gosh I love your videos 👍🏻 I’ve been sharing your videos with my coworkers and telling them about it 😊 I’ve also been thinking about doing the same thing with my own budget 😊 although I’d like to think I had a good budgeting system, until I seen your videos and I was like 😱 I need to try this 👌🏻
Hey there! I’m about to be a high school junior and I’ve only recently realized that finances are an important thing I’ll have to worry about soon now that I’m slowly growing independent. I know nothing about money and banks and stuff which kind is kind of scary, but your videos are very calming to watch. Hopefully I’ll be as good at managing money as you are! :)
I deeply admire you for being able to stack cash and put it back not all facing the same wat
I love your videos! I will say the former retail employee in me was cringing with the cash going so many different directions. It's a curse...lol!
I love how you've mastered this system. I have a few questions I hope you can answer, which envelopes do you put in your safe and wallet? How do you ask for your bills at the bank? Finally, what are the categories you have for your envelopes? Thanks for this video!
Wow this was satisfying to me. It’s so smart and organized I’m definitely going to do this when I get older and have a job.
I will be buying your money envelopes!!! When you were stuffing your envelopes I literally said to myself that I needed those in my life! Thank you!!! Can't wait!!
💰💌.
I’d LOVE to know what community college you go to that’s only $300 for 6 credits and $100 for books.
Mine was $1200 for 4 credits and $500 in books. Per semester!!!
Lindsay Marie I wanna know too coz mine wasn’t that cheap either
Y’all don’t get fafsa ??
You are soo so so organized 😁It's amazing
i’m so satisfied by how organized this is
I finally read thru all the comments and my question was answered!! I have a suggestion for your envelopes: Maybe you can create some that have pictures of what the envelope is used for. Rent/mortgage = a house, Electric= a light bulb. Water= a faucet, Car pymt=Car, Pet food= dog/cat/other, Phone= A Cell phone or Rotary, Groceries= fruits, veggies, meat, cheese, Clothing= various clothing items etc...just thought it would be a fun idea when you sell your envelopes. Or you could do it by colors: all that apply to house, car, shopping, savings, etc...
wish i had that much self-control 😂
I recently lost my job and I wish I would have budgeted before I did so I was able to still pay for things I needed with my savings. This is going to really help me when I get a new job.
I’m 17 and I’ve had my first part time job for a little over a year. I don’t do this system as I don’t like dealing with physical cash. However, I have two savings accounts along side my main bank account. In a year I’ve managed to add £1,000 to one account and £600 to another. I’m so proud of myself considering I only get minimum wage (£4.35 an hour) and I’m only scheduled one day a week. I’ve worked a lot of over time. The first I’m saving for a deposit on a house and the other is to go towards my maintenance at university next year.
Those envelopes are super cute. The ocd in me wants to face your bills the same way. Lol cashiers and tellers always thank me for having my money facing the same way. Lol
I think it's hard as alot of bills are direct debit
Great video, this is a huge help for me visually seeing as how I recently ordered Dave Ramsey's setup. His looks a bit overwhelming, haha. Thanks!
I'm so glad it helps!
Oh man. I need to do this. We’ve learned about in general financial literacy but actually seeing you do it makes it feel much more attainable for me. I have a problem with spending my money online or through my debit card when I really need to be saving it/budgeting for various things. I’m really glad I stumbled upon this video!
I use this system too! I am able to make a lot of things work because of this, whereas I wasn’t able to before using just cards for everything. You are really able to keep track of it more doing this.
okay, so i'm curious... are you paying your bills in cash?? or putting that money back in the bank? or what?? 🤔🤔 haha, i'm watching and am sooooo confused as i thought the cash envelope system was for the extras, like spending, gas, groceries, hair cuts, etc - but then i'm hearing insurance, cell phone, etc... 🙀🙀
Great question! It can be confusing, I know my method is strange and kind of backwards to some. But I am a serial swiper, I'm very bad at using my debit card and not thinking about purchases, and next thing I know I have no money left for my bills that are due! So for me, taking things out in cash, putting them somewhere safe such as in an envelope, is easier for me. That way, if I wanted to spend that money I'd have to consciously go into that envelope and take out the cash, which obviously I'd never do. But yes, I go and put that money back into my account when it is time for the bill to be paid. In the future maybe I'll have two checking accounts set up? One strictly just for bills, no actual debit card attached to it. We'll see! But my method won't make sense or work for everyone.
This is exactly what I was thinking and wondering the same thing
Hopefully I cleared it up for you a bit, if you need any further clarification just let me know 😊
I was wondering the same thanks for the q an a.
Funny, I was just wondering the same thing. I understand about being a serial swiper. This is why I'm watching cash envelope videos now. I swipe my card extremely too much.
Wow this just made me feel so unorganized. Deff subscribing so I can get my life together like this
You are a girl after my own heart! I am that lady at the bank as well! I love stuffing my envelopes. I get paid every 2 weeks however live off of only one check. So when I go to the bank I get all the cash I will need for a whole month. They can look at my crazy if they want to, but being debt free feels the best! You will get there!
Omg I do this same thing !!! I didn’t know other people did this . My friends call me crazy but I don’t overspend using this method !
I watched this video and all I thought about was Kylie Jenner being a billionaire at 21
Cris Lucas same
Its easy when shits handed to you. gotta have money to make money
Don’t worry lol she came from money and didn’t have to start from the bottom like most people. Just keep grindin 💪🏾💪🏾
Cash budgeting is the best way!
I am SUPER happy I found this video, I don't have a lot of responsibilities but my dad just started having me pay Car insurance and my phone bill, so I need a good way to separate my money and give myself a little bit more control on how to budget.
This is so satisfying to watch. I always have separated my money for different savings! Glad to know I’m not the only one😊
How can you spend 40usd in groceries.... I spend 50 every week!!
I've talked about this before but I'm fortunate enough to be living at home while I'm going to school and working full time, so I can eat the food that is in this house. That's the only way I'm able to make that amount work.
Sk Scarlet great question
Buying packaged foods and not utilizing sales raise up the prices probably of your groceries if you do so. Produce is mostly cheap and fruit. The meat is the most expensive but I buy when I see a good sale and freeze the extras
I spend 30 every other week
99 cent store buying what you really need making your dollar stretch
This is a great video, thank you for sharing it with us. I want to get some of your envelopes when they come up for sale.
Thank you! I will make some soon for sure :)
I watched another video of yours when you made the envelopes...I made my own!! Thank you! I love, love, love this idea! I don't know how I will start paying bills with cash as I do most of it online but I decided that I would just start by making the envelopes.
This is seriously amazing and I just wanted to thank you for inspiring me with how creative you got with your budgeting!
What do you do that you have $1k paychecks and still go to school? Lol a girl needs to know!!!
My checks are a little over 1k and I’m a teller at a bank :)
@@alyboo2323 do you need a degree for that?
Jubie Delvalle i work at a bank, i make 12.50 an hour. i don’t have a degree (when i first started i was also going to college) and my manager doesn’t have a college degree
my paychecks range from 800-1000 and i’m a hostess 🤷🏻♀️ but it depends where you’re from / minimum wage
I have no job caz I’m 15 😂
That is a smart girl
So happy this came up in my recommendations! This makes me excited to save too! You are absolutely organized and seem very genuine! You earned a new subscriber💕
U are such a lovely responsible girl young lady....and hoping that all watching u they got idea from u...coz u are really good example to the others. Good job...
This was so satisfying to watch your envelopes are amazing I hope you can make them in purple 💜 I made mines already but yours are really pretty, you r going to sell good ;)
I'm so glad! Thank you so much :)
How do you know how much to put in the “Fun” envelopes?( shopping,movies,birthdays,trips etc..)
My grandmother has done this system for years. It works wonderful
It’s like 4am here and i just discovered this... THIS IS GENIUS. I’m definitely doing this.
Love your whole setup!😊
Thank you so much!
I’m living paycheck to pay check and really want to have this system. But as soon as I get my paycheck I have to pay the full bills with all my money. How did you get it so that you could set aside half of the bill each paycheck and then at the end of the month be able to pay from the 2 times you put money in. I hope that made since.
Im doing this envelop style. And it keeps me updated how much money I have. By the time I received my salary I do -30% then goes to my savings -25% goes to my emergency fund -10% goes to travel and the money left is for food and other payables. And the other money that left is I put it on my extras envelop.
OH MY GOSH HOW COOL THAT SOMEONE MAKES DETAILED VIDEOS ABOUT THIS THANK YOU