There is no need of any mutual fund investment.....2.5 crore fd at 6% (or rbi bond at 7.5% but money gets locked) will give you 1.25 lacs per month...spend 50 thousand and save remaining 75 thousand in fd/rbi bond .......so inflation will be taken care of when after ten years, these fd evry month will mature.....these experts don't tell this reality....they recommend swp where whole capital is at risk of becoming 50% if market nifty fell by 5 to 7 thousand.....kyon, expert, please analyse what I have told.....but I know you will not
मॅडम मैने hdfc multi cap mutual funds खरिदा है.. तो उन्होने मुझे तीस साल का ही टाईम पिरेड दिया है.. मै बोला की मुझे टाईम पिरेड जादा चाहिये तो उन्होने कहॉ कि सेबी का नया रुल है.... की sip तीस साल तक चालू रख सकते है मैने hdfc mutual funds office पुणे से ये sip चालू की है.. तो ये रुल बराबर है या गलत..
itne me to acha ghar he aega ......10 cr chaye taki sari kaam ho sake parents ka insurance , investment , business or bahut kuch ....even 5 cr + bhi theek hai
Hello mam . Ap please kuch ledies ko ap k channel par layeiye jinhone nivesh karakar amir bani hai . Maine bhi ap ki prerna se hi shuru kiya tha. Lekin jab mi aur mahilao ko batati hu tab wo intrest nahi dikhati
हम तॊ इतने mail करते है.. स्वातीजी को cnbc के time से follow करते है.. फिर भी हमारी mail का जवाब नही मिलता.. देख रहे हॊ ना बिनोद.... अब करे तॊ क्या करे...?..
मेरे लिए बड़ी खुशी की बात है कि आज आप किसी भी एक्सपर्ट को लेकर के नहीं आए हैं खास करके सेबी जी से एक्सपर्ट को लाइसेंस दे देते हैं ना वह तो और बड़े वह होते हैं😂
In my personal opinion with 2.5 crores in hand and even if monthly expenses are 60 K. It is better to put 1.25 cr in Bank monthly income plan and lock the interest rate for 10 years one can easily get 7%per annum which translates in monthly payment of 75000.00 if MIP is split in both husband and wife name no tax will be payable on annual interest income under new Tax regime. The remaining 1.25 Crores should be reinvested in any balanced mutual fund or half balanced and half large cap equity fund as Indian economy will continue doing well for next 20 years at least. In this manner he will have his 1.25 cr intact in Bank whereas the remaining 1.25 Cr will grow to 2.5 cr in mutual fund in next 7 years. The same process will be repeated again after seven years and the shortfall in monthly income after seven years if any due to inflation will be tackled by withdrawing from mutual fund portfolio and top-up of Bank MIP and the remaining amount should again be reinvested in Mutual Fund.
I don't understand. If you put money in Monthly income plan , you don't have to pay tax on annual interest in whichever tax slab??. Sounds too good to be true!!
@@rejiaudit keeping in view the person was seeking just 50k as monthly income which is and by dividing the MIP in two halves between his and and wife and filing income tax seperately it can be tax free for each of them up to 7 lakh per annum in new tax regime.
Every retire should have Emergency fund of Rs 3 to.5 lacs Health insurance of atleast 10 lacs Bank 70 % to manage daily expenses from interest and Remaining 30% equity or mfs etc
Why should we transfer our money to balanced advantage fund and lose the compounding effect? Is it not better to do swp from the same fund we did sip if it is equity funds?
I am 27. If i had 50 lakhs.. i could retire now. I live in a village..i have some land. I could get by easily from the 50 Lakhs invested in mutual funds.
Retirement the word is misunderstood. Retirement earlier means not worry about future expenses because you have made decent corpus. Rest of your life money is no issue you can live your life as you like do things which you couldn't do because of commitment. Even if you are active death is inevitable so focus on health through excercise and proper diet and more peaceful you are the longer you live healthily
PLEASE PLEASE MAKE A VIDEO ON WHICH FUNDS ARE VALUE BASED, WHICH ARE GROWTH BASED AND WHICH ARE MONENTUM BASED AMONG, NIPPON, HDFC, QUANT, MOTILAL OSWAL , SBI
Please suggest some healthcare sector stocks and Mutual funds. Also review Global Health (medanta) , Apollo and Kims as investment stocks for long-term
As market is at all time high , is it a good time to do lumpsum investment in mutual fund or shall wait for some correction? I have some amount with me at present and wondering where to invest right now? SGB is another option I'm considering.
Hi ma'am,mujhye yeh bataye ki portfolio mein kitnye mutual fund honye chahiye....mere main 25 sip hain...koi 1 thousand ki koi 2 thousand ki...kaun se large cap hain, mid hain ja small pata nahi...kya yeh sahi hai...main kisi ke through investment kar rahi hoon...wo yahi kaam kartye hain... please guide me
Madam before you are working in a business channel and your programmes are good. Nowadays you are left the channels. Invest through MF SIP route is a good option and risk low I think
I am new to investing. I want to invest in stocks. I am apprehensive of Mutual funds. My plan is to invest Rs 2000/- monthly in stocks. How should I proceed.
Hello mam, i am new in mutual fund investment field i have no any idea(Experience) about it. I have watched your 2-3 video. My one friend who have your youtube subscriber he suggest me your kind tips. i have not declair his name for security purpose. My question is please clear small, mid, large, flaxi fund detail with best companies. My age 26 year and i am doing job my salary income is 50k. How much amount i will be invest in next 10 years to get around 1cror...and with SIP how to manage home loan (30 lakhs).
Mam, you are telling SWP in Balance Adv Fund in all question, but not mentioning safe AWR (Annual Withdrawal Rate) per year in percentage. With the result, investors may lose their capital in between if the market falls drastically. Safe AWR is 4-4.5% in US and 6% in India per year. Accordingly, one has to calculate his retirement corpus. You can check in Excel if you take SWP for more than 6.5% AWR of your retirement corpus, then during Covid period you might have incurred huge capital loss, which was difficult to recover. I appreciate that 3-bucket Streategy for retirees is difficult to understand by a new investor, but at least suggest AWR to them. Regards.
Madam I am Govt servant 49 I am planning for VRS next year as I am tired of working since the age of 20. I will get nearly 47000 pension after commutation on retirement and will have corplus of 1.25 crore. Where should I invest? My pension and increasing DA will be enough for my expenses.
मेरे पास इस समय 25 लाख हैं जिन्हें मुझे mf में lumpsum में लगाना है कृपया सलाह दीजिये कि कब और कैसे लगाना चाहिए...? ( किन फंड्स में लगाना है यह मुझे नहीं जानना है।)
MY AGE IS 32 YEARS MARRIED NO CHILD TILL NOW AND I HAVE 8 CR IN DIFFERENT SCHEMES SO MY TARGET 10 CR CAN I RETIRE WHEN I ACHIEVED 10 CR RUPEES ??MY MONTHLY EXPENSES NEARLY APRROX. 35K . MY WIFE IS GOVT EMPLOYEE 31 YEARS OLD . PLZ SUGGEST 🙏🙏 NO LOAN OWN HOUSE AND ONE HOUSE GIVE ON RENT
Hello Mam , I am Amar Nath Prasad. I have bought few shares of Tata Technologies from Pre IPO market. Since now Tata tech have got listed in exchange. What will be the Tax implications if I sell these shares. Pl clarify. Thanks and Regards
Mam reply please Kya 5 year se chal Rahi sip ka Paisa market badhne per switch karle.phir market girne per dubara invest kare.ya lagatar sip chalne dena chahiye. Kya theek rahega
I don't understand why people are talking about early retirement these days. I think work should bd treated as companion and not burden. Make money as long as you can. Take pride in leaving behind handsome assets for your successors.
Taking early retirement is not bad if you planned well, like if you want to fulfill any hobbies, or if you want to do social work or want to join politics etc.. Condition is how you keep yourself busy and active If you're a ordinary person don't take early retirement. Even try to work after your retirement age, why because work will keep you fit mentally and physically. Please please please plan your after retirement activity otherwise you will be sick and reach bedrest early.
I support early retirement for 2 reasons. It doesn't mean you stop working. It means you work as you want or you live your life as per your choice. Another reason is the vacant place will give opportunity to the needed person. 😊. In this way also rojgari wala issue, one can contribute😊
A study by Dr. Ephrem Cheng, a leading American scholar, on the relationship between life expectancy and retirement age ( Age at Retirement Vs Life Span) The investigation report. The report netted several pension plans for U.S. supermajority groups, including Boeing, AT&T and Ford Motor Co., and found that the later the executive retires, the shorter his or her life! The statistics are as follows: *Retirement age*, *age of death* 49.9 86 51.2 85.3 52.5 84.6 53.8 83.9 55.1 83.2 56.4 82.5 57.2 81.4 58.3 80 59.2 78.5 60.1 76.8 61 74.5 62.1 71.8 63.1 69.3 64.1 67.9 65.2 66.8 Almost all large organizations are in agreement, and full-time managers who retire at the age of sixty-five usually die within eighteen months! As a result, quite a number of pension reserves have not been claimed. Dr. Cheng then launched a comprehensive survey, and the above statistics concluded that the later you retire, the earlier you die. Full-time managers face enormous pressure every day, constantly living in the emotional tension, but also need to cling to, so it is easy to push themselves to the edge of collapse. This mental and mental state seriously damages the organs and cells of the body, forming a long-term high-pressure state. Before you know it, your health will be cut short. Thus, at the age of sixty-five, when he retires, he is relieved of all his latent diseases, and within eighteen months he is gone. The findings have shocked American executives, so they say life is good enough, and they retire at 50. These senior retirees are not totally out of work. They just re-plan their lives and lives, relax and only take part-time and interesting jobs and stop pursuing power and luxury. According to the survey, the healthy decline of these 50-year-olds after they started their second spring has greatly improved. Many of them did not go to heaven until they were 85 years old. According to the survey, this group of 50-year-old retirees had their health plummeted. Dr. Cheng pointed out that the sooner you leave the circle of power and money and get rid of the shackles of fame and luxury, the happier you will be and the longer you will be able to live a basic life. Working as a philanthropist, in particular, is more conscious of living meaningfully, and as a result, the immune system is strengthened and the lifeline is prolonged...!
All said and done... Have minimum to nil EMI at retirement. EMI in property if any should be 85 to 125% offset by rent.( Why 125%?.. property tax and maintenance). Health insurance is no substitute to health living...even worst diabetes is controlled by diet . No amount of health insurance is enough in a corporate hospital. All show off expense to be cut drastically. If none of these are possible...have minimum of 7.5 crores!!
2.5 cr...first invest monthly returns giving property...capital secured and appreciation..1/2 month rent go to term policy...1/4 monthly rent go medical insurance full family cover.....then other month rent go to MIS,RD,FD,Mutual fund,Equity...PF....invest in Commercial Land...gold coin...silvar bar...etc etc...giving every month returns..divisent yield equity...
NPS Rule Update | Systematic Lumpsum Withdrawal | Full Video Link - ua-cam.com/video/Re_3EIUwIBg/v-deo.html
आपकी जानकारी और वित्तीय प्रबंधन के बारे में बहुत फायदा होता है
There is no need of any mutual fund investment.....2.5 crore fd at 6% (or rbi bond at 7.5% but money gets locked) will give you 1.25 lacs per month...spend 50 thousand and save remaining 75 thousand in fd/rbi bond .......so inflation will be taken care of when after ten years, these fd evry month will mature.....these experts don't tell this reality....they recommend swp where whole capital is at risk of becoming 50% if market nifty fell by 5 to 7 thousand.....kyon, expert, please analyse what I have told.....but I know you will not
If we keep whole in FD also risk becase of bank corrupt possible.
Achha video tha. Agle Q&A session me mera sawal hai ki Stocks me invest kare ya Gold/Silver me. Return ke basis par kaunsa sahi hai?
Thank you
Madam aap ho to , kisi expert ki jarurat nahi hai
मॅडम मैने hdfc multi cap mutual funds खरिदा है.. तो उन्होने मुझे तीस साल का ही टाईम पिरेड दिया है.. मै बोला की मुझे टाईम पिरेड जादा चाहिये तो उन्होने कहॉ कि सेबी का नया रुल है.... की sip तीस साल तक चालू रख सकते है मैने hdfc mutual funds office पुणे से ये sip चालू की है.. तो ये रुल बराबर है या गलत..
Kal ka thikana nhi, tujhe pta hai tu 30 saal jinda rahega
itne me to acha ghar he aega ......10 cr chaye taki sari kaam ho sake parents ka insurance , investment , business or bahut kuch ....even 5 cr + bhi theek hai
Hello mam . Ap please kuch ledies ko ap k channel par layeiye jinhone nivesh karakar amir bani hai . Maine bhi ap ki prerna se hi shuru kiya tha. Lekin jab mi aur mahilao ko batati hu tab wo intrest nahi dikhati
हम तॊ इतने mail करते है.. स्वातीजी को cnbc के time से follow करते है.. फिर भी हमारी mail का जवाब नही मिलता.. देख रहे हॊ ना बिनोद.... अब करे तॊ क्या करे...?..
Looking really very very beautiful❤
Mam kisi NFO ko returns perspective se compare krne k liye usse kitne tym watchlist m rakhna chahiye. Before switching other funds into that fund
@24:37 example of benchmark is so simple and easy to understand 😂 Thank you.
Ha Ha. Thank you so much. Stay Blessed, Healthy & B Wealthy
नोमानी को कैपिटल गेन टैक्स टैक्स कैसे लगेगा
Bimal Kumar Lucknow
मेरे लिए बड़ी खुशी की बात है कि आज आप किसी भी एक्सपर्ट को लेकर के नहीं आए हैं खास करके सेबी जी से एक्सपर्ट को लाइसेंस दे देते हैं ना वह तो और बड़े वह होते हैं😂
In my personal opinion with 2.5 crores in hand and even if monthly expenses are 60 K. It is better to put 1.25 cr in Bank monthly income plan and lock the interest rate for 10 years one can easily get 7%per annum which translates in monthly payment of 75000.00 if MIP is split in both husband and wife name no tax will be payable on annual interest income under new Tax regime. The remaining 1.25 Crores should be reinvested in any balanced mutual fund or half balanced and half large cap equity fund as Indian economy will continue doing well for next 20 years at least. In this manner he will have his 1.25 cr intact in Bank whereas the remaining 1.25 Cr will grow to 2.5 cr in mutual fund in next 7 years. The same process will be repeated again after seven years and the shortfall in monthly income after seven years if any due to inflation will be tackled by withdrawing from mutual fund portfolio and top-up of Bank MIP and the remaining amount should again be reinvested in Mutual Fund.
Thanx a lot. Seems like a tailor made solution for my case.
I don't understand. If you put money in Monthly income plan , you don't have to pay tax on annual interest in whichever tax slab??. Sounds too good to be true!!
@@rejiaudit keeping in view the person was seeking just 50k as monthly income which is and by dividing the MIP in two halves between his and and wife and filing income tax seperately it can be tax free for each of them up to 7 lakh per annum in new tax regime.
Hi mam how can i contact you, need financial advice.
Sounds good
Every retire should have
Emergency fund of Rs 3 to.5 lacs
Health insurance of atleast 10 lacs
Bank 70 % to manage daily expenses from interest and
Remaining 30% equity or mfs etc
Good evening didi. Hama lagta hai Retarment k time hamara,pass yearly Experience ka 25 Times hona chhiya.
Why should we transfer our money to balanced advantage fund and lose the compounding effect? Is it not better to do swp from the same fund we did sip if it is equity funds?
मैडम मैं ४२ वर्ष का सरकारी कर्मचारी हूं वर्ष 2018से s I p कर रहा हू रिटायरमेंट का प्लान बताएं
one request mam ...Can we get HR sir as guest ..in next session..if possible 🙏
How old is the person depends a lot on his age, liabilities etc children
I am 27. If i had 50 lakhs.. i could retire now. I live in a village..i have some land. I could get by easily from the 50 Lakhs invested in mutual funds.
No retirement even if you have sufficient money. Active life has no substitute
Retirement the word is misunderstood. Retirement earlier means not worry about future expenses because you have made decent corpus. Rest of your life money is no issue you can live your life as you like do things which you couldn't do because of commitment. Even if you are active death is inevitable so focus on health through excercise and proper diet and more peaceful you are the longer you live healthily
swati ji apko mutual fund wale paise dete hai kya
Mam ,u should advice names of good debt ,balance funds too..
Today's 1 cr is 8Cr in the next 25 years
SIP of 14k @ 18% 39lacs Invested
SIP Of 42.2k @ 12% 1.26Cr Invested
Today 1 CR after 25 years become 6 cr
@@jugrajsingh7325become 40 crore above
मैडम बैठ के नहीं खडे होकर बोलिये
विशेषज्ञ बुलाया कीजीये
PLEASE PLEASE MAKE A VIDEO ON WHICH FUNDS ARE VALUE BASED, WHICH ARE GROWTH BASED AND WHICH ARE MONENTUM BASED AMONG, NIPPON, HDFC, QUANT, MOTILAL OSWAL , SBI
Please suggest some healthcare sector stocks and Mutual funds. Also review Global Health (medanta) , Apollo and Kims as investment stocks for long-term
As market is at all time high , is it a good time to do lumpsum investment in mutual fund or shall wait for some correction? I have some amount with me at present and wondering where to invest right now? SGB is another option I'm considering.
Dont do lumpsum in one go at this level.
Hi ma'am,mujhye yeh bataye ki portfolio mein kitnye mutual fund honye chahiye....mere main 25 sip hain...koi 1 thousand ki koi 2 thousand ki...kaun se large cap hain, mid hain ja small pata nahi...kya yeh sahi hai...main kisi ke through investment kar rahi hoon...wo yahi kaam kartye hain... please guide me
बहुत बढ़िया mam.. आप बहुत क्यूट हो... 👌
NPS के बारे में जानकारी दें क्या सभी लोग लेसकते है
Yes
Nice and thanks mam for such valuable information.please organise a session on How to be healthy and young.Title Be healthy and young
IIM Ahmedabad - 35 lakhs for 2 years
Madam before you are working in a business channel and your programmes are good. Nowadays you are left the channels. Invest through MF SIP route is a good option and risk low I think
You give better reply than ur guest
I am new to investing. I want to invest in stocks. I am apprehensive of Mutual funds. My plan is to invest Rs 2000/- monthly in stocks. How should I proceed.
Jaldi Amir banoge
Just SIP in an index fund like UTI nifty 50, don’t over complicate it.
Swatiji....
Beti ke liye nives karna he to
Sukanya samrudhi....
Sahi he ke
HDFC children Gift fund....
Sahi rahega.......
Invest in smallcap fund for horizon above 15 year
👍vinod
Ma'am thappad wala example 👌👌😍
Swatiji is awesome ❤
Best penny stocks konse rahenge invest karne k liye??
Penny company ltd
हरसाल एक लाख का प्राफिट बुक करके री इन्वेस्ट्मेंट करने से टॅक्स
बचाया जा सकता है.
Is se bhi bada sawal sal ki wo 1 lakh jo hai sare amc fund ka mila kar jude ya fir Sare amc se 1_1 lakh nikal sakte hain sal ka
sip ki best date kaise select kre ?
Nice answer
Hello mam, i am new in mutual fund investment field i have no any idea(Experience) about it. I have watched your 2-3 video. My one friend who have your youtube subscriber he suggest me your kind tips. i have not declair his name for security purpose. My question is please clear small, mid, large, flaxi fund detail with best companies. My age 26 year and i am doing job my salary income is 50k. How much amount i will be invest in next 10 years to get around 1cror...and with SIP how to manage home loan (30 lakhs).
Disappointed to see no expert joined this time.. time wasted 😊
Gazab bezzati 😅
Mam, you are telling SWP in Balance Adv Fund in all question, but not mentioning safe AWR (Annual Withdrawal Rate) per year in percentage. With the result, investors may lose their capital in between if the market falls drastically.
Safe AWR is 4-4.5% in US and 6% in India per year. Accordingly, one has to calculate his retirement corpus. You can check in Excel if you take SWP for more than 6.5% AWR of your retirement corpus, then during Covid period you might have incurred huge capital loss, which was difficult to recover.
I appreciate that 3-bucket Streategy for retirees is difficult to understand by a new investor, but at least suggest AWR to them.
Regards.
You have to listen to the answers again. I have mentioned it. Stay Blessed, Healthy and B Wealthy
😅😅😅😮😮😮😮😮😮😮😮
6% is ideal swr, 8-10% increase in fund is expected
Investor after death nomini withdraw kar sakta hai
Madam I am Govt servant 49
I am planning for VRS next year as I am tired of working since the age of 20. I will get nearly 47000 pension after commutation on retirement and will have corplus of 1.25 crore. Where should I invest? My pension and increasing DA will be enough for my expenses.
Madam I age is 50 years i am handicapped person i want retairment of Rs 1 crore i have own house not any loan but daughter marriages responsibility
Ye tu kya karta tha
@@SONUYADAV-hf7nn,be respectful to any individual.
@@SONUYADAV-hf7nndon't talk to like that if you didn't respect of person
Sorry bhai
मेरे पास इस समय 25 लाख हैं जिन्हें मुझे mf में lumpsum में लगाना है कृपया सलाह दीजिये कि कब और कैसे लगाना चाहिए...? ( किन फंड्स में लगाना है यह मुझे नहीं जानना है।)
Ok
Kindly comparison between lic jeevan utsav & sbi life platina plus thank u❤
Both are good
MY AGE IS 32 YEARS MARRIED NO CHILD TILL NOW AND I HAVE 8 CR IN DIFFERENT SCHEMES SO MY TARGET 10 CR CAN I RETIRE WHEN I ACHIEVED 10 CR RUPEES ??MY MONTHLY EXPENSES NEARLY APRROX. 35K . MY WIFE IS GOVT EMPLOYEE 31 YEARS OLD . PLZ SUGGEST 🙏🙏 NO LOAN OWN HOUSE AND ONE HOUSE GIVE ON RENT
Haha haha nautanki
@@shilpajadon6879 joker ho kya why laughing what's funny in this
Yes m joker
Mam make video on nifty bees.
Thank you
Pls provide download option
Hello maam
Nice video mam
You are the most talented and cutesssttttt ❤❤❤❤💋💋😍 ever anchor I find in media I luv to be whole day with youuu
Nice ... #HariKrishnaSahu
Hello Mam , I am Amar Nath Prasad. I have bought few shares of Tata Technologies from Pre IPO market. Since now Tata tech have got listed in exchange. What will be the Tax implications if I sell these shares. Pl clarify.
Thanks and Regards
On the amount of profit at the time of sell of share
No tax almost. Upto 1 lack below profit in 1year no tax for equity
बहुत सुंदर
Nice
Mam reply please
Kya 5 year se chal Rahi sip ka Paisa market badhne per switch karle.phir market girne per dubara invest kare.ya lagatar sip chalne dena chahiye.
Kya theek rahega
🙏🙏
Hi maam
❤❤❤❤
My age is 63 I can invest 15 lakh p annum for 5 years after that I want 3 lac per month for next 10 years tax free is it possible pl advise thx
Buy lottery
Thanks for financial guidance
I don't understand why people are talking about early retirement these days. I think work should bd treated as companion and not burden. Make money as long as you can. Take pride in leaving behind handsome assets for your successors.
Taking early retirement is not bad if you planned well, like if you want to fulfill any hobbies, or if you want to do social work or want to join politics etc.. Condition is how you keep yourself busy and active
If you're a ordinary person don't take early retirement. Even try to work after your retirement age, why because work will keep you fit mentally and physically.
Please please please plan your after retirement activity otherwise you will be sick and reach bedrest early.
I support early retirement for 2 reasons. It doesn't mean you stop working. It means you work as you want or you live your life as per your choice. Another reason is the vacant place will give opportunity to the needed person. 😊. In this way also rojgari wala issue, one can contribute😊
A study by Dr. Ephrem Cheng, a leading American scholar, on the relationship between life expectancy and retirement age ( Age at Retirement Vs Life Span) The investigation report.
The report netted several pension plans for U.S. supermajority groups, including Boeing, AT&T and Ford Motor Co., and found that the later the executive retires, the shorter his or her life! The statistics are as follows:
*Retirement age*, *age of death*
49.9 86
51.2 85.3
52.5 84.6
53.8 83.9
55.1 83.2
56.4 82.5
57.2 81.4
58.3 80
59.2 78.5
60.1 76.8
61 74.5
62.1 71.8
63.1 69.3
64.1 67.9
65.2 66.8
Almost all large organizations are in agreement, and full-time managers who retire at the age of sixty-five usually die within eighteen months! As a result, quite a number of pension reserves have not been claimed. Dr. Cheng then launched a comprehensive survey, and the above statistics concluded that the later you retire, the earlier you die.
Full-time managers face enormous pressure every day, constantly living in the emotional tension, but also need to cling to, so it is easy to push themselves to the edge of collapse. This mental and mental state seriously damages the organs and cells of the body, forming a long-term high-pressure state. Before you know it, your health will be cut short. Thus, at the age of sixty-five, when he retires, he is relieved of all his latent diseases, and within eighteen months he is gone.
The findings have shocked American executives, so they say life is good enough, and they retire at 50. These senior retirees are not totally out of work. They just re-plan their lives and lives, relax and only take part-time and interesting jobs and stop pursuing power and luxury.
According to the survey, the healthy decline of these 50-year-olds after they started their second spring has greatly improved. Many of them did not go to heaven until they were 85 years old. According to the survey, this group of 50-year-old retirees had their health plummeted.
Dr. Cheng pointed out that the sooner you leave the circle of power and money and get rid of the shackles of fame and luxury, the happier you will be and the longer you will be able to live a basic life. Working as a philanthropist, in particular, is more conscious of living meaningfully, and as a result, the immune system is strengthened and the lifeline is prolonged...!
Ryt, early u leave job, one can get into ill health, laziness. Or take up part-time free lancing job
All said and done...
Have minimum to nil EMI at retirement.
EMI in property if any should be 85 to 125% offset by rent.( Why 125%?.. property tax and maintenance).
Health insurance is no substitute to health living...even worst diabetes is controlled by diet .
No amount of health insurance is enough in a corporate hospital.
All show off expense to be cut drastically.
If none of these are possible...have minimum of 7.5 crores!!
Are ye manoj karta kya tha jo 2.5cr juta liya batao
How you cover risks...????
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It requires around 8.5 Cr to retire in 50 and live up to age of 80 with systematic withdrawal.
Absolutely incorrect sir
Money one need to retire is 360 times the money he spent last month.
2.5 cr...first invest monthly returns giving property...capital secured and appreciation..1/2 month rent go to term policy...1/4 monthly rent go medical insurance full family cover.....then other month rent go to MIS,RD,FD,Mutual fund,Equity...PF....invest in Commercial Land...gold coin...silvar bar...etc etc...giving every month returns..divisent yield equity...
Where is bitcoin😂
Bhut mast swati ji mai aapka sbse bada fan hu 😮