Increase CREDIT Score by 150 Points in Next 30 Days || How to Increase Credit Score?

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  • Опубліковано 7 гру 2024

КОМЕНТАРІ • 355

  • @okkhizar2733
    @okkhizar2733 Рік тому +438

    Like who are obsessed with CIBIL score

    • @adarshvernekar1748
      @adarshvernekar1748 Рік тому +3

      Bro if we use more than 30 percentage credit then repay before statement generation do it affect the cibil score by the way how much do you use credit

    • @okkhizar2733
      @okkhizar2733 Рік тому

      @@adarshvernekar1748 no it doesn't affect as the cibil, i use the same method to keep my credit utilisation under 30%..
      ua-cam.com/users/shortssG1CRR7C86A?feature=share

    • @rouendsouza490
      @rouendsouza490 Рік тому +6

      @@okkhizar2733 heyy, bad this question, if my credit card limit is 20k and i want to purchase something of 40k so can I send 20k to credit card so then overall I can spend 40k. Is that possible?

    • @rouendsouza490
      @rouendsouza490 Рік тому +1

      Had*

    • @okkhizar2733
      @okkhizar2733 Рік тому +3

      @@rouendsouza490 yes it's possible buy enabling over limit facility, but it has charges so not a good idea

  • @naam_me_kya_rakha_hai
    @naam_me_kya_rakha_hai 5 місяців тому +1

    Views ke 3% likes bhi nhi
    jo log videos dekh kar apni problems ke solutions pate hai unko videos ko like karke comments karke video banane vale ki sarahna karni chahiye
    Bahut achha video .

  • @provashmallick2191
    @provashmallick2191 Рік тому +25

    Best video I've ever seen on credit score. Your effort on research & calculate exact number which contribute the credit score is admirable. Thank you so much didi.

    • @bekifaayati
      @bekifaayati  Рік тому +2

      Welcome 😊🙌

    • @manveersaini689
      @manveersaini689 Місяць тому

      Mera CIBIL 792 hai mujhe fir v koi v bank credit card nhi de rhi kyu aise age 26. Year hai 1.5 year old credit history hai all payment on time kru hai koi default koi late koi kush wrong nhi hai ​@@bekifaayati

  • @riteshbarnwal856
    @riteshbarnwal856 Рік тому +11

    Love u Sister, your analysis is very nice and understandable. my problem is almost solve. God bless u.

  • @TrilochanSatapathy
    @TrilochanSatapathy Рік тому +6

    Please make a video on four types of credit scores, and how they are caluclated, why is one score higher and other is very low ?

    • @bekifaayati
      @bekifaayati  Рік тому +3

      Sure, we'll try to cover this in our future video on Credit Score

  • @rimshaquadri4581
    @rimshaquadri4581 Рік тому +5

    If I have got a new credit card but after using it a couple of months I dont want to continue it and can I close the newly issued card as it is of no use and I just use my old cards itself. .Does closing a new credit card also affect Cibil score?

  • @srikantiyer8131
    @srikantiyer8131 Рік тому +9

    Hello - is it AVERAGE length of credit history or the length of the oldest credit line? If it is average, how is it computed? Simply add up number of months and divide?

  • @KaanIleri
    @KaanIleri Рік тому +5

    continuously helped me like you have. I thank God for your presence in my life. Thanks a lot!!!

  • @Sameer-Shirsekar
    @Sameer-Shirsekar Рік тому +4

    763 my Score Thank you Mam because of Just ✔️ checked and Got results
    Love you❤
    I follow your channel

  • @pjprashantj
    @pjprashantj Рік тому +7

    My cibil report shows derogatory mark (different addr for different credit account)
    How to correct it
    But same credit account in other reports does not show this one

    • @robindabank12
      @robindabank12 2 місяці тому

      Update the address in your Bank

  • @prithvirajnaik3779
    @prithvirajnaik3779 Рік тому +2

    Can I check my score of I don't have any loans but use credit card?

  • @pradeepkumarsakkerwal6828
    @pradeepkumarsakkerwal6828 Рік тому +1

    Agar koi galat card mere cibil me laga hua ho aur uski vajah se mera cibil kharab hua ho to ye konsa dipartment thik krega aur kitna time lag jayega

  • @UKTarafder
    @UKTarafder Рік тому +12

    My credit score is not increasing. It always remains between 770 to 785. Although I have been using credit cards for the last 3 years. All the payments were made timely. Never utilise more than 10%. I have noticed that if I used 2% of the limit last month and 3% present month then the score decreases by saying that the utilisation is increased by 1%. Why does this happen?

    • @bekifaayati
      @bekifaayati  Рік тому +8

      It's not increasing because
      1) Your Credit History needs to be > 5 years
      2) You need to diversify your Credit

    • @Kdasoriginal
      @Kdasoriginal Рік тому

      ​@@bekifaayatihow to diversify credit ?

    • @nandkishorsaini7862
      @nandkishorsaini7862 Рік тому

      ​@@Kdasoriginalby taking personal loan or pay later services

    • @sharedytp2253
      @sharedytp2253 Рік тому

      ​@@Kdasoriginal the more credit cards you have, the less it will be the burden on a single credit card . So instead of spending 10k on a single card, you can spend it by using 2 or 3 cards I. Tital. It really helps and always keeps the utilisation eatuo as low as possible ...
      2. After 1 or 2 years of having a credit card, start looking for credit limit increase on your card .. this way, even if you have less cards, since you have very big limit, your spends will still amount for very less percentile of the utilisation ratio.
      These 2 are the best and most under rated ways

  • @zamaaz
    @zamaaz Рік тому +10

    I have a question about Credit Utilisation Ratio, how's it calculated? Like for example if I have 3 Credit Cards with 50k limit on each, so the 30% is calculated from the total limit i.e. 150k? Or is it calculated per card i.e. 50k? 🤔🤔

    • @ramizraza1521
      @ramizraza1521 Рік тому +2

      So if u have 3 cards of each 50k available it means u have 1.5 lac limit total and u can use 50k from any of your card. Dnt worry.

  • @iamshayeque
    @iamshayeque 9 місяців тому +1

    Ma'am cibil score is NH why?
    And how can I fix this.

  • @1.mohammad_khan
    @1.mohammad_khan Рік тому +2

    Mera account ICICI bank me hai, maine koi loan yah credit card abhi Tak nahi liya, cibil score check karne ka 440 rupya lag raha hai, kya karen ? Kya pehli Baar check karne ka Paisa lagta hai please bataiye,
    credit card apply hoga ya nahi

  • @omkarsuryawanshi4804
    @omkarsuryawanshi4804 Рік тому +1

    I have hdfc credif card and it has limiti of only25 now i am getting axis bank credit crd which are offering 1 l limit i want to close hdfc credit card will it affect my cibil ? If i pay all the overdue?

  • @arnabbhakat4299
    @arnabbhakat4299 Рік тому +1

    I am very much obsessed for my credit score... please make a video on CIBIL aap...

  • @sachinmotwani2905
    @sachinmotwani2905 10 місяців тому +3

    Usage limit should be upto 30% of the total credit limit (Sum of all CC) or 30% of each individual Credit card?

    • @chandru2kc
      @chandru2kc 3 місяці тому

      Sum. But once in yr u can cross 30% individual card

  • @natokangz
    @natokangz 28 днів тому +1

    My credit score is at 600 & not improving at all for few months now. I don't use credit card, no loan etc.. just simple salary account.
    How can I improve it for xpress credit loan??
    I have cleared/closed my previous pending loan almost a year ago.
    Please help...

  • @AnuriLuruo
    @AnuriLuruo 10 місяців тому +2

    Thank you for the information.. Excellent

  • @perseverance_shakti_7
    @perseverance_shakti_7 Рік тому +6

    @beekifaayati hello mam can you please tell us , which one of these impacts more on credit score or helps us to get more effective score if we do repayment before statement generation or after statement generation !? Please answer Mam. Thank you . I love your videos Mam 🎉. Keep Teaching us like these .

  • @pratyaysaha
    @pratyaysaha Рік тому +6

    I tried all these for last month but still my cibil score remained 769 just increase of 10 points. Kindly suggest how to increase the score to above 850. Because I will need a home loan in next two years and I want lowest possible rate. I never missed any payment and previously I was using 25% of credit limit but now I reduced it to 10-12%

    • @Apache1970
      @Apache1970 9 місяців тому

      Did you manage to increase your CIBIL score ? I am in the same boat bro.

  • @harshshah9471
    @harshshah9471 9 місяців тому

    0 to 28 days means it will count from the due date or from bill generated date?

  • @ashwiniv6500
    @ashwiniv6500 Рік тому +2

    Very nice explanation..u clarified all my doubts

  • @kcmv14
    @kcmv14 Рік тому +5

    What if you use 60-80% of your credit limit but still clear it in one go after 5-10 days just after you did this spent.

  • @thtanmoy22
    @thtanmoy22 Рік тому +2

    Being such a informative channel and over a million subcsribers i dont find any reason behind so low views.
    I have subscribed your channel and even clicked the Bell icon, still i haven't received any notification.

  • @jayzgroove
    @jayzgroove Рік тому +1

    Ma'am Plz suggest me..Lic premium me cashback k liye best credit card konsa he?

    • @anupampanwar355
      @anupampanwar355 4 місяці тому

      Lic premium par cashback nhi milta

    • @jayzgroove
      @jayzgroove 4 місяці тому

      @@anupampanwar355 thank you

  • @olifern
    @olifern Рік тому +5

    Does no cost emis or other emis on sites like Amazon count towards the second factor,, ie loans

  • @shekharsumankalita34
    @shekharsumankalita34 Рік тому +6

    Suppose i have a limit of 70k and i used around 30-40k and then pay the bill within 2-3 days . And again i get a limit upto 70k . after that i again use it for like another 30k-40k. Is it good or bad for the CIBIL Score.

    • @JennyWilson-tv8wx
      @JennyWilson-tv8wx Рік тому

      CRYPTO RECOVERY/ INVESTMENT
      They deserve everything that coming to them. What they do to innocent people is awful. Thank you so much for what you do. It clearly is getting to them and love to see it. You guys are doing the real work here! This happened to my 97 year old grandmother and luckily we caught it just in time, thanks to these recovery!! THANK YOU MYSTERYPLANETORG ON THE INTERNET!!!!

  • @vikaskoundal5150
    @vikaskoundal5150 Рік тому +5

    Hello... I have a question... Which app provide correct score... In one score i have 793 score, in your piramal it is 726...
    All the application varies alot... Which one is correct?

    • @raVanXTheGaming
      @raVanXTheGaming Рік тому

      ​@Manish Biswas yeah In onecard I'd 719
      In piramal it is Showing 687

    • @bekifaayati
      @bekifaayati  Рік тому

      You don't need to worry about that because Banks consider scores from all the Credit Agencies

  • @madhurigagarani
    @madhurigagarani Рік тому +1

    Hello, can u tell one thing, agar 4-5 cards and loans agar ek saath settlement hota hai to uska impact kya hoga
    On cibil

  • @aniketnimase5050
    @aniketnimase5050 Рік тому +1

    Swiggy hdfc vs Amazon icici
    Please make a comparison on this.
    Thank You!

  • @ThisisKANTI
    @ThisisKANTI Рік тому +2

    I have no credit card how can i check my cibil score?

  • @captain..007
    @captain..007 Місяць тому

    In case of Hard pull in gold loan?
    Within 1 month my 2 loan approved by finance.
    I close my loan within 1 weak.
    So what impact in my cibil?

  • @Unknown-Personality0312
    @Unknown-Personality0312 Рік тому +3

    thank you didi for providing this indormation.

  • @rahulchakraborty5288
    @rahulchakraborty5288 Рік тому

    What will be the Credit Score of Vijay Mallya ???

  • @satvindersingh1357
    @satvindersingh1357 Рік тому

    can u help me if someone dont have any credit score then how to startup and if i can finance some product so exactly kitne price ka product lena chieye

  • @hiddenman5317
    @hiddenman5317 Рік тому +1

    And what about pay later loans???

  • @tanayngm651
    @tanayngm651 8 місяців тому

    I have two open loans, citi bank and mobikwik..should I settle both of them(which would save me some(30k) or pay that extra money and get it closed? would settling be really that bad for any future loan? PLS TELL what to do?

  • @VivekYadav-gb9rg
    @VivekYadav-gb9rg 3 місяці тому

    Good 👍 information given thanks 🙏 dd

  • @mddilshad5730
    @mddilshad5730 6 місяців тому +1

    Mera credit score kam ho raha hai iska Sahi kaise karen iski jankari

  • @kshitijkolhe194
    @kshitijkolhe194 Рік тому +2

    why is the credit score shown in different apps different?

    • @jangwan
      @jangwan Рік тому

      Because there are multiple companies which hold and manage credit score data like CIBIL, Experian, CRIF, Equifax, etc.
      CIBIL being the most popular and mostly financial institutions trust it and follow it's record in making the final decision.

    • @bekifaayati
      @bekifaayati  Рік тому +1

      We’ll try to cover this in our next video on Credit Score

  • @AshishKumar-in9xz
    @AshishKumar-in9xz Рік тому +1

    I was so obsessed that i bought CIBIL subscription for 1 year

    • @Real_mutual_fund_guide
      @Real_mutual_fund_guide Рік тому

      Wah bete yahi subs lene ko mila🤣🤣🤣

    • @AshishKumar-in9xz
      @AshishKumar-in9xz Рік тому

      @@Real_mutual_fund_guide what do you mean? I don't make videos

    • @Real_mutual_fund_guide
      @Real_mutual_fund_guide Рік тому

      @@AshishKumar-in9xz tu cibil nikal.......🤣🤣🤣

    • @anindyachatterjee4765
      @anindyachatterjee4765 Рік тому

      Why you took that subscription? What you got? are you checking CIBIL daily? what is benefit? it will increase slowly.

  • @sultantalwar3275
    @sultantalwar3275 Рік тому +10

    Pur hindi me video bana yarr ...english q boltey ho bich bich me ....😂

    • @anupampanwar355
      @anupampanwar355 4 місяці тому

      Itni english to aani chaiye bhai aaj ke time me

    • @RahulRazzput
      @RahulRazzput 2 місяці тому

      Kuch galt ni bolla itni English to daily use able words ha bahi

  • @omiom12
    @omiom12 9 місяців тому +1

    Mujhe loan ke bahut offer milte h.. Jbki mera koi bhi registered dukan ghar Firm business nhi h.. Rent pe rahta hu.. Only Aadhaar Pan par loan offer approve ho jata h???
    Cobil score 757

  • @EverdaySpecial
    @EverdaySpecial Рік тому

    I had given my PAN number! Only PAN number not photocopy or anything! How can it be misused?

  • @SACHINkhurana728
    @SACHINkhurana728 Рік тому +1

    Madam Mera credit score 752 h but M jab bhi loan apply krta hu credit card ya phir personal loan ke liye Mera loan reject ho jaata h btaoge aakhir kyu😢

  • @NirajKumarSingh_awesome
    @NirajKumarSingh_awesome Рік тому +3

    Credti utilization pe ek issue hai. Agar hum apne credit utlization bill generation date se 2-3 din pehle hi 9 percent le jaaein, toh kya credit utilization 9 percent hi dikhegi ya usse jyada. Banks report to cibil on which exact date? Is it just before the bill generation date or can be any date?

    • @rajat_190
      @rajat_190 9 місяців тому

      9 percent hi dikhega...

  • @haseenkundu8106
    @haseenkundu8106 Рік тому +2

    Personal loan and credit card ek hi type ke credits hai ya alag alag type ke?

    • @chandru2kc
      @chandru2kc 3 місяці тому

      It comes under unsecured loan

    • @haseenkundu8106
      @haseenkundu8106 3 місяці тому

      @@chandru2kc I know both are unsecured credits but I want to know whether both of these are same type of credit or different of credit in credit score

  • @sandraschaefer7456
    @sandraschaefer7456 Рік тому +19

    Credit score is not something used in all countries though. In
    France, they determine if you are eligible to get a loan (e.g., to buy
    a house) based on the ratio between your salary, your expenses
    and your savings. Basically, if every month you 'burn' all your
    money, you're perceived as riskier than someone earning less but
    consistently making deposits to a saving account. I feel in the US
    people tend to buy things they don't need with money they dont
    have... The only times I feel one should need a credit is when
    buying 'big' things (house, car, etc.). Not for a TV. I'm 42 with over
    792 credit score, time was put into that to build it up with the help of

  • @punitkumar-hr2tw
    @punitkumar-hr2tw 6 днів тому

    my credit score decreased last month by 21 points and this month again by 26 points the cred report says 100% payment on time credit utilisation usually stays 2-4 % but this month it was 20% and it shows everything to be execellent but the new credit is poor it is 3 this column always stays poor since i remember what am i doing wrong and how to stop this reduction in points

  • @geraldsonythomas7069
    @geraldsonythomas7069 5 місяців тому

    I am paying everything on time but my credit score is not increasing. Could you tell me what all I should check?

  • @jarabalamuralikrishna4768
    @jarabalamuralikrishna4768 Рік тому

    Is credit mix is only about loans not new credit cards

  • @vastavkumar9482
    @vastavkumar9482 11 місяців тому

    I have been using fd credit card since 8 months.now i have closed my credit card . Will it hamper my score

  • @chandru2kc
    @chandru2kc 3 місяці тому

    Credit mix consistent secure n unsecured.

  • @cobra_vison
    @cobra_vison Рік тому +1

    I have an Amazon pay later account my payment got delayed by 2 months the amount was about 1200 rs and it reduced my cibil score from 750 to 649😢

    • @JennyWilson-tv8wx
      @JennyWilson-tv8wx Рік тому

      CRYPTO RECOVERY/ INVESTMENT
      They deserve everything that coming to them. What they do to innocent people is awful. Thank you so much for what you do. It clearly is getting to them and love to see it. You guys are doing the real work here! This happened to my 97 year old grandmother and luckily we caught it just in time, thanks to these recovery!! THANK YOU MYSTERYPLANETORG ON THE INTERNET!!!!

    • @MamataBehera-db5ll
      @MamataBehera-db5ll 11 місяців тому

      Mera 777 to 653 only rs 2800😢

  • @prabandhadebnath792
    @prabandhadebnath792 Рік тому

    i have 749 CS but i apply for 2 3 credit card no one approve my applications kya aap bata sakte hai kyun hua yea even i apply for one card also

  • @majibuddinahmed6584
    @majibuddinahmed6584 Рік тому

    I m using my credit card for a year but, credit score is near about 100 points increased

  • @SamimAkhtar-v6w
    @SamimAkhtar-v6w 2 місяці тому

    Loan against FD and Credit Card against Fd, which will be more helpful to increase credit score

  • @Minal_Usood
    @Minal_Usood Рік тому +3

    Is Flipkart Pay Later Deactivation Impact on Credit Score???

    • @suyashyadav2912
      @suyashyadav2912 Рік тому +1

      Same question please answer

    • @bekifaayati
      @bekifaayati  Рік тому +1

      Yes, Flipkart pay later service impact on cibil score. This condition depends on two factors.
      If you repay your due amount on time it will not affect any bad Impact on your CIBIL score.
      If you failed to pay your lone / due amount on time this will reflect on your CIBIL score and it will decrease.

    • @Minal_Usood
      @Minal_Usood Рік тому

      @@bekifaayati Thanks Mam... Deactivate karte hain yani Pay Later Khatam karte hain usse kya koi Asar Padega.... Sorry for Again..

    • @PromilaBiswas-bc6dc
      @PromilaBiswas-bc6dc Рік тому +1

      Yes, decrease cibil

  • @mishitagoriani3316
    @mishitagoriani3316 Рік тому +2

    I have 4-5 different credit cards but use only 1-2. Will this decrease my credit score?

  • @nitinpawar6389
    @nitinpawar6389 Рік тому +1

    I am doing all this things but my score not updated what can u do my credit history is 3year + and my utilisation is 6-7%

    • @bekifaayati
      @bekifaayati  Рік тому

      Credit History need to be > 5 years and try to diversify the types of Credit ( Loans, Postpaid Limits, etc)

  • @pavan198
    @pavan198 Рік тому

    What to do if one's credit score is already low and when tried applying for credit cards, saying not eligible. I such cases how to increase credit score.

  • @shahharoon7002
    @shahharoon7002 Рік тому

    It is not showing the credit score

  • @rahulsadhotra08
    @rahulsadhotra08 9 місяців тому

    I m new subscriber......mera score km ho raha pls suggest me good score app mein payment krni h

  • @princegiri1609
    @princegiri1609 Рік тому

    This month i have closed my 5 years old PL, WILL THIS IMPACT MY CIBIL BADLY😮

  • @Shubham-jz7ec
    @Shubham-jz7ec Рік тому +21

    Loved the video! Just one question, in the video you said that utilizing 1-9% of credit card limit gives the best points. Then why is it recommended to not use more than 30% instead of 9% limit?

    • @bekifaayati
      @bekifaayati  Рік тому +7

      If you see in the formula, you get maximum points for using between 1-9%. 30% is the maximum cap for using your Credit Limit, after that you start losing points pretty quickly. Between 9%-30% the impact on your Score is very low

    • @dhruvkumar6139
      @dhruvkumar6139 Рік тому +4

      ​@@bekifaayati Did you derive these formulas yourself or had conversation with CIBIL/Experian expert?😅

    • @dipanshupaliwal3
      @dipanshupaliwal3 Рік тому

      ​@@bekifaayati you need to start a video series with answer questions of us. we can ask our questions. it should be on every sunday

  • @utkarshjha657
    @utkarshjha657 Рік тому +1

    Renewal fee har saal dena padhta hai agar uss limit tak nahi pahucha? Aur agar pay nahi kiya toh?

    • @iSaurabhSri
      @iSaurabhSri Рік тому

      Haa dena padega, Agar card ka bahut jyada use nhi hai to koi aisa card banwa lo jisme koi annual fee naa ho.

  • @Patelbrand...
    @Patelbrand... Рік тому

    Dii iam new member on your channel you're best creater

  • @navneetgupta-br7fm
    @navneetgupta-br7fm Рік тому +2

    I've a Card from HDFC Bank where limit is 5.22 Lac but in CIBIL it's showing only 1.22 Lac. Now since I've used 60k out of that card so my credit utilization is showing more than 30% which is ideally incorrect. I've raised this with HDFC Bank and CIBIL but they are unable to resolve the query. Please suggest solution.

    • @ARUNPRATHEEPT
      @ARUNPRATHEEPT Рік тому +3

      HDFC always report your highest spend on the card rather than the limit.

    • @railwaymathsspecial
      @railwaymathsspecial Рік тому

      @Navneet Gupta
      I can solve your query.

    • @omprakashgupta700
      @omprakashgupta700 Рік тому

      HDFC always report only highest spend and no any way to correct it so swift to another cc if want to improve CIBIL

    • @ThinkAboutYourself
      @ThinkAboutYourself Рік тому

      Just spend total limit only a month, they will report that spend to cibil, one's limit used reported to cibil, its permanent, next month use whatever you want

    • @anindyachatterjee4765
      @anindyachatterjee4765 Рік тому

      This is a problem with HDFC bank . not your problem . all customers are facing this problem. HDFC intentionally does it.

  • @dnyaneshwarkhilari8996
    @dnyaneshwarkhilari8996 Місяць тому

    Home loan is debited from account within time but still SBI account it's showing late payment and it's hitting my CIBIL.
    i wright mail to SBI but no response from SBI.
    NOW planning to take car but low credit score ROI is too high.
    How i remove this SBI Late payment issues

  • @sumitmohite7105
    @sumitmohite7105 Рік тому

    Mam please help me
    Maine total cradit card + lone clear Kiya hai fir bhi credit score badhta nahi kay problem hai

  • @jayesh032
    @jayesh032 Рік тому +2

    Didi 30 me Tho credit Score Refresh Bhi Nahi Hota ..

  • @shaikh_sadan_ahmad
    @shaikh_sadan_ahmad 8 місяців тому

    Airtel Axis Bank ke Credit Card se expenditure kar ke timely bill pay karne se Cibil Score Badhega.. abhi mera Cibil -1/Not Generated hai

  • @iqbalshah4318
    @iqbalshah4318 Рік тому

    What is the benefit of credit score

  • @ishaanbarnwal1269
    @ishaanbarnwal1269 Рік тому

    I have a questions how to remove fake loans... I am not apply some loan then why show me please as soon as possible to reply me..

  • @sachinkumarnayi
    @sachinkumarnayi Рік тому +1

    4:30 THANKS FOR TIPS I HAVE 5 CC

  • @bharatbawari
    @bharatbawari Рік тому +1

    Great Video. Just one question. The CIBIL i got from the link you provided is 140 less than what CRED calculated from me, whic is backed by Xperian. Why such a huge difference?

    • @bekifaayati
      @bekifaayati  Рік тому +1

      Credit Agencies uses different formulas for calculating your Credit Score, it's difficult to pin point the exact reason. The good news is that Banks consider both Experian and CIBIL for their assessment

    • @bharatbawari
      @bharatbawari Рік тому

      @@bekifaayati Cool, thanks

    • @GudduKhan-lv9zi
      @GudduKhan-lv9zi Рік тому +1

      Mera credit score Bajaj SBI per update Nahin ho raha hai

  • @telongrestur9110
    @telongrestur9110 Рік тому

    Can you make a video about how to open escrow account in India

    • @bekifaayati
      @bekifaayati  Рік тому

      Sure, we will try to cover this in our future videos

  • @Akashkumar-du5ut
    @Akashkumar-du5ut Рік тому

    Best investment topic par bhi video bnao

  • @Bilalshaikh12
    @Bilalshaikh12 Рік тому

    Memmene 3 sal pahle home cardit se 2 loan liya tha aur kisi vajah se Bhar Nahin Paya abhi mene close karaya hai par mere payment history por bat raha hai thik kar ne liya kay karna honga payment history High impact 21

  • @Debajyoti96
    @Debajyoti96 Рік тому +1

    My card will expire next year,, so I have to take new card,,, kya mera credit history remove ho jayega new card par ..??

  • @SwastikKumar-nx3bw
    @SwastikKumar-nx3bw Рік тому

    Ur acting in 'Kabil Singh ' was good

  • @yashas1
    @yashas1 Рік тому

    Is there any good alternative for CRED app.... Or is it the best app anyway...?

  • @Shubhamd1
    @Shubhamd1 Рік тому

    There are 4 companies which is calculating in India

  • @ajtattoomehndistudio
    @ajtattoomehndistudio Рік тому +1

    Mem plz just dial fraud par video banaye ye just dial vale sabhi customer ko ullu banate hai vo ECS close kar hi nahi rahe mere ac mese har month Paisa cut ho raha hai lekin koi ans hi nahi de rahe desh ka sabse bada fraud hai just dial sabho customer ke sath ye froud ho chuka hai or koi bhi iissse bahar nahi niklta hai plz mem #fraudjustdial plz mem help kijiye koi bhi just dial vala and nahi de Raha he me bahot hi pareshan ho chuka hu koi chota sa video banaea ecs close ke uper 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏plz .. 🙏🙏🙏😭

  • @saurabhkumar-ow8su
    @saurabhkumar-ow8su Рік тому +1

    I took a education loan of 4 lakh rupees . I am paying it's emi on time, byt at this point the toatal principal outstanding is 5.25 lakh due to interest occurred on it. So what i wanted to ask was whether this can be considered as a high credit utilisation and hamper my cibil or it is fine . And the yes the loan was unsecured loan . Without collateral. Please reply. If anyone can . It would be great help

  • @bishtabhishek
    @bishtabhishek Рік тому

    Mam ye cred app score sahi batata h kya?? Mera cred mein CRIF he dikh raha and 600 bata raha Jabki mere ontime payments 100% h aur wahin onscore app mein 750 dikhaa raha please reply kya cred real dikhata h ya fake?

  • @OmkarDhamanskar-t8j
    @OmkarDhamanskar-t8j 9 місяців тому

    Equifax credit report 787 hai toh credit card mil sakta hai

  • @varundey1729
    @varundey1729 Рік тому

    👌👌👌👌 Fantastic information

  • @vikkishetty-s2r
    @vikkishetty-s2r Рік тому

    will credit update daily?

  • @shantanumishra8186
    @shantanumishra8186 7 місяців тому

    Sorry mam this is not how credit score increases and you dint mention by what time ur credit score increases under what section

  • @suchetansharma5819
    @suchetansharma5819 Рік тому

    Agr PAN card me loan settlement dikha Raha hai aur CIBIL score 400 hai toh increase kase ho sakta hai cibil score ad koi hai toh recommend kar do...

  • @sayordebbarma1190
    @sayordebbarma1190 28 днів тому

    Mine was around 892 but lost my HDFC card and the phone number and from that day its done for now its below 600 now it hurts like hell

  • @amitavamondal9799
    @amitavamondal9799 Рік тому +6

    Ma'am, I use credit card only when there is money in my account. I pay the amount via credit card and then just after the payment I pay the credit card bill via cred.
    Does this smount spent come under utilisation?
    For example my limit is 10k n I spent 3k via credit card and pay 3k via cred at that moment only. Do it come under credit utilisation? Will my credit score increase?

  • @ZeroLOFT
    @ZeroLOFT Рік тому

    My experian score is 853 and cibil score is 628 how??? 😢

  • @sameershaikh-rj6fv
    @sameershaikh-rj6fv Рік тому +3

    Thanks for this Gorgeous...

  • @sixnine6049
    @sixnine6049 Рік тому

    google pay, amazon pay parhi dekh sakte he humlog score. dusra plateform ki jarurat nehi he

  • @sunitchatterjee3518
    @sunitchatterjee3518 Рік тому

    How you can say 30-40 din me?
    Credit report reflect after 3-4 months.
    Please convey the correct information.