@@adarshvernekar1748 no it doesn't affect as the cibil, i use the same method to keep my credit utilisation under 30%.. ua-cam.com/users/shortssG1CRR7C86A?feature=share
@@okkhizar2733 heyy, bad this question, if my credit card limit is 20k and i want to purchase something of 40k so can I send 20k to credit card so then overall I can spend 40k. Is that possible?
Views ke 3% likes bhi nhi jo log videos dekh kar apni problems ke solutions pate hai unko videos ko like karke comments karke video banane vale ki sarahna karni chahiye Bahut achha video .
Best video I've ever seen on credit score. Your effort on research & calculate exact number which contribute the credit score is admirable. Thank you so much didi.
Mera CIBIL 792 hai mujhe fir v koi v bank credit card nhi de rhi kyu aise age 26. Year hai 1.5 year old credit history hai all payment on time kru hai koi default koi late koi kush wrong nhi hai @@bekifaayati
If I have got a new credit card but after using it a couple of months I dont want to continue it and can I close the newly issued card as it is of no use and I just use my old cards itself. .Does closing a new credit card also affect Cibil score?
Hello - is it AVERAGE length of credit history or the length of the oldest credit line? If it is average, how is it computed? Simply add up number of months and divide?
My cibil report shows derogatory mark (different addr for different credit account) How to correct it But same credit account in other reports does not show this one
My credit score is not increasing. It always remains between 770 to 785. Although I have been using credit cards for the last 3 years. All the payments were made timely. Never utilise more than 10%. I have noticed that if I used 2% of the limit last month and 3% present month then the score decreases by saying that the utilisation is increased by 1%. Why does this happen?
@@Kdasoriginal the more credit cards you have, the less it will be the burden on a single credit card . So instead of spending 10k on a single card, you can spend it by using 2 or 3 cards I. Tital. It really helps and always keeps the utilisation eatuo as low as possible ... 2. After 1 or 2 years of having a credit card, start looking for credit limit increase on your card .. this way, even if you have less cards, since you have very big limit, your spends will still amount for very less percentile of the utilisation ratio. These 2 are the best and most under rated ways
I have a question about Credit Utilisation Ratio, how's it calculated? Like for example if I have 3 Credit Cards with 50k limit on each, so the 30% is calculated from the total limit i.e. 150k? Or is it calculated per card i.e. 50k? 🤔🤔
Mera account ICICI bank me hai, maine koi loan yah credit card abhi Tak nahi liya, cibil score check karne ka 440 rupya lag raha hai, kya karen ? Kya pehli Baar check karne ka Paisa lagta hai please bataiye, credit card apply hoga ya nahi
I have hdfc credif card and it has limiti of only25 now i am getting axis bank credit crd which are offering 1 l limit i want to close hdfc credit card will it affect my cibil ? If i pay all the overdue?
My credit score is at 600 & not improving at all for few months now. I don't use credit card, no loan etc.. just simple salary account. How can I improve it for xpress credit loan?? I have cleared/closed my previous pending loan almost a year ago. Please help...
@beekifaayati hello mam can you please tell us , which one of these impacts more on credit score or helps us to get more effective score if we do repayment before statement generation or after statement generation !? Please answer Mam. Thank you . I love your videos Mam 🎉. Keep Teaching us like these .
I tried all these for last month but still my cibil score remained 769 just increase of 10 points. Kindly suggest how to increase the score to above 850. Because I will need a home loan in next two years and I want lowest possible rate. I never missed any payment and previously I was using 25% of credit limit but now I reduced it to 10-12%
Being such a informative channel and over a million subcsribers i dont find any reason behind so low views. I have subscribed your channel and even clicked the Bell icon, still i haven't received any notification.
Suppose i have a limit of 70k and i used around 30-40k and then pay the bill within 2-3 days . And again i get a limit upto 70k . after that i again use it for like another 30k-40k. Is it good or bad for the CIBIL Score.
CRYPTO RECOVERY/ INVESTMENT They deserve everything that coming to them. What they do to innocent people is awful. Thank you so much for what you do. It clearly is getting to them and love to see it. You guys are doing the real work here! This happened to my 97 year old grandmother and luckily we caught it just in time, thanks to these recovery!! THANK YOU MYSTERYPLANETORG ON THE INTERNET!!!!
Hello... I have a question... Which app provide correct score... In one score i have 793 score, in your piramal it is 726... All the application varies alot... Which one is correct?
can u help me if someone dont have any credit score then how to startup and if i can finance some product so exactly kitne price ka product lena chieye
I have two open loans, citi bank and mobikwik..should I settle both of them(which would save me some(30k) or pay that extra money and get it closed? would settling be really that bad for any future loan? PLS TELL what to do?
Because there are multiple companies which hold and manage credit score data like CIBIL, Experian, CRIF, Equifax, etc. CIBIL being the most popular and mostly financial institutions trust it and follow it's record in making the final decision.
Mujhe loan ke bahut offer milte h.. Jbki mera koi bhi registered dukan ghar Firm business nhi h.. Rent pe rahta hu.. Only Aadhaar Pan par loan offer approve ho jata h??? Cobil score 757
Madam Mera credit score 752 h but M jab bhi loan apply krta hu credit card ya phir personal loan ke liye Mera loan reject ho jaata h btaoge aakhir kyu😢
Credti utilization pe ek issue hai. Agar hum apne credit utlization bill generation date se 2-3 din pehle hi 9 percent le jaaein, toh kya credit utilization 9 percent hi dikhegi ya usse jyada. Banks report to cibil on which exact date? Is it just before the bill generation date or can be any date?
Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they dont have... The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I'm 42 with over 792 credit score, time was put into that to build it up with the help of
my credit score decreased last month by 21 points and this month again by 26 points the cred report says 100% payment on time credit utilisation usually stays 2-4 % but this month it was 20% and it shows everything to be execellent but the new credit is poor it is 3 this column always stays poor since i remember what am i doing wrong and how to stop this reduction in points
CRYPTO RECOVERY/ INVESTMENT They deserve everything that coming to them. What they do to innocent people is awful. Thank you so much for what you do. It clearly is getting to them and love to see it. You guys are doing the real work here! This happened to my 97 year old grandmother and luckily we caught it just in time, thanks to these recovery!! THANK YOU MYSTERYPLANETORG ON THE INTERNET!!!!
Yes, Flipkart pay later service impact on cibil score. This condition depends on two factors. If you repay your due amount on time it will not affect any bad Impact on your CIBIL score. If you failed to pay your lone / due amount on time this will reflect on your CIBIL score and it will decrease.
What to do if one's credit score is already low and when tried applying for credit cards, saying not eligible. I such cases how to increase credit score.
Loved the video! Just one question, in the video you said that utilizing 1-9% of credit card limit gives the best points. Then why is it recommended to not use more than 30% instead of 9% limit?
If you see in the formula, you get maximum points for using between 1-9%. 30% is the maximum cap for using your Credit Limit, after that you start losing points pretty quickly. Between 9%-30% the impact on your Score is very low
I've a Card from HDFC Bank where limit is 5.22 Lac but in CIBIL it's showing only 1.22 Lac. Now since I've used 60k out of that card so my credit utilization is showing more than 30% which is ideally incorrect. I've raised this with HDFC Bank and CIBIL but they are unable to resolve the query. Please suggest solution.
Just spend total limit only a month, they will report that spend to cibil, one's limit used reported to cibil, its permanent, next month use whatever you want
Home loan is debited from account within time but still SBI account it's showing late payment and it's hitting my CIBIL. i wright mail to SBI but no response from SBI. NOW planning to take car but low credit score ROI is too high. How i remove this SBI Late payment issues
Great Video. Just one question. The CIBIL i got from the link you provided is 140 less than what CRED calculated from me, whic is backed by Xperian. Why such a huge difference?
Credit Agencies uses different formulas for calculating your Credit Score, it's difficult to pin point the exact reason. The good news is that Banks consider both Experian and CIBIL for their assessment
Memmene 3 sal pahle home cardit se 2 loan liya tha aur kisi vajah se Bhar Nahin Paya abhi mene close karaya hai par mere payment history por bat raha hai thik kar ne liya kay karna honga payment history High impact 21
Mem plz just dial fraud par video banaye ye just dial vale sabhi customer ko ullu banate hai vo ECS close kar hi nahi rahe mere ac mese har month Paisa cut ho raha hai lekin koi ans hi nahi de rahe desh ka sabse bada fraud hai just dial sabho customer ke sath ye froud ho chuka hai or koi bhi iissse bahar nahi niklta hai plz mem #fraudjustdial plz mem help kijiye koi bhi just dial vala and nahi de Raha he me bahot hi pareshan ho chuka hu koi chota sa video banaea ecs close ke uper 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏plz .. 🙏🙏🙏😭
I took a education loan of 4 lakh rupees . I am paying it's emi on time, byt at this point the toatal principal outstanding is 5.25 lakh due to interest occurred on it. So what i wanted to ask was whether this can be considered as a high credit utilisation and hamper my cibil or it is fine . And the yes the loan was unsecured loan . Without collateral. Please reply. If anyone can . It would be great help
Mam ye cred app score sahi batata h kya?? Mera cred mein CRIF he dikh raha and 600 bata raha Jabki mere ontime payments 100% h aur wahin onscore app mein 750 dikhaa raha please reply kya cred real dikhata h ya fake?
Ma'am, I use credit card only when there is money in my account. I pay the amount via credit card and then just after the payment I pay the credit card bill via cred. Does this smount spent come under utilisation? For example my limit is 10k n I spent 3k via credit card and pay 3k via cred at that moment only. Do it come under credit utilisation? Will my credit score increase?
Like who are obsessed with CIBIL score
Bro if we use more than 30 percentage credit then repay before statement generation do it affect the cibil score by the way how much do you use credit
@@adarshvernekar1748 no it doesn't affect as the cibil, i use the same method to keep my credit utilisation under 30%..
ua-cam.com/users/shortssG1CRR7C86A?feature=share
@@okkhizar2733 heyy, bad this question, if my credit card limit is 20k and i want to purchase something of 40k so can I send 20k to credit card so then overall I can spend 40k. Is that possible?
Had*
@@rouendsouza490 yes it's possible buy enabling over limit facility, but it has charges so not a good idea
Views ke 3% likes bhi nhi
jo log videos dekh kar apni problems ke solutions pate hai unko videos ko like karke comments karke video banane vale ki sarahna karni chahiye
Bahut achha video .
Best video I've ever seen on credit score. Your effort on research & calculate exact number which contribute the credit score is admirable. Thank you so much didi.
Welcome 😊🙌
Mera CIBIL 792 hai mujhe fir v koi v bank credit card nhi de rhi kyu aise age 26. Year hai 1.5 year old credit history hai all payment on time kru hai koi default koi late koi kush wrong nhi hai @@bekifaayati
Love u Sister, your analysis is very nice and understandable. my problem is almost solve. God bless u.
Please make a video on four types of credit scores, and how they are caluclated, why is one score higher and other is very low ?
Sure, we'll try to cover this in our future video on Credit Score
If I have got a new credit card but after using it a couple of months I dont want to continue it and can I close the newly issued card as it is of no use and I just use my old cards itself. .Does closing a new credit card also affect Cibil score?
Hello - is it AVERAGE length of credit history or the length of the oldest credit line? If it is average, how is it computed? Simply add up number of months and divide?
continuously helped me like you have. I thank God for your presence in my life. Thanks a lot!!!
763 my Score Thank you Mam because of Just ✔️ checked and Got results
Love you❤
I follow your channel
My cibil report shows derogatory mark (different addr for different credit account)
How to correct it
But same credit account in other reports does not show this one
Update the address in your Bank
Can I check my score of I don't have any loans but use credit card?
Agar koi galat card mere cibil me laga hua ho aur uski vajah se mera cibil kharab hua ho to ye konsa dipartment thik krega aur kitna time lag jayega
My credit score is not increasing. It always remains between 770 to 785. Although I have been using credit cards for the last 3 years. All the payments were made timely. Never utilise more than 10%. I have noticed that if I used 2% of the limit last month and 3% present month then the score decreases by saying that the utilisation is increased by 1%. Why does this happen?
It's not increasing because
1) Your Credit History needs to be > 5 years
2) You need to diversify your Credit
@@bekifaayatihow to diversify credit ?
@@Kdasoriginalby taking personal loan or pay later services
@@Kdasoriginal the more credit cards you have, the less it will be the burden on a single credit card . So instead of spending 10k on a single card, you can spend it by using 2 or 3 cards I. Tital. It really helps and always keeps the utilisation eatuo as low as possible ...
2. After 1 or 2 years of having a credit card, start looking for credit limit increase on your card .. this way, even if you have less cards, since you have very big limit, your spends will still amount for very less percentile of the utilisation ratio.
These 2 are the best and most under rated ways
I have a question about Credit Utilisation Ratio, how's it calculated? Like for example if I have 3 Credit Cards with 50k limit on each, so the 30% is calculated from the total limit i.e. 150k? Or is it calculated per card i.e. 50k? 🤔🤔
So if u have 3 cards of each 50k available it means u have 1.5 lac limit total and u can use 50k from any of your card. Dnt worry.
Ma'am cibil score is NH why?
And how can I fix this.
Mera account ICICI bank me hai, maine koi loan yah credit card abhi Tak nahi liya, cibil score check karne ka 440 rupya lag raha hai, kya karen ? Kya pehli Baar check karne ka Paisa lagta hai please bataiye,
credit card apply hoga ya nahi
I have hdfc credif card and it has limiti of only25 now i am getting axis bank credit crd which are offering 1 l limit i want to close hdfc credit card will it affect my cibil ? If i pay all the overdue?
I am very much obsessed for my credit score... please make a video on CIBIL aap...
Usage limit should be upto 30% of the total credit limit (Sum of all CC) or 30% of each individual Credit card?
Sum. But once in yr u can cross 30% individual card
My credit score is at 600 & not improving at all for few months now. I don't use credit card, no loan etc.. just simple salary account.
How can I improve it for xpress credit loan??
I have cleared/closed my previous pending loan almost a year ago.
Please help...
Same
Thank you for the information.. Excellent
@beekifaayati hello mam can you please tell us , which one of these impacts more on credit score or helps us to get more effective score if we do repayment before statement generation or after statement generation !? Please answer Mam. Thank you . I love your videos Mam 🎉. Keep Teaching us like these .
I tried all these for last month but still my cibil score remained 769 just increase of 10 points. Kindly suggest how to increase the score to above 850. Because I will need a home loan in next two years and I want lowest possible rate. I never missed any payment and previously I was using 25% of credit limit but now I reduced it to 10-12%
Did you manage to increase your CIBIL score ? I am in the same boat bro.
0 to 28 days means it will count from the due date or from bill generated date?
Very nice explanation..u clarified all my doubts
What if you use 60-80% of your credit limit but still clear it in one go after 5-10 days just after you did this spent.
Credit Utilization should be
Being such a informative channel and over a million subcsribers i dont find any reason behind so low views.
I have subscribed your channel and even clicked the Bell icon, still i haven't received any notification.
Ma'am Plz suggest me..Lic premium me cashback k liye best credit card konsa he?
Lic premium par cashback nhi milta
@@anupampanwar355 thank you
Does no cost emis or other emis on sites like Amazon count towards the second factor,, ie loans
Yes it does
Suppose i have a limit of 70k and i used around 30-40k and then pay the bill within 2-3 days . And again i get a limit upto 70k . after that i again use it for like another 30k-40k. Is it good or bad for the CIBIL Score.
CRYPTO RECOVERY/ INVESTMENT
They deserve everything that coming to them. What they do to innocent people is awful. Thank you so much for what you do. It clearly is getting to them and love to see it. You guys are doing the real work here! This happened to my 97 year old grandmother and luckily we caught it just in time, thanks to these recovery!! THANK YOU MYSTERYPLANETORG ON THE INTERNET!!!!
Hello... I have a question... Which app provide correct score... In one score i have 793 score, in your piramal it is 726...
All the application varies alot... Which one is correct?
@Manish Biswas yeah In onecard I'd 719
In piramal it is Showing 687
You don't need to worry about that because Banks consider scores from all the Credit Agencies
Hello, can u tell one thing, agar 4-5 cards and loans agar ek saath settlement hota hai to uska impact kya hoga
On cibil
Swiggy hdfc vs Amazon icici
Please make a comparison on this.
Thank You!
I have no credit card how can i check my cibil score?
Go for bnpl
In case of Hard pull in gold loan?
Within 1 month my 2 loan approved by finance.
I close my loan within 1 weak.
So what impact in my cibil?
thank you didi for providing this indormation.
What will be the Credit Score of Vijay Mallya ???
can u help me if someone dont have any credit score then how to startup and if i can finance some product so exactly kitne price ka product lena chieye
And what about pay later loans???
I have two open loans, citi bank and mobikwik..should I settle both of them(which would save me some(30k) or pay that extra money and get it closed? would settling be really that bad for any future loan? PLS TELL what to do?
Good 👍 information given thanks 🙏 dd
Mera credit score kam ho raha hai iska Sahi kaise karen iski jankari
why is the credit score shown in different apps different?
Because there are multiple companies which hold and manage credit score data like CIBIL, Experian, CRIF, Equifax, etc.
CIBIL being the most popular and mostly financial institutions trust it and follow it's record in making the final decision.
We’ll try to cover this in our next video on Credit Score
I was so obsessed that i bought CIBIL subscription for 1 year
Wah bete yahi subs lene ko mila🤣🤣🤣
@@Real_mutual_fund_guide what do you mean? I don't make videos
@@AshishKumar-in9xz tu cibil nikal.......🤣🤣🤣
Why you took that subscription? What you got? are you checking CIBIL daily? what is benefit? it will increase slowly.
Pur hindi me video bana yarr ...english q boltey ho bich bich me ....😂
Itni english to aani chaiye bhai aaj ke time me
Kuch galt ni bolla itni English to daily use able words ha bahi
Mujhe loan ke bahut offer milte h.. Jbki mera koi bhi registered dukan ghar Firm business nhi h.. Rent pe rahta hu.. Only Aadhaar Pan par loan offer approve ho jata h???
Cobil score 757
I had given my PAN number! Only PAN number not photocopy or anything! How can it be misused?
Madam Mera credit score 752 h but M jab bhi loan apply krta hu credit card ya phir personal loan ke liye Mera loan reject ho jaata h btaoge aakhir kyu😢
752 on CIBIL or Experien?
Credti utilization pe ek issue hai. Agar hum apne credit utlization bill generation date se 2-3 din pehle hi 9 percent le jaaein, toh kya credit utilization 9 percent hi dikhegi ya usse jyada. Banks report to cibil on which exact date? Is it just before the bill generation date or can be any date?
9 percent hi dikhega...
Personal loan and credit card ek hi type ke credits hai ya alag alag type ke?
It comes under unsecured loan
@@chandru2kc I know both are unsecured credits but I want to know whether both of these are same type of credit or different of credit in credit score
Credit score is not something used in all countries though. In
France, they determine if you are eligible to get a loan (e.g., to buy
a house) based on the ratio between your salary, your expenses
and your savings. Basically, if every month you 'burn' all your
money, you're perceived as riskier than someone earning less but
consistently making deposits to a saving account. I feel in the US
people tend to buy things they don't need with money they dont
have... The only times I feel one should need a credit is when
buying 'big' things (house, car, etc.). Not for a TV. I'm 42 with over
792 credit score, time was put into that to build it up with the help of
GLOBALFIXPRO
. Net they are the best
my credit score decreased last month by 21 points and this month again by 26 points the cred report says 100% payment on time credit utilisation usually stays 2-4 % but this month it was 20% and it shows everything to be execellent but the new credit is poor it is 3 this column always stays poor since i remember what am i doing wrong and how to stop this reduction in points
I am paying everything on time but my credit score is not increasing. Could you tell me what all I should check?
Is credit mix is only about loans not new credit cards
I have been using fd credit card since 8 months.now i have closed my credit card . Will it hamper my score
Credit mix consistent secure n unsecured.
I have an Amazon pay later account my payment got delayed by 2 months the amount was about 1200 rs and it reduced my cibil score from 750 to 649😢
CRYPTO RECOVERY/ INVESTMENT
They deserve everything that coming to them. What they do to innocent people is awful. Thank you so much for what you do. It clearly is getting to them and love to see it. You guys are doing the real work here! This happened to my 97 year old grandmother and luckily we caught it just in time, thanks to these recovery!! THANK YOU MYSTERYPLANETORG ON THE INTERNET!!!!
Mera 777 to 653 only rs 2800😢
i have 749 CS but i apply for 2 3 credit card no one approve my applications kya aap bata sakte hai kyun hua yea even i apply for one card also
I m using my credit card for a year but, credit score is near about 100 points increased
Loan against FD and Credit Card against Fd, which will be more helpful to increase credit score
Is Flipkart Pay Later Deactivation Impact on Credit Score???
Same question please answer
Yes, Flipkart pay later service impact on cibil score. This condition depends on two factors.
If you repay your due amount on time it will not affect any bad Impact on your CIBIL score.
If you failed to pay your lone / due amount on time this will reflect on your CIBIL score and it will decrease.
@@bekifaayati Thanks Mam... Deactivate karte hain yani Pay Later Khatam karte hain usse kya koi Asar Padega.... Sorry for Again..
Yes, decrease cibil
I have 4-5 different credit cards but use only 1-2. Will this decrease my credit score?
No
I am doing all this things but my score not updated what can u do my credit history is 3year + and my utilisation is 6-7%
Credit History need to be > 5 years and try to diversify the types of Credit ( Loans, Postpaid Limits, etc)
What to do if one's credit score is already low and when tried applying for credit cards, saying not eligible. I such cases how to increase credit score.
It is not showing the credit score
I m new subscriber......mera score km ho raha pls suggest me good score app mein payment krni h
This month i have closed my 5 years old PL, WILL THIS IMPACT MY CIBIL BADLY😮
Loved the video! Just one question, in the video you said that utilizing 1-9% of credit card limit gives the best points. Then why is it recommended to not use more than 30% instead of 9% limit?
If you see in the formula, you get maximum points for using between 1-9%. 30% is the maximum cap for using your Credit Limit, after that you start losing points pretty quickly. Between 9%-30% the impact on your Score is very low
@@bekifaayati Did you derive these formulas yourself or had conversation with CIBIL/Experian expert?😅
@@bekifaayati you need to start a video series with answer questions of us. we can ask our questions. it should be on every sunday
Renewal fee har saal dena padhta hai agar uss limit tak nahi pahucha? Aur agar pay nahi kiya toh?
Haa dena padega, Agar card ka bahut jyada use nhi hai to koi aisa card banwa lo jisme koi annual fee naa ho.
Dii iam new member on your channel you're best creater
Thank you 😊🙌
I've a Card from HDFC Bank where limit is 5.22 Lac but in CIBIL it's showing only 1.22 Lac. Now since I've used 60k out of that card so my credit utilization is showing more than 30% which is ideally incorrect. I've raised this with HDFC Bank and CIBIL but they are unable to resolve the query. Please suggest solution.
HDFC always report your highest spend on the card rather than the limit.
@Navneet Gupta
I can solve your query.
HDFC always report only highest spend and no any way to correct it so swift to another cc if want to improve CIBIL
Just spend total limit only a month, they will report that spend to cibil, one's limit used reported to cibil, its permanent, next month use whatever you want
This is a problem with HDFC bank . not your problem . all customers are facing this problem. HDFC intentionally does it.
Home loan is debited from account within time but still SBI account it's showing late payment and it's hitting my CIBIL.
i wright mail to SBI but no response from SBI.
NOW planning to take car but low credit score ROI is too high.
How i remove this SBI Late payment issues
Mam please help me
Maine total cradit card + lone clear Kiya hai fir bhi credit score badhta nahi kay problem hai
Didi 30 me Tho credit Score Refresh Bhi Nahi Hota ..
Airtel Axis Bank ke Credit Card se expenditure kar ke timely bill pay karne se Cibil Score Badhega.. abhi mera Cibil -1/Not Generated hai
What is the benefit of credit score
I have a questions how to remove fake loans... I am not apply some loan then why show me please as soon as possible to reply me..
4:30 THANKS FOR TIPS I HAVE 5 CC
Great Video. Just one question. The CIBIL i got from the link you provided is 140 less than what CRED calculated from me, whic is backed by Xperian. Why such a huge difference?
Credit Agencies uses different formulas for calculating your Credit Score, it's difficult to pin point the exact reason. The good news is that Banks consider both Experian and CIBIL for their assessment
@@bekifaayati Cool, thanks
Mera credit score Bajaj SBI per update Nahin ho raha hai
Can you make a video about how to open escrow account in India
Sure, we will try to cover this in our future videos
Best investment topic par bhi video bnao
Soon :)
Memmene 3 sal pahle home cardit se 2 loan liya tha aur kisi vajah se Bhar Nahin Paya abhi mene close karaya hai par mere payment history por bat raha hai thik kar ne liya kay karna honga payment history High impact 21
My card will expire next year,, so I have to take new card,,, kya mera credit history remove ho jayega new card par ..??
No
Ur acting in 'Kabil Singh ' was good
Is there any good alternative for CRED app.... Or is it the best app anyway...?
cred is best app
Video released today :)
@@bekifaayati wow, Thankyou :D
There are 4 companies which is calculating in India
Mem plz just dial fraud par video banaye ye just dial vale sabhi customer ko ullu banate hai vo ECS close kar hi nahi rahe mere ac mese har month Paisa cut ho raha hai lekin koi ans hi nahi de rahe desh ka sabse bada fraud hai just dial sabho customer ke sath ye froud ho chuka hai or koi bhi iissse bahar nahi niklta hai plz mem #fraudjustdial plz mem help kijiye koi bhi just dial vala and nahi de Raha he me bahot hi pareshan ho chuka hu koi chota sa video banaea ecs close ke uper 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏plz .. 🙏🙏🙏😭
I took a education loan of 4 lakh rupees . I am paying it's emi on time, byt at this point the toatal principal outstanding is 5.25 lakh due to interest occurred on it. So what i wanted to ask was whether this can be considered as a high credit utilisation and hamper my cibil or it is fine . And the yes the loan was unsecured loan . Without collateral. Please reply. If anyone can . It would be great help
Mam ye cred app score sahi batata h kya?? Mera cred mein CRIF he dikh raha and 600 bata raha Jabki mere ontime payments 100% h aur wahin onscore app mein 750 dikhaa raha please reply kya cred real dikhata h ya fake?
Equifax credit report 787 hai toh credit card mil sakta hai
👌👌👌👌 Fantastic information
will credit update daily?
Sorry mam this is not how credit score increases and you dint mention by what time ur credit score increases under what section
Agr PAN card me loan settlement dikha Raha hai aur CIBIL score 400 hai toh increase kase ho sakta hai cibil score ad koi hai toh recommend kar do...
Mine was around 892 but lost my HDFC card and the phone number and from that day its done for now its below 600 now it hurts like hell
Ma'am, I use credit card only when there is money in my account. I pay the amount via credit card and then just after the payment I pay the credit card bill via cred.
Does this smount spent come under utilisation?
For example my limit is 10k n I spent 3k via credit card and pay 3k via cred at that moment only. Do it come under credit utilisation? Will my credit score increase?
My experian score is 853 and cibil score is 628 how??? 😢
Thanks for this Gorgeous...
google pay, amazon pay parhi dekh sakte he humlog score. dusra plateform ki jarurat nehi he
How you can say 30-40 din me?
Credit report reflect after 3-4 months.
Please convey the correct information.