Only take a loan when it is absolutely necessary for your current survival and future growth,that is you should only take Education loan and home loan.(and a loan for your business expansion but only when you really really need it) These companies make these lucrative offers like 6%,10% cashback and this free hotel that free hotel but these are only to make you habitual of taking credit,people don't understand this simple concept that once you get hooked on this cycle of taking loans you never come back out of it.
Sharan seems to be eager to speak more than the guest. Sharan is not a good listener. It's an insult not to allow the guest to speak out his ideas completely.
I absolutely do not agree. Maybe u guys did not hear it through. His reactions, responses was very much in sync and with understanding in connection the purpose of the interview. 👍
roz ghante lagao in sab soch m, tariko m, new credit cards mein, transfer to miles, to hotels, paying with cards, reading T&C, note down what is excluded, what's not. first buy on gyft then pay... arre bhai.. instead of spending hours every day on this, do 2 hour majduri every day.. you will earn significant without spending anything.. getting fitness in return (saving on gym money as well)
I am not able to understand cash back, Which credit card give you cash back in cash form bro? Your bill to be paid might be low, but one will never get cash in hand by spending on credit card. What I mean is if I spend 100 and get 2% cash back, the bill to be paid next might be 98 but not 100. There will not be any credit card where your bill is 100 and also you get 2 in your hand to invest in sip.
@@CheckMater007 Exactly, that is my point! Guys are taking classes for this stuff now? What happened to Indian People? I used to redeem points for gold coins in 2008. If I remember correctly, the program was PAYBACK and I was using ICICI Credit Card.
Awesome podcast good knowledge shared guy's ❤ thanks just got a question what i got a card and paid huge joining fees and after 6 months or a year it's no good use if i closed it will dropy credit score right 😢
Bhai thumbnail me Black card lgao, platinum nahi. Actually i made these all cards 😊 Every single cards making in US, even HDFC bank magnus or FPL bhi US se bann k gya hai hmari company se. weite now we are working on birla group cards too and Asvaha cards 😀
I only know one thing, if there is any reward you're getting on credit cards then you have to spend a healthy amount first then you will get some rewards. If you wanna use credit just because of rewards, Don't take it.
57:41 He is thinking that he got trip free but actually he paid 5-6 thousand more on that trip for this palstic money 😂 and top of that he have to pay every year the huge fee, He is fool 😂
He wants to pay hospital bills via cc to get milestone benefits and accelerated reward points, do you know how many free vacations he can get instead of paying a yearly health insurance premium vs paying hospital bills which will be 20x his insurance premium 😂
@shubhang722 but he mentioned this happened long back and he didn't start this game of points.... in USA when you have ability of buying a home worth 1 million USD but don't have health insurance then seriously it's a bad decision .... Once can go easily bankrupt with American medical bills ... my friend got a appendicitis operation during masters education where in India it's operated between Rs10k -30k all by cash the same they charged 26000 USD here and Luckily local community church helped to pay bills as we are students but that kind of amount can easily bring any one down with just one incident .... In USA good health and food auto insurance is mandatory.
If u think u can beat big corporations banks and make money from them😂😂😂.. they r doing it for centuries and they invest crores of rupees to manipulate you.
![What Credit Cards You Should Have by INCOME? [Detailed Review]](http://i.ytimg.com/vi/RsQFUJGXeHQ/mqdefault.jpg)
I have attened Aly's credit card master class,this was very insightful loved it
Only take a loan when it is absolutely necessary for your current survival and future growth,that is you should only take Education loan and home loan.(and a loan for your business expansion but only when you really really need it) These companies make these lucrative offers like 6%,10% cashback and this free hotel that free hotel but these are only to make you habitual of taking credit,people don't understand this simple concept that once you get hooked on this cycle of taking loans you never come back out of it.
Hey Aly. Come to Delhi next time with Sharan for a master class in credit cards. Absolutely loved your session and course on credit cards.
any idea how sharan changed his color tone?.. he looks so good now
Sharan seems to be eager to speak more than the guest. Sharan is not a good listener. It's an insult not to allow the guest to speak out his ideas completely.
True that
Or maybe he is able to process the response much faster to come up with the next set of questions. And remember he is in the same financial game
@@sawanthapa9192 they have done the exact same session online , multiple times before putting this video out.
Absolutely, he does it every single time
I absolutely do not agree. Maybe u guys did not hear it through. His reactions, responses was very much in sync and with understanding in connection the purpose of the interview. 👍
So basically his father lived on loan, got broke ... and now he is suggesting to live on Credit Cards 🙄
After all that gyan he sells a Rs.99 webinar 🤭
The intro had me hooked! Seems like Sharan is upping his game! ❤
Great informative and valuable video sharan👌🏻
First start earning 2 to 3L + per month and then you can spend 50k to 1L per month and then all this will make sense
I am a trader I'll make 20 30% yearly on the capital and then spend on card and get more points 😁
The gyftcard amazon hack does not work, atleast not for any of the HDFC cards as they charge 3% + GST
Works for AmEx. He was talking specifically about AmEx Gyftr.
Love from Uttar Pradesh ❤❤
Paid masterclass free here … people who paid and attended the masterclass 😂. Not fair guys.
Super
37:33 don't use like this,
Use Axis Ace Or Axis Airtel Card
Both these cards have a very low cap. 500 on ace and 250 on Airtel
roz ghante lagao in sab soch m, tariko m, new credit cards mein, transfer to miles, to hotels, paying with cards, reading T&C, note down what is excluded, what's not. first buy on gyft then pay...
arre bhai.. instead of spending hours every day on this, do 2 hour majduri every day.. you will earn significant without spending anything.. getting fitness in return (saving on gym money as well)
My dream is also to be an entrepreneur like u 😊
Time well wasted
that's the knowledge things
I am not able to understand cash back, Which credit card give you cash back in cash form bro? Your bill to be paid might be low, but one will never get cash in hand by spending on credit card. What I mean is if I spend 100 and get 2% cash back, the bill to be paid next might be 98 but not 100. There will not be any credit card where your bill is 100 and also you get 2 in your hand to invest in sip.
There's no such card, cashback means statement credit.
@@CheckMater007 Exactly, that is my point! Guys are taking classes for this stuff now? What happened to Indian People? I used to redeem points for gold coins in 2008. If I remember correctly, the program was PAYBACK and I was using ICICI Credit Card.
Skip 12.31 min
There is more tricky guys who have best in market cards without even earning money 😂
Awesome podcast good knowledge shared guy's ❤ thanks just got a question what i got a card and paid huge joining fees and after 6 months or a year it's no good use if i closed it will dropy credit score right 😢
Fantastic
Skip The whole thing if You earn less than 3lakh per month only 😂😂😂😂
Bhai thumbnail me Black card lgao, platinum nahi.
Actually i made these all cards 😊
Every single cards making in US, even HDFC bank magnus or FPL bhi US se bann k gya hai hmari company se. weite now we are working on birla group cards too and Asvaha cards 😀
What do you do exactly
Credit 💳 Cards ♦️
Infinia is 60L criteria now not 36L
This 1%Club Show is educating me on how to be a part of such a club! All thanks to Sharan, his team and Top 1% people Sharan brings on this show!
Sound Fake... nice try marketing his channel 😂
Bot
28:13 Bookmark
I only know one thing, if there is any reward you're getting on credit cards then you have to spend a healthy amount first then you will get some rewards.
If you wanna use credit just because of rewards, Don't take it.
In case you anyway spend that healthy amount then getting these cards are fine.
Finally A useful video. I am a fan but most of your videos are for HNIs only.. but this one is amazing. THANKS ALOT
Pls provide us captions
57:41 He is thinking that he got trip free but actually he paid 5-6 thousand more on that trip for this palstic money 😂 and top of that he have to pay every year the huge fee,
He is fool 😂
People even say wealthy people are evil😂
Whaaatttttt owning a million dollar home but no health insurance that’s Finance 101. Dudeeee seriously I’m not able to digest that.
He wants to pay hospital bills via cc to get milestone benefits and accelerated reward points, do you know how many free vacations he can get instead of paying a yearly health insurance premium vs paying hospital bills which will be 20x his insurance premium 😂
@shubhang722 but he mentioned this happened long back and he didn't start this game of points.... in USA when you have ability of buying a home worth 1 million USD but don't have health insurance then seriously it's a bad decision .... Once can go easily bankrupt with American medical bills ... my friend got a appendicitis operation during masters education where in India it's operated between Rs10k -30k all by cash the same they charged 26000 USD here and Luckily local community church helped to pay bills as we are students but that kind of amount can easily bring any one down with just one incident .... In USA good health and food auto insurance is mandatory.
Credit score for home loan and credit score for credit card is different I never got concession while taking home loan
Can you explain more?
After listening to their talk you'll only feel how poor you are
If u think u can beat big corporations banks and make money from them😂😂😂.. they r doing it for centuries and they invest crores of rupees to manipulate you.
Sharan, Where's your Smile 😅
Bro thats unfair you also told that in masterclass😂 that was on Saturday 19th oct😢
Why it's unfair?
Clown to clown conversation ❤️
Credit card = Udhar Card. Name it as udhar card. Then Nobody keeps.
what does he do for earning 😂
Axis Axis Axis 😴
Super video Sharan .. gold mine .. could you pls tell me which ICICI card is good
ICICI Amazon Pay
ICICI Emeralde Metal
This Guy Totally fake
First comment viral jayega pin me