Cheap Boat Loan Basics, How to Save Big on Your
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- Опубліковано 7 сер 2024
- www.BoatBuyersSecretWeapon.com - Discover Boat Loan Basics, How to Save Big on Your Boat Loan and much, much more at Boat Buyer’s Secret Weapon.
Where can I get the best boat loan?
What are rates for boat loans?
How much do I have to put down for a boat loan?
What kind of credit do I need for a boat loan?
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Thank you for the video. Very helpful.
Absolutely amazing video. Thanks for taking the time !
thank you so much it helpped me so much
I’m learning so much. Thank you!
Lil salty that 780 credit score is bunched in with a 620 as good 🙃 thats a huge difference
One HUGE thing I did not hear in this presentation was ... LENGTH of loan. Cars are typically financed for 48 or 60 months. Boat loans are often 8, 10 or even FIFTEEN YEARS (as appears to be the case in the $150K payment projections)
20 years on loans over $50,000 is pretty much the norm now
Is this the same for large center console boats...100-300k range? In general if the person has perfect credit is their typically a certain bank credit union that gives the best rates?
Im dreaming of getting a heloc for my house. Buy a sailboat and rent out the house.
Thanks
Thx for sharing. As of today....What would you say is a good interest rate with excellent credit 780 & up.
@@BoatBuyersSecretWeapon $60k to $70k boat, have a few in mind. 10% -15% dealer
Boat Buyer's Secret Weapon I’m wanting to buy my first bass boat that’s around $50K so I’m unfamiliar with the process. Can i find a lender that offers Zero down and 100% financing for 240 months? Can i Finance the cost of owed taxes to my state? My credit score is 825 and i have zero debt right now.
TR 2002 hey thank you for that info buddy! So i guess lenders look for suckers like me that want a 20yr loan if i show that i can pay my bills and debt off 😂🤣. Man it been a rough road to get to this point, i was prob $40K in total debt after my divorce in 2008, i thought about bankruptcy many times but never did it, just played the zero % balance transfer game on the cards and finally got them payed off a few years ago.
This will be my last boat finance because i normally keep the boat for a long time so i have no problem going for 20yrs and get that small monthly payment and pay if off early.
what is the typical loan term or length of loan is it like a car 72 months or like a mortgage for home ..if your loan amount is like 80K
Loans north of $50,000 are offered 20 year terms
If I want to purchase an 80K boat and I have 40K cash, should pay 40K as a down payment or should I get the loan first and then make the payment? Provided there's no early payment penalty.
@@BoatBuyersSecretWeapon Thanks!!!!!
@@hoouwit1 Was there a reply we didn't see?
is it possible to still put a down payment on a boat if you have 10-13k cash with bad credit even tho its gonna give you higher intrest rates? even if they run ur credit will the still take ur cash downpayment for a boat?
@@BoatBuyersSecretWeapon Thank you!
@@BoatBuyersSecretWeapon so like 20% would be good start?
@@BoatBuyersSecretWeapon im looking at Few brands as a good starter boat since were new to buying a new boat we had 19ft kenner we bought used but moms like its time for a new boat only problem im worried is the credit we have but as long as you have a down payment ur pretty much good right?
@@BoatBuyersSecretWeapon Thank you so much! Ur really a big help!!!(:
@@BoatBuyersSecretWeapon is better to shop around n get pre approved? does your credit score go down if your doing pre approvel?
great info