How To Build A Monster Dividend Portfolio | Ep. 325

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  • Опубліковано 13 лип 2024
  • In this Episode I summarize my best advice from 6 years of dividend investing. We also discuss Meta building a Twitter clone, Zuck responding to the Vision Pro, and a house hacking tip from TikTok.
    🎉 3,000 Member Patreon: / josephcarlson
    🚀 Growth Portfolio: m1finance.8bxp97.net/5b6oEb
    💵 Dividend Portfolio: click.linksynergy.com/deeplin...
    📈 Qualtrim Website: new.qualtrim.com/
    Join the Patreon and get access to a Qualtrim, the stock analysis tool I use, a Discord community with over 3,000 members, and exclusive content: / josephcarlson
    00:00 Building a Dividend Snowball
    08:30 Where Dividend Investors Fail
    26:37 Meta Competes with Twitter
    29:90 Mark Zuckerberg Responds to Vision Pro Headset
    39:50 TikTok House Hacking Reaction
    Joseph Carlson After Hours: / @josephcarlsonafterhours
    M1 Finance (broker used in video): m1finance.8bxp97.net/973xy
    Instagram: / joecarlsonshow
    Twitter: / joecarlsonshow
    Some of the links are affiliate links.
    About Joseph Carlson:
    I am not a professional investor and have never claimed to be. I'm an amateur investor sharing my experience of what I've learned, where I have had success, and where I've had failures. I share my thoughts on investing and performance with transparency. My approach and goal to investing is to buy high-quality long-term investments in world-class businesses that I call "compounders". I view my investments as businesses, not as stocks. Before creating content on UA-cam full time I worked as a senior-level programmer for 8 years. Over the years as a programmer, I compounded my knowledge of development. I take the same iterative learning approach to my study of investing. I study investing as a craft in the continual pursuit of being better. I will make mistakes in investment decisions from time to time. Results are not guaranteed. Please do not blindly follow me into any investments, and make sure your portfolio and investments are built around your specific income, risk tolerance, personality, and timeline, and overall circumstances.
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КОМЕНТАРІ • 1,6 тис.

  • @JosephCarlsonShow
    @JosephCarlsonShow  Рік тому +609

    I hope you all have an amazing start to your weekend! Watch this video to the end for some laughs.
    If you want to hang out this weekend on Discord and shoot the breeze discussing some stocks on Qualtrim.com, check out the Patreon. It's $10/month, cancel any time, risk-free, with a free trial of now till the end of the month. I take the Costco strategy of making sure you love it enough that you want to stick around.
    Try it out here: www.patreon.com/josephcarlson

    • @perpetualdividends6719
      @perpetualdividends6719 Рік тому +1

      Does Qualtrim cover international stocks? (Canada, Europe, Japan, etc.)

    • @twan102000
      @twan102000 Рік тому

      Forget kidneys, I could just pawn one of my extraordinarily large brass testicles for a cool mill and a half. -Buy a large yacht, fill it with Hoe's, shoot a pop culture musical video. While also selling the documentary film rights to the whole process. After filming (and editing of course) get my literal nut back outta hock, broker the yacht, "stiff" the Hoe's, short the film crew, then retire with the appreciative value of the brass metal weight vs inflation and start a divvy fund. Whaddaya think Mr J.C. is this a sound investment and business strategy? Do you want to contribute some seed funds to drum up ad money for launching this venture?

    • @anshulpuri9672
      @anshulpuri9672 Рік тому +2

      @@perpetualdividends6719 some

    • @bills1779
      @bills1779 Рік тому +2

      Do you have a list of your current stock positions? New Subscriber, stumbled across your YT channel as someone in the Facebook Dividend group mentioned your channel. Thanks for the video(s) .. 👍🎊💯

    • @part1801
      @part1801 Рік тому +8

      What is the investment vehicle for your portfolio. Is this within a Roth IRA. I'm 58 and don't have much saved but I'm making 85k and Really need to get something going for retirement as far as passive income. Do you have a video on actually setting something up in a little more detail. I will be working for a while yet. Thank you.

  • @AshlelThomas
    @AshlelThomas 12 днів тому +1299

    Considering how volatile the stock market is right now, I think investors should focus on cheap stocks. Of my $270k portfolio, 35% consists of formerly well-regarded stocks that are currently experiencing a sharp decrease. I have no idea how to escape this awful circumstance.

    • @greatMomiz
      @greatMomiz 9 днів тому

      what are you talking about? cheap doesn’t mean less risk, if u buy 100 1$ shares or 1 100$ is the same thing

    • @diumeiloulou6617
      @diumeiloulou6617 6 днів тому +1

      @@greatMomiz he means cheap according to estimated fundamentals, not cheap per share lol…

    • @greatMomiz
      @greatMomiz 5 днів тому

      @@diumeiloulou6617 aaaaah ok that makes sense

    • @pheniox44
      @pheniox44 3 дні тому

      Stocks don’t go up forever.

    • @ygbodybuilder3023
      @ygbodybuilder3023 2 дні тому

      If that's the case than I might as well throw my money into a savings account paying 5percent

  • @nicolasbenson009
    @nicolasbenson009 Місяць тому +1579

    I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

    • @BridgetMiller-
      @BridgetMiller- Місяць тому +4

      Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional

    • @tatianastarcic
      @tatianastarcic Місяць тому +4

      It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

    • @Michaelparker12
      @Michaelparker12 Місяць тому +4

      As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?

    • @tatianastarcic
      @tatianastarcic Місяць тому +2

      Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @berniceburgos-
      @berniceburgos- Місяць тому +1

      I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

  • @CarlShanklin
    @CarlShanklin 4 дні тому +1259

    Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

    • @angeladeem2988
      @angeladeem2988 4 дні тому +1

      Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

    • @NatalieFormor
      @NatalieFormor 4 дні тому +1

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @scottjuarez9549
      @scottjuarez9549 4 дні тому

      impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now

    • @NatalieFormor
      @NatalieFormor 4 дні тому

      Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @ClaudiaSchreiber-b1p
      @ClaudiaSchreiber-b1p 4 дні тому

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @checkforme234
    @checkforme234 18 днів тому +1124

    It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

    • @johnlennon232
      @johnlennon232 18 днів тому +3

      I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

    • @chris-pj7rk
      @chris-pj7rk 18 днів тому +2

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

    • @checkforme234
      @checkforme234 18 днів тому +2

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @chris-pj7rk
      @chris-pj7rk 18 днів тому +5

      Rachel Sarah Parrish is the licensed advisor I use. Just google the name. You’d find necessary details to work with and set up an appointment.

    • @checkforme234
      @checkforme234 18 днів тому +1

      I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

  • @micheal_mills
    @micheal_mills Місяць тому +1950

    My perspective on dividends is that they may not be beneficial if a company has better uses for its capital to promote growth. I suggests investing in companies with growth potential. However. It's possible to create a portfolio that generates a dividend income of $50,000-70,000 with less than $200,000 investment.

    • @donna_martins
      @donna_martins Місяць тому +2

      You're right! Compound interest is powerful, but many people underestimate it or lack patience. An investment advisor can also be of help., speaking from experience

    • @robert-1miller
      @robert-1miller Місяць тому +3

      That's right, I've been backed by a financial advisor for almost three years now, I started with over a hundred thousand and I'm just $190,000 away from making half a million profits from compounding and dividends.

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk Місяць тому +3

      I like to look into this, how can i find a decent advisor like yours?

    • @robert-1miller
      @robert-1miller Місяць тому +2

      Vivian Jean Wilhelm is the licensed advisor I use. Just google the name. You’d find necessary details to work with and set up an appointment.

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk Місяць тому +1

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @DebbraMadrid
    @DebbraMadrid 9 днів тому +4301

    I want a balanced portfolio, with growth investments, safe investments, and also a focus on dividends to gain up to $20K monthly with minimal risk. is this your strategy sustainable?

    • @SlowrideHome91
      @SlowrideHome91 9 днів тому +4

      I’d rather you just start new positions in ETFs with future income and build that. I will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/etf you focus on.

    • @Olea-i2d
      @Olea-i2d 9 днів тому +4

      Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly if you need a portfolio that can stand the test of downturns. I've been consulting with a coach for a while, and my portfolio has surged by 115% since 2022

    • @PapiChulo-t1s
      @PapiChulo-t1s 9 днів тому +3

      Pls how can I reach this advisor? i really need someone to help me manage my investment portfolio

    • @Olea-i2d
      @Olea-i2d 9 днів тому +3

      Jennifer Leigh Hickman is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @PauleAraiza
      @PauleAraiza 9 днів тому +2

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @NicholasBall130
    @NicholasBall130 2 місяці тому +1096

    Dividends are a great thing, but they’re only really effective for passive income when you either have somewheres over 20 to 25 thousand shares of a high yielding stock. Meaning you likely need to have a few hundred thousand if not more invested in it. Re-investing dividends back into the same stock certainly does snowball with compound interest, but you only really start seeing it after 20 years of never stopping and likely needing to add additional money of your own with it….so it’ll be time consuming and costly. The way I see it if you have a million dollars at some point, that’d be enough to create a portfolio that would pay you between 50 to 70 thousand in dividend income

    • @EleanorBaker474
      @EleanorBaker474 2 місяці тому +1

      It's not difficult, but you have to learn and handle. Another thing is that if you can't manage your home, maybe you shouldn't invest on your own. If so, you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

    • @StocksWolf752
      @StocksWolf752 2 місяці тому +5

      That's true, I've been backed by a financial advisor for almost three years now, I started with over a hundred thousand and I'm just $19,000 away from making half a million profits from compounding and dividends.

    • @StacieBMui
      @StacieBMui 2 місяці тому

      Could you kindly elaborate on the advisor's background and qualifications?

    • @StocksWolf752
      @StocksWolf752 2 місяці тому

      The advisor that guides me is Sonya lee Mitchell, most likely the internet is where to find her basic info, just search her name, She's established.

    • @WidgetWagyu47292
      @WidgetWagyu47292 Місяць тому

      Yes and no I’d rather have 5k worth of dividends in the stock market than 5k in my savings account. At least my money is working itself.

  • @dianarabbanii2
    @dianarabbanii2 3 місяці тому +1660

    Agreed that many people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, looking for companies to make additions to boost performance

    • @NatalieFormor
      @NatalieFormor 3 місяці тому

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

    • @scottjuarez9549
      @scottjuarez9549 3 місяці тому

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

    • @IVIRnathanreilly
      @IVIRnathanreilly 2 місяці тому

      AI adjacent tech will be much more reliable.
      AI is bubbling right now (as someone that will get a diploma in ML & AI in November). If you look into where it can really be applied there's a big opportunity there.
      Right now AI is seen as the holy grail in every use case. It won't be useful in every scenario.

    • @MSkingstorming
      @MSkingstorming 2 місяці тому

      look up nio! You will get rich with this one longterm. Very undervalued company which could and will explode in to new dimensions regarding its fundamentals. Not profitable yet, but on its way to it.

    • @warcraftarthas
      @warcraftarthas Місяць тому

      this isnt a lot of money stick with index funds until you have some real money to invest

  • @SteveDutton-v
    @SteveDutton-v 3 місяці тому +1399

    Opinions on the market diverge; some claim overvaluation due to rapid gains, while others cite strong economic fundamentals justifying high valuations. The notable surge in tech stocks, raises concern for my $600K portfolio given the index's increased tech concentration. What stocks, in terms of growth over the next ten years, could be the next APPL is my query.

    • @mikey43221
      @mikey43221 3 місяці тому +7

      Considering diversification is excellent, but I sense some uncertainty. Now might be a good time to consult a financial advisor for expert advice and seize opportunities in this volatile market.

    • @tmer831
      @tmer831 3 місяці тому +4

      i agree, that's the more reason I prefer my day to day invesmentt decisions being guided by a financial advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a fin-advisor for over 2years+ and I've netted over $1.8million.

    • @DavidCovington-st2id
      @DavidCovington-st2id 3 місяці тому +4

      I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?

    • @tmer831
      @tmer831 3 місяці тому +2

      Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

    • @DavidCovington-st2id
      @DavidCovington-st2id 3 місяці тому +1

      Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

  • @geraldt331
    @geraldt331 3 місяці тому +1505

    Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

    • @lucaswilliams9992
      @lucaswilliams9992 3 місяці тому

      the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

    • @yeslahykcim
      @yeslahykcim 3 місяці тому

      Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

    • @Jadechurch-ql3do
      @Jadechurch-ql3do 3 місяці тому

      impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

    • @yeslahykcim
      @yeslahykcim 3 місяці тому

      Yvette Ruta Musto' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

    • @brianwhitehawker1756
      @brianwhitehawker1756 3 місяці тому

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @JefferyDuns
    @JefferyDuns 3 місяці тому +1348

    I want a balanced portfolio with growth investments, safe investments, and also focus on dividends to gain up to $20K monthly, my concern is picking the right stocks that can survive a recession. How do i go about this ?

    • @PhilipDunk
      @PhilipDunk 3 місяці тому

      In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. Depending on the worth of your portfolio, you should consider financial advisory.

    • @PatrickLloyd-
      @PatrickLloyd- 3 місяці тому

      Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.

    • @Nernst96
      @Nernst96 3 місяці тому

      this is all new to me, where do I find a fiduciary, can you recommend any?

    • @PatrickLloyd-
      @PatrickLloyd- 3 місяці тому

      Amber Dawn Brummit is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @Nernst96
      @Nernst96 3 місяці тому

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @DavidLuiz-nd3dn
    @DavidLuiz-nd3dn 3 місяці тому +2290

    On the Dow Jones index, only seven stocks gained on Thursday. Apple (AAPL)and Microsoft(MSFT) rose, as did Visa (V)Microsoft and Visa are rebounding from their 10-week moving averages.Meanwhile, Tesla (TSLA) fell 5% on the stock market today. Shares are extending a downtrend. I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if there are any short term opportunities I can invest in.

    • @VictoriaWood-uc6mp
      @VictoriaWood-uc6mp 3 місяці тому +3

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

    • @SmithJones-yx1ut
      @SmithJones-yx1ut 3 місяці тому +3

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @SmithJones-yx1ut
      @SmithJones-yx1ut 3 місяці тому +2

      'Tenley Megan Amerson' is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @MarkLeonard-xn8zs
      @MarkLeonard-xn8zs 3 місяці тому +2

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

    • @troytempest290
      @troytempest290 2 місяці тому +1

      👉🚨👈

  • @DeannaMurray-zv
    @DeannaMurray-zv 2 місяці тому +2498

    I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap.It's tough making money in stocks when institutional investors are the driving force behind the selling.. although I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?

    • @Erickruiz562
      @Erickruiz562 2 місяці тому

      For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary expertise to pull off such trades effectively carry them out.

    • @BeverleeR.Ziegler
      @BeverleeR.Ziegler 2 місяці тому +3

      I agree, before the pandemic got real serious, I used to handle all my investment and I was pretty good at it, fast forward to post-pandemic and my-portfolio is steady in the red with profit rate down to the lowest, that's when I touched-base with a coach I saw featured on businessweek, who restructured my portfolio and over the last couple months, I've made over $850k from initially $210K

    • @JimmyA.Alvarez
      @JimmyA.Alvarez 2 місяці тому

      That's impressive, have you always had guidance?

    • @JimmyA.Alvarez
      @JimmyA.Alvarez 2 місяці тому +1

      how do I go about it the right way. I’d love to use similar terms as yours.

    • @BeverleeR.Ziegler
      @BeverleeR.Ziegler 2 місяці тому

      One of the fiduciaries I deal with is Jennifer Lea Jenson. Just check the name. There would be a letter with the necessary information to set up an appointment.

  • @RichieAnnabel
    @RichieAnnabel 2 місяці тому +2264

    My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.

    • @ElvisMarshall-xo2lw
      @ElvisMarshall-xo2lw 2 місяці тому

      Focus on two key objectives. First, stay protected by learning when to sell stocks to cut losses and capture profits. Second, prepare to profit when the market turns around.I recommend you seek the guidance a broker or financial advisor.

    • @AaliyahKhalid-kq9gl
      @AaliyahKhalid-kq9gl 2 місяці тому +1

      Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

    • @KennyMichael-id1bb
      @KennyMichael-id1bb 2 місяці тому

      How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

    • @AaliyahKhalid-kq9gl
      @AaliyahKhalid-kq9gl 2 місяці тому

      I use Svetlana Sarkisian Chowdhury

    • @PHILIPTURNEL
      @PHILIPTURNEL 2 місяці тому

      Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call

  • @Casey-summer
    @Casey-summer 10 місяців тому +715

    The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.

    • @sloanmarriott5
      @sloanmarriott5 10 місяців тому +4

      According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.

    • @mellon-wrigley3
      @mellon-wrigley3 10 місяців тому +5

      Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $1.5 million through subsequent investments, benefiting from their approach.

    • @lilyhershey1
      @lilyhershey1 10 місяців тому +3

      That's quite remarkable! I'm genuinely interested in benefiting from the guidance of such experienced advisors, especially considering the current state of my struggling portfolio. May I know the name of the advisor who has been assisting you in navigating these financial challenges?

    • @mellon-wrigley3
      @mellon-wrigley3 10 місяців тому +2

      "Camille Alicia Garcia" serves as my advisor, bringing extensive qualifications and experience in the financial market. Her deep understanding of portfolio diversity positions her as an industry expert. I suggest delving into her credentials for further insight. With her considerable experience, she offers valuable guidance to anyone seeking to navigate the complexities of the financial market.

    • @lilyhershey1
      @lilyhershey1 10 місяців тому +1

      Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.

  • @ClementRusso2
    @ClementRusso2 10 місяців тому +687

    Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.

    • @antonnohr
      @antonnohr 10 місяців тому +3

      Getting a head start by beginning early is the most effective way to build wealth, with investment taking precedence. I've learned from last year's experience that starting early allowed me to create a better life through early investments this time around.

    • @Rodxmirixm
      @Rodxmirixm 10 місяців тому

      Currently, I'm managing my finances wisely and being frugal. In the last 23 months, my investments grew by 43%, adding over $650K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

    • @VickyAlvy
      @VickyAlvy 10 місяців тому +1

      I always consult a financial advisor before investing. During the pandemic, I used their strategies to minimise risks and maximise profits, generating around $3 million in three years with my advisor, Stacey Lee Decker.

    • @Jason9o669
      @Jason9o669 10 місяців тому

      I'm intrigued by the idea of investing with an analyst; it seems like a wise choice in today's market. Could you provide me with some guidance on how to get in touch with her?

    • @Jason9o669
      @Jason9o669 10 місяців тому

      Thank goodness . I just found her on the web. She seems well experienced.

  • @stephenpotter21
    @stephenpotter21 9 місяців тому +759

    The truth is that dividend stocks, if one sticks with them, outpace inflation by many percentage points. I just want my money to keep outgrowing the inflation rate. That is why I'm looking for companies now to put in $80k for a start. Just don't know how to proceed

    • @cloudyblaze7916
      @cloudyblaze7916 9 місяців тому +7

      This is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. That is how people are able to make such huge profits in the market.

    • @victorlaranjahal
      @victorlaranjahal 9 місяців тому +4

      People underestimate how much they can make from the stock market. I started with $127k and made more than $86k within just five months of starting, and it's been an awesome ride since then.

    • @stephenpotter21
      @stephenpotter21 9 місяців тому +3

      I need someone who has a reliable track record, because I want to transfer my existing portfolio and start one for my wife. Could you could recommend yours?

    • @victorlaranjahal
      @victorlaranjahal 9 місяців тому +2

      My advisor is *Sharon Louise Count* and she manages my portfolio with great returns. I think she has a contact website you could look up.

    • @armykid0000
      @armykid0000 4 місяці тому +7

      @@victorlaranjahal bots have been becoming advanced

  • @Michelle_Sanders561
    @Michelle_Sanders561 11 днів тому +123

    Dividend stocks have their own advantages over time I have accumulated shares with a monthly dividend of $4,000, still find stock trading much better after I came across a strategy last year which it's minimum weekly profit return is about $9,000 with these two investments I got a new place and a car with so many other investments established.

    • @BEAUTIFULDIANAFRANCIS
      @BEAUTIFULDIANAFRANCIS 11 днів тому

      The stock dividend has the advantage of rewarding shareholders without reducing the company's cash balance. However, it does increase its liabilities. Stock dividends have a tax advantage for the investor as well. Unlike cash dividends, stock dividends are not taxed until the investor sells the shares.

    • @MarcelinaMakowski
      @MarcelinaMakowski 11 днів тому

      As a beginner, Focus on two key objectives. Learn when to sell stocks to minimize losses and maximize gains to start protecting yourself. Second, prepare to make money when the market turns around. I advise speaking with a broker or financial counselor.

    • @MarcelinaMakowski
      @MarcelinaMakowski 11 днів тому

      Cynthia Depken is the licensed fiduciary I use. CFA is the best designation to pursue in terms of investment knowledge, it certainly does not cover all of the aspects of financial planning. In very general terms, however, the CFA designation may help those in the corporate world more than those starting their own financial planning business.

    • @ChrisDERUNNER
      @ChrisDERUNNER 11 днів тому

      Personally trade myself, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

    • @BEAUTIFULDIANAFRANCIS
      @BEAUTIFULDIANAFRANCIS 11 днів тому

      @ChrisDERUNNER Is self-investing worth it? Some have no account minimums and charge annual management fees of less than 0.5% per amount managed. Self-directed investment accounts have the lowest fees and give you the most freedom, but the risks are higher. A safer choice is to hire a financial advisor and let them guide your investment strategy.

  • @kimyoung8414
    @kimyoung8414 11 місяців тому +862

    Smaller, speculative stocks have endured a historically weak stretch. Investors are betting that a turnaround is finally in the works. I’ve lost about $320k within a few months, how do i take advantage of the market turnaround?

    • @jameswood9772
      @jameswood9772 11 місяців тому +2

      There are many interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell stocks.

    • @johnlennon232
      @johnlennon232 11 місяців тому

      That's impressive! I could really use the expertise of this advsors. how can i get to your advisor

    • @johnlennon232
      @johnlennon232 11 місяців тому

      Thanks, I just googled her full name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

    • @Grungefan2018
      @Grungefan2018 6 місяців тому

      @zahairobrian671I am a near retiree. It’s just me and 60 yrs old. I really need a good advisor but have no clue where to start . I don’t have enough in 401k due to life circumstances But now I am in a position to invest a decent amount and I make a decent salary. I’m hoping I have enough in 401k to make enough to make up the difference if I had the right advice .

    • @samy7013
      @samy7013 3 місяці тому +4

      Scambot alert!

  • @walter.dlawson2580
    @walter.dlawson2580 Рік тому +62

    I'm a big fan of dividend growth stocks. The myth is that there is no growth in dividend paying stocks, not true at all. I saw 20 even 30% stock value, on top of some of the dividends paid by some of my dividend paying stocks this year. The best thing about dividend paying stocks is when they do dip my dividend yield goes up and I can load up and increase the rate of return. I also never have to sell the stock to receive the profits from dividends so I get the return over and over and over. Unlike regular stocks that I have to sell and only see profit once, at the time of sale. Once they are sold they are gone folks. There are also tax benefits to long term holdings. I'm really grateful to then efforts of my advisor , Susan Kay Mack helping me reach my 7 figure milestone . Wishing peace and prosperity to you and yours.

    • @larryronhartfield55
      @larryronhartfield55 Рік тому

      There are several excellent dividend stocks available. The challenge is to diversify sufficiently to receive dividend payments.

    • @meredithelbert6608
      @meredithelbert6608 Рік тому

      I just found her webpage and left her a mail. her resume shows she was active during the last bear market.

  • @twoking10
    @twoking10 10 місяців тому +4

    I have been dividend investing since 1986, 37 years now. I have to say this is VERY on target. I can't tell you how many people I have met who just focus almost exclusively on the current yield. Bad mistake.
    1, Look for revenue growth, EPS growth, dividend GROWTH. Find low payout ratios. The combination of revenue growth and a low payout ratio means the company will likely have a lot of room to grow the dividend well into the future. Very important to understand the difference between the current yield and the yield-to-cost. Wayne Gretzky said it best, "don't skate to where the puck is, skate to where it is going."
    2. When you reinvest dividends that is compounding. Everyone understands compounding. When you combine that with... THEY KEEP INCREASING WHAT THE DIVIDEND IS... think of it as compounding squared.
    Good video.

  • @PotBellyPete69
    @PotBellyPete69 10 місяців тому +398

    What is the best way to profit from the current market, meanwhile I'm still undecided about investing $400k in my stock portfolio to get some dvidends and minimize risk

    • @AddilynTuffin
      @AddilynTuffin 10 місяців тому +7

      Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.

    • @sting_grayl
      @sting_grayl 10 місяців тому +4

      Please who’s this advlsor that guides you?

    • @sting_grayl
      @sting_grayl 10 місяців тому +4

      She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

    • @JjakeTradesFx
      @JjakeTradesFx 4 місяці тому

      lmfao start demo man, get 1 year and study each quarter then the next year try 10k challange for yourself and see if you can sustain it and make profit within a month.

  • @OliverTilney
    @OliverTilney 23 дні тому +97

    I usually look up your videos for updates! Our government has no idea how people are suffering these days. I feel for people with disabilities not getting the help they deserve. Thank you CMA, imagine investing $12,000 and received $305,500.

    • @AnnBurrow-vb8tt
      @AnnBurrow-vb8tt 23 дні тому +1

      I am new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the stock opportunities so far for the tech stocks.I believe having 150K yearly income would be a good investment so I want to plug all my savings into the stock market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good stock to buy and losing all the good opportunities.

    • @BEAUTIFULDIANAFRANCIS
      @BEAUTIFULDIANAFRANCIS 23 дні тому

      What is CMA ? A new coin or platform? I am tired of losing all in the name of investing.

    • @OliverTilney
      @OliverTilney 23 дні тому +1

      @@BEAUTIFULDIANAFRANCIS Cynthia Mcclure Alexander

    • @OliverTilney
      @OliverTilney 23 дні тому +1

      Cynthia Alexandra McClure, who also goes by Cynthia A Depken, Cynthia Alexandra Depken, Cynthia A Jackson, Cynthia Alexandra Jackson, is a registered financial advisor currently at U.S. BANCORP INVESTMENTS, INC. located in Charlotte, North Carolina.

    • @RoryAllen118
      @RoryAllen118 23 дні тому

      As beginner in stock, I found these comments helpful so curiously searched for her full name and her website popped up immediately. I looked through her credentials and passed exams before contacting her.

  • @AdebayourQuadri
    @AdebayourQuadri 5 місяців тому +136

    I think it's important to stick to stocks that are immune to economic policies. I'm looking at NVIDIA and other AI stocks. It seems AI is the trajectory most companies are taking, including even established FAANG companies. Maybe there are other recommendations?

    • @SkyeWoodrum
      @SkyeWoodrum 5 місяців тому

      Shopify and snapchat

    • @r.a.6382
      @r.a.6382 3 місяці тому

      NVIDIA is a balloon. They don't have any tangible AI development. They don't have an edge in hardware. Its all selling of news, smoke and mirrors. I know people inside of the industry and all they talk about is opensource this and that. FAANG is the sacrificial bull that's going to collapse our economy when they flip the switch. Everyone knows ASML controls chips but none of that actually matters when patents collapse and information is made free by real ai projects in defi/depin space. Chip plants don't cost billions to build. Maybe a couple million. Maybe even a couple hundred thousand after this new wave hits. And they'll be springing up everywhere. NVIDIA simply has no moat without government mafia to protect them and fomoing into it and other AIAAS (as a service) - won't just get you wrekt, it will be a matter of survival to have ownership of digital assets and involved in communities like ICP.

    • @istvanpraha
      @istvanpraha Місяць тому +1

      eh you make it sound like those stocks aren't risky. How aren't they? Nvidia seems to just be pulling forward a decade or so of growth into one year. Pretty soon they run out of people to sell at this pace too. Then the rest of the world realizes that AI isn't cost effective, that good, or the jobs they want to automate away don't exist anymore because they already got automated with SQL processes and python (last case being my job)

  • @Adukwulukman859
    @Adukwulukman859 Рік тому +82

    If life gives you lemon, you make lemonades, so at this point instead of waiting for stocks to crash or recovery, focus on how to profit off the current market, Bloomberg, WSJ, BBC business(just to mention a few) have been recording cases of folks averaging 350k in 12weeks, so there's money being moved around if you know where you're looking.

    • @talented009
      @talented009 Рік тому +1

      Avert too-good-to-be-true con tricks. Consult a fiduciary counselor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

    • @ThomasHeintz
      @ThomasHeintz Рік тому

      very true, I started investing before the pandemic and that same year I pulled a profit of about $600k with no prior investing experience, basically all I was doing was seeking guidance from a financial-advisorr, you can be passively involved with the aid of a professional.

    • @DarleneMurphy774
      @DarleneMurphy774 Рік тому

      @@ThomasHeintz wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

    • @ThomasHeintz
      @ThomasHeintz Рік тому

      You can do your research and be on the lookout for one with intelligent strategies who'll help your portfolio maintain an unwavering and a progressive growth. Laura Marie Ray is my FA. She has the Flexibility & Expertise to Meet Your Needs. Verify her yourself

    • @esther.74
      @esther.74 Рік тому

      @@ThomasHeintz Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals

  • @Riggsnic_co
    @Riggsnic_co 5 місяців тому +432

    More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

    • @TheJackCain-84
      @TheJackCain-84 5 місяців тому +1

      The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

    • @martingiavarini
      @martingiavarini 5 місяців тому +2

      This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000

    • @bob.weaver72
      @bob.weaver72 5 місяців тому +1

      Mind if I ask you to recommend this particular coach you using their service?

    • @martingiavarini
      @martingiavarini 5 місяців тому +1

      'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @bob.weaver72
      @bob.weaver72 5 місяців тому +2

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @georgeh.5126
    @georgeh.5126 8 місяців тому +184

    Though dividend-paying stocks don’t offer dramatic price appreciation, they can provide a consistent income stream. Renewed buying strength in markets in October and November. I want to invest more than $100k, but I'm not sure on how to mitigate risk. Any reliable inputs will be appreciated please

    • @aureliobjm
      @aureliobjm 8 місяців тому +8

      Spreading your investments across different sectors and asset classes can help manage risk. Diversification can protect your portfolio from the impact of a downturn in any one area of the market.

    • @josephbush
      @josephbush 8 місяців тому +5

      This is exactly the reason I stopped taking advise from UA-camrs; in the long run, I only end up with a jumbled collection of stocks and bonds. Whereas all I needed to earn over $550k in less than two years was guidance from a true market expert. Glad I did contact one, I'm currently up 65% in profits on my collections.

    • @MarvishaN
      @MarvishaN 8 місяців тому +1

      @jospehbush Amazing! Could you shed more light or details? Or how can I contact the expert that helped you?

    • @Grungefan2018
      @Grungefan2018 6 місяців тому

      Can you reprint the advisors name ? Please .. I am 60 and in dire need of advice. It’s just me and not enough in 401k But , for first time In my life have a decent savings I can do something with. Unfortunately I have no clue and getting more confused the more videos I watch . Basically need to grow $400,00 in 401k to a million in 4 years . I do not have 20 or 30 years unfortunately and that’s the advice everywhere . I get it .. but circumstances were out of my control up until now.

    • @josephbush
      @josephbush 6 місяців тому

      @@Grungefan2018 HEATHER LEE LARIONI.

  • @Christine-ce4xo
    @Christine-ce4xo 7 місяців тому +481

    The markets are still unsure if the Federal Reserve will continue to its plan to raise interest rates until inflation is under control, despite the fact that bond yields are rising while stock prices are falling, The market and the Fed consistently underestimate the sticky nature of inflation. What is the greatest strategy to take advantage of the current bear market while I'm still deciding whether to sell my $401k worth of stocks?

    • @NancyFranciss
      @NancyFranciss 7 місяців тому

      Because they are used to bull markets, most people find it difficult to handle a decline, but if you know where to search and how to get around, you can make a sizable profit. It depends on how you plan to enter and leave.

    • @user-qx7td4oe7c
      @user-qx7td4oe7c 7 місяців тому +4

      That’s why I make it a point to speak with a financial advisor before choosing any investments. I’ve been using one since the pandemic, using profits oriented tactics and minimizing risks as a buffer against inevitable downtrends. In addition they have access to insider knowledge and analysis, making failure virtually impossible for them. I’ve made about $3 million working with Deborah Jean Dykstra my advisor for over three years now.

    • @Christine-ce4xo
      @Christine-ce4xo 7 місяців тому

      thanks for sharing, i found Deborah's web page

  • @Zeb_Fields
    @Zeb_Fields Рік тому +11

    This is a Great video. I have a small dividend investing UA-cam channel investing for financial freedom and this video really makes rethink 1 or 2 of my investments, even though I did my individual stock research and have mostly dividend aristocrats and dividend kings. I have 25 positions and 2 of them are T and VZ and you really put them into perspective for me here. I may consider replacing one or both of them with CAKE, TXRH, MA! thanks for the Straightforward Info Joseph!

  • @ivymadanhennion8108
    @ivymadanhennion8108 10 місяців тому +12

    Most people simply enter the foreign exchange market without comprehending matters like this. The first stage in building money is determining your goals and risk tolerance, which you may do on your own or with the assistance of a financial counselor who works with a verified Finance agency. And also you can learn the facts about saving and investing and create a clear plan, you should be able to acquire financial security over time and enjoy the benefits of income management.

    • @raymanmorrison3994
      @raymanmorrison3994 10 місяців тому

      That is why I work with John Desmond Heppolette, who introduced me to a better Financial community, a verified agency where I learned how money works and how to create it, as well as free books, courses, and daily lectures. You also get to meet new people, which was the best decision I ever made.

    • @SofiaAnsari-wb7gn
      @SofiaAnsari-wb7gn 10 місяців тому

      I curiously made a research of his full names after reading what you shared, I came across his webpage on-line. My portfolio suffered a big hit, holding it further won't be any good. I've heard of people netting hundreds of thousands this red season I'm really glad to see this...

  • @utopiajj
    @utopiajj 5 місяців тому +5

    Finally some straight talk with no bs smoke n mirrors thank you

  • @learningtogrowinChrist
    @learningtogrowinChrist 11 місяців тому +1

    Thanks for explaining capital appreciation and dividend growth. I've paid attention to it, but something clicked a bit more than before!

  • @RealtoBR
    @RealtoBR 7 місяців тому +4

    Congrats Joseph on your fist 1Million view video. VERY WELL deserved and i would say a long time coming!!! Keep up the amazing work and the transparency. Its crazy ive seen you grow from your first/second episode and when you were just getting a few thousand viewers to now.

  • @johnhitchcock4323
    @johnhitchcock4323 Рік тому +9

    Hey Joseph, love your content! I appreciate at what depth you go to explain investing to your follows. I’m definitely making strides in my investing journey. Thank you man!

  • @uncleteddy78
    @uncleteddy78 7 місяців тому +3

    Best dividend video I’ve seen in 8 months of research. Thank you so much🤜🤛

  • @richg7264
    @richg7264 Рік тому +2

    Great tip. I invest in company's that raise their dividend each year, i'll definitely check that number against inflation.

  • @QUENA-vw8yi
    @QUENA-vw8yi 11 місяців тому +8

    This was so incredible to watch! I love the way you guys talk about money as a family and I aspire to be that kind of parent in the future! My sister recommended your account in 2020 and I’ve been following since… It literally changed my life because it gave me the financial literacy I needed to start investing. Thank you and way to go girls 🎉 what they’ve accomplished is amazing.

  • @travismartinson1813
    @travismartinson1813 Рік тому +19

    The fastest way to build dividends is to have some high growth stocks like TSLA and AAPL and rebalance the profits into dividend companies or funds. I just rebalanced my portfolio recently and moved some nice profit from this rally into more dividend funds, which are pretty cheap right now. I bought alot more dividend funds than if I had just reinvested dividends and didn't have any high growth. I do 50/50 right now but as I get older I'll lower my high growth percentage to increase my income and lower risk.

    • @Lucas-wn5wm
      @Lucas-wn5wm 4 місяці тому +1

      I went 70% growth 30% dividend(singapore shares). Im a singaporean.

    • @Duro_Cubano
      @Duro_Cubano 3 місяці тому

      Do you have your dividend stocks in an individual brokerage or IRA? Last year I shifted all my dividend stocks to my Roth IRA out of fear of tax drag but now I’m conflicted…

  • @ROBSwank-pm1vd
    @ROBSwank-pm1vd 6 місяців тому +1

    One of the best and most concise and results oriented strategies ....with Excellent advice based on hard fought experience !! Keep up the great work !! Thank you 😎

  • @merashad
    @merashad Рік тому +6

    I use a different strategy, I used a high/low yield strategy. I invest in MAIN, PFLT and JEPI for income. I use SCHD, NOBL and VTI for growth. I don't want research companies and keep looking at who is doing well. I leave that for managers of funds. At the end I use BND and TIP to hedge down turns in the market. 8 ETFs that I can manage without looking for gems in the marketplace. I do smaller investments with FTCO, SACH, HRZN and ZIM. So, I use a high/low strategy so I don't need $1M to retire. Your strategy doesn't work with low income salaries and the need to be able to turn cash quickly.

    • @Particle_Ghost
      @Particle_Ghost Рік тому

      FTEC, VONG and ONEQ are also overlooked.

    • @ThePhukst1k
      @ThePhukst1k Рік тому

      You are flat out a victim of high finance and the logical fallacies adopted by the mass public, of which the products you purchase are marketed to. You should really read a few books on financial theory my dude.
      The market is massively efficient in these broad products and your logic on the matter tells me you don’t have the skills nor the understanding to do what you think you are capable of.
      If you have a family your stewardship of your family’s savings is of a most serious matter. Don’t fu*k it up.

    • @ojstoical4044
      @ojstoical4044 Рік тому

      Agree with the both of you.

  • @blessingpaul5484
    @blessingpaul5484 10 місяців тому +226

    I began my investment journey at the age of 33, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.

    • @brittanynicolette9473
      @brittanynicolette9473 10 місяців тому

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @PhilSommer2
      @PhilSommer2 10 місяців тому

      This is superb! Information, as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

    • @blessingpaul5484
      @blessingpaul5484 10 місяців тому

      Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $500k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

    • @Jessicatorres_768
      @Jessicatorres_768 10 місяців тому

      wow that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

    • @blessingpaul5484
      @blessingpaul5484 10 місяців тому +1

      My advisor is *Nolan Velden Brent* , a renowned figure in his line of work. I recommend researching his credentials further. He has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

  • @user-wo9jj6ii6t
    @user-wo9jj6ii6t Рік тому +16

    I've watched all of your videos Joseph, this is the best one! You have an excellent financial acumen, great work!

  • @ocmetals4675
    @ocmetals4675 Рік тому

    So much great info. Thank you for this video. I was looking for this kind of information.

  • @alexrezende3499
    @alexrezende3499 10 місяців тому

    Joseph so amazing content, first video I watched from you and need to say is one of the best I have watched.
    Thanks very much

  • @robertsquared2916
    @robertsquared2916 6 місяців тому +15

    If you see anyone commenting on their financial advisor or glad they got into crypto it’s a scam keep scrolling..

  • @theWebWizrd
    @theWebWizrd Рік тому +5

    I think a reason why you could get criticised for buying such low dividend companies is because in my opinion the strategy you are outlining isn't a 'dividend investor' strategy. You are not investing for the dividends at all - in fact, as I see it, you could as well buy into companies that do not pay any dividends whatsoever. Your gain and what you look for, as you point out in the video, comes from the growth of the underlying business, not from the businesses distribution of wealth to its shareholders.
    In other words, this strategy should perhaps be better described as a 'fundamentals driven large cap growth' - strategy. You invest in established large cap companies that you deem to have low risk and good potential for growth in the future based on business fundamentals.
    When I think what a meanful description of a 'dividend investor' would be, it would have to be someone who is investing with the main purpose being to grow their portfolio through the distribution of wealth from their ownership shares. For example, a company that has reached its natural marked limit and only grows with GDP whilst paying out its excess cash flows every year to its owners, or a company that for other reasons do not focus mainly on reinvesting its earnings. And I think you are very right in your criticism that this kind of investing quickly can turn into investing in companies that not only have a saturated marked but indeed is stagnating and might contract.

  • @user-fv6ke8vv2z
    @user-fv6ke8vv2z 5 місяців тому

    Canadian banks have been a great tool - as they have been paying dividends collectively for about 200 years - with no dividend cuts - I also like Canadian insurance companies…. - CIBC has increased their dividend by 5% per year, over the last 5yrs
    Joseph - I find your advice - priceless $$ - thank you 😊

  • @AnantGupta
    @AnantGupta 9 місяців тому

    very well explained video about some fundamental metrics to look at and to avoid basic errors (which dont seem basic at all). looking forward to checking out more videos

  • @eduardkovalev7490
    @eduardkovalev7490 11 місяців тому +3

    Your work is incredible! Thanks for spending your time for us

  • @ohdaaveed6213
    @ohdaaveed6213 Рік тому +6

    Hey! Quick question, when you invest in these stocks, do you Dollar cost average? Or do you put in a lump sum?

  • @ChrisSmith-xd1mz
    @ChrisSmith-xd1mz Рік тому

    The first half of ure vid was very informative/eye opening for me, thanks!

  • @johnwaffles9972
    @johnwaffles9972 8 місяців тому

    A video very well done. New to dividends and this was worlds different from other youtubers shilling out high yield divend traps

  • @av7330
    @av7330 Рік тому +6

    Thank you for explaining Dividend investing so well. Lots of useful information.
    Qualtrim looks great, especially helping to simplify the data. Is it also a stock scanner? Or just a portfolio tracker?

  • @trung_van
    @trung_van Рік тому +4

    I withdrew from my dividend portfolio to get a UA-cam setup but I'm starting again! Thanks for all the tips!!

    • @miyagifatghost2684
      @miyagifatghost2684 Рік тому +2

      Word that's awesome. Now give me actual solid tips no BS brooo

  • @nancysmith9487
    @nancysmith9487 8 місяців тому

    Thank you, noticed your early list is just a double list of same thing. Appreciate your time and sharing...
    Great plan. Look into IRA to Roth contribution... For future. Growth tax free after tax contribution... Gives more money options

  • @dogbackwards.1
    @dogbackwards.1 10 місяців тому

    wow, thank you for this video! so informative and helpful for a beginner like myself so thank you!

  • @dahubbzgaming
    @dahubbzgaming Рік тому +34

    This video felt like new school and old school Joseph Carlson content. I liked it.

  • @jjm2679
    @jjm2679 Рік тому +5

    thank you for sharing Joseph, great video. I do have a comment on Meta and it is It is intriguing how Meta, a company known for its limited transparency on social media, aims to enter the competitive landscape of True social network.

  • @Dhaz007
    @Dhaz007 3 місяці тому

    I am going to share this video to my friends. Lot of tips just in 45 mins.
    One of the Great video I came across.

  • @braddeicide
    @braddeicide 3 місяці тому +2

    1. Be rich
    2. Stay rich
    3. Get richer
    👍 😊

  • @nicolasadrien5100
    @nicolasadrien5100 11 місяців тому +5

    If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

    • @davidphilomena3093
      @davidphilomena3093 11 місяців тому

      The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.

    • @Welch-miranda
      @Welch-miranda 11 місяців тому

      The stock market rally run is gone, but I'm not
      sure if equities will swiftly recover, keep falling, or fluctuate in a narrow range for a few weeks, or if things will quickly get worse. I'm under pressure to increase my $300k reserve.

  • @Joelgarcia47
    @Joelgarcia47 4 місяці тому +212

    I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Victoria Taylor

    • @erikacristina9567
      @erikacristina9567 4 місяці тому

      Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has be super.

    • @JamesRandle5
      @JamesRandle5 4 місяці тому

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states.

    • @anitalawrence2668
      @anitalawrence2668 4 місяці тому

      Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading.

    • @perezcamelia1273
      @perezcamelia1273 4 місяці тому

      I'm new at this, please how can I reach her?......

    • @Joelgarcia47
      @Joelgarcia47 4 місяці тому

      SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME

  • @CaptainBenjamins
    @CaptainBenjamins 3 місяці тому +1

    I know Amazon doesn’t pay a dividend, but that is a diversified company I would add to this portfolio. It’s like a value company that performs like a growth company

  • @johnmcquaid7524
    @johnmcquaid7524 3 місяці тому

    Watching a 2nd time .. amazing Snowball thesis.
    Your journey is similar to my own as well as many others.
    Excellent summary & impactful message; thank-you!

  • @alsbro1234
    @alsbro1234 Рік тому +5

    Joseph can you show us your IRA investments? Im 23 and started a Roth IRA a few months ago and am in SCHD, VXUS, and VTI. Im curious to see your IRA investment strategy.

  • @nighthawk82
    @nighthawk82 11 місяців тому +13

    one critique: those div growth companies only could increase their payouts in the way they did cus those companies were that successful during that period.
    the div growth % wouldn't be that impressive if the stock prize did not increase along with it.
    in retrospect a decade ago verizon and at&t surely were considered a safer option. That's why I like to diversify more in adding some "safer" higher yielding stocks.
    overall, your personal age is also always an important factor to consider in your portfolio strategy.

  • @beltrangonzalez3448
    @beltrangonzalez3448 14 днів тому

    One of the best videos about dividend portfolios. Keep it up!!!

  • @FinancialFinesse00
    @FinancialFinesse00 6 місяців тому

    Thanks Joseph that was interesting and very informative one of my favorite episodes lots of value keep the gems coming stay blessed.

  • @Ditronus.
    @Ditronus. Рік тому +14

    I grew up on military bases all my life, so I was accustomed to what's usually offered on base as far as restaurants and shops. Yet I was actually surprised when my parents told me there's a Texas Roadhouse up in JBLM in WA. But then I thought of how perfect of a fit that was. Usually there's only fast food places, but the value TRH offers even at a sit down restaurant is tremendous, and is sure to appeal to value-seeking military families that live on base (and this is a big one). Needless to say, I'm told the place gets lots of business.

  • @Czarjonz
    @Czarjonz Рік тому +4

    Great advice. I’ve been stuck with the trash AT&T investment for years. Now I’m using it to tax manage against some gains in my portfolio.

  • @Royals_Mindset
    @Royals_Mindset 8 місяців тому +2

    Solid strategy of long-term dividend growth companies. 🤑 I'm still learning as I grow my dividend payments as well...

  • @DevilFrog61
    @DevilFrog61 11 місяців тому +1

    I feel like this is one of the best videos on the subject. Very simple and organized explanation

  • @contextual_investor6139
    @contextual_investor6139 Рік тому +33

    Lol I remember years ago how everyone would always say “you might as well throw your entire retirement fund in $T, collect $70k a year in dividends and just retire early.” They would’ve all been wiped out

    • @thegreat9481
      @thegreat9481 Рік тому +3

      You don’t just throw money at a company because of the dividend. If you were a smart “investor” you would’ve notice that they stopped paying a dividend during the pandemic and were unprofitable at some point. Red flag

  • @donkeybizle
    @donkeybizle Рік тому +15

    Joseph, can you make an introductory video on the tool you are using for the charts in this video? This is so visually consistent to how you explain these concepts. I would like to use it for my dividend journey as well. Your knowledge is amazing 🙌

    • @nathanielringdahl
      @nathanielringdahl Рік тому

      Second this! Following

    • @nathanielringdahl
      @nathanielringdahl Рік тому +1

      Ahhh, it’s called Qualtrim, $10/month

    • @lldadb664
      @lldadb664 10 місяців тому

      First video to watch on this channel and that was the first thing I wanted to know as well. I also see his use of M1. I'm brand new to this world and am curious to know which tools might be beneficial.

  • @JMerc
    @JMerc 10 місяців тому +2

    Important question I really hope I can get a quick answer to!! What about SCHD? Do you invest in ETFs that have bundles of stocks in order to diversify just a little bit more?? Do you feel the returns are simply better investing in these companies directly??

  • @bro_FREE
    @bro_FREE 2 місяці тому

    Thanks for sharing the knowledge. I will keep in mind as I continue to develop my dividend investing strategy. And you are right I work in aerospace and the industry is very complex with a multitude of dependencies.

  • @Rochelletrem
    @Rochelletrem Рік тому +307

    I recently made more purchases. Saving money for a market downturn is likewise a bad idea. There are numerous ways to look at recessions and depressions, we cannot always expect to make large returns, and taking chances is better than doing nothing. The bottom line is that you will achieve remarkable results by diversifying your portfolio and making wise decisions. My portfolio's raw earnings rose by $608k in just 5 months.

    • @berkrix4312
      @berkrix4312 Рік тому +2

      Despite my confidence in your advice, my recent stock purchases, and the fact that I am an AMC shareholder, I haven't been able to accumulate anything. I had already been in the hole for too long prior to the downturn. What's the investing procedure?

    • @theresahv
      @theresahv Рік тому +1

      I do not have a single fund that I invest in because I have a range of jobs. I certainly don't behave that way. I model my behavior after that of Julie Anne Hoover, a seasoned financial counsellor licensed by the US Securities and Exchange Commission (SEC). Since then, my returns have risen swiftly in contrast to the IRA's gradual development. What I have is only used by her trades, not by a few really niche businesses.

    • @philipr1759
      @philipr1759 Рік тому +1

      @@theresahv That's amazing! I want to talk to her if she is this talented and possesses A-list skills. I continue to lose 20% of the time even when I clone transactions using a MAM account as well. Where do I find her contact details?

    • @theresahv
      @theresahv Рік тому +1

      You may look her up online and confirm her for yourself. She has extensive knowledge of the financial markets.

    • @philipr1759
      @philipr1759 Рік тому +1

      @@theresahv I promptly did some research on Julie’s past. She can control herself well. Her credentials are solid, and it seems like she was the subject of a careful examination. Foreign investors from countries other than the United States can also use her services.

  • @hazeldavis3176
    @hazeldavis3176 Рік тому +7

    This is so helpful for a new investor like me. Love the detail and depth. I'm going to change how i research companies for my drip portfolio.

  • @TA-MUSIIQUE
    @TA-MUSIIQUE 3 місяці тому +1

    Agree with everything except 38:56 and your defense of Vision Pro. Great job thanks

  • @archimedes7436
    @archimedes7436 Рік тому +2

    Congratulations 5 yrs and almost 500k. Nice job 👍🏻

  • @Coda1850
    @Coda1850 Рік тому +4

    Buy NVDA start of this year. Boom, monster dividend portfolio 💥

    • @dogelife7901
      @dogelife7901 Рік тому +1

      Nvidia is truly a love hate love relationship

  • @Cristian_M_
    @Cristian_M_ 8 місяців тому +19

    Starting early is simple. The best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year’s experience, I was able to build a suitable life because I invested early ahead this time.,.,..,

    • @tracyholian2944
      @tracyholian2944 8 місяців тому

      I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

    • @zoeyswaniawski7306
      @zoeyswaniawski7306 8 місяців тому

      Wow, really. I was able to make my $25k on investment

    • @sarkiali3958
      @sarkiali3958 8 місяців тому

      ​@@tracyholian2944I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings

    • @clydeorlan2615
      @clydeorlan2615 8 місяців тому

      Assets that can make you rich
      *FX
      *Btcoin
      *Stocks
      *Gold
      *Real estate

    • @patricklemmy679
      @patricklemmy679 8 місяців тому

      You’re right but a lot of people remain poor due to ignorance

  • @jacksputrid
    @jacksputrid 5 місяців тому

    I was gonna just flood o realty because of their high dividend but realizing what your explaining changed my entire strategy first of all I’m adopting stocks that are above inflation and grow not just high dividend percentage initially and now I’m adopting your portfolio because everyday I can buy a dip on any given stock not just wait for that one I’m flooding to dip……your a genius bro thank you

  • @thexyzfiend8114
    @thexyzfiend8114 11 місяців тому

    I just found your channel and wow, what a wealth of knowledge and wisdom. Would you recommend the tracking software in your description at any portfolio balance or only after achieving a certain value?

  • @Areweonfiya
    @Areweonfiya Рік тому +3

    Would like to hear your thoughts on owning foreign stocks as well as treasuries and bonds. Short term treasuries are yielding 5% right now and markets in other countries (namely India) are expected to have huge growth in the coming years.

  • @jimmydan12
    @jimmydan12 8 місяців тому +8

    I embarked on my dividend journey upon recognizing that two specific budgetary expenses, taxes, and insurance, were consistently on the rise and unlikely to decrease. Acknowledging the need for additional income to counteract the significant increases in both, I began acquiring shares that pay dividends. I now envision this as the path to ensure that these two expenses do not surpass my future income.

    • @RayaMarcus
      @RayaMarcus 8 місяців тому +7

      Receiving insights from a seasoned investor who has overcome challenges and emerged successful is consistently inspiring. While it can be daunting to witness your portfolio shift from positive to negative, persisting with investments in robust companies allows for continued growth and staying true to your goals.

    • @nuttawut76
      @nuttawut76 8 місяців тому +7

      I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years

    • @DaveMccarthy896
      @DaveMccarthy896 8 місяців тому +7

      We are just a step away from accumulating wealth through information. I am aware of many individuals who built fortunes during the Dotcom crash and the 2008 recession. I am currently exploring similar opportunities in the current market. Can the consultant who guides you assist with this?

    • @nuttawut76
      @nuttawut76 8 місяців тому +6

      My Financial Consultant is Stacie Lynn Winson. I found her on a Kiyosaki interview where she was featured and reached out to her afterwards. She has since provided entry and exit points on the securities I focus on. You can run a quick online search with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so

  • @Fr1tz3
    @Fr1tz3 11 місяців тому

    Just AWESOME!!! Love your vids man ❤

  • @justin7383-q3v
    @justin7383-q3v Рік тому +1

    Just started dividend investing in Q1 2023 and it Q2, Ive earned $96 in Q2! I could’ve made more but I maxed out my roth ira too for capital gains. Have a little bit of crypto for diversity. Cant wait to see how much I make in the next quarter

  • @DavidVelasquez9
    @DavidVelasquez9 10 місяців тому +56

    I am new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the stock opportunities so far for the tech stocks.I believe having 175K yearly income would be a good investment so I want to plug all my savings into the stock market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good stock to buy and losing all the good opportunities

    • @peterwilliams6361
      @peterwilliams6361 10 місяців тому

      Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

    • @DavidVelasquez9
      @DavidVelasquez9 10 місяців тому

      Hi , please who is the expert assisting you and how do I reach out to them?

    • @peterwilliams6361
      @peterwilliams6361 10 місяців тому

      The broker I'm in touch with is *ASHLEY AIRAGAHI . I came across her in a Bloomberg interview and got in touch with her. You can use something else. For me, her strategy works hence my result. She provides entry and exit point for the securities I focus on

    • @DavidVelasquez9
      @DavidVelasquez9 10 місяців тому

      Thanks for sharing, I just looked her up online and I would say she really does have an impressive background on investing

    • @hoodmonkey
      @hoodmonkey 10 місяців тому

      Hello I am 16 years old and I just started investing some of my money. Is there much I can do besides hold my money in an index fund for now and just keep adding whatever money I make into it until I get a sustainable job?@@peterwilliams6361

  • @user-jamesK
    @user-jamesK Рік тому +9

    SCHD has large positions in VZ and MMM, and a lot of industrials and companies with high starting yield and low dividend growth. Can you explain why you think SCHD is a good investment while suggesting we should avoid some of its largest individual holdings?

    • @adrianplayer-propertyinvest
      @adrianplayer-propertyinvest Рік тому

      Because schd will eventually bump them off the 100 stocks they pick when those 2 stocks eventually get to the bottom and off the list after they restructure the etf.

    • @elssz1904
      @elssz1904 Рік тому

      They will remove it. Just like nasdaq did to a ravian.
      Also they added Ford which imo will be a huge player in the future

  • @user-ep4fu7xc6b
    @user-ep4fu7xc6b 5 місяців тому

    This video gave me a great insight. Thank you! I hope I can get off this treadmill someday.

  • @pioneer7777777
    @pioneer7777777 11 місяців тому

    I think its interesting that I've been investing long enough to have a similar overall balance to you as your portfolio. It looks like a huge number, and it is, but I am close to that. Will be fun to hopefully cross $500k in like 2026.

  • @ben10pa
    @ben10pa Рік тому +20

    my monster dividend portfolio is 100% $TSLA. For the untrained eye, a 0% dividend yield might be too low for it to be in a dividend portfolio. The trained eye will look at the cash flow growth rate and wonder what will they use all that cash after 2030? dividends/buybacks

    • @RoyceVera
      @RoyceVera Рік тому

      Might be too low? Lol

    • @mr.wonderful4737
      @mr.wonderful4737 Рік тому +2

      As a Tesla shareholder myself I find this hilarious and TRUE

    • @udayhomeful
      @udayhomeful Рік тому +2

      $TSLA holder since 2018 here. I wish I had bought more last December.

    • @raaaaaaaaaam496
      @raaaaaaaaaam496 Рік тому +3

      Why wait for TSLA to distribute dividends, and IF they ever do.
      If you have 100,000 it’s better to invest it now and collect dividend over the next 10 years than to get dividends 10 years from now.

    • @thegreat9481
      @thegreat9481 Рік тому +2

      @@raaaaaaaaaam496
      He doesn’t know what he’s saying at all

  • @sweetphilly2
    @sweetphilly2 9 місяців тому +3

    Curious about how much of this applies to dividend-paying ETFs

  • @TEDISKABONG
    @TEDISKABONG 9 місяців тому

    Joe - love your content, long time follower. No memey tik tok viral scheming bullshit, just facts and a path forward. Thanks for contributing some real content to this dung heap called UA-cam!

  • @MarieMathilda456
    @MarieMathilda456 2 місяці тому

    I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable working with deymon, persistent, and have strong hands to back it up.

  • @contextual_investor6139
    @contextual_investor6139 Рік тому +14

    Just cracked $100k in my dividend portfolio this last week. Almost two years on the dot (started end of June 2021). Time to keep compounding

    • @DustinBentley
      @DustinBentley Рік тому +5

      You hit Charlie’s magic number congrats and goodluck brother!

    • @dogelife7901
      @dogelife7901 Рік тому +3

      Super hard to get there but now it's easy street. Even easier if you chuck in a few grand here and there

    • @Michael-ke8on
      @Michael-ke8on Рік тому

      ​@@DustinBentley what is Charlie's magic number, what does that mean

    • @moldymoss3991
      @moldymoss3991 Рік тому +1

      @@Michael-ke8on there referring to the idea that Charlie munger (a popular investor like buffet) said “your first 100k is a bit**”
      It’s the idea that once you reach this number you can slow down and let compounding take over.

    • @Michael-ke8on
      @Michael-ke8on Рік тому

      @@moldymoss3991 thanks, I was looking for a source, but couldn't find it

  • @erikacristina9567
    @erikacristina9567 9 місяців тому +190

    Great video! Well I'm so happy I made the best decisions by having a good investment. Recently, I'm able to acquire my third house even at my age and I believe if things keep going well I would retire early

    • @Stanley594
      @Stanley594 9 місяців тому +1

      That's nice! But how did you manage to achieve all that even with the current economy that's very bad? Please I'll appreciate your assistance on how to go about it, I'm desperately looking for a way to pay up my debts and also achieve my goals

    • @erikacristina9567
      @erikacristina9567 9 місяців тому +1

      The best strategy to use in trading is to trade with a professional who understands the market quite well, that way maximum profit is guaranteed, I'll highly recommend Victoria Taylor, she is my current trader and her strategies are working

    • @perezcamelia1273
      @perezcamelia1273 9 місяців тому

      Actually this is not the first time am hearing of Victoria Taylor and her exploits, how she handles investments and generates good profits, she has really made a good name for her self, but I have no idea how to reach her

    • @erikacristina9567
      @erikacristina9567 9 місяців тому

      gram

    • @erikacristina9567
      @erikacristina9567 9 місяців тому

      Victoriatalyor is the name to look for

  • @paranarocks
    @paranarocks 9 місяців тому

    I've learned a lot.
    Thanks for the great insight