NHT Mortgage Monthly Payment Breakdown 🇯🇲 | Buying a house in Jamaica 🇯🇲

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  • Опубліковано 9 лис 2024

КОМЕНТАРІ • 129

  • @safehayeven3273
    @safehayeven3273  2 роки тому +7

    What are your NHT questions ? I’ll ask them for you !

    • @annicahamilton2366
      @annicahamilton2366 2 роки тому +1

      hello good day, I applied through your UA-cam link for a house at St. Catherine Estate it was the 7mil home. I am aware of the payment layout based on your recent UA-cam video and I had a question. Will those who applied online still have a chance of receiving the home if they didn't go to the open house? Also regardless of way of applying are these homes even guaranteed for people with no savings? and how would I know when to pay the 3500?

    • @safehayeven3273
      @safehayeven3273  2 роки тому +1

      @@annicahamilton2366 hi, it doesn’t matter if you went to the open house or not. The list of shortlisted persons will be made known on June 19 and then you’ll be asked to come in for an interview. At that stage is when I believe you’d have to prove income, savings etc

    • @annicahamilton2366
      @annicahamilton2366 2 роки тому

      @@safehayeven3273 ty for responding. So just to make it understandable. If I do not get contacted on June 19. I was not selected?

    • @annicahamilton2366
      @annicahamilton2366 2 роки тому

      @@safehayeven3273 and also will this ruin any chances of applying for other properties with NHT?

    • @safehayeven3273
      @safehayeven3273  2 роки тому

      @@annicahamilton2366 the list will be posted on the website with everyone’s names who got approved

  • @c.m.1513
    @c.m.1513 2 роки тому +17

    THIS WAS A GREATTTTT VIDEO BRIT!! 🤠I would love if u did an interview with someone who has been living at Silversun Estate phase 1 or 2 and ask what its like living there with the red dirt when breeze blow or when rain fall hard! How they cope with the distance from supermarkets etc.....🙂

  • @okaydudejm
    @okaydudejm 2 роки тому +5

    Thank you so much for this. Content like this should be in schools.

    • @safehayeven3273
      @safehayeven3273  2 роки тому

      Thanks 🙏

    • @eileenwatt8283
      @eileenwatt8283 4 місяці тому

      ​@@safehayeven3273what if a family member overseas gives their 30 family member downpayment of half of the value of the house. That should make them qualify right?

  • @hathead2805
    @hathead2805 2 роки тому +9

    Remember u will need to pay insurance different and life insurance and it's not optional so if u barrow 5 mil u will end up paying 15 mill in a 40year span but they don't tell u that and less u ask

    • @Aquile274
      @Aquile274 9 місяців тому

      thanks for that

    • @CamarraHall
      @CamarraHall 5 місяців тому +1

      At NHT? That's absolute incorrect information farthest from the truth. I am currently paying NHT so I know

  • @shaneO5493
    @shaneO5493 6 місяців тому +2

    Love the video very informative. But Jesus! also very traumatizing for my little pocket. God help me😩😩😩😩

  • @ashleighannmowatt
    @ashleighannmowatt 2 роки тому

    Proud of you Britoney!!! This is educational and detailed content. And you really make it easy to understand.

  • @Tammyfamous
    @Tammyfamous 2 роки тому +3

    This is what i want to take out a house 🏠 true the nht for 40 years and pay the 16k

  • @eltonmcdonald3430
    @eltonmcdonald3430 2 роки тому +3

    I did the calculation base on the interest rate and loan repayment amount. NHT making almost triple what the lent after repaying

  • @laciensmith6652
    @laciensmith6652 2 роки тому +1

    I appreciate the break down.

  • @plumbinginjamaica5381
    @plumbinginjamaica5381 4 місяці тому +1

    Very informative

  • @ashliewan3619
    @ashliewan3619 2 роки тому

    Thanks for the video. I think the interest rate is based on the money earned per month. Used the calculator to have an idea of two different monthly pay and the interest was 0% for 90k and 4% for 200k. At 23 yrs old

  • @nicolesmikle9782
    @nicolesmikle9782 2 роки тому

    Think u should calculate insurance in it. That's were the payment get higher

  • @wowfactor2615
    @wowfactor2615 2 роки тому +8

    One thing for sure, a minimum worker will never ever own a house 🏠 through NHT.

    • @eileenwatt8283
      @eileenwatt8283 4 місяці тому

      Not true. The minimum wage earner wants a house that's big and can't afford to pay.

    • @wowfactor2615
      @wowfactor2615 4 місяці тому

      @eileenwatt8283 How can a minimum worker afford those $15,20 plus million dollars houses. The monthly mortgage payment monthly is more than their salary. Explain it to me.Let it make sense 🤔

    • @bizbop1382
      @bizbop1382 2 дні тому

      ​@@wowfactor2615
      11k per week
      16k per month
      Or go homeless np

  • @rahimacee3964
    @rahimacee3964 7 місяців тому

    Love this! Thank you so much!!

  • @euphemiadaley6180
    @euphemiadaley6180 2 роки тому +2

    Great job young lady, keep up the great work. Blessings

  • @carlenadouse9786
    @carlenadouse9786 Рік тому

    I would really love to be paying for one of these houses

  • @WinstonCockings
    @WinstonCockings 6 місяців тому

    Why nht does not do interest on the reducing balance which would give ease to mortgagers?

  • @kassaleeblack7054
    @kassaleeblack7054 2 роки тому

    Thanks for the information beautiful. Appreciates

  • @funnytiktokvideos1176
    @funnytiktokvideos1176 2 роки тому

    Soooooo for the 6mil and the 15mil houses I need a breakdown on how much it would cost to rent.

  • @aisham6819
    @aisham6819 2 роки тому +1

    I rather I would pay interest free or buy my house fully. I hate doing it monthly.

  • @lisamorris4129
    @lisamorris4129 2 місяці тому

    Hey is there any of the duplex still available?

  • @KarleneNooks
    @KarleneNooks Місяць тому

    Gud day how can I apply for one these unit I am fifty six year of age so I would like to know how much I would have to pay if I get true with one of the unit

  • @peterrandall828
    @peterrandall828 2 роки тому

    I want one off these houses in Jamaica

  • @user-hw1lh9ph8j
    @user-hw1lh9ph8j 2 роки тому

    Wow I love that house

  • @sandrafaulknor1334
    @sandrafaulknor1334 Рік тому

    First time watching your video,it was very informative.Thank you for that.There’s my question My three sons an I are thinking of getting a house with NHt,Two of my boys are 26 years and the other one is 38 year,I’m 61.Should I let the 3 boys get the loan .

  • @BonitaDallas
    @BonitaDallas 4 місяці тому

    Are the one bedroom detached still available?

  • @jaunbonaysmith
    @jaunbonaysmith 2 роки тому +4

    How soon can u apply for a 2nd Mortgage while still paying for the 1st property??

    • @safehayeven3273
      @safehayeven3273  2 роки тому

      Are you speaking of both of them being NHT loans or the first from a bank and the second you’d want from nht , please be very specific so I can find out the info

    • @isophiamanderson5516
      @isophiamanderson5516 2 роки тому

      15 years

    • @jaunbonaysmith
      @jaunbonaysmith 2 роки тому

      @@safehayeven3273 just seeing your reply🙏🏻 from the nht

    • @jaunbonaysmith
      @jaunbonaysmith 2 роки тому

      @@isophiamanderson5516 WOW!

  • @eltonmcdonald3430
    @eltonmcdonald3430 2 роки тому

    If I am not given a interest to pay back the loan amount why is the total repaid (12 * # of years)*(monthly amount) is greater than the loan amount?

  • @Tammyfamous
    @Tammyfamous 2 роки тому

    Hey safe heaven how do do i take out a mortgage for a house 🏠

  • @janicepowell8618
    @janicepowell8618 2 роки тому

    Thank u i understand it now u explain

  • @carmenwilliams3889
    @carmenwilliams3889 Місяць тому

    Good day any new house recently?

  • @venessashaw8669
    @venessashaw8669 2 роки тому

    From TikTok !

  • @judithcordwell4551
    @judithcordwell4551 2 роки тому

    Good day how can I apply for one of these homes

  • @harshsinghforu4
    @harshsinghforu4 2 роки тому

    Beautiful beauty of yours

  • @MariaDennis-s3v
    @MariaDennis-s3v 4 місяці тому

    I am 35 and how would i go abouth it

  • @allenfelicia10
    @allenfelicia10 2 роки тому

    @safehaven how will someone know if when applied that they got through

    • @safehayeven3273
      @safehayeven3273  2 роки тому

      A list of shortlisted persons will be posted on NHT’s website

  • @VeniceMartin-b6z
    @VeniceMartin-b6z 9 місяців тому

    Suppose you want to buy one of these houses cash can you get it to buy?

  • @janicepowell8618
    @janicepowell8618 2 роки тому

    The nht have a sechems in brown town do here off it yet see where them at now

  • @Lawsoforders3495
    @Lawsoforders3495 2 роки тому

    Me go nht and then tell me them don’t have any nht house projects

  • @jamaicanbeauti74
    @jamaicanbeauti74 2 роки тому

    Thanks much

  • @kelyciagordon9032
    @kelyciagordon9032 2 роки тому +1

    What if you join with someone, how much both persons would pay for the 15 mil?

  • @chichicow5759
    @chichicow5759 2 роки тому +1

    Hi I just saw your vid on these homes. The application are now closed? Are there any upcoming homes being offered by NHT or other investors?

    • @safehayeven3273
      @safehayeven3273  2 роки тому +1

      Will tell you about a new one On Monday or Tuesday

    • @safehayeven3273
      @safehayeven3273  2 роки тому +1

      In the meantime you can scroll down on the videos on my channel to watch my upcoming schemes video or the confirmed NHT and HAJ homes video

  • @hill6011
    @hill6011 2 роки тому

    I've been paying for 15 yrs how do I get a land loan

  • @oneildonegal9332
    @oneildonegal9332 Рік тому

    What is the best offer on this?

  • @geraldpitt3424
    @geraldpitt3424 2 роки тому

    Hi with the mortgage calculation is seem to be calculating one persons income, years of contribution etc .. if you apply with a spouse for let’s say the same 15million mortgage how do they work that out? Because funds would be coming from both ends

    • @CamarraHall
      @CamarraHall 5 місяців тому

      Same work out. Each individual loan (tho joint) is calculated for payback individually. Then the total sum is paid

  • @georgiavassell9037
    @georgiavassell9037 2 роки тому

    How do I go about get a house

  • @georgiawilliamson4202
    @georgiawilliamson4202 2 роки тому +1

    The person is 44 years old what would be there mortgage rates

    • @safehayeven3273
      @safehayeven3273  2 роки тому

      Use the mortgage calculator in the description box for a more accurate estimate

  • @therealtash544
    @therealtash544 2 роки тому

    💕💕

  • @alex_cool1238
    @alex_cool1238 2 роки тому +1

    what about u have u land already

  • @MariaDennis-s3v
    @MariaDennis-s3v 3 місяці тому

    Location

  • @VenessaWright
    @VenessaWright 9 місяців тому

    Can u get a loan to finish your home that you already started building …

    • @safehayeven3273
      @safehayeven3273  8 місяців тому

      Yes, just reach out to NHT or any financial institution

  • @latoyapowell5028
    @latoyapowell5028 2 роки тому

    Government wicked ..waa av ppl a pay money to them until them old or dead ...what if anything wrong with u down the line...them com put ur house on action sale and u afto go on road side smh

    • @safehayeven3273
      @safehayeven3273  2 роки тому

      but that’s how mortgages work worldwide

    • @icekid5453
      @icekid5453 9 місяців тому

      That's how it work in every country

  • @MariaDennis-s3v
    @MariaDennis-s3v 3 місяці тому

    I am 35

  • @marciaramsay2783
    @marciaramsay2783 2 роки тому

    There is age discrimination in thew NHT offer loans

  • @jaunbonaysmith
    @jaunbonaysmith 2 роки тому +2

    Sorry but I'm a bit confused here...
    Re: Silver Sun 4% with 40yrs to pay (Minimum Weekly $51,126.00) ( Monthly Payment $73,815.00)
    Is that i have to be earning 51k per week OR is it that I'll have to pay nht 51k per week???

  • @janicepowell8618
    @janicepowell8618 2 роки тому

    Hello good day hope u ok

  • @kearsereid9369
    @kearsereid9369 2 роки тому +1

    How long does it take for a business owner, to contribute to qualify?

  • @janicepowell8618
    @janicepowell8618 2 роки тому +1

    What if u over 40

  • @Urbanlegends-g3y
    @Urbanlegends-g3y 2 роки тому

    Are there any available in Mobay?

  • @larosemurphy6640
    @larosemurphy6640 2 роки тому

    Who the hell buy those house my god