Time Value of Money Finance - TVM Formulas & Calculations - Annuities, Present Value, Future Value

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  • Опубліковано 20 гру 2024

КОМЕНТАРІ • 143

  • @Subjectmoney
    @Subjectmoney  Рік тому +15

    If you learned something from my video please like the video and subscribe to my channel. I truly appreciate your support!

    • @RiAirgead
      @RiAirgead Рік тому

      Great vid but you need a better mic

  • @lokeshganta1663
    @lokeshganta1663 Рік тому +6

    Great teaching, very useful. Thank you and JESUS bless you

  • @bulelanimkazana1212
    @bulelanimkazana1212 5 років тому +6

    i was lost but now u helped me and am ready for my test...u 100% more better than my professor

  • @ninotesorero353
    @ninotesorero353 2 роки тому +9

    This is one of the best tvm lesson I've ever watched. I was able to know the difference between Ordinary Annuity and Annuity due... Thank you so much

  • @dieterkpexor9338
    @dieterkpexor9338 7 років тому +6

    One of the best TVM lectures I have come across. You break it down so simple. God Bless You

  • @simplynkule
    @simplynkule Рік тому +4

    This video has just saved me. I had given up going to the exam. Thank you so much everything is well explained. 🙏

  • @yositasunintaboon4455
    @yositasunintaboon4455 5 років тому +4

    I was so confused about the difference between ordinary annuity and annuity due! This is very helpful! Thank you so much for sharing.

  • @borderlinegeek8449
    @borderlinegeek8449 7 років тому +10

    I have mid-semester Monday and I was seriously doubting getting a pass, but now, I definitely feel more than ready. Thank you so much. Continue the great work.

  • @lovelyjanesalvador4982
    @lovelyjanesalvador4982 2 роки тому

    at first I was confused on what are the difference ordinary and annuity due. By this video the much easier way to understand opened on my mind! thankyou so much sir!!

  • @benyamina8174
    @benyamina8174 7 років тому

    Thank you very much. The way you explained it is better than any professors I have ever met. Thanks

  • @ahmadshahbarekzai5725
    @ahmadshahbarekzai5725 8 років тому +2

    Thanks so much !
    I've a test on this next week and it was a good bit confusing for me, but now it is so much clearer

  • @kbinyourface
    @kbinyourface 6 років тому +1

    Thank you so much!! You helped me so much to understand all of this for my personal finance class!!!

  • @jalilsadat4430
    @jalilsadat4430 2 роки тому

    Thank you so much for the great illustration of time value of money

  • @tendamutende7481
    @tendamutende7481 7 років тому +1

    thank you so much you have explain in details and more clear the entire chapter 4 and 5 for me. well done and you are not helping me only but the entire generation in difficulties with corporate finance course.

  • @JAYBSMOOV23
    @JAYBSMOOV23 Рік тому

    Was watching this to prepare for a finance course at my University (FIN3403 for any UCF students out there). I now feel very prepared for this course, and much more confident about passing with a great grade than before. Thank you for this video!

  • @Saolin247
    @Saolin247 Рік тому

    This video is very helpful, simple and clear explanations. I had a bit of struggle with calculating annuities or differntiating them but now I am confident with my understanding and applying the correct formulars. Thank you

  • @ajeetyadav1093
    @ajeetyadav1093 4 роки тому

    Thank you so....this single video made my all concepts clear..... Thanks!

  • @lakpayonjan5823
    @lakpayonjan5823 3 роки тому

    13:23, it sould be pmt =1000 not fv=1000, because you will receive it 1000 on monthly basis . then fv will be 12252.80. if i am not wrong

  • @M1337hu
    @M1337hu 5 років тому +5

    This video is great but the constant ads every minute is terrible. GFY

  • @abdulqayyum-ek3bn
    @abdulqayyum-ek3bn 5 років тому +1

    Explained in very understandable and simplified way... great work! 👍

  • @kennedysan1045
    @kennedysan1045 2 роки тому +1

    For the general ordinary annuity formula, do you know why it is to the power of 5? When only 4 of the payments are accruing interest? I cannot get my head around it.

  • @malianamalkan9749
    @malianamalkan9749 5 років тому +3

    Thank you for the great work. You make it easy to understand the basic concept. I will definitely share this video to my 18 year-old daughter. By the way, in your last page of presentation, in your last sentence, I think it should have been written $1000 per month instead of per year.

  • @nirmalbhatia9186
    @nirmalbhatia9186 6 років тому

    Thanks for your time. It definitely made my life easy in understanding the basics.

  • @elijahmyers4331
    @elijahmyers4331 3 роки тому +1

    Interest rate wouldnt be exactly the equation initial investment × (1 + (int rate × # of periods) because every period increases the increment. For his example, after 1 increment of time, $100 at 10% int rate would be $110. But now, he's getting interest on $110 INSTEAD of his $100. Therefore, his next increment at 10% is $11 more, so he'd be at $121. Then, he would get $12.10 for his next increment, so he'd have $133.10, then 13.31%, so $150.81, then his total (after 5 increments) of $173.55, NOT $150.

  • @misturabello2262
    @misturabello2262 5 років тому

    It was helpful and useful, thanks. will watch it over and over till i get it finally. Thank you

  • @SkiwiGaming
    @SkiwiGaming 5 років тому +19

    The last problem was wrong. its actually $240,000 for the present value of a perpetuity. As: $1000/(0.05/12) = $240,000
    Just a heads up!!

  • @nrjrj6142
    @nrjrj6142 7 років тому

    I would like to say thank you for your great explanation. Even I missed the class but I still can understand this topics.

  • @amnatariq3662
    @amnatariq3662 3 роки тому

    Thankyou so much you helped me understand everything otherwise i was s confused. God bless you.

  • @noah7007
    @noah7007 8 років тому +2

    Thank you so much.. you are a star!

  • @srenyvas1
    @srenyvas1 4 роки тому

    Very good explanation and easy to understand. Keep doing with some more vidoes

  • @muhammadtaimur6663
    @muhammadtaimur6663 2 роки тому

    For the very first time i am cleared to make diffrences between ordinary and due annuity

  • @Jovyjenn
    @Jovyjenn 3 роки тому +1

    Thank you a lot, I was enlightened by everything. This videos very helpful ❤️

  • @htoolay6581
    @htoolay6581 4 роки тому

    Thanks, this is really helpful! It is very clear.

  • @AwesomeVanilla
    @AwesomeVanilla 7 років тому

    Thank you very much! You explain this very well and it is very helpful.

  • @debrataggart1687
    @debrataggart1687 8 років тому

    Excellent presentation. Very helpful. Thank you.

  • @LaizerMabuza-j3d
    @LaizerMabuza-j3d Місяць тому

    Well explained, thank you

  • @trezzia
    @trezzia 9 років тому +2

    thank you, i am enlightened

  • @karanjajosephinewangari5462
    @karanjajosephinewangari5462 6 років тому

    Thank you so much. This was very clear to me. I hope you do more videos.

  • @alvirafisher4479
    @alvirafisher4479 6 років тому

    Easy to follow.. Great explaining. Thank you!

  • @AdamuBig21
    @AdamuBig21 6 років тому

    YOU ARE THE BEST, simply

  • @iloveroblox.11
    @iloveroblox.11 3 роки тому

    thank you, I feel so smart now

  • @elmiraoganyan3903
    @elmiraoganyan3903 Рік тому +1

    THANK YOU!!!!

  • @InternationalCoBa
    @InternationalCoBa 9 років тому

    I think there is a mistake at 21:18 , you say "we receive 1000/month and you write 1000/year" witch could be confusing

  • @cmmts
    @cmmts 9 років тому +1

    This is an amazing concise explanation of Time Value of Money. Thank you so much!

  • @federicoalbojer9105
    @federicoalbojer9105 7 років тому +3

    Your very good at explaining, everything was crystal clear. Well Done and thanks.

  • @roselily9036
    @roselily9036 8 років тому +2

    Thanks so much !
    I've a test on this next week and it was a good bit confusing for me, but now it is so much clearer !

    • @eMeLeGe1007
      @eMeLeGe1007 6 років тому

      i have it tomorrow and my teacher is a piece of shit when it comes to explaining wish me luck since its a 2 day exam literally

  • @finda201
    @finda201 5 місяців тому

    In simple interest what does the 1 symbolise ?…. This is mentioned at the beginning when explaining simple interest ?

  • @leedarcy5344
    @leedarcy5344 5 років тому

    Excellent video. Thank you kindly

  • @tMuch
    @tMuch 6 років тому

    Thank you.. You simplified it for me.

  • @nomnom6136
    @nomnom6136 7 років тому

    tnx a ton.......
    this vedio has really helped me to get a good clarity on the concept.

  • @TomsBumanis
    @TomsBumanis 9 років тому +1

    Great video. Thank you!

  • @bettyrobinson2756
    @bettyrobinson2756 7 років тому

    Excellent Job! Thank you.

  • @Mark-jy9dz
    @Mark-jy9dz 2 роки тому

    Great work 💯
    I like your explanations..

  • @JB-zq5tp
    @JB-zq5tp 7 років тому +3

    Wow... nailed it.

  • @sandeepsahni360
    @sandeepsahni360 5 років тому

    Thank you so much sir for such a wonderful lecture .God bless you. Keep going on.

  • @soumyam6881
    @soumyam6881 8 років тому

    Thank you, Can I download this video. I am not able to do so now.

  • @jasonjoseph5713
    @jasonjoseph5713 7 років тому

    Typo Error in your perpetuity slide example numerical. Very good video

  • @justelokossou2553
    @justelokossou2553 3 роки тому

    Great video...Thanks so much

  • @BenaalbaVEVO
    @BenaalbaVEVO 3 роки тому

    this was rilly good ..i have a retake paper on 5th jan 2022 .. wish me luck

  • @donaldkimutai2129
    @donaldkimutai2129 8 місяців тому

    very helpful, thank you '

  • @estevado
    @estevado 8 років тому

    Great help, thank you!

  • @seriouslycat6056
    @seriouslycat6056 Рік тому

    Good video, however it would be better to put text explanations at top for viewers using cell phone and pause to review. The bottom of screen bocks text when paused

  • @johnq3543
    @johnq3543 3 роки тому

    Very helpful, thank you.

  • @airasweet3345
    @airasweet3345 5 років тому

    sgt membantu thank 😘

  • @deonwhiteside4337
    @deonwhiteside4337 8 років тому +7

    Thanks for Breaking this down Barney style!!

  • @nafizfaruk19
    @nafizfaruk19 5 років тому +2

    Thanks a lot! This helped me understand the concepts for my Finance course!

  • @mahammeer954
    @mahammeer954 4 місяці тому

    Thank You Soo Much Sir

  • @sudhanshunain4690
    @sudhanshunain4690 Рік тому

    I didnt understand the last perpetuity part , why did we divide by rate instead of 1 + r ??

  • @mariamalbatanoni4431
    @mariamalbatanoni4431 6 років тому +2

    Thank you so much

  • @lilithmaralyan8724
    @lilithmaralyan8724 2 місяці тому

    I didn't understand, if the FV for an annuity due is calculated with t=1--->5, why PV is calculated with t=0--->4
    can you explain, pls?
    thanks in advance

  • @neemamoses7147
    @neemamoses7147 4 роки тому

    Thanks a lot sir be blessed

  • @biofan234
    @biofan234 6 років тому

    thank you for this explanation this was helpful

  • @hammerhead19able
    @hammerhead19able 9 років тому

    That was very helpful. Thank you.

  • @ahinsaj.g3897
    @ahinsaj.g3897 3 роки тому

    thank you very much sir

  • @divyeshvora2714
    @divyeshvora2714 5 років тому

    Mate, You are awesome. Thank you :)

  • @kondwanibanda4367
    @kondwanibanda4367 6 років тому

    good explanation indeed

  • @jeremypickup9400
    @jeremypickup9400 2 роки тому

    Great video

  • @Wolvofficial
    @Wolvofficial 8 років тому

    excellent educational video thank you

  • @2005cronic
    @2005cronic 8 років тому +1

    I keep ending up with a wrong result on the perpetuity paid monthly. I calculate PV = 1000 / (0.05/12). My result is PV = 240000. What am I doing wrong?

    • @zakiasultan1959
      @zakiasultan1959 7 років тому

      just approximation made by your calculator

  • @KarlaLopez-pc1wt
    @KarlaLopez-pc1wt 9 років тому

    Thank you. It was very helpful.

  • @Blu5078
    @Blu5078 6 років тому

    Dear Sir, I will be taking finance management next term, and I am grateful to have come across your channel. New Subscriber.😁😁😁😁

  • @NjokiEthe
    @NjokiEthe 2 роки тому

    Bless your hearts 💚

  • @mischaelsanhoboa8739
    @mischaelsanhoboa8739 5 років тому

    thank you so much,It really helped me

  • @vidakwakye
    @vidakwakye 6 років тому +2

    This was quite confusing to me before, but you've made it very easy for me to understand. Thank you👍🏾

  • @majokchanuong9835
    @majokchanuong9835 7 років тому

    thanks a lot.
    at least have understood everything in this video

  • @mariatorres1190
    @mariatorres1190 7 років тому +1

    Thanks!

  • @ramanoojsunchurrun3583
    @ramanoojsunchurrun3583 2 роки тому

    very helpful

  • @rohinirsharma
    @rohinirsharma 6 років тому

    Reallly helpful

  • @mr.wright7182
    @mr.wright7182 5 років тому

    Is the future value of money worth more? The Fed keeps printing and deflating the dollar

  • @deandrebryant8114
    @deandrebryant8114 8 років тому +1

    You da GOAT ✊🏽

  • @joannwosu
    @joannwosu 9 років тому

    great tutorial

  • @JBoling33
    @JBoling33 5 років тому +2

    this video was helpful but the constant ads are ridiculous!

  • @YelizAch
    @YelizAch 7 років тому +1

    Great ⭐️⭐️⭐️

  • @lightscameraashish
    @lightscameraashish 9 років тому

    Great job! Thanks man! appreciate your effort. made it so clear and easy! :)

  • @Zohirul-Jewel
    @Zohirul-Jewel 6 років тому

    Present value formula is initial investment/interest rate raised to the power of the number of years invested.

  • @kateshaw2292
    @kateshaw2292 8 років тому +1

    Great video - I was really struggling to understand this but you explained it so well.

  • @tala1325
    @tala1325 7 років тому

    thank you so much! this helped me a lot!

  • @tendaizvikomboreroparaffin3925
    @tendaizvikomboreroparaffin3925 7 років тому

    helpful staff

  • @towkirahmedshawon9810
    @towkirahmedshawon9810 8 років тому

    Thank You Sir

  • @hezronmhagama3722
    @hezronmhagama3722 8 років тому

    It was really confusing before....but it is well understood