@@RX_100.0 why would we give out advise it took us years if not decades to learn? How would it benefit anything if we just gave screamed it to the world? That is greedy and you should be. Nation states are greedy. Governments are greedy. Why not you?? When is the last time you picked up a book and I don’t mean Twighlight or Harry Potter.. I mean real books, on economic theory, economic principles, economic schools of thought not just Keynesian… personal development, history, ‘Human Action’… again who does it benefit? Consumers? They think stocks and mutual/index funds or ETFs are the way when really you are just giving it away to the same ones taxing you.
what about borrow a small of loan say 5 lacs and invest in the index fund for 20 yrs still it is a risky proposition. 5 lac loan in 5 yrs term u will end up paying around 6.5 lac with interest but 20 yrs the amount will grow to 90 lack so a net profit will be around 85 lack. at least we can expect a decent 15% compound interest on indian market in a long run of 20 yrs. so what's a harm and risk involved????pls explain
If my primary goal is dividend then whether the market goes down or up, what's matter here? If a company I'm investing in has a recurring track record of dividend payout, then chances are we can leverage that money for repayment. Taking loan without planning would be a risk but If you plan repayments having a job and budget then this might be a source of income. I might be talking nonsense here as I'm not expert but this is what I think sometimes.
Look these experts cant advice you such technique in open platform..although it is not a bad bad way to earn money.all u need is research..MF are rarely in loss they can give u return in one month what bank will give charge u for loan PA
This can be done. The current personal loan interest rate is 10.50%. We can easily generate between 100% to 150% in safe large cap stocks over a course of 5 years. Risk worth taking.
How about if you know that the stock has corrected by 40% and looking at the fundamentals it will again come back to 40% value that was lost. And at that time if you dont have the Money then Personal loan is the best thing one can go with
Yes I searched it for this scenario. Other way to get 0% interest personal loan is to use multiple credit cards that don't charge anything or charge very less for balance transfer. So you can keep doing your monthly expenses on credit card for months and when the market is high you can pay off your dues. But it's a hassle
I should have not taken ur advice 4 years back 😢 .My friends took loan and bought the property which is 2 times now. Am sitting with same small 20k investment
Loan interest applies on reducing rate of interest where as equity compounds so I don't understand how it's high risky If one knows then I think it this best way to make easy moneh
Yar mere dimag m bhi ye hi aa raha hai 😅Maan lo 10 lakh ka loan 2 saal ke liye lagbhag 1.61 lakh interest jayega..Same 10 lakh m SBI ke share 1300 share aa jayenge unka dividend bhi itna hi aa jayega.Aur share ki value badegi wo alag ..
I work in mutual funds industry. Don't take loan and invest. The market has no logic. I will openly tell you that it rises and falls based on 100% mood and 0% logic. Its like one bird flies and the rest of the flock flies off with it.
@@Raj.Pandya He knows that Mutual funds/ stocks don't give more return than FDs as an average. Just promoting mutual funds is his business , so he is constrained.
theres a right way to do it. and rich people do it all the time.
Correct. Do you have any proper plan please suggest me
@@RX_100.0 why would we give out advise it took us years if not decades to learn? How would it benefit anything if we just gave screamed it to the world? That is greedy and you should be. Nation states are greedy. Governments are greedy. Why not you?? When is the last time you picked up a book and I don’t mean Twighlight or Harry Potter.. I mean real books, on economic theory, economic principles, economic schools of thought not just Keynesian… personal development, history, ‘Human Action’… again who does it benefit? Consumers? They think stocks and mutual/index funds or ETFs are the way when really you are just giving it away to the same ones taxing you.
what about borrow a small of loan say 5 lacs and invest in the index fund for 20 yrs still it is a risky proposition. 5 lac loan in 5 yrs term u will end up paying around 6.5 lac with interest but 20 yrs the amount will grow to 90 lack so a net profit will be around 85 lack. at least we can expect a decent 15% compound interest on indian market in a long run of 20 yrs. so what's a harm and risk involved????pls explain
How to Use of loan wisely very few people know this
U can do it provided u Pay ur debt as soon as u can..but just dare don't fear
If u invest all the money then how will u pay the monthly emi to bank
Yes. Whats wrong in doing the same ? Property buyers do the same stuff, why not in stocks.
I just thought of the same thing. 10lakh invested today at age 20 will be more beneficial than later. Please correct if i'm wrong.
If my primary goal is dividend then whether the market goes down or up, what's matter here? If a company I'm investing in has a recurring track record of dividend payout, then chances are we can leverage that money for repayment. Taking loan without planning would be a risk but If you plan repayments having a job and budget then this might be a source of income. I might be talking nonsense here as I'm not expert but this is what I think sometimes.
Look these experts cant advice you such technique in open platform..although it is not a bad bad way to earn money.all u need is research..MF are rarely in loss they can give u return in one month what bank will give charge u for loan PA
This can be done.
The current personal loan interest rate is 10.50%.
We can easily generate between 100% to 150% in safe large cap stocks over a course of 5 years.
Risk worth taking.
How about if you know that the stock has corrected by 40% and looking at the fundamentals it will again come back to 40% value that was lost. And at that time if you dont have the Money then Personal loan is the best thing one can go with
Yes I searched it for this scenario. Other way to get 0% interest personal loan is to use multiple credit cards that don't charge anything or charge very less for balance transfer. So you can keep doing your monthly expenses on credit card for months and when the market is high you can pay off your dues. But it's a hassle
Can you elaborate Arpit?
I did the same from 2013 and ended up in a debt trap 😢
And also income tax on short term gains also additional burden
You shouldn't assume a so called speculator is going to lose everything. A bad one will. You're obviously withholding a lot of information
I should have not taken ur advice 4 years back 😢 .My friends took loan and bought the property which is 2 times now. Am sitting with same small 20k investment
Loan interest applies on reducing rate of interest where as equity compounds so I don't understand how it's high risky
If one knows then I think it this best way to make easy moneh
Sir what if taking loan of 10 lakh and invest that money in MF for 20 years? still bad
Yar mere dimag m bhi ye hi aa raha hai 😅Maan lo 10 lakh ka loan 2 saal ke liye lagbhag 1.61 lakh interest jayega..Same 10 lakh m SBI ke share 1300 share aa jayenge unka dividend bhi itna hi aa jayega.Aur share ki value badegi wo alag ..
@@sonammeena4902 same thought. so took loan or not?
Rich people never tell you right thing.
Chota loan lo😂 chote risks
I work in mutual funds industry. Don't take loan and invest. The market has no logic. I will openly tell you that it rises and falls based on 100% mood and 0% logic. Its like one bird flies and the rest of the flock flies off with it.
False
True ?
Dhirendra himself has no trust on stocks and mutual funds.
You clearly have no idea what you're talking about.
@@Raj.Pandya He knows that Mutual funds/ stocks don't give more return than FDs as an average. Just promoting mutual funds is his business , so he is constrained.
@@scorpian6013 lack of education & ignorance is a common trait.
Stupid question without common sense.
Question is valid. If MF gives 15 to 18% return , why not borrow at 11% to invest in MF.
@@scorpian6013 home loans 8℅ hdfc stock give 25℅cagr why not
@@sandeepkumarpatidar3719 Stock market and Mutual Funds are Ponzi schemes. Entry and exit time determines your fate.
@@scorpian6013 lack of financial literacy can cause a great harm
@@scorpian6013 joke of the year .