@@iiahertz im talking about if ever he goes for a corporate job. I'm fully aware that he's an actor. When I talked about not knowing his background I meant his educational bg. Completely missed the point, tawa ka pa ha
I really appreciate the laidback vibe and the openness in discussing money and the shame that comes with overspending. It's a cultural thing for us Filipinos not to discuss finances so openly kasi, "nakakahiya", or "bastos" pag-usapan in public, but I find that talking about it with such honesty and practicality is much more helpful than shying away from it. It seems I've found a new podcast to look forward to!
Wow! Now I love this couple. Smart, articulate and Mikael very respectful of Maegan even on sensitive topic. I only see them on Instagram and I just know Maegan being a beauty queen, now I am a fan! Like and subscribed. More relationship and financial podcasts please. My husband and I are only 2 years together and no baby yet, hopefully in the future but no pressure. Only pressure from people asking.
Mikael Daez is very manly. He seems to be taking care of Megan very well in all aspects of their relationship. 😊 Sana ako din, i will be well-taken care of like her when the right man comes along. Magpapa-alaga na ako promise. Ang sarap sa feeling ❤️ #relationshipgoals
5:21 im on the same boat, Im planning to live and live frugally at these places 3-6 months in Thailand 3 months in Vietnam 3-6 months in Bacolod / iloilo 3-6 months in Baguio 3-6 months in Cebu And before i can achieve that, i have to lay the groundworks like my passive income, this passive income will fuel my lifestyle when i get old.
I saw mikael before sa mall sa ortigas, sobrang simple nya, like hindi mo sya makikilala agad kasi sobrang simple nya, he was just wearing jeans and t shirt and back pack. No wonder madami syang ipon kasi he's so simple. I admire his simplicity.
I agree with everyone. Mik (I like to call him Mik) is so smart and articulate. It"s very clear that he's responsible, sensible and in control. Such a no-nonsense man. He is a good influence to Megan. Loving your podcast!! 👏🏽👏🏽👏🏽
I love how mikael is so articulate and supports his wife 100%. #relationshipgoals and to think all the expenses is taken from his account and savings goes all to the ladies' account. But then, it must take a lot to be patient to a micromanager husband like that. Kudos to you both❤
This is nice! Me & my husband also discuss our goals every year and how we achieve them. On your next episode can you discuss how you deal with other people like friends or family members borrowing money? That should be an interesting topic to discuss 🙂
This reminds me of Heart Evangelista’s “Adulting episode with her husband. Chiz talked about budgeting. It was one of Heart’s best vlogs and I really enjoyed this one as well.
I like the flow of your conversations. Very mature at the same time authentic. This is the second podcast topic I listened to both of you. The platform that you’re tackling are real talk conversations and interesting. Keep on creating!
I'm really bad with my finances and rely on my partner to keep me accountable. This video really helped me realize just how much discipline I lack and how important communication is. I loved how you said "it's a step back for finances but a step forward for your relationship". Really holds a lot of wisdom there. I will remember that. Thank you for your advice and I'm so happy to have discovered your channel today ❤
Megan explained it clear and easy for everyone afraid of budgeting. It's cute how she made it into such a manageable small amount for everyone to easily grasp and understand. Tapos the way that they divided the amount into each sub-category is realistic too in terms of percentage. Thank you for such amazing informative content!!! We all need more of this in our lives.
My God, Mikael is just like my husband. Very good with money, tall, good looking and super smart 🧠 ❤️ He also helped me with my finances or rather saved me. This is the quality of a man every women should aim for.
I love this couple so much. They are so ideal, yet they try not to make their relationship look one so they show who they are to make everything real, which again, makes it super ideal. ❤️❤️❤️
Both my mum and partner's mum said never to share income together with my partner, this is due to previous bad experiences (I remember my parents fighting about money issues as a child). So it's very pleasing to hear a healthy and working relationship sharing two accounts for both savings and expenses! Thanks for the vid ^_^
Wow!!!! Mikael Daez. You are so articulate. I've watched most of podcasts and amaze ako sa diction and lawak ng vocabulary and the super masculine voice mo Mikael. I am more of Megan. I can't express myself to my partner like her. But you always express yourself the way I want to hear it. So smart. Nice couple.
My mom died and didn't save that much since I'm the eldest, I have to carry all the responsibilities especially when it comes to handling finances. I have a little sister she's 15 years old and we're planning to get her life insurance so that after college she can decide na whether to continue the insurance she has or withdraw. Thank you for making this video I'm enlightened. I'm starting to build my own family narin (postponed yung kasal this year kasi covid and my mom died) This will be an absolute wake up call also it change my perspective when it comes to money.
Metro Manila is so congested that moving out of it is also one of my long term goal. I want to build my own house in the province. So I totally support and agree with that decision of yours.
my husband and I budget the same thing. He pays all the loans and bills while my paycheck goes in our savings. The only thing I pay are my credit card bills. I shoulder our food expenses and eating out and charge it to my credit card. it's a lot easier since we can easily track all our expenses.
Mikael is i think ... an intelligent guy,husay sa English...ano ba ang natapos nyang course? TRUST,Loving and being responsible makes the marriage lasts :)
I like how they share their system in handling their finances because I somehow taught me how to handle MY finances while I'm still a student and single. Stay safe to both of you. Thank you for the lessons.
This is the first time I heard you guys, and I thoroughly enjoyed everything about it. ➡️The topic ➡️Each of your characteristics ➡️Your in-sync vibe as a Husband and Wife Everything! Supporting your channel from now onwards! 😘
Ito tlga ang dpat ifocus ng tao pano magtipid ng pera, di yung one time big time mag spend ng money. di yung nonsense na bagay. Salute to both of u. Love u guys.
Great podcast! You are setting the bar high on relationship goals and how to be a responsible loving young Filipino couple. The world needs more of this topics. Love, Finance, Reason and Setting Future Goals.
Aaaahhhh grabeee! I was smiling and nodding my head the whole time. I’m so glad I found this channel/podcast 😁 Also, you guys make me unafraid of relationships lol sobrang nakakakilig kayo kahit wala naman romantic topic haha but the little things you do for each other, I can see the look of appreciation everytime one of you talks 😍 More blessings to you! You guys deserve so much more. Hoping for your success, Mr. and Mrs. Daez!! ❤️
i have this partner of mine who suggested we do the same system you do in handling finances. him suddenly suggesting this made me see how much he trusts me with regards to money which is a very sensitive topic to most couples. i pray you do well in content creating. keep safe and stay happy ❤️
I didn’t expect to be inspired by your video, just run into it, and as a young couple discussing all of this matters it opened my eyes and ideas On money matters, while i was listening to you guys i really really admired your being mature, and i can’t help to really say something while watching you, i love you Bonez since starstruck days but not following you yet. And Fofo i noticed him through watching gma. Really surprised me that the two of you are being together for a long time and at a young age you really thought Bonez lots of things like managing money, etc. And so happy that i did able to run into your video... thank you so much for sharing this and it’s definitely an eye opener to all your followers. God bless your relationship Bonez and Fofo and looking forward to learning more from the two of you. I love you and keep safe. 😊💕😍💐❤️
So true. Personal Finance is 10% head knowledge and 80% behavior. If I can control the person that is facing me in the mirror, I would be financially better off!
Hello, Mikael and Megan. Just subscribed because of this episode. Great topics and insights!! Also appreciate how vulnerable and open you two were here. It's nice to have a Filipino UA-camr do this. More power and looking forward to more content!
Glad to see celebs like you openly talk about MONEY. It's such a taboo topic in the Philippines, as with any other culture. People would rather talk about their sex life than about how they handle money, at the cost of increasing financial literacy, which we adults will greatly benefit from. Subscribed!
In a relationship, it's important that at least one should know how to handle finances. Good for Bonez and Fofo! I like Megan's simplicity and Mikael is wow, admirable! :)
I really like how Mikael taught Megan managing money. Same as what my boyfriend taught me how. Now, I learn how to manage my finances and especially never forget savings! Both of you the reason why I'm into Podcast. Thank you Mikael and Megan!!! xoxo #behindrelationshipgoals
I'd have a lot of realizations now. I've tried to compute my own salary and what if I've been saving atleast 20% every cut off since 2015 but unfortunately just like what Megan said, I am also not aware of this and not really paying attention but to spend as well as sending money to help my family. Thank you po for this information! Now I have the right mindset and definitely will also apply on how you guys handle your finances. This is indeed a great help for us. More power!
Same way kami ng hubby ko..and yes! We totally agree na dapat pinaguusapan ang finance. We do the same when it comes to expenses...I go to my hubby and tell him what I want to buy, he goes to me and tells me what he wants and we both agree on a certain budget. I LOOOOOVE the 95%DISCIPLINE part.
Watched this episode 2 times. I watched it the second time around with my soon-to-be-husband and next month will start this strategy of yours. We even called it M2 budget 😅 (Megan & Mikael). I believe this will help us a lot because we always find ourselves ‘bakit-wala-pa-tayong-ipon” 😂
Good money system. Good job. Love watching the both of you. Never judgmental. Compatible Witty and lively Fofo and smart and lovely boneezy together. Great couple. God bless both of you more.
wow! From someone who are very much into budgeting/managing finances, I'm very impressed to you both and to Mikael! Indeed, smart and articulate! I got more motivation to promote finanancial literacy. I also learned alot from you guys!
Very timely topic to talk about. Hats off to both of you. I never knew that Mikael was such a smart guy. He knows what he’s talking about and very on point. More podcast like this pleaseee..🙏🏻🙏🏻🙏🏻
My partner and I also did the same, with the 2 accounts thing. But the thing is, there are times that we need used the savings account on something because that account is the accessible at that time. What we did now is to open a joint account so all savings will go there, and we can use both other account on the expenses (non-avoidable and avoidable) and it's going well. We we're never tempted to use that account since it is not linked to any apps or purchases. Thanks tho for highlighting that SAVINGS should go to the NON-AVOIDABLE EXPENSES.
In a relationship it is important that you discussed and agreed on how you will handle your finances coz sometimes money becomes the reason for couple separation. I'm happy to know that you already have your system when it comes to your finances. Sharing your thougths and experiences can be an eye opener to others who are planning to get married. ❤
Nakakatuwa tong vlog na to. Really learned a lot. Nakakatuwa how they share their experiences. I'm new to this channel and really enjoy watching it. Maganda for couples who are starting out.
Never discussed money with my ex, so I don't know why he felt the need to hide his big purchase from me. In an effort to hide it, I caught him in a lie about his whereabouts. He said it's because he "doesn't want me to know that he bought four books." We never even judged each other about where our money goes, so it was a very questionable move from him. Also, being lied to is a bummer.
Puyatan is real!!! Can't get enough of watching your podcast episodes since i started this afternoon. I love listening to your conversation and i may say you two are undeniably smart, articulate and sensible. Mikael Daez is such a big surprise. I actually got in here because i just watched the full teleserye Love of my Life for the past 4-5days and it ended yesterday. My first time to watch Mikael and i love Nikolai so much. Thanks for this soap, i got the chance to know more about Mikael in real life. I'm now a fan. ❤️
Wow nice topic may natutunan po ako . Thanks for sharing . For me hndi dapat itago sa partner mo ung big expenses mo kailangan sabihin s knya pra hindi humantong sa away at pra mapgsabihan k din niya nang sa ganun hindi n maulit maganda din ung nasasabihan tau ng partner natin n wag masyadong magstos lalu na't hindi p natin masyadong alam kung panu mag-budget at i-control ang sarili sa paggastos sa pera 😘😍 God bless po 😇
Hi, Mik and Meg. This was a nice talk. My partner and I have been engaged for over a year now, and we've been discussing how to handle our money when we eventually get married this year. Your practice in handling money is quite the same as ours but in reversed roles. Since i make much of the chunk in our income, my account will be the one to pay for our expenses and my husband-to-be's account will be for savings and emergency fund. I'm excited actually. I like budgeting and finance stuff. Hindi ako magaling sa math, but Mik's right that it is easy budgeting with calculator. I have the discipline, but my partner has it hard. 😂 So what I do is we talk about things regarding money; eventually naman, he gets me. He now has a life insurance because of our talks regarding our future. He's also invested in FarmOnPH just like me and is now venturing to learn about stock trading. I have a COL Financial account na kinekwento ko sknya, and he's also interested to learn more about it para daw may passive income din sya.
I agree. When dealing with finances as a couple, it all boils down to accountability, honesty and trust as well. For some reason, most women seem to associate money talks with shame so it's so awkward for them to lay it all out there sa umpisa. But once you do it, it's like growing pains.🤣
Thank you so much for sharing this, literally while watching I am doing a re-budgeting of me & my husband's income & expenses. Been doing budgeting ever since but this video made me make our budgeting more efficient. Thank you! You are both really a Relationship Goals! :) God bless you both always.
you are lucky bona. fufo is a responsible guy.. I like him in the teleserye "love of my life'.. its hurting that he.no longer love Adel"... And Fulo is also lucky enough, he got the Ms World beauty Queen. Congrats to both I hope your love will grow stronger.. God bless.
The way you two deliver your lines are very understandable. Gusto ko yung way ng pag-explain nyo, may matututunan talaga viewers nyo. From now on, i will keep following you guys. Keep it up! 🤗👏
May nabasa ako dati, na ang sabi, kung gusto mong maging independent until senior age, dapat sa first month salary mo pa lang, itabi mo na ang 20% and continue saving the 20% of your salary hangga't nagtatrabaho ka. Di ko sya nagawa, medyo bawas yung naitabi ko pero I believe that's a brilliant idea.👌
It's my first time watching your podcast and I LOVE IIIITTTTTTT. It's honest and raw and very relevant and most importantly, very enlightening to my finances and our relationship goals. Hehe. Thank you and looking forward to watchibg your next podcast! 😊
For the loaded question: personally, dapat e sabihin mo yung big expenses. Kasi kung may magandang reason ka naman why you bought it, your partner will understand but see to it na it is not beyond your means. It will always boil down to why do you have to hide it? Bcos if you know that big expenses is more of a luho and beyond your means, ayaw mo talaga e share kasi you know away ang patutunguhan. However, if u know na u bought it bcos may magandang patutunguhan yun and it is within sa kaya mo, then no need to hide it kasi ma jujustify mo naman yan as to why binili mo. But moving forward, it is best to discuss first with your partner if you have big purchase pra ma brainstorm nyo if worth it ba and u will hear his perspective about it kasi most of the time, nagiging bias tayo sa item na we want that we reach to the point of discounting the cons of buying it kasi gustong gusto mo ito, with your partners perspective, mararationalize nyo yung big purchase na yun 😊
Totally #Salute to this couple. Couple goals talaga! Were going through the same process, it's a bit awkward explaining to my fiancee and I'm so thankful to this video. This summarizes everything and let her realize na lahat ng mga sinabi ko nuon ay hindi para punain lang ang ginagawa nya but instead, preparation pra sa future namin :). Salamt guys! keep it up and more power!
Nice topic! With our case, I handle our finances. Hehe since I'm more prudent when it comes to spending. But what we usually do is all expenses mangagaling from my husband's while all extra from his and my salary go to savings and investment. We even have an excel file for this. My favorite! Hahaha more money topics! ❤️
Your new financial goal of moving out of MM is pretty exciting. This new arrangement of being able to work from home opens a lot of these doors, removing the shackles of being in a big city to make big city money. We love to move back out to the cool new subdivisions in the provinces (Laguna/Cavite)...the ONLY NON-NEGOTIABLE REQUIREMENT would be FIBER INTERNET.😆
a very sensible couple and complement each other. Me and my husband are doing the same thing as yours. We've been married for 29 years and not a single time that we argued about money. We were able to get a house here in the UK using my savings as down payment and he pays the monthly mortgage, insurance and all other expenses. After 7 years we paid the balance coming from my savings.
Amazing couples.. Sarap manood at makinig.... Now i liked you na meg... Now lng kta napapanood ng gn2... Grabeee gling.... Keep it up guys... Sbrang INSPIRING♥️♥️♥️♥️♥️♥️👍👍👍👍👍👍👍🤗🤗🤗🤗
One of the best relationship podcasts I've listened to. This is good stuff. I might be too late in discovering your podcast but now I'm a fan!! Will definitely be tuning in
I can totally relate to the motorized desk. I'm a teacher and my department was next for an upgrade in furniture and I really liked the motorized desk which was a priority in my furniture selection, but due to the Pandemic that budget went out the window😔
I love this idea of handling finances. Maybe my fiancé and I should talk about these things as early as now. In addition, what we usually do before purchasing an item especially if it will cost us big amount is we give time frame to think it over and over and over then before we knew we needed it, we actually don't need it anymore 😅 Impulsive buying is really what we are preventing to happen. Emotions are deceitful sometimes. Thanks for this very useful content. God bless you both!
Solenn and Nico do the same thing! I remember watching one of Solenn's vlog (a long looong time ago) where she talked about how they manage their money (i.e. Both she and Nico spend their own money, then they have a separate account for house bills and other responsibilities). I think every couple should use this set up especially in this era where most couples have their own job and salary. Money makes people crazy. So this system reduces the stress and pressure on the relationship!
Ok. This is the content that Filipinos should watch. Not those nonsensical pranks.
Exactly. Yung may natutunan.
Tomooo
Hahaha.. So true.. And this channel deserves more SUBSCRIBERS!!!
Couldn't agree more
@@pillowcase7420 ip
this guy really has some good organizational, communication and financial skills. dont know what his background is pero may future sya sa hr dept
He's a Cap :)
HR department lol! He's an entrepreneur actor and content creator. no need for hr department job.
@@iiahertz im talking about if ever he goes for a corporate job. I'm fully aware that he's an actor. When I talked about not knowing his background I meant his educational bg. Completely missed the point, tawa ka pa ha
when i saw this comment I feel like WWTYFFFFFFF
Sorry I just saw this! Management ung course ni Mikael noong college :)
dapat lahat tayong Pinoy mapanuod to kahit single ka o hindi. so so soooo nice vid. lots of love! stay safe and healthy xx
Great episode on money and budgeting! Amazing. More and more filipinos need more of this.
Hello sir marvin, im glad to see you here im your follower too in your channel,
When i see money i press like😁
So true 👍
Hi sir @marvin germo 🙋🙋
hello sir Marvin 😊
The smile of mikael when megan explains it well. So proud
I really appreciate the laidback vibe and the openness in discussing money and the shame that comes with overspending. It's a cultural thing for us Filipinos not to discuss finances so openly kasi, "nakakahiya", or "bastos" pag-usapan in public, but I find that talking about it with such honesty and practicality is much more helpful than shying away from it. It seems I've found a new podcast to look forward to!
Wow! Now I love this couple. Smart, articulate and Mikael very respectful of Maegan even on sensitive topic. I only see them on Instagram and I just know Maegan being a beauty queen, now I am a fan!
Like and subscribed. More relationship and financial podcasts please. My husband and I are only 2 years together and no baby yet, hopefully in the future but no pressure. Only pressure from people asking.
IR Lox and devoid of scandal. Very decent people
Mikael Daez is very manly. He seems to be taking care of Megan very well in all aspects of their relationship. 😊 Sana ako din, i will be well-taken care of like her when the right man comes along. Magpapa-alaga na ako promise. Ang sarap sa feeling ❤️ #relationshipgoals
5:21 im on the same boat,
Im planning to live and live frugally at these places
3-6 months in Thailand
3 months in Vietnam
3-6 months in Bacolod / iloilo
3-6 months in Baguio
3-6 months in Cebu
And before i can achieve that, i have to lay the groundworks like my passive income, this passive income will fuel my lifestyle when i get old.
I saw mikael before sa mall sa ortigas, sobrang simple nya, like hindi mo sya makikilala agad kasi sobrang simple nya, he was just wearing jeans and t shirt and back pack. No wonder madami syang ipon kasi he's so simple. I admire his simplicity.
I agree with everyone. Mik (I like to call him Mik) is so smart and articulate. It"s very clear that he's responsible, sensible and in control. Such a no-nonsense man. He is a good influence to Megan. Loving your podcast!! 👏🏽👏🏽👏🏽
I love how mikael is so articulate and supports his wife 100%. #relationshipgoals and to think all the expenses is taken from his account and savings goes all to the ladies' account. But then, it must take a lot to be patient to a micromanager husband like that. Kudos to you both❤
I am 52 and I am still learning from these two. Your generation is so lucky to have you both.
This is nice! Me & my husband also discuss our goals every year and how we achieve them.
On your next episode can you discuss how you deal with other people like friends or family members borrowing money? That should be an interesting topic to discuss 🙂
I'm still at college but I want to start saving as early as I can for the future and you guys are my inspo 🥺
This reminds me of Heart Evangelista’s “Adulting episode with her husband. Chiz talked about budgeting. It was one of Heart’s best vlogs and I really enjoyed this one as well.
These type of people are the ones i like hanging out with.
So am i
I like the flow of your conversations. Very mature at the same time authentic. This is the second podcast topic I listened to both of you. The platform that you’re tackling are real talk conversations and interesting. Keep on creating!
I'm really bad with my finances and rely on my partner to keep me accountable. This video really helped me realize just how much discipline I lack and how important communication is. I loved how you said "it's a step back for finances but a step forward for your relationship". Really holds a lot of wisdom there. I will remember that. Thank you for your advice and I'm so happy to have discovered your channel today ❤
Megan explained it clear and easy for everyone afraid of budgeting.
It's cute how she made it into such a manageable small amount for everyone to easily grasp and understand. Tapos the way that they divided the amount into each sub-category is realistic too in terms of percentage. Thank you for such amazing informative content!!! We all need more of this in our lives.
My God, Mikael is just like my husband. Very good with money, tall, good looking and super smart 🧠 ❤️
He also helped me with my finances or rather saved me. This is the quality of a man every women should aim for.
Or this is the quality of a person we should (men or women) aim for ❤️
I love this couple so much. They are so ideal, yet they try not to make their relationship look one so they show who they are to make everything real, which again, makes it super ideal. ❤️❤️❤️
Both my mum and partner's mum said never to share income together with my partner, this is due to previous bad experiences (I remember my parents fighting about money issues as a child). So it's very pleasing to hear a healthy and working relationship sharing two accounts for both savings and expenses! Thanks for the vid ^_^
Favorite couple! ❤️❤️❤️ I noticed your videos improved. Better lighting and may mga animations na! Really amazing. Love you both!
The sad look on Ms Megan’s face after Mr. Mikael said “That’s very long and winding Boneezy.” She’s so lovely talaga. 🥰
Wow!!!! Mikael Daez. You are so articulate. I've watched most of podcasts and amaze ako sa diction and lawak ng vocabulary and the super masculine voice mo Mikael. I am more of Megan. I can't express myself to my partner like her. But you always express yourself the way I want to hear it. So smart. Nice couple.
My mom died and didn't save that much since I'm the eldest, I have to carry all the responsibilities especially when it comes to handling finances. I have a little sister she's 15 years old and we're planning to get her life insurance so that after college she can decide na whether to continue the insurance she has or withdraw.
Thank you for making this video I'm enlightened. I'm starting to build my own family narin (postponed yung kasal this year kasi covid and my mom died) This will be an absolute wake up call also it change my perspective when it comes to money.
I like Mikael's mentality on handling finances.. I think I lean towards his attitude when it comes to savings
Metro Manila is so congested that moving out of it is also one of my long term goal. I want to build my own house in the province. So I totally support and agree with that decision of yours.
my husband and I budget the same thing. He pays all the loans and bills while my paycheck goes in our savings. The only thing I pay are my credit card bills. I shoulder our food expenses and eating out and charge it to my credit card. it's a lot easier since we can easily track all our expenses.
Me: not skipping ads to contribute to Fofo and Bonez financial goals 🥰
Mikael is i think ... an intelligent guy,husay sa English...ano ba ang natapos nyang course? TRUST,Loving and being responsible makes the marriage lasts :)
I like how they share their system in handling their finances because I somehow taught me how to handle MY finances while I'm still a student and single.
Stay safe to both of you. Thank you for the lessons.
This is the first time I heard you guys, and I thoroughly enjoyed everything about it.
➡️The topic
➡️Each of your characteristics
➡️Your in-sync vibe as a Husband and Wife
Everything!
Supporting your channel from now onwards! 😘
Ito tlga ang dpat ifocus ng tao pano magtipid ng pera, di yung one time big time mag spend ng money. di yung nonsense na bagay. Salute to both of u. Love u guys.
Galing ni mikel ang galing nilang couple. This is the content na dapat panoorin ng Pinoy
Great podcast! You are setting the bar high on relationship goals and how to be a responsible loving young Filipino couple. The world needs more of this topics. Love, Finance, Reason and Setting Future Goals.
Aaaahhhh grabeee! I was smiling and nodding my head the whole time. I’m so glad I found this channel/podcast 😁 Also, you guys make me unafraid of relationships lol sobrang nakakakilig kayo kahit wala naman romantic topic haha but the little things you do for each other, I can see the look of appreciation everytime one of you talks 😍 More blessings to you! You guys deserve so much more. Hoping for your success, Mr. and Mrs. Daez!! ❤️
i have this partner of mine who suggested we do the same system you do in handling finances. him suddenly suggesting this made me see how much he trusts me with regards to money which is a very sensitive topic to most couples.
i pray you do well in content creating. keep safe and stay happy ❤️
Everyone should watch this, very insightful and motivational. More financial talks please
You guys truly #RelationshipGoals
I am very happy that more people talk about finances and the good impact on it to your audience. Thanks Megan and Mikael. Fighting!
finished this whole video i didn't imagine i could.. you're always worthwhile to watch and listen.
I didn’t expect to be inspired by your video, just run into it, and as a young couple discussing all of this matters it opened my eyes and ideas On money matters, while i was listening to you guys i really really admired your being mature, and i can’t help to really say something while watching you, i love you Bonez since starstruck days but not following you yet. And Fofo i noticed him through watching gma. Really surprised me that the two of you are being together for a long time and at a young age you really thought Bonez lots of things like managing money, etc. And so happy that i did able to run into your video... thank you so much for sharing this and it’s definitely an eye opener to all your followers. God bless your relationship Bonez and Fofo and looking forward to learning more from the two of you. I love you and keep safe. 😊💕😍💐❤️
So true. Personal Finance is 10% head knowledge and 80% behavior. If I can control the person that is facing me in the mirror, I would be financially better off!
Your podcasts are so therapeutic, Specially in this pandemic
Hello, Mikael and Megan. Just subscribed because of this episode. Great topics and insights!! Also appreciate how vulnerable and open you two were here. It's nice to have a Filipino UA-camr do this. More power and looking forward to more content!
Glad to see celebs like you openly talk about MONEY. It's such a taboo topic in the Philippines, as with any other culture. People would rather talk about their sex life than about how they handle money, at the cost of increasing financial literacy, which we adults will greatly benefit from.
Subscribed!
my bf and I are planning to get married soon. I learned a lot from this podcast. Very interesting and andami kong na realized na mga bagay hahaha.
In a relationship, it's important that at least one should know how to handle finances. Good for Bonez and Fofo! I like Megan's simplicity and Mikael is wow, admirable! :)
I really like how Mikael taught Megan managing money. Same as what my boyfriend taught me how. Now, I learn how to manage my finances and especially never forget savings! Both of you the reason why I'm into Podcast. Thank you Mikael and Megan!!! xoxo #behindrelationshipgoals
Galing naman ni Mikael very responsible when handling money. Love them both!
Your podcasts deserve more views!!!
I'd have a lot of realizations now. I've tried to compute my own salary and what if I've been saving atleast 20% every cut off since 2015 but unfortunately just like what Megan said, I am also not aware of this and not really paying attention but to spend as well as sending money to help my family. Thank you po for this information! Now I have the right mindset and definitely will also apply on how you guys handle your finances. This is indeed a great help for us. More power!
This is very refreshing to hear coming from a a young couple. No sugarcoating ... Listen up
Same way kami ng hubby ko..and yes! We totally agree na dapat pinaguusapan ang finance. We do the same when it comes to expenses...I go to my hubby and tell him what I want to buy, he goes to me and tells me what he wants and we both agree on a certain budget.
I LOOOOOVE the 95%DISCIPLINE part.
Watched this episode 2 times. I watched it the second time around with my soon-to-be-husband and next month will start this strategy of yours. We even called it M2 budget 😅 (Megan & Mikael). I believe this will help us a lot because we always find ourselves ‘bakit-wala-pa-tayong-ipon” 😂
Oh my gosh!!! Hopefully the M2 budget has been helping you guys out
Good money system. Good job. Love watching the both of you. Never judgmental. Compatible Witty and lively Fofo and smart and lovely boneezy together. Great couple. God bless both of you more.
Everyone should take time to ponder on this podcast! Very helpful! I love that they are both smart and articulate!
Great conversation there! Financials, emotionals, relationals, disciplines, etc. Honestly conversational and upfront. Thanks. More, more, more...
wow! From someone who are very much into budgeting/managing finances, I'm very impressed to you both and to Mikael! Indeed, smart and articulate! I got more motivation to promote finanancial literacy. I also learned alot from you guys!
Very timely topic to talk about. Hats off to both of you. I never knew that Mikael was such a smart guy. He knows what he’s talking about and very on point. More podcast like this pleaseee..🙏🏻🙏🏻🙏🏻
My partner and I also did the same, with the 2 accounts thing. But the thing is, there are times that we need used the savings account on something because that account is the accessible at that time. What we did now is to open a joint account so all savings will go there, and we can use both other account on the expenses (non-avoidable and avoidable) and it's going well. We we're never tempted to use that account since it is not linked to any apps or purchases. Thanks tho for highlighting that SAVINGS should go to the NON-AVOIDABLE EXPENSES.
This is how we do our finances as a couple also. All expenses are from my husband's and what's left goes into savings :)
OMG jie I remember you nga while watching this hehe then I saw your comment❤️
You guys seriously helping me to be open towards my financial. I will do my best to get that kind of discipline.
It's heartwarming to see celebrities with a head on their shoulders. Good role models.
In a relationship it is important that you discussed and agreed on how you will handle your finances coz sometimes money becomes the reason for couple separation. I'm happy to know that you already have your system when it comes to your finances. Sharing your thougths and experiences can be an eye opener to others who are planning to get married. ❤
Nakakatuwa tong vlog na to. Really learned a lot. Nakakatuwa how they share their experiences. I'm new to this channel and really enjoy watching it. Maganda for couples who are starting out.
Never discussed money with my ex, so I don't know why he felt the need to hide his big purchase from me. In an effort to hide it, I caught him in a lie about his whereabouts. He said it's because he "doesn't want me to know that he bought four books." We never even judged each other about where our money goes, so it was a very questionable move from him. Also, being lied to is a bummer.
Puyatan is real!!! Can't get enough of watching your podcast episodes since i started this afternoon. I love listening to your conversation and i may say you two are undeniably smart, articulate and sensible. Mikael Daez is such a big surprise. I actually got in here because i just watched the full teleserye Love of my Life for the past 4-5days and it ended yesterday. My first time to watch Mikael and i love Nikolai so much. Thanks for this soap, i got the chance to know more about Mikael in real life. I'm now a fan. ❤️
Wow nice topic may natutunan po ako . Thanks for sharing . For me hndi dapat itago sa partner mo ung big expenses mo kailangan sabihin s knya pra hindi humantong sa away at pra mapgsabihan k din niya nang sa ganun hindi n maulit maganda din ung nasasabihan tau ng partner natin n wag masyadong magstos lalu na't hindi p natin masyadong alam kung panu mag-budget at i-control ang sarili sa paggastos sa pera 😘😍 God bless po 😇
Hi, Mik and Meg. This was a nice talk. My partner and I have been engaged for over a year now, and we've been discussing how to handle our money when we eventually get married this year. Your practice in handling money is quite the same as ours but in reversed roles. Since i make much of the chunk in our income, my account will be the one to pay for our expenses and my husband-to-be's account will be for savings and emergency fund. I'm excited actually. I like budgeting and finance stuff. Hindi ako magaling sa math, but Mik's right that it is easy budgeting with calculator. I have the discipline, but my partner has it hard. 😂 So what I do is we talk about things regarding money; eventually naman, he gets me. He now has a life insurance because of our talks regarding our future. He's also invested in FarmOnPH just like me and is now venturing to learn about stock trading. I have a COL Financial account na kinekwento ko sknya, and he's also interested to learn more about it para daw may passive income din sya.
Lessons learned. Realizations pondered upon. A very timely and a practical content at this time. Good job MM. 👍👍👍.. Your avid subscriber
I listen to ur podcast every night hanggang makatulog ako..... Haaay grabe, you both are adorable in all ways....
I agree. When dealing with finances as a couple, it all boils down to accountability, honesty and trust as well. For some reason, most women seem to associate money talks with shame so it's so awkward for them to lay it all out there sa umpisa. But once you do it, it's like growing pains.🤣
Grabe ang galing. Thank you for this idea 💕 nakakatuwa sila. They're very blunt to each other.
Learned a lot from you Mikael and Megan. So cool budgeting strategies. Love it! More contents like this please? My heartfelt appreciation!!
Thank you so much for sharing this, literally while watching I am doing a re-budgeting of me & my husband's income & expenses. Been doing budgeting ever since but this video made me make our budgeting more efficient. Thank you! You are both really a Relationship Goals! :) God bless you both always.
I love how you compliment each other
you are lucky bona. fufo is a responsible guy.. I like him in the teleserye "love of my life'.. its hurting that he.no longer love Adel"... And Fulo is also lucky enough, he got the Ms World beauty Queen. Congrats to both
I hope your love will grow stronger.. God bless.
The way you two deliver your lines are very understandable. Gusto ko yung way ng pag-explain nyo, may matututunan talaga viewers nyo. From now on, i will keep following you guys. Keep it up! 🤗👏
May nabasa ako dati, na ang sabi, kung gusto mong maging independent until senior age, dapat sa first month salary mo pa lang, itabi mo na ang 20% and continue saving the 20% of your salary hangga't nagtatrabaho ka. Di ko sya nagawa, medyo bawas yung naitabi ko pero I believe that's a brilliant idea.👌
It's my first time watching your podcast and I LOVE IIIITTTTTTT. It's honest and raw and very relevant and most importantly, very enlightening to my finances and our relationship goals. Hehe. Thank you and looking forward to watchibg your next podcast! 😊
For the loaded question: personally, dapat e sabihin mo yung big expenses. Kasi kung may magandang reason ka naman why you bought it, your partner will understand but see to it na it is not beyond your means. It will always boil down to why do you have to hide it? Bcos if you know that big expenses is more of a luho and beyond your means, ayaw mo talaga e share kasi you know away ang patutunguhan. However, if u know na u bought it bcos may magandang patutunguhan yun and it is within sa kaya mo, then no need to hide it kasi ma jujustify mo naman yan as to why binili mo.
But moving forward, it is best to discuss first with your partner if you have big purchase pra ma brainstorm nyo if worth it ba and u will hear his perspective about it kasi most of the time, nagiging bias tayo sa item na we want that we reach to the point of discounting the cons of buying it kasi gustong gusto mo ito, with your partners perspective, mararationalize nyo yung big purchase na yun 😊
I love that you guys are bringing money and relationship topics into the mainstream. Way to go you guys!
love the way Michael do the conversation. gwapo nya magsalita.
Totally #Salute to this couple. Couple goals talaga! Were going through the same process, it's a bit awkward explaining to my fiancee and I'm so thankful to this video. This summarizes everything and let her realize na lahat ng mga sinabi ko nuon ay hindi para punain lang ang ginagawa nya but instead, preparation pra sa future namin :). Salamt guys! keep it up and more power!
Nice topic! With our case, I handle our finances. Hehe since I'm more prudent when it comes to spending. But what we usually do is all expenses mangagaling from my husband's while all extra from his and my salary go to savings and investment. We even have an excel file for this. My favorite! Hahaha more money topics! ❤️
i love this couple..Very inspiring..God bless to both of you
Your new financial goal of moving out of MM is pretty exciting. This new arrangement of being able to work from home opens a lot of these doors, removing the shackles of being in a big city to make big city money. We love to move back out to the cool new subdivisions in the provinces (Laguna/Cavite)...the ONLY NON-NEGOTIABLE REQUIREMENT would be FIBER INTERNET.😆
a very sensible couple and complement each other. Me and my husband are doing the same thing as yours. We've been married for 29 years and not a single time that we argued about money. We were able to get a house here in the UK using my savings as down payment and he pays the monthly mortgage, insurance and all other expenses. After 7 years we paid the balance coming from my savings.
Learned a lot from this episode. Will wait for more financial topics. God bless. 👏
Amazing couples.. Sarap manood at makinig.... Now i liked you na meg... Now lng kta napapanood ng gn2... Grabeee gling.... Keep it up guys... Sbrang INSPIRING♥️♥️♥️♥️♥️♥️👍👍👍👍👍👍👍🤗🤗🤗🤗
Nice! 😍 Can you also share the set up of your podcast? Insipiration! 😍
This is very inspiring especially those who are planning to get married. Thank u ❤️
My first time to watch your podcasts.I love ur openness.
Ito yung SANA ALL talaga
Pahingi po ng Mikael, mga walo. HAHAHA
One of the best relationship podcasts I've listened to. This is good stuff. I might be too late in discovering your podcast but now I'm a fan!! Will definitely be tuning in
It's never too late! :) Sor happy you found our podcast!
I can totally relate to the motorized desk. I'm a teacher and my department was next for an upgrade in furniture and I really liked the motorized desk which was a priority in my furniture selection, but due to the Pandemic that budget went out the window😔
i like this topic!!! Kasi usually, this topic is a sensitive one na laging napag-aawayan nang mga couples (even our parents)
I love this idea of handling finances. Maybe my fiancé and I should talk about these things as early as now. In addition, what we usually do before purchasing an item especially if it will cost us big amount is we give time frame to think it over and over and over then before we knew we needed it, we actually don't need it anymore 😅 Impulsive buying is really what we are preventing to happen. Emotions are deceitful sometimes. Thanks for this very useful content. God bless you both!
Solenn and Nico do the same thing! I remember watching one of Solenn's vlog (a long looong time ago) where she talked about how they manage their money (i.e. Both she and Nico spend their own money, then they have a separate account for house bills and other responsibilities). I think every couple should use this set up especially in this era where most couples have their own job and salary. Money makes people crazy. So this system reduces the stress and pressure on the relationship!