This is EXACTLY how we INVESTED in our first 10 years together
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- Опубліковано 29 сер 2024
- Jumping off from how we purchased a home, we talk about some of the BEST and WORST investments that we’ve made since we started working.
LOADED QUESTION: What are some of the purchases that you REGRET?
#BehindRelationshipGoals
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This is the kind of vlog that should be watched by many Filipinos.
Indeed, very informative.
Oo at hindi yung mga banyaga na react ng react sa mga Filipino videos, yung mga banyaga na ginagatasan ang mga Pilipino kayo huwag niyo panoorin videos Nila.
Yeah. 'Couldn't agree more.
This is so true, we need to educate filipinos
especially.... young ones...
Goooooals! ♥️♥️♥️ Super relatable. Watching other celebs buying stuff for 50k-100k na parang wala lang tapos you guys sobrang hinayang sa 12k tao rin pala kayo. Haha. Sobrang nakaka inspire. ♥️♥️♥️
I'm 19 years old and I love listening to this kind of content.
Same
I'm not usually fond of podcast but this hits differently. Very honest, very relevant, very simple and definitely worth the time and a thumbs up.
A car is a depreciating asset. We always buy used at least 3 years old and run it into the ground. What I consider investment is a practical education. I get a 9-5 job so I can start saving and investing to earn Dividends, get a Side hustle for extra income so I can buy rental properties for passive income.
You see how poor mindset thinks about investment
@@Hugo-hf8cq what do you mean? Please elaborate
@@Adviengturous Real asset puts money in your pocket in a consistent basis. It provides cash flow, not capital gains.
Invest in real estate like town homes specially in places close to universities to have it rented and have someone manage it while you are young. Sigurado kikita kayo in 10 years time.
Car is not an investment , it depreciates fast every year but for you na mga artista , it can help with your work.
Agree
Not really a fan of couples but these two is exempted. They're not just talking about love at all but more or that. This needs to have more views 💕💕💕
Maganda yung nakabox yung documents kasi when there’s emergency too, mabilis lang ma-save lahat ng important documents, example biglang baha or what.
This is a great content. This type of conversation needs to happen more often especially from people with influence. It makes you realize that you are not alone, your mistakes are common, and future mistakes can be avoided by learning from others.
This is a successful relationship because they have everything in common.
I admire how you value your purchases and investments. It's not the price that matters, but what added value it makes to your life. You two are so smart and practical. GOD bless you more 🙏
Mikael is very intelligent
Megan is so pretty. I didn't find Mikael 'pogi' initially especially because Megan is a beauty queen.. but after listening to him talk now for the first time, I can see why Megan fell for him. He talks with sense and respect. He also reminds me of cute Korean actors.
Oh god, I've had my fair share of frivolous purchases! As a 24-year old who dreams of buying her own home, this video is just what I needed. So fun to see you grade your past investments. You've just gained a new subscriber!
Megan is really beauty and brain unlike others 😁 She's worth to became Philippines representative. I like this smart and beauty couple. Couple goals 💕
I like this type of conversations. Especially about personal finances. And that dog is sweet
When your boy crush and girl crush became husband and wife. Huhuhu! My heart is so happy.
I just started watching a few videos of you guys a couple months ago, and finally subscribed. I just want to say that I really love the content. As a Filipina who was born and raised in US, the fact that you both speak mainly English does help a lot, so thank you for that. I am trying to learn Tagalog, so I do love that sometimes you burst into here and there as well as mix it into your sentences.
I am looking forward to more content, as well as going through some of the older ones.
Hi!!! Great to hear that you're learning Tagalog! It was also my second language (Megan here!) but Mikael and I had to learn how to speak Tagalog together because we definitely had an accent haha! Keep it up with the reading too - my favorite Tagalog books to read were those written by Bob Ong
this is the kind of vlog theme / topic that should be delved into by influencers ... love this
So happy that this video got so many views!! Really informative thanks madam bonez and fofo ❤️
Soooo informative. It made me look back on all the things I spent money on and the sinking feeling realizing I still spent so much on some things I thought were worth it. I like watching videos like this. It helps me do better with my choices.
Want to hear more about why Mikael's condo in investment went great. Part two please!!
Knowing your podcast channel last year is one of my greatest and proudest discoveries ever. I appreciate your contents so much--whether they be simple topics, timely issues or even those we consider taboo. I love everything most especially the money/financial episodes. I love how your stories are so relatable, how your decisions are mostly practical (you even share the wrong ones) and how your thought process works.
I'm just amazed how accessible good contents are nowadays--how it only requires internet and a chance encounter with a youtube channel to build a healthy habit, i.e. watching your podcast and applying whatever I learn from it in my own decisions. So, thank you. Thank you for the great work. I hope I can better express my gratitude but this is all I can think up. :)
Thank you for always listening to the podcast! We're so happy that you've been able to pick up some things that apply to you :) We're definitely not experts but we loving sharing our stories and experiences - hopefully you learn from our mistakes haha!
Same here♥️♥️
So nice to have you as part of Home Buddies, Megan!! Glad you're finding the group useful ♥️Looking forward to your post soon, yes? Haha more home content pls!! :)
Hehehe pag naayos na ung space! For now, it's still a blank canvas :p
Part 2 please! This is really interesting!
You should read the book, The Psychology of Money. ♥️
Who's the author
@@rocelyncureg9913 Morgan Housel!
I love this couple. Both are smart, practical and real.
Really nice! Finished until.the end.. I'm not really into lengthy videos but this one kept me going.. I'm learning, I'm 22 and since I'm just starting this is a good way to be inspired and learn from your experiences. Thank you!
thanks for this vlog :) it is important to learn about investing, inflation will just kill the value of your cash if you just let it sit.
whether you invest in real estate, stocks, properties etc, it is important to be diversified and not put your eggs on one basket. also with stock investing, it is important for your stocks to be negatively correlated - in that way, losses in one stock will not wipe out your portfolio.
one thing a lot of us neglect also is that we all put our money in investments, but we don't leave enough for emergency/short-term expenses. we must learn to balance the allocation of our income between short and long-term goals/needs.
"Analysis paralysis" Wow! Now I know ano yung term. Many information gathered but can't decide
Whoa!!! I need to delete all Shopping Apps and make better choices. Thanks for sharing your good buys and bad buys!!! Big or small--every penny matters.
As our oldies reminds us when were young,hindi mauubos ang maganda,but yun pera mauubos.madaling gastusin but mahirap hanapin..so when you tend to be an impulsive buyer,let your mind & heart to process it,is this a need or a want??this i find to work for me..excited at first...then it will cool down☺🤗😍🤩😎
I very much enjoyed watching this video! I didnt even notice how long it was. You guys fit each other very well and the way you both speak is so effective and very informative. I think I have a new favorite yt channel now. More videos and more blessings to you guys. Thanks for sharing and educating. ❤️❤️❤️
I think megan is pregnant ❤.... congratulations BoneZ and mikael🎊..
Hindi po 😋
Maybe an unpopular opinion: I was so excited to watch this video (I'm a fan!) hoping to hear about real estate, stocks or business when it said "investments", only to hear mostly material purchases that depreciate their value.
Samedt.
Financial guro once said that it will only be an "investment" if it's earning and go directly to your pocket, buying a car or a house is not an investment unless if it's intended for grab or airbnb/rental.
True, both are liablities not assets.. unless you make money out of it. So condos/houses/cars is not really an investment if your intent is only to use it personally or live on it. As long as hindi bumalik yun pera na ginastos nyo plus hindi din kayo tumubo then considered as expense lang mga yan..
it's nice to know that even them care about every penny they spend and they reflect about it through time❣️
Nice to see this vlog. Both are articulate and well-verse of the topic. This should be heard by young people starting to earn money.
They are so real! They are so like us - typical people managing finances.. #relationshipgoals napaka lovable ninyo 😍
I love the sharing here, yet again. Very good realizations about purchasing things. Money talk is very important to young couples and the young in general. Thank you Megan and Mikael, you always make sense and napaka-down to earth, practical niyo.
Really such a relationship goal. ❤️
So proud I become a fun of this couple 🌹
This is a great content, Love it!
Still the best Ms World we had,she was so beautiful when she got the Miss World title last 2013 but her beauty enhanced more right now. 😍❤️
Mikael is so intelligent and handsome as well which made them a perfect match 👌😊❤️
Congrats! Ito ang dapat gayahin ng mga kabataan ngayon mag invest habang mga bata pa.
Great content. Love how they converse to each other and seems like 37mins is so fast 😊 God bless both
Very good tv hosts, very entertaining, informative, spontaneous, good rapport, you really can see the great love and respect with each other. You see the submissive attitude of meagan as a wife (which is Biblical). I learn a lot from this couple and learn to love them.
I like them both bc they dont show off the things they have in public , they still look so simple on puic. However, I still dont find the things they bought as Investment.
For me car-wise, it's not really an investment but it's a necessity. Our public transportation isn't the best here. I'd never buy a brand new car lol
Super relevant and practical convo. Thanks great couple.
I love this!!! Thinking back, mukhang marami rin kaming impulsive/pinagisipang investments kuno these past few years. I will definitely ask my bf to do this kind of lugi or sulit conversation to monitor how well/bad we are in handling money. ❤
I love that! ❤️ is always nice to reflect on these things 👍🏻
I like how humble you guys talk
Hi Kapitbahay @Megan.
Super amazing ng Home buddies community
I agree with you, you have to keep your documents in place. Because even if that title/land is idle you need to pay the taxes so if you overlooked to pay the annual due you ended up paying a big sum of money bfore you plan to sell it.
Thanks Bonez & Fofo for sharing your story of your 1st 10 years of investment which you've learned a lot from it. Good luck to your new investments! Happy Valentine's day!❤️❤️❤️🇨🇦
May i suggest something po? Is it okay if you will insert pictures? Example your first car, para lang po hindi kami puro imagine lang hehe. I know it's a podcast, not a vlog. Simula palang po pinapanuod ko na talaga kayo. Kahit single ako, may natututunan po ako sa inyo. Salamat at Godbless you both.
Mikael really has a lovely attitude. I agree with Megan’s choice.
I could listen to you guys the whole day without getting bored. This topic of investment is also helpful especially for the young people. Hehe. Love you guys ggwp on your podcast :D
While watching your podcast i took a pen and a notebook to recall and write down all my purchases since i started working..
i am trying my best to be mindful of where my money goes from now on.. (thu it's hard) .. thanks for inspiring me even more.
Nice!
Wow! Thanks for reminding us to keep track on our documents/properties/money. 👏
Favorite couple ko talaga to! Kapag nagbreak kayo magwawala ako.
Watching Love of My life and it leads me here. I like Mikhael’s speaking voice and he always talk with sense and also Megan. Smart and low key couple...
"Being a gamer" - dreams of and buys a Mac.
hehe jk
You may also want to check out Reddit app. It also has communities for all sorts of things-- gaming, investments, savings, etc. I personally use it and every visit really adds value.
We love Reddit! 😍
Listening while doing chores! Love you Megan and Mikael! 💕
Your so nice and intelligent, a good example and best couple ever! I admire you. 😊
Dami kong natutunan. Timely dahil may naka add to cart akong di ko naman need. Part 2 please! 😄
kagabi ko lng nakita etong YT vlogs nyo, and super i LOVE it! ang daming mapupulot na aral. thanks Megan and Mikael..
I will always be a fan of yours ❤️ I'm learning so much from your experiences since I started listening to you on spotify. 😊
this is really helpful you should have more vlogs abt finances to help the individuals and also as couples ❤❤❤
Well, it’s so nice listening, learning and very informative vlog. What I wanted to ask from the two of you, I understand the save, invest and making sure that every penny counts. How about the things that makes you happy ? Some people find happiness from purchasing something. Minsan kailangan dun treat iyung sarili diba
Retrospective review of financial decisions, like this!!. Good exercise and discussion(s) to have, certainly counts toward better future dispositions.
In my own opinion, purchasing a car is never an investment unless you actually earn from using these assets either from rentals or from capjtal appreciation. I think mali sila dito.
It depends on the situation. It's an investment for them due to their line of work.
Part 2 please. going to watch it again with my Tatay beside me.💕
Ohhh,I just started to like and got hooked of you Nicolai gabi² in Teleserye Love of my Life..❤ And then suddenly, im curious and search you in UA-cam.😊 Wow,a good story teller ,and listener... Love you both💚
kaya pala si Mikael talaga ang para kay megan .. good choice megan... bahalag gwapo basta kay funny and financially literate .... ayiiiie charot
hey guys... i love the way you handle your vlog. lively conversation of you 2 and i, i might be just watching and listening but i feel a "part" with the conversation. hehehe... GOD bless you both
When Mikael speaks, naalala ko yung Jason character sa The Good Place series. :)
Love this couple. ♥️♥️♥️
onga no im watching that too lol
Finally, this is such a worth it feel good conversation. Also, just want to tell you that Jesus loves you! God bless
Both smart individuals. Subscribed.
Thank you for sharing 💜 I've learned a lot
I've just subscribed after listening to this conversation --you two are smart!!!I was all ears:)
Money topics was never a taboo.. It was an interesting one because money topics is something that seldom being talked about. When someone talks about investment everyone is actively listening and asking.
I like both of you.you make sense unlike other vloggers who are just famous for being not famous.
Just subscribed to you channel and this is the first video I was able to watch. Very informative! And inspirational ❤️ Road to 100k ❤️
Love watching such kind of videos. Nakaka inspire. Learning from other
Such a good conversation and I love this.
Eto dapat pinapanood na vlog di yung puro kalokohan, pagmumura, pambabastos ng babae at paninira ng ex!
This vlog is super nice! I’m a new fan 💖
Financial literacy really interests me 😁 Subscribed!
My simple classification of Investment and liability is if it is increasing in value over time its asset.. if it depreciates then is liability
This is very helpful and informative! Thank you
Thank you po madami po ako natutunan sa mga decision making sa pagbili ng mga bagay bagay and sa pagiging Budgetarian din po... salamat ate and kuya 😘😘😍
such a beautiful couple..
very inspiring 😍😍
super find this episode entertaining and helpful!
I like how you encourge people buying things that they only NEED...to start small and just upgrade..I too is just buying a 2nd hand car..like you Soba too!!!
Majority of those mentioned here are debatable as investments, more like necessary purchases.
Heeei am new here and I love it already, guys I admire your maturity. You really fit each other 👍👍👍
Hello ka home buddies 😂✨ Young adults should watch more contents like this to prepare us for the future ✨
Smart couple. God bless both of you. ❤️❤️❤️
Hm... Thanks for the information. Very informative and interesting topic. Keep it up. I'm your new fan. God bless both of you. 😍
Came across this video while i was browsing BTS vids. I did enjoy it. Real talk lang. You look pretty, as always Megan. Beautiful family.
Looking to wiser investments from now on! Aja!
Ps. If you can, pls include photos of the items you are mentioning para mas fun. Cheers!
Oh thanks for the tip!! 💜
What a great content so much lesson to learn for that 30mins vlog