FreeFincal : youtube.com/@pattufreefincal This episode is also available on Spotifty : bit.ly/3zcP0tn Essentials : Do this Before Investing ua-cam.com/play/PLgb4aazT9mz9L1nT4qMTIuBl6sPsXhD_1.html Chapters 0:00 Intro 1:00 Early Days & First Investment 12:19 Mutual Fund Mistakes 14:33 Negative Returns & Reaction 18:13 Why Equity? 21:29 Asset Choice & Allocation 24:24 Real Estate as an Investment 27:19 Gold as an Investment 28:26 What if Indian Equity Fails? 31:14 Rebalancing Problem 32:47 Tax is a Big Problem? 36:42 Do this from scratch. 41:09 Tax Saving Blunder 42:43 Home Loan vs Investment 46:34 Pattu's Stock Selection 50:01 Individual Stock Picking 53:43 How many Mutual funds is ideal? 54:57 MF selection Mistake 55:41 Beating the Market 59:54 Everything about Essentials 1:06:09 Financial Goal Planning 1:09:25 Family Finances 1:13:59 Pattu's Financial Mistakes 1:16:31 Timing the Market 1:19:40 Online Platforms and Safety 1:23:04 Market Crash : How to handle it? 1:25:11 When to exit from bad choices? 1:27:27 Idhaan pa Personal Finance 1:29:56 Best Distraction
Super interview taken by Mr Boosan sir and very politely answered by Mr Pattu sir... In total it's great interview and well knowledgeable to all investors.. thank you once again Boosan sir
Nice to see comment from Vijay mohan sir. People like you, pattu, boosan are doing good job in creating financial awareness in Tamil . I follow all 3 of you
This interview is worth watching even though lengthy 👍. Key takeaways: 1. choose nifty index funds(min risk) and invest 50% of investment amount in index funds for safety. 2. dont buy too much ELSS funds. 3. choose fixed income and equity asset class funds 4. dont worry about taxes and dont buy low cost stocks like 100 or 200rs 5. Decide investment amount based on 10% returns(min) expectation 6. Extra private health insurance needed for corporate insurance holding employees for safety. 7. Buy atleast 2 or 3cr term insurance not 1cr to beat inflation. 8. Don't choose fund based on last 1 yr returns alone. Check performance for all yrs..
@@santhoshkumar-vd7qh AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
I didn't know about Pattu sir until now. Very knowledgeable and thank you Boosan for taking the efforts to bring in such quality people and content. Way to go, Boosan!!
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
My CFA Stacy Lynn Staples a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
BUT POLITICALLY BIASED..... LOT OF STORIES.... AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
Very insightful video. Take aways are 1. Approaching based on risk but not on returns. 2. Stay invested. Even at bad times. 3. On a low risk, you tend to invest more which is lot better than being in risky high returns fund, where you hesitate to invest. 4. Learn to earn more tax money instead of worrying about paying tax.
AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
@@prabhafancy4587hahaha...😂😂😂....that's why people should always consider such "financial influencers/experts" like pinch of salt, and not to believe blindly whatever they say
I never watched a video with this duration in my lifetime except movies., that much information and the way the conversation was handled. And I felt like cleared so many questions and confusions at the age of 33
Appreciating your patience to allow him to speak without interference...few people may interrupt and not allow the expert to speak much... Great content and inspiring journey
Boosan asked healthy and valid questions to Pattu Sir, also allowed him to complete his answers without interrupting(unlike WintWealth podcast). Worth listening 1hr30mins @ (1.5x😅)
Every household should have a brother or father like these guys who have a comprehensive knowledge of personal finance. They break stereotypes around home loans, auto loans, and more. I listen to a lot of podcasts, but this one covers everything a person who has just started earning needs to know. Kudos! 🎉 Additionally, their insights on budgeting, investing, and saving for the future are incredibly valuable. This podcast is a must-listen for anyone looking to gain financial literacy. Glad the UA-cam algorithm suggested this to me!
There is saying in tamil, "kili pillaiku solra mathiri" solli kodukkuthu intha episode. Itha vida easy ya personal finance 1 hr 30 mins la solla mudiyma nu theriyala. Excellent Boosan...Keep going!!! Thanks to Pattu sir
This is a fantastic conversation! I am an ardent follower of AIFW and have seen Pattu sirs messages and now hearing him speak makes me feel like he has experienced life in its raw glory and is sharing his wealth of experience for all of us!
Excellent, it's worth of time in life. Thanks Boosan for such a wonderful discussion and dlighted to listen Mr. Pattabiraman, very humble and practical midset, he just given his 15 years experience in 90 minutes..
Very much useful and eye opening for long term investment ideas , changed my perception of return percentage and beating inflation idea. Thanks for sharing this beautiful experience
I am now at the age of 22, Started investing 7000 per month in Mutual funds by managing the expenses and tracking it to increase the investments. My aim is to get atleast 50 L in 10 years to buy a house.
Chance eh ille, very insightful!! The amount of efforts you take for an interview and the urge to educate people is clearly shown!! Thankyou for letting us know these information which we wouldn't have known otherwise!!! To get these info by ourselves would have taken years of mistakes😊😊😊😊
Enakkum ithe anubavan than 2018 - 2021 varaikum ennoda portfolio full negative than irundhichi. Konjam wait pannanum min 5 years I'm following the same Ppf, epf, nps, health insurance and equity stocks
Love this open minded discussion Boosan bro. Hats off to Pattu sir - GOAT of personal finance planning, life goal based investments. UA-cam allows only one like though
Boosan thank you for inviting Mr Pattu and interview was awesome and keep me scrutinizing whether am I go in the right path or not? Thank you so much for both of you❤❤
Good episode... Pattu sir is an ocean.. Letus take a mug of water and grow. He is giving such pragmatic and logical ideas about finace and investments. Boosan sir, in future this combined podcasts do better.. Congrats
Such an amazing video... No one will ever teach u these. Everyone should really watch and get the ideas and perspectives to apply them to their personal finance❤
Interesting to see he has similar timeline as mine! I did it in western world! I started stock investing directly and failed and wasted 4 years! But started around 2012 on funds and went all in equity. Harvesting dividends enough to retire in India! Start investing in dividend growth funds today! Right now! Stop reading comments and invest..
I normally won't listen this much lengthy video but Pattu is an open book...very detailed explanation...need to thank Boosan not to interfere intermediate while Pattu sir is talking❤
Bro, regarding buying house. I took my first home loan when I was 25, that loan made me discipline with money and build a character, it's more important in 20s. loan push me every year for better salary, I repaid that loan in 5 yrs. I don't get much return from it, but it helps me to be what I am today... I am happy today...
Woow its must watch before planing ur personal finance and investments As usual pattu sirs wisdom helps audiences Watch 1x those who are serious about personal finance & investigations So much to learn don’t binge watch
Very precise and clear explanation. Kudos to Mr. Pattabiram and Mr. Boosan. It was insightful and useful for us.. like how to handle finance on a 360 degree basis😊
Pattu sir is an ocean of financial prudence. He gives simple solutions to financial planning. The questions raised are equally good thsy covered most of the problems. Great insights. One stop shop for addressing all the financial planning one comes through in his or her life.
Vazhkaiku thevaiyana urupadiyana video.. I have seen ..every family man and woman should watch it.. thank you so much both of you for your valuable information 😊
At last a genuine, impressive, simple and practical finance management knowledge..all free of cost. can't thank you enough. Keep up the good work sir..
I have been following Pattu sir for so many years. He has been generating amazing content for ages. Like the host mentioned, any starters who digs the internet for advise on asset allocation, goal-based investing, choosing the right mutual funds, would have inevitably stumbled upon pattu sir's blog. And this single video sumps up all major questions / deliberations any type of investor would have in their mind. Save this video, share it to max people in your circle. Get financially better.
First house investment is a good option by avalimg housing loan provided EMI is about 30 to 40 % of salary . Tax concession for repayment of principle and interest is a great help . Added with iever increasing house Rent .we need to pay tax. It is the duty of the govt to consider the tax rate linking with inflation instead of keeping the same tax rate for years together for the old scheme.
Post Card: Insurance- Life, Health Index Funds 50-60% EPF/PPF/Debt Funds 40% Questions to Dr Pattabhiraman Sir 1. If one starts today when index is at high whether it is wise to invest now or to wait for 20% correction? 2.If my expectation is 10%, is it good park my funds in Invits which offer 11-12% now and to invest in equity later when it corrects 20%?
Wow greatful, very valuable discussion. Both also talking very informative and stated from basic to ultimate touch. Really thankful to you both Pattu sir and Boosan.
To watch finance content that does not hover on fear mongering is such a relief. This podcast makes you feel that finance is not as hard as people think it is. Thank you for publishing this gem of a podcast.. I look forward to watching more videos like this :) Amazing, Boosan!
One more Wonderful content from Mr. Pattu. He is one of the humble person I ever seen, he is master in telling simple investing for common man. Lot of take aways to me… Even though it was a long video, I can’t stop in between… Thanks Boosan for nice interview…
Thanks for the video bro❤.. And I want to thank Dr. Pattabiramar Sir, really eye opening speech for beginners. Thanks a lot sir for better understanding of investment strategies and management.
Thank you Boosan for this great interview. Pattu sir you are spot on, your advice helps me to let go of my FOMO. Patience, Consistency, don't regret and keep it simple is my takeaway.
Excellent insights from Pattu sir. It's personally beneficial with new financial recommendations. I never spend time on podcasts due to its lengthy runtime, but I wasn't distracted at all and couldn't take off my focus. Thoroughly enjoyed this interview. I'd say watching this video fully itself is a wise investment.
I am wondering about the interviewer , first time watching but such a clarity in speech, intellectual questions, Not hurry to get the answers as they wanted, Maturity in speech starting from the introduction. Keep going.
FreeFincal : youtube.com/@pattufreefincal
This episode is also available on Spotifty : bit.ly/3zcP0tn
Essentials : Do this Before Investing
ua-cam.com/play/PLgb4aazT9mz9L1nT4qMTIuBl6sPsXhD_1.html
Chapters
0:00 Intro
1:00 Early Days & First Investment
12:19 Mutual Fund Mistakes
14:33 Negative Returns & Reaction
18:13 Why Equity?
21:29 Asset Choice & Allocation
24:24 Real Estate as an Investment
27:19 Gold as an Investment
28:26 What if Indian Equity Fails?
31:14 Rebalancing Problem
32:47 Tax is a Big Problem?
36:42 Do this from scratch.
41:09 Tax Saving Blunder
42:43 Home Loan vs Investment
46:34 Pattu's Stock Selection
50:01 Individual Stock Picking
53:43 How many Mutual funds is ideal?
54:57 MF selection Mistake
55:41 Beating the Market
59:54 Everything about Essentials
1:06:09 Financial Goal Planning
1:09:25 Family Finances
1:13:59 Pattu's Financial Mistakes
1:16:31 Timing the Market
1:19:40 Online Platforms and Safety
1:23:04 Market Crash : How to handle it?
1:25:11 When to exit from bad choices?
1:27:27 Idhaan pa Personal Finance
1:29:56 Best Distraction
Thank you so much boosan bro to let me know about pattu sir 💐💐💐
You should provide his calculator link. That is worth using instead of sharing all your video links.
Ok?
Very good information for me... I am in a confusion.. invested in share..MF& gold bees... Can I contact pattu sir for guidance...
Super interview taken by Mr Boosan sir and very politely answered by Mr Pattu sir... In total it's great interview and well knowledgeable to all investors.. thank you once again Boosan sir
பட்டு சார் பட்டைய கிளப்புறார்... அருமையான episode. 👏🏽
Nice to see comment from Vijay mohan sir. People like you, pattu, boosan are doing good job in creating financial awareness in Tamil . I follow all 3 of you
Me too❤
நீங்க இங்க எப்படியோ.. அதுபோல அவர் அங்கு அப்படி😅 பெரிய கை
Welcome Vijay Mohan sir.
Wow 3 legends meeting point here.
Pattu sir
Vijay Mohan
Boosan
Thank you all for your great service
@@logeshwarans5537exactly , happy to see ii in this chat. Best people
This interview is worth watching even though lengthy 👍. Key takeaways:
1. choose nifty index funds(min risk) and invest 50% of investment amount in index funds for safety.
2. dont buy too much ELSS funds.
3. choose fixed income and equity asset class funds
4. dont worry about taxes
and dont buy low cost stocks like 100 or 200rs
5. Decide investment amount based on 10% returns(min) expectation
6. Extra private health insurance needed for corporate insurance holding employees for safety.
7. Buy atleast 2 or 3cr term insurance not 1cr to beat inflation.
8. Don't choose fund based on last 1 yr returns alone. Check performance for all yrs..
Thank you
thanks G
Thanks🙏
Thank you bro ❤
What 5th points means
We need to invest in any stocks?
I'm a 22 years old watching this video..i'm just about to start my investing thanks for these lessons.
Way to go bro... I missed this age, 35 plus now... pls do study more and start investing bro😊
Good bro but try to only investment not trading 💐💐
Smart. Keep it up. I had no clue of these things at 22.
True. Even I'm 22 now and just now started to earn. And trying to invest 35% of my income in midcap emerging funds.
U r lucky bro..start slow..in for a long hold
நிறைகுடம் தளும்பாது என்பதுபோல உங்களது உரையாடல் இருந்தது, மிகவும் பயனுள்ள தகவல்கள் , நன்றி❤
Two of my mentors on a single screen. Will always be grateful for these gentlemen's contributions in my personal finance journey ❤️
Boosan is nowhere close to pattu.
@@santhoshkumar-vd7qhlet’s not compare both genuine fin influencers
No offence intended
@@santhoshkumar-vd7qh AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
@@santhoshkumar-vd7qhno doubt about it, I'm nowhere close to him
I didn't know about Pattu sir until now. Very knowledgeable and thank you Boosan for taking the efforts to bring in such quality people and content. Way to go, Boosan!!
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
My CFA Stacy Lynn Staples a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I am following pattu sir from 2018 , he is different from others. Very logical.
BUT POLITICALLY BIASED..... LOT OF STORIES.... AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
Very insightful video.
Take aways are
1. Approaching based on risk but not on returns.
2. Stay invested. Even at bad times.
3. On a low risk, you tend to invest more which is lot better than being in risky high returns fund, where you hesitate to invest.
4. Learn to earn more tax money instead of worrying about paying tax.
AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
@@prabhafancy4587May be he invested through the fall in 2008 Bubble crisis also.
1 more thing, he invested in a ELSS mutual fund. Not Nifty 50 Index
@@prabhafancy4587hahaha...😂😂😂....that's why people should always consider such "financial influencers/experts" like pinch of salt, and not to believe blindly whatever they say
Pattu is one of the best financial expert. His series on "Let's get rich with pattu" should not be missed by any Indian looking for financial freedom.
Where we can attend or watch this series bro?
Search on youtube
I never watched a video with this duration in my lifetime except movies., that much information and the way the conversation was handled. And I felt like cleared so many questions and confusions at the age of 33
Appreciating your patience to allow him to speak without interference...few people may interrupt and not allow the expert to speak much... Great content and inspiring journey
Boosan asked healthy and valid questions to Pattu Sir, also allowed him to complete his answers without interrupting(unlike WintWealth podcast). Worth listening 1hr30mins @ (1.5x😅)
Rightly said
Allowing guest to speak is a skill.
Absolutely 👏
Anna ❤ Ajay here. Please do this kind of videos 1 in 10 videos. Sharing financial experts life experience is invaluable 💯. Thanks 🙏
GOAT of personal finance Pattu sir!
True.. simple and powerful ideas
Yes,
He is a legend
Vijay fan ah
Every household should have a brother or father like these guys who have a comprehensive knowledge of personal finance. They break stereotypes around home loans, auto loans, and more. I listen to a lot of podcasts, but this one covers everything a person who has just started earning needs to know. Kudos! 🎉
Additionally, their insights on budgeting, investing, and saving for the future are incredibly valuable. This podcast is a must-listen for anyone looking to gain financial literacy. Glad the UA-cam algorithm suggested this to me!
Welcome Pattu Sir.
Thanks for your great service
Host looks like tamil actor Mr. Vishal. It is a compliment ❤❤
He is actually Vishal. I wanted to comment this on his earlier videos.
There is saying in tamil, "kili pillaiku solra mathiri" solli kodukkuthu intha episode. Itha vida easy ya personal finance 1 hr 30 mins la solla mudiyma nu theriyala. Excellent Boosan...Keep going!!! Thanks to Pattu sir
With your review comment only I am watching this video thank u bro❤
மிக அருமையான தெளிவான விளக்கம் பாராட்ட வார்த்தைகளில்லை 🎉🎉🎉🎉🎉
This is a fantastic conversation! I am an ardent follower of AIFW and have seen Pattu sirs messages and now hearing him speak makes me feel like he has experienced life in its raw glory and is sharing his wealth of experience for all of us!
Host is speaking in a very respectful tone. Keep rocking ❤❤
Very nice interview... Interviewer allowing the guest to speak fully and letting his expression fully is appreciated
1.30 hrs of worth spending of time to know personal finance. Beautifully done.
What a phenominal Podcast! One of the best experiences shared to users of all time in tamil channels! Kudos Finance Boosan! Way to go!
this one video is more enough for my whole future finances. very insightful.
Well said on the self esteem point that we get when handling an emergency fund. I have realised that in my life with practical experience.
Excellent, it's worth of time in life. Thanks Boosan for such a wonderful discussion and dlighted to listen Mr. Pattabiraman, very humble and practical midset, he just given his 15 years experience in 90 minutes..
Super Booshan.. My all question answer is this one video.. very useful for all.. continue your journey❤❤❤
Thanks sir. I learnt many . My mistakes identified here. My age 43 i am starting investment now.
Super sir ❤
When are you planning to retire
@@CyberPsychGaming age 58 (as usual retirement)
It's necessary before investing take advice from financial experts
One of the best interviews in the area of personal finance .Thanks from kerala🤞
Very much useful and eye opening for long term investment ideas , changed my perception of return percentage and beating inflation idea. Thanks for sharing this beautiful experience
This is a must watch for any 22 year old! Amazing insight in simple language
I watched Fincal with Pattu during 2021 june and followed Rolling returns while selecting Mutual Funds.
One of the best informative video, should be shared maximum, will help lot of people to understand the financial independence. Thanks a lot.
Pattu sir ur great . I started investing by seeing you i was 25 when i started and now I'm 32 . .thanks for this great work
Best financial advice I have heard. His advice is applicable regardless of where you live in the world. Really admire his honesty. Thsnk you.
Mr. Pattu is a genius and gentleman in the personal finance industry....
good job both of u...
thanks a lot.🙏
I cant believe i watched this podcast in one sitting, great work !
I am now at the age of 22, Started investing 7000 per month in Mutual funds by managing the expenses and tracking it to increase the investments. My aim is to get atleast 50 L in 10 years to buy a house.
How to invest mutual fund bro
What MF you are investing bro?
Worth spending 1.30 hours. Worthy question and answers. Much appreciated.. keep going . Thank you both 🙏
Thank you for the fantastic Episode. What a wonderful person Pattu is. Thanks for bringing him
பட்டு - புஷன் அவர்களுக்கு பாராட்டுகள் மற்றும் வாழ்த்துக்கள். மிக உபயோகமான ஒரு அருமையான உரையாடல்.. நன்றி
Man, i got lot of insight about finance and as person at the age 22, ever individual must watch this video.
First time watching 1.30min financial session without boaring😊
Chance eh ille, very insightful!!
The amount of efforts you take for an interview and the urge to educate people is clearly shown!!
Thankyou for letting us know these information which we wouldn't have known otherwise!!!
To get these info by ourselves would have taken years of mistakes😊😊😊😊
Enakkum ithe anubavan than 2018 - 2021 varaikum ennoda portfolio full negative than irundhichi. Konjam wait pannanum min 5 years
I'm following the same
Ppf, epf, nps, health insurance and equity stocks
Love this open minded discussion Boosan bro. Hats off to Pattu sir - GOAT of personal finance planning, life goal based investments. UA-cam allows only one like though
Very excited for this Collab. I heard about pattu sir from the investment insights channel.
I followed pattu sir since 2019
Boosan thank you for inviting Mr Pattu and interview was awesome and keep me scrutinizing whether am I go in the right path or not? Thank you so much for both of you❤❤
நிறைய விஷயங்களை கற்றுக்கொண்டு அருமையான பயனுள்ள வீடியோ
இந்த வீடியோவை 5 பாகமா பிரிச்சு போட்டிருக்கலாமே நண்பா ❤❤❤❤
Nooo pls change ur mind
Good episode... Pattu sir is an ocean.. Letus take a mug of water and grow. He is giving such pragmatic and logical ideas about finace and investments. Boosan sir, in future this combined podcasts do better.. Congrats
Such an amazing video... No one will ever teach u these. Everyone should really watch and get the ideas and perspectives to apply them to their personal finance❤
Interesting to see he has similar timeline as mine!
I did it in western world!
I started stock investing directly and failed and wasted 4 years! But started around 2012 on funds and went all in equity. Harvesting dividends enough to retire in India!
Start investing in dividend growth funds today! Right now! Stop reading comments and invest..
I normally won't listen this much lengthy video but Pattu is an open book...very detailed explanation...need to thank Boosan not to interfere intermediate while Pattu sir is talking❤
Bro, regarding buying house. I took my first home loan when I was 25, that loan made me discipline with money and build a character, it's more important in 20s. loan push me every year for better salary, I repaid that loan in 5 yrs. I don't get much return from it, but it helps me to be what I am today... I am happy today...
Such a practical person, we need someone like him in our family as investment advisor ❤
Tax பற்றி உங்கள் விளக்கம் அருமை boosan and pattu sir ❤
Thanks for lot Am ,,28 yrs old just only I know how to calculate financial in life & know about investment
Woow its must watch before planing ur personal finance and investments
As usual pattu sirs wisdom helps audiences
Watch 1x those who are serious about personal finance & investigations
So much to learn don’t binge watch
i feel like read one financial book , nice conversation , thank you
One of the fantastic interviews I have ever listened to. Interviewer needs equal applauds for making it so Simple but rich in content.❤❤❤
தமிழ்ல அழகா விளக்கம் கொடுத்தீங்க நன்றி
Very precise and clear explanation.
Kudos to Mr. Pattabiram and Mr. Boosan.
It was insightful and useful for us.. like how to handle finance on a 360 degree basis😊
Pattu sir is an ocean of financial prudence. He gives simple solutions to financial planning. The questions raised are equally good thsy covered most of the problems. Great insights. One stop shop for addressing all the financial planning one comes through in his or her life.
One of the best videos about investing which covers almost every basic stuff.
Vazhkaiku thevaiyana urupadiyana video.. I have seen ..every family man and woman should watch it.. thank you so much both of you for your valuable information 😊
Very good conversation. Please keep up more collaboration
At last a genuine, impressive, simple and practical finance management knowledge..all free of cost. can't thank you enough. Keep up the good work sir..
Boosan looks similar to actor vishal
Any body noted?
Good content... Lots of insights to apply in action.. Start reading finance daily.
Boosan oda first video paatha udaney naan pota comment. He looks like Vishal
Now my age 24 i learnt best idea from in this discussion thanks 🙏🏻
I'll start my investing
நீ ஒருமையில் பேசுவது எனக்கு பிடிக்களை
I have been following Pattu sir for so many years. He has been generating amazing content for ages. Like the host mentioned, any starters who digs the internet for advise on asset allocation, goal-based investing, choosing the right mutual funds, would have inevitably stumbled upon pattu sir's blog. And this single video sumps up all major questions / deliberations any type of investor would have in their mind. Save this video, share it to max people in your circle. Get financially better.
First house investment is a good option by avalimg housing loan provided EMI is about 30 to 40 % of salary . Tax concession for repayment of principle and interest is a great help . Added with iever increasing house Rent .we need to pay tax. It is the duty of the govt to consider the tax rate linking with inflation instead of keeping the same tax rate for years together for the old scheme.
Post Card:
Insurance- Life, Health
Index Funds 50-60%
EPF/PPF/Debt Funds 40%
Questions to Dr Pattabhiraman Sir
1. If one starts today when index is at high whether it is wise to invest now or to wait for 20% correction?
2.If my expectation is 10%, is it good park my funds in Invits which offer 11-12% now and to invest in equity later when it corrects 20%?
This is truly one gem of an interview on personal finance. Way to go.
Wow greatful, very valuable discussion. Both also talking very informative and stated from basic to ultimate touch.
Really thankful to you both Pattu sir and Boosan.
To watch finance content that does not hover on fear mongering is such a relief. This podcast makes you feel that finance is not as hard as people think it is. Thank you for publishing this gem of a podcast.. I look forward to watching more videos like this :) Amazing, Boosan!
Superb quality in tamil finance contents.pls keep doing interview it with more quality and reputed personalities.
One more Wonderful content from Mr. Pattu. He is one of the humble person I ever seen, he is master in telling simple investing for common man. Lot of take aways to me… Even though it was a long video, I can’t stop in between… Thanks Boosan for nice interview…
Thanks for the video bro❤.. And I want to thank Dr. Pattabiramar Sir, really eye opening speech for beginners. Thanks a lot sir for better understanding of investment strategies and management.
Fantastic episode Boosan. Great knowledge shared by Pattabiraman sir.
Thank you Boosan for this great interview. Pattu sir you are spot on, your advice helps me to let go of my FOMO.
Patience, Consistency, don't regret and keep it simple is my takeaway.
So much of information in a single video.. You made me to start investing Boosan.. Thank you😊
Excellent insights from Pattu sir. It's personally beneficial with new financial recommendations. I never spend time on podcasts due to its lengthy runtime, but I wasn't distracted at all and couldn't take off my focus. Thoroughly enjoyed this interview. I'd say watching this video fully itself is a wise investment.
Very sensible discussion with many relevant examples and experience. Lot to take away from this episode. Thanks for sharing the wisdom.
Great conversation between boosan and pattu sir. Very insightful informations. Keep doing such a conversations with inspired individuals.
If you don't have 1.5 hrs to watch, watch last 3-5 mins. Worth watching.
Excellent conversation..lot of insights about various investments, approaches..great..Keep it up..
I consider take away as Simplify your life with Index investing 💰 thank you for a informative and memorable content
Very insightful ❤ These are the words from more than 15years of experience. Very simple strategies !!!!!
Pattu sir document patha va pothum.easy ah financial plan panala.Super pattu sir
The knowledge pattu Sir has is highly matured and commendable. Thank you so much sir.
I am wondering about the interviewer , first time watching but such a clarity in speech, intellectual questions, Not hurry to get the answers as they wanted, Maturity in speech starting from the introduction. Keep going.
Very true about real estate investment. It's not wrong but not everyone's cup of tea.
நன்றி சார் உண்மைகளை தெளிவாக எடுத்துச் சொன்னீர்கள் வாழ்த்துக்கள்
Thanks Boosan and Pattu sir.👏🙏