Serious Issues with Union Bank Education Loan! Must Watch

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  • Опубліковано 3 сер 2024
  • In this video, we expose the challenges faced by students who opted for Union Bank education loan without collateral. What began as a promising opportunity turned into a bureaucratic nightmare, leaving hopeful students disillusioned.
    This video will shed light on the flaws in Union Bank education loans product like higher loan margins, no pre-visa disbursement, and no moratorium period for unsecured loans, so watch the video till the end.
    The following are the timestamps from this episode 👇
    00:00 - Teaser
    00:51 - Introduction
    01:31 - Issue no 1- Higher Loan Margin
    06:40 - Issue no 2 - No Pre-visa disbursement
    07:49 - Issue no 3 - NO Moratorium Period
    08:35 - Summary
    09:14 - Conclusion
    ※※※※※※※※※※※※※※※※※※※※※
    Request a callback by clicking the link below-
    👉www.wemakescholars.com/educat...
    Or call us at -988 988 20 90
    Our team of financial officers assists you with your entire education loan process until sanction, disbursement, and beyond. All the services offered by WeMakeScholars are free of cost as this initiative is supported by the IT Ministry, Govt. of India.
    ⋘🔸➖🔸➖🔸➖🔸➖🔸➖🔸➖🔸⋙
    Here is a list of our must-watch from the Loanflix series
    🔶Union Bank Education Loan Schemes for Abroad Education
    • Union Bank Education L...
    🔶Everything you need to know about abroad education loans for 2024
    • Don't miss this: Every...
    🔶How to apply for an Education Loan for Abroad
    • Education Loan Process...
    🔶Foreign Education Loan Without Collateral
    • From Zero to Hero: You...
    🔶Loan Interest Rate Protection Scheme for Floating Rates
    • Loan Interest Rate Pro...
    ⋘🔸➖🔸➖🔸➖🔸➖🔸➖🔸➖🔸⋙
    LinkedIn Reviews: / wemakescholars
    Google Reviews: www.google.co.in/search?q=wem...,
    ⋘🔸➖🔸➖🔸➖🔸➖🔸➖🔸➖🔸⋙
    Since the first episode in 2018, the LoanFlix series has now become the most comprehensive web series on UA-cam on the abroad education loan process. LoanFlix season 2 brings you deeper insights into the topics related to the Abroad Education Loans space.
    We've also covered practically every aspect of an abroad education loan in our LoanFlix series, which you can find below. So do watch the entire series if you want to know everything about education loans for abroad studies.
    🔶LoanFlix Season 1
    • Loanflix: The most com...
    🔶LoanFlix Season 2
    • Loanflix Season 2
    🔶Country-wise Education Loan Guides
    • Country-wise Education...
    🔶Testimonials- WeMakeScholars
    • Testimonials- WeMakeSc...
    ※※※※※※※※※※※※※※※※※※※※※
    About the Presenter - Damini Mahajan is a visionary entrepreneur and co-founder of WeMakeScholars.com, an education finance start-up for international education. Damini has been mentioned as a "Top Women in Tech" by The Asian Entrepreneur. She has also been awarded as the winner of the Silicon Valley Challenge by Action for India 2016 and was in the Top 75 start-ups in Power of ideas by Economic Times at IIM Ahmedabad.
    👉Script editor- Arjun R Krishna
    👉Shot, Edited & Directed by Ravi Singh
    👉Designs - Ravi Singh
    Stay connected and follow us on:
    🌈 Instagram - / wemakescholars
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    👨‍🎓 Linked in- / wemakescholars-com
    🎈Contact us at hello@wemakescholars.com
    Please subscribe to our channel for more informative videos. Also, do like👍 and share’📢 with your friends. Good luck!✌
    Click here to subscribe - 🔔 / @wemakescholars
    #educationloan #unionbank #studyabroad #issue

КОМЕНТАРІ • 111

  • @waghmaresir1189
    @waghmaresir1189 3 місяці тому +3

    Since Last 8 month I am trying for educational loan in union Bank seawood Navi Mumbai Maharashtra branch,I have paid 6500 RS legal charges, I am waiting for loan sanction letter but not yet,very poor service and irritating Bank for student and parents.

    • @kulkavin
      @kulkavin 3 місяці тому

      Go to a Union Bank Loan Point, they will help you definitely. There's one in Thane near railway station.

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hello! We are sad to know your experience with the branch. And the delay with the sanction letter is really a major inconvience; this happens when students approach bank by themselves. We have a team who will help you get the sanction letter if you wish to continue with the same branch since you have paid the legal valuation fees. But, there are other better options for you with other banks that you might want to explore
      Please reach out to us using this link: bit.ly/48cTdcR and let us discuss the further processes.

  • @user-yb3sl9xy5c
    @user-yb3sl9xy5c 4 місяці тому +9

    I understand the disappointment from student but this issues are explained by the bank employees when you ask and even they are mentioned on their website and of course on the sanction letter. So I would say it’s mistaken from the students end because banks are obviously going to place such policies to earn profits after all its a cruel business.

    • @WeMakeScholars
      @WeMakeScholars  4 місяці тому

      Yes, they might explain it when asked, but most of the first time loan takers, don't even know what to ask. So, they are always kept in dark.

  • @TanvishPatel08
    @TanvishPatel08 4 місяці тому +8

    I had also applied for an education loan from union bank but at last they rejected my loan because they think master of finance is not a management or stem course. Because of them 6 precious months of my career are wasted

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi Tanvish, No worries! we will try to dig for possibilities and see what can suit your profile better. You are encouraged to request a callback: bit.ly/48cTdcR. The team will swiftly connect with you and check your eligibility with 14+ lenders in the market to help you secure the best deal and they will guide you throughout your loan process. Don't waste much of your time and quickly begin your loan process with us today. All the best!

  • @wannabe_ina_soldier
    @wannabe_ina_soldier 3 місяці тому +3

    thank you very much for this information. i just filled the loan form 3 -4 days ago and was filling vidya lakshmi form when this showed up. it really helps

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi, Stay connected with us for more such informative videos. Parallelly, you can check your eligibility with our team of Financial Officers, they will assess your eligibility and provide one-on-one assistance for you. Not only that, our team will negotiate the best deal possible on your behalf. wait no longer and connect with us right away by requesting a call back: bit.ly/48cTdcR. The team will get in touch and evaluate your profile with 14+ lenders in the market and help you get the best deal out of all while providing you with expert loan assistance. Best of luck:)

  • @AakashKumar-pv3vo
    @AakashKumar-pv3vo 3 місяці тому +1

    Can I secure a loan specifically to fund my Block account for living expenses while pursuing a Master's degree in Germany, considering there are no tuition fees? Additionally, is it possible for this loan to include a moratorium period before repayment begins?

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hello Aakash! Getting a loan only for your blocked account for living expenses is very difficult when you approach banks and lenders by yourself. This is a confusing and complicated process. But at WeMakeScholars, we have special provisions if you are looking for a loan, especially for a blocked account, our team can help you. This is a detailed video on blocked account. You can watch for more information: ua-cam.com/video/sSt0i4HUin8/v-deo.html
      Please use this link: bit.ly/48cTdcR to request a callback and our financial officers will guide you.
      *Please keep in mind that if you take a loan only for a blocked account, you will have to start interest payment immediately and there will not be any moratorium period.

  • @shujathkhan9932
    @shujathkhan9932 4 місяці тому +2

    I want a secured edu loan for Australia from a nationalised bank and also pre-visa disbursement. Is it possible?
    If not then what will be the right option for Australia?

    • @sorabprajapati1469
      @sorabprajapati1469 4 місяці тому

      Yes it's possible

    • @shujathkhan9932
      @shujathkhan9932 4 місяці тому

      How brother?​@@sorabprajapati1469

    • @WeMakeScholars
      @WeMakeScholars  4 місяці тому

      Hi Shujathkhan, Yes, securing a loan for Australia from a Nationalised bank is indeed possible. Prior to your visa application, you'll need to cover the 1-year fees and living expenses, approximately totalling around 10 lacs. Once these are settled, you'll receive a COE (immigration letter) necessary for your visa application. We're here to assist you in finding the best option based on your profile, with leading lenders in the market. Simply provide your details, and we'll take care of the rest. To get started, please request a call back: bit.ly/48cTdcR. Our team will guide you through the process. Wishing you all the best!

  • @raakeshrocky
    @raakeshrocky 3 місяці тому

    What are the charges you collect in helping the students to get Education Loan? How does your organization run? Is it social service from your organization or do we need to pay anything in the entire process.

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hello Rakesh. WeMakeScholars does not charge anything for the services we provide. You are not required to pay anything for the entire process of your education loan. You can experience that for yourself and avail of our services by using this link: bit.ly/48cTdcR
      You can also write to us: hello@wemakescholars.com and know more about our organisation.

  • @nawaztapali3073
    @nawaztapali3073 4 місяці тому

    What is the loan margin if the fees + living expense is exactly 40lakhs? How much do we arrangebefore visa?

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi Nawaz! Let's say, the loan margin is 15% charged by the lender (i.e) Loan Margin = Total Expenses × Margin Percentage
      = 40,00,000 × 0.15
      = 6,00,000 lakhs
      This means you would need to arrange 6 lakhs as your own funds, and the remaining amount of 34 lakhs would be covered by the loan. Regarding the funds to be arranged before VISA, would depend on the country. So it is advised to check this with your Financial Officer they will assist you with it, if you haven't been in touch with us then what are you waiting for? you can simply request a call back: bit.ly/48cTdcR. In the meantime, you can get some clarity by watching this video: ua-cam.com/video/dBe8ssqusYE/v-deo.htmlsi=o7s3_Ddn-ZjIUVpt and a couple of videos based on loan margin on our channel. Our team of Financial Officers will promptly connect with you, assess your eligibility with multiple lenders, and guide you through the loan process. All the best!

  • @StromRider0607
    @StromRider0607 4 місяці тому

    Hello ma'am I am looking for a Education loan for my MBA course in India, Just waiting for the confirmation of admission from college side. The total fees is around 20 L can you suggest how should i proceed.

    • @WeMakeScholars
      @WeMakeScholars  4 місяці тому

      Hi! we will surely help you with it. We will be requiring a few more details to evaluate your profile. We encourage you to connect with the Financial Officer by requesting a callback: bit.ly/48cTdcR. The team will swiftly connect with you and check your eligibility with 14+ lenders in the market and help you secure the best deal from it and they will help you with which lender to proceed with as per your profile. It is advised to seek expert guidance from our Financial Officer before you proceed with decisions regarding your education loan. All the best:)

  • @YatharthShastri
    @YatharthShastri 3 місяці тому

    I want to connect with your team but I can't because of form is not submit from portal

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hey Yatharth! Make sure you fill out all the information at bit.ly/48cTdcR to get in touch with us. You will hear from one of our financial officers within 48 hours. In case you face any further issues with submitting your details, you can reach us at 09393344424. Thank you.

  • @harshshirodkar6142
    @harshshirodkar6142 4 місяці тому

    do i have to pay simple intrest during the moratorium period for 40 lakhs non collateral loan ?

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi Harsh! It varies from lender to lender. Additionally, if the bank you are processing your education loan instructs you to pay then it is essential to make the simple interest payments during your moratorium period. If you haven't been in contact with us then it is recommended to reach out to our team of Financial Officers, they will access your profile and check your eligibility by comparing the offerings from 14+ leading lenders in the market and help you secure the best deal suiting your requirements. You can easily connect with them by requesting a callback: bit.ly/48cTdcR. The team will promptly connect and help you with the process. Good luck:)

  • @SahilSharma-sf8ds
    @SahilSharma-sf8ds 3 місяці тому

    Hello, ma'am I have not received a call from your side. Since i registered for it 4 days ago??

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi Sahil. According to our records, we found that our Financial officer Kundan Kamble has tried reaching out to you today. We haven't received any response from your end. We will try calling you again within 48 hours, kindly answer the call this time. Thank you.

    • @SahilSharma-sf8ds
      @SahilSharma-sf8ds 3 місяці тому +1

      @@WeMakeScholars ma'am I mailed the financial officer and told him to call me between 6pm to 8pm but he never called me and not picking up my call also.
      Kindly look into the matter please it's urgent.

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому +1

      Hello Sahil, we hope you recieved a call from our financial and spoke to them. In case, you still have not recieved a call , I will let the financial officer know and respond to you as soon as possible.

  • @aminoa-jo5qx
    @aminoa-jo5qx 4 місяці тому +1

    I was also applying thru them. I will not apply for now because I can't pay 15% so I'll just give up.

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi, do not give up. Our team will try and negotiate to get you the best deal suiting your profile and requirements, you are just required to simply request a callback: bit.ly/48cTdcR. The team will promptly connect with you and check your eligibility for securing the education loan by comparing the offerings from 14+ lenders in the market to help you secure the best deal and they will guide you throughout your loan process. All the best:)

  • @raajac2720
    @raajac2720 4 місяці тому

    I am getting education loan from ICICI for 10.85 percentage of interest but top up not available.
    Hdfc credilla have offer loan higher interest but top up are available.

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi, before you make up decision as to which can suit your profile and requirements better, it is important that you are aware of the bank's terms and criteria. Our team of expert Financial Officers can help you suggest the best deal with over 14 leading lenders in the market. You can get in touch by simply requesting a call back here: bit.ly/48cTdcR. The team will connect and evaluate your profile and get you the best deal out of all while providing expert loan assistance. All the best:)

  • @sanikalole3791
    @sanikalole3791 3 місяці тому

    Hello ma'am, I have received an offer letter from IMT Hyderabad for PGDM, and I am on the waitlist for TAPMI Manipal. I received a callback from your team, and the person suggested Union Bank to me. I visited the Union Bank branch near me and found out that both IMT and TAPMI come under their "Special Scheme for Students of Premier Management & Technical Institutes." Because of this, I can get a loan of 20 lakhs without collateral and with an interest rate of 9.25%, which is much lower than the rates offered by other banks I visited. Additionally, they don't require my father's ITR file (which my father doesn't have). So, I thought it was a good deal. However, after watching your video, I am a bit worried now. Should I proceed with the loan application?

    • @Harmanpreet
      @Harmanpreet 3 місяці тому +1

      Just ask for the loan requirements and processes from the representative and plan accordingly. This video is a perfect example of poor planning of finances and is totally misleading. So nothing to worry about. Just approach your bank representative for complete requirements including Margin requirements, moratorium, loan insurance coverage and tenure.

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hey there! We are glad to know you got a best deal for you from our team. We understand that you are hesitant to proceed with Union Bank but we would like to remind you don't have to be and that we will support with everything. Since you are happy with the deal, proceed with us and we will guide you with the process. And if you want to explore other options, that is okay too. Our financial officers are here to help you with all your queries. Use this link:bit.ly/48cTdcR to request a call back

  • @theshubhambajaj0170
    @theshubhambajaj0170 4 місяці тому

    Should I get loan of 4 lac at 8-9% at any bank??? Without having account ..or at newly account

    • @WeMakeScholars
      @WeMakeScholars  4 місяці тому

      Hi Shubham! the interest will be decided based on your profile and requirements, we can try to negotiate at the best terms possible while comparing it with 14+ leading banks in the market, not just that, our team of Financial Officers will guide you throughout your education loan process and until your loan is repaid, you can simply get in touch with them by requesting a call back: bit.ly/48cTdcR. They will connect with you and guide you further. And regarding the account, a new loan account would be created after the loan sanction, precisely during the disbursement process.

  • @vigneshrb1626
    @vigneshrb1626 4 місяці тому

    I am working with wemakescholars for my loan and I have started the process of taking a collateral loan with Union Bank of India. Should I proceed or change? Btw UBI is offering 9.25 % but public banks like SBI is offering 10.65 with insurance. It's not 0.1% difference but more than 1%

    • @WeMakeScholars
      @WeMakeScholars  4 місяці тому

      UBI unsecured is 9.7%. You can get from KVB at 9.99%. SBI's ROI is also expected to come down in a month or so.

  • @harsh3994
    @harsh3994 3 місяці тому

    Does that mean, if I apply for a 30 lakhs loan, I will need to put 15 lakhs, and the bank would give me only 15 lakhs?

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi Harsh! Yes, Union bank will give a maximum of 40 lakhs of non-collateral loan and the loan margin will be 50% which means, if you take a loan of 30 lakhs, you will have to bring in 15 lakhs from your end and bank will give remaining 15 lakhs which adds up to 30 lakhs.
      It is definitely not an easy task to arrange so much money from your side. So, we suggest you to get your profile analysed and explore other better offers for you. Please contact our team for free guidance- bit.ly/48cTdcR

  • @PardeepKumar-bm5bi
    @PardeepKumar-bm5bi 4 місяці тому +4

    Thank you mam for very knowledgeable video union bank is so hard, sbi does not show interest , private banks don't give moratorium then which public bank we should go?

    • @WeMakeScholars
      @WeMakeScholars  4 місяці тому

      We can help you with SBI or other public sector banks like BOB or Canara bank or KVB. When you go to SBI directly, they may not entertain you, but WeMakeScholars team can support you with it. Request a call back here- www.wemakescholars.com/education-loan/study-abroad

  • @bishu5459
    @bishu5459 4 місяці тому

    can you make a video educating us about other banks apart from union bank?

    • @WeMakeScholars
      @WeMakeScholars  4 місяці тому

      We have made videos about all banks. Can you please mention which particular bank are you looking for the information on, so that I can share the relevant link here?

    • @bishu5459
      @bishu5459 4 місяці тому

      @@WeMakeScholars it would be highly appreciated if you can come up with a detailed video about a bank that would be best in this scenario related to margin, new rates and collateral and non collateral options.

    • @WeMakeScholars
      @WeMakeScholars  4 місяці тому

      We would like to know on which bank you would like to get more information on?

    • @bishu5459
      @bishu5459 4 місяці тому

      @@WeMakeScholars can you please give a alternative to Union bank (collateral/non collateral) with pre disbursment and moratorium period and with interest that wouldnt poke a hole in my soul? Please?

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Bishu, since you have not mentioned any specific bank and wanted to know better alternatives to Union Bank, I will link a playlist that has videos on all other banks. They are small, informative videos which you can easily watch and get a comprehensive understanding. Here you go: ua-cam.com/play/PL43-OnMI0wI_AYaQIdDD3ujq6y3nUqk_r.html&si=zAP4Uc2phCO4zylL
      Alterative to that, our team will give all the information on other best banks, their ROIs and all details according to your profile and with lowest interest too. Have a talk with our financial officers by using this link: bit.ly/48cTdcR
      I hope this helps.

  • @keeploughing
    @keeploughing 4 місяці тому

    My wms is not good I need only 6 months fees which is approximately 9 to 10
    I am looking for unsecured loan, my mother is a shop owner.

    • @WeMakeScholars
      @WeMakeScholars  4 місяці тому

      Your profile is very weak, that's why the team is not able to support you. Your academic profile along with co-applicant profile. Please speak to your financial officer for more clarity.

  • @Sreeyuth
    @Sreeyuth 4 місяці тому

    hello mam, i have got good score in kiit university entrance, i want to take their btech course,. i checked few banks for loans and for the college iam going, they are providing only 7.5 lakh by sbi and 15 lakh by bank of baroda...i need 22 lakhs. can i get non colateral loan for that??

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi Sree! the value of your education loan will be based on your profile. We will have to thoroughly evaluate your profile to understand your course requirements. Our Team will help you with it. You can connect with us by requesting a callback: bit.ly/48cTdcR. Once you fill out the form, they will get back to you within 48 hours and help you secure the best deal out of all 14+ leading lenders in the market. Connect with them right away! Best of luck:)

  • @Bhargava_Reddy
    @Bhargava_Reddy 4 місяці тому +2

    Hello mam Is there any chance to get an educational loan of 30 lakhs without collateral for studying medicine bachelors in abroad

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому +1

      Hi, securing an unsecured loan for a bachelor's can be a little difficult unless and until your University is coming under the top listing. However, we will access your profile and dig for alternatives on your profile. It is recommended to connect with the Financial Officer by requesting a callback on the link: bit.ly/48cTdcR. The team will swiftly connect with you and check your eligibility with 14+ lenders in the market and help you secure the best deal from it. Meanwhile, you can check out our video: ua-cam.com/video/9_C8wgEx5Oo/v-deo.htmlsi=4JriQklT0ID6_7xt until the team connects and initiates your loan process. All the best:)

    • @Bhargava_Reddy
      @Bhargava_Reddy 3 місяці тому +1

      @@WeMakeScholars k mam and iam going to get a seat in world top 100 universities according to qs world ranking for mbbs

    • @Bhargava_Reddy
      @Bhargava_Reddy 3 місяці тому +1

      @@WeMakeScholars And one more thing is this process of securing an education loan survice is for free or??

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому +1

      Well! our services are free of cost. If you are referring to processing fee then it is charged by the lender to process the education loan application. A common charge that most lenders mention upfront, can be a fixed amount or a percentage of the loan amount. However, a few lenders add a service charge to the processing fee that increases the cost of the loan which you have to pay to the lenders directly. We hope this clarifies!

    • @Bhargava_Reddy
      @Bhargava_Reddy 3 місяці тому +1

      @@WeMakeScholars kk mam thanks for information but can you tell what will be the approximate amount for processing and service fee given by the most of the lenders because I want to be ready for that amount so can you please tell me approximate amount most of the lenders charge

  • @billeguna2041
    @billeguna2041 11 днів тому

    Mam in jansamarth portal in co aoplicant option how i can fill like parents details

    • @WeMakeScholars
      @WeMakeScholars  10 днів тому

      Hi, We recommend you watch this video for your understanding: ua-cam.com/video/1qdzHGnoqEs/v-deo.html.

  • @nudratfatema568
    @nudratfatema568 3 місяці тому

    Can I get education loan for MBBS in Bangladesh or Kazakhstan ? If yes then through public or private bank??

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hey there! Getting an education loan for MBBS in such countries is a difficult thing. It is better to try with public banks because they are a better option as you will have to put a collateral for MBBS loan. You will also need to have a good financial co-applicant with an income of more than 12 lakhs per annum. Read this article to know more: www.wemakescholars.com/education-loan/mbbs
      We suggest you to not apply for MBBS loan on your own as banks may reject it. We will help you with your loan as we work closely with banks. Use this link bit.ly/48cTdcR to recieve a call from us and we will guide you through it all.

  • @shubhamavirsingh3156
    @shubhamavirsingh3156 4 місяці тому +1

    Mam my loan rejected from hdfc credila because my accedmics was low in 10th and 12th. 48 in 10th and 57 in 12th but the reason behind these low percent because i played a state and national level cricket. Now i got the offer letter from the UK please help me mam i really need your help. Please mam 🙏🙏🙏🙏🙏

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi Shubham! In all the bank's instructions, 60% is the minimum at all levels- 10th, 12th, degree. However, some deviations can be taken to get approval for lower percentages. We can try for it. May we know which course you are planning abroad? It's recommended that you request a callback on bit.ly/48cTdcR. Once you fill out the form, they will get back to you evaluate your profile and help you secure the best deal out of all 14+ leading lenders in the market and they will provide you with expert loan assistance. Connect with them right away! Best of luck:)

    • @shubhamavirsingh3156
      @shubhamavirsingh3156 3 місяці тому

      @@WeMakeScholars mam anushka katorni one of your agent is already handling my cases i really want to talk to you please mam

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      she is well equipped to answer and guide you through your loan process. Incase of any concerns you can reach out to our customer support on hello@wemakescholars.com. The team will connect and help you with it.

  • @Sumit-ry4yf
    @Sumit-ry4yf 14 днів тому

    Maam educational loan karaya college ke liye aur jab receipt lene college gaye tab vo bolre utr number nahi chalega statement me dusra number aata hai vo match hoga maam.smj ni aara

    • @WeMakeScholars
      @WeMakeScholars  12 днів тому

      Hello, Sumit. Could you please tell us where you intend to study: in India or abroad?

  • @arya06765
    @arya06765 Місяць тому

    Do they offer 40 lakhs even for the bachelor's program?

    • @WeMakeScholars
      @WeMakeScholars  23 дні тому

      Hi Arya, Union Bank's provision of education loans for bachelor's programs depends on the student's profile and whether the university is listed or not. There are many other banks with better education loan products tailored to the needs of students than Union Bank's. We can help you check your eligibility with 15+ public and private banks and assist you in getting an education loan that suits your profile. To get in touch with your financial officer, please request a callback using this link: bit.ly/48cTdcR or give us a call at 9889882090.

  • @harshjasht1415
    @harshjasht1415 Місяць тому +1

    Mam muje sirf hostel and mess ki fees ka loan chaiye kya loan mli jayga please reply

    • @harshjasht1415
      @harshjasht1415 Місяць тому

      B tech (nit)

    • @WeMakeScholars
      @WeMakeScholars  Місяць тому

      Hi Harsh, please note ki Study in India ke liye banks aapko sirf living expenses ke liye loan provide nahi karte. Education loan mein aapke Tuition fees, living expenses, aur other expenses ka inclusion zaroori hai. Please hamare team se connect kare taki vo aapko necessary guidance and assistance de sake. iss link par callback request kijiye: bit.ly/48cTdcR. Hamara team jald hi aapko respond karenge.

  • @jasminpatel4226
    @jasminpatel4226 3 місяці тому

    What about nbfc has given without collateral 100% loan....

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi. There are NBFCs that fully fund your education without any collateral. Here is an article on NBFCs, please read: www.wemakescholars.com/education-loan/unsecured-education-loan-from-nbfcs-an-overview.
      Our financial officers will help you through this, please connect with us using this link: bit.ly/48cTdcR

  • @MohamedHakifath
    @MohamedHakifath 2 місяці тому

    Hi mam. I need an educational loan of 20 lakhs without collateral for Mbbs in PSG MEDICAL COLLEGE( top rank clg in india) is it possible?

    • @WeMakeScholars
      @WeMakeScholars  2 місяці тому

      Hi, Congratulations on your admission in a top-ranked college! It is possible to get an unsecured loan if the college is top-listed. Speak with our loan team and they’ll check it for you. We’ve partnered up with 15+ public and private banks. We can connect you to multiple banks at one go, reducing your time and effort. Kindly request a callback at bit.ly/48cTdcR . Our loan team will get back to you soon.

  • @MahendraSingh-sv3me
    @MahendraSingh-sv3me 4 місяці тому

    Mam can i get loan for my ca course plss tell me??

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi Mahendra! Yes, Chartered Accountants (CA) in India can apply for education loans to finance their studies. Many banks and financial institutions offer loans for professional courses like CA. Loan eligibility and amounts vary depending on the lender's policies. We can assist you in securing the best loan deal from 14+ leading lenders in the market. Simply request a callback through this link: bit.ly/48cTdcR. Our team of Financial Officers will promptly connect with you, assess your eligibility with multiple lenders, and guide you through the loan process. Best of luck:)

  • @aaravvashishtha2065
    @aaravvashishtha2065 3 місяці тому

    Can I get unsecured education loan of 11 lakh for Chandigarh group of college Mohali for btech ....

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Aarav, getting an unsecured loan of 11 lakhs for B.Tech can be decided only after carefully examining your profile. We would you to talk to our financial officers who will help you for free. Use this link to request a call back bit.ly/48cTdcR and we will get in touch with you.

  • @raajac2720
    @raajac2720 4 місяці тому

    Who ever wish to apply education loan , should verify your CIBIL score,
    Because cibil is important factor deciding to loan ,
    Than should ask top up loan facilities available or not.
    Because foreign countries universities frequently revised their course fees,
    So don't expect always same,
    Try good ranking university,

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi, Thanks for sharing your insights. And if you wish to get a better deal over 14+ leading lenders with expert loan assistance, we are here to help you with it, Additionally, we will provide assistance until your loan is repaid. Here is how you can get in touch by simply requesting a call back here: bit.ly/48cTdcR. The team will connect and evaluate your profile and get you the best deal out of all.

    • @Bhuvan_Panday
      @Bhuvan_Panday 3 місяці тому +1

      ​@@WeMakeScholars I want education loan

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Sure, Bhuvan. We will help you get the best education loan. Use this link: bit.ly/48cTdcR to request for a callback from our expert financial officers who will guide you for free. Looking forward to talk to you and work on your education loan.
      All the best :)

  • @solitaireandcasualgames
    @solitaireandcasualgames 3 місяці тому

    Mam my father given a guarantee and cbil score is 573 and I need loan of 20lakh without coletteral but my parrents has itr more than 12lakh and I recived the offer letter master in Australia please help mee

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hello there. We would first like to know what guarantee he has given and also, minimum required CIBIL score is 680 to get an educational loan. Having an ITR of more than 12 lakhs is a really good sign. So, we can try for a loan for you in a few banks. Our financial officers will review your profile and get you the best deal according to it. We will help you, don't worry. Contact us using this link: bit.ly/48cTdcR and we will give you a call back

    • @solitaireandcasualgames
      @solitaireandcasualgames 3 місяці тому

      @@WeMakeScholars mam i contacted your team but they say not possible

    • @solitaireandcasualgames
      @solitaireandcasualgames 3 місяці тому

      @@WeMakeScholars mam i contected to your team but they tell you wiil not get and i provide a profile of my cusion which is good profile and but banks say they do not accept the couisn profile

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi! Why did you give your cousin's profile?

    • @solitaireandcasualgames
      @solitaireandcasualgames 3 місяці тому

      @@WeMakeScholars the bank manager of union bank say that we can make your cousin as a granter but he send file ahead and rejected

  • @shivajibasu6069
    @shivajibasu6069 3 місяці тому +2

    Shame on #RBI regulators who can't regulate #UnionBank who fleece young students so badly while billions of money is siphoned off by big business houses with deep political and social contact.

  • @nachig4336
    @nachig4336 3 місяці тому +2

    See the information provided my mam is correct. I spoked with UBI official and he explained me for almost an hour regarding the margin. You can tell them you want funding for tuition or tuition+living. If your tuition is 40L or below tell them to only fund that amount. Then they will apply only 15% margin. If your loan amount goes above 40L, they will apply margin as explained by mam in this video. Hope this helps. Information provided my Wemakescholars is accurate.

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      We are glad you are benefited by our videos. We always strive to speak the truth and help students. Thank you for your comment.

    • @suryasuryaks6653
      @suryasuryaks6653 Місяць тому

      What about disbursement bro, did you faced any difficulty, or is it possible to get before visa

    • @nachig4336
      @nachig4336 Місяць тому

      @@suryasuryaks6653 not yet requested for disbursement. Visa is required for disbursement.

    • @WeMakeScholars
      @WeMakeScholars  Місяць тому

      Hi Surya, Most of the banks including Union Bank don’t facilitate Pre-Visa Disbursement . However, if you process your loan via Wemakescholars, we can directly talk to bank superiors and help with your Pre-Visa Disbursement. We’re empanelled with 15+ public and private banks. Speak with our team as they can connect you to the best bank which is offering you a better deal than Union bank. Request a callback at bit.ly/48cTdcR . Our team will get in touch with you shortly.

    • @suryasuryaks6653
      @suryasuryaks6653 Місяць тому

      @@WeMakeScholars I need 43 lakhs from uni bank what will be the margin amount mam how it will be calculated

  • @jayasreebose4091
    @jayasreebose4091 3 місяці тому

    Russia me mbbs k liye students loan dete hai keya

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi Jayasree! getting an education loan for Russia can be challenging, due to the country's disputes and poor relations, so the chances of securing the loan are slim. However, you can seek expert guidance from the team by requesting a call back here: bit.ly/48cTdcR. The team will get in touch and evaluate your profile with 14 lenders in the market and help you get the best deal out of all. Get started with it right away. Best of luck:)

  • @user-nd1fy2tt9y
    @user-nd1fy2tt9y 4 місяці тому

    4000000lakh ke upar mbbs ke liye education loan chahiye.

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hi yes, we can help you secure the required amount as per your total project fee. We will be requiring a few more details to evaluate your profile. You are encouraged to request a callback: bit.ly/48cTdcR. The team will promptly connect with you and check your eligibility with 14+ lenders in the market to help you secure the best deal and they will guide you throughout your loan process. Meanwhile, we have made a detailed video: ua-cam.com/video/SPp1TS4KyKI/v-deo.htmlsi=y4rj5UTrhBmluo39. You can watch the entire video to get some understanding of the course you are planning to take abroad. The team will reach out to you and provide one-on-one assistance. Best of luck:)

  • @user-nd1fy2tt9y
    @user-nd1fy2tt9y 4 місяці тому

    Hindi me vedio banawo mam please

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Sure we will make it soon. We also have a playlist of hindi videos, please check it out: ua-cam.com/play/PL43-OnMI0wI_gGIvUvLxNjn668UaaP2_o.html&si=Ou10ZY7LU3qPWrqb

  • @SN-bh9dk
    @SN-bh9dk 2 місяці тому

    Please share the contact number
    My son will take admission for CS engineering
    I need educational Loan

    • @WeMakeScholars
      @WeMakeScholars  2 місяці тому

      Hi, you can connect with us by the following:
      Talk to a financial officer: bit.ly/48cTdcR
      Send us an email: hello@wemakescholars.com
      Call us at : 9393344424