Hi, everyone! You may watch the same topic discussed in other languages here: English- ua-cam.com/video/KKI6-qGZM3E/v-deo.html Hindi - ua-cam.com/video/B8AhwCjhUNs/v-deo.html Telugu - ua-cam.com/video/gBc2mMWleFw/v-deo.html
What happens when we do a pre-closure?? I have started paying the amount from 2016 and the end date year the bank has given is 2024.. I started paying high EMI amounts and will be completed by this August.. Does this reduce my CIBIL score?? I have taken this loan from canara bank
Usually for Student visa, applicants must submit 3months of bank statement for proof of finance right? How applicants will show their bank statement if they take education loan to study abroad?🤔 since the disbursement will not take place in applicant bank account (eg: bank directly pay tution fees to universities)
Hi, Vimal! The proof of funds requirements differ for each country. In most cases, if you are funding your studies through an education loan, the loan sanction letter can be show as financial proof for the visa. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Dinesh! Thanks for the suggestion, we'll look into it. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Gobikrishnan! Yes, If you pay an amount more than the interest incurred in the moratorium period itself you can reduce the principal amount and your repayment can be done faster. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Madam I completed my degree 2017-2021 Nan 258000 educational loan vangirukka But Eppave overdiew nu 32000 kekuranga enna pannanumnu sollunga madam entha year tha Nan mudichirukka Eppave pressure pandranga Nan November la than provisional le vanguna work eppatha paathutiruka
Hi, We need a few more details of yours . Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Thesiyam! We will have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Raghul! You can do part-payments anytime during your loan repayments and there's no penalty on that. The banks will charge a small convenience fee to restructure your loan but apart from that, there are no other charges. If your education loan was sanctioned via WeMakeScholars, feel free to revert to us for further guidance.
வணக்கம் அம்மா, நான் BE (2012-2016) படிக்ககும் போது education loan வாங்கினேன். தொடர்ந்து ME (2016-2018)படிக்கும் போது education loan பெற வில்லை. நான் இப்போது education loan repayment க்கு போன BE முடித்ததிலிருந்து எனக்கு INTEREST போடுறாங்க அம்மா, உங்களால் முடிந்த உதவி செய்யுங்கள்🙏
Hi Mam My sanctioned amount in one private bank was Rs.1,60,000 but the first year of my college fees around Rs.40,000 paid by me before the amount sanctioned from bank. So As per record bank have me only Rs.1,20,000 After completing my graduate i am paying Rs.2838 with 10.5% interest for 140+ months. I feel like whether they put intrest for 1.6 lac instead of 1.2 lac. I have mentioned my question below please answer. 1) Is there any possible way to check the principal amount for my current tennure ? Can i take action If they put ROI for 1.6 lac(sanctioned amount) 2) Is there any possible way to reduce the rate of interest ? 3) is there any possible way to transfer the emi account from this bank to any government bank then continue the tennure on govt bank ?
Hi, Gopinath! Yes, it will. You may watch this video on EMIs for a better idea: ua-cam.com/video/jcl5wMoeBKk/v-deo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello Ashraf, If one is repaying the whole amount before the moratorium period there will be pre-payment charges. Please watch this video on pre-payment using this link: ua-cam.com/video/r68Bgy5hEHE/v-deo.htmlsi=SSCpjUgeiMZ24Pv5 for clear understanding.
Hi I have taken a edu loan in IOB for 2.44Lac on 2014. After paying for last 3 years emi they are saying now my loan amount is 3.89Lac. As I have paid almost 1.5Lacs as emi already can i close my loan by paying 1.1Lac as a bulk , so as a total my actual principal will be covered. Will this be possible ? Can you please help me 🙏
Hello Sathish, Yes, you can do bulk payments and opt for a reduction in EMI or a reduction in tenure. Here is the link to the video about prepayment of education loan: ua-cam.com/video/r68Bgy5hEHE/v-deo.htmlsi=2_CMenGl36YHABoL. However, banks have different rules for making bulk payments that cover the total principal amount, so kindly check with your bank.
Hi! Yes, you can repay the entire loan before the moratorium period ends, if you are able to. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have a doubt.....I got a loan for my ug programs... suppose I likely to join in pg program.Is there any possible way for extension on repayment schedule?Can I start my EMI after completing the pg programs?
Hi, Mohaideen! Yes, that is possible. For further guidance on the procedure, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam I have some doubts can you please verify.... 1) moratorium period la ethuvum pay panna venam na , namma vangana principal amount ku interest podu vangala illa ya... namma antha interest pay pannala... Then after moratorium period over (avanga moratorium period la katta vendiya interest amount tayum pricipal oda add panni finala Vara amount ku interest poduvangala !!!?) If that so, to avoid interest being added to principal amount can we start to pay interest even in moratorium period !? 3)after moratorium period is over how we will know the period is over now we need to start pay our interest , will they call and inform or we should go personally to bank and ask 4) how is the tenure to pay off the loan is decided Can you please explain mam.....pls And thank you for clear video...
Hi! Yes, simple interest is charged in government banks during the moratorium period if you wish to pay it you can do that but if you are not willing to pay it will be accumulated to the principle amount. Usually, the moratorium period in government banks is (course duration+ 6 Months which can be extendable up to 1 year) and in private lenders, it is (Course duration + 6months). Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Saran! It depends on the lender. Some lenders charge prepayment penalty while others don't. You will have to pay the accrued interest up to that date. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Divya, Yes, private banks do have moratorium period. Unlike public banks they don't provide no payment moratorium period you are required to pay either simple interest or partial simple interest. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, our loan team will get back to you.
Hi! WeMakeScholars (WMS) is an organization supported by the IT Ministry, Govt of India & if you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Adhi! We would have to evaluate your profile to determine which bank would be suitable for you. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam i am taking a loan of 18lakhs from SBI global education loan they are saying that i should pay simple interest for the amount from the day it's credited to my account and also if i can't pay they will add the simple interest amount which i didn't pay untill the moratorium period and they also calculate compound interest for that amount also is that true mam
Hi Vishnu! You're not required to pay interest during your mortarium period (Course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period.
Madam i got educational loan iob bank 15000 but yesterday i go to bank and asking to close but he told arc arc persons told 66000 need to paid pls give suggestion
Ma'am eannoda sis ku education loan 2014 la state bank la 98,000 eaduthom Vatti..26,000 ippo irruku Manager ots pannuga 48,000 Kattuga nu soldranga...itha panlama...future la vera problems varuma..itha nambalama...
Hi Venkatesh! Getting a USD loan might be costlier for you because of the interest rate parity. Kindly go through this video: ua-cam.com/video/s4rrrjnocKg/v-deo.html which discusses the same. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Ranjith! Yes, You can repay your total loan amount before your moratorium period ends. But there is a lock in period of 6 months incase if you are getting an education loan sanction from some of the private lenders. For further one-on-one guidance with your education loan process get in touch with our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! You would require collateral for a loan of 50 lakhs for MBBS. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Aravindh! If you are going through WeMakeScholars we can try to get some discount in ROI. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam nan 2013 canara bank la irunthu education loan vaangirunthen. Ipo recent ah enkita sign vangnanga. Antha sign yethuku nu keta 3 years once intha mathri educational loan kaga sign vaanguvomnu sonnanga. Is there any rules like this?
Hi, Harini! Please watch this video on What happens if you do not payback your Abroad Education Loan: ua-cam.com/video/fD0oYsFL99w/v-deo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Thameem! It depends. We can help you out after evaluating your profile and the co-applicant's financial profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam naa clg 2nd year la loan apply pannuna mam loan sanction aiduchi first year and 2nd year both year loan amount Saythu kudupagala mam becoz naa 1 year fee pay panla. Now I need to pay both year fee
Hi, Keshan! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Manoj! Yes, you can get another education loan even if you have already taken one for your bachelor's in that case the moratorium period of the UG loan can be extended till you finish your master's degree. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam, thanks for your information. I got an educational loan (2014) of ₹90000 in Canara Bank at interest of 10.9% with tenure of 180 months. How much money I need to repay?. If I pay the principal, is there any chance for reducing amount
Hi, Genga! Sorry, we cannot help you with this. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi madam, BE degree la education loan vaginan madam continue ME study panna education loan vangala , naan repayment panna pona ME Study peroid la koda interest poduraanga madam pls help madam🙏
Hi Venkatesh! If you are taking another education loan soon after your Bachelor's degree for your master's then the moratorium period of a bachelor's loan will be extended till master's degree duration+6months. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
mam ipo educational loan rathu(discount) panagana...is that applicable for who got loan in india to study in abroad....in that case should we need to pay the loan
He asking like . If government cancelled the education loan for tamilnadu or Indian .. for those who are getting the loan for studying higher education in abroad . Is that loan amount cancelled only for India students or abroad students ?
Hi, Sabana! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Venkatesh! Hope your doubt is clear as mentioned your moratorium period of bachelor's degree will be extended. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Rate of interest varies from lender to lender. We will have to evaluate your profile to suggest suitable loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Mohammed! Yes, CIBIL score will be affected if you have made education loan settlement. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Lingesh! You will have to start paying EMIs after the moratorium period (course duration + 6 months/1 year). For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Naveen! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@vikrams3705 Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Suriya! If you take an education loan from a government bank, you do not have to make any payments during the moratorium period (course duration + 6 months/1 year). After this, repayment will begin. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sannidhi! Yes, you can. You will have to provide the link documents and other relevant property documents for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Purushothaman! The interest rate varies from lender to lender. We would have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Lilly! No, it will not. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Parthi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Gowhami! Thanks for reaching out, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan. They will get back to you to evaluate your profile and check your eligibility with 12+ Public and private lenders so you can get the best education loan suiting your profile.
Hi, Surya! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Stella! Glad you found the content useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Nandha! It is simple interest during the moratorium period but after that it is compounded. Please feel free to reach out to your Financial Officer for further guidance.
Mam , I applied for education loan in one NBFC bank , they are saying i need to pay EMI for next month itself after availing loan. Because I'm going for bachelor's they are saying this. Is this right?
Hi Afreeth! Getting an unsecured education loan for a bachelor's degree is difficult but however if you are paying EMI's from the next month after availing your loan your repayment would be faster and if you have any queries feel free to reach out to your Financial Officer if you have any queries regarding your education loan process.
Hi, Gopal! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Harigaran! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Santhosh! It depends on the type of loan. If you have taken a secured loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Gowthami! Thanks for reaching out, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Gracekumar! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, everyone! You may watch the same topic discussed in other languages here:
English- ua-cam.com/video/KKI6-qGZM3E/v-deo.html
Hindi - ua-cam.com/video/B8AhwCjhUNs/v-deo.html
Telugu - ua-cam.com/video/gBc2mMWleFw/v-deo.html
What happens when we do a pre-closure?? I have started paying the amount from 2016 and the end date year the bank has given is 2024..
I started paying high EMI amounts and will be completed by this August.. Does this reduce my CIBIL score??
I have taken this loan from canara bank
Hi, Kannan! There are no issues if you repay your loan earlier. It will not reduce your CIBIL score.
Usually for Student visa, applicants must submit 3months of bank statement for proof of finance right? How applicants will show their bank statement if they take education loan to study abroad?🤔 since the disbursement will not take place in applicant bank account (eg: bank directly pay tution fees to universities)
Hi, Vimal! The proof of funds requirements differ for each country. In most cases, if you are funding your studies through an education loan, the loan sanction letter can be show as financial proof for the visa. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello Mam, Can you please do a video on in principle restructuring for education loan.
Thanks in advance
Hi, Dinesh! Thanks for the suggestion, we'll look into it. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
If I pay more amount than the interest in moratorium period, can u reduce the principle amount.
Hi Gobikrishnan! Yes, If you pay an amount more than the interest incurred in the moratorium period itself you can reduce the principal amount and your repayment can be done faster. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Madam I completed my degree 2017-2021 Nan 258000 educational loan vangirukka But Eppave overdiew nu 32000 kekuranga enna pannanumnu sollunga madam entha year tha Nan mudichirukka Eppave pressure pandranga Nan November la than provisional le vanguna work eppatha paathutiruka
Hi, We need a few more details of yours . Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam ennoda education loan files ah private kida sell pannitaanga ipo Enna pantrathu please give me idea
Hi, Thesiyam! We will have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam, I want to pay an amount that is more than the EMI at any period of time is it possible... it affects cibil score
Hi Raghul! You can do part-payments anytime during your loan repayments and there's no penalty on that. The banks will charge a small convenience fee to restructure your loan but apart from that, there are no other charges. If your education loan was sanctioned via WeMakeScholars, feel free to revert to us for further guidance.
வணக்கம் அம்மா, நான் BE (2012-2016) படிக்ககும் போது education loan வாங்கினேன். தொடர்ந்து ME (2016-2018)படிக்கும் போது education loan பெற வில்லை. நான் இப்போது education loan repayment க்கு போன BE முடித்ததிலிருந்து எனக்கு INTEREST போடுறாங்க அம்மா, உங்களால் முடிந்த உதவி செய்யுங்கள்🙏
Hi Venkatesh! As your loan was not sanctioned via WeMakeScholars we won't be able to help you.
Hi Mam
My sanctioned amount in one private bank was Rs.1,60,000 but the first year of my college fees around Rs.40,000 paid by me before the amount sanctioned from bank. So As per record bank have me only Rs.1,20,000
After completing my graduate i am paying Rs.2838 with 10.5% interest for 140+ months.
I feel like whether they put intrest for 1.6 lac instead of 1.2 lac.
I have mentioned my question below please answer.
1) Is there any possible way to check the principal amount for my current tennure ?
Can i take action If they put ROI for 1.6 lac(sanctioned amount)
2) Is there any possible way to reduce the rate of interest ?
3) is there any possible way to transfer the emi account from this bank to any government bank then continue the tennure on govt bank ?
Hi, Sakthi! Sorry. As your loan was not sanctioned via WeMakeScholars, we will not be able to help you with that.
@@WeMakeScholars Thanks for the update
Do the intrest of the moratorium period will be added to our repayment amount directly...
Hi, Gopinath! Yes, it will. You may watch this video on EMIs for a better idea: ua-cam.com/video/jcl5wMoeBKk/v-deo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello mam, i have taken 13.5L education loan... can i repay the whole amount before the moratorium period end's ?
Hello Ashraf, If one is repaying the whole amount before the moratorium period there will be pre-payment charges. Please watch this video on pre-payment using this link: ua-cam.com/video/r68Bgy5hEHE/v-deo.htmlsi=SSCpjUgeiMZ24Pv5 for clear understanding.
Hi I have taken a edu loan in IOB for 2.44Lac on 2014. After paying for last 3 years emi they are saying now my loan amount is 3.89Lac. As I have paid almost 1.5Lacs as emi already can i close my loan by paying 1.1Lac as a bulk , so as a total my actual principal will be covered. Will this be possible ? Can you please help me 🙏
Hello Sathish, Yes, you can do bulk payments and opt for a reduction in EMI or a reduction in tenure. Here is the link to the video about prepayment of education loan: ua-cam.com/video/r68Bgy5hEHE/v-deo.htmlsi=2_CMenGl36YHABoL. However, banks have different rules for making bulk payments that cover the total principal amount, so kindly check with your bank.
hai mam I have a doubt that if I repayment the full amounts while before ending the moratorium period of 1 year ? is possible?
Hi! Yes, you can repay the entire loan before the moratorium period ends, if you are able to. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have a doubt.....I got a loan for my ug programs... suppose I likely to join in pg program.Is there any possible way for extension on repayment schedule?Can I start my EMI after completing the pg programs?
Hi, Mohaideen! Yes, that is possible. For further guidance on the procedure, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi i got a loan amount of 2
90000 from privatevbank in 2013..still am not single emi...Is there any chance to reduce the amount
Hi, Jarvis! Please watch this video on How to Save Money After Taking an Education Loan: ua-cam.com/video/leGAbV1P0yg/v-deo.html
my loan repayment starts after 2 yrs...can i reduce my tenure period by increasing monthly emi at repyament time?
Hi, Bharath! Yes, you can repay your loan earlier and reduce your loan tenure.
Mam I have some doubts can you please verify....
1) moratorium period la ethuvum pay panna venam na , namma vangana principal amount ku interest podu vangala illa ya...
namma antha interest pay pannala...
Then after moratorium period over (avanga moratorium period la katta vendiya interest amount tayum pricipal oda add panni finala Vara amount ku interest poduvangala !!!?) If that so, to avoid interest being added to principal amount can we start to pay interest even in moratorium period !?
3)after moratorium period is over how we will know the period is over now we need to start pay our interest , will they call and inform or we should go personally to bank and ask
4) how is the tenure to pay off the loan is decided
Can you please explain mam.....pls
And thank you for clear video...
Hi! Yes, simple interest is charged in government banks during the moratorium period if you wish to pay it you can do that but if you are not willing to pay it will be accumulated to the principle amount. Usually, the moratorium period in government banks is (course duration+ 6 Months which can be extendable up to 1 year) and in private lenders, it is (Course duration + 6months). Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars thank you for responding....
Will there be any penalty or benefit in interest percentage for foreclosure of education loan in one shot, please make one episode about it
Hi, Saran! It depends on the lender. Some lenders charge prepayment penalty while others don't. You will have to pay the accrued interest up to that date. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Does private bank provide monotorium period.
Hi Divya, Yes, private banks do have moratorium period. Unlike public banks they don't provide no payment moratorium period you are required to pay either simple interest or partial simple interest. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, our loan team will get back to you.
Online la education loan abroad ku provide panrenu solranga athu original ah fake ah sollunga plsss
Hi! WeMakeScholars (WMS) is an organization supported by the IT Ministry, Govt of India & if you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Which government bank is best for education loan in Tamil Nadu?
Hi, Adhi! We would have to evaluate your profile to determine which bank would be suitable for you. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam i am taking a loan of 18lakhs from SBI global education loan they are saying that i should pay simple interest for the amount from the day it's credited to my account and also if i can't pay they will add the simple interest amount which i didn't pay untill the moratorium period and they also calculate compound interest for that amount also is that true mam
Hi Vishnu! You're not required to pay interest during your mortarium period (Course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period.
Madam i got educational loan iob bank 15000 but yesterday i go to bank and asking to close but he told arc arc persons told 66000 need to paid pls give suggestion
Hi Mani, as your loan was not sanctioned via WeMakeScholars, we will not be able to help you.
Ma'am eannoda sis ku education loan 2014 la state bank la 98,000 eaduthom
Vatti..26,000 ippo irruku
Manager ots pannuga 48,000
Kattuga nu soldranga...itha panlama...future la vera problems varuma..itha nambalama...
Hi, Aravind! Sorry. As your loan was not sanctioned via WeMakeScholars, we will not be able to help you with this.
Mam education loan pay pannathuku aparama yathavathu proof tharuvangala..nan pay pannathuku yanaku oru Xerox kuduthaga atha konjam check panni solla mudiyuma mam
Hi! Was your loan sanctioned via WeMakeScholars?
Mpowerfinancing and prodgy finance eligibility pathi tamil la video podunga
Hi Venkatesh! Getting a USD loan might be costlier for you because of the interest rate parity. Kindly go through this video: ua-cam.com/video/s4rrrjnocKg/v-deo.html which discusses the same. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
can we pay the full education loan before the moratorium period?
Hi Ranjith! Yes, You can repay your total loan amount before your moratorium period ends. But there is a lock in period of 6 months incase if you are getting an education loan sanction from some of the private lenders. For further one-on-one guidance with your education loan process get in touch with our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
For mbbs in govt clg maximum loan eligibility? Pls tell can i bought loan for 50lakhs?
Hi! You would require collateral for a loan of 50 lakhs for MBBS. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam, Education loan Thallupadi panna 2022 passed out students eligible ah....
Hi Aravindh! If you are going through WeMakeScholars we can try to get some discount in ROI. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam nan 2013 canara bank la irunthu education loan vaangirunthen.
Ipo recent ah enkita sign vangnanga.
Antha sign yethuku nu keta 3 years once intha mathri educational loan kaga sign vaanguvomnu sonnanga.
Is there any rules like this?
Hi Jeisha! As your loan was not sanctioned via WeMakeScholars we won't be able to help you.
How much loan you taken and how much you repay .
Hi mam I have a question. What will happen if we don't get a job even after the moratorium period?
Hi, Harini! Please watch this video on What happens if you do not payback your Abroad Education Loan: ua-cam.com/video/fD0oYsFL99w/v-deo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
You guys are helping education loan for studying in india too ?
Hi, Thameem! It depends. We can help you out after evaluating your profile and the co-applicant's financial profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam naa clg 2nd year la loan apply pannuna mam loan sanction aiduchi first year and 2nd year both year loan amount Saythu kudupagala mam becoz naa 1 year fee pay panla. Now I need to pay both year fee
Hi, Vicky! Which course/university do you require the loan for? What is your loan amount?
Nandrigal akka
Hi, Keshan! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have already education loan on UG can I get another one for abroad studies
Hi Manoj! Yes, you can get another education loan even if you have already taken one for your bachelor's in that case the moratorium period of the UG loan can be extended till you finish your master's degree. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam, thanks for your information. I got an educational loan (2014) of ₹90000 in Canara Bank at interest of 10.9% with tenure of 180 months. How much money I need to repay?. If I pay the principal, is there any chance for reducing amount
Hi, Sakthivel! Please watch this video on How to accurately calculate EMI for an education loan: ua-cam.com/video/jcl5wMoeBKk/v-deo.html
Mam can I transfer money from Google pay(federal bank) to the educational loan account (sbi bank)?
Hi, Helsa! Why do you need to transfer money to a loan account? Please explain the use case scenario, may be we can suggest a better option.
Can u suggest any free consultancy for abroad studies otherwise we makes caller help for consultancy of college
Hi, Genga! Sorry, we cannot help you with this. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars kk but can u suggestion any other consultancy
@@gengatharan9543 No, sorry, we cannot recommend any free consultancy at the moment.
@@WeMakeScholars no problem mam its kk tnx for your response 😊
Hi madam, BE degree la education loan vaginan madam continue ME study panna education loan vangala , naan repayment panna pona ME Study peroid la koda interest poduraanga madam pls help madam🙏
Hi Venkatesh! If you are taking another education loan soon after your Bachelor's degree for your master's then the moratorium period of a bachelor's loan will be extended till master's degree duration+6months. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
mam ipo educational loan rathu(discount) panagana...is that applicable for who got loan in india to study in abroad....in that case should we need to pay the loan
Hi, Vineeth! What exactly are you referring to? Can you please elaborate?
He asking like . If government cancelled the education loan for tamilnadu or Indian .. for those who are getting the loan for studying higher education in abroad .
Is that loan amount cancelled only for India students or abroad students ?
Hi Mam..I need some clarification..how to I contact u
Hi, Sabana! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Madam Enakku education loan repayment la doubt irukku
Hi Venkatesh! Hope your doubt is clear as mentioned your moratorium period of bachelor's degree will be extended. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam endha bank la education loan interest kamiya irukum
Hi! Rate of interest varies from lender to lender. We will have to evaluate your profile to suggest suitable loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Educational loan settlement panna cibil score low aggumaaa
Hi Mohammed! Yes, CIBIL score will be affected if you have made education loan settlement. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi mam, na MBBS abroad padika loan edukara MBBS mudika 6 years agu adhuvaraiku repayment time tharuvagala, pls reply
Hi, Lingesh! You will have to start paying EMIs after the moratorium period (course duration + 6 months/1 year). For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hai mam ,i have doubt about repayment schedule
How to contact your team
Hi, Naveen! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam, I am Vikram . I am studying 1st year in B.E computer science engineering neenga enaku education loan vaanga help pannuvingala
Hi Vikram, What is your loan amount?
@@WeMakeScholars 2.5 lakh to 3 lakhs
@@vikrams3705 Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Govt banks la Loan repayment schedule tharuvangala
Hi, Suriya! If you take an education loan from a government bank, you do not have to make any payments during the moratorium period (course duration + 6 months/1 year). After this, repayment will begin. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I did not get a call back.
Hi, Karthikeyan! Your Financial Officer will be calling you shortly.
Can i get education loan for 30 year old building as security
Hi, Sannidhi! Yes, you can. You will have to provide the link documents and other relevant property documents for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Education loan ku evlo interest rate mam
Hi, Purushothaman! The interest rate varies from lender to lender. We would have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Ubradla paditha kadan thalupadi aguma
Hi, Lilly! No, it will not. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank you for ur information
Hi, Parthi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I need help mam
Hi Gowhami! Thanks for reaching out, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan. They will get back to you to evaluate your profile and check your eligibility with 12+ Public and private lenders so you can get the best education loan suiting your profile.
i have to talk to someone in person please help me
Hi, Surya! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thanks
Hi, Stella! Glad you found the content useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
But Mam. I applied through SBI. and it's not Simple interest and it's a compound interest. Even I applied through we make scholars...
Hi, Nandha! It is simple interest during the moratorium period but after that it is compounded. Please feel free to reach out to your Financial Officer for further guidance.
Nandha Tobby ,can I contact you ,I need one help from you so give me your contact number
Mam , I applied for education loan in one NBFC bank , they are saying i need to pay EMI for next month itself after availing loan. Because I'm going for bachelor's they are saying this. Is this right?
Hi Afreeth! Getting an unsecured education loan for a bachelor's degree is difficult but however if you are paying EMI's from the next month after availing your loan your repayment would be faster and if you have any queries feel free to reach out to your Financial Officer if you have any queries regarding your education loan process.
How I contact?
Hi, Gopal! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam I WANT LOAN FOR MY HIGHER STUDY..
Hi, Harigaran! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Padikum pothey interest poduvangla mam
Hi, Santhosh! It depends on the type of loan. If you have taken a secured loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Sis M.A. Eng ku educational loan available ah ..?
Hi, Aarthy! Which university do you require the loan for? What is your loan amount?
@@WeMakeScholars Hi..sis thank u for the rply😊🙏 , My requirement amount was below 50,000 . So somehow my parents have already arranged sis.
Hai mam
Hi Gowthami! Thanks for reaching out, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
How I contact you mam?
Hi! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thanks
Hi, Gracekumar! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan