How to Achieve Financial Independence - Achieve Financial Independence | Emergency Fund

Nearly one quarter of Americans have no emergency savings, according to a recent report.[i]
Without an emergency fund, you can imagine that an unexpected expense could send your budget into a tailspin.
With credit card debt at an all-time high and no meaningful savings for many Americans, it’s important to learn how to start and grow your emergency savings.[ii] You CAN do this!
4 tips to building your emergency fund
The goal is to keep your emergency fund separate, clearly defined, and easily accessible.
Set a monthly goal for savings
Set a monthly goal for your emergency fund savings, but also make sure you keep your savings goal realistic.
Spare change can add up quickly
The convenience of debit and credit cards means that we use less cash these days.
Get to know your budget
Making and keeping a budget may not always be the most enjoyable pastime. But once you get it set up and stick to it for a few months, you’ll get some insight into where your money is going, and how better to keep a handle on it!
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