Move Back In With My Parents After Divorce?
Вставка
- Опубліковано 16 тра 2020
- Move Back In With My Parents After Divorce?
Say goodbye to debt forever. Start Ramsey+ for free: bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources to help you take control of your money! goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry-we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: ua-cam.com/users/TheRamseySh...
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
ua-cam.com/users/TheRamseySh...
• The Ramsey Show (Full Episodes): ua-cam.com/users/TheRamseySh...
• The Dr. John Delony Show: ua-cam.com/users/JohnDelony?...
• The Rachel Cruze Show: ua-cam.com/users/RachelCr...
• Anthony ONeal: ua-cam.com/users/aonealmi...
• The Ken Coleman Show: ua-cam.com/users/TheKenColem...
• The Christy Wright Show: ua-cam.com/users/ChristyWrig...
• EntreLeadership: ua-cam.com/users/entreleader...
If it means saving money and resources to get back on your feet, it doesn't hurt to move back in with your parents. However, we as adults should always strive for independence and self-reliance.
I should also add that there's nothing more attractive than a confident, independent man who marches to the beat of his own drum. Something to keep in mind as someone re-enters the dating life ;)
@@ChrisVincelli if I have to move back in with my parents, personally I wouldn't even think about dating
Sure but divorce financially rapes you. He doesn't have any $$ so what other option does he have?
@Johnny Five So true. Been there, done that, got the badge. You are absolutely correct, Johnny. I got fleeced for tens of thousands of dollars between attorney fees, mediation and the injustice system. Lost part of my retirement to a person who was unfaithful, committed perjury and falsified documents to the court, had 3x more income, investments, cash and net worth than me. Set me back many years, financially. NEVER again!
Jonah Hex That person is an evil POS. They don’t get away with anything. The universe will take care of them. You have to take care of YOU. Learn the lesson. Don’t repeat mistakes. Heal. It sucks, but you can replace money. I agree, it take years to recover. But it can be done.
As a Father of two grown boys 27 and a 28 year old, they both are independent, one is married, and one lives with his girlfriend. If they got divorced or separated, and had no place to go. I would definitely let them stay at my house, just to get back on track. I don't see anything wrong with that,as long as they works hard to get their life back on track.
@R0cK GoD Im sorry
@R0cK GoD Sorry to hear that brother, be strong , stay safe.
Funny thing is when going through a divorce people don't realize you can't get a mortgage. I had 20% to put down, 800 credit score, and was looking to buy a house that was equal to 11 months of pay, and they would not approve me. Even on something that cheap.
@R0cK GoD , That is not right. I am a mother myself, my child will always be my child.
@R0cK GoD Where did you live after they told you not to come back?
I never bought in to the taboo of living with parents after 18. I’m 32, and moved in with my parents after I broke up with my gf. It’s been great living/reconnecting with them. I’d rather pay them rent than some slumlord or some corporation.
It's not a taboo. It's a decent principle. Unless you are completely out of options a man over the age of 18 shouldn't even consider moving back in with his parents. It just isn't a proper thing to do.
True, Id rather pay my parents as well.
But I do dislike many kids feeling entitled, unappreciative, and calculative with their parents. I see that a lot as well.
Like kids who don't pay rent, or kids who pay the minimal amount of rent but act arrogant like they own the house now or just because they pay the minimum rent, the parents become forced unpaid babysitter for their babies ..... and many more☹🧐
I pay my parents monthly, not rent, just a small sign of gratitude for their care and my upbringing. If Im in a situation where I have to rent, I would pay them rent money and a little side money and do housework. But thats just me
@@PineappledoesnotbelongonPizza2
Claming that it is not "decent" or "proper" are not arguments. It can give you a huge advantage to share expenses with your parents. You can use that to leverage yourself into a much better job or business. Just thank God that you still have parents around.
Robert Cleft u said move back in so I guess u r ok with kids staying with their parents after 18 if they haven’t moved out yet. Moving back in although yes obviously it is not ideal, things happen in life and honestly if it makes it easier to fully get back on your feet I’m for it. Look at his example, he has aches and pains and just got divorced bc she was probably messing around with other dudes which is not his fault. Yes did he make some bad decisions. Most definitely, the car, the biggest mistake I think he made was getting married so young at 22, that is way to young to get married. But regardless his situation was bad and moving back with his parents will help him to get on his feet quicker
That’d be a great option if your family weren’t crazy narcissists... you’re lucky.
Really feel for this story. Separated from my husband a little over a year ago after 12 years of marriage. He developed a relationship with a co-worker. I kept our apartment until the end of our lease and just moved myself and our 12 year old son in with my parents to save money. I took on all our debt of $38,000. Don’t get child support, just some money here and there when I push for it. Was heartbroken and extremely sad for my son but this has been a true wake up call that we weren’t handling our money right and he did not have any plans to do so anyway. Thankful for my parents and look forward to getting back on my feet! Good luck to you and God bless!
Very sad story. Good thing you could lean on your very generous and helpful parents! I seriously hope you and your son are doing fine. It's fine if you don't want to answer, and I understand, but why didn't you ask for child support? And why did you take on all the debt?
Richard Forester We are much better now but my son has had a hard time with the separation. Most of the debt is my student loans. The rest is credit card debt that I just want to get paid off asap and don’t want to wait on him for money. As for the child support, he barely sees our son now and I’m afraid that if I file he will have nothing to do with him out of spite.
@@naturally_nikki i have a middle eastern cousin he wanna marry you he would like to buy you a castle would you be interested?
Stop being a martyr. Your husband owes half that debt plus child support. Get what is owed to you
Dyduxucux Hxxjfufuf while this is true, it sounds like this is one of those 20% cases.
Caller: I'm going to look for a car for around 5K.
Dave: You need to get a car for 1K, you don't need anything fancy.
😂😂😂
Lol … I guess he want him to buy a bike
So true😂
The new guy won't stay with her and she'll come crying back. Don't fall for it man!!!
@Terry Kowalewski i hope he doesnt. He seems like a really good person and doesnt deserve someone wishy washy.
He should never have fallen for it the first time
Amen 🙏
Exactly she belongs to the streets now
I fear the same!
John deserves a round of applause 👏🏾. Suicide rates of men over 30 are astronomical. Include the fact that this man served and his vulnerability goes through the roof. Salute to you John your compassion and self awareness is life saving
How sweet of him to worry about her credit after she fell in love with another guy.
LOL
Right lol anyone else would’ve said F it! Ruin everyone’s credit!!! Lol
I thought the samee thing!
This guy is a fool
Big fan of John's comment: "A lot of times we start trying to solve problems with math and right now you've got a heart problem too."
Caleb MacDonald Yes. This guy is going through a rough patch. Change is so hard.
After my divorce (I was also 30) I asked my parents if I could move back home! My wonderful parents said NO! Dad said to get a cheap apartment and work work work! It did work
do you think he made the right decision telling you no?
Yes , in the long run it did! I worked 2 jobs and became self reliant. 😊👍🏼
Sometimes helping someone isn't necessarily want to hear, but what they need to hear. Kudos to your parents!
@BBD Design .... yes indeed I am an RN and have always worked . I was just wanting to move in with my parents to pay off my debts quicker. What Dad encouraged me to do was to work 2 jobs and get a better financial situation ..... it worked.
This resonates with me big time!! Wife asked for a divorce March 2019, divorce was official July 2019, lost my job Jan 2020, Covid comes and can’t find work. Still unemployed. 😞 This is the worst 12 months of my life. Thank gosh I had a little saved to get me through to today but that’s about gone
Nothings wrong with living with your parents after a divorce.. I moved in with my father after my divorce and it was the best decision I ever made! I was able to stock pill money and my father and I formed a bond that nobody can break
I’m rooting for you Kyle! don’t let this bring you down! I know what it’s like moving back in with your parents with a broken heart. Keep that plan and stay focused!
Move in with your parents. Pay off your stuff. Keep living with your parents and save up money. THERE IS NOTHING WRONG WITH LIVING IN A MULTIGENERATIONAL HOUSEHOLD. Remember Dave is a landlord.
It's yhe best way!
Got divorced and moved back in with my mom for a few months, proceeded to move out after a few months and with rent, car payment and expenses of single living on one income found myself in $17K of debt after two years...moved back home in November and have paid off $9K on track to be debt free by March 2021 . Move back home and stay there until you are stable financially.
What’s the update.. r u debt free now
Hey. It’s ok. I’m 22 and I’m moving back home with my parents. I’m employed full time remote in IT but I’m chronically ill and need surgery. It is okay to live with your parents for a short time. I plan to get healthy and pay down debt.
I hope your ok
I wouldn’t worry about it you’re still young. Just focus on your self and don’t worry about what other people think. I’m 27 and live with my parents I have had people laugh at me over this but they don’t know I can buy a home in cash if I wanted.
@@vincetaylor3948 nice. You’re exactly right. Dave preaches this a lot and so does Society that pretty much as soon as your 18 you basically need to be gone from the parents house bc your an “adult” technically speaking in the eyes of the law but really your still very much young. I think at minimum you should wait to move out until you have your debts paid off and a down payment on a house. My plan is not move out until about 30 or so. I’m 21 have a bit over 30k, my plan is to have at least 200k by the time I move out. I live with my mom and brother. I get along so well with her. I see no problem with this
I'm divorced and this story touched my heart.
This was my favorite thing The Dr. has said since he’s been on the show!
Perfect 👌🏻
I lived with my parents for 3years after a bad relationship ended,he should take the time he needs.
Heartbreak its a hard pill to swallow
Life its full of hard choices you fall down then you get back up no matter how long it takes.
Wish you a speed recovery
I haven't been through a divorce but I do understand moving back home when your a little older. I decided to go to school and moved back in with my family at 27. It was the best decision I made. I'm in some debt because of school but I couldn't imagine how much I'd be in if I had to cover housing too.
After listening to this show for quite some time, it has become quite clear that a lot of callers have very little common sense and call Dave with "wave the magic wand" expectation.
Love this video! Much needed.
Love how encouraging John is.
Getting rid of debt is so rewarding just make sure to keep focused. It's worth it!
Good job addressing the human factor, not just the financial factor.
Hang in there Sir.....you have the right mindset and will overcome this. You stay focused and you'll WIN like no one else. Your head is in the game and you'll soon find yourself with traction.
This guy is floating the same boat as I am. The difference is that I took all Our debt without separating what is who's. Also, I'm a Veteran, but not disabled. The Proximity Principle book really helped.
If anybody thinks that moving back in with mom and dad doesn’t come at a price...
🙄
Arvind Talukdar ...You are talking about your parents! If my son was to go through what this GI has gone through I would love to welcome him back into my home! I would help him get back his confidence and let him save money until he was totally ready to start again. Why are you people so anti-parent? We are the refuge to our kids...until we are gone. That’s my thoughts anyway. Sorry you don’t feel that way about your parents.
Johnny Five that’s the truth!!!!
This a white man's way of thinking
BBD Design I didn’t say don’t do it, I am saying not everyone’s situation is the same. Dave’s reasoning is that save money at all costs, but not every living situation can be done long term.
@Johnny Five I disagree in totality with this assessment, Asian and Middle Eastern cultures have been doing this for hundreds of years and it leads to a few things: including that of higher Socio-economic status and costs for all involved in a multi-generational household.
I believe in you Kyle! And Thank you for your service
Kyle, you are not alone.
I'm a Veteran. 7 years of service. 29 years old.
Going through a divorce (1 month till its finalized). Wife cheated and left me 2 years ago ( this happened 1 year after I separated from service.)
I moved backed home in Nov 2022. I was at rock bottom. The furtherst you can possibly be down... you can do it.
Go to therapy. Get your high paying job. Get out of debt. Move back home... going back home crushed me beyond belief, but I made it through.
You can do it Kyle. You can beat this. You can win.
You didn’t ask if he had kids! You are usually kinder to callers. I think his plan was good, he may get on his feet when he gets home! Hopefully his parents are kind and loving. I would welcome my son with open arms if mine went through this and it wouldn’t be awkward or weird! God Bless You my son...Your are a Patriot and I Love You!!! You sound depressed, please find someone to talk to other than a radio show! ❤️
I'm in a similar situation. Been moved back in for a year now. Currently working on paying off debt, fixing my credit score, and saving up for a down payment on a home. There's no expectation to move out, and I don't have to pay rent. So far, so good. My credit score was under 500 but it's going up slowly
💯👌👏👍☝️🥰💖💕💝💞😍🙏🤲
@Big Bubba I offered and they refused. We've come to a different agreement that's beneficial to all
“I was willing to try she wasn’t”
Same here. Same here….
When I divorced my gambling addicted husband 11 years ago, me and my three kids moved into my parents house.. At that time I promised myself I wouldn't leave so I could take care of them in their old age. Dad died at home 3 years ago and now mom is 87 and blind. It gets a bit stressful but it worked out for all of us.
Had to move back in with my mom for a bit after being unemployed for 9 months out of a year, there's nothing awkward or weird about it if both parties understand what is going on and boundaries are set early on.
My sad story... I Hope nobody can relate.
When I got divorced, my wife and I split the house.
Unfortunately, I got the outside! :(
🤣🤣🤣🤣🤣
LoL ... I remember some guy bulldozing down half of the house in his divorce. 🚜
😭😭🤣😅😂😆💀💀
Just get a prenup.
Zach Addington there’s numerous articles that show it don’t work
I feel bad for this guy, I do hope things get better for him and he gets back on his feet! I do wonder if she left because he wasn't holding up his end of the finances by not working, and spending like he was making 100K a year. I appreciate his service, but he could probably get an education curtesy of his service and then find a decent job.
Sounds logical...at face value.
You took the words out my mouth !
Of course it's the guy's fault, and not the girl's.
many people who join the service joined because they didn't want to go to school.... Outside that its hard to be with a service member due to time you are away from the house making it a hard marriage to maintain.
Hi Dave! 👋
Waiting for his stimulus check? Did you all hear him being concerned about the credit of his ex? Wow.
He’s whipped despite a guarantee he won’t get any satisfaction.
He’s truly broke, and the money side of it is the least of the issues, even in the employment situation of this CCP-caused pandemic.
He is too nice.
Beta's....they can't stop simping
Disability is knees hurting , back hurting and headaches lol 😂. We all have those but we still have to work
Don’t forget acid reflux!
Oh yeah... not the dreaded acid reflux 😮😮. No one can work if that stuff is going on
I have all those except bad knees. Guess I should apply for disability.
It depends. If the acid reflux is accompanied by an ulcer (or ulcers), then working is not your biggest problem at that point.
come on the guy really sacrificed for our country , i respect that
Nathan, my friend, I hope you're listening.
She started having feelings for someone else means: you don't make enough money and my biological clock is ticking. Unfortunately today, the marriage vows might as well be written on toilet paper.
@crooked truth83 yes, but they have to pay out big time to do so. And yes , men are victims in divorce court.
@crooked truth83 Women initiate 70% of divorces.
Johnny Five The older I get the more I realize marriage probably not worth it.
@@jellyrabbits375 psychology today posted an article that men cheat more often. Married men cheat 25% of the time
Guys please don't get married nowadays 🙏, not worthy...
Parents may be able to support more than just financially. Tough times dude.
Everyone has a different story. Society will accept the person who inherited a house from a family member more than the person who needs to live in a house with family members.
Rent a car from Enterprise when you need it, there will be an enterprise nearby and you can do shopping and visiting with a hire car, you might get a job with a work van or car supplied
My heart goes out to him.
thank you for your service , Kyle 💛 you will get through this , I wish I could give u a hug
not all women are the same , i’m only 17 and i feel bad , also never said hugs fix anything. why are you people in the comment section so toxic 💀
y’all are so salty. it’s important to be careful of who you get into relationships with.
Before you move in explain to them what you can and cannot contribute, if it works out move in!! I been home and it works, we're both able to pay off our debts!! My parental is hella supportive and we dont mind being around each other. Good luck sir!! You will be fine 😊
My heart breaks for this man. I've been married going on 14 years (I'm a month away from 34) and I can't imagine looking my husband in his eyes and telling him I'm not in love with him anymore that I love someone else! I cannot imagine my life without my husband! I don't understand how after eight years you just throw that away? I know there's always two sides to every story... but not even wanting to reconcile whatever she thought was wrong... I'll be praying for him (& her). ❤🙏
Crazy that u got married at 19 or 20 years old and r still doing good, good for you
Poor guy. Take the red pill after the divorce. Good luck bro.
Red pill for sure. Imagine being married and invested all that time/money just for her to 'fall out of love' smh
@ChampagneThrottle - nope. He admitted they had "problems". ..so she didn't just fall out of love
Broken men do not get enough attention. But once rebuilt those broken men are some of the strongest of us all.
@Johnny Five Wow that is amazing and inspiring. So happy for you man!
I’m in the same exact situation.
Chase Auto Finance doing a deal. Good luck with that. 🙄
Been there, done that, got the t-shirt and the souvenir mug.
I feel really bad for him. Hopefully he can get some wins soon.
That’s so sad 😞
Looks like he couldn't afford to keep her. She was probably nervous about keeping a roof over her head.
are you justifying her choice to divorce over that?
As long as you have the same attitude about men who trade in their wives for hotter ones
omg, Dave Ramsey said barrow money; even if its on a credit card.......you heard it right Dave Ramsey said get a credit card :-)
One thing to keep in mind...when two people decide to get a divorce, it isn’t a sign that they ‘don’t understand’ one another, but a sign that they have, at least, begun to.
That's trash logic. Just remember if your gunna simp, sign a prenup
PREACH!
@@americachillout9386 to each their own I guess!
Simpin' ain't easy
AmericaChillOut it doesn’t work, don’t get married period
Some women are so cruel. They’ll have a man bend over backwards, forgive them for everything, literally dedicate their lives to their woman, yet they are still cold enough to leave him heartbroken with nothing.
In this case it sounds like they got together too young. Maybe they just grew apart. It happens!
Man……he sounds soooooo sweet
How do I get on this show! I need this exact type of help…
Did Dave just say borrow money 💵 on a credit card 💳? I still have 2 cards paid in full each month!
Poor guy! Thank you for your service Kyle. I hope he comes around stronger and richer than that woman so call ex-wife.
When Dave doesn't say better than I deserve I go to the next video.
It's good to move and save some money , don't help pay the UTILITIES .
I did after my first divorce.. But I had no debt
This Hero fought for his country and his Ex couldn’t fight for their marriage. Smh.
crooked truth83 She cheated on him and then dumped him for someone else.
Women don’t fight for marriages. They divorce you and take your money.
Ferien7 😢
Do whatever you have to, to make yourself whole and your financial future on track. Now is the time to reach out to family and friends after you've been stabbed in the back by your wife. Don't worry about her. Worry about yourself.
I think he should. Temporarily of course. Once he masters his finances, he can take on a healthy new start.
Wonder why they separated?
He always asks what happened lol
If you sell the car she gets half, correct?
She’s not yours, it’s just your turn
Cold facts
Skepta
@Heinrich Himmler 🤣🤣
Don't be the middle man between Tyrone and Chad.
@Heinrich Himmler So many red pill dorks on this channel. Go away
DAVID RAMSEY..Definitely good advice, I would move back in until I could get on my feet. He told him to him to have an exit strategy, which is exactly what he needs to do.
Again, I just don’t understand why people take loans out to buy a car. If you cant buy it outright, you cant afford it. Save up, then buy it.
I didn't here him mention if he was invited to move in with his parents.
I really like the financial advice that Dave gives, but what does the reason for the divorce have to do with anything? A divorce is a divorce and a divorce. No point in asking why as the guy had a very clear question for Dave. I understand the need for clarifying questions, but the reason for divorce has no relevance to this scenario. When Dave asked him that you could almost here the sigh before he answered.
hypergamy at it's finest
Yup. This video is black pill fuel.
Take the red pill brother. You will be fine.
@crooked truth83 triggered much? 😂🤣
crooked truth83 you’re not very smart, are you. Divorce courts ensure the women almost always get what they want. Marriage is almost risk-free for women. That’s why 80% of divorces are filed by women.
There is definitely so much back story now.
Great plan, stick to it and do whatever you can, even if it inconveniences you. You’ll be fine, thanks for your service. My son is in the military
If they are supportive of it and it helps him facilitate the process of getting out of debt. Why not?
Time to grow up & get a real job.
Haha. You have no clue of what is to come. Buckle up Butter Cup.
@Johnny Five Excuses = the number one sure fire way to get ahead in life.
I done it 4 about 6 years now I been home that's ok
Not for men
I love the "I have $40K debt". You were married, and are now separated. It goes like this; "We have $40K in debt".
It's a bad move to move back in with your parents. I can't even begin to tell you what a turn off this is.
Some people value independence and define their self-worth by how much they’ve suffered and gained on their own. Others value the bonds they have, and would rather stay with and help support family. Not being as independent as what some random person says you should be doesn’t mean you’re codependent if you return to the nest, especially if you’ve gone through hardship. Some men leave the nest and jump right into marriage and move in with a woman, never experiencing independence anyway. Some people learn more about independence under their parents’ roof than under their own roof themselves or with a narcissist.
Get rid of the car before it goes all the way to worthless which will happen very quick in this current climate.
Mine isn’t paid off right now, but I could easily pay it off cash from my savings account (other bank) and still have an emergency fund, but not as large as comfortable.
I’m working from home and seems probable my job is safe, but I’ve been burned before, so I assume I need to expect bad things to happen. What I owe on it is about what I make gross in a month before paying into 401k and everything else, and closer to his guaranteed income per year: I was shocked to hear how he could be on disability for serving and getting only $630 a month! If I get laid off in Washington state with my current income, I get more than that per week for unemployment. I don’t see how there’s any viable alternative than to move back in with his parents while still dealing with that debt, unless he somehow pulls a magic rabbit out of a hat and gets a job (in this economy and the pandemic!) that pays rather well. I never had that much car debt-to-income ratio as he’s got.
The worst thing about that much debt for something that’s also expensive to run is it wears out and depreciates just by existing, and if he thinks he”s upside-down now, it only gets worse the older it gets with that amount of debt.
Your telling me my car went from 16k to 2 k in 3 years with 30k miles on it I’m absolutely floored with that And still owe 9k on it I learned my lesson BIG time
How did Dave nail his age like that?
Did I miss something? Guaranteed income is $630 in VA benefits? Is he not working another job? How do you afford an expensive truck on that income? He’s not telling the whole story here.
His soon to be Ex Wife is on the loan too. So it was probably bought on her income and credit.
Can someone explain to me what lender is going to give a guy in his position a $8000 note on a car he doesn't own?
Assuming no one is going to lend him the money.he only has two choices
Keep making the payments until he amortized the cost where he is even.
Or just give the car back and tell them u cant make the payments and hope they dont sue you .there are no $1,000 cars in
Connecticut that actually work.
Ramsey's advice seems absurd .
so when 2 couples marry and have joint bank accounts and puts out loans with that account. who pays the debt after the divorce?
Based on how courts are most of the time the guy is stuck with most of the baggage
@@t206kid really? that's so unfair especially when it was the woman that ran up the debt
@@michael567jober Ah, marriage is unfair. Just say No.
@@Eaglejake what if each have their own separate accounts
Was he a taker or did I here that wrong?
4 videos in 1 day
there is a thing out there, its freaking complicated to understand woman these day, go watch stephiscold dude need for a advice.
im scared to get married knowing theres a chance of a woman leaving etc
Been there done that...Disability sucks to...Any thoughts to opening own business? I did and granted I'm trying to get way out of debt now it has provided me with a decent life and an opportunity to open a second business. I even opened one that I shut down mainly because I didn't ha e time and cost almost nothing to open. Window washing can make you a ton of money. Just a couple thoughts but listen to Dave...And Remember Roman's 8:28...Worked for me. 🤷♂️
My man is now red pilled
You mean he's transgender?
" you sound like a broke guy " sheesh