Why you should NEVER answer this call!
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- Опубліковано 5 кві 2024
- Most of us won't answer calls from unknown numbers - but what if it was your bank calling?
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#TheTechieGuy
Want to protect yourself from scams?
What is the best security?
How do you keep safe online?
Then you are in the right place!
We cover everything from Security and Scams to How Tos, Tips and Tricks, Faster Internet.
My name is Liron Segev, aka TheTechieGuy, and I make tech simple for everyone to understand!
Liron Segev aka TheTechieGuy
TheTechieGuy.com
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I don't answer the bank call ever. I go to my phone book and then call them back and ask if someone called me. That's how I saved myself. I hope this will help some people.
100%
I called to confirm if they just contacted me. Works all the time.
Happened to me a couple of weeks ago. I did the same thing, I ignored the text and called my bank.
What's a "phone book?"
@@chuckinhouston9952Before cell phones people would have an empty little book where they wrote phone numbers in of people they need to call and they also had something called "Yellow pages" which is a huge book that will have every phone number from everyone in that city. I know you are probably just joking and already know this but this is really for those who had no idea thats how it used to be.
I have literally NO duty to pick up ANY call, from whoever.
I never answer unknown numbers. They can leave me a voice mail message or write me a letter. Same with unknown emails.
That's why I keep Do Not Disturb turned on during the day. It is set to only allow Contacts to ring through and other calls go to voicemail. I started doing this as over-the-road driver because I slept days, drove nights and was tired of being awakened. I had at least one caller didn't like my attitude when I answered the phone before I started using Do Not Disturb.
Scams like this illuistrate why we should not become a cashless society! Convenience is no excuse for stupidity!
true - but I think its just a matter of time especially since kids today are growing up only using Apple Pay or Google Pay
Well carry cash if you want just don't get stopped by the road pirates, they can legally steal it via civil asset forfeiture. Besides, having cash or being cashless won't stop scammers from draining your accounts.
I always carry cash!!
I work retail and occasionally the pin pads go down and can't be used for a brief period and during those times I see exactly how many people don't have any cash on hand and they just get extremely rude to the employees because they can't buy what they want right that second! All they need to do is go to the bank next door and use their 🏧 and their problem is solved except they refuse to do that and prefer to stay and stand there harassing staff that have no control over the situation!!!🙄😡
@LironSegev
Hey there!! Excellent video!! Thx.
The way you present the pertinent info needed and keep the flow going is really fantastic!!
I appreciate you.
The scammers are unfortunately winning and huge. Plus, extremely important is the fact that the banks are NOT keeping the clients money safe.
In Canada just the other day:
news story re 140 people in class action BMO for fraud draining funds = no alerts from bank
People need to change the electronic funds to ZERO on all accounts
Thx🐾🙏
Like nobody can`t take Your cash.
I once had a scammer who somehow got hold of my number sending me OTPs and asking me what they were. I didn’t know what was happening but I knew it was fishy, so I kept just telling him made up numbers, and then insisting they were correct when he said they were wrong. He’d get _so_ angry every time I did it 😂
love it
I was getting those for a while, but I never had anyone ask for them.
@@Penguins44 if you didn't request them, you should be concerned about this. Be on alert and be ready to change passwords if it escalates. Watch out for sim swapping too as they're quite close to accessing your account if you're receiving otp's
Your phone and email are possibly compromised or at least pawned.
Create a new email account (preferably a different account for each critical service)
Change the password and email on the account.
Call the service and let them know what's going on too.
never call the number on the phone back , go to your bank's actual website , or just call the number on your own credit card that is on the back.
Yes. They’re trying to fool you into thinking you’re calling your bank.
I'd recommend being proactive and contact your bank, ask for their Fraud Dept.
Ask what their procedures are AND write them down (I already did this myself).
So in the event you're ever contacted by these scammers, you'll already know if the steps they're taking are different.
good idea!
That's a fantastic idea.
I received an email supposedly from my bank. I did NOT reply but went into my bank instead and showed them the email. They weren't 100% sure if it was from them or not but they told me not to reply which I'd already decided I was NOT going to reply to any links ever!!
crazy that their emails are so good, even bank's own staff are unsure...
I had the same here. My bank couldn't tell if it was from them either but advised me to delete it and block it and the bank lady reported it on my behalf
The upside to being broke is that you don't have thousands of dollars to donate to scammers.
They'll find a way.
Not true. They can open up accounts in your name. Romance scammers are known to get people to take out loans.
You have to think again. Hate to tell you, but the bad news is the scammers will have any account for monitoring purposes and a record for a successful legal state of payment to be able to be established for grants,loans, credit card, find out what their boundaries are in their scenario to be you. Major purchases and even as the application to be the pilot for your life insurance, you have to do the Math.
Thank you, Liron for another great Public Service Announcement.
Why is it that "we" have to pay for a service to remove our personal information from data broker sites? Why do the data brokers get our information? It should be illegal for them to possess our information. This country needs to model privacy laws of Europe!! This is exasperating!!!!
Because you willingly shared your data.
Government also has databases with our private information in them to that need to be purged. The government is the biggest data broker there is in existence. 😂
Because there is no motivation in Congress to pass legislation to regulate data brokers. Because, you know, lobbying.
No one cares anymore. Privacy was stressed long ago and that slowly disappeared over time. Now we're starting to see the repercussions of this. The credit bureaus having a data breach late last decade should have been the wake up call to change things.
@@weevie833 Agreed!!! it's as always ... follow the money. I checked out California Data brokers registered and there are over 500 registered, so now if we want to purge our information we have to contact each one individually to get our information scrubbed. Or ... we can PAY a fee to have a company do this for us. Again .. money train!!!
That's why, when I got the message about a fraudulent activity, I didn't respond. I called the fraud number for my bank found on the bank's website itself. I never respond to emails or text.
I always log into my accounts first. I never never respond to phone messages or phone calls.
I was looking at other comments, I love how Liron it’s actually interacting with everyone for the most part! I’m glad to see this channel has over 1 million subscribers! The more people that come across the channel like this, the more people will benefit!
Thank you Liron. Those scams is hitting us Big in the Uk. And even tho ppl are wise to these types of scams, one or two victims are falling for it. I will surely be glad to share this vid in hope it will help ppl be more aware. Thank you Liron for sharing this. 👍
One great thing about South Africa... No Bank will contact you and ask you to give your info whether it be a call or automated. You need to call them or go in to a branch. And I advise that anyone who does get a call from them to either go in or log in online to verify.
Your explanations and topics are wonderful Liron. Thank you.
Best advice is be HIGHLY suspicious of anything you did not initiate, because it almost certainly is.
One asked for my DOB. I refused to give them. She told me my DOB, even my password. That's where l hanged up so fast. Thanks for this info. It is helpful.
My standard response to these types of call is "send me a letter in writing" OR "I'll go and discuss the matter with my bank"
Sir, I have been following you for some time, the amount of knowledge you have given me is incredible! You have helped me and i'm sure millionos of others, thanks so much!
Awesome advise (like always) Thanks!
Great video. I did got the call from the police once and when I told him to give me the case number because I was going to the police station in person to find out what was going on, he hang up. I got the call of a crying woman and the "policeman" (who did not speak English) told me she was my daughter who had been in an accident 🙄. AI wasn't as advance as it is now; so it is sort of scary to think what they do now days with that.
Great info as always. Thanks!!👍😎
Another excellent video . Thank you
Appreciate you
Another analysis of the scamming criminals that I hope will save my money. Thanks Liron you're a prince.
scary how much is out there....
Excellent PSA! When I got a text from my bank aslomg If the second $200 ATM transaction was me, went down there in person. Bank covered what was lost, think I was carded using card at casino. Only using CC when I go out now.
I guess we must never answer any call or use any number given to you by the caller. If you get a call from your bank - call them back on a number from your Bill, statement or other legitimate paperwork you have from them. If you get a call from a friend, send it to voice mail and call them back at the number you have for them. Also remember the Court (for missed Jury duty) or the IRS will not call you, they will send a letter in the snail mail.
I received one of those text messages from my "bank" a couple of years ago. I pulled out my bank's phone number from my paperwork and gave them a ring. They said they did not send the text and will NOT send a text, email if anything is amiss. They would send a letter by United States Postal Service(USPS).
The next day my sister received the very same text message and she uses a different bank.🤦🏽♂️
Chase will actually send you a code and ask you for it if you call their fraud department, the text message states "Thank you for calling Chase. Your code is... . Remember: Chase will not call you are text to ask for this code". The regular sign in code notifications include "Do not share this code, We'll never call to ask for it".
Thanks
COOP
..
Here's the thing, I get these sometimes but not in a call but in text, Facebook messenger or email. The first thing I do is say thanks for letting me know, I'm going to call my bank myself. Guess what, nothing happened.
If it's Facebook with a friend request, I know right away they are posing as a friend or family member. When they message I say scam right away. I tell them the reason I know is because you messaged me. As odd that sounds, it's a red flag for me.
This is the main and important reason that banks & building societys MUST keep there high street banks open AND NOT do away with cash. If i were to get scammed i would go to the cashier at the bank & face them.
good point
Had a similar experience with a PayPal scammer recently.
Thanks for the video! Getting this in texts, there's a +63 number thats adds my # to a group text with USPS and some local #...my block list is getting massive!!
Outstanding video Mr.Segev....Thank you for helping to keep us safe.
Is it safe to give DeleteMe limited power of attorney?
The question I have is how do they come up with $10 a month for this, which is actually an outrageous sum because they write the code once and then don't have to make any effort whatsoever after that and just sit back and collect money. If they would charge a nominal fee that allows them a reasonable profit, they would get far more takers for this service. This is just another example of how greed is king in this day and age where everybody thinks they need to become filthy rich instead of just earning a reasonable profit and a livelihood.
Very interesting! And scary!
It’s wise to have an online transaction block on your main bank account, this way the scammers cannot access your money nor can you fall into a trap of carrying out a online transaction that may be fraudulent. Having your money accessible online is a big risk.
nice info there
I received a text from an unknown number asking if I know who it is. I replied with three letters. The person sent back "Lol." Afterwards, saying,"This is your friend from Hong Kong. We met last month."
I am a victim of this kind of spoofing scam!!!
just happened to me two weeks ago! 😟
I lost a big chunk of money and Bank of America don't seem to care.
Very painful.......
I need help....
Any ideas what I can do?
oh no!!!!! I assume you have already filed a police report and are dealing with the bank so I am not sure there is much more you can do.
@@LironSegev yes...
Filed a police report.
The bank said they can't recover my money. 🤕
Thank you so much for this information that will help many!!!
In the UK we are told to hang up. Then call your own bank with the number of your card/bank statement from ANOTHER phone. In case they didn't hang up after you did. As they could still be on the line. Failing that call a friend or family member first (to confirm that the line is closed then call your bank.
oh wow. Not sure how they would still be on the line if you hang up though. I would hang up, call another number (like voicemail) and then call the bank. Unless they have malware on the phone, I have not heard of a way that someone can still be connected when you disconnect the phone...
@@LironSegev I think they’re talking about landline phones. Scammers call you, tell you to call your bank, and then play a dial tone recording so you think you’ve disconnected when in reality it was just a recording and they’re still on the phone. Then they wait for you to punch in your bank’s number, then come back on the line posing as your bank. Would not really work on a cell phone unless you’re not paying attention at all
I never talk with banks, police, so-on. Unless I call a number I know or is listed.
I answer unknown numbers kind of hoping to get a scammer so I can toy with them :D
As for entering your credit card number over the phone... Ugh... did that the other day but it was with a reputable company and under special circumstances where I needed to pay at that time (breakdown service in the middle of nowhere). They've been in the breakdown service since 1971.
I was just going to say don't even answer the call, just call the bank back, I would even use a separate phone or if you're close by just stop there.
Yup
The best way not to get scammed on this way is to not have a Surveillance Monitoring Auto/Analytical Response/Reporting Technology "phone".
8:48 - Liron, can you explain how blocking a spoofed number works? Does the phone know the real number they are calling from, or do you run the risk of block a legitimate number despite it not being from the source of the number?
that's skilled scammers xD easy to fall for them, but main thing is just not to do things , that seems went from nowhere
The scammers possibly collaborate with the people who work for the bank to get victims' sensitive information including birthday, SSN, and available balance.
Definitely happens
Those caller ID and VOIP services must be outlawed! They are not as useful as they are far more harmful, and give opportunities to scammers.
When contacted by your bank or service provider.......CALL THEM BACK or INIATE CONTACT yourself.....do not click on an email message asking to verify ANYTHING until you inmate the contact yourself to your institution.
never pick up the phone unless I know who it's from since I have seen scammers trying to be amazon UPS FedEx and so on for how I just tend to report and block them
Is the offer for US only? I followed the link and it says US plans? Thanks for your informative content. 👏
When I get a message purporting to be my bank, credit card or anything like that I never respond to it. Instead I go to the account on my computer and see if there is any message there. BTW-there never is. When a bank, credit card or online store has an issue, they send an email and even then, I don't click on any link. I go to my account and check.
I never answer any call, text or email until I proof check the id. And as far as bank I alway, always ignore text or call and go straight to the bank app or call the number I know and confirm the message or call was legit, and if not legit I notify the bank of the event.
At 58 yo I find it hard to understand how people in their 20s and 30s fall for this stuff considering these scams are not old, just look more legit than 5 years ago. Young adults in todays world should be more aware and more protective.
true
How do they know the date of birth and THE LAST TRANSACTION 😱????? So easy to get in darknet??????? So the bank employees, hired for all the wrong reasons sell them? Right?
I know my bank never calls. If I ever get a txt or email, I delete it and just go to my bank direct
Problem is the delete me service isn't available for us Australians.
Thank you very much!
I don't answer even for my bank because it's right down the street from me and I can just walk there to ask questions
I’ve watched a video or two on wifi security but I’m now sure what to do. I’ve been looking at strings and it seems something or someone got in a took a couple things like ID and such in the memory strings. Now I’m not code expert but I’m pretty sure I didn’t put that there to steal information, and I’m not sure how to remove it either. I need help.
As I understand it, services like deleme are not available outside US and Europe, as only those countries have the legislation to support it . I'm in Australia and I wish that was not the case.
Speaking of keeping people safe from the internet - I know it's not their fault if a gambler gets the addiction but these dating websites that attract "vulnerable" men and drain their bank accounts should surely be outlawed. That would do everyone a favour! Lovely girls but are they real?
how did they remove your data from some webpage ? if they dont have acces to page ?
The number tone thing I haven't seen since I was in HS. We used to use this all the time with payphone pay tones and quick dials before contact lists were a thing.
Now that's going back!
I don’t answer calls from ANY government office
What about unsolicited emails offering a "newsletter"? Can the unsubscribe button actually do something sinister?
how it works if you have personal data and bussines data with same name as personal ?
I never answer calls if I don't know the number. I rarely answer calls even if I do.
I am happy to live in a portion of the world where company dont call me in English, 99% of scam call are made in English and I know for a fact that a company will never call me in English, so its save me the bs they could say
I know that my bank details from via email or SMS, I go to my account directly from the bank APP only.
Hi! I have a question about my browser displaying locations in India when I am using a VPN in North America? Is this normal or should I be concerned?
I got fraud center called when there was 100% no fraud
Since the internet the scams are far worse. I don’t use my date of birth, nor real name on social media.
I may have missed this, but how do they find out who you bank with (sorry if that's a dumb question)?
you can buy this type of information. Sometimes its in the data broker websites. They also look at compromised data leaks which have full banking info. Oh and wanting to protect yourself is NEVER a dumb question!!! 🔥
I'd never communicate with any notifications with them. I would tell them Ill call the back myself through the bank APP
Bless you all glory holy He be well unto yea his😊
I wish they would just stop calling these devices "phones" and stop putting the ability to use it as such and receive barbaric voice calls.
I never answer my phone lol
This a great video
Glad you enjoyed it
@@LironSegev thanks and all your content is amazing! Thanks for always helping us!
deleteme does not work in canada
Im so fed up with all this crap...its getting to be too much...Im so close to ditching my phone...but its become a nescessity
catch 22....but the most important thing is to keep calm. They pray on people who are not tech savvy and they pile on the pressure and they are really good at manipulation. That is why I make these videos. The more people are aware, the more we can help protect ourselves and our family and friends.
do you reccomend the hide me vpn and sorry if i said this many times since my comments are dissapearing for no reason
I personally have not used it. I use NordVPN and NordPass as they have passed 4 external audits. geni.us/NordVPN-SFC
@@LironSegev how do i make easily money online from gaming for free since i want to buy a paid vpn?
Bro is batman!
🦇
Lol no one stealing 137k from me. Dont have that much
Banks, do not call you in the USA. You have to call them. They send letters.
Usually you are right- but in fraud cases they can call you BUT they tell you to hang up and call them back using the number on the back of your card. They know this type of scam, so they want you to call them so you know its legit.
@LironSegev
How do folks get scammed so easily when most of the scammers are from India? If I did not solicit, I don't respond, period. SEND A OFFICIAL LETTER.
My bank sent me a text, asking if I had made a purchase and told me the merchant, amount and location
I called them in the morning and it was a fraudulent charge that they were asking about
Always call the number that you use to speak to the Fraud department
Asia Africa and the Caribbean also
Credit card companies used to call to check the validity of a charge. One was one wasn’t.
Never reply to any financial institution via text. Call the official number directly and speak to a real person. Never bank with Chase or Wells Fargo, two of the worst banks around.
👍👍👍👍👍👍
🔥
why are my comments disseapering??
Depends what you are typing. If it has links or swearwords UA-cam spam filers deletes them
👍🏽
🔥
The bottom line is that only dumb people get scammed. How many times do you have to be told NOT to give your OTP Code to anyone?!? It even says not to in the text!!! 🤦🏽♂️
I tell you why I don't like this comment: you are putting the blame on people who are not tech savvy and didn't grow up with tech instead of putting the blame on the scammers. They are not dumb. They are victims of a crime. Don't be so quick to judge.
I disagree about calling them dumb but I get what you are saying dumb to the fact of this knowledge of scammers trying to do this and the security of their accounts through OTP codes, I think naive is a better word meaning lack of experience, information or judgement
Robert Chandler knows all about S-P-O-O-F-I-N-G.
❤LS🖖
Another reason why I never give my personal cell specially to restaurants that ''require'' your number for a table. ..
Also its so stupid for banks to use the cell phone number for a 2FA when there are far better options to set up your own using various different means.
In my country, lota of scamners is getting smarter.
STOP THE DING AND POPPING NOISES!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
No
if something seems off, I will call my bank directly to confirm it legit before I reply
TLDWatch where do I press one to send my gift cards, I want my winnings now!
Pretentious