I love Ally. One thing to mention.. you would NOT make less money if your money is split between multiple accounts assuming all the accounts have the same interest rate.
Stashed away cash for a rainy day, but with inflation pouring down, it feels more like a leaky bucket. Saving for retirement seems impossible if my money keeps losing value faster than I can earn it.
Not all hope is lost. Talk to a financial advisor about inflation-protected investments like TIPS (Treasury Inflation-Protected Securities) that can help your savings keep pace with inflation.
Financial consultants can be inflation warriors! They can recommend investment options that outpace inflation, like real estate or certain stocks. A client of mine used this strategy and saw their savings account grow by 15% in just two years,effectively combating inflation's drag.
“ Sonya Lee Mitchell” is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Just closed mine. They financially support Israel. Goldman Sachs’s has been publicly doing so since 2016ish . Enough of our taxes fund genocide. No thanks for me!
@@DebtFreeMillennials You earned over 7K in interest in a year?? You would have to have over 150K in the Bank to make that happen. Most young people don't have that much money. If you do, then congrats.
had ally for a year now, loving it! clean interface but has all the functions i need. makes savings fun. I have nothing to sell, no affiliate link. just honest opinion.
I have tried lot of high yield savings and I always go back to Ally Bank. Tried SOFI, but have decided to come back to Ally as my online bank. I do not have to worry about setting up a direct deposit in order to get the high rate in the savings, which you do with SOFI.
I don't disagree, but you get that interest on your checking as well, which you don't with ally. You literally just have to direct deposit $1 to get the higher amount, and most businesses that you play with your direct deposit enough that you could easily do that.
I did decide to make my online bank with SOFI for now and just direct deposit 1% of my retirement into the checking in order to get the higher rate. Have set up my SOFI vaults and using them along with SOFI Invest. Going to try them at least through end of year and see how things go. Ally is a great online bank and have been around for many years. I am not going to close the checking and savings with them. Possibly will be moving some funds in Ally very soon. I never like to put all my eggs in one basket.
One of my favorite things about Marcus is the boosted 1% you get from being referred or referring a new customer. 3 months at 5.5% instead of 4.5% I haven’t been able to beat it anywhere else
Just closed mine. They financially support Israel. Goldman Sachs’s has been publicly doing so since 2016ish . Enough of our taxes fund genocide. No thanks for me!
@@jasonk446 Good point. I have been dawdling on High Yield banking as brick and mortar gives me some kind of security, yet I don't even remember the last time I entered a bank.
I just opened an account with Capital on January 1st 2024 because of there 4.35% interest rate on their savings account and the no minimum balance. I opened three accounts with them: an emergency fund, holiday savings and their checking account. My goal to have $10,000 saved for my emergency fund, open another savings account and call it my Future Savings Account for either a car, laptop computer or etc., and later on, open another savings account for Vacation.
Awesome video. I think this is an area most people overlook since rates have been so low for so long and the big banks haven't adjusted their savings rates.
I have a Capital One account and I like it except for 1 huge flaw they have. There is no 2-factor authentication to log in. I want a bank that uses an authenticator app. Much more secure than other 2-factor methods. For this reason alone, I am looking for a different high yield savings account.
There is a scam going around where the scammers hijack your phone and then use the 2 factor authentication to access your accounts. Please look it up. Today the 2 factor authentication is very problematic. I opened accounts at a bank that offer lock down. no one cam transfer money in or out unless you authorize it. Check it out
I have had this HYSA with Amex for 3-4 years now. I recently opened a rewards checking account which has no monthly fees, minimums or required direct deposits. Not my primary checking acc but it does add some convenience.
Been using Amex HYSA at 4.35% so far so good, no minimum deposit, no fees, been enjoying my “passive income” dividends each month, and yes you can access your money and transfer it to other banks anytime!
Not to offend but I like to see people get the best rate and quality. Anyone not currently over 5% you need to change your bank. Bask bank is 5.10% no strings or fees/minimums. Vio is at.5.30% no strings attached. Much better than 4.35%. I use Bask currently.
I LOVE my ally HYSA! and you can set amount and date of completion goals for the buckets which is so helpful with staying on track. It'll show you what percentage you're at towards your goal. So helpful!
I use Ally, and I'm obsessed with the buckets! I also have a hysa with Alliant, but it's only getting 3.1% so I'm going to move my money out. Loving your videos :)
Just moved 50k to Amex high yield savings the other day from my BofA savings. Was a platinum tier for two years with BofA and earned a laughable $21.64 in interest.
Like you: BofA “platinum.” Moved a lot of money over to raisin last summer when it was 5.25 (?)% and it just keeps going up. Each time the rates change, I get an email notification. Added a big check at Xmas time and deposited first into BofA. The teller wanted to know what I was going to do with the money. Huh? None of his business! But I told him I was going to move it to raisin as soon as it cleared. His eyebrows went up when I told him the interest rate. It did take a few days to clear both BofA and then raisin, so the same day stuff is just a dream for me. Meanwhile, my interest earnings are super exciting! Take THAT, BofA!
Same,I was Platinum Tier but only earned $11 which is a joke so I moved all that money to High Interest Rate Bank,I feel like an idiot after all these years,In trying to tell a friend to do the same thing but he said he’s been with BOA for Decades,I guess its the Status thing and not knowing how much BOA is ripping him off,I say maybe keep BOA for quick ATM Cash for convenience but nothing more and have it linked to External Bank if you already have Direct Deposit through them and don’t want to set up Direct Deposit through another Bank because of the hassle
Wow: An interest earning of $7682 in 7 weeks of 2024. Assuming you get an average of 4.60%, your savings $7682*(52/7)*(1/0.046), thus, you have over $1.24 million in savings. Go Girl!!
Hello. I'm a new subscriber. I find your videos so far to be simple and easy to understand. I would like to try your budget toolkit but when i try to access it an error appears, any idea why? Thanks for the videos.
Side note. Unless things have changed, most credit unions charge a monthly fee if you don't have income coming into the account regularly. I was in several CUs at once with direct deposit spread among them. Got laid off and they all started nailing me for $5 a month (possibly higher now). This was over 15 years ago though so you could lose close to almost a years interest in one month. They were not HYSAs.
I've been using Betterment and LOVE the cash returns. My end of year goal is to figure out how I can strategize where allocations are to create high passive returns monthly so I can know I have a buffer if the economy is shitty (as we all have experienced lately). I'd actually LOVE to have you do a video comparing the pros and cons of keeping a traditional 401k or moving your money into on of these HYSA vehicles. Currently 401k aren't awesome and I've been strongly wondering whether to switch it up strictly from a rate return standpoint. Especially since the HYSAs are also compounding returns. Thank you!
Wealthfront is 5% and if you refer someone they add.5% for 3 months and allow you to do the sub accounts under the main account as well and fast transfers back to your bank, as well as you can get a debit card that is fee free at most ATMs at local drug stores (Rite aid or Walgreens).. 😁
I use Ally savings, money market, checking, and investment accounts. Love that company. However, I park my emergency fund in Marcus. I do this because I’d be too tempted to mess with it if I saw it on a regular basis.
Just closed mine. They financially support Israel. Goldman Sachs’s has been publicly doing so since 2016ish . Enough of our taxes fund genocide. No thanks for me!
Really where are investors putting their cash? Isn’t it crazy how mortgage rates continue to rise with higher imports and declining exports, but the FED is yet to lessen cost. Something will eventually break if they keep raising interest rates and quantitative tightening.
from my study, prices of great assets like real estate, dividend paying stocks, and gold never come down, so I buy what I can afford today. ideally, seeking financial advice in a crucial economy is necessary for everyone
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Marisa Michelle Litwinsky is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
'Marisa Michelle Litwinsky, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Barclay’s gives a decent APY. The only issue I’m aware of is that they put a hold on any incoming deposits for 5 business days (not sure if any other banks do that). Withdrawals, seems to be no issue though.
they don't, because they aren't a bank or credit union. Raisin has program banks and credit unions, so the rate is offered by the program financial institution through Raisin. The rates are also variable.
This all sounds really great but when you have no idea HOW to go about doing it or anyone to help you, it doesn’t matter how much Money one would make does it😏
Love the video. Was doing research on the Money Market account for UFB Direct and I saw a different APY. Can you send me the link to the 5.25% you saw?
What do you think about betterment? They had a 5.55% no fee hysa last sept. If I want to put up to 50k, do you think it is safe to put all in one hysa or split between more for safety?
That mean You have a capital near $177,000 at your saving accaunt? Not bad. Only don't stop next 25 years. And You will have (payment for 25-th year*12) capital.
unless you have oodles of cash exceeding your insured limits at any given bank, there is no reason to use a fintech aggregator like wealthfront, Raisin, betterment, etc.
have high yield with amx (currently 4.3% daily compound). it’s cool, but was wondering about bask bank. do you (or anybody else) know anything about them?!?!
I love Ally. One thing to mention.. you would NOT make less money if your money is split between multiple accounts assuming all the accounts have the same interest rate.
Stashed away cash for a rainy day, but with inflation pouring down, it feels more like a leaky bucket. Saving for retirement seems impossible if my money keeps losing value faster than I can earn it.
Not all hope is lost. Talk to a financial advisor about inflation-protected investments like TIPS (Treasury Inflation-Protected Securities) that can help your savings keep pace with inflation.
Financial consultants can be inflation warriors! They can recommend investment options that outpace inflation, like real estate or certain stocks. A client of mine used this strategy and saw their savings account grow by 15% in just two years,effectively combating inflation's drag.
That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this fiduciary??
“ Sonya Lee Mitchell” is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
Get a HYSA for a emergency fund and then put the rest of the money in treasury. Tbills have higher interest and you don’t have to pay local state tax.
Debt free and 135k in retirement and savings at 33 is a blessing. Hysa is pretty good too lol
Good stuff man, Debt free as well now just stackin money at 29
you won't always be debt-free. Try as best you can. Drive a Toyota, and don't touch your retirement. Imaging what you'll have in the next 30 years.
😂😂😂😂 cap
Tryna get like you man🙌🏿🙌🏿🙌🏿🙌🏿
7k!? How much money did u put in?
Wealthfront 5%
Laurel Road 5%
Varo 5% on up to 5000
I have Marcus for a while and I love it. They do have the buckets too if you want to put your savings in different categories.
Just closed mine. They financially support Israel. Goldman Sachs’s has been publicly doing so since 2016ish . Enough of our taxes fund genocide. No thanks for me!
I opened a HYS with Ally after watching one of your videos! Love the bucket feature! Use this for all our sinking funds.
Love it!!
Same! I switched because of this video. I love it.
@@DebtFreeMillennials You earned over 7K in interest in a year?? You would have to have over 150K in the Bank to make that happen. Most young people don't have that much money. If you do, then congrats.
had ally for a year now, loving it! clean interface but has all the functions i need. makes savings fun. I have nothing to sell, no affiliate link. just honest opinion.
I have tried lot of high yield savings and I always go back to Ally Bank. Tried SOFI, but have decided to come back to Ally as my online bank. I do not have to worry about setting up a direct deposit in order to get the high rate in the savings, which you do with SOFI.
I don't disagree, but you get that interest on your checking as well, which you don't with ally. You literally just have to direct deposit $1 to get the higher amount, and most businesses that you play with your direct deposit enough that you could easily do that.
I did decide to make my online bank with SOFI for now and just direct deposit 1% of my retirement into the checking in order to get the higher rate. Have set up my SOFI vaults and using them along with SOFI Invest. Going to try them at least through end of year and see how things go. Ally is a great online bank and have been around for many years. I am not going to close the checking and savings with them. Possibly will be moving some funds in Ally very soon. I never like to put all my eggs in one basket.
I love Barclays, 4.35% and so easy to use :). Member since 2019.
Capital one 360 is the best. I have alot of accounts 😊 and I love them
Why
Agreed. I have tried a bunch of these banks and keep coming back to Cap One 360.
One of my favorite things about Marcus is the boosted 1% you get from being referred or referring a new customer. 3 months at 5.5% instead of 4.5% I haven’t been able to beat it anywhere else
I have a Vanguard Cash Plus account that currently paying 4.7%. My daughter and son-in-law bank with Ally and really like it.
I have Marcus. The same day transfers is amazing
Just closed mine. They financially support Israel. Goldman Sachs’s has been publicly doing so since 2016ish . Enough of our taxes fund genocide. No thanks for me!
LOVE same-day transfers.
PNC Bank has a good HYSA at 4.65%. I still like the idea of being able to visit a brick and mortar bank if needed.
You sure that’s not a CD that will lock up your money? I have a Wells Fargo account too. Walked into the branch once in 6 years.
@@jasonk446 Good point. I have been dawdling on High Yield banking as brick and mortar gives me some kind of security, yet I don't even remember the last time I entered a bank.
I just opened an account with Capital on January 1st 2024 because of there 4.35% interest rate on their savings account and the no minimum balance. I opened three accounts with them: an emergency fund, holiday savings and their checking account. My goal to have $10,000 saved for my emergency fund, open another savings account and call it my Future Savings Account for either a car, laptop computer or etc., and later on, open another savings account for Vacation.
Do they have same day transfers?
@@M.ark.G
Capital One has Zelle when it comes to same day transfers from person to person that also have a Zelle app.
Awesome video. I think this is an area most people overlook since rates have been so low for so long and the big banks haven't adjusted their savings rates.
I have a Capital One account and I like it except for 1 huge flaw they have. There is no 2-factor authentication to log in. I want a bank that uses an authenticator app. Much more secure than other 2-factor methods. For this reason alone, I am looking for a different high yield savings account.
There is a scam going around where the scammers hijack your phone and then use the 2 factor authentication to access your accounts. Please look it up. Today the 2 factor authentication is very problematic. I opened accounts at a bank that offer lock down. no one cam transfer money in or out unless you authorize it. Check it out
American express is another 4.35% account and if you also have their card, then it's all accessible from the same login.
I have had this HYSA with Amex for 3-4 years now. I recently opened a rewards checking account which has no monthly fees, minimums or required direct deposits. Not my primary checking acc but it does add some convenience.
I am an Amex member and is considering their hysa; how do you like it?
Been using Amex HYSA at 4.35% so far so good, no minimum deposit, no fees, been enjoying my “passive income” dividends each month, and yes you can access your money and transfer it to other banks anytime!
Do it@@dowhatiwanttruthseeker4440
Not to offend but I like to see people get the best rate and quality. Anyone not currently over 5% you need to change your bank. Bask bank is 5.10% no strings or fees/minimums. Vio is at.5.30% no strings attached. Much better than 4.35%. I use Bask currently.
Yes, recently moved money from Affirm to Bask!!
CIT Platinum Savings account has 5.05% apy with $5,000 minimum as well.
I think people don’t mention this because of the 5k deposit. I will be using this myself soon
Capital one is good. U can deposit cash at CVS and Walgreens. Ally bank. The buckets are the best smoking. No fees on both.
Yes, that's one of the features I love about Capital One 360 the deposit locations.
Citizens access is my pick. 4.5% for the last year or so.
I’ve got Marcus ❤
I LOVE my ally HYSA! and you can set amount and date of completion goals for the buckets which is so helpful with staying on track. It'll show you what percentage you're at towards your goal. So helpful!
Have you heard about IUL’s?
love ally, have a car note with them and its a breeze, may they sponsor us both !
thank you for sharing your knowledge !
I have a HYSA with BOA for 4.17%. It was a special promotional offer. Minimum new deposit of $50k was required.
Oh hell no
@@hellaloud9224the fees will cancel out the interest rate . Don’t worry
Ally bank is 4.35%
All others don’t require minimum deposit and offer more interest
I won't bank with BOA even if they gave me 6%....lol
I use Ally, and I'm obsessed with the buckets! I also have a hysa with Alliant, but it's only getting 3.1% so I'm going to move my money out. Loving your videos :)
Do you know about IUL’s?
Just moved 50k to Amex high yield savings the other day from my BofA savings. Was a platinum tier for two years with BofA and earned a laughable $21.64 in interest.
Like you: BofA “platinum.” Moved a lot of money over to raisin last summer when it was 5.25 (?)% and it just keeps going up. Each time the rates change, I get an email notification.
Added a big check at Xmas time and deposited first into BofA. The teller wanted to know what I was going to do with the money. Huh? None of his business! But I told him I was going to move it to raisin as soon as it cleared. His eyebrows went up when I told him the interest rate. It did take a few days to clear both BofA and then raisin, so the same day stuff is just a dream for me. Meanwhile, my interest earnings are super exciting! Take THAT, BofA!
Same,I was Platinum Tier but only earned $11 which is a joke so I moved all that money to High Interest Rate Bank,I feel like an idiot after all these years,In trying to tell a friend to do the same thing but he said he’s been with BOA for Decades,I guess its the Status thing and not knowing how much BOA is ripping him off,I say maybe keep BOA for quick ATM Cash for convenience but nothing more and have it linked to External Bank if you already have Direct Deposit through them and don’t want to set up Direct Deposit through another Bank because of the hassle
Amex is great
That is disappointing. But, you've moved on and nothing to look back.
Wow: An interest earning of $7682 in 7 weeks of 2024. Assuming you get an average of 4.60%, your savings $7682*(52/7)*(1/0.046), thus, you have over $1.24 million in savings. Go Girl!!
Within 1.24mil just do ETFs earn up to 12% a year
Wealthfront and Barclays
Hello. I'm a new subscriber. I find your videos so far to be simple and easy to understand. I would like to try your budget toolkit but when i try to access it an error appears, any idea why? Thanks for the videos.
I like Amex saving. Super fast transfer between my bank accounts.
Same here!
Same here
How much did you invest to make that much of interest?
I’m a Capital One user but I do agree Ally is great.
Oh and one side note, THANK YOU for not mentioning SoFi. Not a fan of there’s.
I'm not a fan of SoFi either!
May I ask why? Just curious!
The thumbnail is misleading because you don't give the breakdown of the $7.6k. The HYS are good to know but most I've already covered. All the best.
The $7k+ interest was earned across my HYSAs. I have extremely high balances in Ally which resulted in a higher interest payout.
Why isn't AMEX on this list?
Im with Amex and I love it!
What about SOFI bank? I've heard that one is also good?
CIT for a couple of years. No problems at all. Transfer money in and out without any issues.
They consistently catch my eye each year I do these review videos. Might be time to work with them!
Based on this video, my bank is doing pretty good. Thanks. Ally did have one intersting feature thou.
Side note. Unless things have changed, most credit unions charge a monthly fee if you don't have income coming into the account regularly. I was in several CUs at once with direct deposit spread among them. Got laid off and they all started nailing me for $5 a month (possibly higher now). This was over 15 years ago though so you could lose close to almost a years interest in one month. They were not HYSAs.
I've been using Betterment and LOVE the cash returns. My end of year goal is to figure out how I can strategize where allocations are to create high passive returns monthly so I can know I have a buffer if the economy is shitty (as we all have experienced lately). I'd actually LOVE to have you do a video comparing the pros and cons of keeping a traditional 401k or moving your money into on of these HYSA vehicles. Currently 401k aren't awesome and I've been strongly wondering whether to switch it up strictly from a rate return standpoint. Especially since the HYSAs are also compounding returns. Thank you!
Wealthfront has 5% interest
Wealthfront is 5% and if you refer someone they add.5% for 3 months and allow you to do the sub accounts under the main account as well and fast transfers back to your bank, as well as you can get a debit card that is fee free at most ATMs at local drug stores (Rite aid or Walgreens).. 😁
CIT Bank is Great!! They have two saving accounts with 4.65% and 5.05%.
Thank you for this video. When you have HYSA, do you have taxes? if yes, how much? thanks again.
I use Ally savings, money market, checking, and investment accounts. Love that company. However, I park my emergency fund in Marcus. I do this because I’d be too tempted to mess with it if I saw it on a regular basis.
I've worked with several coaching clients who use Marcus and have great things to say!
You forgot to mention that with marcus you can actually earn an extra 1% with 5 referrals per year making it 5.5%
Just closed mine. They financially support Israel. Goldman Sachs’s has been publicly doing so since 2016ish . Enough of our taxes fund genocide. No thanks for me!
Does Ally automatically distribute funds into each monthly deposit made to the HYSA?
Really where are investors putting their cash? Isn’t it crazy how mortgage rates continue to rise with higher imports and declining exports, but the FED is yet to lessen cost. Something will eventually break if they keep raising interest rates and quantitative tightening.
from my study, prices of great assets like real estate, dividend paying stocks, and gold never come down, so I buy what I can afford today. ideally, seeking financial advice in a crucial economy is necessary for everyone
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Marisa Michelle Litwinsky is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
'Marisa Michelle Litwinsky, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
What are your thoughts on Betterment's Cash Reserve account?
Milli bank is 5.50%
I use PNC which currently has a 4.6 interest rate
Me too I have PNC & Ally
Barclay’s gives a decent APY. The only issue I’m aware of is that they put a hold on any incoming deposits for 5 business days (not sure if any other banks do that). Withdrawals, seems to be no issue though.
Financial freedom is key 🔑
SoFi and Wealthfront ?
Dbit card options? Direct deposit required ?
I have wealthfront. You can choose to have a debit card. I don't I use it only as savings. There's no minimum deposit.
It's good to have about 6 months of total expenses in these accounts. I would recommed all other savings to go into stocks/ETFs to maximize returns
Thanks for the info! 👍Plus, I went ahead and got your kid's book too. We're getting our 4 year old started early!
I have Raisin! They now have a high yield acct at 5.32
they don't, because they aren't a bank or credit union. Raisin has program banks and credit unions, so the rate is offered by the program financial institution through Raisin. The rates are also variable.
This all sounds really great but when you have no idea HOW to go about doing it or anyone to help you, it doesn’t matter how much Money one would make does it😏
What are your thoughts on Fidelity's high savings account at 5% as well as wealth front?
I use Marcus
Me too! 12 month CD @5.35% minimum $500
HYS 4.50 % no minimum deposit
Same, I was surprised Ally was the favorite
I have Marcus too, love em.
I opened an Ally account and love it!
Look up WealthFront
Love the video. Was doing research on the Money Market account for UFB Direct and I saw a different APY. Can you send me the link to the 5.25% you saw?
Its on UFB website
Between American Express Savings and my Credit Union CD I have gotten over $10,000 in interest last year.
Mostly coming from your credit union CD I suppose...lol
@@josephmgomez3921yes. CD at 5.25% and American Express 4.35%.
Please clarify how this works. It must be connected to an actual physical bank in order to access or deposit money?
Hi! What can you say about BANNER BANK. Thanks
Raisin added a high yield savings account at 5.32 %
With a $5000 deposit
I totally agree with your choice of Ally Savings😂😂
I have American Express high yield savings account and I have a Discover savings account
What do you think about betterment? They had a 5.55% no fee hysa last sept. If I want to put up to 50k, do you think it is safe to put all in one hysa or split between more for safety?
Definitely split
Split
Sounds like a lot of money to have in a savings account. A s&p index fund would have paid you about 25% last year
Bask Bank should be on this list.
5.1% interest is nice!!
Thanks, I will be looking into Ally bank!
Look up WealthFront.. cash account, no minimum , same day transfers 5.5%.
What are your thoughts about rolling over a 401k from a previous employer.. what bank would be best. I live in California, in Anaheim (Disneyland)
Love Raisin HYSA
I'm a high yield junkie 🎯
I deposit all of my AMDY stock dividends every month into my synchrony high-yield savings...💰
Is there a reason you don’t reinvest your dividends? Just curious, I’ve heard of both!
I do not reinvest the dividends because I'm always looking for the next investment to pay a higher yielding dividend...
@@Busch27295 got it, thanks for the explanation!
American First Credit Union's money market has 1 star in the better business bureau!
I love ally.
What is a sinking fund?
Ally bank is the best. Its the consistency for me
That mean You have a capital near $177,000 at your saving accaunt? Not bad. Only don't stop next 25 years. And You will have (payment for 25-th year*12) capital.
Vio Bank is 5.30% APY
SoFi with 4.60 %
Hi what do you think of Ever Bank ?
Robinhood is 5%
FNBO is who I use.
Love FOUND & SOFI & INTUIT & CHIME.
Wealthfront 5.00 percent
wealthfront 5.00 % is from November. Read their fine print.
@@hanwagu9967 WHAT! I'm still getting it!! The 5.0 and it's 01/25/24
Very informative, i love Ally🥰
What about Fidelity HYS ?
Thoughts on wealthfront?
unless you have oodles of cash exceeding your insured limits at any given bank, there is no reason to use a fintech aggregator like wealthfront, Raisin, betterment, etc.
I love this video🙏 Thank you so much!
You're so welcome!
Wells Fargo was doing a 4.6% for a one year term on their savings account!
You have to put in 5k on the CD for that.
What do you think of Sharonview CU in North Carolina?
What do you think about PNC Bank?
Bread Savings 5.15%
have high yield with amx (currently 4.3% daily compound). it’s cool, but was wondering about bask bank. do you (or anybody else) know anything about them?!?!
Webull
5%
But no same day transfer
BASK BANK for me. They are currently at 5.1%
FNBO Direct 5.15%