I live in Lincoln NE lol making $6/7 a month here is good great money! He lost the job because of most likely doing stupid stuff ! I know few power companies
Wait... $2400 a month with a free house, no car, and 1 kid... In Nebraska, where cost of living is 10% below national average... on a farm, that produces food... Get a grip...
I didn't understand. It sounded like he was in a good place at an important time: growing food, helping elderly dad, being worthy of inheritance. What bills cannot be paid when you have almost no expenses? Wish that kid was in school though. He needs to be outside her depression wheel.
He doesn't make 2400. He makes at least 3400 because he's also getting free housing and living on what sounds like an acreage is worth at least 1000 per month to have, Even in Nebraska. Also, we don't know if he's being paid cash under the table or actually paying even a few grand in taxes on that amount annually etc etc.
Now everyone want to know what the accident entailed. Me too, since it sounds a bit fishy that she refuses to say what happened. Too much self pity here.
Well it sounds pretty traumatic if they had to repair the right side of her body. She probably got pulled into farm equipment and needs serious therapy.
I don't think she's a drama queen at all. It sounds like she's under serious stress and pressure because her man is pretending they don't have any serious financial problems. It's hard rowing a boat when the other person refuses to grab a paddle.
When people have to be secretive about their “accidents” it’s because they don’t want solutions. They don’t want you putting 2 and 2 together and finding out there’s more they could do in their situation.
An "accident" could be she tried to commit suicide due to mental health problems or did something stupid and doesn't want everyone to know. Try not to be so judgemental without any factual basis.
@@heatherc2203 It’s hard because once you’ve worked in the healthcare system for a long time, you see so many more people with made up disabilities (that are often really more laziness/obesity-related issues/personality disorders…) abusing the system rather than people with valid issues, that after a while you get distrustful and suspicious of everyone 🤷♀️.
We've got all these UA-cam armchair experts chiming in. She sounds traumatized. If they're reconstructing the right side of her body then she probably got pulled into farm equipment or had an accident at a factory. I probably wouldn't want to go there either if I didn't get any therapy after all of that.
The wife could totally work a remote job as a disabled person, especially if she can swing a government job and get a Schedule A letter. So many people who become disabled as adults have NO idea what kind of resources there are for us. I am legally blind and have cerebral palsy (can only use one hand). Been working for the government for 13 years and currently have a remote job).
We've got all these UA-cam armchair experts chiming in. She sounds traumatized. If they're reconstructing the right side of her body then she probably got pulled into farm equipment or had an accident at a factory. Could have been a suicide attempt, domestic violence, or a horrible robbery- fact is, we probably shouldn't assume she's hiding something for not wanting to talk about something so traumatic on a national radio show. I probably wouldn't want to go there either if I didn't get any therapy after all of that.
@@Excalibur2 Wow, what gave you that impression? She even said it wasn't auto related so would love to hear your crystal ball's take. We've got all these UA-cam armchair experts chiming in. She sounds traumatized. If they're reconstructing the right side of her body then she probably got pulled into farm equipment or had an accident at a factory. Could have been a suicide attempt, domestic violence, or a horrible robbery- fact is, we probably shouldn't assume she's hiding something for not wanting to talk about something so traumatic on a national radio show. I probably wouldn't want to go there either if I didn't get any therapy after all of that.
She's the loss of income. Yeah, he makes a little bit less, but he's got free housing. Housing is a value. Making 2400 with free housing is not so bad. Her 3500 missing from the equation or whatever is the bigger problem
Forget the homeschooling. Put the kid in public school and get to work. There's definitely something you can do. And you need to work together on these issues.
Why homeschool when you’re too sick to work? Plus, why be shady over the accident? This call is suspicious. Send the kid to high school and she could find online work. Since she’s being shady over the accident, we don’t know why the husband is acting the way he is.
Yeah, what caused the accident if it wasn't a car accident? Some kind of industrial accident? Sounds like she would have gotten some type of disability if it happened on the job.
Another call where the husband may be wrongly villainized by Dave because the woman refuses to divulge what happened. My bet is the woman is playing the fake victim here.
@@darinherrick9224If you can call the show, then it would be appropriate to be able to say 'I cannot talk about the accident because it is difficult for me'. Her comment was deflecting and compounding - not the type of comment you use when you are honest and responsible.
Deflecting and compounding. Is that basically saying it was far too difficult to explain and even if I did, the horror surpasses your ability to understand? If it were a good enough story that caused trauma, she would have expounded more.
I feel sorry for the husband that Dave is beating up based on the very suspicious hearsay. His one ray of hope is that he will inherit that farm in a few years and he can keep it as as sole and separate property from his marital assets with Carol.
I think they’re both equally stupid. The wife is worse for not working at all. But the husband should work a way higher paying job rather than what’s “fun”. Both are dumb
Farming is incredibly expensive to get into, so if he gets to use somebody else's equipment, you all live in somebody else's house as part of compensation, 2400 is actually maybe still a little low but not that bad depending on how much he's farming. Do you want to pay 1000+ dollars per month in housing?
The 11 year old child should go to a public school not homeschooled. This will free up time to enable her to financially help the household. She can work online or bake cakes, cookies, and bread to sell or work somewhere. Dave was too hard on her husband. There is an incomplete picture of what is truly going on. Free house. Free food from the land. Wow, I sure wish I have some of that. No one gave me a free house or free food.
So they are entirely dependent on the husband’s father for both the husband’s meager income which barely covers the costs and the roof over their head.
@@prakash.srn.17Yeah, but if you cannot afford home schooling, then it is option. Otherwise she has to accept the sacrifice of having very little money when doing the home schooling.
@@prakash.srn.17 They actually are not day care centers. The problem is parents who treat the schools that way and then complain about their kids without putting the time in to see what they are doing. Just attending school is not enough. You have to know what their assignments are and make sure they do them unless you have a miracle kid who is the perfect student.
She sounds a bit naive. Even if her husband’s father gave them more money, what about retirement, medicare, social security.? You have to pay into this for a future or get yourself an IRA.
No rent, and they get $2400 a month, and she's not working so maybe she has time to grow a garden and freeze some veggies for winter months, have a few chickens .... If he wants to farm, maybe he could show her how you kitchen garden well enough to save money on groceries.
I live in the SF area its do-able to live on less here. People just have to stop wasting money on going out, partying, alcohol, restaurants, and new iphones 😂
Dave and his employees always blame the men in every situation. They never have the women take accountability for anything. She didn’t want to go into the accident because it was a herself getting a DUI. That’s why she lost her car and license.
"I don't want to go there, let's not go there" I'm pretty sure means her accident was likely a drunk driving accident or drug related. She went from crying to defensive on a dime. She's not giving the entire picture.
Accident could mean a lot of things. Maybe a DUI but maybe she was beat up by her husband, maybe she got raped. Don’t assume when you don’t know. Many things are hard to talk about, especially with strangers.
I'm very concerned that the caller didn't divulge the cause of her accident. I don't know if there is addiction, or abuse, or something, but it's enough that she's being evasive. It's possible that she's just embarrassed about what happened, as I was about my injury, but there's a whole lot wrong even without taking the accident into account. I hope they agree to counseling, because I don't think either spouse will be listening to the other in any meaningful way without it.
If I’m the only person in the house working, I’m not going to react well to someone telling me they’re not going to be the only adult in the room anymore. If you can push a button, you can do something.
It’s not adding up. $2,400 is good monthly income in rural areas. I suspect addiction issues…. Shopping too much to keep up with Jones’s, alcohol or something else.
A rural area AND they have no housing expense. Maybe that is why the father doesn't pay the husband more because he knows it will go up their noses. Pops has figured out the salary accounting for the "free" rent.
The real discussion needs to happen between him and his father. At 84 it’s time for his father to give over the reins of the farm to him. The same thing happened to my brother. My dad saw him as a cheap farm hand, and it didn’t change until my dad was unable to farm anymore and my brother finally took it over. Those old farmers know they have total control, because their sons would give anything to farm. There’s an old saying that goes you can take the boy off the farm, but you can’t take the farm out of the boy, and it’s very true.
Dave screwed this one up. Dudes being taken advantage of by a wife who is “unable” to work. Get off your ass and work if you want more. This didn’t add up.
I feel sorry for the husband. I can’t believe she wrote to his dad, that is awful. He loves farming, he has been beat up in the past already. My guess is he doesn’t trust women much anymore. This is a mess. Hope they make it through. She need some counselling.
If she can homeschool her child, she could be a virtual teacher or tutor. A lot of places have programs where you can earn your credintials while you work due to shortages. Some private schools don’t have degree requirements at all. Or she could get a phone job. They really didn’t have any solutions for this other than talk to your husband again and I don’t know what she wanted other than to make her husband earn more.
They are both to blame. They go from $10k a month to 1/4 of that and they don't have a plan to get the income back up? Did it really take Dave Ramsey to tell them they need more money?
I'm confused. If she didn't homeschool, she could work like most Americans and earn a living. At least part time. I disagree, it is her. Homeschooling only works with a husband who provides
That was my immediate thought. Dave was about to give her sympathy about being a victim of a horrible accident, meanwhile it was her that caused it because of drinking problems. Which she might still have.
She said of her husband, "he didn't never wanted to go into the power company." I'm sorry what is that grammar? Why is she homeschooling an 11 year old when she can't speak proper English herself?
The husband could be stuck in an inheritance hostage situation with his father. The farm could be worth millions. I can imagine his father saying “If you don’t help me with the farm, “I’m leaving you out of my will!” Probably a possible reason he keeps coming back to this farm thing.
The guy was probably miserable and unhealthy at the power company. He's a farmer at heart and definitely in much better shape now mentally and physically.
That’s fine. I think it’s important to do what you love. But you don’t forsake your family for your own comfort. He has is not providing for his family. That’s called selfishness. Plenty of farmers that make good money and taking care of their family. He’s not
@@alqoshgirl And, it's not just what he likes it is who he is as a person. She isn't doing jack. He should dump her because he is taking care and she is not. He's the one getting them free housing.
Seriously, wtf? She contradicts herself in the first 2-3 mins, "i can't work because of the accident....don't go there" and then when pressed by dave if she's physically incapable of working "no" We dont know the other side of the story (like what's really going on), but im going to assume the caller is mostly at fault for everything that's wrong. Especially the DUI wreck she caused. Lol! She can't handle the bills...well she doesn't work, so yeah. Everything this lady says, the opposite is likely true.
There is a degree of her not communicating, like they asked her "what was his response?" more than once and she did not answer or engage with question at all. If shes not great at communicating something that happened last night, she may be a bad communicator overall. Also, tons if info left out here.
"I don't want to go there ... Let's not go there": there's a reason she doesn't want to specify the nature of her accident. She and her husband make their own misfortune.
I live in Los Angeles, California, I always worked hard in my twenties and worked 7 days a week. I teach my Nieces now, work hard in your 20's and save every penny. Now all 4 have 2 jobs. first the youngest ones are twins, one does nails, and the other is a party planner. The two older ones, one works in Fast Food and then works at a clothing store in the mall. The oldest one is a Manager at Panera. My father always told me when you are young and able, work 2 jobs and save every penny. That way when your older you will not have to struggle. Amen!
You sound like you love and care for your nieces, that's great. What do you think of those on here that will insult, denigrate, demean and otherwise look down on your nieces just because they are women?
@@GAFB1122I do the same with the oldest one's husband, I got him a job at an Auto and Home Insurance Co. that I retired from after 32 years of service. I only have nieces and no nephews and Thank You! My father just turned 92 years old and is a Korean War Veteran.
@thomasfranco5997 Absolutely. And, if they're 18 or in their early 20s, the financial planner Suze Orman recommends getting an account at a discount broker, like Charles Schwab, investing $100/mo in something like Vanguard Total Stock Index. You never touch it til retirement. You would have over $1 million to pay off a home mortgage. I wish I had known this when I was younger.
Maybe she wants $10,000 a month but that is a want and not a need. I doubt that electric, water and internet is running $2,400 a month. Food is getting more expensive but not that much more expensive. It seems that Dave decided to latch on to a neat, tidy, easy to pigeon hole narrative, which I believe is a huge mistake. Dave should have asked the husband his side of the story. I would delve a lot deeper into what else "the bills" entails. I have trouble believing that "she" is the only one making adult decisions in their house.
I would have hung up the moment she said “let’s not go there”. Sorry if you don’t want to give me information into why you cannot work then I cannot help you *click*
I remember Dave doing that with one caller. He asked the lady about household income. The lady said her husband wouldn't want her giving that out. Dave said he couldn't help her and ended the call.
@@Chet_24 she also said she doesn't have feeling in her hands. The work she can do is probably limited. Either way. Maybe they should just get divorced.
Dave called it out. She said, "I'M out of savings, I'M out of money completely, I'M barely making MY bills." but I don't think the reason is simply because the husband is not involved. There's something else going on. She is being subversive about her accident and why she can't (or won't) work. If she's not getting disability payments, then she CAN work. She was quick to point out that she homeschools her 11-year-old and there are a lot of parents that use homeschooling as an excuse to _not_ work. My money is on the "accident" being her fault due to DUI. It would also be the reason she doesn't have a car, and the real reason she "can't" work is because she also no longer has a driver's license.
“God is providing, we are so thankful.” Really, then why are you calling a radio show in tears having sold all of your possessions? It’s just sad that people have to say things as if they think god is listening and will throw them down the stairs again if he is displeased.
If his dad is 84 years old, the discussion they should be having is when is his dad going to retire and let him run the farm. I am from a farm family in Iowa, and the same thing happened to my brother. Luckily he was also a CPA. And once my dad finally gave over the reins, then my brother could start making decisions for himself for the farm. at 84 the guy has been hanging on too long. He expects basically a low paid farm hand from his son, and it’s not gonna change until the sun takes over complete complete control of the farm.
I am from Nebraska. Farmers and people who think they are farmers oft times think that the normal rules of finance, debt, and income shouldn't apply to them. It's like they think it's a calling, not a job or profession. That's fine if they aren't going broke.
We've had a number of callers like that. Did you hear the girl who kept saying she needed 20k to repair her house but she lived with her mom and grandma?
I side with the husband on this. If this woman wants more money, she needs to get a job! Her husband has been able to provide the family with a free place to live and $2400 per month doing something he loves. She’s using that accident as an excuse. Husband is taking care of her and his aging father and she wants to complain because she no longer has her $10,000 per month lifestyle? She needs a reality check.
Calls like this make me happy to be single and independent. It never ceases to amaze me how many ladies get married, so that they can be taken care of by their husband. You've got to take care of yourself, your health, your finances. Stop the pity party and get off the couch. Exercise, get a job, and live a productive life that serves others.
I couldn't understand why she kept saying, "I can't pay MY bills" when she's married. How are they only be HER bills when she's talking about things like utilities?
The minute I realize a call isn’t adding up and we are being taken for an emotional, manipulative ride I move to the next video. I’m done wasting my time on liars and manipulators playing the “woe is me” card.
Sounds like she tried to off herself and is in deep severe depression. She needs to go to counseling, maybe take medicine, get her kid back in school- it’s not healthy for the child to be with her full time, and she needs to get a job. It will take time but she needs to make steps or she will stay where she’s at
Dave is assuming a lot about this guy. Telling the husband what to do, will lead to divorce. Where's her disability check? SSDI? There's more that is not being said.
I think they have credit card 💳 debt and they want their old life back. What is the accident? She must have been at fault,because she doesn’t want to talk about it!
They're screwed and she's desperate and she still says God provides. This insanity needs to stop. They have to provide for themselves and not depend on "God providing".
Dave was quick to throw the husband under the bus -- especially given that the wife is not leveling with Dave. And Dave makes a grand assumption -- based on zero facts -- about the reason the husband's previous marriage ended. This call is a complete fail for Dave.
Husband won’t work anywhere else because he’s working for his daddy & doesn’t have to answer to authority. “Bubba” needs to get another job. And if she’s homeschooling, can’t she get a job outside the home?? She’s very secretive.hmmm
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Mary-h2w However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitment
How badly were you hurt in this accident. Are you not able to work. Can you work at home. Can you make a living. It’s all unclear about your accident. Things are not adding up. I’m sorry but you need to look for ways to make some money
Everything else aside, it's so hard to adapt to price increases over time. I go through the drive through and I'm still shocked every time the bill is more than $5 or $6 because in my head I'm still expecting 90s pricing.
I’d love to hear the husbands side of the story. This caller swung from sobbing victim to combative pretty quick.
Well she's a woman so...
I live in Lincoln, NE lol something isn’t right here
I live in Lincoln NE lol making $6/7 a month here is good great money! He lost the job because of most likely doing stupid stuff ! I know few power companies
Women are notorious for not taking accountability.
Trauma is real.
This call has addiction written all over it. Both husband and wife.
A hundred million percent.
That’s exactly what I was thinking.
Yep, for sure.
Spot it a mile away
That’s what I was thinking
Wait... $2400 a month with a free house, no car, and 1 kid... In Nebraska, where cost of living is 10% below national average... on a farm, that produces food... Get a grip...
I didn't understand. It sounded like he was in a good place at an important time: growing food, helping elderly dad, being worthy of inheritance.
What bills cannot be paid when you have almost no expenses?
Wish that kid was in school though.
He needs to be outside her depression wheel.
@@bernadette573I agree about the kid needing to be in school. I worry about someone homeschooling who doesn’t have a car “no more.”
$2400 / month is below poverty in Nebraska. That's not enough for 3 people
He doesn't make 2400. He makes at least 3400 because he's also getting free housing and living on what sounds like an acreage is worth at least 1000 per month to have, Even in Nebraska. Also, we don't know if he's being paid cash under the table or actually paying even a few grand in taxes on that amount annually etc etc.
I’m having trouble following this one
Now everyone want to know what the accident entailed. Me too, since it sounds a bit fishy that she refuses to say what happened. Too much self pity here.
I’m thinking an attempt on her own life and so the husband is resentful that she put herself out of work.
@@GingerrrrsnappsI was thinking that or a drunk driving accident.
@Gingerrrrsnapps that would be something you wouldn't want to discuss but calling that an accident would be scummy
It did sound fishy but it also sounded like domestic violence.
@@barbthegreat586 how would that work?
Some stuff ain't adding up on this call, and it's not about the money.
Show: What was your accident keeping you from working?
Caller: Not going there because that's my cover. Let's keep piling on Bubba.
Drama queen. Enough said. Ms. Piss and moan. What is she doing to help her husband/boyfriend?
Bubba is a BAAAAAAD man
Two minutes later: oh I’m able to work, I just homeschool and stay at home
Sounds like she just lazy and using her "disability" as an excuse
Well it sounds pretty traumatic if they had to repair the right side of her body. She probably got pulled into farm equipment and needs serious therapy.
'The ex wife wanted him to earn more money.. '
'I dont think shes evil..you came here asking the same thing..'
Shes a drama queen.
Did she say the ex wife was evil? I didn’t hear that.
I don't think she's a drama queen at all. It sounds like she's under serious stress and pressure because her man is pretending they don't have any serious financial problems. It's hard rowing a boat when the other person refuses to grab a paddle.
Loved that response!
When people have to be secretive about their “accidents” it’s because they don’t want solutions. They don’t want you putting 2 and 2 together and finding out there’s more they could do in their situation.
Exactly. If you can call the show, you can probably at least work in a call center.
An "accident" could be she tried to commit suicide due to mental health problems or did something stupid and doesn't want everyone to know. Try not to be so judgemental without any factual basis.
@@heatherc2203 It’s hard because once you’ve worked in the healthcare system for a long time, you see so many more people with made up disabilities (that are often really more laziness/obesity-related issues/personality disorders…) abusing the system rather than people with valid issues, that after a while you get distrustful and suspicious of everyone 🤷♀️.
We've got all these UA-cam armchair experts chiming in. She sounds traumatized. If they're reconstructing the right side of her body then she probably got pulled into farm equipment or had an accident at a factory. I probably wouldn't want to go there either if I didn't get any therapy after all of that.
This was a bizarre call.
There is a lot of missing information here
The wife could totally work a remote job as a disabled person, especially if she can swing a government job and get a Schedule A letter. So many people who become disabled as adults have NO idea what kind of resources there are for us.
I am legally blind and have cerebral palsy (can only use one hand). Been working for the government for 13 years and currently have a remote job).
If she had an accident, she's needs to either work at home or collect disability social security. This makes no sense.
disability and social are not always a option especially at certain ages
She had to sell the car. Disability is not that easy to get, takes years. And she thinks she can do something, she just has to figure out what.
She’s lazy that’s the main problem. Lazy and playing at sick. She thinks her husband owes her a free ride. He doesn’t.
Amazing how her crying just stopped…
crocodile tears.
Y’all know she’s lying right?
@@Payday-ky7mb Yeah, even if she's not outright lying, she's definitely lying by omission.
Just like Behavior Panel!!
She just Wants Dave to feel pity and cut her a check
The accident is a very important detail in this situation and she doesn't want to go there?
probably because she caused her issue....
I bet it was addiction related, drove under the influence and lost her license
She was probably driving drunk
We've got all these UA-cam armchair experts chiming in. She sounds traumatized. If they're reconstructing the right side of her body then she probably got pulled into farm equipment or had an accident at a factory. Could have been a suicide attempt, domestic violence, or a horrible robbery- fact is, we probably shouldn't assume she's hiding something for not wanting to talk about something so traumatic on a national radio show. I probably wouldn't want to go there either if I didn't get any therapy after all of that.
@@Excalibur2 Wow, what gave you that impression? She even said it wasn't auto related so would love to hear your crystal ball's take. We've got all these UA-cam armchair experts chiming in. She sounds traumatized. If they're reconstructing the right side of her body then she probably got pulled into farm equipment or had an accident at a factory. Could have been a suicide attempt, domestic violence, or a horrible robbery- fact is, we probably shouldn't assume she's hiding something for not wanting to talk about something so traumatic on a national radio show. I probably wouldn't want to go there either if I didn't get any therapy after all of that.
She's the loss of income. Yeah, he makes a little bit less, but he's got free housing. Housing is a value. Making 2400 with free housing is not so bad. Her 3500 missing from the equation or whatever is the bigger problem
Forget the homeschooling. Put the kid in public school and get to work. There's definitely something you can do. And you need to work together on these issues.
And getting a semi proper education will benefit those kids immensely.
Why homeschool when you’re too sick to work? Plus, why be shady over the accident? This call is suspicious. Send the kid to high school and she could find online work. Since she’s being shady over the accident, we don’t know why the husband is acting the way he is.
I agree with you on all that!!
Disagree! Public schools are rotten!
It could also be she has some ptsd and doesn’t want to relive what happened
That would have to be a really smart 11 year old. 😂
Not wanting to talk about the nature of the accident is one thing but "let's not go there" seems suspicious 🤔
Disability fraud probably
Yeah, what caused the accident if it wasn't a car accident? Some kind of industrial accident? Sounds like she would have gotten some type of disability if it happened on the job.
Could have been a S attempt
I agree.
@@ricana1160 Or an incident of DV
I don’t understand how this call kept coming back to the husband being delusional and lazy.
Another call where the husband may be wrongly villainized by Dave because the woman refuses to divulge what happened. My bet is the woman is playing the fake victim here.
Dave is such a simp weakling
Rightttt!!! I want some follow-up and the other side!!
Exactly, she said she is able to work, just not doing what she did. She needs to get a damn job
@@JasonGroom she is working. She's homeschooling their kids.
@@pamelastoesz733only one kid. She can get a part time job. She likes to act the victim.
I can’t feel sorry for someone who is struggling by choice. She can work and he can make more money.
Bingo. She’s strong and independent. She can get a job sitting at a computer
"Don't want to go there" is a red flag to me.
And unlike many on here, I don't want to hate on the caller. So it's a legit red flag.
💯
Trauma is a thing you know. A victim can be so traumatized they can’t talk. Accident could be a near-death experience.
@@darinherrick9224If you can call the show, then it would be appropriate to be able to say 'I cannot talk about the accident because it is difficult for me'. Her comment was deflecting and compounding - not the type of comment you use when you are honest and responsible.
Oh stop it! Why you calling a show that millions listen to. She sounds like she is going through withdrawal @@darinherrick9224
Deflecting and compounding. Is that basically saying it was far too difficult to explain and even if I did, the horror surpasses your ability to understand?
If it were a good enough story that caused trauma, she would have expounded more.
I feel sorry for the husband that Dave is beating up based on the very suspicious hearsay. His one ray of hope is that he will inherit that farm in a few years and he can keep it as as sole and separate property from his marital assets with Carol.
I think they’re both equally stupid. The wife is worse for not working at all. But the husband should work a way higher paying job rather than what’s “fun”. Both are dumb
Farming is incredibly expensive to get into, so if he gets to use somebody else's equipment, you all live in somebody else's house as part of compensation, 2400 is actually maybe still a little low but not that bad depending on how much he's farming. Do you want to pay 1000+ dollars per month in housing?
The 11 year old child should go to a public school not homeschooled. This will free up time to enable her to financially help the household. She can work online or bake cakes, cookies, and bread to sell or work somewhere.
Dave was too hard on her husband. There is an incomplete picture of what is truly going on.
Free house. Free food from the land. Wow, I sure wish I have some of that. No one gave me a free house or free food.
So they are entirely dependent on the husband’s father for both the husband’s meager income which barely covers the costs and the roof over their head.
Public schools are glorified dat care centers. Mostly crap. I'd rather have the kid home schooled
@@prakash.srn.17Yeah, but if you cannot afford home schooling, then it is option. Otherwise she has to accept the sacrifice of having very little money when doing the home schooling.
@@prakash.srn.17 They actually are not day care centers. The problem is parents who treat the schools that way and then complain about their kids without putting the time in to see what they are doing. Just attending school is not enough. You have to know what their assignments are and make sure they do them unless you have a miracle kid who is the perfect student.
She sounds a bit naive. Even if her husband’s father gave them more money, what about retirement, medicare, social security.? You have to pay into this for a future or get yourself an IRA.
They are throwing this guy under the bus just from her side of the story. They have no clue what’s really going on in that household. She seems shady!
Sounds like they might have run up some bills together they need to reevaluate.
No rent, and they get $2400 a month, and she's not working so maybe she has time to grow a garden and freeze some veggies for winter months, have a few chickens .... If he wants to farm, maybe he could show her how you kitchen garden well enough to save money on groceries.
You can't live on $2,400/mo.?! I'm living in Los Angeles on $1,200/mo. Someone's pissing funds away somewhere. Time to grow up people!
I live in the SF area its do-able to live on less here. People just have to stop wasting money on going out, partying, alcohol, restaurants, and new iphones 😂
How do you manage living on 1200 in LA? Living with your parents? I am serious and need some advice. Thanks.
How are you living on $1200 in LA???
@@davecopp9356um be content with what you have ?😂
@@insure4cheapcardboard box under a highway overpass
the husband checked out because the wife doesn't work. husband is like "we got no money because you don't work!"
women and thier "waterworks" cry me a river. and trying to control the narrative by "not wanting to go there." lol the audacity.
It’s all bull
Yeah These women are awful bro, every single thing they do is some form of manipulation
Why are you guys writing off any accountability for her? She can physically work
Because she’s a woman. That’s what they do now. They must have gotten that the demographics of people who watch this show are bitter middle aged women
@FrankS111 then you haven't been listening. Ken literally told her to start working
Dave and his employees always blame the men in every situation. They never have the women take accountability for anything. She didn’t want to go into the accident because it was a herself getting a DUI. That’s why she lost her car and license.
@@AuschwitzMyPantsdoubt it. You are biased and hear what you want to hear.
She's lying. We need the husband's side
"I don't want to go there, let's not go there" I'm pretty sure means her accident was likely a drunk driving accident or drug related. She went from crying to defensive on a dime. She's not giving the entire picture.
my first thought
Accident could mean a lot of things. Maybe a DUI but maybe she was beat up by her husband, maybe she got raped. Don’t assume when you don’t know. Many things are hard to talk about, especially with strangers.
I'm very concerned that the caller didn't divulge the cause of her accident. I don't know if there is addiction, or abuse, or something, but it's enough that she's being evasive. It's possible that she's just embarrassed about what happened, as I was about my injury, but there's a whole lot wrong even without taking the accident into account. I hope they agree to counseling, because I don't think either spouse will be listening to the other in any meaningful way without it.
When she didn’t want to say how she got injured red flags
Would love to hear the husbands side of the story.
Yeah..i have a strong suspicion we'd get the actual, real story.
If I’m the only person in the house working, I’m not going to react well to someone telling me they’re not going to be the only adult in the room anymore. If you can push a button, you can do something.
Amennnnn
It’s not adding up.
$2,400 is good monthly income in rural areas.
I suspect addiction issues…. Shopping too much to keep up with Jones’s, alcohol or something else.
A rural area AND they have no housing expense. Maybe that is why the father doesn't pay the husband more because he knows it will go up their noses. Pops has figured out the salary accounting for the "free" rent.
Food and obesity
Especially if it is 1983.
The real discussion needs to happen between him and his father. At 84 it’s time for his father to give over the reins of the farm to him. The same thing happened to my brother. My dad saw him as a cheap farm hand, and it didn’t change until my dad was unable to farm anymore and my brother finally took it over. Those old farmers know they have total control, because their sons would give anything to farm. There’s an old saying that goes you can take the boy off the farm, but you can’t take the farm out of the boy, and it’s very true.
Dave screwed this one up. Dudes being taken advantage of by a wife who is “unable” to work. Get off your ass and work if you want more. This didn’t add up.
I feel sorry for the husband. I can’t believe she wrote to his dad, that is awful. He loves farming, he has been beat up in the past already. My guess is he doesn’t trust women much anymore. This is a mess. Hope they make it through. She need some counselling.
Is she having a glass of wine while on this call???
Yeah with a Percocet
If she can homeschool her child, she could be a virtual teacher or tutor. A lot of places have programs where you can earn your credintials while you work due to shortages. Some private schools don’t have degree requirements at all. Or she could get a phone job. They really didn’t have any solutions for this other than talk to your husband again and I don’t know what she wanted other than to make her husband earn more.
They are both to blame. They go from $10k a month to 1/4 of that and they don't have a plan to get the income back up? Did it really take Dave Ramsey to tell them they need more money?
Lol
I'm confused. If she didn't homeschool, she could work like most Americans and earn a living. At least part time.
I disagree, it is her. Homeschooling only works with a husband who provides
Accident = DUI 100%
Gangbang.
Maybe, but she had 8 surgeries. So she still needs to survive.
That was my immediate thought. Dave was about to give her sympathy about being a victim of a horrible accident, meanwhile it was her that caused it because of drinking problems. Which she might still have.
Bingo
It's related to her obesity
She said of her husband, "he didn't never wanted to go into the power company." I'm sorry what is that grammar? Why is she homeschooling an 11 year old when she can't speak proper English herself?
Ny or NJ lingo
The husband could be stuck in an inheritance hostage situation with his father. The farm could be worth millions. I can imagine his father saying “If you don’t help me with the farm, “I’m leaving you out of my will!” Probably a possible reason he keeps coming back to this farm thing.
Much more likely that they're just trashy drug addicts
The guy was probably miserable and unhealthy at the power company. He's a farmer at heart and definitely in much better shape now mentally and physically.
That’s fine. I think it’s important to do what you love. But you don’t forsake your family for your own comfort. He has is not providing for his family. That’s called selfishness. Plenty of farmers that make good money and taking care of their family. He’s not
@@alqoshgirl And, it's not just what he likes it is who he is as a person. She isn't doing jack. He should dump her because he is taking care and she is not. He's the one getting them free housing.
@@alqoshgirl either is the mom she’s not doing shit
I laughed when Ken told her to get self-sufficient. That lady don’t have a tough bone in her body.
Farm kid from Nebraska. There is a reason why we have a saying, "behind every successful farmer is a wife who works in town."
Seriously, wtf? She contradicts herself in the first 2-3 mins, "i can't work because of the accident....don't go there" and then when pressed by dave if she's physically incapable of working "no"
We dont know the other side of the story (like what's really going on), but im going to assume the caller is mostly at fault for everything that's wrong. Especially the DUI wreck she caused.
Lol! She can't handle the bills...well she doesn't work, so yeah. Everything this lady says, the opposite is likely true.
There is a degree of her not communicating, like they asked her "what was his response?" more than once and she did not answer or engage with question at all. If shes not great at communicating something that happened last night, she may be a bad communicator overall. Also, tons if info left out here.
"Let's not go there" when asked about the accident. She seems to be hiding something and is so scattered in her conversation.
Something does not add up about this lady and the whole situation.
Not adding up at all.
$2,400 is good income especially in rural America. I smell an addiction?
@larose6551 that's what I was thinking, and manipulation
"I don't want to go there ... Let's not go there": there's a reason she doesn't want to specify the nature of her accident. She and her husband make their own misfortune.
Oh Ken.. the husband isnt playing farmer.. stop it.
So they have no mortgage and made a budget last night that showed they could pay all the bills.
I live in Los Angeles, California, I always worked hard in my twenties and worked 7 days a week. I teach my Nieces now, work hard in your 20's and save every penny. Now all 4 have 2 jobs. first the youngest ones are twins, one does nails, and the other is a party planner. The two older ones, one works in Fast Food and then works at a clothing store in the mall. The oldest one is a Manager at Panera. My father always told me when you are young and able, work 2 jobs and save every penny. That way when your older you will not have to struggle. Amen!
You sound like you love and care for your nieces, that's great.
What do you think of those on here that will insult, denigrate, demean and otherwise look down on your nieces just because they are women?
@@GAFB1122I do the same with the oldest one's husband, I got him a job at an Auto and Home Insurance Co. that I retired from after 32 years of service. I only have nieces and no nephews and Thank You! My father just turned 92 years old and is a Korean War Veteran.
@thomasfranco5997 Absolutely. And, if they're 18 or in their early 20s, the financial planner Suze Orman recommends getting an account at a discount broker, like Charles Schwab, investing $100/mo in something like Vanguard Total Stock Index. You never touch it til retirement. You would have over $1 million to pay off a home mortgage. I wish I had known this when I was younger.
“Let’s not go there” was covering for a damn lie.
Maybe she wants $10,000 a month but that is a want and not a need. I doubt that electric, water and internet is running $2,400 a month. Food is getting more expensive but not that much more expensive.
It seems that Dave decided to latch on to a neat, tidy, easy to pigeon hole narrative, which I believe is a huge mistake. Dave should have asked the husband his side of the story. I would delve a lot deeper into what else "the bills" entails. I have trouble believing that "she" is the only one making adult decisions in their house.
I would have hung up the moment she said “let’s not go there”. Sorry if you don’t want to give me information into why you cannot work then I cannot help you *click*
I remember Dave doing that with one caller. He asked the lady about household income. The lady said her husband wouldn't want her giving that out. Dave said he couldn't help her and ended the call.
no. she was in an accident and can no longer work. that is all you need to know. how the accident happened doesn't change the outcome.
@@ST-rj8iu wrong. That tells me the nature of her disability and if she’s full of BS.
@@ST-rj8iu a minute later when asked if she was physically able to work, she said she could.
@@Chet_24 she also said she doesn't have feeling in her hands. The work she can do is probably limited. Either way. Maybe they should just get divorced.
Dave called it out. She said, "I'M out of savings, I'M out of money completely, I'M barely making MY bills." but I don't think the reason is simply because the husband is not involved. There's something else going on. She is being subversive about her accident and why she can't (or won't) work. If she's not getting disability payments, then she CAN work. She was quick to point out that she homeschools her 11-year-old and there are a lot of parents that use homeschooling as an excuse to _not_ work.
My money is on the "accident" being her fault due to DUI. It would also be the reason she doesn't have a car, and the real reason she "can't" work is because she also no longer has a driver's license.
Let's not go there??? They don't communicate about money.
Can the kid go to public school while she works customer service from home in addition to him getting a job?
Tears that can be turned on and off like with a switch.
There are more red flags here than a Chinese Communist parade 😂.
$2,050.00 pre tax a month here. SS on Medicare. I'm elderly and get by fine on it because I have no debt. What's wrong with people ??
“God is providing, we are so thankful.”
Really, then why are you calling a radio show in tears having sold all of your possessions?
It’s just sad that people have to say things as if they think god is listening and will throw them down the stairs again if he is displeased.
Lets not go there means she scammed someone and got a settlement and cant talk about it
Or she was drunk and ran into something or someone.
She speaks in the singular about the bills.
Wife CAN work... Refuses to acknowledge that. This whole call is a lie.
If his dad is 84 years old, the discussion they should be having is when is his dad going to retire and let him run the farm. I am from a farm family in Iowa, and the same thing happened to my brother. Luckily he was also a CPA. And once my dad finally gave over the reins, then my brother could start making decisions for himself for the farm. at 84 the guy has been hanging on too long. He expects basically a low paid farm hand from his son, and it’s not gonna change until the sun takes over complete complete control of the farm.
I am from Nebraska. Farmers and people who think they are farmers oft times think that the normal rules of finance, debt, and income shouldn't apply to them. It's like they think it's a calling, not a job or profession. That's fine if they aren't going broke.
Definitely a DUI…also, sounds drunk on the call
Sounds like she was looking for a donation not help lol
That’s what I thought too
They don't give out donations ever on the air
@@janelleg597 Yup, I guess she didn't know that Dave doesn't do that, but he WILL get you into Financial Peace University for free.
She probably has a Gofundme for the «Let’sNotGoThere»
We've had a number of callers like that. Did you hear the girl who kept saying she needed 20k to repair her house but she lived with her mom and grandma?
She sounds like she’s had a few beers 🍺
*pain pills
She sounds like a smoker. Cut out thw cigarettes to save some money.
Made up story. Crocodile tears. Just want Dave to feel pity to write her a check.
I side with the husband on this. If this woman wants more money, she needs to get a job! Her husband has been able to provide the family with a free place to live and $2400 per month doing something he loves. She’s using that accident as an excuse. Husband is taking care of her and his aging father and she wants to complain because she no longer has her $10,000 per month lifestyle? She needs a reality check.
Let’s not go there!! Umm ok lady why can’t you answer?
Calls like this make me happy to be single and independent. It never ceases to amaze me how many ladies get married, so that they can be taken care of by their husband. You've got to take care of yourself, your health, your finances. Stop the pity party and get off the couch. Exercise, get a job, and live a productive life that serves others.
I couldn't understand why she kept saying, "I can't pay MY bills" when she's married. How are they only be HER bills when she's talking about things like utilities?
The minute I realize a call isn’t adding up and we are being taken for an emotional, manipulative ride I move to the next video. I’m done wasting my time on liars and manipulators playing the “woe is me” card.
Sounds like she tried to off herself and is in deep severe depression. She needs to go to counseling, maybe take medicine, get her kid back in school- it’s not healthy for the child to be with her full time, and she needs to get a job. It will take time but she needs to make steps or she will stay where she’s at
10k a month and they have nothing now. The importance of saving and investing and prepare for when things change.
The people who tend to cry a lot here are either the dumbest or the main reasons for their mess. There's usually something off about them😏🤔
Dave is assuming a lot about this guy.
Telling the husband what to do, will lead to divorce.
Where's her disability check? SSDI?
There's more that is not being said.
I think they have credit card 💳 debt and they want their old life back. What is the accident? She must have been at fault,because she doesn’t want to talk about it!
She needs to get off the sauce and the expensive cigarettes, it's wrecking her voice. I'd like to hear Bubbas side of the story.
They're screwed and she's desperate and she still says God provides. This insanity needs to stop. They have to provide for themselves and not depend on "God providing".
Dave was quick to throw the husband under the bus -- especially given that the wife is not leveling with Dave. And Dave makes a grand assumption -- based on zero facts -- about the reason the husband's previous marriage ended. This call is a complete fail for Dave.
Girl is cappin lol
As my grandmother would say “something’s rotten in the cotton” 😮
Such a great phrase.
Ken’s face at 3:30!
It was priceless 😂
Husband won’t work anywhere else because he’s working for his daddy & doesn’t have to answer to authority. “Bubba” needs to get another job. And if she’s homeschooling, can’t she get a job outside the home?? She’s very secretive.hmmm
Another example why is not a good deal for a man to marry ...
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Mary-h2w However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitment
@@Frank-d6b Oh please I’d love that. Thanks!
@@Mary-h2w Clementina Abate Russo is her name
Lookup with her name on the webpage.
Daves simping kryptonite: crocodile tears.
How badly were you hurt in this accident. Are you not able to work. Can you work at home. Can you make a living. It’s all unclear about your accident. Things are not adding up. I’m sorry but you need to look for ways to make some money
She said she could work, just not at her prior job
Everything else aside, it's so hard to adapt to price increases over time. I go through the drive through and I'm still shocked every time the bill is more than $5 or $6 because in my head I'm still expecting 90s pricing.