Wow It's good to hear someone else with the similar mindset. Me and my gf are 20 now and each of us managed to save 15k each for now but we still waiting for few years and saving more as I don't have the job I want to have (yet) and my gf is still in uni. There are things which I would recommend for people younger: try not to be as good as your mates for example if they have nice things then dont buy it just to be as "cool" as them as from my experience I had that mindset for very short time and now I look and I laugh at myself because I saved money instead of buying unnecessary things. Also if you're in education then don't focus on saving big amounts or working more than you actually can as that can be big impact on your results and you might regret it in the future. Just do as much you're allowed to, even a pound saved is good as long as you use it wisely ;)
Me and my husband are currently saving up for our first home. It's been difficult as we've been renting in london for the last 3 years + we have a child. I wish i had the same mind set as you a few years ago and saved up my money strategically. This video has been so useful. I'm going to stay committed in saving up money, I've downloaded the money dashboard app to see my income/outgoings. Our goal is to save enough we need for a deposit in the next two years, so we can buy a home before my daughter starts nursery, fingers crossed! X
To make extra money,l do research studies,you,your husband and baby can do.... l am saving for a condo, the ones,in New York,something decent is 200,000 .That is for a one bedroom 😲😲😲😲😲
I've watched this video several times -such good advice in this video. The first thing I did was change my car too. I've saved £50 on my my monthly payments and now my car insurance is 1/3 of what I used to pay.
I’m currently saving up for a bigger house that is a lot more than my current house, these tips you give are very good, and speaking from experience and saving I’ve owned 2 supercars, I’m not trying to Bragg or boast but merely agree with you that most things are achievable if you give it 100% 👍🏻👍🏻
i’m 15 and i think i want to start saving for a house either next year or the year after, i’m gonna look at a few more of your videos because you are really good at explaining everything
Addressing your committed outgoings is such a good tip. I've just done this over a couple of days and going forward I'm going to save 170ish a month just on this. I found better car insurance that halved in price, changed my water, gas, electric and internet providers to cheaper alternatives. It's a faff to do, but well worth it!
Hey! Just come across your channel and love this video! I think what your saying is so true! I was stuck in a retail job from 16 to 21 and also had a baby at 18 so i really doubted myself and one day thought i deserve better than this and it took me 3 months but i got a much better job working for an insurance company i thought my son needs this and i got the job! Sometimes we just need some confidence in ourselves and i am now saving for our first home! Xxx
This has really helped me. I’ve watched three of your videos now and liked each one of them. I’m 25 soon and by the time I’m 27 I want to save for a deposit for a house. Thank you so much Hazel - this is fantastic😁 🥰🥰🙌🏾!!
Girl start now trust me I’m 16 turning 17 in a couple of months and I will no where achieve saving money for a house by 18/19 unless a miracle happens 😂 trust me I used to go out at 14 getting drunk waisting money in clubs and at party’s and I wish I started then because I’d be in a much better position now trust me lol x
Thank you so much for this video. I am from Dublin and me and my partner are starting to save for a house, we are planning to save for at least 5 years ❤️
I saved for my first home and me and my partner did all of this. We’re now saving for our wedding and I needed this straight talking video to get my arse in gear 😂🙌🏻
This is such a helpful video Hazel. I’ve recently relocated from London back to New Zealand and getting myself back on track with finances. Im paying down debt and thinking ahead to when it’s paid off to start saving for a house deposit. All your tips and ideas of how to make saving a habit and reality is very encouraging! Thanks 😊
HelloAmyy hahaha dont be silly - my job is called a paraplanner. So im qualified as a financial adviser but i instead do all the analytical research behind the scenes! Xx
Hazel Wood ooo that sounds interesting! Do you enjoy it ? I’m in year 13 so currently deciding whether to go uni or get an apprenticeship, I was thinking of something in finance too, like tax maybe. I’m so confused as to what I want to do 😂xx
HelloAmyy i do enjoy it, its challenging and different every single day! Mine started as an apprenticeship too! :) tax is more number crunching whereas financial advice is a mixture of numbers, looking at the stock market, writing reports so a bit more varied xx
Thank you for this video Hazel. I am currently renting and finding saving extremely difficult but I KNOW that it is possible, like you say there is always a way. Also, it's really funny that you should mention The Secret - I am reading it right now. Anyway, what I wanted to say is that watching this video has really helped remind me of what I could change and has helped with my overall motivation. Thank you! xx
Such a good video, thank you! I’ve seen so many that basically say you need to live as minimally as possible which I know would make me miserable if I couldn’t treat myself every now and then! It’s just not realistic for everyone!
But the thing is we cant get mortgages of 200k with 20k deposit unless our wage is like 50k we get 4.5x our wage and national wage here is like 20k in the Midlands from banks which is what most if not all working people earn ... what then?
Isabella, you can still find affordable flats (or sometimes even houses) around the Midlands between £90K-150K. They won't be in the centre of Birmingham or in Sutton Coldfield, but it's generally more affordable than London and the South. 4.5 times for £20K is about 90k and if you can scrape up 10-15k you can still afford a flat 😊. All the best!
I loved this video and found it really helpful in saving in general for anything and for a house.! I think conquering fears would be a good video to do, I love these kind of videos , so much positive useful info ❤️❤️❤️❤️❤️
This is amazing advice, thankyou!! I'm currently in a house share and been feeling a bit down on myself but this has really inspired me. I'm on a really good wage as cabin crew but the job is seasonal so you go 3-5 months without a wage and I'm thinking is it time to look for something else if I don't get permanent this year. Fancy being on the ground and working maybe on trains now anyways. Anyways I'll stop waffling but your video has really given me food for thought 👍
This is a great video. I do agree with what you mentioned about the job topic and salary. At the start of this year I got myself a new job in a call centre and I got paid more than my previous job but I really hated it. I now have a new job as a care assistant and I enjoy it so much more. So I have had to put my happiness first in a job I enjoy more but get paid less. I will one day have a deposit saved just will take a little longer! Love your apartment by the way xxx
Could only wish to get a house for 200K...at least 300K where I live in Essex. Banks will only loan 4x Salary. If you're on £50K a year you'd still need a £100K deposit.
@@hazelwoodx It's great that you got into the housing market though! Yeah, it's nuts! Part of me thinks what is the point of even trying - we've got it harder than our parent's generation for sure
This is her experience but she doesn’t explain if she was renting at the time or living with her parents at the time so if your renting this isn’t the video for you
Hey, newbie here. l'm currently saving for a house I've been saving for a year now and my goal is the same as yours. How long did it take you to save the 20k? My goal was 2 years but after a year I haven't saved what I wanted.
@@hazelwoodx You're such a lovely person I can tell from just watching one video. And you give great advice. Hopefully I can stay on top of savings. Thanks for replying.
Natashaldn _ i got mine in Essex. The prices are still expensive (for the UK) but alot cheaper than London. My place is near “Chelmsford” which is a 30 min train journey to Liverpool st - which I dont think is too bad! Here a 1 bed flat is around 200k and a 2 bed is around 260-280k whereas London is probably another 50% more expensive xx
I never watched netflix once 18 month of free money they got from me never again! Sky gone phone contract went 2 years ago .food is the worse issue but im changing it drastically . Leaving cards at home put all my change in a jar. And i dont by anything for friends anymore they had years of take and no give. You think its only a lunch its only a coffee YEAH! Over a year its alot especially when there just takers. Im finding a second part time job my aim is to save 1500 for each one if my 3 sons in the next 10 years god spear me. I have wasted alot of money over the years i regret it.
I'm saving atm to get a mortgage on my own. To get it on your own would you know roughly how much I would need to earn a year,if I was looking at a house around 200,000 ?
@@hazelwoodx I'm saving atm to get a mortgage on my own. To get it on your own would you know roughly how much I would need to earn a year,if I was looking at a house around 200,000 ?
In the bank I have a help to buy ISA. It is only worth it as the government put so much in a year. Bank accounts are crap in the UK for interest. So don't think if you put £5,000 In an account you will get and good intrest payment ontop.
Wow It's good to hear someone else with the similar mindset. Me and my gf are 20 now and each of us managed to save 15k each for now but we still waiting for few years and saving more as I don't have the job I want to have (yet) and my gf is still in uni. There are things which I would recommend for people younger: try not to be as good as your mates for example if they have nice things then dont buy it just to be as "cool" as them as from my experience I had that mindset for very short time and now I look and I laugh at myself because I saved money instead of buying unnecessary things. Also if you're in education then don't focus on saving big amounts or working more than you actually can as that can be big impact on your results and you might regret it in the future. Just do as much you're allowed to, even a pound saved is good as long as you use it wisely ;)
Me and my husband are currently saving up for our first home. It's been difficult as we've been renting in london for the last 3 years + we have a child. I wish i had the same mind set as you a few years ago and saved up my money strategically. This video has been so useful. I'm going to stay committed in saving up money, I've downloaded the money dashboard app to see my income/outgoings. Our goal is to save enough we need for a deposit in the next two years, so we can buy a home before my daughter starts nursery, fingers crossed! X
I am glad you found this useful - the fact you are now working towards your goal is great and you can definitely reach it! best of luck to you x
To make extra money,l do research studies,you,your husband and baby can do.... l am saving for a condo, the ones,in New York,something decent is 200,000 .That is for a one bedroom 😲😲😲😲😲
Can you save up any money while living in London?
@@taehyungkim1856 yes just put something away anything it adds up
Greetings to you from Morocco, how are you? How is the family, where are you from, please are you married?
I've watched this video several times -such good advice in this video. The first thing I did was change my car too. I've saved £50 on my my monthly payments and now my car insurance is 1/3 of what I used to pay.
so pleased to hear this! x
I’m currently saving up for a bigger house that is a lot more than my current house, these tips you give are very good, and speaking from experience and saving I’ve owned 2 supercars, I’m not trying to Bragg or boast but merely agree with you that most things are achievable if you give it 100% 👍🏻👍🏻
i’m 15 and i think i want to start saving for a house either next year or the year after, i’m gonna look at a few more of your videos because you are really good at explaining everything
Addressing your committed outgoings is such a good tip. I've just done this over a couple of days and going forward I'm going to save 170ish a month just on this. I found better car insurance that halved in price, changed my water, gas, electric and internet providers to cheaper alternatives. It's a faff to do, but well worth it!
Thats a great achievement!! Just shows how much you can save!
Hey! Just come across your channel and love this video! I think what your saying is so true! I was stuck in a retail job from 16 to 21 and also had a baby at 18 so i really doubted myself and one day thought i deserve better than this and it took me 3 months but i got a much better job working for an insurance company i thought my son needs this and i got the job! Sometimes we just need some confidence in ourselves and i am now saving for our first home! Xxx
This is amazing!!! Well done lovely ❤️❤️❤️
This has really helped me. I’ve watched three of your videos now and liked each one of them. I’m 25 soon and by the time I’m 27 I want to save for a deposit for a house. Thank you so much Hazel - this is fantastic😁 🥰🥰🙌🏾!!
💗💗
im 14 lmao and i really wanna start saving a deposit for a house at 16/17 x
sameeeee
Girl start now trust me I’m 16 turning 17 in a couple of months and I will no where achieve saving money for a house by 18/19 unless a miracle happens 😂 trust me I used to go out at 14 getting drunk waisting money in clubs and at party’s and I wish I started then because I’d be in a much better position now trust me lol x
I’ve been binge watching ALL your videos Saturday-Sunday. Love love loveeee them! 🌸
ahhhh wow this amazing! thank you!!xxx
Great video Hazel! My goal is to get to $25,000 in SAVINGS this year ✨Toronto is pretty expensive but the plan is to purchase a house!
Wow thats amazing!! Its so expensive here too😭❤️
You are inspirational and motivational. I’m currently saving for my fist home and this video has helped me with my finances. Keep these videos up.
thanks so much and well done, good luck with it!
Thank you so much for this video. I am from Dublin and me and my partner are starting to save for a house, we are planning to save for at least 5 years ❤️
You are welcome and wow you should get lots saved in that time :) xxx
I saved for my first home and me and my partner did all of this. We’re now saving for our wedding and I needed this straight talking video to get my arse in gear 😂🙌🏻
ahhhh you can do this!! xxx
You go girl!!!!! So proud of you , for someone so young.
♥️🎉♥️❤️🎉❤️
In the process of saving for a first home using Help to Buy & Help to Buy ISA - these tips definitely help with that! Thank you :)
more than welcome :)
Same here most of mine it in the property im in now. I think I need £10,000 to £20,000 to add to it.
With help to buy ISA- I think house has to be £250 or more which is annoying
This is such a helpful video Hazel. I’ve recently relocated from London back to New Zealand and getting myself back on track with finances. Im paying down debt and thinking ahead to when it’s paid off to start saving for a house deposit. All your tips and ideas of how to make saving a habit and reality is very encouraging! Thanks 😊
im going to save up starting January 2021. Thank you for your advice. Im 34 and starting again.
Loved this video, please do more like this as it’s so useful & deffoooooo do that car finance video as I’d find that so helpful !! Xx
HelloAmyy thank you, i will do more definitely! And ok i will xxx
Hazel Wood look forward to watching it !! Also if you don’t mind me asking what is your job? I’m just so nosey lol 🙈😂X
HelloAmyy hahaha dont be silly - my job is called a paraplanner. So im qualified as a financial adviser but i instead do all the analytical research behind the scenes! Xx
Hazel Wood ooo that sounds interesting! Do you enjoy it ? I’m in year 13 so currently deciding whether to go uni or get an apprenticeship, I was thinking of something in finance too, like tax maybe. I’m so confused as to what I want to do 😂xx
HelloAmyy i do enjoy it, its challenging and different every single day! Mine started as an apprenticeship too! :) tax is more number crunching whereas financial advice is a mixture of numbers, looking at the stock market, writing reports so a bit more varied xx
Good for you so grown up. I’m 35 and still rubbish with money 😂 loved your video
haha awww thank you x
It's Never too late Glitter. Still taking on good habits now helps you in the long run.
Thank you for this video Hazel. I am currently renting and finding saving extremely difficult but I KNOW that it is possible, like you say there is always a way. Also, it's really funny that you should mention The Secret - I am reading it right now. Anyway, what I wanted to say is that watching this video has really helped remind me of what I could change and has helped with my overall motivation. Thank you! xx
Such a good video, thank you! I’ve seen so many that basically say you need to live as minimally as possible which I know would make me miserable if I couldn’t treat myself every now and then! It’s just not realistic for everyone!
you are so welcome and I agree xx
Thanks for the new video! I have watched your old house deposit video over and over again xx
lisa woakes aww im pleased!! Xx
But the thing is we cant get mortgages of 200k with 20k deposit unless our wage is like 50k we get 4.5x our wage and national wage here is like 20k in the Midlands from banks which is what most if not all working people earn ... what then?
Isabella Corelone perhaps consider a more affordable property / use the help to buy equity loan / use the help to buy shared ownership
@@hazelwoodx yeah but roughly how much were you earning to get the flat price mortgage so we have rough idea no exact amount
Paraplanners can earn up to £45k in London
I earn about £16-17000 ish a year and it’s really difficult saving 🙁
Isabella, you can still find affordable flats (or sometimes even houses) around the Midlands between £90K-150K. They won't be in the centre of Birmingham or in Sutton Coldfield, but it's generally more affordable than London and the South.
4.5 times for £20K is about 90k and if you can scrape up 10-15k you can still afford a flat 😊. All the best!
thank you for this - really helpful! side talk, i love your eyes! 😍
Paused the video and just watched the secret, so interesting, loved the advice Thankyou ☺️
I loved this video and found it really helpful in saving in general for anything and for a house.! I think conquering fears would be a good video to do, I love these kind of videos , so much positive useful info ❤️❤️❤️❤️❤️
So glad you enjoyed :) and that sounds like a great suggestion! mine would have to be flying haha as I have a huge fear xx
This is amazing advice, thankyou!! I'm currently in a house share and been feeling a bit down on myself but this has really inspired me. I'm on a really good wage as cabin crew but the job is seasonal so you go 3-5 months without a wage and I'm thinking is it time to look for something else if I don't get permanent this year. Fancy being on the ground and working maybe on trains now anyways. Anyways I'll stop waffling but your video has really given me food for thought 👍
you are welcome!! and I'm gad it has inspired you. definitely consider your options especially if you feel ready for a change!! good luck xx
@@hazelwoodx Aww thankyou 😊 xx
This is a great video. I do agree with what you mentioned about the job topic and salary. At the start of this year I got myself a new job in a call centre and I got paid more than my previous job but I really hated it. I now have a new job as a care assistant and I enjoy it so much more. So I have had to put my happiness first in a job I enjoy more but get paid less. I will one day have a deposit saved just will take a little longer! Love your apartment by the way xxx
Lois Jane putting your happiness first is defo important too as it will boost your wellbeing and make you a more positive person hopefully!! Xxx
I am a saver I made 20 Grand. Spend a little from my wage it tuck long but it was worth it
Well done!!
Such a relatable channel. Thank you for sharing!
Thank you x
Do the video on car finance!!
Great vid, sooo needed! Would really appreciate the car finance vid as well!
Hannah Williams on my list!! Dx
I enjoyed the listen!
OMG I can’t wait to watch this. I’ve literally been waiting to ask you about this girl. Got my plate of jollof ready at the laptop xxxxx
Lenny & Aliyah ahh lovely!! Xxx
Love the accent. Thanks for the tips you do make so much sense.
thank you!
First watch of your channel. Good work!
Thank you!
Please do a video on car finance. It is something I've been definitely thinking about doing this year. Please share your thoughts x
of course i can, will add to my list xx
Simple . don't buy a car with car finance.
Crypto Batman easier said than done though without outlaying a large sum on a reliable car 😟
@@hazelwoodx I believe 2000£ should get you a reliable car for commuting. If that is a large sum then I agree with you.
Watching two of these videos, love them however could you do a wee section for students?
Great Video This Has Really Motivated Me Keep Up The Good Work 👌
Very engaging video - enjoyed watching!
Come across your channel and honestly, it's fab!!!
❤️❤️
Could only wish to get a house for 200K...at least 300K where I live in Essex. Banks will only loan 4x Salary. If you're on £50K a year you'd still need a £100K deposit.
Yes this is a 1 bed apartment, I'm also in Essex and houses are around £300,000 for a 2 bed! Crazy expensive isn't it
@@hazelwoodx It's great that you got into the housing market though! Yeah, it's nuts! Part of me thinks what is the point of even trying - we've got it harder than our parent's generation for sure
As usual nailed it boo 💕
thanks lovely xx
Just went on your channel for the first time, love it
ahhhh thank you! xxx
This is her experience but she doesn’t explain if she was renting at the time or living with her parents at the time so if your renting this isn’t the video for you
I work nights and I eat lunch and dinner so maybe ditch that for my yatch
Can't work Nights all your life. Gotta have a plan B.
Glad I found your channel.. you’ve got a new subscriber x
yay!! x
So happy you made this, thank you xx
its jas you are very welcome xx
@@hazelwoodx Greetings to you from Morocco, how are you, how is the family?
@@hazelwoodx Greetings to you from Morocco, how are you, how is the family?
Love this video! So helpful xx
yay xxx
This is such a good video xx
thank you xx
OG subbie here hun 👋 Thanks for posting this video xx
Lee Moss you are welcome!! Xxx
Did Aldi Pay you for this promotion?
I wish 😂
@@hazelwoodx
If they had, it would've been 50% less than the others pay.
@@hazelwoodx Greetings from Morocco. How are you? How is the family? Where are you from, please
This was very useful and grounded. Such a sweet genuine vid thanks Hazel! X
thanks so much, so glad it helped xx
Great advice and lovely personality thanks!
Thank you💖
Such a helpful video! X
Great Tip Money Dashboard App Great Video Xx
glad you liked :) x
Me and my boyfriend are struggling at the moment and this has helped so much!!
so glad its helped xxx
Interesting ,xx
Hey, newbie here. l'm currently saving for a house I've been saving for a year now and my goal is the same as yours. How long did it take you to save the 20k? My goal was 2 years but after a year I haven't saved what I wanted.
2 years for me! Dont worry! As long as you try hard and stay focused it will happen ❤️
@@hazelwoodx You're such a lovely person I can tell from just watching one video. And you give great advice. Hopefully I can stay on top of savings. Thanks for replying.
Good video
thank you!
Hi was you working when you
Get your mortgage.
Lol. Most people in the NHS are not paid enough for their job or can't get the promotions they deserve due to politics.
New subscriber- also looking to buy a house. Thank you 😌😌😌
Do you overpay, however, do you recommend it.
I love the underground
Are you a train spotter?
What is your job? Very inspirational video btw💯
Thank you!! My job is called a 'paraplanner'
Came across this for the first time 👌🏽👍🏽
ooh welcome to the channel! x
Hazel Maria Wood ta love x
Hello HAZEL THANK YOU
Great video ☺️sooo motivational
Natashaldn _ thank you lovely xx
Hazel Wood did you buy a house in London ? I really don’t want to be too far from London.
Natashaldn _ i got mine in Essex. The prices are still expensive (for the UK) but alot cheaper than London. My place is near “Chelmsford” which is a 30 min train journey to Liverpool st - which I dont think is too bad! Here a 1 bed flat is around 200k and a 2 bed is around 260-280k whereas London is probably another 50% more expensive xx
Love this girl xx
thank you xxxx
I’m saving and it’s a good feeling! You have done amazing 😊
@@privlogs9372 Greetings to you from Morocco, how are you, how is the family?
I never watched netflix once 18 month of free money they got from me never again! Sky gone phone contract went 2 years ago .food is the worse issue but im changing it drastically . Leaving cards at home put all my change in a jar. And i dont by anything for friends anymore they had years of take and no give. You think its only a lunch its only a coffee YEAH! Over a year its alot especially when there just takers. Im finding a second part time job my aim is to save 1500 for each one if my 3 sons in the next 10 years god spear me. I have wasted alot of money over the years i regret it.
Do the car finance video😩
PS - how old are you hazel hun and how long did it take you to save xxx
I am 23! and i saved over about 2 years but i then had another 7 months to save until i got the place after reserving so 2 years 7 months in total xx
Did you overpay
I do not currently overpay
I’ve just discovered your channel I’m gonna graduate soon and I refuse to rent so these vids are amazing ❤️
catching up :) x
These videos help so much
so glad x
Did you get your mortgage with a partner or by yourself?
By myself x
I'm saving atm to get a mortgage on my own. To get it on your own would you know roughly how much I would need to earn a year,if I was looking at a house around 200,000 ?
@@hazelwoodx well done, it's a goal of mine that I want to achieve. I wasnt sure if I needed a partner to do it?
@@hazelwoodx I'm saving atm to get a mortgage on my own. To get it on your own would you know roughly how much I would need to earn a year,if I was looking at a house around 200,000 ?
U dnt need a poxy app to save
Get car 500 pound dnt get new car if u want to save once u have ur house ur new car will come
Love your channel! What do you do as a job?:) x
thank you! and a paraplanner xx
Do you think it’s better saving money in bank accounts or take money out and saving at home ?
GeminiBabexox definitely save it in the bank
what a silly question. keep it in the bank
Slynell1 init haha
In the bank I have a help to buy ISA. It is only worth it as the government put so much in a year. Bank accounts are crap in the UK for interest. So don't think if you put £5,000 In an account you will get and good intrest payment ontop.
Hi Hazel Maria . I am trying to reach you via email . Would you let me know if you are stil running this channel .
I love your accent!
thank you!